FCNCN First Citizens BancShares, Inc. - Depositary Shares, each representing a 1/40th interest in a share of 6.625% Non-Cumulative Perpetual Preferred Stock, Series E
Dividen
Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun
Imbal Hasil Dividen
—
Rasio Pembayaran Dividen
7.3%
CAGR Dividen 5T
—
Tanggal ex-dividen
Jumlah
29 Mei 2026
$0,5980
FCNCN Konsensus Analis
Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan
BELI21 analis
Beli Kuat
314,3%
Beli
733,3%
Tahan
1152,4%
Jual
00,0%
Jual Kuat
00,0%
Riwayat Pendapatan
EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya
Kejutan Rata-rata
3.4%
Periode
EPS Aktual
EPS Estimasi
Kejutan
30 Juni 2026
$57.09
$41.75
15.3%
31 Maret 2026
$44.86
$40.59
4.3%
31 Des. 2025
$45.81
$45.23
0.58%
30 Sep. 2025
$43.08
$43.23
-0.15%
30 Juni 2025
$42.36
$40.49
1.9%
31 Maret 2025
$37.79
$39.04
-1.3%
Perbandingan rekan (sub-industri GICS)
Metrik utama vs rekan sektor
Ticker
Kapitalisasi Pasar
P/E
Pendapatan YoY
Margin Bersih
ROE
Margin Kotor
FCNCN
—
—
-2.2%
23.1%
9.9%
—
WFC
$288.23B
14.9
1.7%
25.5%
11.8%
—
C
—
16.7
5.6%
16.8%
6.8%
—
PNC
$81.40B
12.6
7.2%
30.3%
12.2%
—
USB
$85.38B
11.5
4.4%
26.4%
12.2%
—
FITB
—
—
—
—
—
—
FCNCA
—
—
—
—
—
—
KEY
$22.75B
13.6
62.6%
24.3%
9.2%
—
FRBT
—
—
—
—
—
—
FCBM
—
—
—
—
—
—
Fundamental Lengkap
Semua metrik per tahun — laporan laba rugi, neraca, arus kas
Laporan Laba Rugi11
Data Laporan Laba Rugi Tahunan untuk FCNCN
Metrik
Tren
2025
2024
2023
2022
Revenue
$9.54B
$9.76B
$18.79B
$5.08B
Interest Expense
·
·
$3.68B
$467M
Interest Income
$11.78B
$12.35B
$10.39B
$3.41B
Pretax Income
$2.97B
$3.59B
$12.08B
$1.36B
Income Tax
$765M
$815M
$611M
$264M
Net Income
$2.21B
$2.78B
$11.47B
$1.10B
EPS (Basic)
$165.24
$189.42
$785.14
$67.47
EPS (Diluted)
$165.24
$189.41
$784.51
$67.40
Shares (Basic)
13,002,455
14,341,872
14,527,902
15,531,924
Shares (Diluted)
13,002,455
14,342,655
14,539,613
15,549,944
EBITDA
$314M
$276M
$225M
$142M
Neraca13
Data Neraca Tahunan untuk FCNCN
Metrik
Tren
2025
2024
2023
2022
Goodwill
$346M
$346M
$346M
$346M
Intangibles
$195M
$249M
$312M
$140M
Total Assets
$229.70B
$223.72B
$213.76B
$109.30B
Short-term Debt
$224M
$367M
$485M
$2.19B
Deferred Tax
·
$3.53B
$3.58B
$286M
Total Liabilities
$207.46B
$201.49B
$192.50B
$99.64B
Long-term Debt
$35.78B
$36.68B
$37.17B
$4.46B
Total Debt
$224M
$367M
$485M
$2.19B
Paid-in Capital
$0
$2.42B
$4.11B
$4.11B
Retained Earnings
$20.77B
$19.36B
$16.74B
$5.39B
AOCI
$83M
$-445M
$-491M
$-735M
Stockholders' Equity
$22.24B
$22.23B
$21.25B
$9.66B
Liabilities + Equity
$229.70B
