KMPB Instantánea de la Acción Precio, capitalización bursátil, P/E, BPA, ROE, deuda/capital, rango de 52 semanas

03
Precio $24.77
Capitalización Bursátil (MRQ) $1.46B
P/E (TTM) -3.0
BPA (TTM) $-8.30
Ingresos (TTM) $4.57B
Rendimiento div. 5.5%
ROE (TTM) -19.3%
Deuda/Capital (MRQ) 0.4
Rango 52S $22–$25

KMPB Gráfico del Precio de la Acción OHLCV diario con indicadores técnicos — desplace, amplíe y personalice su vista

04
rango
barras

La granularidad de las barras se adapta al período seleccionado; pase el ratón sobre el gráfico para ver la apertura/máximo/mínimo/cierre de una barra.

Acerca de Kemper Corporation 5.875% Fixed-Rate Reset Junior Subordinated Debentures due 2062 Descripción general de la empresa de Wikipedia

05 · wikidata

Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.

History

Kemper Corporation was originally founded as Unitrin, Inc. in April 1990, when it spun off from Henry Singleton's conglomerate Teledyne. Singleton expected the new venture to duplicate the successful spin off of the Argo Group, originally a workers’ compensation insurance provider, created in 1986. Argonaut's original $20 per share stock appreciated 240 percent by 1990. Singleton remained Chairman of Unitrin after it was spun off to shareholders at $31.25 per share, trading on NASDAQ. Unitrin divided its business into three major categories: life and health insurance, property and casualty insurance, and consumer finance, which covered a variety of services including automobile and industrial loans.

In 2002, Unitrin purchased the renewal rights for the homeowners and automobile insurance lines of Kemper Insurance, a long-time Chicago insurance and financial services firm.

In 2010, Unitrin purchased all rights to the Kemper name, and began operations as Kemper Corporation on August 25, 2011, with trading on the New York Stock Exchange under the KMPR ticker symbol.

In November 2015, Joseph P. Lacher, Jr. was appointed President and Chief Executive Officer.

The company unified and refreshed its brand in October 2018.

Fortune Magazine included Kemper on its 2020 list of the 100 fastest-growing companies.

On November 23, 2020, the company announced it had entered into a definitive agreement to acquire American Access Casualty Company and its related captive insurance agency, Newins Insurance Agency Holdings, LLC, and its subsidiaries (collectively “AAC”), in a cash transaction valued at $370 million. On April 1, 2021, the company announced it had completed the acquisition of AAC. AAC provided specialty private passenger auto insurance in Arizona, Illinois, Indiana, Nevada and Texas.

The Kemper Open was a professional golf tournament on the PGA Tour for 35 years, from 1968 through 2002.

Acquisitions

In April 2015, Kemper acquired Alliance United Insurance Company, one of the fastest growing auto insurance providers in the State of California. Source:

In July 2018, Kemper acquired Infinity Property and Casualty Corporation (NASDAQ: IPCC), an auto insurance provider focused on serving the specialty, nonstandard segment, in a cash and stock transaction valued at approximately $1.4 billion.

In April 2021, Kemper completed the acquisition of Downers Grove, Illinois based American Access Casualty Company. American Access Casualty Company specializes in automobile insurance directed towards the Hispanic community.

Subsidiaries

Kemper Property & Casualty

Kemper’s Property & Casualty Insurance segment includes the following businesses:

Kemper Auto, a national provider of auto insurance with a concentration on non-standard auto insurance

Infinity, a provider of non-standard auto insurance for drivers in the State of California only

Kemper Personal Insurance, which provides both home and auto insurance to the company’s preferred/standard book of business

