Revenue / Employee (Pendapatan Tahunan ÷ karyawan (jumlah karyawan, yfinance). Turunan — bukan konsep SEC-XBRL yang tersimpan.)
≈$18.4K
·
·
·
nilai · ≈ rata-rata 5T · median industri · penilaian relatif terhadap median
Riwayat Pendapatan
EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya
14
Kejutan Rata-rata9.0%
Laporan BerikutnyaNov 04, 2026
Periode
Laporan
EPS Aktual
EPS Estimasi
Kejutan
31 Des. 2026
Sep 10, 2026
$0.85
$0.86
-1.4%
30 Juni 2026
$0.85
$0.86
-1.4%
31 Maret 2026
$0.91
$0.87
4.3%
31 Des. 2025
$0.87
$0.80
8.7%
30 Sep. 2025
$0.90
$0.75
20.0%
30 Juni 2025
$0.87
$0.71
21.8%
31 Maret 2025
$0.82
$0.74
10.9%
Fundamental Lengkap
Semua metrik per tahun — laporan laba rugi, neraca, arus kas
15
Laporan Laba Rugi13
Metrik
Tren
2026
2025
2024
2023
2022
Revenue
$644M
$558M
$509M
$523M
$493M
SG&A Expense
$113M
$109M
$93M
$89M
$80M
Operating Expenses
$589M
$512M
$469M
$483M
$472M
Operating Income
$55M
$47M
$39M
$40M
$21M
Interest Income
$266.0K
$955.0K
$2M
$640.0K
$43.0K
Pretax Income
$54M
$46M
$41M
$40M
$19M
Income Tax
$8M
$9M
$7M
$9M
$-2M
Net Income
$46M
$37M
$34M
$32M
$21M
EPS (Basic)
$3.45
$2.51
$1.90
$1.74
$1.18
EPS (Diluted)
$3.13
$2.36
$1.84
$1.67
$1.15
Shares (Basic)
13,414,000
14,678,000
17,704,000
18,200,000
18,232,000
Shares (Diluted)
14,808,000
15,725,000
18,255,000
18,893,000
18,724,000
EBITDA
$75M
$64M
$59M
$59M
·
Neraca21
Metrik
Tren
2026
2025
2024
2023
2022
Cash & Equivalents
$33M
$15M
$63M
$57M
$49M
Receivables
$125M
$117M
$98M
$86M
$75M
Prepaid Expense
$15M
$9M
$8M
$7M
$7M
Other Current Assets
$2M
$2M
$2M
$2M
$5M
Current Assets
$180M
$146M
$180M
$159M
$142M
Goodwill
$12M
$12M
$12M
$12M
$12M
Other Non-current Assets
$14M
$14M
$9M
$6M
$6M
Total Assets
$309M
$273M
$294M
$293M
$294M
Accounts Payable
$23M
$19M
$17M
$19M
$21M
Current Liabilities
$86M
$80M
$71M
$73M
$98M
Capital Leases
$47M
$54M
$53M
$65M
$76M
Other Non-current Liabilities
$4M
$3M
$2M
$3M
$2M
Total Liabilities
$139M
$139M
$128M
$143M
$181M
Common Stock
$2.0K
$1.0K
$2.0K
$2.0K
$2.0K
Paid-in Capital
$227M
$218M
$210M
$205M
$198M
Retained Earnings
$72M
$26M
$-11M
$-45M
$-76M
Treasury Stock
$118M
$103M
$25M
$4M
$3M
AOCI
$-11M
$-6M
$-8M
$-6M
$-5M
Stockholders' Equity
$170M
$134M
$166M
$150M
$113M
Liabilities + Equity
$309M
$273M
$294M
$293M
$294M
Shares Outstanding
13,309,640
13,357,990
17,017,000
18,280,000
18,247,000
Arus Kas14
Metrik
Tren
2026
2025
2024
2023
2022
D&A
$20M
$17M
$19M
$19M
$18M
Stock-based Comp
$8M
$5M
$4M
$5M
$2M
Deferred Tax
$791.0K
$-3M
$355.0K
$4M
$-5M
Other Non-cash
$-16M
$-11M
$-21M
$-18M
·
Operating Cash Flow
$59M
$46M
$36M
$42M
$40M
CapEx
