QFIN Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu

03
Harga $6.55
Kapitalisasi Pasar $1.60B
P/E 0.3
EPS $22.01
Pendapatan $19.21B
ROE 24.7%
Rentang 52M $6–$31

QFIN Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda

04
rentang
batang

Granularitas batang menyesuaikan dengan periode yang dipilih — arahkan kursor ke bagan untuk melihat buka/tinggi/rendah/tutup untuk sebuah batang.

Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS

06
Pendapatan$19.21B
2017-12-31 → 2025-12-31
EPS$22.01
2017-12-31 → 2025-12-31
Arus Kas Bebas$10.84B
2018-12-31 → 2025-12-31
Margin bersih31.1%
2018-12-31 → 2025-12-31
Valuasi & Rasio 07–12

Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?

Metrik Tren 5 Tahun QFIN rata-rata 5T Median Rekan Kesimpulan
P/E 0.3rata-rata 5T ≈1.4 ≈1.4 · ·
P/S 0.1rata-rata 5T ≈0.4 ≈0.4 · ·
P/B 0.1rata-rata 5T ≈0.3 ≈0.3 · ·
Price / FCF (Harga / FCF) 0.1rata-rata 5T ≈0.9 ≈0.9 · ·
Price / Cash Flow (Harga / Arus Kas) 0.1rata-rata 5T ≈0.9 ≈0.9 · ·
Price / Tangible Book (Harga / Nilai Buku Berwujud) 0.1rata-rata 5T ≈0.3 ≈0.3 · ·

Median rekan dihitung berdasarkan basis standar per metrik dan mungkin tidak selalu cocok dengan basis TTM/MRQ yang ditampilkan untuk saham ini.

nilai · ≈ rata-rata 5T · median industri · penilaian relatif terhadap median

Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun

13
Pembayaran Tahunan≈$0.92Dibayar semesteran
Rentetan Pertumbuhan≈3Tahun berturut-turut pertumbuhan dividen
Tanggal ex-dividenJumlahMata UangImbal Hasil
Sep 9, 2026$0,46USD≈14.4%
Apr 22, 2026$0,78USD≈11.6%
Sep 8, 2025$0,76USD≈5.2%
Apr 23, 2025$0,70USD≈3.3%
Sep 27, 2024$0,60USD≈4.0%
Apr 12, 2024$0,58USD≈5.8%
Sep 21, 2023$0,50USD≈5.5%
Apr 10, 2023$0,16USD≈3.8%
Des 9, 2022$0,16USD≈4.6%
Sep 15, 2022$0,18USD≈6.6%
Jun 16, 2022$0,22USD≈5.0%
Apr 5, 2022$0,26USD≈3.5%
Des 14, 2021$0,28USD≈1.3%

Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya

14
Kejutan Rata-rata -2.7%
Laporan Berikutnya Nov 16, 2026
PeriodeLaporanEPS AktualEPS EstimasiKejutan
30 Juni 2026 Agu 25, 2026 $3.23 $6.00 -46.2%
31 Maret 2026 Mei 26, 2026 $7.70 $6.52 18.1%
31 Des. 2025 $8.23 $8.37 -1.7%
30 Sep. 2025 $11.36 $12.04 -5.6%
30 Juni 2025 $13.63 $13.46 1.2%
31 Maret 2025 $13.53 $12.77 5.9%
31 Des. 2024 $13.66 $12.48 9.5%

Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas

15
Laporan Laba Rugi 15
Metrik Tren 202520242023202220212020201920182017
Revenue $19.21B$17.17B$16.29B$16.55B$16.64B$13.56B$9.22B$4.45B$788M
Cost of Revenue $3.00B$2.90B$2.66B$2.37B$2.25B$1.60B$1.08B$666M$122M
SG&A Expense $659M$450M$421M$413M$557M$456M$428M$561M$46M
Operating Expenses $12.53B$9.64B$11.43B$12.08B$9.85B$9.77B$6.33B$2.80B$578M
Operating Income $6.68B$7.53B$4.86B$4.47B$6.79B$3.79B$2.89B$1.64B$211M
Interest Income ·······$10M$2M
Other Non-op $165M$125M$231M$268M$65M$113M$140M$8M$22.0K
Pretax Income $7.38B$7.89B$5.28B$4.74B$7.02B$4.08B$2.97B$1.66B$213M
Income Tax $1.40B$1.64B$1.01B$737M$1.26B$586M$466M$466M$48M
Net Income $5.98B$6.25B$4.27B$4.01B$5.76B$3.50B$2.50B$1.19B$165M
EPS (Basic) $22.48$21.02$13.36$12.87$18.82$11.72$8.66$-9.39$0.83
EPS (Diluted) $22.01$20.64$13.04$12.50$17.99$11.40$8.31$-9.39$0.83
Shares (Basic) 266,496,992298,012,150320,749,805312,589,273307,265,600298,222,207288,827,604202,751,277198,347,168
Shares (Diluted) 272,171,878303,449,864328,508,945322,018,510321,397,753306,665,099300,938,470202,751,277198,347,168
EBITDA $6.75B$7.60B$4.93B$4.55B$6.85B$3.83B$2.90B$1.65B·
Neraca 24
Metrik Tren 202520242023202220212020201920182017
Cash & Equivalents $4.70B$4.45B$4.18B$7.17B$6.12B$4.42B$2.11B$1.45B$469M
Short-term Investments $2.85B$3.39B$15M$57M·····
Prepaid Expense $773M$1.46B$330M$379M$384M$401M$653M$109M$34M
Current Assets $49.48B$42.78B$39.80B$34.10B$27.76B$21.88B$19.50B$7.34B$3.02B
PP&E (Net) $637M$363M$231M$48M$25M$19M$17M$7M$6M
PP&E (Gross) ·······$12M$7M
Accum. Depreciation ·······$5M$1M
Goodwill $45M$42M$41M······
Intangibles $11M$12M$13M$5M$5M$3M$4M$847.0K$262.0K
Other Non-current Assets $195M$36M$46M$56M$43M$49M$55M··
Total Assets $56.95B$48.13B$45.82B$40.34B$33.50B$24.39B$20.36B$7.35B$3.10B
Current Liabilities $20.36B$17.47B$19.90B$16.75B$14.14B$13.38B$9.67B$2.89B$2.37B
Capital Leases $14M$8M$12M$22M$13M$15M$31M··
Deferred Tax $320M$439M$225M$101M$121M$38M·$16M·
Other Non-current Liabilities $600M$255M$102M$40M$13M$15M$31M··
Total Liabilities $32.79B$23.89B$23.81B$21.41B$18.29B$14.91B$13.14B$2.91B$2.37B
Long-term Debt ·$247M$91M$18M·····
Common Stock $20.0K$21.0K$22.0K$22.0K$22.0K$21.0K$20.0K$20.0K·
Retained Earnings $24.50B$20.95B$16.30B$12.80B$9.64B$4.14B$2.07B$-430M$144M
Treasury Stock $4.07B$1.11B$385M······
AOCI $-196M$12M$-35M$-52M$-111M$-74M$25M$4M·
Stockholders' Equity $24.11B$24.19B$21.94B$18.85B$15.20B$9.48B$7.21B$4.44B$734M
Liabilities + Equity $56.95B$48.13B$45.82B$40.34B$33.50B$24.39B$20.36B$7.35B$3.10B
