FUSB Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu

03
Harga $16.50
Kapitalisasi Pasar (MRQ) $91M
P/E (TTM) 12.5
EPS (TTM) $1.32
Pendapatan (TTM) $1M
Imbal Hasil Dividen 1.7%
ROE (TTM) 7.5%
D/E Utang/Ekuitas (MRQ) 0.2
Rentang 52M $12–$17

FUSB Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda

04
rentang
batang

Granularitas batang menyesuaikan dengan periode yang dipilih — arahkan kursor ke bagan untuk melihat buka/tinggi/rendah/tutup untuk sebuah batang.

Pemecahan saham 1
Tanggal ex-dividen Pemecahan Tipe
23 Juli 2003 2-for-1 Maju

Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS

06
Pendapatan$1M
2022-12-31 → 2025-12-31
EPS$1.00
2021-12-31 → 2025-12-31
Arus Kas Bebas$9M
2021-12-31 → 2025-12-31
Margin bersih684.6%
2021-12-31 → 2025-12-31
Valuasi & Rasio 07–12

Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?

Metrik Tren 5 Tahun FUSB rata-rata 5T Median Rekan Kesimpulan
P/E (TTM) 12.5rata-rata 5T ≈9.8 ≈9.8 12.0 Terlalu mahal
P/S (TTM) 80.4rata-rata 5T ≈55.3 ≈55.3 106.6 Kurang nilai
P/B (MRQ) 0.9rata-rata 5T ≈0.7 ≈0.7 0.9 Nilai wajar
Harga / FCF (TTM) 10.4rata-rata 5T ≈7.8 ≈7.8 · ·
Harga / Arus Kas (TTM) 7.9rata-rata 5T ≈6.1 ≈6.1 9.2 Kurang nilai
EV / Revenue (EV / Pendapatan) 18.0rata-rata 5T ≈21.0 ≈21.0 · ·
EV / FCF 2.3rata-rata 5T ≈3.0 ≈3.0 · ·
Price / Tangible Book (Harga / Nilai Buku Berwujud) 1.0rata-rata 5T ≈0.7 ≈0.7 · ·
PEG Ratio (Rasio PEG) ≈0.6 · · ·

Median rekan dihitung berdasarkan basis standar per metrik dan mungkin tidak selalu cocok dengan basis TTM/MRQ yang ditampilkan untuk saham ini.

nilai · ≈ rata-rata 5T · median industri · penilaian relatif terhadap median

Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun

13
Imbal Hasil Dividen1.7%
Rasio Pembayaran Dividen26.8%
Pembayaran Tahunan≈$0.28Dibayar triwulanan
CAGR Dividen 5T≈18.5%Per saham, disesuaikan pemecahan saham
Rentetan Pertumbuhan≈3Tahun berturut-turut pertumbuhan dividen
Tanggal ex-dividenJumlahMata UangImbal Hasil
Sep 11, 2026$0,07USD≈1.6%
Jun 12, 2026$0,07USD≈1.7%
Mar 13, 2026$0,07USD≈1.9%
Des 12, 2025$0,07USD≈2.0%
Sep 12, 2025$0,07USD≈2.3%
Jun 13, 2025$0,07USD≈2.1%
Mar 14, 2025$0,07USD≈1.8%
Des 13, 2024$0,07USD≈1.6%
Sep 13, 2024$0,05USD≈1.8%
Jun 7, 2024$0,05USD≈1.9%
Mar 7, 2024$0,05USD≈2.0%
Des 7, 2023$0,05USD≈2.1%
Sep 7, 2023$0,05USD≈2.6%
Jun 8, 2023$0,05USD≈2.9%
Mar 9, 2023$0,05USD≈1.6%
Des 8, 2022$0,05USD≈1.6%
Sep 8, 2022$0,03USD≈1.3%
Jun 9, 2022$0,03USD≈1.1%
Mar 9, 2022$0,03USD≈1.1%
Des 9, 2021$0,03USD≈1.1%

Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya

14
Laporan Berikutnya Okt 27, 2026
PeriodeLaporanEPS AktualEPS EstimasiKejutan
30 Juni 2026 Jul 28, 2026 $0.31 — —
31 Maret 2026 $0.33 — —
31 Maret 2024 $0.34 — —
31 Maret 2023 $0.33 — —
31 Des. 2022 $0.35 — —

Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas

15
Laporan Laba Rugi 12
Metrik Tren 20252024202320222021202020192018
Revenue $1M$1M$1M$1M···$800.0K
Cost of Revenue ···$323.0K$322.0K$325.0K$310.0K$492.0K
Operating Expenses $6M$5M$5M$4M$6M$6M$6M$6M
Interest Expense $22M$22M$15M$4M$3M$5M$7M$4M
Interest Income $59M$58M$53M$41M$40M$40M$44M$37M
Pretax Income $8M$11M$11M$9M$6M$4M$6M$3M
Income Tax $2M$3M$3M$2M$1M$825.0K$1M$901.0K
Net Income $6M$8M$8M$7M$4M$3M$5M$2M
EPS (Basic) $1.03$1.40$1.42$1.13$0.70$0.43$0.71$0.40
EPS (Diluted) $1.00$1.33$1.33$1.06$0.66$0.40$0.67$0.37
Shares (Basic) 5,821,7725,850,1225,964,5596,084,0586,319,3576,281,4676,386,9466,276,670
Shares (Diluted) 6,002,9726,118,3726,376,4596,503,7086,739,6076,702,4676,799,7466,654,621
Neraca 18
Metrik Tren 20252024202320222021202020192018
Cash & Equivalents $74M$47M$50M$30M$61M$94M$57M$50M
PP&E (Net) $26M$25M$24M$24M$25M$28M$29M$28M
PP&E (Gross) $51M$48M$46M$46M$47M$52M$52M$48M
Accum. Depreciation $24M$23M$22M$22M$22M$24M$23M$21M
Goodwill $7M$7M$7M$7M$7M$7M$7M$7M
Intangibles $0$49.0K$171.0K$366.0K$634.0K$975.0K$1M$2M
Total Assets $1.15B$1.10B$1.07B$995M$958M$891M$789M$792M
Short-term Debt $0$10M$10M$20M$10M$10M$10M$527.0K
Total Liabilities $1.05B$1.00B$982M$910M$868M$804M$704M$713M
Long-term Debt $11M$11M$11M$11M$11M···
Total Debt $0$10M$10M$20M$10M$10M$10M$527.0K
Common Stock $79.0K$78.0K$75.0K$75.0K$75.0K$75.0K$75.0K$75.0K
Retained Earnings $121M$117M$110M$104M$98M$95M$93M$89M
Treasury Stock $31M$30M$28M$27M$22M$22M$22M$20M
AOCI $-780.0K$-4M$-6M$-7M$-276.0K$-52.0K$-46.0K$-2M
Stockholders' Equity $106M$99M$91M$85M$90M$87M$85M$79M
Liabilities + Equity $1.15B$1.10B$1.07B$995M$958M$891M$789M$792M
Shares Outstanding 5,699,6965,696,1715,735,0755,812,2586,172,3786,176,5566,157,6926,298,062
Arus Kas 17
Metrik Tren 20252024202320222021202020192018
D&A $2M$2M$2$2M$2M$2M$2M$1M
Stock-based Comp $744.0K$617.0K$596.0K$485.0K$436.0K$421.0K$360.0K$444.0K
Deferred Tax $50.0K$583.0K$133.0K$-367.0K$-401.0K$720.0K$1M$1M
Amort. of Intangibles $49.0K$122.0K$195.0K$268.0K$341.0K$415.0K$487.0K$171.0K
Operating Cash Flow $12M$8M$13M$13M$10M$6M$11M$8M
CapEx $3M$2M$1M$1M$822.0K$955.0K$3M$2M
Investing Cash Flow $-28M$-30M$-60M$-80M$-108M$-66M$10M$3M
Debt Issued ····$11M···
Net Debt Issued ····$11M···
Stock Repurchased $2M$2M$1M$4M$525.0K$452.0K$1M·