$28M
$18M
$9M
$19M
$26M
Investing Cash Flow
$-28M
$-18M
$-9M
$-19M
$-26M
Stock Repurchased
$14M
$78M
$22M
$276.0K
$3M
Net Stock Activity
$-14M
$-78M
$-22M
$-276.0K
·
Dividends Paid
·
·
·
$0
$0
Financing Cash Flow
$-14M
$-75M
$-22M
$-14M
$-22M
Net Change in Cash
$17M
$-47M
$5M
$9M
$-9M
Taxes Paid
$12M
·
·
·
·
Free Cash Flow
$31M
$27M
$27M
$23M
·
Profitabilitas7
Metrik
Tren
2026
2025
2024
2023
2022
Operating Margin
8.5%
8.3%
7.8%
7.7%
·
Net Margin
7.2%
6.6%
6.6%
6.0%
·
Pretax Margin
8.4%
8.2%
8.1%
7.7%
·
EBITDA Margin
11.6%
11.4%
11.6%
11.4%
·
ROA
15.9%
13.0%
11.5%
10.8%
·
ROE
28.5%
30.3%
20.7%
21.5%
·
ROIC
27.6%
27.9%
19.5%
21.1%
·
Likuiditas & Solvabilitas2
Metrik
Tren
2026
2025
2024
2023
2022
Current Ratio
2.1
1.8
2.5
2.2
·
Quick Ratio
1.8
1.7
2.3
2.0
·
Efisiensi2
Metrik
Tren
2026
2025
2024
2023
2022
Asset Turnover
2.2
2.0
1.7
1.8
·
Receivables Turnover
5.3
5.2
5.5
6.5
·
Per Saham5
Metrik
Tren
2026
2025
2024
2023
2022
Book Value / Share
$12.79
$10.05
$9.74
$8.20
·
Revenue / Share
$43.50
$35.50
$27.86
$27.69
·
Cash Flow / Share
$3.98
$2.90
$1.97
$2.22
·
Cash / Share
$2.45
$1.15
$3.69
$3.14
·
EPS (TTM)
$3.13
$2.36
$1.84
$1.67
·
Tingkat Pertumbuhan9
Metrik
Tren
2026
2025
2024
2023
2022
Revenue YoY
15.4%
9.8%
-2.8%
6.1%
11.2%
Revenue CAGR 3Y
7.2%
4.2%
4.7%
·
·
Revenue CAGR 5Y
7.8%
·
·
·
·
EPS YoY
32.6%
28.3%
10.2%
45.2%
62.0%
EPS CAGR 3Y
23.3%
27.1%
37.4%
·
·
EPS CAGR 5Y
34.5%
·
·
·
·
Net Income YoY
25.7%
9.5%
6.6%
47.2%
63.9%
Net Income CAGR 3Y
13.6%
19.8%
37.0%
·
·
Net Income CAGR 5Y
28.8%
·
·
·
·
Valuasi (TTM)13
Metrik
Tren
2026
2025
2024
2023
2022
Revenue TTM
$644M
$558M
$509M
$523M
·
Net Income TTM
$46M
$37M
$34M
$32M
·
Market Cap
$404M
$389M
$275M
$388M
·
P/E
9.7
12.3
8.8
12.7
·
P/S
0.6
0.7
0.5
0.7
·
P/B
2.4
2.9
1.7
2.6
·
P / Tangible Book
2.6
3.2
1.8
2.8
·
P / Cash Flow
6.9
8.5
7.7
9.3
·
P / FCF
·
14.2
10.2
16.9
·
Dividend Yield
·
·
·
0.00%
·
Earnings Yield
10.3%
8.1%
11.4%
7.9%
·
Payout Ratio
·
·
·
0.00%
·
Annual Payout
·
·
·
$0
·
Laporan Laba Rugi13
Metrik
Tren
Q4 2026
Q3 2026
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Revenue
$164M
$164M
$164M
$151M
$147M
$141M
$141M
$130M
$125M
$127M
$133M
$125M
$124M
$132M
$139M
$128M
SG&A Expense
$31M
$27M
$28M
$27M
$30M
$27M
$26M
$26M
$22M
$24M
$25M
$23M
$24M
$22M
$24M
$19M
Operating Expenses
$154M
$148M
$149M
$137M
$135M
$127M
$129M
$121M
$112M
$116M
$126M
$116M
$116M
$119M
$128M
$120M
Operating Income
$10M
$16M
$15M
$14M
$12M
$13M
$12M
$9M
$13M
$11M
$7M
$8M
$8M
$13M
$11M
$8M
Interest Income
$115.0K
$62.0K
$59.0K
$30.0K
$29.0K
$32.0K
$311.0K
$583.0K
$542.0K
$431.0K
$512.0K
$586.0K
$249.0K