Shares Outstanding 243,823,900283,981,320315,226,128322,792,063310,486,975304,453,780293,420,800287,652,707·
Arus Kas 16
Metrik Tren 202520242023202220212020201920182017
D&A $68M$75M$74M$77M$66M$36M$8M$4M$1M
Stock-based Comp $378M$168M$186M$200M$254M$301M$250M$607M·
Deferred Tax $-304M$83M$73M$-209M$204M$-770M$-713M$91M$-68M
Other Non-cash $4.97B$2.77B$2.52B$1.85B$-499M$2.26B$927M$-1.61B·
Operating Cash Flow $11.08B$9.34B$7.12B$5.92B$5.79B$5.33B$2.97B$285M$-111M
CapEx $241M$153M$85M$27M$25M$15M$26M$9M$7M
Investing Cash Flow $-13.08B$-7.99B$-11.15B$-7.36B$-6.06B$893M$-8.86B$328M$-1.20B
Debt Issued ·$157M$73M$18M·····
Net Debt Issued ·$157M$73M$18M·····
Stock Issued ·······$210M$590M
Stock Repurchased $4.85B$2.97B$636M······
Net Stock Activity $-4.85B$-2.97B$-636M····$210M·
Financing Cash Flow $2.78B$-2.11B$1.07B$3.20B$2.26B$-3.28B$7.71B$457M$2.27B
Net Change in Cash $735M$-753M$-2.95B$1.75B$1.99B$2.94B$1.82B$1.06B$950M
Taxes Paid $-1.61B$-1.26B$-853M$-905M$-1.21B$-741M$-557M$-58M$-464.0K
Free Cash Flow $10.84B$9.19B$7.03B$5.90B$5.76B$5.31B$2.95B$277M·
Profitabilitas 7
Metrik Tren 202520242023202220212020201920182017
Operating Margin 34.8%43.9%29.8%27.0%40.8%27.9%31.4%37.0%·
Net Margin 31.1%36.4%26.2%24.2%34.6%25.8%27.1%26.8%·
Pretax Margin 38.4%46.0%32.4%28.6%42.2%30.1%32.2%37.3%·
EBITDA Margin 35.1%44.3%30.3%27.5%41.2%28.2%31.5%37.1%·
ROA 11.4%13.3%9.9%10.8%19.9%15.6%18.1%22.8%·
ROE 24.7%27.1%20.9%23.5%46.7%41.9%42.9%46.1%·
ROIC 22.4%24.6%17.9%20.0%36.6%34.2%33.8%26.6%·
Likuiditas & Solvabilitas 2
Metrik Tren 202520242023202220212020201920182017
Current Ratio 2.42.42.02.02.01.62.02.5·
Quick Ratio 0.40.40.20.40.40.30.20.5·
Efisiensi 1
Metrik Tren 202520242023202220212020201920182017
Asset Turnover 0.40.40.40.40.60.60.70.9·
Per Saham 5
Metrik Tren 202520242023202220212020201920182017
Book Value / Share $98.90$85.18$69.59$58.39$48.97$31.14$24.58$15.44·
Revenue / Share $70.56$56.57$49.59$51.41$51.76$44.23$30.64$21.93·
Cash Flow / Share $40.72$30.79$21.67$18.39$18.01$17.37$9.88$1.41·
Cash / Share $19.26$15.68$13.25$22.20$19.70$14.51$7.18$5.03·
EPS (TTM) $22.01$20.64$13.04$12.50$17.99$11.40$8.31$-9.39·
Valuasi (TTM) 10
Metrik Tren 202520242023202220212020201920182017
Revenue TTM $19.21B$17.17B$16.29B$16.55B$16.64B$13.56B$9.22B$4.45B·
Net Income TTM $5.98B$6.25B$4.27B$4.01B$5.76B$3.50B$2.50B$1.19B·
Market Cap $4.70B$10.90B$4.99B$6.57B$7.12B$3.59B$2.87B$4.46B·
P/E 0.91.91.21.61.31.01.2-1.7·
P/S 0.20.60.30.40.40.30.31.0·
P/B 0.20.50.20.30.50.40.41.0·
P / Tangible Book 0.20.50.20.30.50.4···
P / Cash Flow 0.41.20.71.11.20.71.015.6·
P / FCF 0.41.20.71.11.20.71.016.1·
Earnings Yield 114.2%53.8%82.4%61.4%78.5%96.7%85.1%-60.6%·

