UMBFO UMB Financial Corporation - Depositary Shares Each Representing a 1/400th Interest in a Share of 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B
À propos de UMB Financial Corporation - Depositary Shares Each Representing a 1/400th Interest in a Share of 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B Présentation de l'entreprise depuis Wikipedia
UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.
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UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.
UMB Financial is the parent company of UMB Bank, which ranks as one of America's Best Banks by Forbes and S&P Global Market Intelligence, based on eight financial measures of asset quality, capital adequacy and profitability. UMB operates banking and wealth management centers in Missouri, Arizona, California, Colorado, Illinois, Iowa, Kansas, Minnesota, Nebraska, New Mexico, Oklahoma, Texas, Utah, Wisconsin.
History
In 1919, W.T. Kemper and Associates bought shares in City Center Bank, and R. Crosby Kemper became the president of the company. In 1926, the bank built a six-story headquarters, adding a drive-up service window in 1928. In 1934, the bank was renamed City National Bank and Trust Company and moved to Kansas City's financial center. In 1959, R. Crosby Kemper Jr. (a third generation banker from the Kemper family) became president of the bank and led the installation of its first computer processing system. City National acquired several other banks over the years as banking laws changed. In 1969, it reorganized as a holding company, Missouri Bancshares, which changed its name to United Missouri Bancshares (UMB) in 1971.
In 1987, UMB acquired FCB Corp. and its three banks in Southern Illinois. In 1992, UMB expanded into Colorado with the purchase of Valley Bank and National Bank of the West in Colorado Springs. UMB acquired Denver's Columbine National Bank in 1992, and in 1994, all of UMB's Colorado banks were merged into one entity, UMB Bank Colorado. To reflect its expansion outside of Missouri, UMB changed its name to the current UMB Financial Corporation in 1994. In 1995, UMB acquired Oklahoma Bank and its holding company, First Sooner Bancshares. That same year, UMB entered the online banking market in conjunction with Visa Interactive.
In 2001, UMB purchased Sunstone Financial Group Inc. and rebranded it to UMB Fund Services, Inc. It followed in 2002 with its purchase of State Street Bank & Trust Company of Missouri. In 2001 UMB also established Scout Investment Advisors Inc.
In February 2002, the UMB acquired naming rights to St. Louis' Riverport Amphitheatre and renamed it UMB Bank Pavilion. This agreement expired in 2006, after which Verizon Wireless purchased naming rights. In 2004, Peter deSilva became the president and Mariner Kemper became chairman and CEO of UMB Financial Corporation.
In June 2015, UMB acquired Marquette Financial Companies, which expanded its operations into the U.S states of Minnesota, Texas and Arizona.
In April 2017, the firm sold Reams Asset Management and Scouts Investments to Raymond James Financial for $172.5 million.
In December 2019, UMB had 91 branches located across eight U.S. states: Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska, Arizona and Texas.
UMB acquired Heartland Financial in 2025, bringing it into five more states, including California, Minnesota, New Mexico, Iowa and Wisconsin (which used state and regional-focused brands for their ten banking divisions, all of which have taken the new UMB Bank name), and merged banking and marketing operations in full by the end of the year, with physical signage replaced with UMB branding in mid-October.
As of January 2026, UMB has 211 domestic locations in 14 states: Arizona, California, Colorado, Illinois, Iowa, Kansas, Minnesota, Missouri, Nebraska, New Mexico, Oklahoma, Texas, Utah, Wisconsin.
Lines of business
Accounts Receivable Financing
Commercial Banking and Lending
Healthcare Services: Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
Institutional Banking and Lending
Personal Banking: Private Wealth Management and Consumer Banking
Small Business Banking
Transportation Finance
Subsidiaries
Subsidiaries of the holding company and the lead bank, UMB Bank, n.a., include mutual fund and alternative investment services groups, single-purpose companies that deal with brokerage services and insurance, and a registered investment adviser that manages the company's proprietary mutual funds and investment advisory accounts for institutional customers.
Source : Wikipedia (Anglais), CC BY-SA 4.0 · Voir sur Wikipedia ↗
UMBFO Aperçu de l'action Prix, capitalisation boursière, P/E, EPS, ROE, dette/capitaux propres, fourchette sur 52 semaines
UMBFO Graphique du cours de l'action OHLCV quotidien avec indicateurs techniques — panoramique, zoom et personnalisez votre vue
Performance sur 10 ans Tendances du chiffre d'affaires, du bénéfice net, des marges et du BPA
Valorisation Ratios P/E, P/S, P/B, EV/EBITDA — l'action est-elle chère ou bon marché ?
