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VEL Velocity Financial, Inc. Common Stock
NYSE · Financial Services · Ver en SEC EDGAR ↗ cerrar Oct 2, 2026 10-K/10-Q Ago 6, 2026
$14,59
· % del rango de 52 semanas
· por encima del mínimo
· a alto
$14,18mínimo 52 semanas
$21,40máximo 52 semanas
Capitalización Bursátil (MRQ)
$573M
P/E
5.2
BPA
$2.75
tus insignias
Rango 52S
$14–$21
Calificación del Analista
BUY
Precio Objetivo
$22
P/E
5.2
ROE
17.7%
Margen de Beneficio Neto
56.5%
Tu barra de insignias está vacía — fija una métrica en cualquier lugar de esta página.
VEL Instantánea de la Acción Precio, capitalización bursátil, P/E, BPA, ROE, deuda/capital, rango de 52 semanas
Precio
$14.59
Capitalización Bursátil (MRQ)
$573M
P/E
5.2
BPA
$2.75
ROE
17.7%
Rango 52S
$14–$21
VEL Gráfico del Precio de la Acción OHLCV diario con indicadores técnicos — desplace, amplíe y personalice su vista
rango
barras
La granularidad de las barras se adapta al período seleccionado; pase el ratón sobre el gráfico para ver la apertura/máximo/mínimo/cierre de una barra.
Rendimiento a 10 años Tendencias de ingresos, beneficio neto, márgenes y BPA
BPA$2.752020-12-31 → 2025-12-31
Flujo de caja libre$18M2020-12-31 → 2025-12-31
Margen neto56.5%2020-12-31 → 2025-12-31
Valoración y ratios
Valoración Ratios P/E, P/S, P/B, EV/EBITDA: ¿está la acción cara o barata?
| Métrica | Tendencia a 5 años | VEL | promedio 5A | Mediana de Pares | Veredicto |
|---|---|---|---|---|---|
| P/E | 5.2promedio 5A ≈11.1 | ≈11.1 | 11.5 | Infravalorado | |
| P/S | 3.1promedio 5A ≈4.8 | ≈4.8 | 2.5 | Sobrevalorado | |
| P/C (MRQ) | 0.8promedio 5A ≈1.2 | ≈1.2 | 1.1 | Infravalorado | |
| Precio / FCF (TTM) | 25.4promedio 5A ≈17.9 | ≈17.9 | · | · | |
| Precio / Flujo de Caja (TTM) | 25.2promedio 5A ≈17.7 | ≈17.7 | · | · | |
| Price / Tangible Book (Precio / Valor Contable Tangible) | 0.9promedio 5A ≈1.2 | ≈1.2 | · | · |
La mediana de empresas comparables se calcula sobre una base estandarizada por métrica y puede no coincidir siempre con la base TTM/MRQ que se muestra para esta acción.
Rentabilidad Márgenes brutos, operativos y netos; ROE, ROA, ROIC
| Métrica | Tendencia a 5 años | VEL | promedio 5A | Mediana de Pares | Veredicto |
|---|---|---|---|---|---|
| EBITDA Margin (Margen EBITDA) | 0.28%promedio 5A ≈0.80% | ≈0.80% | 2.6% | Débil | |
| Pretax Margin (Margen antes de impuestos) | 78.7%promedio 5A ≈64.3% | ≈64.3% | 5.9% | De primer nivel | |
| Net Profit Margin (Margen de Beneficio Neto) | 56.5%promedio 5A ≈46.5% | ≈46.5% | 0.98% | De primer nivel | |
| ROA | 1.6%promedio 5A ≈1.3% | ≈1.3% | 0.89% | De primer nivel | |
| ROE | 17.7%promedio 5A ≈12.8% | ≈12.8% | 5.4% | De primer nivel |
Salud financiera Deuda, liquidez, solvencia — solidez del balance general
Aún no hay datos para este grupo de ratios
Aún no hay datos fundamentales para este ticker.
