KMPB Kemper Corporation 5.875% Fixed-Rate Reset Junior Subordinated Debentures due 2062
Acerca de Kemper Corporation 5.875% Fixed-Rate Reset Junior Subordinated Debentures due 2062 Descripción general de la empresa de Wikipedia
Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
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Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
History
Kemper Corporation was originally founded as Unitrin, Inc. in April 1990, when it spun off from Henry Singleton's conglomerate Teledyne. Singleton expected the new venture to duplicate the successful spin off of the Argo Group, originally a workers’ compensation insurance provider, created in 1986. Argonaut's original $20 per share stock appreciated 240 percent by 1990. Singleton remained Chairman of Unitrin after it was spun off to shareholders at $31.25 per share, trading on NASDAQ. Unitrin divided its business into three major categories: life and health insurance, property and casualty insurance, and consumer finance, which covered a variety of services including automobile and industrial loans.
In 2002, Unitrin purchased the renewal rights for the homeowners and automobile insurance lines of Kemper Insurance, a long-time Chicago insurance and financial services firm.
In 2010, Unitrin purchased all rights to the Kemper name, and began operations as Kemper Corporation on August 25, 2011, with trading on the New York Stock Exchange under the KMPR ticker symbol.
In November 2015, Joseph P. Lacher, Jr. was appointed President and Chief Executive Officer.
The company unified and refreshed its brand in October 2018.
Fortune Magazine included Kemper on its 2020 list of the 100 fastest-growing companies.
On November 23, 2020, the company announced it had entered into a definitive agreement to acquire American Access Casualty Company and its related captive insurance agency, Newins Insurance Agency Holdings, LLC, and its subsidiaries (collectively “AAC”), in a cash transaction valued at $370 million. On April 1, 2021, the company announced it had completed the acquisition of AAC. AAC provided specialty private passenger auto insurance in Arizona, Illinois, Indiana, Nevada and Texas.
The Kemper Open was a professional golf tournament on the PGA Tour for 35 years, from 1968 through 2002.
Acquisitions
In April 2015, Kemper acquired Alliance United Insurance Company, one of the fastest growing auto insurance providers in the State of California. Source:
In July 2018, Kemper acquired Infinity Property and Casualty Corporation (NASDAQ: IPCC), an auto insurance provider focused on serving the specialty, nonstandard segment, in a cash and stock transaction valued at approximately $1.4 billion.
In April 2021, Kemper completed the acquisition of Downers Grove, Illinois based American Access Casualty Company. American Access Casualty Company specializes in automobile insurance directed towards the Hispanic community.
Subsidiaries
Kemper Property & Casualty
Kemper’s Property & Casualty Insurance segment includes the following businesses:
Kemper Auto, a national provider of auto insurance with a concentration on non-standard auto insurance
Infinity, a provider of non-standard auto insurance for drivers in the State of California only
Kemper Personal Insurance, which provides both home and auto insurance to the company’s preferred/standard book of business
Property & Casualty Insurance Companies
Alpha Property & Casualty Insurance Company
Alliance United Insurance Company
Charter Indemnity Company
Financial Indemnity Company
Infinity Insurance Company
Infinity Auto Insurance Company
Infinity Assurance Insurance Company
Infinity Casualty Insurance Company
Infinity County Mutual Insurance Company
Infinity Indemnity Insurance Company
Infinity Preferred Insurance Company
Infinity Safeguard Insurance Company
Infinity Select Insurance Company
Infinity Standard Insurance Company
Infinity Security Insurance Company
Kemper Financial Indemnity Company
Kemper Independence Insurance
Merastar Insurance Company
Mutual Savings Fire Insurance Company
Response Insurance Company
Response Worldwide Direct Auto Insurance Company
Response Worldwide Insurance Company
Trinity Universal Insurance Company
Unitrin Advantage Insurance Company
Unitrin Auto and Home Insurance Company
Unitrin Direct Insurance Company
Unitrin Direct Property & Casualty Company
Unitrin Preferred Insurance Company
Unitrin Safeguard Insurance Company
Valley Property & Casualty Insurance Company
Warner Insurance Company
Kemper Life & Kemper Health
Kemper’s Life & Health insurance segment is made up of the following businesses:
Kemper Life
Life & Health Insurance Companies
Mutual Savings Fire Insurance Company
Mutual Savings Life Insurance Company
Reserve National Insurance Company
The Reliable Life Insurance Company
Union National Life Insurance Company research department
United Insurance Company of America
United Casualty Insurance Company of America
Union National Fire Insurance Company
Other Affiliated Insurance Companies
Capitol County Mutual Fire Insurance Company
Old Reliable Casualty Company
Unitrin County Mutual Insurance Company
Fuente: Wikipedia (Inglés), CC BY-SA 4.0 · Ver en Wikipedia ↗
KMPB Instantánea de la Acción Precio, capitalización bursátil, P/E, BPA, ROE, deuda/capital, rango de 52 semanas
KMPB Gráfico del Precio de la Acción OHLCV diario con indicadores técnicos — desplace, amplíe y personalice su vista
Rendimiento a 10 años Tendencias de ingresos, beneficio neto, márgenes y BPA
Valoración Ratios P/E, P/S, P/B, EV/EBITDA: ¿está la acción cara o barata?