$205.0K
$138.0K
$48.0K
Pretax Income
$10M
$16M
$15M
$14M
$12M
$13M
$12M
$10M
$13M
$12M
$7M
$9M
$8M
$13M
$11M
$8M
Income Tax
$968.0K
$3M
$3M
$1M
$2M
$2M
$2M
$2M
$3M
$1M
$1M
$1M
$4M
$2M
$2M
$1M
Net Income
$9M
$13M
$12M
$12M
$10M
$10M
$9M
$8M
$10M
$10M
$6M
$7M
$5M
$11M
$9M
$7M
EPS (Basic)
$0.65
$0.99
$0.91
$0.90
$0.66
$0.79
$0.61
$0.45
$0.56
$0.59
$0.34
$0.41
$0.25
$0.62
$0.51
$0.36
EPS (Diluted)
$0.59
$0.89
$0.83
$0.82
$0.63
$0.73
$0.57
$0.43
$0.55
$0.57
$0.33
$0.39
$0.24
$0.59
$0.49
$0.35
Shares (Basic)
·
13,454,000
13,469,000
13,360,000
·
13,264,000
15,126,000
16,880,000
·
17,468,000
17,885,000
18,287,000
·
18,230,000
18,149,000
18,141,000
Shares (Diluted)
·
14,994,000
14,737,000
14,609,000
·
14,404,000
16,456,000
17,490,000
·
18,036,000
18,440,000
18,898,000
·
19,065,000
18,860,000
18,641,000
EBITDA
·
$21M
$20M
$18M
·
$18M
$16M
$13M
·
$16M
$12M
$13M
·
·
·
·
Neraca21
Metrik
Tren
Q4 2026
Q3 2026
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Cash & Equivalents
$33M
$15M
$15M
$23M
$15M
$13M
$20M
$62M
$63M
$51M
$49M
$62M
·
·
·
·
Receivables
$125M
$129M
$131M
$116M
$117M
$120M
$121M
$106M
$98M
$103M
$105M
$90M
·
·
·
·
Prepaid Expense
$15M
$17M
$9M
$10M
$9M
$8M
$7M
$8M
$8M
$6M
$5M
$7M
·
·
·
·
Other Current Assets
$2M
$2M
$2M
$2M
$2M
$3M
$2M
$2M
$2M
$2M
$2M
$2M
·
·
·
·
Current Assets
$180M
$165M
$159M
$153M
$146M
$149M
$159M
$189M
$180M
$171M
$169M
$168M
·
·
·
·
Goodwill
$12M
$12M
$12M
$12M
$12M
$12M
$12M
$12M
$12M
$12M
$12M
$12M
·
·
·
·
Other Non-current Assets
$14M
$15M
$15M
$15M
$14M
$12M
$10M
$9M
$9M
$9M
$7M
$7M
·
·
·
·
Total Assets
$309M
$297M
$296M
$284M
$273M
$275M
$272M
$306M
$294M
$290M
$298M
$295M
·
·
·
·
Accounts Payable
$23M
$21M
$25M
$25M
$19M
$18M
$20M
$20M
$17M
$18M
$18M
$18M
·
·
·
·
Current Liabilities
$86M
$85M
$87M
$84M
$80M
$89M
$111M
$78M
$71M
$71M
$74M
$74M
·
·
·
·
Capital Leases
$47M
$45M
$48M
$51M
$54M
$57M
$48M
$53M
$53M
$56M
$62M
$61M
·
·
·
·
Other Non-current Liabilities
$4M
$4M
$4M
$4M
$3M
$3M
$3M
$3M
$2M
$2M
$3M
$3M
·
·
·
·
Total Liabilities
$139M
$136M
$141M
$140M
$139M
$151M
$164M
$135M
$128M
$130M
$142M
$139M
·
·
·
·
Common Stock
$2.0K
$2.0K
$2.0K
$2.0K
$1.0K
$1.0K
$1.0K
$2.0K
$2.0K
$2.0K
$2.0K
$2.0K
·
·
·
·
Paid-in Capital
$227M
$224M
$224M
$222M
$218M
$216M
$212M
$211M
$210M
$209M
$208M
$206M
·
·
·
·
Retained Earnings
$72M
$63M
$50M
$38M
$26M
$16M
$6M
$-4M
$-11M
$-21M
$-31M
$-37M
·
·
·
·
Treasury Stock
$118M
$113M
$109M
$106M
$103M
$102M
$102M
$30M
$25M
$22M
$14M
$6M
·
·
·
·
AOCI
$-11M
$-13M
$-11M
$-10M
$-6M
$-6M
$-7M
$-6M
$-8M
$-7M
$-6M
$-7M
·
·
·
·
Stockholders' Equity
$170M
$161M
$155M
$144M
$134M
$124M