Crecimiento Crecimiento de ingresos, BPA y beneficio neto: interanual, CAGR a 3 años, CAGR a 5 años
| Métrica | Tendencia a 5 años | VEL | promedio 5A | Mediana de Pares | Veredicto |
|---|---|---|---|---|---|
| Revenue YoY (Ingresos interanuales) | 36.8%promedio 5A ≈22.9% | ≈22.9% | · | · | |
| Revenue CAGR 3Y (Ingresos CAGR 3A) | 30.7%promedio 5A ≈23.0% | ≈23.0% | · | · | |
| Revenue CAGR 5Y (Ingresos CAGR 5A) | 22.5% | · | · | · | |
| EPS YoY (EPS interanual) | 44.0%promedio 5A ≈35.2% | ≈35.2% | · | · | |
| Net Income YoY (Beneficio Neto interanual) | 53.5%promedio 5A ≈44.3% | ≈44.3% | · | · | |
| EPS CAGR 3Y (CAGR BPA 3A) | 43.0% | · | · | · | |
| Net Income CAGR 3Y (CAGR Beneficio Neto 3A) | 48.3%promedio 5A ≈41.4% | ≈41.4% | · | · | |
| Net Income CAGR 5Y (CAGR Beneficio Neto 5A) | 42.7% | · | · | · |
Eficiencia de capital Rotación de activos, rotación de inventario, rotación de cuentas por cobrar
| Métrica | Tendencia a 5 años | VEL | promedio 5A | Mediana de Pares | Veredicto |
|---|---|---|---|---|---|
| Asset Turnover (Rotación de Activos) | 0.0promedio 5A ≈0.0 | ≈0.0 | 0.0 | Por debajo del promedio |
valor · ≈ promedio 5A · mediana sectorial · veredicto relativo a la mediana
Historial de Ganancias EPS real vs estimado, sorpresa %, tasa de aciertos, próxima fecha de resultados
Sorpresa Media
17.2%
Próximo informe
Nov 04, 2026
| Período | Informe | EPS Actual | EPS est. | Sorpresa |
|---|---|---|---|---|
| 30 de junio de 2026 | Ago 5, 2026 | $0.71 | $0.66 | 8.1% |
| 31 de marzo de 2026 | $0.68 | $0.65 | 5.2% | |
| 31 de diciembre de 2025 | $0.93 | $0.68 | 37.4% | |
| 30 de septiembre de 2025 | $0.69 | $0.61 | 12.9% | |
| 30 de junio de 2025 | $0.73 | $0.54 | 35.5% | |
| 31 de marzo de 2025 | $0.55 | $0.53 | 4.0% |
Fundamentales Completos Todas las métricas por año — estado de resultados, balance general, flujo de caja
Estado de resultados
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Pretax Income | $146M | $96M | $71M | $45M | $40M | $23M | $25M | |
| Income Tax | $41M | $28M | $19M | $12M | $11M | $5M | $8M | |
| Net Income | $105M | $68M | $52M | $32M | $29M | $18M | $17M | |
| EPS (Basic) | $2.81 | $2.07 | $1.60 | $0.99 | $0.90 | $-1.55 | · | |
| EPS (Diluted) | $2.75 | $1.91 | $1.52 | $0.94 | $0.86 | $-1.55 | · | |
| Shares (Basic) | 36,850,000 | 32,653,000 | 32,206,000 | 31,913,000 | 22,813,000 | 20,087,000 | · | |
| Shares (Diluted) | 38,178,000 | 35,760,000 | 34,484,000 | 34,131,000 | 33,982,000 | 20,087,000 | · | |
| EBITDA | $516.0K | $793.0K | $752.0K | $796.0K | $1M | $1M | · |
Balance general
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $92M | $50M | $41M | $45M | $36M | $13M | $21M | |
| Prepaid Expense | $3M | $2M | $2M | $2M | $2M | $1M | $2M | |
| PP&E (Net) | $1M | $2M | $3M | $3M | $4M | $4M | $5M | |
| PP&E (Gross) | $9M | $10M | $10M | $10M | $11M | $10M | $10M | |
| Accum. Depreciation | $8M | $8M | $8M | $7M | $7M | $6M | $5M | |
| Goodwill | $7M | $7M | $7M | $7M | $7M | · | · | |
| Total Assets | $7.38B | $5.53B | $4.40B | $3.75B | $2.81B | $2.10B | $2.21B | |
| Accounts Payable | $168M | $148M | $122M | $92M | $92M | $63M | $56M | |
| Total Liabilities | $6.71B | $5.01B | $3.97B | $3.37B | $2.47B | $1.79B | $2.06B | |
| Common Stock | $398.0K | $339.0K | $331.0K | $326.0K | $323.0K | $201.0K | · | |
| Paid-in Capital | $383M | $323M | $307M | $300M | $296M | $204M | · | |
| Retained Earnings | $302M | $197M | $129M | $77M | $44M | $15M | · | |
| Treasury Stock | $10M | $3M | $1M | $458.0K | · | · | · | |
| AOCI | $-3M | $-805.0K | $-1M | · | · | · | · | |
| Stockholders' Equity | $673M | $517M | $433M | $377M | $341M | $220M | $153M | |
| Liabilities + Equity | $7.38B | $5.53B | $4.40B | $3.75B | $2.81B | $2.10B | $2.21B | |
| Shares Outstanding | 38,965,317 | 33,545,585 | 32,865,836 | 32,489,869 | 32,293,042 | 20,087,494 | 0 |
