UNMA Unum Group 6.250% Junior Subordinated Notes due 2058
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Unum Group is an American insurance company headquartered in Chattanooga, Tennessee. Founded as Union Mutual in 1848 and known as UnumProvident from 1999–2007, the company is part of the Fortune 500. Unum Group was created by the 1999 merger of Unum Corporation and The Provident Companies and comprises four distinct businesses – Unum US, Unum UK, Unum Poland and Colonial Life. Its underwriting insurers include The Paul Revere Life Insurance Company and Provident Life and Accident Insurance Company.
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Unum Group (stylized as uṅu̇ṁ) is an American insurance company headquartered in Chattanooga, Tennessee. Founded as Union Mutual in 1848 and known as UnumProvident from 1999–2007, the company is part of the Fortune 500. Unum Group was created by the 1999 merger of Unum Corporation and The Provident Companies and comprises four distinct businesses – Unum US, Unum UK, Unum Poland and Colonial Life. Its underwriting insurers include The Paul Revere Life Insurance Company and Provident Life and Accident Insurance Company.
As of 2018, Unum was the third-largest disability insurer in the United States. Unum also offers other insurance products including accident, critical illness and life insurance as well as workplace leave management and mental health. In 2022, Unum insured about 45 million individuals through group policies and reported revenue of $11.991 billion.
History
Founding as Unum corporation
Union Mutual Life Insurance was incorporated in 1848 in Maine. The company issued its first policy, which covered the life of founder and company president Elisha B. Pratt for $5000 (equivalent to $193,500 in 2025), on October 1, 1849. Union Mutual's principal office at the time was located in Boston, Massachusetts, where Pratt resided. Union Mutual remained headquartered in Boston until 1881, when the state of Maine passed a law that required the principal office and headquarters of all insurance companies incorporated by the state to be located within the state. The company relocated to Portland, Maine.
In 1940, the company acquired most of Massachusetts Accident Company's health and accident insurance business. The acquisition was Union Mutual's first expansion beyond individual life and endowment insurance. In 1969, Union Mutual established the insurance industry's first downstream holding company, which facilitated the company's continued expansion and diversification. Union Mutual also established its group disability business in the 1960s. Group disability would become the company's flagship product.
Union Mutual became the first major mutual insurance company to demutualize in 1986. Company CEO Colin Hampton had been pushing for demutualization since 1970 and the company formally began the process of converting to a publicly held company in January 1985. Union Mutual, now renamed Unum, began trading on the New York Stock Exchange in November 1986.
The company also began selling off underperforming businesses during the 1980s. From 1982 to 1990, Unum abandoned many insurance products, including medical insurance, individual life insurance, general investment contracts, and individual annuities and pensions. Under the leadership of then-CEO James Orr, the company turned its focus to long-term group disability insurance.
In March 1990, Unum acquired National Employers Life Assurance Holdings, which at the time was the United Kingdom's largest disability insurer. The company later acquired Duncanson & Holt, a reinsurer and insurance underwriter for the accident and health insurance sectors. In 1993, Unum acquired the Colonial Companies, parent company of Colonial Life & Accident Insurance Company. Colonial focused on individual insurance products, including accident, cancer and life insurance policies. Unum began offering individual disability policies under the Unum brand once again in 1995.
Growth as the Provident companies
The Provident companies was founded in Chattanooga, Tennessee in May 1887 as Mutual Medical Aid and Accident Insurance Company. The company originally specialized in providing both medical-aid and accident insurance to employees in high-risk industries, including miners and coal workers. Within a few months, the company’s founders became concerned that a single disease epidemic would bankrupt the company. Mutual Medical Aid and Accident purchased back all outstanding medical-aid policies and reincorporated as Provident Accident Insurance Company. Provident only issued accident policies.
In 1892, Thomas Maclellan and John McMaster purchased a 50% stake in the company for $1000. The two men purchased the remaining 50% equity in 1895 and Maclellan was the company's sole owner and president by 1900. Maclellan reorganized the company from being mutually held to a stock company in 1910.
Thomas Maclellan served as president of Provident until he was struck by an automobile and unexpectedly died 1916. Robert Jardine Maclellan, the son of Thomas and Helen Maclellan, and the maternal grandson of railroad promoter Robert Jardine, assumed the presidency of Provident following his father's death. Provident began selling life insurance the following year, in 1917, and the first life insurance policy issued by the company covered Robert Maclellan's life. The company also began offering railroad insurance.
Provident wrote its first group policy in 1924. The company expanded its operations with its 1926 acquisition of Detroit, Michigan-based Standard Accident Company. Provident operated in 34 states by 1928. It also acquired Southern Surety Company in 1931 and Meridian Insurance of West Virginia in 1938. The company expanded into Canada in 1948.