Property & Casualty Insurance Companies

Alpha Property & Casualty Insurance Company

Alliance United Insurance Company

Charter Indemnity Company

Financial Indemnity Company

Infinity Insurance Company

Infinity Auto Insurance Company

Infinity Assurance Insurance Company

Infinity Casualty Insurance Company

Infinity County Mutual Insurance Company

Infinity Indemnity Insurance Company

Infinity Preferred Insurance Company

Infinity Safeguard Insurance Company

Infinity Select Insurance Company

Infinity Standard Insurance Company

Infinity Security Insurance Company

Kemper Financial Indemnity Company

Kemper Independence Insurance

Merastar Insurance Company

Mutual Savings Fire Insurance Company

Response Insurance Company

Response Worldwide Direct Auto Insurance Company

Response Worldwide Insurance Company

Trinity Universal Insurance Company

Unitrin Advantage Insurance Company

Unitrin Auto and Home Insurance Company

Unitrin Direct Insurance Company

Unitrin Direct Property & Casualty Company

Unitrin Preferred Insurance Company

Unitrin Safeguard Insurance Company

Valley Property & Casualty Insurance Company

Warner Insurance Company

Kemper Life & Kemper Health

Kemper’s Life & Health insurance segment is made up of the following businesses:

Kemper Life

Life & Health Insurance Companies

Mutual Savings Fire Insurance Company

Mutual Savings Life Insurance Company

Reserve National Insurance Company

The Reliable Life Insurance Company

Union National Life Insurance Company research department

United Insurance Company of America

United Casualty Insurance Company of America

Union National Fire Insurance Company

Other Affiliated Insurance Companies

Capitol County Mutual Fire Insurance Company

Old Reliable Casualty Company

Unitrin County Mutual Insurance Company

Fuente: Wikipedia (Inglés), CC BY-SA 4.0 · Ver en Wikipedia ↗

Wikidata ↗

sectorFinancials industriaInsurance paísUS

Rendimiento a 10 años Tendencias de ingresos, beneficio neto, márgenes y BPA

06
Ingresos$4.79B
2021-12-31 → 2025-12-31
BPA$2.29
2021-12-31 → 2025-12-31
Flujo de caja libre$554M
2021-12-31 → 2025-12-31
Margen neto-10.8%
2021-12-31 → 2025-12-31
Valoración y ratios 07–12

Valoración Ratios P/E, P/S, P/B, EV/EBITDA: ¿está la acción cara o barata?

Métrica Tendencia a 5 años KMPB promedio 5A Mediana de Pares Veredicto
P/E (TTM) -3.0 · · ·
P/S (TTM) 0.3 · · ·
P/C (MRQ) 0.7 · · ·
EV / EBITDA 30.6 · · ·
Precio / FCF (TTM) 3.7 · · ·
Precio / Flujo de Caja (TTM) 3.4 · · ·
EV / Revenue (EV / Ingresos) 0.5 · · ·
EV / FCF 4.1 · · ·
Price / Tangible Book (Precio / Valor Contable Tangible) 1.2 · · ·

La mediana de empresas comparables se calcula sobre una base estandarizada por métrica y puede no coincidir siempre con la base TTM/MRQ que se muestra para esta acción.

valor · ≈ promedio 5A · mediana sectorial · veredicto relativo a la mediana

Dividendos Rendimiento, ratio de pago, historial de dividendos, CAGR a 5 años

13
Rendimiento por Dividendo5.5%
Ratio de Pago55.5%
Pago anualizado≈$1.47Pago trimestral
Fecha ex-dividendoMontoMonedaRendimiento
Sep 1, 2026$0,37USD≈6.2%
Jun 1, 2026$0,40USD≈6.3%
Feb 27, 2026$0,37USD≈6.2%
Dic 1, 2025$0,37USD≈6.3%
Ago 29, 2025$0,37USD≈6.2%
May 30, 2025$0,37USD≈6.4%
Feb 28, 2025$0,37USD≈6.2%
Nov 29, 2024$0,37USD≈6.2%
Ago 30, 2024$0,37USD≈4.9%
May 31, 2024$0,37USD≈3.3%
Feb 29, 2024$0,37USD≈1.7%
May 31, 2023$0,37USD≈8.5%
Feb 28, 2023$0,37USD≈7.2%
Nov 30, 2022$0,37USD≈5.6%
Ago 31, 2022$0,37USD≈3.2%
May 31, 2022$0,39USD≈1.6%

Historial de Ganancias EPS real vs estimado, sorpresa %, tasa de aciertos, próxima fecha de resultados