Flujo de Efectivo
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| D&A | $516.0K | $793.0K | $752.0K | $796.0K | $1M | $1M | $1M | |
| Stock-based Comp | $8M | $6M | $4M | $3M | $2M | $965.0K | · | |
| Deferred Tax | $-8M | $-11M | $3M | $12M | $-10M | $2M | $-8M | |
| Other Non-cash | $-88M | $-26M | $-11M | $753.0K | $35M | $33M | · | |
| Operating Cash Flow | $18M | $38M | $49M | $49M | $58M | $55M | $-105M | |
| CapEx | $281.0K | $289.0K | $180.0K | $326.0K | $135.0K | $726.0K | $882.0K | |
| Investing Cash Flow | $-1.52B | $-1.05B | $-585M | $-908M | $-656M | $88M | $-306M | |
| Stock Issued | $41M | $10M | $2M | $607.0K | $137.0K | $101M | · | |
| Stock Repurchased | $7M | $2M | $861.0K | $458.0K | · | · | · | |
| Net Stock Activity | $34M | $10M | $1M | $149.0K | $137.0K | $101M | · | |
| Financing Cash Flow | $1.68B | $1.02B | $536M | $874M | $626M | $-150M | $422M | |
| Net Change in Cash | $178M | $9M | $-129.0K | $14M | $27M | $-7M | $11M | |
| Taxes Paid | $51M | $42M | $8M | $23M | $10M | $965.0K | $15M | |
| Free Cash Flow | $18M | $37M | $49M | $48M | $57M | $54M | · |
Rentabilidad
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Net Margin | 56.5% | 50.4% | 48.5% | 38.7% | 38.5% | 26.4% | · | |
| Pretax Margin | 78.7% | 71.0% | 66.0% | 53.6% | 52.4% | 34.3% | · | |
| EBITDA Margin | 0.28% | 0.58% | 0.70% | 0.96% | 1.5% | 1.8% | · | |
| ROA | 1.6% | 1.4% | 1.3% | 0.98% | 1.2% | 0.82% | · | |
| ROE | 17.7% | 14.4% | 12.9% | 9.0% | 10.2% | 8.3% | · |
Eficiencia
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | · |
Por Acción
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $16.99 | $15.41 | $13.19 | $11.60 | $10.56 | $10.93 | · | |
| Revenue / Share | $4.87 | $3.80 | $3.12 | $2.44 | $2.24 | $3.36 | · | |
| Cash Flow / Share | $0.48 | $1.06 | $1.42 | $1.43 | $1.70 | $2.73 | · | |
| Cash / Share | $2.33 | $1.49 | $1.23 | $1.39 | $1.11 | $0.66 | · | |
| EPS (TTM) | $2.75 | $1.91 | $1.52 | $0.94 | $0.86 | $-1.55 | · |
Tasas de Crecimiento
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 36.8% | 26.0% | 29.6% | 9.4% | 12.6% | · | · | |
| Revenue CAGR 3Y | 30.7% | 21.4% | 16.9% | · | · | · | · | |
| Revenue CAGR 5Y | 22.5% | · | · | · | · | · | · | |
| EPS YoY | 44.0% | 25.7% | 61.7% | 9.3% | · | · | · | |
| EPS CAGR 3Y | 43.0% | 30.5% | · | · | · | · | · | |
| Net Income YoY | 53.5% | 30.9% | 62.3% | 10.2% | 64.4% | · | · | |
| Net Income CAGR 3Y | 48.3% | 32.8% | 43.3% | · | · | · | · | |
| Net Income CAGR 5Y | 42.7% | · | · | · | · | · | · |
Valoración (TTM)
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $186M | $136M | $108M | $83M | $76M | $67M | $59M | |
| Net Income TTM | $105M | $68M | $52M | $32M | $29M | $18M | $17M | |
| Market Cap | $822M | $656M | $566M | $314M | $442M | $125M | · | |
| P/E | 7.5 | 10.2 | 11.3 | 10.3 | 15.9 | -4.0 | · | |
| P/S | 4.4 | 4.8 | 5.3 | 3.8 | 5.8 | 1.9 | · | |
| P/B | 1.2 | 1.3 | 1.3 | 0.8 | 1.3 | 0.6 | · | |
| P / Tangible Book | 1.2 | 1.3 | 1.3 | 0.8 | 1.3 | 0.6 | · | |
| P / Cash Flow | 45.2 | 17.4 | 11.6 | 6.4 | 7.7 | 2.3 | · | |
| P / FCF | 45.9 | 17.5 | 11.6 | 6.5 | 7.7 | 2.3 | · | |
| Earnings Yield | 13.2% | 9.8% | 8.8% | 9.7% | 6.3% | -24.9% | · |
Estado de resultados
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Pretax Income | $35M | $31M | $50M | $35M | $34M | $27M | $32M | $21M | $20M | $23M | $22M | $17M | $17M | $15M | $12M | $14M | |
| Income Tax | $10M | $9M | $15M | $10M | $8M | $8M | $11M | $6M | $5M | $6M | $5M | $5M | $5M | $4M | $3M | $4M | |
| Net Income | $25M | $22M | $35M | $25M | $26M | $19M | $21M | $16M | $15M | $17M | $17M | $12M | $12M | $11M | $8M | $10M | |
| EPS (Basic) | $0.64 | $0.57 | $0.91 | $0.66 | $0.69 | $0.55 | $0.62 | $0.48 | $0.45 | $0.52 | $0.53 | $0.37 | $0.37 | $0.33 | $0.25 | $0.31 | |