In November 1993, J. Harold Chandler became president and chief executive officer of Provident. Chandler had previously served as a senior executive at NationsBank. Chandler initiated a company-wide restructuring at Provident, which included the 1995 sale of its health-related business to Healthsource for $231 million. Provident also increased its focus on individual disability and life policies with the 1997 acquisition of the Paul Revere Corporation, a Worcester, Massachusetts-based provider of individual disability insurance, from Textron for $1.2 billion. The purchase of Paul Revere made Provident the nation's largest provider of individual disability policies.
Unum Group (1999–present)
Unum and Provident of Chattanooga, Tennessee announced their intention to merge in November 1998. When the merger was completed in 1999, the new company, named UnumProvident, was the United States' largest disability insurance provider. Then-Unum chairman and chief executive James Orr was retained in as chairman and CEO of UnumProvident, which was headquartered in Portland, Maine.
Company Chief Operating Officer J. Harold Chandler, who had served as Provident's chief executive prior to the merger, succeeded Orr as UnumProvident CEO in November 1999. The company sold Provident National Assurance, a holding company for its life insurance and variable annuity business, to Allstate in 2001. In 2002, UnumProvident relocated its headquarters from Portland, Maine to Chattanooga, Tennessee. The former Provident Companies was headquartered in Chattanooga.
Unum received negative attention in 2002, when California regulators fined Unum, and alleged that the company inappropriately denied long-term disability insurance claims. Unum stated that "only 2% of the policyholders who filed a claim with the company last year [2001] were found not to be disabled, an amount consistent with prior experience."
UnumProvident acquired Sun Life Financial's United Kingdom-based group insurance business in 2003. Thomas Watjen replaced Orr as UnumProvident’s chief executive later that year. The company also sold its Japanese and Argentine businesses.
In 2004, Unum entered into a regulatory settlement agreement (RSA) with insurance regulators in over 40 states. The settlement related to Unum's handling of disability claims and required the company "to make significant changes in corporate governance, implement revisions to claim procedures and provide for a full re-examination of both reassessed claims and disability insurance claim decisions after the January 2005 effective date of the RSA." The review was completed in 2008, and resulted in a 41.7% reversal, "in whole or part", and an additional $676.2 million of benefits paid nationwide by Unum. The state of Maine press release announcing the result, praised regulators for their work, and the company for coming into compliance. The company was involved with the UK's controversial Welfare Reform Bill in 2007 and was investigated by the BBC in England at that time.
In 2007, UnumProvident was renamed Unum. The Unum moniker was last used by the Unum Corporation prior to the 1999 merger. In 2012 and 2013, Unum partnered with the Consumer Federation of America to release reports which examined the use of disability insurance by American workers. According to numbers released by the Bureau of Labor Statistics that were cited by the report, two-thirds of American workers do not carry disability insurance policies. In addition, the report found that, among other things, workers know little about disability insurance, despite expecting financial hardship if they were to become unable to work.
In 2008 Unum opened its IT centre of excellence in Carlow, Ireland, and continued to digitize its finance operations, and to invest in technology, in the U.S. and abroad during the following decades.
Richard McKenney has led Unum as its CEO since April 1, 2015. Unum UK entered the dental insurance market with acquisitions of National Dental Plan, then Starmount Life, in 2015 and 2016, respectively. As of December 2016, Unum had 9,400 full-time employees and annual revenues of $11.047 billion.
From 2019, Unum Group has been named annually among The Civic 50 by Points of Light.
In 2022, Unum Group provided coverage to about 45 million people with 10,937 employees, and reported revenue of $11.991 billion.
In 2023, subsidiary Colonial Life & Accident Insurance Company launched Gathr, a proprietary HR tech and benefits administration platform for small businesses.
Corporate structure and company culture
Unum Group is headquartered in Chattanooga, Tennessee, and maintains offices in Portland, Maine; Columbia, South Carolina; Baton Rouge, Louisiana; Atlanta, Georgia; Milton Court, Dorking, Surrey, Basingstoke and Hampshire, England, Warsaw, Poland and Carlow, County Carlow, Ireland. Thomas Watjen served as Unum Group president and chief executive from 2003 until his retirement in 2015. Watjen became Chairman of the Unum Group Board of Directors on May 21, 2015. He was succeeded as President and CEO by Richard McKenny.
Unum is divided into five business segments: Unum US, Unum UK, Unum Ireland, Unum Poland and Colonial Life. It is one of the world’s largest providers of employee benefits as group disability insurance, as well as group benefits, life insurance and other services.
During the 2010s, Unum collaborated with Oxford Economics, among others, to analyze staff engagement and retention, subsequently designing policies and adding benefits to nurture company loyalty. It continually develops policies and programs that target inclusivity, compliance security. and environmental sustainability.
The company is a long-time participant of the Maine Heart Walk, with COO Mike Simonds serving as the event’s chairman in 2021. Unum Group has been named annually to several Forbes’ lists, including America’s Best Largest Employers and America’s Best Employers for Diversity, and, since 2021, among Ethisphere’s World’s Most Ethical Companies.
Finance
The key financial trends for Unum Group are based on fiscal years ending December 31.