$223.72B
$213.76B
$109.30B
Arus Kas18
Data Arus Kas Tahunan untuk FCNCN
Metrik
Tren
2025
2024
2023
2022
D&A
$314M
$276M
$225M
$142M
Stock-based Comp
$0
$0
$5M
$19M
Deferred Tax
$-111M
$6M
$-165M
$206M
Amort. of Intangibles
$54M
$63M
$57M
$23M
Other Non-cash
$514M
$-71M
$-8.87B
$1.33B
Operating Cash Flow
$2.92B
$2.99B
$2.66B
$2.79B
CapEx
$710M
$429M
$405M
$155M
Investing Cash Flow
$-5.61B
$-10.15B
$2.43B
$75M
Debt Issued
$1.84B
$0
$9.99B
$3.85B
Net Debt Issued
$-1.01B
$-450M
$-3.13B
$-1.25B
Stock Repurchased
$3.03B
$1.65B
$0
$1.24B
Net Stock Activity
$-3.03B
$-1.65B
$0
$-1.24B
Dividends Paid
$161M
$158M
$117M
$83M
Financing Cash Flow
$2.67B
$7.07B
$-4.70B
$-2.69B
Net Change in Cash
$-13M
$-94M
$390M
$180M
Taxes Paid
$315M
$763M
$514M
$-551M
Free Cash Flow
$2.21B
$2.56B
$2.25B
$2.64B
Levered FCF
·
·
$-1.24B
$2.26B
Profitabilitas5
Data Profitabilitas Tahunan untuk FCNCN
Metrik
Tren
2025
2024
2023
2022
Net Margin
23.1%
28.5%
61.0%
21.6%
Pretax Margin
31.1%
36.8%
64.3%
26.8%
EBITDA Margin
3.3%
2.8%
1.2%
2.8%
ROA
0.97%
1.3%
7.1%
1.3%
ROE
9.9%
12.3%
55.1%
11.3%
Likuiditas & Solvabilitas1
Data Likuiditas & Solvabilitas Tahunan untuk FCNCN
Metrik
Tren
2025
2024
2023
2022
Debt / Equity
0.0
0.0
0.0
0.2
Efisiensi1
Data Efisiensi Tahunan untuk FCNCN
Metrik
Tren
2025
2024
2023
2022
Asset Turnover
0.0
0.0
0.1
0.1
Per Saham4
Data Per Saham Tahunan untuk FCNCN
Metrik
Tren
2025
2024
2023
2022
Revenue / Share
$733.78
$680.35
$1292.13
$326.82
Cash Flow / Share
$224.80
$208.33
$182.95
$179.49
Dividend / Share
$8
$7
$4
$2
EPS (TTM)
$165.24
$189.41
$784.51
$67.40
Tingkat Pertumbuhan9
Data Tingkat Pertumbuhan Tahunan untuk FCNCN
Metrik
Tren
2025
2024
2023
2022
Revenue YoY
-2.2%
-48.1%
269.7%
·
Revenue CAGR 3Y
23.4%
·
·
·
EPS YoY
-12.8%
-75.9%
1064.0%
25.1%
EPS CAGR 3Y
34.8%
52.0%
154.7%
·
EPS CAGR 5Y
28.3%
·
·
·
Net Income YoY
-20.6%
-75.8%
944.3%
100.7%
Net Income CAGR 3Y
26.2%
71.9%
185.6%
·
Net Income CAGR 5Y
35.0%
·
·
·
Dividend CAGR 5Y
39.9%
·
·
·
Valuasi (TTM)4
Data Valuasi (TTM) Tahunan untuk FCNCN
Metrik
Tren
2025
2024
2023
2022
Revenue TTM
$9.54B
$9.76B
$18.79B
$5.08B
Net Income TTM
$2.21B
$2.78B
$11.47B
$1.10B
Payout Ratio
7.3%
5.7%
1.0%
7.6%
Annual Payout
$161M
$158M
$117M
$83M
Laporan Laba Rugi12
Data Triwulanan Laporan Laba Rugi untuk FCNCN
Metrik
Tren
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Q2 2022
Q1 2022
Revenue
$2.44B
$2.43B
$2.37B
$2.30B
$2.41B
$2.45B
$2.46B
$2.44B
·
·
·
·
·
·
·
·
Operating Expenses
·
·
·
·
·
·
·
·
·
·
·
·
·
$760M
$745M
$810M
Interest Expense
