RZC Reinsurance Group of America, Incorporated 7.125% Fixed-Rate Reset Subordinated Debentures due 2052
Tentang Reinsurance Group of America, Incorporated 7.125% Fixed-Rate Reset Subordinated Debentures due 2052 Tinjauan perusahaan dari Wikipedia
Reinsurance Group of America, Incorporated is a holding company for a global life and health reinsurance entity based in Greater St. Louis within the western suburb of Chesterfield, Missouri, United States. With approximately $4.3 trillion of life reinsurance in force and total assets of $156.6 billion as of December 31, 2025, RGA has grown to become the only international company to focus primarily on life and health-related reinsurance.
Baca selengkapnya
Reinsurance Group of America, Incorporated (NYSE: RGA) is a holding company for a global life and health reinsurance entity based in Greater St. Louis within the western suburb of Chesterfield, Missouri, United States. With approximately $4.3 trillion of life reinsurance in force and total assets of $156.6 billion as of December 31, 2025, RGA has grown to become the only international company to focus primarily on life and health-related reinsurance.
History
General American Reinsurance, a reinsurance division formed in 1973 by General American Life Insurance Company (GA), was the forerunner to RGA. By 1993, GA's reinsurance division had grown its life reinsurance in force to $114.7 billion. General American acquired the life reinsurance business of National Reinsurance of Canada, later renamed General American Life Reinsurance Company of Canada, thereby establishing its first international office; the Canadian business became RGA Life Reinsurance Company of Canada after RGA's initial public offering (IPO).
Incorporated in 1992 in the state of Missouri, Reinsurance Group of America, Incorporated (RGA) was formed as a holding company for RGA's U.S. and Canadian reinsurance businesses. RGA was taken public by IPO in 1993 on the New York Stock Exchange (NYSE: RGA), with General American retaining a 65% share.
MetLife acquired General American in 2000, including its interest in RGA, and after 8 years of ownership, MetLife spun RGA off to become a fully independent company.
Rankings and recognition
Ranked #193 on the 2026 Fortune 500 list, moving up 3 positions from its prior-year rank and reaching its highest position to date, RGA also was named to the 2026 Fortune's list of the "World's Most Admired Companies." In 2025, RGA was ranked #1 on NMG Consulting's Global All Respondent Business Capability Index (BCI) for the 15th consecutive year, based on feedback from insurance executives in more than 50 markets. RGA has earned this recognition every year since the inception of NMG's Global Life & Health Reinsurance Study.
Products and services
RGA's products and services include life reinsurance, living benefits reinsurance, group reinsurance, health reinsurance, financial solutions, facultative underwriting, and product development. "CBInsights".
Sumber: Wikipedia (English), CC BY-SA 4.0 · Lihat di Wikipedia ↗
RZC Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu
RZC Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda
Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS
Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?
Profitabilitas Margin kotor, operasional, dan bersih; ROE, ROA, ROIC
Kesehatan Keuangan Utang, likuiditas, solvabilitas — kekuatan neraca
Pertumbuhan Pertumbuhan Pendapatan, EPS, dan Laba Bersih: YoY, CAGR 3T, CAGR 5T
Efisiensi Modal Perputaran aset, perputaran persediaan, perputaran piutang
Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun
| Tanggal ex-dividen | Jumlah |
|---|---|
| 1 Juli 2026 | $0,4450 |
| 1 April 2026 | $0,4450 |
| 31 Des. 2025 | $0,4450 |
| 1 Okt. 2025 | $0,4450 |
| 1 Juli 2025 | $0,4450 |
| 1 April 2025 | $0,4450 |
| 31 Des. 2024 | $0,4450 |
| 1 Okt. 2024 | $0,4450 |
| 1 Juli 2024 | $0,4450 |
| 28 Maret 2024 | $0,4450 |
| 28 Des. 2023 | $0,4450 |
| 28 Sep. 2023 | $0,4450 |
| 29 Agu 2023 | $0,4450 |
| 29 Juni 2023 | $0,4450 |
RZC Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan
- Beli Kuat 2 13,3%
- Beli 7 46,7%
- Tahan 5 33,3%
- Jual 1 6,7%
- Jual Kuat 0 0,0%
Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya
| Periode | EPS Aktual | EPS Estimasi | Kejutan |
|---|---|---|---|
| 30 Juni 2026 | $8.89 | $6.58 | 2.3% |
| 31 Maret 2026 | $6.97 | $6.10 | 0.87% |
| 31 Des. 2025 | $7.75 | $5.81 | 1.9% |
| 30 Sep. 2025 | $6.37 | $5.85 | 0.52% |
| 30 Juni 2025 | $4.72 | $5.63 | -0.91% |
| 31 Maret 2025 | $5.66 | $5.37 | 0.29% |
Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor
| Ticker | Kapitalisasi Pasar | P/E | Pendapatan YoY | Margin Bersih | ROE | Margin Kotor |
|---|---|---|---|---|---|---|
| RZC | — | — | — | — | — | — |
| RGA | — | 11.5 | 7.2% | 5.0% | 9.3% | — |
Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas
Laporan Laba Rugi 9
| Metrik | Tren | Q2 2026 |
|---|---|---|
| Revenue | $6.64B | |
| Interest Expense | $101M | |
| Pretax Income | $605M | |
| Income Tax | $141M | |
| Net Income | $462M | |
| EPS (Basic) | $7.07 | |
| EPS (Diluted) | $7.01 | |
| Shares (Basic) | 65,000,000 | |
| Shares (Diluted) | 66,000,000 |
Neraca 10
| Metrik | Tren | Q2 2026 |
|---|---|---|
| Cash & Equivalents | $5.29B | |
| Total Assets | $167.12B | |
| Total Liabilities | $153.33B | |
| Long-term Debt | $5.71B | |
| Common Stock | $1M | |
| Retained Earnings | $10.77B | |
| Treasury Stock | $2.11B | |
| AOCI | $2.35B | |
| Stockholders' Equity | $13.69B | |
| Liabilities + Equity | $167.12B |
Arus Kas 7
| Metrik | Tren | Q2 2026 |
|---|---|---|
| Operating Cash Flow | $-484M | |
| Investing Cash Flow | $-1.95B | |
| Debt Issued | $0 | |
| Dividends Paid | $61M | |
| Financing Cash Flow | $1.77B | |
| Net Change in Cash | $295M | |
| Taxes Paid | $80M |
Profitabilitas 4
| Metrik | Tren | Q2 2026 |
|---|---|---|
| Net Margin | 7.0% | |
| Pretax Margin | 9.1% | |
| ROA | 0.31% | |
| ROE | 3.6% |
Efisiensi 1
| Metrik | Tren | Q2 2026 |
|---|---|---|
| Asset Turnover | 0.0 |
Valuasi (TTM) 4
| Metrik | Tren | Q2 2026 |
|---|---|---|
| Revenue TTM | $25.97B | |
| Net Income TTM | $1.23B | |
| P/E | 1.1 | |
| Earnings Yield | 88.8% |
Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir
Metrik Saya Daftar pantauan pribadi Anda — baris yang dipilih dari Fundamental Lengkap
Pilih metrik yang penting bagi Anda — klik ➕ di sebelah baris mana pun di Fundamental Lengkap di atas.
Pilihan Anda disimpan dan mengikuti Anda di semua ticker.
Pemilik institusional (13F) 2 pengaju · $6K total · Per tanggal 30 Juni 2026
Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.
| Posisi baru | Posisi yang keluar | Meningkat | Menurun | Perubahan bersih saham |
|---|---|---|---|---|
| 0 (-1 vs Kuartal sebelumnya) | 0 (-1 vs Kuartal sebelumnya) | 1 (+1 vs Kuartal sebelumnya) | 0 (0 vs Kuartal sebelumnya) | +116 |
Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.
| Institusi | Nilai | Saham | % dari 13F yang dilacak | Tipe |
|---|---|---|---|---|
| First Command Advisory Services, Inc. | $4.256 | 166 | 70,93% | Saham |
| PNC Financial Services Group, Inc. | $1.744 | 68 | 29,07% | Saham |
Orang dalam perusahaan 4 orang dalam · 1 pejabat · 1 direktur
| Orang Dalam | Peran | Aktivitas terakhir | Saham dimiliki | Beli 12m | Jual 12m | Bersih 12m |
|---|---|---|---|---|---|---|
| My Chi To | EVP, Chief Legal Officer | 6 Juni 2026 M | 3.525 | 0 | 0 | $0 |
| Maurice Tulloch | Direktur | 1 Juli 2026 A | 406 | 0 | 0 | $0 |
| Jonathan Porter | — | 12 Agu 2026 S | 14.885 | 0 | 1 | $-2.115.471 |
| Ronald Herrmann | — | 11 Agu 2026 M | 6.057 | 0 | 0 | $0 |
Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka
Kepemilikan ETF Dimiliki oleh 8 ETF
Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.
| Dana | Bobot | Unit | Per tanggal | Sumber |
|---|---|---|---|---|
| PFFV · Global X Funds | 3,54% | 427.423 NS | 31 Mei 2026 | N-PORT |
| PFFD · Global X Funds | 0,58% | 497.569 NS | 31 Mei 2026 | N-PORT |
| TMB · Thornburg ETF Trust | 0,42% | 30.800 NS | 31 Mei 2026 | N-PORT |
| PFLD · ETF Series Solutions | 0,33% | 55.651 NS | 30 April 2026 | N-PORT |
| TPLS · Thornburg ETF Trust | 0,29% | 2.300 NS | 31 Mei 2026 | N-PORT |
| GPRF · Goldman Sachs ETF Trust | 0,23% | 7.861 NS | 31 Mei 2026 | N-PORT |
| FPFD · Fidelity Covington Trust | 0,12% | 4.000 NS | 31 Mei 2026 | N-PORT |
| FPE · First Trust Exchange-Traded Fund III | 0,05% | 130.439 NS | 30 April 2026 | N-PORT |