| EPS (Diluted) | $0.64 | $0.57 | $0.90 | $0.65 | $0.69 | $0.51 | $0.56 | $0.44 | $0.42 | $0.49 | $0.50 | $0.35 | $0.36 | $0.31 | $0.25 | $0.29 | |
| Shares (Basic) | 38,730,000 | 38,626,000 | · | 38,073,000 | 37,194,000 | 33,687,000 | · | 32,711,000 | 32,585,000 | 32,541,000 | · | 32,275,000 | 32,122,000 | 32,098,000 | · | 31,922,000 | |
| Shares (Diluted) | 39,304,000 | 39,174,000 | · | 38,800,000 | 37,790,000 | 36,811,000 | · | 35,895,000 | 35,600,000 | 35,439,000 | · | 34,731,000 | 34,140,000 | 34,052,000 | · | 34,199,000 | |
| EBITDA | · | $133.0K | · | · | · | $138.0K | · | · | · | $182.0K | · | · | · | $195.0K | · | · |
Balance general
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $76M | $87M | $92M | $99M | $80M | $52M | $50M | $44M | $47M | $35M | $41M | $29M | $34M | $39M | $45M | $26M | |
| Prepaid Expense | · | · | $3M | · | · | · | $2M | · | · | · | · | · | · | · | · | · | |
| PP&E (Net) | $1M | $1M | $1M | $1M | $2M | $2M | $2M | $2M | $2M | $2M | · | $3M | $3M | $3M | · | $3M | |
| PP&E (Gross) | · | · | $9M | · | · | · | $10M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $8M | · | · | · | $8M | · | · | · | · | · | · | · | · | · | |
| Goodwill | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | |
| Total Assets | $7.96B | $7.59B | $7.38B | $6.96B | $6.48B | $5.97B | $5.53B | $5.20B | $4.87B | $4.63B | · | $4.12B | $3.95B | $3.84B | · | $3.65B | |
| Accounts Payable | $186M | $173M | $168M | $171M | $165M | $153M | $148M | $141M | $138M | $124M | · | $98M | $95M | $85M | · | $75M | |
| Total Liabilities | $7.24B | $6.90B | $6.71B | $6.32B | $5.87B | $5.41B | $5.01B | $4.71B | $4.40B | $4.17B | · | $3.70B | $3.55B | $3.45B | · | $3.28B | |
| Common Stock | $405.0K | $403.0K | $398.0K | $396.0K | $390.0K | $359.0K | $339.0K | $335.0K | $335.0K | $334.0K | · | $330.0K | $329.0K | $328.0K | · | $325.0K | |
| Paid-in Capital | $391M | $385M | $383M | $379M | $369M | $353M | $323M | $313M | $311M | $308M | · | $305M | $303M | $301M | · | $299M | |
| Retained Earnings | $350M | $325M | $302M | $268M | $242M | $216M | $197M | $177M | $161M | $146M | · | $112M | $99M | $87M | · | $68M | |
| Treasury Stock | $17M | $15M | $10M | $10M | $10M | $5M | $3M | $3M | $3M | $3M | · | $1M | $1M | $1M | · | $458.0K | |
| AOCI | $-2M | $-2M | $-3M | $-3M | $-3M | $-2M | $-805.0K | $-3M | $2M | $794.0K | · | $905.0K | · | · | · | · | |
| Stockholders' Equity | $722M | $693M | $673M | $634M | $598M | $563M | $517M | $485M | $471M | $453M | · | $416M | $402M | $388M | · | $367M | |
| Liabilities + Equity | $7.96B | $7.59B | $7.38B | $6.96B | $6.48B | $5.97B | $5.53B | $5.20B | $4.87B | $4.63B | · | $4.12B | $3.95B | $3.84B | · | $3.65B | |
| Shares Outstanding | 39,293,655 | 39,235,281 | 39,573,657 | 38,900,030 | 38,289,087 | 35,384,747 | 33,545,585 | 33,114,845 | 33,098,635 | 32,985,794 | · | 32,784,157 | 32,741,628 | 32,602,432 | · | 32,415,860 |
Flujo de Efectivo
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $131.0K | $133.0K | $123.0K | $123.0K | $132.0K | $138.0K | $143.0K | $283.0K | $185.0K | $182.0K | $185.0K | $186.0K | $186.0K | $195.0K | $191.0K | $204.0K | |
| Stock-based Comp | $3M | $3M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $1M | $923.0K | $1M | $1M | $1M | $933.0K | $931.0K | |
| Deferred Tax | $-2M | $4M | $-6M | $-4M | $-867.0K | $3M | $-327.0K | $-12M | $168.0K | $480.0K | $-2M | $1M | $664.0K | $2M | $-695.0K | $11M | |
| Other Non-cash | · | $-17M | · | · | · | $-20M | · | · | · | $-9M | · | · | · | $-26M | · | · | |
| Operating Cash Flow | $4M | $12M | $-4M | $11M | $8M | $4M | $33M | $-18M | $11M | $11M | $26M | $-10M | $44M | $-12M | $40M | $-4M | |
| CapEx | $98.0K | $42.0K | $57.0K | $66.0K | $78.0K | $80.0K | $99.0K | $65.0K | $84.0K | $41.0K | $108.0K | $24.0K | $0 | $48.0K | $53.0K | $56.0K | |
| Investing Cash Flow | $-200M | $-351M | $-250M | $-429M | $-441M | $-401M | $-356M | $-280M | $-197M | $-212M | $-224M | $-148M | $-141M | $-72M | $-89M | $-311M | |