·
·
·
·
·
·
·
$1.27B
·
$1.12B
$992M
$361M
·
$111M
$57M
$61M
Interest Income
$2.94B
$3.00B
$2.94B
$2.90B
$3.00B
$3.14B
$3.13B
$3.08B
$3.12B
$3.11B
$2.95B
$1.21B
$1.04B
$906M
$757M
$710M
Pretax Income
$811M
$751M
$758M
$651M
$736M
$873M
$979M
$1.00B
$713M
$997M
$896M
$9.47B
$392M
$408M
$337M
$225M
Income Tax
$231M
$183M
$183M
$168M
$36M
$234M
$272M
$273M
$199M
$245M
$214M
$-47M
$135M
$93M
$82M
$-46M
Net Income
$580M
$568M
$575M
$483M
$700M
$639M
$707M
$731M
$514M
$752M
$682M
$9.52B
$257M
$315M
$255M
$271M
EPS (Basic)
$45.33
$43.08
$42.36
$34.47
$49.19
$43.42
$47.54
$49.27
$34.31
$50.71
$45.90
$654.22
$16.63
$19.27
$14.87
$16.70
EPS (Diluted)
$45.33
$43.08
$42.36
$34.47
$49.19
$43.42
$47.54
$49.26
$34.33
$50.67
$45.87
$653.64
$16.59
$19.25
$14.86
$16.70
Shares (Basic)
-26,659,341
12,849,339
13,237,226
13,575,231
-29,101,903
14,375,974
14,534,499
14,533,302
-29,055,235
14,528,310
14,528,134
14,526,693
-31,982,818
15,711,976
16,023,613
15,779,153
Shares (Diluted)
-26,659,341
12,849,339
13,237,226
13,575,231
-29,104,260
14,375,974
14,534,499
14,536,442
-29,077,167
14,539,133
14,537,938
14,539,709
-31,992,292
15,727,993
16,035,090
15,779,153
EBITDA
·
·
·
$93M
·
·
·
$-12M
·
·
·
$124M
·
·
·
$126M
Neraca13
Data Triwulanan Neraca untuk FCNCN
Metrik
Tren
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Q2 2022
Q1 2022
Goodwill
$346M
$346M
$346M
$346M
$346M
$346M
$346M
$346M
·
$346M
$346M
$346M
·
$346M
$346M
$346M
Intangibles
$195M
$208M
$221M
$234M
$249M
$265M
$280M
$295M
·
$329M
$347M
$364M
·
$145M
$150M
$156M
Total Assets
$229.70B
$233.49B
$229.65B
$228.82B
$223.72B
$220.57B
$219.83B
$217.84B
·
$213.76B
$209.50B
$214.66B
·
$109.31B
$107.67B
$108.60B
Short-term Debt
$224M
$423M
$471M
$450M
$367M
$391M
$386M
$395M
·
$453M
$454M
$1.01B
·
$3.13B
·
$616M
Deferred Tax
·
·
·
·
·
$3.56B
$3.34B
$3.54B
·
$3.63B
$3.15B
$3.55B
·
$173M
$177M
$160M
Total Liabilities
$207.46B
$211.50B
$207.36B
$206.53B
$201.49B
$197.74B
$197.34B
$195.99B
·
$193.38B
$189.73B
$195.44B
·
$99.48B
$97.03B
$98.03B
Long-term Debt
$35.78B
$38.25B
$37.64B
$37.96B
$36.68B
$36.77B
$37.07B
$37.15B
·
$37.26B
$39.69B
$45.09B
·
$5.21B
·
·
Total Debt
·
$423M
$471M
$450M
·
$391M
$386M
$395M
·
$453M
$454M
$1.01B
·
$3.13B
·
$616M
Paid-in Capital
$0
$270M
$1.18B
$1.80B
$2.42B
$3.39B
$4.10B
$4.10B
·
$4.11B
$4.11B
$4.10B
·
$4.51B
$5.34B
$5.34B
Retained Earnings
$20.77B
$20.87B
$20.34B
$19.80B
$19.36B
$18.70B
$18.10B
$17.43B
·
$16.27B
$15.54B
$14.88B
·
$5.16B
$4.87B
$4.63B
AOCI
$83M
$-44M
$-114M
$-199M
$-445M
$-159M
$-610M
$-582M