Awards
Forbes' America's 100 Most Trustworthy Companies 2013
Forbes' America's Most Reputable Companies 2012–2013
Newsweek's Green Companies 2012
Center for Political Accountability recognition 2011
Dow Jones Sustainability North American Index 2010-2012
Human Rights Campaign Corporation Index 2009-2011
UK Corporate Adviser Awards – Best Group Risk Provider 2012–2013
UK Health Insurance Awards – Best Group Risk Provider 2011–2012
UK Cover Excellence Awards – Best Group Income Protection 2011
Human Rights Campaign Foundation’s Corporate Equality Index – Best Places to Workfor LGBTQ+ Equality 2022.
Source : Wikipedia (Anglais), CC BY-SA 4.0 · Voir sur Wikipedia ↗
UNMA Aperçu de l'action Prix, capitalisation boursière, P/E, EPS, ROE, dette/capitaux propres, fourchette sur 52 semaines
UNMA Graphique du cours de l'action OHLCV quotidien avec indicateurs techniques — panoramique, zoom et personnalisez votre vue
Performance sur 10 ans Tendances du chiffre d'affaires, du bénéfice net, des marges et du BPA
Valorisation Ratios P/E, P/S, P/B, EV/EBITDA — l'action est-elle chère ou bon marché ?
Rentabilité Marges brutes, d'exploitation et nettes ; ROE, ROA, ROIC
Santé financière Dette, liquidité, solvabilité — solidité du bilan
Croissance Croissance du chiffre d'affaires, du BPA et du bénéfice net : Année/Année, TCAC 3 ans, TCAC 5 ans
Efficacité du capital Rotation des actifs, rotation des stocks, rotation des créances
Dividendes Rendement, ratio de distribution, historique des dividendes, CAGR à 5 ans
| Date ex-dividende | Montant |
|---|---|
| 1 juin 2026 | $0,3910 |
| 27 février 2026 | $0,3910 |
| 1 décembre 2025 | $0,3910 |
| 29 août 2025 | $0,3910 |
| 30 mai 2025 | $0,3910 |
| 28 février 2025 | $0,3910 |
| 29 novembre 2024 | $0,3910 |
| 30 août 2024 | $0,3910 |
| 31 mai 2024 | $0,3910 |
| 29 février 2024 | $0,3910 |
| 30 novembre 2023 | $0,3910 |
| 31 août 2023 | $0,3910 |
| 31 mai 2023 | $0,3910 |
| 1 mars 2023 | $0,3910 |
| 30 novembre 2022 | $0,3910 |
| 31 août 2022 | $0,3910 |
| 31 mai 2022 | $0,3910 |
| 28 février 2022 | $0,3910 |
| 30 novembre 2021 | $0,3910 |
| 31 août 2021 | $0,3910 |
UNMA Consensus des analystes Opinions des analystes haussières et baissières, objectif de cours à 12 mois, potentiel de hausse
- Achat fort 5 27,8%
- Achat 8 44,4%
- Conserver 5 27,8%
- Vente 0 0,0%
- Vente forte 0 0,0%
Historique des bénéfices BPA réel vs estimation, surprise %, taux de succès, prochaine date de publication des résultats
| Période | EPS Actual | BPA est. | Surprise |
|---|---|---|---|
| 30 juin 2026 | $2.16 | $2.18 | -0.02% |
| 31 mars 2026 | $2.14 | $2.09 | 0.05% |
| 31 décembre 2025 | $1.92 | $2.13 | -0.21% |
| 30 septembre 2025 | $2.09 | $2.17 | -0.08% |
| 30 juin 2025 | $2.07 | $2.23 | -0.16% |
| 31 mars 2025 | $2.04 | $2.21 | -0.17% |
Comparaison des pairs (sous-secteur GICS) Indicateurs clés par rapport aux pairs du secteur
| Ticker | Capitalisation Boursière | P/E | Revenus Année/Année | Marge Nette | ROE | Marge Brute |
|---|---|---|---|---|---|---|
| UNMA | — | 5.4 | 1.5% | 5.7% | 6.7% | — |
| MET | $51.73B | 16.8 | 8.6% | 4.4% | 12.1% | — |
| AFL | $57.20B | 16.2 | -9.3% | 21.2% | 12.9% | — |
| PRU | — | — | — | — | — | — |
| PFG | $19.18B | 16.8 | -3.1% | 7.6% | 10.3% | — |
| UNM | — | — | — | — | — | — |
| GL | $12.90B | 9.9 | 3.7% | 19.4% | 20.4% | — |
| OSCR | — | -8.5 | 27.5% | -3.8% | -44.5% | — |
| PRI | $8.22B | 11.3 | 6.6% | 22.8% | 31.9% | — |
| LNC | $8.46B | 7.6 | -1.2% | 6.5% | 12.3% | — |
Fondamentaux complets Tous les indicateurs par an — compte de résultat, bilan, flux de trésorerie
Compte de résultat 9
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $13.08B | $12.89B | $12.39B | $11.98B | $12.01B | $13.16B | $12.00B | $11.60B | $11.29B | $11.05B | $10.73B | $10.52B | |