14
Sorpresa Media -33.3%
PeríodoInformeEPS ActualEPS est.Sorpresa
30 de junio de 2026 $0.45 $0.35 29.2%
31 de marzo de 2026 $0.21 $0.82 -74.2%
31 de diciembre de 2025 $0.25 $0.87 -71.4%
30 de septiembre de 2025 $0.33 $1.35 -75.5%
30 de junio de 2025 $1.30 $1.55 -16.2%
31 de marzo de 2025 $1.65 $1.52 8.6%

Fundamentales Completos Todas las métricas por año — estado de resultados, balance general, flujo de caja

15
Estado de resultados 12
Métrica Tendencia 202520242023202220212020201920182017201620152014
Revenue $4.79B$4.64B$4.94B$5.52B$5.72B$5.21B$5.04B$3.73B$2.72B$2.52B$2.34B$2.20B
Operating Expenses $4.63B$4.25B$5.29B$5.89B$5.97B$4.70B$4.38B$3.53B$2.56B$2.52B$2.24B$2.04B
Operating Income ··$-69M$-167M$-334M$547M$519M$286M$119M$3M$84M$136M
Interest Expense $38M$57M$56M$55M$44M$36M$42M$43M$35M$44M$46M·
Pretax Income $161M$388M$-347M$-390M$-245M$510M$662M$199M$161M$4M$100M$160M
Income Tax $28M$76M$-75M$-84M$-126M$100M$130M$11M$41M$-9M$20M$48M
Net Income $143M$318M$-272M$-287M$-124M$410M$531M$190M$121M$17M$86M$114M
EPS (Basic) $2.31$4.95$-4.25$-4.50$-1.92$6.24$8.04$3.25$2.34$0.33$1.65$2.12
EPS (Diluted) $2.29$4.91$-4.25$-4.50$-1.92$6.14$7.96$3.22$2.33$0.33$1.65$2.12
Shares (Basic) 62,010,70064,179,50064,025,60063,825,50064,264,40065,636,10065,880,90058,149,40051,345,60051,156,10051,606,90053,762,500
Shares (Diluted) 62,606,20064,776,00064,025,60063,825,50064,264,40066,729,80066,548,10058,751,90051,577,90051,214,70051,683,50053,867,900
EBITDA $74M$54M$-24M$-171M$-324M$583M$552M$286M$119M$3M$84M$136M
Balance general 14
Métrica Tendencia 202520242023202220212020201920182017201620152014
Cash & Equivalents $124M$64M$64M$212M$148M$206M$137M$75M$46M$116M$162M$76M
Short-term Investments $314M$1.04B$521M$278M··$471M$286M····
Goodwill $1.25B$1.25B$1.25B$1.30B$1.31B$1.11B$1.11B$1.11B$323M$323M$323M$312M
Intangibles $226M$266M$269M$267M$293M$272M$328M$261M$133M···
Total Assets $12.47B$12.63B$12.74B$13.31B$14.92B$14.34B$12.99B$11.54B$8.38B$8.21B$8.04B$7.83B
Deferred Tax $15M$15M$51M$0$227M$286M$178M$26M$15M$0··
Total Liabilities $9.80B$9.85B$10.24B$10.64B$10.91B$9.78B$9.02B$8.49B$6.26B$6.24B$6.04B$5.74B
Long-term Debt $944M$1.39B$1.39B$1.39B$1.12B$1.17B$778M$909M$592M$752M$751M·