| Stock Issued | · | · | $1M | $9M | $2M | $29M | $8M | $189.0K | $2M | $155.0K | $907.0K | $523.0K | · | · | · | · | |
| Stock Repurchased | $3M | $5M | $1.0K | $179.0K | $5M | $2M | $0 | $0 | $266.0K | $1M | $24.0K | $0 | $1.0K | $836.0K | · | $0 | |
| Net Stock Activity | · | $-5M | · | · | · | $29M | · | · | · | $-1M | · | · | · | $-836.0K | · | · | |
| Financing Cash Flow | $329M | $202M | $386M | $438M | $456M | $402M | $326M | $285M | $206M | $199M | $213M | $154M | $91M | $77M | $70M | $301M | |
| Net Change in Cash | $133M | $-137M | $131M | $21M | $23M | $4M | $4M | $-12M | $21M | $-3M | $15M | $-4M | $-5M | $-6M | $21M | $-15M | |
| Taxes Paid | $12M | $699.0K | $24M | $8M | $18M | $771.0K | $19M | $7M | $16M | $17.0K | $5M | $4M | $-1M | $264.0K | $78.0K | $1M | |
| Free Cash Flow | · | $12M | · | · | · | $3M | · | · | · | $11M | · | · | · | $-12M | · | · |
Rentabilidad
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 51.5% | 50.9% | · | 51.7% | 54.6% | 50.3% | · | 45.1% | 45.6% | 58.5% | · | 44.2% | 48.1% | 43.7% | · | 40.2% | |
| Pretax Margin | 72.1% | 70.3% | · | 72.1% | 71.3% | 71.7% | · | 60.6% | 61.3% | 78.8% | · | 63.0% | 66.5% | 60.6% | · | 56.5% | |
| EBITDA Margin | · | 0.30% | · | · | · | 0.37% | · | · | · | 0.62% | · | · | · | 0.80% | · | · | |
| ROA | 0.35% | 0.33% | · | 0.42% | 0.46% | 0.36% | · | 0.34% | 0.33% | 0.41% | · | 0.31% | 0.33% | 0.31% | · | 0.33% | |
| ROE | 3.8% | 3.6% | · | 4.5% | 4.9% | 3.7% | · | 3.5% | 3.4% | 4.1% | · | 3.1% | 3.2% | 2.9% | · | 3.3% |
Eficiencia
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Por Acción
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $18.36 | $17.67 | · | $16.30 | $15.62 | $15.92 | · | $14.63 | $14.24 | $13.73 | · | $12.70 | $12.27 | $11.89 | · | $11.32 | |
| Revenue / Share | $1.24 | $1.12 | · | $1.26 | $1.26 | $1.02 | · | $0.98 | $0.91 | $0.83 | · | $0.79 | $0.74 | $0.72 | · | $0.73 | |
| Cash Flow / Share | · | $0.31 | · | · | · | $0.10 | · | · | · | $0.30 | · | · | · | $-0.35 | · | · | |
| Cash / Share | $1.94 | $2.22 | · | $2.54 | $2.08 | $1.46 | · | $1.33 | $1.43 | $1.06 | · | $0.90 | $1.04 | $1.21 | · | $0.81 | |
| EPS (TTM) | $2.76 | $2.81 | · | $2.41 | $2.20 | $1.93 | · | $1.85 | $1.76 | $1.70 | · | $1.27 | $1.21 | $1.16 | · | $0.94 |
Valoración (TTM)
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $193M | $192M | · | $173M | $159M | $144M | · | $128M | $120M | $113M | · | $98M | $95M | $96M | · | $84M | |
| Net Income TTM | $108M | $109M | · | $91M | $81M | $70M | · | $65M | $61M | $59M | · | $43M | $41M | $40M | · | $32M | |
| Market Cap | $725M | $710M | · | $706M | $710M | $662M | · | $649M | $593M | $594M | · | $370M | $378M | $294M | · | $351M | |
| P/E | 6.7 | 6.4 | · | 7.5 | 8.4 | 9.7 | · | 10.6 | 10.2 | 10.6 | · | 8.9 | 9.5 | 7.8 | · | 11.5 | |
| P/S | 3.7 | 3.7 | · | 4.1 | 4.5 | 4.6 | · | 5.1 | 4.9 | 5.3 | · | 3.8 | 4.0 | 3.1 | · | 4.2 | |
| P/B | 1.0 | 1.0 | · | 1.1 | 1.2 | 1.2 | · | 1.3 | 1.3 | 1.3 | · | 0.9 | 0.9 | 0.8 | · | 1.0 | |
| P / Tangible Book | 1.0 | 1.0 | · | 1.1 | 1.2 | 1.2 | · | 1.4 | 1.3 | 1.3 | · | 0.9 | 1.0 | 0.8 | · | 1.0 | |
| P / Cash Flow | · | 58.7 | · | · | · | 187.2 | · | · | · | 56.1 | · | · | · | -24.7 | · | · | |
| Earnings Yield | 14.9% | 15.5% | · | 13.3% | 11.9% | 10.3% | · | 9.4% | 9.8% | 9.4% | · | 11.2% | 10.5% | 12.8% | · | 8.7% |
Período más reciente a la izquierda · valores nulos mostrados como ·
Estados Financieros Estado de resultados, balance general, flujo de caja — anual, últimos 5 años
| Métrica | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Beneficio neto | $105M | $68M | $52M | $32M | $29M |
| EPS Diluido | $2.75 | $1.91 | $1.52 | $0.94 | $0.86 |
No hay datos para este estado
Aún no hay suficientes datos fundamentales para generar este estado.