Net Stock Activity $-2M$-2M$-1M$-4M$-525.0K$-452.0K$-1M·
Dividends Paid $2M$1M$1M$832.0K$745.0K$740.0K$562.0K$495.0K
Financing Cash Flow $42M$20M$68M$37M$65M$97M$-14M$12M
Net Change in Cash $26M$-3M$20M$-31M$-33M$37M$7M$22M
Taxes Paid $2M$3M$2M$3M$1M$186.0K$131.0K$134.0K
Free Cash Flow $9M$6M$12M$11M$9M$5M$8M$7M
Levered FCF $-7M$-11M$-32.5K$8M$7M$2M$3M$3M
Profitabilitas 4
Metrik Tren 20252024202320222021202020192018
Net Margin 525.6%663.1%708.9%17.0%11.0%6.6%10.8%6.5%
Pretax Margin 696.1%872.9%941.6%22.3%14.1%8.7%13.7%8.8%
ROA 0.53%0.75%0.82%0.70%0.46%0.31%0.59%0.31%
ROE 5.8%8.3%9.5%8.2%5.0%3.1%5.4%3.2%
Likuiditas & Solvabilitas 1
Metrik Tren 20252024202320222021202020192018
Debt / Equity 0.00.10.10.20.10.10.10.0
Efisiensi 1
Metrik Tren 20252024202320222021202020192018
Asset Turnover 0.00.00.00.00.00.00.10.0
Per Saham 6
Metrik Tren 20252024202320222021202020192018
Book Value / Share $18.54$17.31$15.80$14.65$14.59$14.03$13.76$12.61
Revenue / Share $0.19$0.20$0.19$6.21$6.01$6.08$6.22$5.76
Cash Flow / Share $2.05$1.27$2.05$1.93$1.46$0.91$1.66$1.21
Cash / Share $12.90$8.29$8.77$5.19$9.92$15.29$9.26$7.88
Dividend / Share $0.28$0.22$0.20$0.14$0.12$0.12$0.09$0.08
EPS (TTM) $1.00$1.33$1.33$1.06$0.66$0.40$0.67$0.37
Tingkat Pertumbuhan 9
Metrik Tren 20252024202320222021202020192018
Revenue YoY -7.5%2.9%3.7%·····
Revenue CAGR 3Y -0.41%·······
EPS YoY -24.8%0.00%25.5%60.6%65.0%···
EPS CAGR 3Y -1.9%26.3%49.3%·····
EPS CAGR 5Y 20.1%·······
Net Income YoY -26.7%-3.7%23.6%54.2%64.4%···
Net Income CAGR 3Y -4.4%22.4%46.4%·····
Net Income CAGR 5Y 17.2%·······
Dividends Paid CAGR 5Y 16.8%·······
Valuasi (TTM) 16
Metrik Tren 20252024202320222021202020192018
Revenue TTM $1M$1M$1M$1M···$800.0K
Net Income TTM $6M$8M$8M$7M$4M$3M$5M$2M
Market Cap $80M$72M$59M$50M$65M$56M$71M$50M
Enterprise Value $6M$34M$19M$40M$14M$-29M$24M$997.6K
P/E 14.09.57.88.216.022.617.321.5
P/S 69.858.249.443.7···62.6
P/B 0.80.70.70.60.70.60.80.6
P / Tangible Book 0.80.80.70.70.80.7··
P / Cash Flow 6.59.24.54.06.69.16.36.2
P / FCF 8.812.75.14.57.210.88.87.7
EV / FCF 0.76.11.63.61.6-5.63.00.2
EV / Revenue 5.328.015.735.0···1.2
Dividend Yield 2.0%1.8%2.0%1.7%1.1%1.3%0.79%0.99%
Earnings Yield 7.2%10.6%12.9%12.2%6.2%4.4%5.8%4.7%
Payout Ratio 26.8%15.5%13.9%12.1%16.7%27.3%12.3%19.9%
Annual Payout $2M$1M$1M$832.0K$745.0K$740.0K$562.0K$495.0K