| Pretax Income | $934M | $2.25B | $1.64B | $1.75B | $1.26B | $964M | $1.38B | $628M | $1.40B | $1.35B | $1.24B | $542M | |
| Income Tax | $195M | $472M | $356M | $343M | $280M | $171M | $282M | $104M | $410M | $416M | $371M | $140M | |
| Net Income | $738M | $1.78B | $1.28B | $1.41B | $981M | $793M | $1.10B | $523M | $994M | $931M | $867M | $402M | |
| EPS (Basic) | $4.28 | $9.49 | $6.53 | $7.01 | $4.80 | $3.89 | $5.25 | $2.38 | $4.39 | $3.96 | $3.51 | $1.57 | |
| EPS (Diluted) | $4.27 | $9.46 | $6.50 | $6.96 | $4.79 | $3.89 | $5.24 | $2.38 | $4.37 | $3.95 | $3.50 | $1.57 | |
| Shares (Basic) | 172,511,500 | 187,497,700 | 196,659,700 | 200,647,200 | 204,232,900 | 203,642,000 | 209,728,900 | 219,635,600 | 226,492,400 | 235,445,700 | 246,986,700 | 255,525,900 | |
| Shares (Diluted) | 172,921,600 | 188,069,200 | 197,602,000 | 202,109,400 | 204,847,900 | 203,755,300 | 209,854,400 | 220,058,600 | 227,335,200 | 235,979,200 | 247,854,700 | 256,652,800 | |
| EBITDA | $123M | $116M | $109M | $110M | $120M | $114M | $110M | $101M | $103M | $102M | $100M | $88M |
Bilan 15
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $158M | $163M | $146M | $119M | $75M | $197M | $84M | $94M | $77M | $100M | $113M | $102M | |
| PP&E (Net) | $504M | $488M | $485M | $452M | $463M | $498M | $534M | $547M | $505M | $501M | $524M | $532M | |
| Accum. Depreciation | $1.63B | $1.50B | $1.42B | $1.33B | $1.26B | $1.24B | $1.20B | $1.15B | $1.07B | $989M | $903M | $823M | |
| Goodwill | $354M | $349M | $350M | $348M | $352M | $353M | $352M | $350M | $339M | $335M | $231M | $199M | |
| Total Assets | $63.52B | $61.96B | $63.26B | $61.15B | $70.12B | $70.63B | $67.01B | $61.88B | $64.01B | $61.94B | $60.56B | $62.45B | |
| Deferred Tax | $39M | $31M | $27M | $25M | $458M | $416M | $95M | · | · | · | · | · | |
| Total Liabilities | $52.40B | $51.00B | $53.60B | $52.41B | $58.70B | $59.75B | $57.05B | $53.25B | $54.44B | $52.97B | $51.90B | $53.93B | |
| Long-term Debt | $3.77B | $3.74B | $3.43B | $3.43B | $3.44B | $3.35B | $3.33B | $2.97B | $2.94B | $3.00B | $2.80B | $2.78B | |
| Total Debt | $3.77B | $3.74B | $3.43B | $3.43B | $3.44B | $3.35B | $3.33B | $2.97B | $2.94B | $3.00B | $2.83B | $2.78B | |
| Common Stock | $20M | $20M | $19M | $31M | $31M | $31M | $31M | $30M | $30M | $30M | $30M | $30M | |
| Retained Earnings | $13.35B | $12.91B | $11.43B | $13.14B | $11.99B | $11.27B | $10.73B | $9.86B | $9.54B | $8.74B | $8.00B | $7.30B | |
| Treasury Stock | $2.03B | $938M | $39M | $3.43B | $3.23B | $3.18B | $3.18B | $2.78B | $2.43B | $2.03B | $1.62B | $1.20B | |
| AOCI | $-1.81B | $-2.52B | $-3.31B | $-3.45B | $-5.16B | $374M | $37M | $-814M | $128M | $-51M | $16M | $166M | |
| Stockholders' Equity | $11.12B | $10.96B | $9.65B | $8.73B | $6.03B | $10.87B | $9.96B | $8.62B | $9.57B | $8.97B | $8.66B | $8.52B | |
| Liabilities + Equity | $63.52B | $61.96B | $63.26B | $61.15B | $70.12B | $70.63B | $67.01B | $61.88B | $64.01B | $61.94B | $60.56B | $62.45B |
Flux de trésorerie 16
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $123M | $116M | $109M | $110M | $120M | $114M | $110M | $101M | $103M | $102M | $100M | $88M | |
| Deferred Tax | $123M | $40M | $-96M | $-131M | $67M | $288M | $7M | $-123M | $8M | $31M | $29M | $4M | |
| Other Non-cash | $-297M | $-422M | $-94M | $150M | $418M | $-597M | $524M | $1.03B | $43M | $52M | $296M | $712M | |
| Operating Cash Flow | $688M | $1.51B | $1.20B | $1.42B | $1.39B | $469M | $1.61B | $1.54B | $1.16B | $1.12B | $1.29B | $1.22B | |
| CapEx | $132M | $126M | $135M | $102M | $110M | $119M | $151M | $144M | $105M | $85M | $100M | $114M | |