$109M
$171M
$166M
$159M
$156M
$156M
$150M
·
·
·
Liabilities + Equity
$309M
$297M
$296M
$284M
$273M
$275M
$272M
$306M
$294M
$290M
$298M
$295M
·
·
·
·
Shares Outstanding
13,309,640
13,435,541
13,440,178
13,424,284
13,357,990
13,372,404
13,181,524
16,765,381
17,017,000
17,214,446
17,681,035
18,169,329
18,280,000
·
·
·
Arus Kas11
Metrik
Tren
Q4 2026
Q3 2026
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
D&A
$6M
$5M
$5M
$4M
$4M
$4M
$4M
$4M
$5M
$5M
$5M
$5M
$5M
$5M
$5M
$5M
Stock-based Comp
$3M
$788.0K
$1M
$3M
$2M
$2M
$1M
$670.0K
$1M
$466.0K
$1M
$848.0K
$633.0K
$1M
$2M
$1M
Other Non-cash
·
·
·
$-3M
·
·
·
$-5M
·
·
·
$-5M
·
·
·
·
Operating Cash Flow
$25M
$12M
$7M
$16M
$28M
$9M
$1M
$8M
$17M
$11M
$-2M
$9M
$17M
$14M
$5M
$6M
CapEx
$3M
$5M
$12M
$8M
$5M
$5M
$4M
$4M
$2M
$2M
$3M
$2M
$4M
$4M
$8M
$4M
Investing Cash Flow
$-3M
$-5M
$-12M
$-8M
$-5M
$-5M
$-4M
$-4M
$-2M
$-2M
$-3M
$-2M
$-4M
$-4M
$-8M
$-4M
Stock Repurchased
$4M
$5M
$3M
$3M
$2M
$25M
$47M
$5M
$3M
$8M
$8M
$2M
$0
$0
$0
$276.0K
Net Stock Activity
·
·
·
$-3M
·
·
·
$-5M
·
·
·
$-2M
·
·
·
·
Financing Cash Flow
$-4M
$-7M
$-2M
$-647.0K
$-20M
$-11M
$-39M
$-5M
$-3M
$-8M
$-9M
$-2M
$134.0K
$-4M
$-2M
$-8M
Net Change in Cash
$17M
$-51.0K
$-7M
$7M
$2M
$-7M
$-42M
$-415.0K
$12M
$2M
$-13M
$5M
$14M
$6M
$-5M
$-6M
Free Cash Flow
·
·
·
$8M
·
·
·
$4M
·
·
·
$7M
·
·
·
·
Profitabilitas7
Metrik
Tren
Q4 2026
Q3 2026
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Operating Margin
·
9.8%
9.3%
9.1%
·
9.5%
8.5%
7.0%
·
8.9%
5.2%
6.7%
·
·
·
·
Net Margin
·
8.1%
7.4%
8.0%
·
7.4%
6.6%
5.8%
·
8.1%
4.6%
6.0%
·
·
·
·
Pretax Margin
·
9.7%
9.2%
8.9%
·
9.2%
8.3%
7.3%
·
9.1%
5.5%
7.1%
·
·
·
·
EBITDA Margin
·
13.0%
12.2%
12.0%
·
12.6%
11.5%
10.4%
·
12.7%
9.0%
10.7%
·
·
·
·
ROA
·
4.7%
4.3%
4.1%
·
3.7%
3.2%
2.5%
·
7.1%
4.1%
5.0%
·
·
·
·
ROE
·
9.3%
9.3%
7.6%
·
7.4%
7.0%
4.6%
·
12.9%
7.8%
9.5%
·
·
·
·
ROIC
·
8.4%
8.0%
8.5%
·
8.7%
8.7%
4.2%
·
6.3%
3.7%
4.5%
·
·
·
·
Likuiditas & Solvabilitas2
Metrik
Tren
Q4 2026
Q3 2026
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Current Ratio
·
2.0
1.8
1.8
·
1.7
1.4
2.4
·
2.4
2.3
2.3
·
·
·
·
Quick Ratio
·
1.7
1.7
1.7
·
1.5
1.3
2.2
·
2.2
2.1
2.1
·
·
·
·
Efisiensi2
Metrik
Tren
Q4 2026
Q3 2026
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Asset Turnover
·
0.6
0.6
0.5
·
0.5
0.5
0.4
·
0.9
0.9
0.8
·
·
·
·
Receivables Turnover
·
1.3
1.3
1.4
·
1.3
1.2
1.3
·
2.5
2.5
2.8
·
·
·
·
Per Saham5
Metrik
Tren
Q4 2026
Q3 2026
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Book Value / Share
·
$11.97
$11.50
$10.70
·
$9.29
$8.26
$10.21
·
$9.25
$8.83
$8.59
·
·
·
·
Revenue / Share
·
$10.96
$11.14
$10.35