·
$-880M
$-772M
$-669M
·
$-729M
$-465M
$-305M
Stockholders' Equity
$22.24B
$21.99B
$22.30B
$22.30B
$22.23B
$22.83B
$22.49B
$21.85B
$21.25B
$20.39B
$19.77B
$19.22B
$9.66B
$9.83B
$10.64B
$10.57B
Liabilities + Equity
$229.70B
$233.49B
$229.65B
$228.82B
$223.72B
$220.57B
$219.83B
$217.84B
·
$213.76B
$209.50B
$214.66B
·
$109.31B
$107.67B
$108.60B
Arus Kas18
Data Triwulanan Arus Kas untuk FCNCN
Metrik
Tren
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Q2 2022
Q1 2022
D&A
$30M
$91M
$100M
$93M
$240M
$42M
$6M
$-12M
$237M
$-102M
$-34M
$124M
$-257M
$128M
$137M
$114M
Stock-based Comp
·
·
·
·
$0
$0
$0
$0
$1M
$1M
$2M
$1M
$2M
$3M
$2M
$12M
Deferred Tax
$-7M
$-30M
$-34M
$-40M
$133M
$56M
$-184M
$1M
$-275M
$514M
$-335M
$-69M
$126M
$66M
$75M
$-61M
Amort. of Intangibles
$13M
$13M
$13M
$15M
$16M
$15M
$15M
$17M
$17M
$17M
$18M
$5M
$6M
$5M
$6M
$6M
Other Non-cash
·
·
·
$-438M
·
·
·
$-259M
·
·
·
$-9.94B
·
·
·
$52M
Operating Cash Flow
$1.05B
$916M
$859M
$98M
$1.12B
$991M
$417M
$461M
$901M
$1.21B
$916M
$-362M
$1.05B
$494M
$831M
$577M
CapEx
$243M
$238M
$126M
$103M
$128M
$106M
$101M
$94M
$208M
$69M
$84M
$44M
$74M
$42M
$-202M
$15M
Investing Cash Flow
$3.63B
$-3.80B
$-562M
$-4.88B
$-3.74B
$-301M
$-1.82B
$-4.29B
$-358M
$-3.75B
$3.91B
$2.63B
$-730M
$-1.88B
$310M
$2.19B
Debt Issued
$-1M
$597M
$0
$1.24B
$0
$0
$0
$0
$1M
$0
$3.49B
$6.50B
$601M
$1.60B
$1.65B
$1M
Net Debt Issued
·
·
·
$1.24B
·
·
·
$-31M
·
·
·
$5.48B
·
·
·
$-3.03B
Stock Repurchased
$900M
$896M
$613M
$618M
$948M
$700M
$0
$0
$0
·
·
·
$448M
·
·
·
Net Stock Activity
·
·
·
$-618M
·
·
·
·
·
·
·
·
·
·
·
·
Dividends Paid
$40M
$39M
$40M
$42M
$42M
$38M
$39M
$39M
$39M
$26M
$26M
$26M
$25M
$20M
$24M
$14M
Financing Cash Flow
$-4.75B
$2.87B
$-220M
$4.78B
$2.58B
$-592M
$1.47B
$3.62B
$-426M
$2.42B
$-5.51B
$-1.19B
$-287M
$1.28B
$-1.08B
$-2.59B
Net Change in Cash
$-73M
$-15M
$77M
$-2M
$-48M
$98M
$66M
$-210M
$117M
$-125M
$-682M
$1.08B
$37M
$-102M
$60M
$185M
Taxes Paid
$26M
$118M
$131M
$40M
$9M
$51M
$650M
$53M
$85M
$2M
$427M
$0
$-539M
$-10M
$-1M
$-1M
Free Cash Flow
·
·
·
$-5M
·
·
·
$367M
·
·
·
$-406M
·
·
·
$159M
Levered FCF
·
·
·
·
·
·
·
$-555M
·
·
·
$-769M
·
·
·
$86M
Profitabilitas5
Data Triwulanan Profitabilitas untuk FCNCN
Metrik
Tren
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Q2 2022
Q1 2022
Net Margin
·
23.4%
24.2%
21.0%
·
26.1%
28.7%
29.9%
·
28.9%
26.0%
85.7%
·
25.7%
22.7%
18.1%
Pretax Margin
·
30.9%
31.9%
28.3%
·
35.7%
39.8%
41.1%
·
38.3%
34.2%
85.3%
·
33.2%
30.0%
15.0%
EBITDA Margin
·
·
·
4.0%
·
·
·
-0.49%
·
·
·
1.1%
·
·
·
8.4%
ROA
·
