CIVB Civista Bancshares, Inc. - Common Stock

NASDAQ · Banking · Visualizza su SEC EDGAR ↗
$24,93
Prezzo · Mag 20, 2026
Fondamentali al Mag 8, 2026

CIVB Snapshot del titolo Prezzo, capitalizzazione di mercato, P/E, EPS, ROE, debito/capitale proprio, intervallo 52 settimane

Prezzo
$24.93
Capitalizzazione di Mercato
P/E (TTM)
8.4
EPS (TTM)
$2.64
Ricavi (TTM)
$19M
Rendimento div.
ROE
9.8%
D/E Debito/Patrimonio
Intervallo 52 sett.
$19 – $28

CIVB Grafico del prezzo delle azioni OHLCV giornaliero con indicatori tecnici — panoramica, zoom e personalizza la tua visualizzazione

Performance decennale Andamento di ricavi, utile netto, margini e EPS

Ricavi e Utile Netto $19M
10-point trend, +43.0%
2016-12-31 2025-12-31
EPS $2.64
10-point trend, +68.2%
2016-12-31 2025-12-31
Flusso di cassa libero $42M
10-point trend, +175.8%
2016-12-31 2025-12-31
Margini 242.9%

Valutazione Rapporti P/E, P/S, P/B, EV/EBITDA — il titolo è costoso o economico?

Metrica
Tendenza 5 anni
CIVB
Mediana dei peer
P/E (TTM)
5-point trend, -9.3%
8.4
10.3

Redditività Margini lordi, operativi e netti; ROE, ROA, ROIC

Metrica
Tendenza 5 anni
CIVB
Mediana dei peer
Net Profit Margin (Margine di Profitto Netto)
5-point trend, +17.6%
242.9%
26.9%
ROA
5-point trend, -21.4%
1.1%
1.1%
ROE
5-point trend, -15.4%
9.8%
10.9%

Salute finanziaria Debito, liquidità, solvibilità — solidità del bilancio

Metrica
Tendenza 5 anni
CIVB
Mediana dei peer

Crescita Crescita di ricavi, EPS e utile netto: YoY, CAGR 3Y, CAGR 5Y

Metrica
Tendenza 5 anni
CIVB
Mediana dei peer
Revenue YoY (Ricavi YoY)
5-point trend, -3.1%
-0.52%
Revenue CAGR 3Y (CAGR Ricavi 3Y)
5-point trend, -3.1%
-8.1%
Revenue CAGR 5Y (CAGR Ricavi 5Y)
5-point trend, -3.1%
2.3%
EPS YoY
5-point trend, +0.4%
31.3%
Net Income YoY (Utile Netto YoY)
5-point trend, +14.0%
45.9%

Metriche per Azione EPS, valore contabile per azione, flusso di cassa per azione, dividendo per azione

Metrica
Tendenza 5 anni
CIVB
Mediana dei peer
EPS (Diluted) (EPS (Diluito))
5-point trend, +0.4%
$2.64

Efficienza del Capitale Rotazione delle attività, rotazione delle scorte, rotazione dei crediti

Metrica
Tendenza 5 anni
CIVB
Mediana dei peer
Payout Ratio (Rapporto di Distribuzione Utili)
5-point trend, +29.2%
25.6%

Dividendi Rendimento, payout ratio, storico dividendi, CAGR 5Y

Dividend Yield
Rapporto di Distribuzione Utili
25.6%
CAGR Dividendi 5Y
Data ex-dividendoImporto
05 Maggio 2026$0,1800
10 Febbraio 2026$0,1800
04 Novembre 2025$0,1700
05 Agosto 2025$0,1700
29 Aprile 2025$0,1700
04 Febbraio 2025$0,1700
05 Novembre 2024$0,1600
06 Agosto 2024$0,1600
06 Maggio 2024$0,1600
12 Febbraio 2024$0,1600
06 Novembre 2023$0,1600
07 Agosto 2023$0,1600
08 Maggio 2023$0,1500
13 Febbraio 2023$0,1400
07 Novembre 2022$0,1400
08 Agosto 2022$0,1400
09 Maggio 2022$0,1400
14 Febbraio 2022$0,1400
18 Ottobre 2021$0,1400
19 Luglio 2021$0,1400

