AIZN Assurant, Inc. 5.25% Subordinated Notes due 2061
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Sobre Assurant, Inc. 5.25% Subordinated Notes due 2061 Visão geral da empresa da Wikipedia
Assurant, Inc. is a global provider of risk management products and services with headquarters in Atlanta. Its businesses provide a diverse set of speciality, niche-market insurance products in the property, casualty, extended device protection, and insurance sectors. The company's main operating segments are Global Housing and Global Lifestyle.
The company, formerly known as Fortis, Inc., was spun off from Dutch and Belgian financial-services company Fortis Insurance N.V. in 2004. The company's initial public offering on Feb. 5, 2004 at $1.76 billion was the fourth largest that year. In connection with the public offering, the company changed its name to Assurant, Inc.
Assurant is 325 on the Fortune 500 list of the largest companies in the United States by revenue as of 2022.
History
Assurant can trace its roots back to the founding of the La Crosse Mutual Aid Association, which was established to sell disability insurance in Wisconsin in the early 1890s. La Crosse Mutual Aid Association would later become the Time Insurance Company.
In 1978, N.V. AMEV of the Netherlands acquired the Time Insurance Company via its U.S. holding company AMEV Holdings, Inc. During the next 12 years, AMEV Holdings, Inc. would expand through acquisition, buying American Security Insurance (credit-related insurance); United Family (funeral insurance); Western Insurance Company (mutual funds); and Superior Insurance (auto insurance).
In 1990, N.V. AMEV of the Netherlands acquired VSB Groep NV bank to become the Netherlands first financial conglomerate combining an insurer and a bank, creating Fortis.
In 1991, AMEV acquired the group life, accident and health insurance of Mutual Benefit Life Insurance Company. AMEV Holdings, Inc. was rebranded Fortis, Inc. in 1991. Superior Insurance was sold in 1996. Fortis acquired John Alden in 1998 and American Bankers Insurance in 1999.
Fortis Inc. sold its life insurance to The Hartford in 2001. Fortis' American business was subsequently renamed as Assurant and spun off from the parent company in 2004.
On June 10, 2015, Assurant announced an exit from the health insurance marketplace to focus on housing and lifestyle specialty protection products and services, and would be winding down its Assurant Health business. In October 2015, Assurant announced it had completed the sale of Assurant Health's existing supplemental and self-funded business lines to National General Holdings Corporation. Assurant began to wind down its major medical operations and did not participate in the next Affordable Care Act open enrollment period beginning in November 2015. Assurant sold its HSA assets and other medical-account assets to SelectAccount in March 2016. In 2015 Assurant also announced it was exiting the employee benefits marketplace. Sun Life Financial agreed to acquire Assurant Employee Benefits for $940 million in September 2015, and closed the sale in March 2016.
Operations
Assurant operates six main segments:
Global Housing, which offers lender-placed insurance, renters insurance, manufactured home insurance, residential and commercial flood insurance, rental deposit alternatives, insurance tracking, and loss draft services.
Telecommunications, which offers mobile device protection services, service and repair contracts for mobile phones, tech support services, lifecycle and sustainability solutions, and a global network of physical repair locations. This division also works with wholesale buyers of pre-owned devices to promote circularity through its global network of device care centers that process roughly 20 million devices annually as well as through relationships with subsidiaries such as (but not limited to) Hyla Mobile.
Retail and Consumer Goods, for which the company is the largest U.S. protection provider across electronics, appliances, and jewelry. This division also administrates Assurant Home Warranty, sold exclusively through real estate agents.
Global Automotive, which works with Auto Dealers, dealer groups, and third-party administrators in the U.S. and directly with auto brands and OEMs internationally. For these groups, Assurant provides a full suite of Finance & Insurance (F&I) products that include GAP insurance, extended warranties, extended and pre-paid service and maintenance contracts, vehicle protection plans, hybrid and electric vehicle (EV) protection and service plans, and access to a preferred auto repair network. This division also provides dealership development performance coaching, training through the Automotive Training Academy, and profit participation/reinsurance programs for dealers.
Commercial Vehicles & Equipment, which serves industries including medium, heavy-duty, and light-duty trucking; leased and financed equipment for businesses, medical offices, restaurants and more; and equipment for forestry, agriculture, and construction companies. Products in this sector include vehicle protection and service contracts, insurance tracking, point-of-funding protection solutions, and liability protection.