Periode terbaru di sebelah kiri · nilai null ditampilkan sebagai ·

Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir

16
Metrik 2025-12-312024-12-312023-12-312022-12-312022-06-30
Pendapatan $1M $1M $1M $1M ·
Laba Bersih $6M $8M $8M $7M ·
EPS Dilusian $1.00 $1.33 $1.33 $1.06 ·

Pemilik institusional (13F) 29 pengaju · $17.4M total · Per tanggal 30 Juni 2026

17

Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.

Pemegang 29
Nilai yang dipegang $17.4M
Posisi baru 3
Posisi yang keluar 3
Aktivitas institusional — Q2 2026 vs kuartal sebelumnya
Posisi baru Posisi yang keluar Meningkat Menurun Perubahan bersih saham
3 (0 vs Kuartal sebelumnya) 3 (+3 vs Kuartal sebelumnya) 7 (-2 vs Kuartal sebelumnya) 7 (0 vs Kuartal sebelumnya) +9K

Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.

Institusi Nilai Saham % dari 13F yang dilacak Tipe
GENDELL JEFFREY L $6.577.864 397.454 37,86% Saham
VANGUARD CAPITAL MANAGEMENT LLC $1.757.345 106.184 10,12% Saham
VANGUARD GROUP INC $1.535.065 109.883 8,84% Saham
RENAISSANCE TECHNOLOGIES LLC $1.312.763 79.321 7,56% Saham
GEODE CAPITAL MANAGEMENT, LLC $970.695 58.636 5,59% Saham
REGIONS FINANCIAL CORP $823.627 49.766 4,74% Saham
NORTHERN TRUST CORP $567.334 34.280 3,27% Saham
DIMENSIONAL FUND ADVISORS LP $547.143 33.060 3,15% Saham
VANGUARD FIDUCIARY TRUST CO $514.275 31.074 2,96% Saham
BlackRock, Inc. $486.140 29.374 2,80% Saham
BLAIR WILLIAM & CO/IL $314.450 19.000 1,81% Saham
BRIDGEWAY CAPITAL MANAGEMENT, LLC $285.620 17.258 1,64% Saham
CITADEL ADVISORS LLC $271.221 16.388 1,56% Saham
SUSQUEHANNA INTERNATIONAL GROUP, LLP $256.194 15.480 1,47% Saham
Aptus Capital Advisors, LLC $246.131 14.809 1,42% Saham
Daytona Street Capital LLC $204.732 12.100 1,18% Saham
Diversified Enterprises, LLC $190.209 11.493 1,09% Saham
BANK OF AMERICA CORP /DE/ $186.138 11.247 1,07% Saham
Empowered Funds, LLC $178.575 10.790 1,03% Saham
EverSource Wealth Advisors, LLC $82.187 4.966 0,47% Saham
Vanguard Global Advisers, LLC $43.444 2.625 0,25% Saham
ROYAL BANK OF CANADA $17.000 1.000 0,10% Saham
Tower Research Capital LLC (TRC) $3.260 197 0,02% Saham
PRICE T ROWE ASSOCIATES INC /MD/ $427 25.753 0,00% Saham
BARCLAYS PLC $132 8 0,00% Saham
MORGAN STANLEY $125 7 0,00% Saham
ACADIAN ASSET MANAGEMENT LLC $121 7.359 0,00% Saham
WELLS FARGO & COMPANY/MN $11 1 0,00% Saham
FNY Investment Advisers, LLC $0 30 0,00% Saham

Aktivis & pemilik 5%+ 3 saham

18

Investor yang mengajukan Jadwal 13D SEC — kepemilikan manfaat di atas 5% dengan niat untuk memengaruhi penerbit (kepemilikan aktivis, kampanye dewan, M&A). Setiap baris menunjukkan status terbaru yang diketahui dari posisi pengaju tersebut.

Pengaju Diajukan Kepemilikan Status Tujuan Pengajuan
Anderson CBP LLC, Charles C. Anderson, Harold M. Anderson, Terrence Anderson 28 Agu 2026 2,60% Amandemen · SEC
ANDERSON CHARLES C, Harold M. Anderson, Terrence Anderson, Anderson CBP LLC 21 April 2025 3,30% Amandemen Investasi pasif SEC
Charles C. Anderson, Harold M. Anderson, Terrence Anderson, Anderson CBP LLC 5 Jan. 2024 · Pengajuan awal Investasi pasif SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Orang dalam perusahaan 39 orang dalam · 15 pejabat · 25 direktur