Rentabilidad Márgenes brutos, operativos y netos; ROE, ROA, ROIC
Salud financiera Deuda, liquidez, solvencia — solidez del balance general
Crecimiento Crecimiento de ingresos, BPA y beneficio neto: interanual, CAGR a 3 años, CAGR a 5 años
Eficiencia de capital Rotación de activos, rotación de inventario, rotación de cuentas por cobrar
Dividendos Rendimiento, ratio de pago, historial de dividendos, CAGR a 5 años
| Fecha ex-dividendo | Monto |
|---|---|
| 1 de junio de 2026 | $0,3980 |
| 27 de febrero de 2026 | $0,3670 |
| 1 de diciembre de 2025 | $0,3670 |
| 29 de agosto de 2025 | $0,3670 |
| 30 de mayo de 2025 | $0,3670 |
| 28 de febrero de 2025 | $0,3670 |
| 29 de noviembre de 2024 | $0,3670 |
| 30 de agosto de 2024 | $0,3670 |
| 31 de mayo de 2024 | $0,3670 |
| 29 de febrero de 2024 | $0,3670 |
| 31 de mayo de 2023 | $0,3670 |
| 28 de febrero de 2023 | $0,3670 |
| 30 de noviembre de 2022 | $0,3670 |
| 31 de agosto de 2022 | $0,3670 |
| 31 de mayo de 2022 | $0,3880 |
KMPB Consenso de analistas Opiniones de analistas alcistas y bajistas, precio objetivo a 12 meses, potencial alcista
- Compra fuerte 0 0,0%
- Compra 2 16,7%
- Mantener 5 41,7%
- Venta 2 16,7%
- Venta fuerte 3 25,0%
Historial de Ganancias EPS real vs estimado, sorpresa %, tasa de aciertos, próxima fecha de resultados
| Período | EPS Actual | EPS est. | Sorpresa |
|---|---|---|---|
| 30 de junio de 2026 | $0.45 | $0.35 | 0.10% |
| 31 de marzo de 2026 | $0.21 | $0.82 | -0.61% |
| 31 de diciembre de 2025 | $0.25 | $0.87 | -0.62% |
| 30 de septiembre de 2025 | $0.33 | $1.35 | -1.0% |
| 30 de junio de 2025 | $1.30 | $1.55 | -0.25% |
| 31 de marzo de 2025 | $1.65 | $1.52 | 0.13% |
Comparación de pares (subindustria GICS) Métricas clave frente a competidores del sector
| Ticker | Capitalización Bursátil | P/E | Ingresos interanuales | Margen Neto | ROE | Margen Bruto |
|---|---|---|---|---|---|---|
| KMPB | $1.37B | 10.2 | 3.3% | 3.0% | 9.4% | — |
| PLMR | $3.57B | 18.8 | 58.2% | 22.5% | 22.0% | — |
| SKWD | $2.07B | 12.6 | 23.2% | 12.0% | 18.9% | — |
| SLDE | $2.42B | 5.8 | 36.5% | 38.4% | 57.4% | — |
| HCI | $2.49B | 8.4 | 20.1% | 33.2% | 40.0% | — |
| STC | $2.12B | 17.3 | 17.3% | 4.0% | 7.6% | — |
| KMPR | — | — | — | — | — | — |
| SAFT | — | 11.6 | 12.8% | 7.8% | 11.2% | — |
| XZO | $2.20B | 24.5 | 62.0% | 38.1% | 61.4% | 60.4% |
| UFCS | $928M | 8.1 | 10.6% | 8.5% | 13.7% | — |
| TRUP | $1.62B | 83.0 | 11.9% | — | — | — |
Fundamentales Completos Todas las métricas por año — estado de resultados, balance general, flujo de caja
Estado de resultados 12
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $4.79B | $4.64B | $4.94B | $5.52B | $5.72B | $5.21B | $5.04B | $3.73B | $2.72B | $2.52B | $2.34B | $2.20B | |
| Operating Expenses | $4.63B | $4.25B | $5.29B | $5.89B | $5.97B | $4.70B | $4.38B | $3.53B | $2.56B | $2.52B | $2.24B | $2.04B | |
| Operating Income | · | · | $-69M | $-167M | $-334M | $547M | $519M | $286M | $119M | $3M | $84M | $136M | |
| Interest Expense | $38M | $57M | $56M | $55M | $44M | $36M | $42M | $43M | $35M | $44M | $46M | · | |
| Pretax Income | $161M | $388M | $-347M | $-390M | $-245M | $510M | $662M | $199M | $161M | $4M | $100M | $160M | |
| Income Tax | $28M | $76M | $-75M | $-84M | $-126M | $100M | $130M | $11M | $41M | $-9M | $20M | $48M | |