Financial Services, which primarily focuses on added-value protection products and travel benefits for credit card providers and the nearly 61 million consumers they serve. Assurant also provides expertise in actuarial services, policy and claims administration, and compliance/regulatory oversight.
Assurant Health policy claim denials and cancellations
Assurant Health (now divested from Assurant) was repeatedly found to cancel health policies for some customers that had serious medical conditions, and 12 states criticized the firm for denying claims, with most of the states levying fines against Assurant. A number of individual cases have been reported.
In September 2009, the South Carolina Supreme Court upheld a lower court's verdict that the firm (then known as "Fortis") wrongly revoked the health insurance policy of a holder who had contracted HIV subsequent to getting an insurance policy, and ordered the firm to pay $10 million to the plaintiff. The court found that:
Pursuant to company policy in cases involving long-term disease, Fortis launched an investigation to determine whether [the plaintiff] had failed to disclose a pre-existing condition on his policy application...A Fortis investigator reviewed the records and discovered [an] erroneously-dated intake note in [the doctor’s] files. That information was then forwarded to [a] Fortis Senior Underwriter...for review. [The underwriter]...recommended that [the plaintiff’s] policy be rescinded on the grounds that he had misrepresented his HIV positive status.
A Reuters report on the ruling stated that Fortis had a company policy to target every recently diagnosed HIV-positive policyholder for an automatic fraud investigation as a pretext to rescind their policy, according to undisclosed records. As in that case, their insurance policies often were canceled on incorrect information, flimsy evidence, or for no reason at all. In March 2010, the U.S. Supreme Court rejected the firm's appeal of the ruling.
In February 2010, a Boulder, Colorado jury found that Assurant Health had breached its contract with a woman who was severely injured in a hit-and-run accident, and awarded her $183,551 for medical bills and approximately $37.1 million in punitive damages. This was described as "one of the largest bad-faith judgments in Colorado history".
Fonte: Wikipedia (Inglês), CC BY-SA 4.0 · Ver na Wikipedia ↗
Desempenho de 10 Anos Tendências de receita, lucro líquido, margens e EPS
Avaliação Rácios P/E, P/S, P/B, EV/EBITDA — a ação está cara ou barata?
| Métrica | Tendência de 5 anos | AIZN | média 5A | Mediana de Pares | Veredito |
|---|---|---|---|---|---|
| P/E (TTM) | 0.8média 5A ≈1.9 | ≈1.9 | · | · | |
| P/S (TTM) | 0.1média 5A ≈0.1 | ≈0.1 | · | · | |
| P/B (MRQ) | 0.1média 5A ≈0.2 | ≈0.2 | · | · | |
| Preço / FCF (TTM) | 0.5média 5A ≈1.6 | ≈1.6 | · | · | |
| Preço / Fluxo de Caixa (TTM) | 0.5média 5A ≈1.2 | ≈1.2 | · | · | |
| Preço / Valor Patrimonial Tangível (MRQ) | 0.2média 5A ≈0.7 | ≈0.7 | · | · | |
| PEG Ratio | ≈0.0 | · | · | · |
A mediana dos pares é calculada em uma base padronizada por métrica e pode não corresponder sempre à base TTM/MRQ mostrada para esta ação.
Lucratividade Margens bruta, operacional e líquida; ROE, ROA, ROIC
| Métrica | Tendência de 5 anos | AIZN | média 5A | Mediana de Pares | Veredito |
|---|---|---|---|---|---|
| EBITDA Margin (Margem EBITDA) | 1.9%média 5A ≈1.8% | ≈1.8% | · | · | |
| Margem de Impostos Pré-Tributação (TTM) | 9.9%média 5A ≈6.9% | ≈6.9% | · | · | |
| Margem de Lucro Líquido (TTM) | 7.9%média 5A ≈7.0% | ≈7.0% | · | · | |
| ROA (TTM) | 3.0%média 5A ≈2.2% | ≈2.2% | · | · | |
| ROE (TTM) | 18.3%média 5A ≈14.9% | ≈14.9% | · | · |
Saúde financeira Dívida, liquidez, solvência — força do balanço patrimonial
Ainda não há dados fundamentais suficientes para calcular este grupo de proporções.