| Métrica | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Flujo de caja libre | $18M | $37M | $49M | $48M | $57M |
Propietarios institucionales (13F) 119 declarantes · $750.5M total · A fecha de 30 de septiembre de 2026
Instituciones que informan tener esta acción en su Formulario 13F trimestral de la SEC. Solo posiciones largas; un solo presentador puede aparecer dos veces para tramos de opciones separados. Las patas de put/call de compensación grandes suelen reflejar la creación de mercado o el inventario cubierto, no la convicción direccional.
Tenedores
119
Valor en tenencia
$750.5M
Nuevas posiciones
17
Posiciones cerradas
15
Actividad institucional — Q2 2026 vs trimestre anterior
| Nuevas posiciones | Posiciones cerradas | Aumentado | Disminuido | Cambio neto de acciones |
|---|---|---|---|---|
| 17 (-2 vs trimestre anterior) | 15 (-6 vs trimestre anterior) | 50 (+16 vs trimestre anterior) | 23 (-12 vs trimestre anterior) | +85K |
Comparado con Q1 2026. Las presentaciones del Formulario 13F de la SEC vencen dentro de los 45 días posteriores al final del trimestre, más un pequeño margen para los presentadores tardíos; los trimestres que aún se encuentran dentro de esa ventana se omiten en favor del par más reciente completamente reportado.
| Institución | Valor | Acciones | % de 13F rastreadas | Tipo |
|---|---|---|---|---|
| Snow Phipps Group, LLC | $246 498 281 | 13 353 103 | 32,84% | Acciones |
| Allianz Asset Management GmbH | $233 293 123 | 12 637 764 | 31,08% | Acciones |
| Beach Point Capital Management LP | $121 510 735 | 6 582 380 | 16,19% | Acciones |
| BlackRock, Inc. | $27 502 205 | 1 489 827 | 3,66% | Acciones |
| HBK INVESTMENTS L P | $13 614 250 | 737 500 | 1,81% | Opción de venta |
| DIMENSIONAL FUND ADVISORS LP | $12 121 462 | 656 725 | 1,62% | Acciones |
| VANGUARD GROUP INC | $11 512 831 | 554 568 | 1,53% | Acciones |
| ADAGE CAPITAL PARTNERS GP, L.L.C. | $9 331 622 | 505 505 | 1,24% | Acciones |
| VANGUARD CAPITAL MANAGEMENT LLC | $8 990 223 | 487 011 | 1,20% | Acciones |
| AMERICAN CENTURY COMPANIES INC | $6 593 894 | 357 199 | 0,88% | Acciones |
| GEODE CAPITAL MANAGEMENT, LLC | $5 032 176 | 272 540 | 0,67% | Acciones |
| STATE STREET CORP | $4 610 034 | 249 731 | 0,61% | Acciones |
| GOLDMAN SACHS GROUP INC | $4 344 136 | 235 327 | 0,58% | Acciones |
| D. E. Shaw & Co., Inc. | $2 291 440 | 124 130 | 0,31% | Acciones |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $2 287 231 | 123 902 | 0,30% | Acciones |
| Man Group plc | $2 158 436 | 116 925 | 0,29% | Acciones |
| Qube Research & Technologies Ltd | $2 152 528 | 116 605 | 0,29% | Acciones |
| WOLVERINE TRADING, LLC | $1 938 912 | 106 300 | 0,26% | Opción de venta |
| MORGAN STANLEY | $1 892 704 | 102 530 | 0,25% | Acciones |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $1 886 427 | 102 190 | 0,25% | Acciones |
| NORTHERN TRUST CORP | $1 700 923 | 92 141 | 0,23% | Acciones |
| TUDOR INVESTMENT CORP ET AL | $1 683 903 | 91 219 | 0,22% | Acciones |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $1 652 152 | 89 499 | 0,22% | Acciones |
| NFJ INVESTMENT GROUP, LLC | $1 340 399 | 72 611 | 0,18% | Acciones |
| AQR CAPITAL MANAGEMENT LLC | $1 320 739 | 71 546 | 0,18% | Acciones |
| VANGUARD FIDUCIARY TRUST CO | $1 247 822 | 67 596 | 0,17% | Acciones |
| WOLVERINE TRADING, LLC | $1 245 792 | 68 300 | 0,17% | Opción de compra |
| Bank of New York Mellon Corp | $1 016 407 | 55 060 | 0,14% | Acciones |
| Creative Planning | $1 012 586 | 54 853 | 0,13% | Acciones |
| CITADEL ADVISORS LLC | $997 339 | 54 027 | 0,13% | Acciones |
| HSBC HOLDINGS PLC | $970 225 | 53 574 | 0,13% | Acciones |
