2026年にパッシブインカムのために買うべき3つの高配当株

When markets turn chaotic and headlines are dominated by wars and economic uncertainty, most investors look for safety and predictability. This is where dividend stocks shine. While growth stocks fluctuate with market sentiment, high-quality dividend payers continue to provide reliable payouts quarter after quarter, even when volatility spikes. A diversified approach across these high-yield dividend stocks can help build a more reliable passive income stream over time.
Best Buy (BBY) stands out as a high-yield dividend stock in the retail space, offering a forward dividend yield of 6.1%, which is notably high for a consumer electronics retailer. It sells smartphones, computers, televisions, appliances, and gadgets through both its stores and its online platform. It also provides services such as installation, technical support, and extended warranties, which contribute to recurrent revenue beyond hardware sales.
While sales and earnings can fluctuate with consumer demand, Best Buy has maintained a disciplined capital allocation strategy and a commitment to returning cash. Its track record of increasing dividends for 22 years in a row — which will shortly propel it to join the Dividend Aristocrats — is commendable. In fiscal 2026, the company paid out $801 million in dividends and repurchased shares worth $273 million. Best Buy even increased its quarterly dividend by 1% to $0.96 per common share.
Best Buy's dividend payout ratio, which indicates how much of its earnings are paid out in dividends, is 58.6%. This enables the company to preserve earnings for future expansion prospects while also allowing flexibility for dividend increases. Best Buy is an appealing choice for investors wanting both income and moderate growth.
On Wall Street, BBY stock has a consensus “Moderate Buy” rating. Of the 24 analysts covering the stock, seven rate it a “Strong Buy,” 16 rate it a “Hold,” and one recommends a “Strong Sell.” BBY stock is down about 74% year-to-date (YTD), compared to the S&P 500 Index’s ($SPX) dip of roughly 5%. The average target price for BBY is $74.31, suggesting potential upside of 16% from current levels. The high price estimate of $90 implies the stock could climb by 40% over the next 12 months.
Dividend Stock #2: General Mills (GIS)
Dividend Yield: 6.7%
General Mills (GIS) offers a compelling mix of stability and income, with a forward dividend yield of 6.7%, much higher than the consumer staples sector average of 1.8%. General Mills is a global food company that produces and sells packaged consumer foods. The company has a track record of paying dividends without any interruption for 127 years, showing remarkable consistency and resilience.
The company’s products include cereals, snacks, yogurt, bakery goods, and ready-to-eat meals, under well-known brands such as Cheerios, Old El Paso, Pillsbury, and Häagen-Dazs. This steady demand for everyday food products makes General Mills' business model defensive, suggesting that consumers will continue to purchase essential goods regardless of market conditions.
In the third quarter of fiscal 2026, the company paid out $987 million in dividends, despite declining revenue and earnings. While cost pressures and shifting consumer tastes may limit near-term growth, General Mills is committed to innovation and product expansion, which could boost long-term earnings. Its dividend payout ratio is slightly higher, at 72.5%. However, the company’s century-long track record suggests that dividend payments have been steady. Furthermore, General Mills expects to generate 95% of adjusted after-tax earnings as free cash flow in fiscal 2026, allowing it to continue paying dividends and invest in product expansion.
On Wall Street, GIS stock has a consensus “Hold” rating. Of the 20 analysts covering the stock, two rate it a “Strong Buy,” one has a “Moderate Buy,” 12 rate it a “Hold,” and five recommend a “Strong Sell.” GIS stock is down 20% YTD, but its average target price of $41.78 suggests potential upside of 12% from current levels. Plus, the high price estimate of $70 implies the stock could climb by 88% over the next 12 months.
Dividend Stock #3: Altria (MO)
Dividend Yield: 6.4%
Altria (MO) remains one of the most popular income stocks, thanks to its consistently high dividend yield, which currently hovers around 6.4%. The tobacco giant has established a reputation for returning cash to shareholders, with a payout ratio of approximately 76% of earnings and consistent dividend growth over time.
While cigarette sales, Altria’s primary business, are dropping overall, it still remains an addictive product. Domestic cigarette shipping volume dropped by 10% in 2025. Nevertheless, Altria saw its earnings increase by 4.4% and paid out $8 billion in dividends and share repurchases. The company has kept its business diverse by offering cigars, smokeless tobacco, and newer nicotine products such as e-cigarettes and nicotine pouches. Altria increased its quarterly dividend by 3.9% in 2025 and intends to grow payouts in the mid-single digits yearly until 2028. While its payout ratio is high, its 60-year track record of dividend growth strengthens its case as a trustworthy dividend stock.
Despite the risks, Altria offers one of the most reliable high-yield income streams in the market, backed by 60 years of dividend hikes. This has earned it a place among the “Dividend Kings,” a reliable group known for their commitment to shareholders by hiking dividends 50 years in a row.
On Wall Street, MO stock has a consensus “Moderate Buy” rating. Of the 14 analysts covering the stock, five rate it a “Strong Buy,” seven have a “Hold” rating, one has a “Moderate Sell,” and one recommends a “Strong Sell.” MO stock is up 14% YTD, surpassing its average target price of $64.27. However, the high price estimate of $74 implies the stock could climb by 12% from current levels.
On the date of publication, Sushree Mohanty did not have (either directly or indirectly) positions in any of the securities mentioned in this article. All information and data in this article is solely for informational purposes. This article was originally published on Barchart.com