Crescimento Crescimento da receita, EPS e lucro líquido: YoY, CAGR 3 anos, CAGR 5 anos
| Métrica | Tendência de 5 anos | AIZN | média 5A | Mediana de Pares | Veredito |
|---|---|---|---|---|---|
| Revenue YoY (Receita Ano a Ano) | 7.9%média 5A ≈6.0% | ≈6.0% | · | · | |
| Revenue CAGR 3Y (CAGR Receita 3A) | 7.9%média 5A ≈6.1% | ≈6.1% | · | · | |
| Revenue CAGR 5Y (CAGR Receita 5A) | 5.9% | · | · | · | |
| EPS YoY | 17.1%média 5A ≈64.3% | ≈64.3% | · | · | |
| Net Income YoY (Lucro Líquido Ano a Ano) | 14.8%média 5A ≈58.9% | ≈58.9% | · | · | |
| EPS CAGR 3Y (CAGR de LPA 3A) | 49.7%média 5A ≈18.5% | ≈18.5% | · | · | |
| EPS CAGR 5Y (CAGR de LPA 5A) | 19.4% | · | · | · | |
| Net Income CAGR 3Y (CAGR de Lucro Líquido 3A) | 46.7%média 5A ≈14.1% | ≈14.1% | · | · | |
| Net Income CAGR 5Y (CAGR de Lucro Líquido 5A) | 14.6% | · | · | · |
Eficiência de Capital Giro de ativos, giro de estoques, giro de contas a receber
| Métrica | Tendência de 5 anos | AIZN | média 5A | Mediana de Pares | Veredito |
|---|---|---|---|---|---|
| Asset Turnover (Giro do Ativo) | 0.4média 5A ≈0.3 | ≈0.3 | · | · |
valor · ≈ média 5A · mediana do setor · veredicto relativo à mediana
Dividendos Rendimento, índice de pagamento, histórico de dividendos, CAGR de 5 anos
| Data ex | Valor | Moeda | Rendimento |
|---|---|---|---|
| Out 1, 2026 | $0,33 | USD | ≈7.6% |
| Jul 1, 2026 | $0,33 | USD | ≈7.0% |
| Abr 1, 2026 | $0,33 | USD | ≈6.7% |
| Dez 31, 2025 | $0,33 | USD | ≈6.7% |
| Out 1, 2025 | $0,33 | USD | ≈6.5% |
| Jul 1, 2025 | $0,33 | USD | ≈6.3% |
| Abr 1, 2025 | $0,33 | USD | ≈6.8% |
| Dez 31, 2024 | $0,33 | USD | ≈6.5% |
| Out 1, 2024 | $0,33 | USD | ≈5.9% |
| Jul 1, 2024 | $0,33 | USD | ≈6.4% |
| Mar 28, 2024 | $0,33 | USD | ≈5.8% |
| Dez 28, 2023 | $0,33 | USD | ≈6.6% |
| Set 28, 2023 | $0,33 | USD | ≈7.0% |
| Jun 29, 2023 | $0,33 | USD | ≈6.9% |
| Mar 30, 2023 | $0,33 | USD | ≈6.6% |
| Dez 29, 2022 | $0,33 | USD | ≈6.4% |
| Set 29, 2022 | $0,33 | USD | ≈6.2% |
| Jun 30, 2022 | $0,33 | USD | ≈5.9% |
| Mar 31, 2022 | $0,33 | USD | ≈5.7% |
| Dez 30, 2021 | $0,33 | USD | ≈5.7% |
Histórico de Lucros EPS real vs. estimativa, surpresa %, taxa de acerto, próxima data de resultados
| Período | Relatório | EPS Actual | EPS est. | Surpresa |
|---|---|---|---|---|
| 30 de Junho de 2026 | $6.41 | $5.23 | 22.5% | |
| 31 de Março de 2026 | $5.95 | $5.35 | 11.3% | |
| 31 de Dezembro de 2025 | $5.61 | $5.56 | 0.94% | |
| 30 de Setembro de 2025 | $5.73 | $4.32 | 32.7% | |
| 30 de Junho de 2025 | $5.10 | $4.55 | 12.1% | |
| 31 de Março de 2025 | $3.39 | $2.78 | 22.0% |
Fundamentos Completos Todas as métricas por ano — demonstração de resultados, balanço patrimonial, fluxo de caixa
Demonstração de Resultados
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $12.81B | $11.88B | $11.13B | $10.19B | $10.19B | $9.60B | $9.57B | $8.06B | $6.42B | $7.53B | $10.33B | $10.38B | |
| SG&A Expense | · | · | · | · | $3.25B | $3.05B | $3.19B | $2.98B | $2.71B | $3.44B | $3.92B | $3.69B | |