| Investing Cash Flow | $549M | $-344M | $-726M | $-956M | $-1.34B | $-268M | $-1.39B | $-930M | $-499M | $-716M | $-713M | $-887M | |
| Debt Issued | $296M | $392M | $0 | $349M | $588M | $494M | $842M | $291M | $0 | $609M | $271M | $347M | |
| Net Debt Issued | $296M | $42M | $0 | $-15M | $88M | $414M | $349M | $231M | $-64M | $195M | $45M | $161M | |
| Stock Issued | $5M | $6M | $5M | $4M | $3M | $4M | $6M | $5M | $11M | $8M | $6M | $12M | |
| Stock Repurchased | $1.01B | $973M | $250M | $200M | $50M | $0 | $400M | $356M | $402M | $405M | $418M | $306M | |
| Net Stock Activity | $-1.01B | $-967M | $-245M | $-196M | $-47M | $4M | $-394M | $-352M | $-391M | $-397M | $-412M | $-294M | |
| Dividends Paid | $306M | $296M | $277M | $254M | $239M | $232M | $229M | $216M | $196M | $183M | $174M | $159M | |
| Financing Cash Flow | $-1.24B | $-1.15B | $-450M | $-419M | $-169M | $-89M | $-223M | $-590M | $-688M | $-419M | $-569M | $-329M | |
| Net Change in Cash | $-5M | $17M | $27M | $44M | $-122M | $113M | $-10M | $17M | $-23M | $-12M | $10M | $8M | |
| Taxes Paid | $94M | $376M | $446M | $375M | $-51M | $200M | $35M | $140M | $377M | $384M | $189M | $156M | |
| Free Cash Flow | $555M | $1.39B | $1.07B | $1.32B | $1.28B | $478M | $1.59B | $1.39B | $1.04B | $1.03B | $1.19B | $1.11B |
Rentabilité 5
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 5.7% | 13.8% | 10.4% | 11.0% | 6.9% | 6.0% | 9.2% | 4.5% | 8.8% | 8.4% | 8.1% | 3.9% | |
| Pretax Margin | 7.1% | 17.5% | 13.2% | 13.6% | 8.8% | 7.3% | 11.5% | 5.4% | 12.4% | 12.2% | 11.5% | 5.0% | |
| EBITDA Margin | 0.94% | 0.90% | 0.88% | 0.92% | 1.0% | 0.86% | 0.92% | 0.87% | 0.92% | 0.92% | 0.93% | 0.84% | |
| ROA | 1.2% | 2.8% | 2.1% | 2.2% | 1.2% | 1.1% | 1.7% | 0.83% | 1.6% | 1.5% | 1.4% | 0.68% | |
| ROE | 6.7% | 16.2% | 13.3% | 14.9% | 7.3% | 7.3% | 11.2% | 6.1% | 10.4% | 10.2% | 10.1% | 4.7% |
Liquidité et Solvabilité 2
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.3 | 0.3 | 0.4 | 0.4 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | |
| LT Debt / Equity | 0.3 | 0.3 | 0.4 | 0.4 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 |
Efficacité 1
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 |
Taux de croissance 10
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 1.5% | 4.0% | 3.4% | -0.20% | -8.8% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 2.9% | 2.4% | -2.0% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | -0.13% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | -54.9% | 45.5% | -6.6% | 45.3% | 23.1% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | -15.0% | 25.5% | 18.7% | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 1.9% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | -58.5% | 38.6% | -8.8% | 43.5% | 23.7% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | -19.3% | 21.9% | 17.4% | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | -1.4% | · | · | · | · | · | · | · | · | · | · | · | |
| Dividend CAGR 5Y | 5.7% | · | · | · | · | · | · | · | · | · | · | · |
Valorisation (TTM) 6
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $13.08B | $12.89B | $12.39B | $11.98B | $12.01B | $13.16B | $12.00B | $11.60B | $11.29B | $11.05B | $10.73B | $10.52B | |
| Net Income TTM | $738M | $1.78B | $1.28B | $1.41B | $981M | $793M | $1.10B | $523M | $994M | $931M | $867M | $402M | |
| P/E | 5.4 | 2.5 | 3.9 | 3.4 | 5.5 | 7.1 | 5.2 | 9.5 | · | · | · | · | |
| Earnings Yield | 18.5% | 40.1% | 25.8% | 29.1% | 18.3% | 14.1% | 19.4% | 10.5% | · | · | · | · | |
| Payout Ratio | 41.5% | 16.7% | 21.6% | 19.3% | 29.0% | 29.2% | 20.8% | 41.2% | 19.7% | 19.6% | 20.1% | 38.6% | |