19
Orang Dalam Peran Aktivitas terakhir Saham dimiliki Beli 12m Jual 12m Bersih 12m
James F House Chairman, President & CEO 9 Feb. 2026 A 151.228 1 0 $16.612
Terry R Phillips President & CEO 31 Agu 2010 P 7.224 0 0 $0
Thomas S Elley SEVP,CFO,Trea,Ast Sec-FUSB 8 Juli 2026 M 38.156 0 0 $0
Beverly J Dozier SVP,Secr,Ast Trs-FUSB;SVP-Bank 8 Juli 2026 M 8.752 0 0 $0
Eric H Mabowitz SEVP, CRO, CCO, & CRA Officer 8 Juli 2026 M 20.957 0 0 $0
William C Mitchell SEVP-Consumer Lending-Bank 29 Juni 2026 M 27.312 0 0 $0
Matthew A. Parker SVP, Corp Controller & PAO 26 Juni 2026 M 3.051 0 0 $0
Anthony Cashio EVP,Chief Credit Officer-Bank 27 Feb. 2019 A 4.379 0 0 $0
Phillip Wheat SVP,CIO/Info Sec Off - FUSB 23 Feb. 2015 A · 0 0 $0
David L Saylors EVP, HR Director - FUSB 23 Feb. 2015 A · 0 0 $0
Donald P Maughan II EVP,Comm Div, Sr Lender-FUSB 23 Feb. 2015 A · 0 0 $0
Daniel J Matheson III Investment Officer; SVP-FUSB 23 Feb. 2015 A 13.511 0 0 $0
William D Morgan EVP/First United Security Bank 11 Agu 2009 S 9.853 0 0 $0
Larry M Sellers VP, SECRETARY 7 Agu 2009 S 0 0 0 $0
Robert Steen AVP & ASST TREASURER 1 Mei 2006 P 7.271 0 0 $0
Stephen Nathaniel Gordon Direktur 30 Sep. 2026 A 2.700 1 0 $13.800
Robert C Field Direktur 30 Sep. 2026 A 14.181 13 0 $211.516
David Peter Hale Direktur 30 Sep. 2026 A 22.424 0 0 $0
Aubrey S Miller Direktur 30 Sep. 2026 A 14.291 0 0 $0
John Lee Mcphearson Direktur 30 Sep. 2026 A 3.000 1 1 $0
Bruce N Wilson Direktur 30 Sep. 2026 A 15.193 0 0 $0
Jack W Meigs Direktur 30 Sep. 2026 A 7.891 0 0 $0
Robert S Briggs Direktur 30 Sep. 2026 A 63.593 2 0 $133.750
Tracy E Thompson Direktur 9 Feb. 2026 A 109.541 0 0 $0
Marlene M Mccain Direktur 9 Feb. 2026 A 5.507 0 0 $0
John C Gordon Direktur 30 Jan. 2025 M 159.693 0 0 $0
Sheri S Cook Direktur 28 Maret 2024 A 9.267 0 0 $0
Donna D Smith Direktur 9 Feb. 2024 A 11.267 0 0 $0
Andrew C Bearden JR Direktur 31 Maret 2022 A 10.230 0 0 $0
William G Harrison Direktur 31 Maret 2021 A 57.369 0 0 $0
Howard M Whitted Direktur 31 Maret 2020 A 2.833 0 0 $0
Linda H Breedlove Direktur 29 Maret 2019 A 7.931 0 0 $0
Alonzo A J J Strickland Direktur 31 Maret 2017 A 1.167 0 0 $0
Gerald P Corgill Direktur 31 Maret 2017 A 40.333 0 0 $0
Hardie B Kimbrough Direktur 28 Juni 2013 A 31.566 0 0 $0
Dan R Barlow Direktur 30 Maret 2012 A 16.434 0 0 $0
Wayne C Curtis Direktur 30 Des. 2011 A 1.963 0 0 $0
Ray Sheffield Direktur 1 Mei 2006 P 63.200 0 0 $0
Staci Pierce · 7 Agu 2026 P 10.850 10 0 $53.966

Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka

Kepemilikan ETF Dimiliki oleh 9 ETF

20

Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.

Dana Bobot Unit Per tanggal Sumber
IWC · iShares Trust 0,02% 16.359 SH 11 Sep. 2026 Harian
DFSU · Dimensional ETF Trust 0,00% 614 NS 31 Juli 2026 N-PORT
DCOR · Dimensional ETF Trust 0,00% 714 NS 31 Juli 2026 N-PORT
DFAC · Dimensional ETF Trust 0,00% 2.977 NS 31 Juli 2026 N-PORT
VXF · VANGUARD INDEX FUNDS 0,00% 58.042 SH 19 Agu 2026 Harian
VTI · VANGUARD INDEX FUNDS 0,00% 41.470 SH 19 Agu 2026 Harian
DFAT · Dimensional ETF Trust 0,00% 230 NS 31 Juli 2026 N-PORT
DFSV · Dimensional ETF Trust 0,00% 244 NS 31 Juli 2026 N-PORT
DXUV · Dimensional ETF Trust 0,00% 4 NS 31 Juli 2026 N-PORT

Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor

22

Dasar FY, harga per penutupan akhir tahun fiskal terakhir setiap perusahaan.

Ticker Kapitalisasi Pasar P/E Pendapatan YoY Margin Bersih ROE Margin Kotor
FUSB $80M 14.0 -7.5% 525.6% 5.8% ·
FDSB $80M 18.8 -2.3% 675.7% 3.1% ·
TFC $62.13B 12.9 53.0% 26.1% 8.2% ·

Metrik Saya Daftar pantauan pribadi Anda — baris yang dipilih dari Fundamental Lengkap

26

Pilih metrik yang penting bagi Anda — klik + di sebelah baris mana pun di Fundamental Lengkap di atas.

Pilihan Anda disimpan dan mengikuti Anda di semua ticker.

Sumber: SEC 10-Q diajukan Agu 6, 2026