CIVB Consenso degli analisti Opinioni degli analisti, sia rialziste che ribassiste, target price a 12 mesi, potenziale di rialzo

COMPRA 12 analisti
  • Acquisto forte 2 16,7%
  • Compra 6 50,0%
  • Mantieni 4 33,3%
  • Vendi 0 0,0%
  • Vendita forte 0 0,0%

Target Price a 12 Mesi

6 analisti · 2026-05-18
Target mediano $28.00 +12,3%
Target medio $27.67 +11,0%

Cronologia utili EPS effettivo vs stima, surprise %, tasso di superamento, data prossimi utili

Sorpresa media
0.09%
Periodo EPS Actual EPS Stimato Sorpresa
31 Marzo 2026 $0.72 $0.63 0.09%
31 Dicembre 2025 $0.75 $0.58 0.17%
30 Settembre 2025 $0.68 $0.61 0.07%
30 Giugno 2025 $0.71 $0.71 0.00%
31 Marzo 2025 $0.66 $0.53 0.13%

Confronto tra pari Metriche chiave rispetto ai pari del settore

Ticker Capitalizzazione di Mercato P/E Rev YoY Margine Netto ROE Margine lordo
CIVB 8.4 -0.52% 242.9% 9.8%
FFIC 28.1 7.3%
UNTY $516M 9.1 23.1% 44.0% 18.1%
SFST $423M 13.8 13.0% 483.4% 8.5%
KRNY $416M 15.4 16.9% 3.5%
BWB $487M 11.8 30.8% 32.1% 9.3%
CBNK $461M 8.3 31.7% 23.3% 14.6%
HBCP $453M 9.8 10.2% 31.0% 10.9%
BSRR $434M 10.5 2.5% 27.3% 11.8%
TFC $62.13B 12.9 53.0% 26.1% 8.2%

Fondamentali Completi Tutte le metriche per anno — conto economico, stato patrimoniale, rendiconto finanziario