| Net Income | $143M | $318M | $-272M | $-287M | $-124M | $410M | $531M | $190M | $121M | $17M | $86M | $114M | |
| EPS (Basic) | $2.31 | $4.95 | $-4.25 | $-4.50 | $-1.92 | $6.24 | $8.04 | $3.25 | $2.34 | $0.33 | $1.65 | $2.12 | |
| EPS (Diluted) | $2.29 | $4.91 | $-4.25 | $-4.50 | $-1.92 | $6.14 | $7.96 | $3.22 | $2.33 | $0.33 | $1.65 | $2.12 | |
| Shares (Basic) | 62,010,700 | 64,179,500 | 64,025,600 | 63,825,500 | 64,264,400 | 65,636,100 | 65,880,900 | 58,149,400 | 51,345,600 | 51,156,100 | 51,606,900 | 53,762,500 | |
| Shares (Diluted) | 62,606,200 | 64,776,000 | 64,025,600 | 63,825,500 | 64,264,400 | 66,729,800 | 66,548,100 | 58,751,900 | 51,577,900 | 51,214,700 | 51,683,500 | 53,867,900 | |
| EBITDA | $74M | $54M | $-24M | $-171M | $-324M | $583M | $552M | $286M | $119M | $3M | $84M | $136M |
Balance general 14
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $124M | $64M | $64M | $212M | $148M | $206M | $137M | $75M | $46M | $116M | $162M | $76M | |
| Short-term Investments | $314M | $1.04B | $521M | $278M | · | · | $471M | $286M | · | · | · | · | |
| Goodwill | $1.25B | $1.25B | $1.25B | $1.30B | $1.31B | $1.11B | $1.11B | $1.11B | $323M | $323M | $323M | $312M | |
| Intangibles | $226M | $266M | $269M | $267M | $293M | $272M | $328M | $261M | $133M | · | · | · | |
| Total Assets | $12.47B | $12.63B | $12.74B | $13.31B | $14.92B | $14.34B | $12.99B | $11.54B | $8.38B | $8.21B | $8.04B | $7.83B | |
| Deferred Tax | $15M | $15M | $51M | $0 | $227M | $286M | $178M | $26M | $15M | $0 | · | · | |
| Total Liabilities | $9.80B | $9.85B | $10.24B | $10.64B | $10.91B | $9.78B | $9.02B | $8.49B | $6.26B | $6.24B | $6.04B | $5.74B | |
| Long-term Debt | $944M | $1.39B | $1.39B | $1.39B | $1.12B | $1.17B | $778M | $909M | $592M | $752M | $751M | · | |
| Total Debt | $944M | $1.39B | · | · | · | · | · | · | · | · | · | · | |
| Retained Earnings | $1.16B | $1.23B | $1.01B | $1.37B | $1.76B | $2.07B | $1.81B | $1.36B | $1.24B | $1.17B | $1.21B | $1.20B | |
| AOCI | $-206M | $-304M | $-361M | $-515M | $448M | $680M | $336M | $22M | $194M | $137M | $124M | $223M | |
| Stockholders' Equity | $2.68B | $2.79B | $2.51B | $241M | $-850M | $4.56B | $3.97B | $3.05B | $2.12B | $1.98B | $1.99B | $2.09B | |
| Liabilities + Equity | $12.47B | $12.63B | $12.74B | $13.31B | $14.92B | $14.34B | $12.99B | $11.54B | $8.38B | $8.21B | $8.04B | $7.83B | |
| Shares Outstanding | 58,666,644 | 63,840,442 | 64,111,555 | 63,912,762 | 63,684,628 | 65,436,207 | 66,665,888 | 64,756,833 | 51,462,405 | 51,270,940 | 51,326,751 | 52,418,246 |
Flujo de Efectivo 18
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $74M | $54M | $59M | $71M | $46M | $36M | $33M | $16M | $13M | · | · | · | |
| Deferred Tax | $-30M | $64M | $-71M | $-91M | $-3M | $14M | $68M | $46M | $15M | $-2M | $-2M | $6M | |
| Amort. of Intangibles | $64M | $46M | $49M | $54M | $87M | $42M | $38M | $166M | $11M | $6M | $15M | $7M | |
| Other Non-cash | $397M | $-53M | $164M | $135M | $427M | $-12M | $-98M | · | · | · | · | · | |
| Operating Cash Flow | $584M | $383M | $-134M | $-210M | $351M | $448M | $534M | $539M | $241M | $240M | $215M | $134M | |
| CapEx | $31M | $53M | $54M | $31M | $58M | $53M | $84M | $65M | $36M | · | · | · | |