Rentabilité Marges brutes, d'exploitation et nettes ; ROE, ROA, ROIC
Santé financière Dette, liquidité, solvabilité — solidité du bilan
Croissance Croissance du chiffre d'affaires, du BPA et du bénéfice net : Année/Année, TCAC 3 ans, TCAC 5 ans
Efficacité du capital Rotation des actifs, rotation des stocks, rotation des créances
Dividendes Rendement, ratio de distribution, historique des dividendes, CAGR à 5 ans
| Date ex-dividende | Montant |
|---|---|
| 30 juin 2026 | $0,4840 |
| 31 mars 2026 | $0,4840 |
| 31 décembre 2025 | $0,4840 |
| 30 septembre 2025 | $0,6600 |
UMBFO Consensus des analystes Opinions des analystes haussières et baissières, objectif de cours à 12 mois, potentiel de hausse
- Achat fort 4 21,1%
- Achat 12 63,2%
- Conserver 3 15,8%
- Vente 0 0,0%
- Vente forte 0 0,0%
Historique des bénéfices BPA réel vs estimation, surprise %, taux de succès, prochaine date de publication des résultats
| Période | EPS Actual | BPA est. | Surprise |
|---|---|---|---|
| 30 juin 2026 | $3.56 | $3.19 | 0.37% |
| 31 mars 2026 | $3.35 | $2.86 | 0.49% |
| 31 décembre 2025 | $2.74 | $2.60 | 0.14% |
| 30 septembre 2025 | $2.36 | $2.50 | -0.14% |
| 30 juin 2025 | $2.82 | $2.44 | 0.38% |
| 31 mars 2025 | $1.94 | $2.24 | -0.30% |
Comparaison des pairs (sous-secteur GICS) Indicateurs clés par rapport aux pairs du secteur
| Ticker | Capitalisation Boursière | P/E | Revenus Année/Année | Marge Nette | ROE | Marge Brute |
|---|---|---|---|---|---|---|
| UMBFO | — | — | — | — | — | — |
| EWBC | $15.46B | 11.8 | 12.2% | 45.2% | 15.5% | — |
| PNFP | $7.41B | 11.8 | 18.3% | 31.2% | 9.5% | — |
| WBS | — | 10.7 | 11.9% | — | — | — |
| FHN | $11.59B | 12.8 | 7.2% | 28.7% | 11.1% | — |
| UMBF | $8.74B | 12.4 | 62.8% | 26.5% | 9.4% | — |
| SSB | $9.33B | 12.0 | 56.1% | 29.8% | 8.9% | — |
| WTFC | $9.36B | 12.3 | 5.9% | 310.1% | 11.4% | — |
| CFR | — | 12.8 | 8.3% | 29.0% | 14.8% | — |
| ONB | $8.69B | 12.5 | — | 26.5% | 8.1% | — |
Fondamentaux complets Tous les indicateurs par an — compte de résultat, bilan, flux de trésorerie
Compte de résultat 8
| Métrique | Tendance | Q2 2026 |
|---|---|---|
| Interest Income | $871M | |
| Pretax Income | $350M | |
| Income Tax | $73M | |
| Net Income | $278M | |
| EPS (Basic) | $3.58 | |
| EPS (Diluted) | $3.56 | |
| Shares (Basic) | 75,972,781 | |
| Shares (Diluted) | 76,392,233 |
Bilan 14
| Métrique | Tendance | Q2 2026 |
|---|---|---|
| Cash & Equivalents | $5.61B | |
| PP&E (Net) | $397M | |
| Goodwill | $1.84B | |
| Intangibles | $440M | |
| Total Assets | $72.26B | |
| Total Liabilities | $64.22B | |
| Long-term Debt | $480M | |
| Common Stock | $79M | |
| Retained Earnings | $4.20B | |
| Treasury Stock | $184M | |
| AOCI | $-372M | |
| Stockholders' Equity | $8.03B | |
| Liabilities + Equity | $72.26B | |
| Shares Outstanding | 75,947,552 |
Flux de trésorerie 12
| Métrique | Tendance | Q2 2026 |
|---|---|---|
| D&A | $35M | |
| Stock-based Comp | $9M | |
| Deferred Tax | $-3M | |
| Amort. of Intangibles | $23M | |
| Operating Cash Flow | $349M | |
| CapEx | $18M | |
| Investing Cash Flow | $-276M | |
| Stock Repurchased | $5M | |
| Dividends Paid | $39M | |
| Financing Cash Flow | $-724M | |
| Net Change in Cash | $-651M | |
| Taxes Paid | $85M |
Rentabilité 4
| Métrique | Tendance | Q2 2026 |
|---|---|---|
| Net Margin | 35.7% | |
| Pretax Margin | 45.0% | |
| ROA | 0.39% | |
| ROE | 3.6% |
Efficacité 1
| Métrique | Tendance | Q2 2026 |
|---|---|---|
| Asset Turnover | 0.0 |
Valorisation (TTM) 8
| Métrique | Tendance | Q2 2026 |
|---|---|---|
| Revenue TTM | $2.88B | |
| Net Income TTM | $945M | |
| Market Cap | $2.00B | |
| P/E | 2.2 | |
| P/S | 0.7 | |
| P/B | 0.2 | |
| P / Tangible Book | 0.3 | |
| Earnings Yield | 45.9% |
États financiers Compte de résultat, bilan, flux de trésorerie — annuel, sur les 5 dernières années
Mes métriques Votre watchlist personnelle — lignes sélectionnées de Fondamentaux Complets
Choisissez les indicateurs qui vous importent — cliquez sur le ➕ à côté de n'importe quelle ligne dans Fondamentaux Complets ci-dessus.