Periode terbaru di sebelah kiri · nilai null ditampilkan sebagai ·

Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir

16
Metrik 2025-12-312024-12-312023-12-312022-12-312021-12-31
Pendapatan $19.21B $17.17B $16.29B $16.55B $16.64B
Margin Operasi % 34.8% 43.9% 29.8% 27.0% 40.8%
Laba Bersih $5.98B $6.25B $4.27B $4.01B $5.76B
EPS Dilusian $22.01 $20.64 $13.04 $12.50 $17.99

Pemilik institusional (13F) 184 pengaju · $1.2B total · Per tanggal 30 Juni 2026

17

Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.

Pemegang 184
Nilai yang dipegang $1.2B
Posisi baru 26
Posisi yang keluar 41
Aktivitas institusional — Q2 2026 vs kuartal sebelumnya
Posisi baru Posisi yang keluar Meningkat Menurun Perubahan bersih saham
26 (-7 vs Kuartal sebelumnya) 41 (-29 vs Kuartal sebelumnya) 48 (-10 vs Kuartal sebelumnya) 70 (-1 vs Kuartal sebelumnya) +2.5M

Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.

Institusi Nilai Saham % dari 13F yang dilacak Tipe
BlackRock, Inc. $101.673.620 6.430.969 8,51% Saham
FountainVest China Capital Partners GP3 Ltd. $95.483.341 6.039.427 7,99% Saham
VANGUARD GROUP INC $88.144.141 4.574.164 7,38% Saham
Triata Capital Ltd $81.684.152 5.166.613 6,84% Saham
Krane Funds Advisors LLC $54.194.514 3.427.863 4,54% Saham
VANGUARD CAPITAL MANAGEMENT LLC $51.804.374 3.276.684 4,34% Saham
Greenwoods Asset Management Hong Kong Ltd. $47.927.035 3.031.438 4,01% Saham
D. E. Shaw & Co., Inc. $39.971.348 2.528.232 3,35% Saham
BANK OF AMERICA CORP /DE/ $35.402.684 2.239.259 2,96% Saham
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP $29.989.325 1.896.858 2,51% Saham
CITIGROUP INC $27.939.068 1.767.177 2,34% Saham
GOLDMAN SACHS GROUP INC $27.157.122 1.717.718 2,27% Saham
Swedbank AB $25.762.395 1.629.500 2,16% Saham
MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. $25.096.256 1.587.366 2,10% Saham
DIMENSIONAL FUND ADVISORS LP $22.438.175 1.419.922 1,88% Saham
CITADEL ADVISORS LLC $21.994.999 1.391.208 1,84% Saham
MARSHALL WACE, LLP $21.139.551 1.337.100 1,77% Saham
S.A.C. Capital Advisors (Hong Kong) Ltd. $18.983.330 659.601 1,59% Saham
AMERICAN CENTURY COMPANIES INC $18.416.421 1.164.859 1,54% Saham
STATE STREET CORP $17.426.288 1.102.232 1,46% Saham
MORGAN STANLEY $17.277.398 1.092.813 1,45% Saham
Point72 Asset Management, L.P. $17.274.955 1.092.660 1,45% Saham
NORGES BANK $17.061.077 1.079.132 1,43% Saham
WELLINGTON MANAGEMENT GROUP LLP $16.354.861 1.034.463 1,37% Saham
APEIRON CAPITAL Ltd $15.433.485 976.185 1,29% Saham
Serenity Capital LLC $15.307.529 340.849 1,28% Saham
Tiger Pacific Capital LP $15.097.301 954.921 1,26% Saham
Invesco Ltd. $14.661.039 927.327 1,23% Saham
VANGUARD FIDUCIARY TRUST CO $13.458.025 851.235 1,13% Saham
GEODE CAPITAL MANAGEMENT, LLC $9.976.662 631.035 0,84% Saham
RENAISSANCE TECHNOLOGIES LLC $9.633.855 609.352 0,81% Saham
SEI INVESTMENTS CO $9.109.592 576.192 0,76% Saham
Alpine Investment Management Ltd $8.976.618 567.781 0,75% Saham
NEUBERGER BERMAN GROUP LLC $8.621.373 545.311 0,72% Saham
OVERSEA-CHINESE BANKING Corp Ltd $8.521.320 539.338 0,71% Saham
E Fund Management Co., Ltd. $8.019.038 507.213 0,67% Saham
Russell Investments Group, Ltd. $7.104.128 453.645 0,59% Saham
Pictet Asset Management Holding SA $6.498.780 411.055 0,54% Saham
MATTHEWS INTERNATIONAL CAPITAL MANAGEMENT LLC $5.882.601 372.081 0,49% Saham
MACKENZIE FINANCIAL CORP $5.568.282 352.200 0,47% Saham
AXA Investment Managers S.A. $5.493.728 190.887 0,46% Saham
CITADEL ADVISORS LLC $5.258.406 332.600 0,44% Opsi beli
Oasis Management Co Ltd. $4.976.277 314.755 0,42% Saham
CITADEL ADVISORS LLC $4.115.343 260.300 0,34% Opsi jual
Legal & General Group Plc $3.949.174 249.835 0,33% Saham
VOLORIDGE INVESTMENT MANAGEMENT, LLC $3.135.661 198.334 0,26% Saham
NORTHERN TRUST CORP $2.946.889 186.394 0,25% Saham
UBS Group AG $2.933.956 185.576 0,25% Saham
SUSQUEHANNA INTERNATIONAL GROUP, LLP $2.855.286 180.600 0,24% Opsi jual
Trexquant Investment LP $2.635.321 166.687 0,22% Saham

Tampilkan semua 184 pemilik institusional →

Aktivis & pemilik 5%+ 3 saham

18

Investor yang mengajukan Jadwal 13D SEC — kepemilikan manfaat di atas 5% dengan niat untuk memengaruhi penerbit (kepemilikan aktivis, kampanye dewan, M&A). Setiap baris menunjukkan status terbaru yang diketahui dari posisi pengaju tersebut.