Conto Economico 10
Dati annuali Conto Economico per CIVB
Metrica Tendenza 2025202420232022202120202019201820172016
Revenue 10-point trend, +43.0% $19M $19M $30M $25M $20M $17M $18M $15M $14M $13M
Interest Expense 8-point trend, +1630.3% · · $57M $16M $10M $10M $13M $8M $4M $3M
Interest Income 10-point trend, +312.5% $221M $207M $183M $126M $105M $100M $98M $74M $59M $54M
Pretax Income 10-point trend, +131.7% $55M $37M $51M $47M $48M $37M $40M $17M $22M $24M
Income Tax 10-point trend, +36.3% $9M $5M $8M $8M $8M $5M $6M $3M $6M $7M
Net Income 10-point trend, +168.4% $46M $32M $43M $39M $41M $32M $34M $14M $16M $17M
EPS (Basic) 10-point trend, +34.7% $2.64 $2.01 $2.73 $2.60 $2.63 $2.00 $2.12 $1.10 $1.48 $1.96
EPS (Diluted) 10-point trend, +68.2% $2.64 $2.01 $2.73 $2.60 $2.63 $2.00 $2.01 $1.02 $1.28 $1.57
Shares (Basic) 10-point trend, +117.5% 17,421,400 15,391,739 15,154,767 14,970,630 15,343,215 16,080,863 15,612,868 11,971,786 9,906,856 8,010,399
Shares (Diluted) 10-point trend, +59.1% 17,421,400 15,391,739 15,154,767 14,970,630 15,343,215 16,080,863 16,851,740 13,855,707 12,352,616 10,950,961
Stato Patrimoniale 13
Dati annuali Stato Patrimoniale per CIVB
Metrica Tendenza 2025202420232022202120202019201820172016
PP&E (Net) 10-point trend, +126.6% $41M $47M $57M $64M $22M $23M $23M $22M $18M $18M
PP&E (Gross) 10-point trend, +204.7% $126M $132M $125M $106M $60M $59M $57M $54M $43M $41M
Accum. Depreciation 10-point trend, +264.2% $86M $85M $69M $42M $38M $36M $34M $32M $26M $24M
Goodwill 10-point trend, +381.4% $130M $126M $126M $126M $77M $77M $77M $77M $27M $27M
Intangibles 10-point trend, +634.3% $13M $8M $10M $11M $8M $8M $8M $9M $1M $2M
Total Assets 10-point trend, +214.9% $4.34B $4.10B $3.86B $3.64B $3.01B $2.77B $2.31B $2.14B $1.53B $1.38B
Total Liabilities 10-point trend, +206.0% $3.79B $3.71B $3.49B $3.30B $2.66B $2.42B $1.98B $1.84B $1.34B $1.24B
Common Stock 10-point trend, +252.8% $420M $312M $311M $310M $278M $277M $276M $267M $154M $119M
Retained Earnings 10-point trend, +1144.8% $240M $205M $184M $156M $126M $93M $68M $41M $32M $19M
Treasury Stock 10-point trend, +339.6% $76M $76M $75M $74M $57M $35M $21M $17M $17M $17M
AOCI 10-point trend, -1625.1% $-40M $-53M $-48M $-58M $9M $15M $7M $-1M $-1M $-2M
Stockholders' Equity 10-point trend, +294.9% $543M $389M $372M $329M $355M $350M $330M $299M $184M $138M
Liabilities + Equity 10-point trend, +214.9% $4.34B $4.10B $3.86B $3.64B $3.01B $2.77B $2.31B $2.14B $1.53B $1.38B
Flusso di cassa 15
Dati annuali Flusso di cassa per CIVB
Metrica Tendenza 2025202420232022202120202019201820172016
Stock-based Comp 10-point trend, +163.8% $852.0K $871.0K $984.0K $819.0K $702.0K $617.0K $531.0K $428.0K $426.0K $323.0K
Deferred Tax 9-point trend, -1190.0% · $-2M $-675.0K $483.0K $1M $-2M $663.0K $151.0K $435.0K $170.0K
Amort. of Intangibles 10-point trend, +123.7% $2M $1M $2M $1M $890.0K $913.0K $945.0K $366.0K $586.0K $699.0K
Operating Cash Flow 10-point trend, +144.4% $43M $48M $63M $25M $41M $33M $39M $20M $21M $18M
CapEx 10-point trend, -52.5% $1M $4M $3M $7M $2M $2M $3M $1M $1M $2M
Investing Cash Flow 10-point trend, +187.4% $56M $-259M $-312M $-410M $-130M $-341M $-151M $-34M $-146M $-64M
Stock Issued 2-point trend, +130.5% $76M · · · · · · · $33M ·
Stock Repurchased 8-point trend, +4350.0% $178.0K $164.0K $2M $17M $22M $13M $4M · $4.0K ·
Net Stock Activity 8-point trend, +130.0% $75M $-164.0K $-2M $-17M $-22M $-13M $-4M · $33M ·