Votre sélection est enregistrée et vous suit sur tous les tickers.
Détenteurs institutionnels (13F) 3 déclarants · $40K total · Au 30 juin 2026
Institutions qui déclarent détenir cette action dans leur Formulaire SEC 13F trimestriel. Uniquement les positions longues ; un même déclarant peut apparaître deux fois pour des jambes d'options distinctes. Les jambes put/call compensatoires importantes reflètent généralement la tenue de marché ou un inventaire couvert, pas une conviction directionnelle.
| Nouvelles positions | Positions clôturées | Augmenté | Diminué | Variation nette des actions |
|---|---|---|---|---|
| 1 (0 vs T. préc.) | 0 (-2 vs T. préc.) | 1 (+1 vs T. préc.) | 1 (+1 vs T. préc.) | +1K |
Comparé à Q1 2026. Les dépôts de formulaire 13F de la SEC sont dus dans les 45 jours suivant la fin du trimestre, plus une courte période tampon pour les déposants tardifs — les trimestres encore dans cette fenêtre sont ignorés au profit de la paire la plus récente entièrement déclarée.
| Institution | Valeur | Actions | % de 13F suivies | Type |
|---|---|---|---|---|
| THURSTON, SPRINGER, MILLER, HERD & TITAK, INC. | $26 370 | 1 000 | 66,67% | Actions |
| First Command Advisory Services, Inc. | $8 728 | 325 | 22,07% | Actions |
| PNC Financial Services Group, Inc. | $4 457 | 169 | 11,27% | Actions |
Initiés de la société 11 initiés · 6 dirigeants · 1 administrateurs
| Dirigeant | Rôle | Dernière activité | Actions détenues | Achats 12m | Ventes 12m | Net 12m |
|---|---|---|---|---|---|---|
| Ram Shankar | Chief Financial Officer | 17 août 2026 S | 30 389 | 0 | 1 | $-303 220 |
| Phillip James Mason | President, Inst. Banking | 4 août 2026 S | 8 894 | 0 | 1 | $-117 600 |
| Nikki Farentino Newton | President, Private Wealth Mgmt | 4 août 2026 S | 11 981 | 0 | 2 | $-297 200 |
| Thomas S Terry | Chief Credit Officer | 17 août 2026 S | 30 689 | 0 | 1 | $-867 062 |
| Uma Wilson | Executive Vice President | 4 août 2026 S | 20 270 | 0 | 1 | $-613 460 |
| Robert Brian Beaird | Chief Human Resource Officer | 31 juillet 2026 S | 8 943 | 0 | 1 | $-231 040 |
| Kevin Charles Gallagher | Administrateur | 31 juillet 2026 S | 11 863 | 0 | 1 | $-52 247 |
| Susan G Murphy | — | 6 août 2026 S | 10 635 | 0 | 2 | $-200 429 |
| David Carl Odgers | — | 5 août 2026 S | 6 538 | 0 | 1 | $-21 358 |
| J. Mariner Kemper | — | 4 août 2026 S | 1 491 138 | 0 | 2 | $-2 855 994 |
| Joseph J Gazzoli | — | 25 juin 2004 A | — | 0 | 0 | $0 |
Initiés issus des déclarations SEC Form 3/4/5 ; net = uniquement P/S de marché
Détention d'ETF Détenu par 5 ETFs
Le poids reflète uniquement les participations directes en actions (N-PORT) ; les fonds à effet de levier ou basés sur des dérivés peuvent détenir une exposition supplémentaire aux swaps non indiquée.
| Fonds | Poids | Unités | Au | Source |
|---|---|---|---|---|
| PFFV · Global X Funds | 1,63% | 185 274 NS | 31 mai 2026 | N-PORT |
| QTPI · Exchange Place Advisors Trust | 0,64% | 18 450 NS | 31 mai 2026 | N-PORT |
| PQDI · Principal Exchange-Traded Funds | 0,43% | 11 400 NS | 30 juin 2026 | N-PORT |
| PFFD · Global X Funds | 0,26% | 212 056 NS | 31 mai 2026 | N-PORT |
| GPRF · Goldman Sachs ETF Trust | 0,11% | 3 482 NS | 31 mai 2026 | N-PORT |