Pengaju Diajukan Kepemilikan Status Tujuan Pengajuan
Aerovane Company Limited, Henry Zhiheng Zhou, Risa Ruoshan Zhou, Hongyi Zhou ×6 pengajuan 5 Des. 2025 17,90% Amandemen · SEC
Ruby Finance Holdings Ltd., FountainVest China Capital Partners GP3 Ltd. ×2 pengajuan 20 Maret 2024 · Pengajuan awal · SEC
Ruby Finance Investment Ltd., Ruby Finance Holdings Ltd., FountainVest China Capital Partners GP3 Ltd. ×8 pengajuan 4 Jan. 2022 · Pengajuan awal · SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Orang dalam perusahaan 5 orang dalam · 3 pejabat · 4 direktur

19
Orang Dalam Peran Aktivitas terakhir Saham dimiliki Beli 12m Jual 12m Bersih 12m
Wu Haisheng Chief Executive Officer 20 Mei 2026 A · 0 0 $0
Xu Zuoli Chief Financial Officer 20 Mei 2026 A · 0 0 $0
Zheng Yan Chief Risk Officer 20 Mei 2026 A · 0 0 $0
Andrew Y Yan Direktur 29 Sep. 2026 S 0 0 3 $-4.889.121
Xiaohuan Chen Direktur 9 Juni 2026 P 19.000 5 0 $3.780.240

Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka

Kepemilikan ETF Dimiliki oleh 14 ETF

20

Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.

Dana Bobot Unit Per tanggal Sumber
SDIV · Global X Funds 1,06% 929.933 NS 31 Juli 2026 N-PORT
JCHI · J.P. Morgan Exchange-Traded Fund Tr… 0,94% 10.341 NS 31 Juli 2026 N-PORT
PGJ · Invesco Exchange-Traded Fund Trust 0,50% 64.738 SH 2 Okt. 2026 Harian
ECNS · iShares Trust 0,50% 37.830 SH 11 Sep. 2026 Harian
DVYE · iShares, Inc. 0,33% 497.987 SH 11 Sep. 2026 Harian
EEMS · iShares, Inc. 0,05% 21.117 SH 11 Sep. 2026 Harian
VWO · VANGUARD INTERNATIONAL EQUITY INDEX… 0,01% 1.375.766 SH 19 Agu 2026 Harian
VYMI · VANGUARD WHITEHALL FUNDS 0,01% 120.146 SH 19 Agu 2026 Harian
IEMG · iShares, Inc. 0,01% 1.031.895 SH 11 Sep. 2026 Harian
IXUS · iShares Trust 0,00% 154.482 SH 11 Sep. 2026 Harian
VXUS · VANGUARD STAR FUNDS 0,00% 1.458.284 SH 19 Agu 2026 Harian
VEU · VANGUARD INTERNATIONAL EQUITY INDEX… 0,00% 226.689 SH 19 Agu 2026 Harian
VT · VANGUARD INTERNATIONAL EQUITY INDEX… 0,00% 75.963 SH 19 Agu 2026 Harian
VSGX · VANGUARD WORLD FUND 0,00% 19.836 SH 19 Agu 2026 Harian

QFIN Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan

21
peringkat · 19 analis BELI
Target median $14.03 +114,1%
5 26,3% Beli Kuat
8 42,1% Beli
4 21,1% Tahan
1 5,3% Jual
1 5,3% Jual Kuat

Target Harga 12 Bulan

13 analis · 2026-10-06

Target rata-rata $14.80 +125,8%

← Di bawah semua target Harga saat ini $6.55
Rendah$8.02 Rata-rata$14.80 Tinggi$23.02

Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor

22

Dasar FY, harga per penutupan akhir tahun fiskal terakhir setiap perusahaan.

Ticker Kapitalisasi Pasar P/E Pendapatan YoY Margin Bersih ROE Margin Kotor
QFIN $4.70B 0.9 · 31.1% 24.7% ·
LU · · · -37.5% -2.6% ·
FINV · 2.7 · 18736.2% 16.0% ·

Berita Terbaru Berita utama terbaru yang menyebutkan perusahaan ini

23

Sinyal Perdagangan Sinyal beli/jual terbaru dengan harga masuk dan rasio risiko/imbalan

25

Tidak ada sinyal terbuka saat ini — tidak ada kartu yang terisi, dan itu jujur.

Metrik Saya Daftar pantauan pribadi Anda — baris yang dipilih dari Fundamental Lengkap

26

Pilih metrik yang penting bagi Anda — klik + di sebelah baris mana pun di Fundamental Lengkap di atas.

Pilihan Anda disimpan dan mengikuti Anda di semua ticker.

Sumber: SEC 20-F diajukan Apr 27, 2026