Total Debt $944M$1.39B··········
Retained Earnings $1.16B$1.23B$1.01B$1.37B$1.76B$2.07B$1.81B$1.36B$1.24B$1.17B$1.21B$1.20B
AOCI $-206M$-304M$-361M$-515M$448M$680M$336M$22M$194M$137M$124M$223M
Stockholders' Equity $2.68B$2.79B$2.51B$241M$-850M$4.56B$3.97B$3.05B$2.12B$1.98B$1.99B$2.09B
Liabilities + Equity $12.47B$12.63B$12.74B$13.31B$14.92B$14.34B$12.99B$11.54B$8.38B$8.21B$8.04B$7.83B
Shares Outstanding 58,666,64463,840,44264,111,55563,912,76263,684,62865,436,20766,665,88864,756,83351,462,40551,270,94051,326,75152,418,246
Flujo de Efectivo 18
Métrica Tendencia 202520242023202220212020201920182017201620152014
D&A $74M$54M$59M$71M$46M$36M$33M$16M$13M···
Deferred Tax $-30M$64M$-71M$-91M$-3M$14M$68M$46M$15M$-2M$-2M$6M
Amort. of Intangibles $64M$46M$49M$54M$87M$42M$38M$166M$11M$6M$15M$7M
Other Non-cash $397M$-53M$164M$135M$427M$-12M$-98M·····
Operating Cash Flow $584M$383M$-134M$-210M$351M$448M$534M$539M$241M$240M$215M$134M
CapEx $31M$53M$54M$31M$58M$53M$84M$65M$36M···
Investing Cash Flow $336M$-244M$108M$-108M$-118M$-757M$-633M$-498M$-105M$-238M$-29M$-104M
Debt Issued ····$0$396M$50M$249M$200M···
Net Debt Issued ····$0$396M$-135M·····
Stock Issued ····$0$0$128M$0····
Stock Repurchased $302M$39M$0$0$162M$110M$0$0$0$4M$45M$114M
Net Stock Activity $-302M$-39M$0$0$-162M$-110M·$0$0$-4M$-45M$-114M
Dividends Paid $80M$80M$80M$80M$81M$79M$68M$56M$50M$49M$50M$52M
Financing Cash Flow $-860M$-137M$-122M$383M$-290M$378M$161M$-12M$-205M$-48M$-101M$-20M
Net Change in Cash $61M$1M$-148M$64M$-58M$69M$62M$29M····
Taxes Paid $35M$11M$-107M$-700.0K$-38M$56M$68M$200.0K$13M$500.0K$44M$37M
Free Cash Flow $554M$330M$-188M$-241M$293M$395M$450M·····
Levered FCF $522M··$-283M$271M$366M$416M·····
Rentabilidad 7
Métrica Tendencia 202520242023202220212020201920182017201620152014
Operating Margin ··-1.4%-4.0%-6.4%10.5%10.3%7.7%4.4%0.12%3.6%6.2%
Net Margin 3.0%6.9%-5.5%-5.4%-2.1%7.9%10.5%5.1%4.4%0.67%3.7%5.2%
Pretax Margin 3.4%··-7.0%-4.2%9.8%13.1%5.3%5.9%0.14%4.3%7.3%
EBITDA Margin 1.6%1.2%-0.50%-3.1%-5.6%11.2%10.9%7.7%4.4%0.12%3.6%6.2%
ROA 1.1%2.5%-2.1%-2.1%-0.82%3.0%4.3%1.9%1.5%0.21%1.1%1.5%
ROE 9.4%20.2%-19.8%-37.8%-2.8%9.6%15.1%7.4%5.9%0.85%4.2%5.5%