| RENAISSANCE TECHNOLOGIES LLC | $948 844 | 51 400 | 0,13% | Acciones |
| BNP PARIBAS FINANCIAL MARKETS | $919 456 | 49 808 | 0,12% | Acciones |
| Beach Point Capital Management LP | $829 105 | 3 891 | 0,11% | Opción de compra |
| JPMORGAN CHASE & CO | $788 334 | 43 772 | 0,11% | Acciones |
| Mariner, LLC | $775 747 | 42 023 | 0,10% | Acciones |
| Quantinno Capital Management LP | $705 929 | 38 241 | 0,09% | Acciones |
| WOLVERINE TRADING, LLC | $659 850 | 36 176 | 0,09% | Acciones |
| XTX Topco Ltd | $652 284 | 35 335 | 0,09% | Acciones |
| BANK OF AMERICA CORP /DE/ | $613 260 | 33 221 | 0,08% | Acciones |
| FIRST TRUST ADVISORS LP | $603 198 | 32 676 | 0,08% | Acciones |
| Trexquant Investment LP | $576 580 | 31 234 | 0,08% | Acciones |
| Russell Investments Group, Ltd. | $540 269 | 29 267 | 0,07% | Acciones |
| ALPS ADVISORS INC | $531 648 | 28 800 | 0,07% | Acciones |
| UBS Group AG | $493 011 | 26 707 | 0,07% | Acciones |
| HAP Trading, LLC | $438 244 | 24 159 | 0,06% | Acciones |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $436 136 | 23 626 | 0,06% | Acciones |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $427 663 | 23 167 | 0,06% | Acciones |
| Squarepoint Ops LLC | $390 872 | 21 174 | 0,05% | Acciones |
| Empowered Funds, LLC | $390 780 | 21 169 | 0,05% | Acciones |
Activistas y propietarios del %+ 5 2 tenencias
Inversores que presentaron el Anexo 13D de la SEC — propiedad beneficiosa superior al % 5 con la intención de influir en el emisor (participaciones activistas, campañas de la junta directiva, M&A). Cada fila muestra el estado conocido más reciente de la posición de ese declarante.
| Declarante | Presentado | Participación | Estado | Propósito | Presentación |
|---|---|---|---|---|---|
| SPG GP, LLC, Ian K. Snow, Snow Phipps Group AIV, L.P., Snow Phipps Group (RPV), L.P., Snow Phipps Group (B), L.P., Snow Phipps Group AIV (Offshore), L.P., SPG Co-Investment, L.P. ×5 presentaciones | 12 de agosto de 2025 | 34,70% | Enmienda | · | SEC |
| Pacific Investment Management Company LLC ×8 presentaciones | 1 de mayo de 2025 | 33,10% | Enmienda | Inversión pasiva | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Informantes de la empresa 11 insiders · 6 directivos · 4 consejeros
| Insider | Rol | Última actividad | Acciones en propiedad | Compras 12m | Ventas 12m | Neto 12m |
|---|---|---|---|---|---|---|
| Christopher D. Farrar | Chief Executive Officer | 30 de junio de 2026 J | 399 665 | 0 | 0 | $0 |
| Mark R Szczepaniak | Chief Financial Officer | 10 de septiembre de 2026 S | 64 400 | 0 | 13 | $-355 767 |
| Roland Thomas Kelly | Chief Legal Officer and GC | 1 de septiembre de 2026 S | 98 139 | 0 | 7 | $-577 196 |
| Christopher J Oltmann | Corporate Treasurer | 14 de febrero de 2022 A | 26 718 | 0 | 0 | $0 |
| Joseph A Cowell | See below | 15 de enero de 2021 A | 32 222 | 0 | 0 | $0 |
| Graham M Comley | Chief Information Officer, Velocity Commercial Capital LLC | 15 de enero de 2021 A | 30 100 | 0 | 0 | $0 |
| Joy L. Schaefer | Consejero | 26 de mayo de 2026 D | 40 798 | 0 | 0 | $0 |
| John Pitstick | Consejero | 26 de mayo de 2026 D | 59 410 | 0 | 0 | $0 |
| Dorika M Beckett | Consejero | 21 de mayo de 2026 A | 41 311 | 0 | 0 | $0 |
| Fiona Tam | · | 11 de agosto de 2026 S | 47 129 | 0 | 2 | $-24 700 |
| Jeffrey T. Taylor | · | 11 de agosto de 2026 S | 172 490 | 0 | 7 | $-450 713 |
Informantes de las presentaciones SEC Form 3/4/5; neto = solo P/S de mercado abierto
Propiedad de ETFs Mantenido por 24 ETFs
El peso refleja solo las tenencias directas de acciones (N-PORT); los fondos apalancados o basados en derivados pueden tener exposición adicional a swaps no mostrada.