| Annual Payout | $306M | $296M | $277M | $254M | $239M | $232M | $229M | $216M | $196M | $183M | $174M | $159M |
Compte de résultat 10
| Métrique | Tendance | Q2 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.37B | $3.24B | $3.38B | $3.36B | $3.09B | $3.24B | $3.22B | $3.23B | $3.20B | $3.15B | $3.09B | $3.11B | $3.04B | $3.00B | $2.96B | $3.04B | |
| Operating Income | · | · | · | · | · | · | $502M | · | · | · | $490M | · | · | · | · | · | |
| Pretax Income | $330M | $218M | $54M | $417M | $244M | $446M | $815M | $496M | $496M | $429M | $262M | $498M | $451M | $374M | $642M | $439M | |
| Income Tax | $73M | $44M | $15M | $81M | $54M | $97M | $169M | $106M | $100M | $98M | $60M | $106M | $93M | $84M | $131M | $72M | |
| Net Income | $257M | $174M | $40M | $336M | $189M | $349M | $646M | $390M | $395M | $331M | $202M | $393M | $358M | $289M | $510M | $367M | |
| EPS (Basic) | $1.61 | $1.06 | $0.23 | $1.93 | $1.06 | $1.93 | $3.46 | $2.05 | $2.05 | $1.70 | $1.03 | $1.99 | $1.81 | $1.44 | $2.55 | $1.83 | |
| EPS (Diluted) | $1.61 | $1.06 | $0.23 | $1.92 | $1.06 | $1.91 | $3.46 | $2.05 | $2.04 | $1.70 | $1.02 | $1.98 | $1.80 | $1.44 | $2.53 | $1.81 | |
| Shares (Basic) | 159,660,200 | -350,139,000 | 170,248,100 | 174,110,900 | 178,291,500 | -381,347,300 | 186,400,700 | 189,894,100 | 192,550,200 | -394,715,100 | 196,083,200 | 197,180,400 | 198,111,200 | -403,168,600 | 200,035,300 | 201,151,700 | |
| Shares (Diluted) | 160,024,100 | -350,981,500 | 170,588,800 | 174,431,900 | 178,882,400 | -382,409,600 | 186,882,400 | 190,329,300 | 193,267,100 | -397,186,400 | 197,131,800 | 198,136,500 | 199,520,100 | -405,476,800 | 201,650,200 | 202,431,700 | |
| EBITDA | · | · | · | · | $30M | · | $502M | · | $30M | · | · | · | $27M | · | · | · |
Bilan 15
| Métrique | Tendance | Q2 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $199M | $158M | $328M | $1.19B | $238M | $163M | $163M | $133M | $279M | · | $166M | $108M | $123M | · | $143M | $151M | |
| PP&E (Net) | $506M | $504M | $497M | $499M | $496M | $488M | $495M | $483M | $484M | · | $463M | $460M | $456M | · | $442M | $448M | |
| Accum. Depreciation | · | $1.63B | · | · | · | $1.50B | · | · | · | · | · | · | · | · | · | · | |
| Goodwill | $353M | $354M | $354M | $353M | $351M | $349M | $352M | $350M | $350M | · | $348M | $350M | $348M | · | $344M | $348M | |
| Total Assets | $63.49B | $63.52B | $63.68B | $62.84B | $62.46B | $61.96B | $64.14B | $62.04B | $62.49B | · | $59.95B | $61.90B | $62.42B | · | $60.87B | $63.12B | |
| Deferred Tax | $37M | $39M | $38M | $37M | $33M | $31M | $28M | $27M | $26M | · | $27M | $24M | $24M | · | $6M | $6M | |
| Total Liabilities | $52.68B | $52.40B | $52.77B | $51.52B | $51.25B | $51.00B | $53.19B | $51.58B | $52.27B | · | $50.34B | $52.66B | $53.18B | · | $52.21B | $53.42B | |
| Long-term Debt | · | $3.77B | · | · | · | $3.74B | · | · | · | · | · | · | · | · | · | · | |
| Total Debt | · | · | $275M | $275M | $275M | · | · | · | · | · | $2M | $2M | $2M | · | · | · | |
| Common Stock | $20M | $20M | $20M | $20M | $20M | $20M | $20M | $20M | $20M | · | $31M | $31M | $31M | · | $31M | $31M | |
| Retained Earnings | $13.68B | $13.35B | $13.25B | $13.29B | $13.03B | $12.91B | $12.64B | $12.07B | $11.75B | · | $13.89B | $13.76B | $13.43B | · | $12.70B | $12.35B | |
| Treasury Stock | $2.63B | $2.03B | $1.78B | $1.52B | $1.22B | $938M | $544M | $342M | $162M | · | $3.61B | $3.53B | $3.48B | · | $3.37B | $3.32B | |
| AOCI | $-1.87B | $-1.81B | $-2.17B | $-2.04B | $-2.18B | $-2.52B | $-2.73B | $-2.85B | $-2.94B | · | $-3.15B | $-3.46B | $-3.16B | · | $-3.13B | $-1.77B | |
| Stockholders' Equity | $10.81B | $11.12B | $10.91B | $11.32B | $11.21B | $10.96B | $10.95B | $10.46B | $10.22B | $9.65B | $9.62B | $9.25B | $9.25B | $8.73B | $8.66B | $9.71B | |