ROIC ···-7.0%-4.5%9.6%10.5%8.9%4.2%0.57%3.4%4.6%
Liquidez y Solvencia 3
Métrica Tendencia 202520242023202220212020201920182017201620152014
Debt / Equity 0.40.5··········
LT Debt / Equity 0.40.3··········
Interest Coverage ··-1.2-4.0-8.515.212.26.63.4···
Eficiencia 1
Métrica Tendencia 202520242023202220212020201920182017201620152014
Asset Turnover 0.40.40.40.40.40.40.40.40.30.30.30.3
Por Acción 6
Métrica Tendencia 202520242023202220212020201920182017201620152014
Book Value / Share $45.71$43.68$39.08$38.23$62.93$69.74$59.59$47.10$41.11$38.52$38.82$39.88
Revenue / Share $76.51$71.61$77.22$87.38$90.14$78.01$75.72$63.40$52.80$49.24$45.29$40.78
Cash Flow / Share $9.34$5.91$-2.10$-3.29$5.46$6.71$8.03$9.18$4.66$4.70$4.16$2.48
Cash / Share $2.12$1.01$1.00$3.32$2.33$3.15$2.05$1.16$0.89$2.26$3.15$1.45
Dividend Paid / Share $1.28$1.24$1.24$1.24$1.24$1.20$1.03$0.96$0.96$0.96$0.96$0.96
EPS (TTM) $2.29$4.91$-4.25$-4.50$-1.92$6.14$7.96$3.22$2.33$0.33$1.65$2.12
Tasas de Crecimiento 8
Métrica Tendencia 202520242023202220212020201920182017201620152014
Revenue YoY 3.3%-6.2%-10.5%-3.4%9.8%·······
Revenue CAGR 3Y -4.6%-6.7%-1.7%·········
Revenue CAGR 5Y -1.7%···········
EPS YoY -53.4%···········
EPS CAGR 5Y -17.9%···········
Net Income YoY -54.9%···········
Net Income CAGR 5Y -19.0%···········
Dividends Paid CAGR 5Y 0.18%···········
Valoración (TTM) 17
Métrica Tendencia 202520242023202220212020201920182017201620152014
Revenue TTM $4.79B$4.64B$4.94B$5.52B$5.72B$5.21B$5.04B$3.73B$2.72B$2.52B$2.34B$2.20B
Net Income TTM $143M$318M$-272M$-287M$-124M$410M$531M$190M$121M$17M$86M$114M
Market Cap $1.37B$1.49B$1.29B$1.17B········
Enterprise Value $2.19B$2.82B··········
P/E 10.24.7-4.7-4.1········
P/S 0.30.30.30.2········
P/B 0.50.50.50.5········
P / Tangible Book 1.11.21.3·········
P / Cash Flow 2.33.9-9.6-5.6········
P / FCF 2.54.5-6.9-4.9········
EV / EBITDA 29.552.4··········
EV / FCF 4.08.5··········
EV / Revenue 0.50.6··········
Dividend Yield 5.8%5.4%6.2%6.8%········
Earnings Yield 9.8%21.1%-21.1%-24.5%········
Payout Ratio 55.5%25.2%-29.4%-26.5%-66.9%19.2%12.8%29.7%40.9%292.9%58.0%45.2%
Annual Payout $80M$80M$80M$80M$81M$79M$68M$56M$50M$49M$50M$52M