| Fondo | Ponderación | Unidades | A fecha de | Fuente |
|---|---|---|---|---|
| EBIT · Harbor ETF Trust | 0,15% | 1 027 NS | 31 de julio de 2026 | N-PORT |
| IWC · iShares Trust | 0,05% | 42 056 SH | 11 de septiembre de 2026 | Diario |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0,02% | 11 185 SH | 19 de agosto de 2026 | Diario |
| DFSV · Dimensional ETF Trust | 0,01% | 61 710 NS | 31 de julio de 2026 | N-PORT |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0,01% | 71 045 SH | 19 de agosto de 2026 | Diario |
| DFAS · Dimensional ETF Trust | 0,01% | 79 855 NS | 31 de julio de 2026 | N-PORT |
| ISCG · iShares Trust | 0,01% | 4 783 SH | 11 de septiembre de 2026 | Diario |
| IWM · iShares Trust | 0,01% | 316 169 SH | 11 de septiembre de 2026 | Diario |
| RSSL · Global X Funds | 0,01% | 5 924 NS | 31 de julio de 2026 | N-PORT |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0,01% | 1 122 SH | 2 de octubre de 2026 | Diario |
| DFAT · Dimensional ETF Trust | 0,01% | 51 321 NS | 31 de julio de 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0,00% | 762 NS | 31 de julio de 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0,00% | 2 524 NS | 31 de julio de 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0,00% | 2 729 NS | 31 de julio de 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0,00% | 31 853 NS | 31 de julio de 2026 | N-PORT |
| IWV · iShares Trust | 0,00% | 8 033 SH | 3 de septiembre de 2026 | Diario |
| DFAU · Dimensional ETF Trust | 0,00% | 4 848 NS | 31 de julio de 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0,00% | 1 401 NS | 31 de julio de 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0,00% | 113 311 SH | 19 de agosto de 2026 | Diario |
| VTI · VANGUARD INDEX FUNDS | 0,00% | 361 986 SH | 19 de agosto de 2026 | Diario |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0,00% | 735 SH | 19 de agosto de 2026 | Diario |
| VFH · VANGUARD WORLD FUND | 0,00% | 19 225 SH | 19 de agosto de 2026 | Diario |
| IWN · iShares Trust | · | 128 009 SH | 11 de septiembre de 2026 | Diario |
| ISCB · iShares Trust | · | 1 082 SH | 11 de septiembre de 2026 | Diario |
VEL Consenso de analistas Opiniones de analistas alcistas y bajistas, precio objetivo a 12 meses, potencial alcista
calificación · 7 analistas
COMPRA
Objetivo mediano
$22.00
+50,8%
2 28,6%
Compra fuerte
3 42,9%
Compra
1 14,3%
Mantener
1 14,3%
Venta
0 0,0%
Venta fuerte
Precio objetivo a 12 meses
3 analistas · 2026-10-02Objetivo medio $21.50 +47,4%
← Por Debajo de Todos los Objetivos
Precio Actual $14.59
Mín$19.00
Media$21.50
Máx$23.50
Comparación de pares (subindustria GICS) Métricas clave frente a competidores del sector
Base del ejercicio fiscal, precios al cierre del último ejercicio fiscal de cada empresa.
| Ticker | Capitalización Bursátil | P/E | Ingresos interanuales | Margen Neto | ROE | Margen Bruto |
|---|---|---|---|---|---|---|
| VEL | $822M | 7.5 | 36.8% | 56.5% | 17.7% | · |
| MBIN | · | · | · | · | · | · |
| AGM | · | 10.6 | 8.9% | 50.8% | 12.7% | · |
| UWMC | · | 36.5 | 18.2% | 0.87% | 1.6% | · |
| WD | $2.01B | 36.7 | 9.0% | 4.6% | 3.2% | · |
| WSBF | $304M | 11.2 | 4.8% | 18.6% | 7.6% | · |
| SNFCA | · | 7.2 | 3.0% | 9.3% | 8.4% | · |
| ONIT | $390M | 2.1 | 9.3% | 17.8% | 34.2% | · |
| BETR | · | · | · | · | · | · |
| LDI | · | -4.6 | -93.7% | -609.7% | -15.2% | · |
| GHI | · | -13.2 | -6.4% | -8.9% | · | · |
Mis Métricas Tu lista de seguimiento personal — filas seleccionadas de Fundamentales Completos
Seleccione las métricas que le importan: haga clic en el + junto a cualquier fila en Fundamentales completos arriba.
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Fuente: SEC 10-Q presentada el Ago 6, 2026