| Investing Cash Flow | $336M | $-244M | $108M | $-108M | $-118M | $-757M | $-633M | $-498M | $-105M | $-238M | $-29M | $-104M | |
| Debt Issued | · | · | · | · | $0 | $396M | $50M | $249M | $200M | · | · | · | |
| Net Debt Issued | · | · | · | · | $0 | $396M | $-135M | · | · | · | · | · | |
| Stock Issued | · | · | · | · | $0 | $0 | $128M | $0 | · | · | · | · | |
| Stock Repurchased | $302M | $39M | $0 | $0 | $162M | $110M | $0 | $0 | $0 | $4M | $45M | $114M | |
| Net Stock Activity | $-302M | $-39M | $0 | $0 | $-162M | $-110M | · | $0 | $0 | $-4M | $-45M | $-114M | |
| Dividends Paid | $80M | $80M | $80M | $80M | $81M | $79M | $68M | $56M | $50M | $49M | $50M | $52M | |
| Financing Cash Flow | $-860M | $-137M | $-122M | $383M | $-290M | $378M | $161M | $-12M | $-205M | $-48M | $-101M | $-20M | |
| Net Change in Cash | $61M | $1M | $-148M | $64M | $-58M | $69M | $62M | $29M | · | · | · | · | |
| Taxes Paid | $35M | $11M | $-107M | $-700.0K | $-38M | $56M | $68M | $200.0K | $13M | $500.0K | $44M | $37M | |
| Free Cash Flow | $554M | $330M | $-188M | $-241M | $293M | $395M | $450M | · | · | · | · | · | |
| Levered FCF | $522M | · | · | $-283M | $271M | $366M | $416M | · | · | · | · | · |
Rentabilidad 7
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Margin | · | · | -1.4% | -4.0% | -6.4% | 10.5% | 10.3% | 7.7% | 4.4% | 0.12% | 3.6% | 6.2% | |
| Net Margin | 3.0% | 6.9% | -5.5% | -5.4% | -2.1% | 7.9% | 10.5% | 5.1% | 4.4% | 0.67% | 3.7% | 5.2% | |
| Pretax Margin | 3.4% | · | · | -7.0% | -4.2% | 9.8% | 13.1% | 5.3% | 5.9% | 0.14% | 4.3% | 7.3% | |
| EBITDA Margin | 1.6% | 1.2% | -0.50% | -3.1% | -5.6% | 11.2% | 10.9% | 7.7% | 4.4% | 0.12% | 3.6% | 6.2% | |
| ROA | 1.1% | 2.5% | -2.1% | -2.1% | -0.82% | 3.0% | 4.3% | 1.9% | 1.5% | 0.21% | 1.1% | 1.5% | |
| ROE | 9.4% | 20.2% | -19.8% | -37.8% | -2.8% | 9.6% | 15.1% | 7.4% | 5.9% | 0.85% | 4.2% | 5.5% | |
| ROIC | · | · | · | -7.0% | -4.5% | 9.6% | 10.5% | 8.9% | 4.2% | 0.57% | 3.4% | 4.6% |
Liquidez y Solvencia 3
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.4 | 0.5 | · | · | · | · | · | · | · | · | · | · | |
| LT Debt / Equity | 0.4 | 0.3 | · | · | · | · | · | · | · | · | · | · | |
| Interest Coverage | · | · | -1.2 | -4.0 | -8.5 | 15.2 | 12.2 | 6.6 | 3.4 | · | · | · |
Eficiencia 1
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.3 | 0.3 | 0.3 | 0.3 |
Tasas de Crecimiento 8
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 3.3% | -6.2% | -10.5% | -3.4% | 9.8% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | -4.6% | -6.7% | -1.7% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | -1.7% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | -53.4% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | -17.9% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | -54.9% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | -19.0% | · | · | · | · | · | · | · | · | · | · | · | |
| Dividend CAGR 5Y | 0.18% | · | · | · | · | · | · | · | · | · | · | · |
Valoración (TTM) 17
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $4.79B | $4.64B | $4.94B | $5.52B | $5.72B | $5.21B | $5.04B | $3.73B | $2.72B | $2.52B | $2.34B | $2.20B | |
| Net Income TTM | $143M | $318M | $-272M | $-287M | $-124M | $410M | $531M | $190M | $121M | $17M | $86M | $114M | |