| Interest Expense | · | · | $108M | $108M | $112M | $104M | $111M | $100M | $50M | $58M | $55M | $58M | |
| Pretax Income | $1.09B | $927M | $807M | $350M | $771M | $578M | $455M | $334M | $444M | $849M | $201M | $744M | |
| Income Tax | $215M | $167M | $164M | $73M | $168M | $59M | $148M | $81M | $-75M | $283M | $60M | $273M | |
| Net Income | $873M | $760M | $642M | $277M | $1.36B | $441M | $383M | $251M | $520M | $565M | $142M | $471M | |
| EPS (Basic) | $17.14 | $14.55 | $12.02 | $5.09 | $22.95 | $7.02 | $5.87 | $4.00 | $9.45 | $9.23 | $2.08 | $6.52 | |
| EPS (Diluted) | $16.93 | $14.46 | $11.95 | $5.05 | $22.66 | $6.98 | $5.84 | $3.98 | $9.39 | $9.13 | $2.05 | $6.44 | |
| Shares (Basic) | 50,469,633 | 51,703,588 | 52,870,380 | 54,371,531 | 59,140,861 | 60,114,670 | 61,942,969 | 59,239,608 | 54,986,654 | 61,261,288 | 68,163,825 | 72,181,447 | |
| Shares (Diluted) | 51,086,649 | 52,052,961 | 53,198,310 | 54,782,528 | 60,123,694 | 63,179,938 | 62,313,468 | 59,545,524 | 55,311,032 | 61,934,774 | 69,017,209 | 73,152,010 | |
| EBITDA | $250M | $224M | $196M | $182M | $172M | $144M | $126M | $127M | $116M | $125M | $137M | $132M |
Balanço Patrimonial
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $1.83B | $1.81B | $1.63B | $1.54B | $2.04B | $2.21B | $1.87B | $1.25B | $997M | $1.03B | $1.29B | $1.32B | |
| Short-term Investments | · | · | · | · | · | · | $402M | $373M | · | · | · | · | |
| PP&E (Net) | $842M | $768M | $686M | $645M | $561M | $446M | $434M | $392M | $348M | $344M | $298M | $278M | |
| PP&E (Gross) | $1.49B | $1.27B | $1.08B | $1.05B | $917M | $780M | $762M | $766M | $696M | $678M | $756M | $792M | |
| Accum. Depreciation | $649M | $501M | $393M | $407M | $356M | $334M | $328M | $374M | $349M | $334M | $458M | $515M | |
| Goodwill | $2.65B | $2.62B | $2.61B | $2.60B | $2.57B | $2.59B | $2.21B | $2.32B | $918M | $831M | $834M | $841M | |
| Intangibles | $522M | $536M | $567M | $639M | $719M | $696M | $540M | $622M | $289M | $240M | $277M | $382M | |
| Total Assets | $36.29B | $35.02B | $33.64B | $33.12B | $33.92B | $44.65B | $44.29B | $41.09B | $31.84B | $29.71B | $30.04B | $31.56B | |
| Total Liabilities | $30.42B | $29.91B | $28.83B | $28.89B | $28.46B | $38.70B | $38.61B | $35.96B | $27.56B | $25.61B | $25.51B | $26.38B | |
| Long-term Debt | · | · | · | · | · | · | $2.01B | $2.01B | $1.07B | · | · | · | |
| Common Stock | $500.0K | $500.0K | $600.0K | $600.0K | $700.0K | $600.0K | $2M | $2M | $2M | $2M | $1M | $1M | |
| Retained Earnings | $4.83B | $4.38B | $4.03B | $3.70B | $4.04B | $3.55B | $5.97B | $5.76B | $5.70B | $5.30B | $4.86B | $4.81B | |
| Treasury Stock | $123M | $123M | $123M | $123M | $123M | $267M | $5.27B | $4.99B | $4.86B | $4.47B | $3.60B | $3.32B | |
| AOCI | $-544M | $-836M | $-765M | $-986M | $-150M | $710M | $412M | $-155M | $234M | $95M | $119M | $556M | |
| Stockholders' Equity | $5.87B | $5.11B | $4.81B | $4.23B | $5.46B | $5.95B | $5.65B | $5.11B | $4.27B | $4.10B | $4.52B | $5.18B | |