| Liabilities + Equity | $63.49B | $63.52B | $63.68B | $62.84B | $62.46B | $61.96B | $64.14B | $62.04B | $62.49B | · | $59.95B | $61.90B | $62.42B | · | $60.87B | $63.12B |
Flux de trésorerie 14
| Métrique | Tendance | Q2 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $51M | $31M | $32M | $30M | $30M | $26M | $31M | $29M | $30M | $28M | $28M | $26M | $27M | $27M | $27M | $27M | |
| Deferred Tax | $900.0K | $-53M | $210M | $-8M | $-26M | $-20M | $73M | $-27M | $13M | $28M | $-128M | $-23M | $27M | $-5M | $-26M | $-72M | |
| Other Non-cash | · | · | · | · | $160M | · | · | · | $-140M | · | · | · | $-262M | · | · | · | |
| Operating Cash Flow | $504M | $358M | $-372M | $348M | $354M | $486M | $390M | $339M | $298M | $344M | $395M | $314M | $151M | $357M | $277M | $459M | |
| CapEx | $29M | $38M | $31M | $28M | $36M | $32M | $38M | $28M | $28M | $46M | $33M | $27M | $29M | $31M | $26M | $23M | |
| Investing Cash Flow | $-499M | $-222M | $-189M | $973M | $-12M | $49M | $-120M | $-291M | $18M | $-227M | $-225M | $-233M | $-40M | $-265M | $-177M | $-322M | |
| Debt Issued | · | $296M | $0 | · | · | $0 | $0 | · | · | $0 | $0 | · | · | $0 | $349M | · | |
| Stock Issued | $1M | $800.0K | $2M | $1M | $1M | $1M | $1M | $2M | $1M | $1M | $1M | $2M | $1M | $1M | $1M | $1M | |
| Stock Repurchased | $210M | $258M | $251M | $300M | $200M | $473M | $200M | $178M | $122M | $76M | $76M | $47M | $51M | $64M | $43M | $43M | |
| Net Stock Activity | · | · | · | · | $-199M | · | · | · | $-121M | · | · | · | $-50M | · | · | · | |
| Dividends Paid | $74M | $77M | $78M | $73M | $77M | $77M | $78M | $69M | $72M | $71M | $71M | $65M | $69M | $66M | $66M | $60M | |
| Financing Cash Flow | $2M | $-305M | $-306M | $-364M | $-267M | $-535M | $-240M | $-194M | $-183M | $-136M | $-112M | $-96M | $-106M | $-116M | $-108M | $-92M | |
| Net Change in Cash | $7M | $-170M | $-867M | $957M | $75M | $-600.0K | $31M | $-146M | $133M | $-20M | $58M | $-15M | $4M | $-24M | $-8M | $45M | |
| Free Cash Flow | · | · | · | · | $318M | · | · | · | $270M | · | · | · | $122M | · | · | · |
Rentabilité 7
| Métrique | Tendance | Q2 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Margin | · | · | · | · | · | · | 15.6% | · | · | · | · | · | · | · | · | · | |
| Net Margin | 7.6% | · | 1.2% | 10.0% | 6.1% | · | 20.1% | 12.0% | 12.3% | · | 6.5% | 12.6% | 11.8% | · | 13.9% | 12.2% | |
| Pretax Margin | 9.8% | · | 1.6% | 12.4% | 7.9% | · | 25.3% | 15.3% | 15.5% | · | 8.5% | 16.0% | 14.9% | · | 17.4% | 14.6% | |
| EBITDA Margin | · | · | · | · | 0.97% | · | 15.6% | · | 0.94% | · | · | · | 0.88% | · | · | · | |
| ROA | 0.41% | · | 0.06% | 0.54% | 0.30% | · | 1.0% | 0.63% | 0.63% | · | 0.33% | 0.63% | 0.56% | · | 0.62% | 0.55% | |
| ROE | 2.3% | · | 0.36% | 3.1% | 1.8% | · | 6.3% | 4.0% | 4.1% | · | 2.2% | 4.2% | 3.6% | · | 4.2% | 3.6% | |
| ROIC | · | · | · | · | · | · | 3.6% | · | · | · | · | · | · | · | · | · |
Liquidité et Solvabilité 1
| Métrique | Tendance | Q2 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | · | · | 0.0 | 0.0 | 0.0 | · | · | · | · | · | 0.0 | 0.0 | 0.0 | · | · | · |
Efficacité 1
| Métrique | Tendance | Q2 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.1 | · | 0.1 | 0.1 | 0.0 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.0 | 0.0 | · | 0.0 | 0.0 |
Valorisation (TTM) 5
| Métrique | Tendance | Q2 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $13.46B | · | $13.05B | $12.90B | $12.74B | · | $12.74B | $12.64B | $12.44B | · | $12.20B | $12.15B | $12.02B | · | $11.95B | $11.98B | |
| Net Income TTM | $864M | · | $1.21B | $1.56B | $1.62B | · | $1.63B | $1.38B | $1.35B | · | $1.46B | $1.63B | $1.48B | · | $1.45B | $1.12B | |