Dividends Paid 10-point trend, +263.7% $12M $10M $10M $8M $8M $7M $7M $5M $4M $3M
Financing Cash Flow 10-point trend, -280.2% $-85M $213M $266M $164M $217M $399M $117M $16M $129M $47M
Net Change in Cash 10-point trend, +1149.1% $14M $3M $17M $-221M $127M $90M $5M $2M $4M $1M
Taxes Paid $8M · · · · · · · · ·
Free Cash Flow 10-point trend, +175.8% $42M $44M $59M $19M $39M $30M $36M $18M $20M $15M
Levered FCF 8-point trend, -17.1% · · $11M $9M $33M $21M $25M $12M $17M $13M
Redditività 4
Dati annuali Redditività per CIVB
Metrica Tendenza 2025202420232022202120202019201820172016
Net Margin 10-point trend, +836.9% 242.9% 165.7% 141.1% 160.7% 206.5% 190.0% 190.5% 92.3% 22.4% 25.9%
Pretax Margin 10-point trend, +708.8% 290.4% 191.3% 166.2% 191.7% 242.2% 219.1% 222.5% 109.6% 31.4% 35.9%
ROA 10-point trend, -14.1% 1.1% 0.80% 1.1% 1.2% 1.4% 1.3% 1.5% 0.77% 1.1% 1.3%
ROE 10-point trend, -25.6% 9.8% 8.1% 12.2% 12.4% 11.5% 9.3% 10.3% 4.8% 9.9% 13.1%
Efficienza 1
Dati annuali Efficienza per CIVB
Metrica Tendenza 2025202420232022202120202019201820172016
Asset Turnover 10-point trend, -90.9% 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Per Azione 4
Dati annuali Per Azione per CIVB
Metrica Tendenza 2025202420232022202120202019201820172016
Revenue / Share 10-point trend, -82.0% $1.09 $1.24 $2.01 $1.64 $1.28 $1.05 $1.06 $1.11 $5.73 $6.06
Cash Flow / Share 10-point trend, +53.6% $2.48 $3.13 $4.14 $1.68 $2.66 $2.00 $2.35 $1.44 $1.69 $1.62
Dividend Paid / Share · · · · · · · · · $0
EPS (TTM) 10-point trend, +68.2% $2.64 $2.01 $2.73 $2.60 $2.63 $2.00 $2.01 $1.02 $1.28 $1.57
Tassi di Crescita 10
Dati annuali Tassi di Crescita per CIVB
Metrica Tendenza 2025202420232022202120202019201820172016
Revenue YoY 5-point trend, -103.3% -0.52% -37.2% 24.1% 25.0% 15.9% · · · · ·
Revenue CAGR 3Y 3-point trend, -137.7% -8.1% -0.88% 21.6% · · · · · · ·
Revenue CAGR 5Y 2.3% · · · · · · · · ·
EPS YoY 5-point trend, -0.5% 31.3% -26.4% 5.0% -1.1% 31.5% · · · · ·
EPS CAGR 3Y 3-point trend, -95.3% 0.51% -8.6% 10.9% · · · · · · ·
EPS CAGR 5Y 5.7% · · · · · · · · ·
Net Income YoY 5-point trend, +76.7% 45.9% -26.3% 9.0% -2.8% 25.9% · · · · ·
Net Income CAGR 3Y 3-point trend, -46.1% 5.4% -7.9% 10.1% · · · · · · ·
Net Income CAGR 5Y 7.5% · · · · · · · · ·
Dividend CAGR 5Y 10.7% · · · · · · · · ·
Valutazione (TTM) 6
Dati annuali Valutazione (TTM) per CIVB
Metrica Tendenza 2025202420232022202120202019201820172016
Revenue TTM 10-point trend, +43.0% $19M $19M $30M $25M $20M $17M $18M $15M $14M $13M
Net Income TTM 10-point trend, +168.4% $46M $32M $43M $39M $41M $32M $34M $14M $16M $17M
P/E 10-point trend, -32.0% 8.4 10.5 6.8 8.5 9.3 8.8 11.9 17.1 17.2 12.4
Earnings Yield 10-point trend, +47.0% 11.9% 9.6% 14.8% 11.8% 10.8% 11.4% 8.4% 5.9% 5.8% 8.1%
Payout Ratio 10-point trend, +35.5% 25.6% 31.8% 22.3% 21.5% 19.8% 22.1% 21.2% 33.6% 23.2% 18.9%
Annual Payout 10-point trend, +263.7% $12M $10M $10M $8M $8M $7M $7M $5M $4M $3M

Bilanci Conto economico, stato patrimoniale, flusso di cassa — annuale, ultimi 5 anni

Conto Economico
2025-12-312024-12-312023-12-312022-12-312021-12-31
Ricavi $19M$19M$30M$25M$20M
Utile netto $46M$32M$43M$39M$41M
EPS Diluito $2.64$2.01$2.73$2.60$2.63
Flusso di cassa
2025-12-312024-12-312023-12-312022-12-312021-12-31
Flusso di cassa libero $42M$44M$59M$19M$39M

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