Período más reciente a la izquierda · valores nulos mostrados como ·

Estados Financieros Estado de resultados, balance general, flujo de caja — anual, últimos 5 años

16
Métrica 2025-12-312025-06-302025-03-312024-12-312024-09-30
Ingresos $4.79B · · $4.64B ·
Beneficio neto $143M · · $318M ·
EPS Diluido $2.29 · · $4.91 ·

Activistas y propietarios del %+ 5 20 tenencias

18

Inversores que presentaron el Anexo 13D de la SEC — propiedad beneficiosa superior al % 5 con la intención de influir en el emisor (participaciones activistas, campañas de la junta directiva, M&A). Cada fila muestra el estado conocido más reciente de la posición de ese declarante.

Declarante Presentado Participación Estado Propósito Presentación
Singleton Group LLC (2), William W. Singleton, as Manager of the Singleton Group LLC (2), Christina Singleton, as Manager of the Singleton Group LLC (2) ×7 presentaciones 5 de marzo de 2019 · Presentación inicial · SEC
Kemper Corporation, Trinity Universal Insurance Company ×2 presentaciones 16 de septiembre de 2011 · Presentación inicial · SEC
Unitrin, Inc., Trinity Universal Insurance Company ×6 presentaciones 19 de julio de 2011 · Presentación inicial · SEC
Singleton Group LLC, William W. Singleton, as Manager of the Singleton Group LLC, Christina Singleton Mednick, as Manager of the Singleton Group LLC, Donald E. Rugg, as Manager of the Singleton Group LLC ×2 presentaciones 23 de diciembre de 2008 · Presentación inicial Inversión pasiva SEC
Persona informante no revelada, Persona informante no revelada, Persona informante no revelada, Persona informante no revelada 1 de julio de 2003 · Presentación inicial · SEC
Persona informante no revelada, Persona informante no revelada 31 de marzo de 2003 · Presentación inicial · SEC
Persona informante no revelada, Persona informante no revelada, Persona informante no revelada 6 de enero de 2003 · Presentación inicial · SEC
Persona informante no revelada, Persona informante no revelada 29 de julio de 2002 · Presentación inicial · SEC
Persona informante no revelada, Persona informante no revelada, Persona informante no revelada, Persona informante no revelada 8 de marzo de 2002 · Presentación inicial · SEC
Persona informante no revelada, Persona informante no revelada, Persona informante no revelada 14 de febrero de 2002 · Presentación inicial · SEC
Persona informante no revelada, Persona informante no revelada, Persona informante no revelada, Persona informante no revelada 13 de julio de 2001 · Presentación inicial · SEC
Persona informante no revelada, Persona informante no revelada, Persona informante no revelada, Persona informante no revelada 8 de junio de 2001 · Presentación inicial · SEC
Persona informante no revelada, Persona informante no revelada, Persona informante no revelada 21 de mayo de 2001 · Presentación inicial · SEC
Persona informante no revelada, Persona informante no revelada 13 de abril de 2001 · Presentación inicial · SEC
Persona informante no revelada, Persona informante no revelada, Persona informante no revelada 13 de abril de 2001 · Presentación inicial · SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Informantes de la empresa 3 insiders · 1 directivos · 0 consejeros

19
Insider Rol Última actividad Acciones en propiedad Compras 12m Ventas 12m Neto 12m
Christopher Wade Flint EVP, President, Kemper Life 1 de septiembre de 2026 F 27 085 0 0 $0
Gerald Laderman · 11 de agosto de 2026 P 33 365 1 0 $105 960
Jason N Gorevic · 10 de agosto de 2026 P 31 802 1 0 $129 550

Informantes de las presentaciones SEC Form 3/4/5; neto = solo P/S de mercado abierto

Propiedad de ETFs Mantenido por 2 ETFs

20

El peso refleja solo las tenencias directas de acciones (N-PORT); los fondos apalancados o basados en derivados pueden tener exposición adicional a swaps no mostrada.

Fondo Ponderación Unidades A fecha de Fuente
PFFA · ETFis Series Trust I 0,22% 222 009 NS 31 de julio de 2026 N-PORT
PFLD · ETF Series Solutions 0,08% 13 208 NS 31 de julio de 2026 N-PORT

KMPB Consenso de analistas Opiniones de analistas alcistas y bajistas, precio objetivo a 12 meses, potencial alcista

21
calificación · 12 analistas MANTENER
0 0,0% Compra fuerte
2 16,7% Compra
5 41,7% Mantener
2 16,7% Venta
3 25,0% Venta fuerte

Comparación de pares (subindustria GICS) Métricas clave frente a competidores del sector

22

Base del ejercicio fiscal, precios al cierre del último ejercicio fiscal de cada empresa.

Ticker Capitalización Bursátil P/E Ingresos interanuales Margen Neto ROE Margen Bruto
KMPB $1.37B 10.2 3.3% 3.0% 9.4% ·
SLDE $2.42B 5.8 36.5% 38.4% 57.4% ·
SKWD $2.07B 12.6 23.2% 12.0% 18.9% ·
HCI $2.49B 8.4 20.1% 33.2% 40.0% ·
STC $2.12B 17.3 17.3% 4.0% 7.6% ·
SAFT · 11.6 12.8% 7.8% 11.2% ·
KMPR · · · · · ·
XZO $2.20B 24.5 62.0% 38.1% 61.4% 60.4%
UFCS $928M 8.1 10.6% 8.5% 13.7% ·
ASIC $1.01B 13.3 23.4% 17.4% 14.6% ·
UVE $947M 5.3 5.5% 11.4% 36.3% ·

Últimas noticias Noticias recientes que mencionan a esta empresa

23

Mis Métricas Tu lista de seguimiento personal — filas seleccionadas de Fundamentales Completos

26

Seleccione las métricas que le importan: haga clic en el + junto a cualquier fila en Fundamentales completos arriba.

Tu selección se guarda y te sigue en todos los tickers.

Fuente: SEC 10-Q presentada el Ago 5, 2026