| P/E | 4.2 | · | 3.6 | 2.7 | 2.9 | · | 2.9 | 3.6 | 3.7 | · | 3.0 | 2.9 | 3.4 | · | 3.5 | 4.4 | |
| Earnings Yield | 23.8% | · | 27.7% | 37.1% | 34.2% | · | 33.9% | 27.5% | 27.3% | · | 33.0% | 34.2% | 29.1% | · | 28.4% | 22.8% | |
| Payout Ratio | · | · | · | · | 40.8% | · | · | · | 18.4% | · | · | · | 19.3% | · | · | · |
États financiers Compte de résultat, bilan, flux de trésorerie — annuel, sur les 5 dernières années
Compte de résultat
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2022-09-30 | |
|---|---|---|---|---|---|
| Revenu | $13.08B | $12.89B | $12.39B | $11.98B | — |
| Résultat net | $738M | $1.78B | $1.28B | $1.41B | — |
| BPA dilué | $4.27 | $9.46 | $6.50 | $6.96 | — |
Bilan
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2022-09-30 | |
|---|---|---|---|---|---|
| Dette / Capitaux propres | 0.3 | 0.3 | 0.4 | 0.4 | — |
Flux de trésorerie
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2022-09-30 | |
|---|---|---|---|---|---|
| Flux de trésorerie libre | $555M | $1.39B | $1.07B | $1.32B | — |
Mes métriques Votre watchlist personnelle — lignes sélectionnées de Fondamentaux Complets
Choisissez les indicateurs qui vous importent — cliquez sur le ➕ à côté de n'importe quelle ligne dans Fondamentaux Complets ci-dessus.
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Détenteurs institutionnels (13F)
| Nouvelles positions | Positions clôturées | Augmenté | Diminué | Variation nette des actions |
|---|---|---|---|---|
| 0 (0 vs T. préc.) | 0 (0 vs T. préc.) | 0 (0 vs T. préc.) | 0 (0 vs T. préc.) | 0 |
Comparé à Q3 2025. Les dépôts de formulaire 13F de la SEC sont dus dans les 45 jours suivant la fin du trimestre, plus une courte période tampon pour les déposants tardifs — les trimestres encore dans cette fenêtre sont ignorés au profit de la paire la plus récente entièrement déclarée.
Initiés de la société 1 initié · 0 dirigeants · 0 administrateurs
| Dirigeant | Rôle | Dernière activité | Actions détenues | Achats 12m | Ventes 12m | Net 12m |
|---|---|---|---|---|---|---|
| Andrew D Walker | — | 31 juillet 2026 F | 24 324 | 0 | 0 | $0 |
Initiés issus des déclarations SEC Form 3/4/5 ; net = uniquement P/S de marché
Activistes et détenteurs de 5%+ 3 participations
Investisseurs ayant déposé un Schedule 13D auprès de la SEC — détention effective supérieure à 5% avec l'intention d'influencer l'émetteur (participations activistes, campagnes pour le conseil d'administration, fusions-acquisitions). Chaque ligne montre le dernier état connu de la position du déposant.
| Déclarant | Déposé | Participation | Statut | Objectif | Dépôt |
|---|---|---|---|---|---|
| Relational Investors, LLC, Relational Investors, L.P., Relational Fund Partners, L.P., Relational Coast Partners, L.P., RH Fund 1, L.P., RH Fund 6, L.P., Relational Investors VIII, L.P., Relational Investors IX, L.P., Relational Investors X, L.P., Relational Investors XV, L.P., Relational Investors XVI, L.P., Relational Investors XX, L.P., Relational Investors XXII, L.P., Relational Investors XXIII, L.P., Relational Investors Alpha Fund I, L.P., Ralph V. Whitworth, David H. Batchelder ×7 dépôts | 2 septembre 2011 | — | Dépôt initial | — | SEC |
| Hugh O. Maclellan, Jr., Kathrina H. Maclellan, Robert H. Maclellan | 8 septembre 2003 | — | Dépôt initial | — | SEC |
| Hugh O. Maclellan, Jr. 2) | 18 mars 2002 | — | Dépôt initial | — | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Détention d'ETF Détenu par 3 ETFs
Le poids reflète uniquement les participations directes en actions (N-PORT) ; les fonds à effet de levier ou basés sur des dérivés peuvent détenir une exposition supplémentaire aux swaps non indiquée.