| Market Cap | $1.37B | $1.49B | $1.29B | $1.17B | · | · | · | · | · | · | · | · | |
| Enterprise Value | $2.19B | $2.82B | · | · | · | · | · | · | · | · | · | · | |
| P/E | 10.2 | 4.7 | -4.7 | -4.1 | · | · | · | · | · | · | · | · | |
| P/S | 0.3 | 0.3 | 0.3 | 0.2 | · | · | · | · | · | · | · | · | |
| P/B | 0.5 | 0.5 | 0.5 | 0.5 | · | · | · | · | · | · | · | · | |
| P / Tangible Book | 1.1 | 1.2 | 1.3 | · | · | · | · | · | · | · | · | · | |
| P / Cash Flow | 2.3 | 3.9 | -9.6 | -5.6 | · | · | · | · | · | · | · | · | |
| P / FCF | 2.5 | 4.5 | -6.9 | -4.9 | · | · | · | · | · | · | · | · | |
| EV / EBITDA | 29.5 | 52.4 | · | · | · | · | · | · | · | · | · | · | |
| EV / FCF | 4.0 | 8.5 | · | · | · | · | · | · | · | · | · | · | |
| EV / Revenue | 0.5 | 0.6 | · | · | · | · | · | · | · | · | · | · | |
| Dividend Yield | 5.8% | 5.4% | 6.2% | 6.8% | · | · | · | · | · | · | · | · | |
| Earnings Yield | 9.8% | 21.1% | -21.1% | -24.5% | · | · | · | · | · | · | · | · | |
| Payout Ratio | 55.5% | 25.2% | -29.4% | -26.5% | -66.9% | 19.2% | 12.8% | 29.7% | 40.9% | 292.9% | 58.0% | 45.2% | |
| Annual Payout | $80M | $80M | $80M | $80M | $81M | $79M | $68M | $56M | $50M | $49M | $50M | $52M |
Estado de resultados 10
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.09B | $1.11B | $1.13B | $1.24B | $1.23B | $1.19B | $1.19B | $1.18B | $1.13B | $1.14B | $1.19B | $1.20B | $1.26B | $1.29B | $1.37B | $1.36B | |
| Operating Income | · | · | · | · | · | · | · | $132M | $114M | $86M | · | $-39M | $-20M | $-73M | · | $-40M | |
| Interest Expense | · | · | $9M | $9M | $9M | $11M | $15M | $14M | $14M | $14M | $14M | $14M | $14M | $14M | $14M | $14M | |
| Income Tax | $-1M | $-4M | $-4M | $-9M | $18M | $23M | $24M | $18M | $18M | $16M | $12M | $-44M | $-19M | $-24M | $-20M | $-13M | |
| Net Income | $-465M | $-2M | $-8M | $-21M | $73M | $100M | $97M | $74M | $75M | $71M | $51M | $-146M | $-97M | $-80M | $-53M | $-75M | |
| EPS (Basic) | $-7.90 | $-0.03 | $-0.04 | $-0.34 | $1.13 | $1.56 | $1.52 | $1.15 | $1.17 | $1.11 | $0.80 | $-2.28 | $-1.52 | $-1.25 | $-0.84 | $-1.17 | |
| EPS (Diluted) | $-7.90 | $-0.03 | $-0.03 | $-0.34 | $1.12 | $1.54 | $1.51 | $1.14 | $1.16 | $1.10 | $0.80 | $-2.28 | $-1.52 | $-1.25 | $-0.84 | $-1.17 | |
| Shares (Basic) | 58,866,000 | 58,742,800 | -127,292,300 | 61,477,400 | 63,938,900 | 63,886,700 | -128,686,500 | 64,216,500 | 64,395,000 | 64,254,500 | -127,986,400 | 64,056,900 | 64,008,500 | 63,946,600 | -127,586,600 | 63,852,800 | |
| Shares (Diluted) | 58,866,000 | 58,742,800 | -128,124,100 | 61,477,400 | 64,600,100 | 64,652,800 | -129,786,400 | 64,898,000 | 64,891,600 | 64,772,800 | -127,986,400 | 64,056,900 | 64,008,500 | 63,946,600 | -127,586,600 | 63,852,800 | |
| EBITDA | · | $12M | · | · | · | $12M | · | $132M | $114M | $98M | · | $-39M | $-24M | $-73M | · | $-45M |
Balance general 14
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | · | · | $124M | · | · | · | $64M | · | · | · | · | $110M | $74M | $61M | · | $249M | |
| Short-term Investments | · | $297M | · | $371M | $408M | $545M | · | $697M | $539M | $521M | · | $418M | $406M | · | · | · | |
| Goodwill | $784M | · | $1.25B | · | · | · | $1.25B | · | · | · | · | $1.25B | $1.25B | $1.30B | · | $1.30B | |
| Intangibles | · | · | $226M | · | · | · | $266M | · | · | · | · | · | · | · | · | · | |