0.25%
0.26%
0.22%
·
0.29%
0.33%
0.34%
·
0.47%
0.43%
5.9%
·
0.38%
0.31%
0.33%
ROE
·
2.5%
2.6%
2.2%
·
3.0%
3.4%
3.6%
·
5.0%
4.5%
63.9%
·
4.4%
3.4%
3.6%
Likuiditas & Solvabilitas1
Data Triwulanan Likuiditas & Solvabilitas untuk FCNCN
Metrik
Tren
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Q2 2022
Q1 2022
Debt / Equity
·
0.0
0.0
0.0
·
0.0
0.0
0.0
·
0.0
0.0
0.1
·
0.3
·
0.1
Efisiensi1
Data Triwulanan Efisiensi untuk FCNCN
Metrik
Tren
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Q2 2022
Q1 2022
Asset Turnover
·
0.0
0.0
0.0
·
0.0
0.0
0.0
·
0.0
0.0
0.1
·
0.0
0.0
0.0
Per Saham4
Data Triwulanan Per Saham untuk FCNCN
Metrik
Tren
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Q2 2022
Q1 2022
Revenue / Share
·
$189.35
$179.27
$169.28
·
$170.15
$169.25
$168.13
·
$179.17
$180.15
$764.05
·
$78.08
$70.10
$95.00
Cash Flow / Share
·
·
·
$7.22
·
·
·
$31.71
·
·
·
$-24.90
·
·
·
$25.35
Dividend / Share
$2
$2
$2
$2
$2
$2
$2
$2
$2
$1
$1
$1
$1
$0
$0
$0
EPS (TTM)
·
$163.33
$167.79
$174.69
·
$190.89
$193.34
$799.44
·
$769.43
$733.62
$704.45
·
$62.98
$58.82
$58.49
Valuasi (TTM)3
Data Triwulanan Valuasi (TTM) untuk FCNCN
Metrik
Tren
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Q2 2022
Q1 2022
Revenue TTM
·
$9.55B
$9.58B
$9.65B
·
·
·
·
·
·
·
·
·
·
·
·
Net Income TTM
·
$2.27B
$2.40B
$2.56B
·
$2.83B
$2.87B
$11.68B
·
$11.27B
$10.77B
$10.36B
·
$965M
$803M
$695M
Payout Ratio
·
·
·
8.7%
·
·
·
5.3%
·
·
·
0.27%
·
·
·
5.2%
Laporan Keuangan
Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir
Laporan Laba Rugi
2025-12-31
2024-12-31
2023-12-31
2022-12-31
2021-12-31
Pendapatan
$9.54B
$9.76B
$18.79B
$5.08B
—
Laba Bersih
$2.21B
$2.78B
$11.47B
$1.10B
$547M
EPS Dilusian
$165.24
$189.41
$784.51
$67.40
$53.88
Neraca
2025-12-31
2024-12-31
2023-12-31
2022-12-31
2021-12-31
Utang / Ekuitas
0.0
0.0
0.0
0.2
—
Arus Kas
2025-12-31
2024-12-31
2023-12-31
2022-12-31
2021-12-31
Arus Kas Bebas
$2.21B
$2.56B
$2.25B
$2.64B
$-391M
Metrik Saya
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Pemilik institusional (13F)
1 pengaju · $230K total · Per tanggal 30 Juni 2026
Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.
Investor yang mengajukan Jadwal 13D SEC — kepemilikan manfaat di atas 5% dengan niat untuk memengaruhi penerbit (kepemilikan aktivis, kampanye dewan, M&A). Setiap baris menunjukkan status terbaru yang diketahui dari posisi pengaju tersebut.
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Kepemilikan ETF
Dimiliki oleh 4 ETF
Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.