·
$9.77
$8.55
$7.42
·
$7.03
$7.19
$6.59
·
·
·
·
Cash Flow / Share
·
·
·
$1.07
·
·
·
$0.44
·
·
·
$0.46
·
·
·
·
Cash / Share
·
$1.15
$1.15
$1.69
·
$0.97
$1.53
$3.72
·
$2.94
$2.77
$3.41
·
·
·
·
EPS (TTM)
·
$3.17
$3.01
$2.75
·
$2.28
$2.12
$1.88
·
$1.53
$1.55
$1.71
·
·
·
·
Valuasi (TTM)9
Metrik
Tren
Q4 2026
Q3 2026
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Revenue TTM
·
$627M
$603M
$580M
·
$536M
$522M
$514M
·
$508M
$513M
$520M
·
·
·
·
Net Income TTM
·
$47M
$44M
$41M
·
$37M
$37M
$34M
·
$28M
$29M
$32M
·
·
·
·
Market Cap
·
$360M
$513M
$544M
·
$326M
$283M
$335M
·
$266M
$336M
$281M
·
·
·
·
P/E
·
8.5
12.7
14.7
·
10.7
10.1
10.6
·
10.1
12.3
9.0
·
·
·
·
P/S
·
0.6
0.9
0.9
·
0.6
0.5
0.7
·
0.5
0.7
0.5
·
·
·
·
P/B
·
2.2
3.3
3.8
·
2.6
2.6
2.0
·
1.7
2.2
1.8
·
·
·
·
P / Tangible Book
·
2.4
3.6
4.1
·
2.9
2.9
2.1
·
1.8
2.3
1.9
·
·
·
·
P / Cash Flow
·
·
·
34.7
·
·
·
43.2
·
·
·
32.3
·
·
·
·
Earnings Yield
·
11.8%
7.9%
6.8%
·
9.4%
9.9%
9.4%
·
9.9%
8.2%
11.1%
·
·
·
·
Periode terbaru di sebelah kiri · nilai null ditampilkan sebagai ·
Laporan Keuangan
Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir
16
Metrik
2026-06-30
2025-06-30
2024-06-30
2023-06-30
2022-06-30
Pendapatan
$644M
$558M
$509M
$523M
$493M
Margin Operasi %
8.5%
8.3%
7.8%
7.7%
·
Laba Bersih
$46M
$37M
$34M
$32M
$21M
EPS Dilusian
$3.13
$2.36
$1.84
$1.67
$1.15
Metrik
2026-06-30
2025-06-30
2024-06-30
2023-06-30
2022-06-30
Rasio Lancar
2.1
1.8
2.5
2.2
·
Rasio Cepat
1.8
1.7
2.3
2.0
·
Metrik
2026-06-30
2025-06-30
2024-06-30
2023-06-30
2022-06-30
Arus Kas Bebas
$31M
$27M
$27M
$23M
·
Pemilik institusional (13F)
161 pengaju
· $312.3M total
· Per tanggal 30 Juni 2026
17
Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.
Pemegang161
Nilai yang dipegang$312.3M
Posisi baru14
Posisi yang keluar24
Aktivitas institusional — Q2 2026 vs kuartal sebelumnya
Posisi baru
Posisi yang keluar
Meningkat
Menurun
Perubahan bersih saham
14 (-14 vs Kuartal sebelumnya)
24 (-4 vs Kuartal sebelumnya)
64 (-7 vs Kuartal sebelumnya)
55 (+4 vs Kuartal sebelumnya)
+348K
Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.
Investor yang mengajukan Jadwal 13D SEC — kepemilikan manfaat di atas 5% dengan niat untuk memengaruhi penerbit (kepemilikan aktivis, kampanye dewan, M&A). Setiap baris menunjukkan status terbaru yang diketahui dari posisi pengaju tersebut.
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Orang dalam perusahaan
22 orang dalam
· 12 pejabat · 11 direktur
Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka
Kepemilikan ETF
Dimiliki oleh 24 ETF
20
Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.