| Total Assets | $11.93B | $12.41B | $12.47B | $12.44B | $12.60B | $12.47B | $12.63B | $12.87B | $12.54B | $12.63B | $12.74B | $12.55B | $13.10B | $13.40B | $13.31B | $13.46B | |
| Deferred Tax | · | · | $15M | · | · | · | $15M | · | · | · | · | $58M | · | · | · | $0 | |
| Total Liabilities | $9.75B | $9.78B | $9.80B | $9.72B | $9.66B | $9.56B | $9.85B | $10.10B | $9.88B | $10.04B | · | $10.19B | $10.58B | $10.76B | · | $11.02B | |
| Long-term Debt | $944M | $944M | $944M | $943M | $943M | $942M | $1.39B | $1.39B | $1.39B | $1.39B | · | $1.39B | $1.39B | $1.39B | · | $1.39B | |
| Total Debt | $944M | · | · | · | · | · | · | $1.39B | $1.39B | · | · | · | · | · | · | · | |
| Retained Earnings | $654M | $1.14B | $1.16B | $1.22B | $1.35B | $1.31B | $1.23B | $1.16B | $1.12B | $1.07B | · | $982M | $1.15B | $1.27B | · | $1.46B | |
| AOCI | $-205M | $-227M | $-206M | $-227M | $-258M | $-261M | $-304M | $-252M | $-317M | $-335M | · | $-473M | $-481M | $-455M | · | $-847M | |
| Stockholders' Equity | $2.19B | $2.65B | $2.68B | $2.73B | $2.95B | $2.92B | $2.79B | $2.77B | $2.67B | $2.59B | · | $2.36B | $2.51B | $2.65B | · | $2.44B | |
| Liabilities + Equity | $11.93B | $12.41B | $12.47B | $12.44B | $12.60B | $12.47B | $12.63B | $12.87B | $12.54B | $12.63B | · | $12.55B | $13.10B | $13.40B | · | $13.46B | |
| Shares Outstanding | 58,922,222 | 58,820,772 | 58,666,644 | 60,201,675 | 63,576,249 | 63,978,865 | 63,840,442 | 64,043,801 | 64,426,521 | 64,357,521 | · | 64,081,099 | 64,054,430 | 63,982,224 | · | 63,884,152 |
Flujo de Efectivo 13
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $12M | $12M | $13M | $36M | $13M | $12M | $13M | $18M | $16M | $15M | $20M | $13M | $14M | $12M | $32M | $12M | |
| Amort. of Intangibles | $10M | $10M | $7M | $34M | $12M | $11M | $12M | $11M | $11M | $12M | · | · | · | · | · | · | |
| Other Non-cash | · | $79M | · | · | · | $68M | · | · | · | $-40M | · | · | · | $73M | · | · | |
| Operating Cash Flow | $30M | $89M | $175M | $140M | $90M | $180M | $175M | $142M | $23M | $43M | $-30M | $-39M | $-71M | $5M | $-40M | $-80M | |
| CapEx | $11M | $11M | $9M | $6M | $8M | $8M | $10M | $10M | $18M | $15M | $15M | $14M | $15M | $10M | $4M | $3M | |
| Investing Cash Flow | $3M | $-63M | $-77M | $52M | $10M | $351M | $-155M | $-122M | $-7M | $39M | $3M | $140M | $103M | $-138M | $21M | $3M | |
| Stock Repurchased | $0 | $0 | $51M | $219M | $28M | $4M | $14M | $25M | $0 | $0 | $0 | · | · | · | $0 | $0 | |
| Net Stock Activity | · | $0 | · | · | · | $-4M | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid | $19M | $18M | $19M | $20M | $21M | $20M | $20M | $20M | $20M | $20M | $20M | $20M | $20M | $19M | $20M | $20M | |
| Financing Cash Flow | $-45M | $-59M | $-79M | $-262M | $-38M | $-481M | $-12M | $-70M | $-36M | $-20M | $-21M | $-63M | $-19M | $-19M | $-21M | $-19M | |
| Net Change in Cash | $-11M | $-33M | $19M | $-70M | $62M | $50M | $8M | $-50M | $-19M | $63M | $-10M | $0 | $0 | $-152M | $-40M | $-96M | |
| Taxes Paid | · | · | $58M | $0 | $-22M | $0 | $22M | $-16M | $-15M | $10M | $-220M | $113M | $-25M | $25M | · | · | |
| Free Cash Flow | · | $78M | · | · | · | $172M | · | · | · | $28M | · | · | · | $-5M | · | · |
Rentabilidad 5
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Margin | · | · | · | · | · | · | · | 11.2% | 10.1% | 7.5% | · | -3.2% | -1.9% | -6.6% | · | -3.3% | |
| Net Margin | -42.5% | -0.15% | · | -1.7% | 5.9% | 8.4% | · | 6.2% | 6.7% | 6.2% | · | -12.2% | -7.7% | -6.2% | · | -5.5% | |
| EBITDA Margin | · | 1.1% | · | · | · | 1.1% | · | 11.2% | 10.1% | 8.6% | · | -3.2% | -1.9% | -5.7% | · | -3.3% | |
| ROA | -3.8% | -0.01% | · | -0.17% | 0.58% | 0.79% | · | 0.58% | 0.59% | 0.55% | · | -1.1% | -0.72% | -0.57% | · | -0.54% | |
| ROE | -18.1% | -0.06% | · | -0.76% | 2.6% | 3.6% | · | 2.9% | 2.9% | 2.7% | · | -6.1% | -3.6% | -2.6% | · | -2.3% |
Liquidez y Solvencia 3
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.4 | · | · | · | · | · | · | 0.5 | 0.5 | · | · | · | · | · | · | · | |
| LT Debt / Equity | 0.4 | · | · | · | · | · | · | 0.5 | 0.5 | · | · | · | · | · | · | · | |
| Interest Coverage | · | · | · | · | · | · | · | 9.2 | 8.2 | 6.2 | · | -2.8 | -1.7 | -6.0 | · | -3.2 |
Eficiencia 1
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 |
Valoración (TTM) 11
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $4.67B | $4.77B | · | $4.84B | $4.73B | $4.64B | · | $4.65B | $4.74B | $4.90B | · | $5.12B | $5.34B | $5.44B | · | $5.60B | |
| Net Income TTM | $-415M | $150M | · | $225M | $321M | $320M | · | $74M | $-97M | $-252M | · | $-398M | $-324M | $-313M | · | $-309M | |
| Market Cap | $1.39B | $1.34B | · | $1.42B | $1.53B | $1.44B | · | $1.49B | $1.42B | $1.51B | · | $1.21B | $1.12B | $1.23B | · | $1.38B | |
| P/E | -3.3 | 10.0 | · | 6.8 | 4.8 | 4.6 | · | 20.8 | -14.3 | -5.9 | · | -3.0 | -3.5 | -3.9 | · | -4.5 | |
| P/S | 0.3 | 0.3 | · | 0.3 | 0.3 | 0.3 | · | 0.3 | 0.3 | 0.3 | · | 0.2 | 0.2 | 0.2 | · | 0.2 | |
| P/B | 0.6 | 0.5 | · | 0.5 | 0.5 | 0.5 | · | 0.5 | 0.5 | 0.6 | · | 0.5 | 0.4 | 0.5 | · | 0.6 | |
| P / Tangible Book | 1.0 | 0.5 | · | 0.5 | 0.5 | 0.5 | · | 0.5 | 0.5 | 0.6 | · | 1.1 | 0.9 | 0.9 | · | 1.2 | |
| P / Cash Flow | · | 15.1 | · | · | · | 8.0 | · | · | · | 35.0 | · | · | · | 236.7 | · | · | |
| P / FCF | · | 17.2 | · | · | · | 8.4 | · | · | · | 54.4 | · | · | · | -256.5 | · | · | |
| Earnings Yield | -30.3% | 10.1% | · | 14.7% | 20.7% | 21.9% | · | 4.8% | -7.0% | -16.9% | · | -32.8% | -29.0% | -25.5% | · | -22.4% | |
| Payout Ratio | · | -1076.5% | · | · | · | 20.3% | · | · | · | 27.4% | · | · | · | -24.2% | · | · |
Estados Financieros Estado de resultados, balance general, flujo de caja — anual, últimos 5 años
Estado de resultados
| 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | |
|---|---|---|---|---|---|
| Ingresos | $4.79B | — | — | $4.64B | — |
| Beneficio neto | $143M | — | — | $318M | — |
| EPS Diluido | $2.29 | — | — | $4.91 | — |
Balance general
| 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | |
|---|---|---|---|---|---|
| Deuda / Patrimonio | 0.4 | — | — | 0.5 | — |
Flujo de Efectivo
| 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | |
|---|---|---|---|---|---|
| Flujo de caja libre | $554M | — | — | $330M | — |
Últimas noticias Noticias recientes que mencionan a esta empresa
Mis Métricas Tu lista de seguimiento personal — filas seleccionadas de Fundamentales Completos
Elige las métricas que te importan — haz clic en el ➕ junto a cualquier fila en Fundamentales Completos arriba.
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Informantes de la empresa 9 insiders · 2 directivos · 1 consejeros
| Insider | Rol | Última actividad | Acciones en propiedad | Compras 12m | Ventas 12m | Neto 12m |
|---|---|---|---|---|---|---|
| Laura A Rock | EVP, Chief HR Officer | 3 de junio de 2026 F | 30 152 | 0 | 0 | $0 |
| Kelly L Coomer | EVP, CIO | 1 de junio de 2026 A | 43 913 | 0 | 0 | $0 |
| Anthony J Desantis | Consejero | 1 de junio de 2026 A | 6 188 | 0 | 0 | $0 |
| Stephen J Mcanena | — | 13 de agosto de 2026 P | 30 945 | 1 | 0 | $79 500 |
| Bradley T Camden | — | 11 de agosto de 2026 P | 51 259 | 1 | 0 | $26 340 |
| Carl Thomas Evans Jr. | — | 11 de agosto de 2026 P | 91 629 | 1 | 0 | $26 530 |
| Gerald Laderman | — | 11 de agosto de 2026 P | 33 365 | 1 | 0 | $105 960 |
| Jason N Gorevic | — | 10 de agosto de 2026 P | 31 802 | 1 | 0 | $129 550 |
| Eric E Kappler | — | 3 de agosto de 2026 A | 30 738 | 0 | 0 | $0 |
Informantes de las presentaciones SEC Form 3/4/5; neto = solo P/S de mercado abierto
Activistas y propietarios del %+ 5 20 tenencias
Inversores que presentaron el Anexo 13D de la SEC — propiedad beneficiosa superior al % 5 con la intención de influir en el emisor (participaciones activistas, campañas de la junta directiva, M&A). Cada fila muestra el estado conocido más reciente de la posición de ese declarante.
| Declarante | Presentado | Participación | Estado | Propósito | Presentación |
|---|---|---|---|---|---|
| Singleton Group LLC (2), William W. Singleton, as Manager of the Singleton Group LLC (2), Christina Singleton, as Manager of the Singleton Group LLC (2) ×7 presentaciones | 5 de marzo de 2019 | — | Presentación inicial | — | SEC |
| Kemper Corporation, Trinity Universal Insurance Company ×2 presentaciones | 16 de septiembre de 2011 | — | Presentación inicial | — | SEC |
| Unitrin, Inc., Trinity Universal Insurance Company ×6 presentaciones | 19 de julio de 2011 | — | Presentación inicial | — | SEC |
| Singleton Group LLC, William W. Singleton, as Manager of the Singleton Group LLC, Christina Singleton Mednick, as Manager of the Singleton Group LLC, Donald E. Rugg, as Manager of the Singleton Group LLC ×2 presentaciones | 23 de diciembre de 2008 | — | Presentación inicial | Inversión pasiva | SEC |
| Persona informante no revelada, Persona informante no revelada, Persona informante no revelada, Persona informante no revelada | 1 de julio de 2003 | — | Presentación inicial | — | SEC |
| Persona informante no revelada, Persona informante no revelada | 31 de marzo de 2003 | — | Presentación inicial | — | SEC |
| Persona informante no revelada, Persona informante no revelada, Persona informante no revelada | 6 de enero de 2003 | — | Presentación inicial | — | SEC |
| Persona informante no revelada, Persona informante no revelada | 29 de julio de 2002 | — | Presentación inicial | — | SEC |
| Persona informante no revelada, Persona informante no revelada, Persona informante no revelada, Persona informante no revelada | 8 de marzo de 2002 | — | Presentación inicial | — | SEC |
| Persona informante no revelada, Persona informante no revelada, Persona informante no revelada | 14 de febrero de 2002 | — | Presentación inicial | — | SEC |
| Persona informante no revelada, Persona informante no revelada, Persona informante no revelada, Persona informante no revelada | 13 de julio de 2001 | — | Presentación inicial | — | SEC |
| Persona informante no revelada, Persona informante no revelada, Persona informante no revelada, Persona informante no revelada | 8 de junio de 2001 | — | Presentación inicial | — | SEC |
| Persona informante no revelada, Persona informante no revelada, Persona informante no revelada | 21 de mayo de 2001 | — | Presentación inicial | — | SEC |
| Persona informante no revelada, Persona informante no revelada | 13 de abril de 2001 | — | Presentación inicial | — | SEC |
| Persona informante no revelada, Persona informante no revelada, Persona informante no revelada | 13 de abril de 2001 | — | Presentación inicial | — | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Propiedad de ETFs Mantenido por 3 ETFs
El peso refleja solo las tenencias directas de acciones (N-PORT); los fondos apalancados o basados en derivados pueden tener exposición adicional a swaps no mostrada.