| Liabilities + Equity | $36.29B | $35.02B | $33.64B | $33.12B | $33.92B | $44.65B | $44.29B | $41.09B | $31.84B | $29.71B | $30.04B | $31.56B | |
| Shares Outstanding | 49,792,919 | 50,833,749 | 51,955,994 | 52,830,381 | 55,754,113 | 57,967,808 | 59,945,893 | 61,908,979 | 52,417,812 | 55,941,480 | 65,850,386 | 69,299,559 |
Fluxo de Caixa
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $250M | $224M | $196M | $182M | $172M | $142M | $126M | $127M | $116M | $125M | $137M | $132M | |
| Stock-based Comp | $86M | $81M | $75M | $63M | $67M | $58M | $56M | $57M | $36M | $42M | $39M | $49M | |
| Deferred Tax | $101M | $245M | $-108M | $64M | $132M | $202M | $101M | $21M | $-4M | $25M | $-4M | $64M | |
| Amort. of Intangibles | $109M | $98M | $98M | $94M | $89M | $74M | $62M | $78M | $73M | $68M | $72M | $64M | |
| Restructuring | · | · | · | · | · | · | · | $2M | $3M | $31M | $86M | · | |
| Other Non-cash | $524M | $23M | $333M | $12M | $-961M | $506M | $760M | $200M | $-136M | $-623M | $-59M | $-323M | |
| Operating Cash Flow | $1.83B | $1.33B | $1.14B | $597M | $782M | $1.34B | $1.41B | $657M | $530M | $109M | $230M | $394M | |
| CapEx | $236M | $221M | $202M | $186M | $187M | $121M | $110M | $83M | $62M | $85M | $115M | $84M | |
| Investing Cash Flow | $-1.46B | $-658M | $-638M | $-262M | $158M | $-735M | $-620M | $-2.20B | $-541M | $726M | $264M | · | |
| Debt Issued | · | · | · | $0 | $347M | $244M | $347M | $1.29B | $0 | $250M | $0 | $0 | |
| Net Debt Issued | · | · | $-225M | $-76M | $-73M | $244M | $-33M | $1.29B | $0 | $250M | $0 | $0 | |
| Stock Repurchased | $304M | $307M | $193M | $573M | $839M | $297M | $272M | $139M | $389M | $863M | $293M | $215M | |
| Net Stock Activity | $-304M | $-307M | $-193M | $-573M | $-839M | $-297M | $-272M | $-139M | $-389M | $-863M | $-293M | $-215M | |
| Dividends Paid | $168M | $156M | $152M | $150M | $158M | $155M | $151M | $134M | $119M | $125M | $94M | $77M | |
| Financing Cash Flow | $-364M | $-478M | $-404M | $-818M | $-1.09B | $-265M | $-179M | $1.84B | $-27M | $-1.08B | $-462M | · | |
| Net Change in Cash | $26M | $180M | $91M | $-518M | $-174M | $362M | $613M | $257M | $-35M | $-256M | $-30M | $-399M | |
| Taxes Paid | $272M | $127M | $233M | $128M | · | · | · | · | · | · | · | · | |
| Free Cash Flow | $1.60B | $1.11B | $936M | $411M | $594M | $1.22B | $1.30B | $574M | $468M | $49M | $140M | $310M | |
| Levered FCF | · | · | $850M | $325M | $507M | $1.13B | $1.23B | $498M | $410M | $11M | $101M | $273M |
Lucratividade
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 6.8% | 6.4% | 5.8% | 2.7% | 13.5% | 4.4% | 3.8% | 3.1% | 8.1% | 7.5% | 1.4% | 4.5% | |
| Pretax Margin | 8.5% | 7.8% | 7.2% | 3.4% | 7.7% | 5.1% | 5.5% | 4.1% | 6.9% | 11.3% | 1.9% | 7.2% | |
| EBITDA Margin | 1.9% | 1.9% | 1.8% | 1.8% | 1.7% | 1.4% | 1.2% | 1.6% | 1.8% | 1.7% | 1.3% | 1.3% | |
| ROA | 2.5% | 2.2% | 1.9% | 0.83% | 3.5% | 0.99% | 0.90% | 0.69% | 1.7% | 1.9% | 0.46% | 1.5% | |
| ROE | 15.3% | 14.7% | 13.8% | 6.6% | 24.0% | 7.6% | 7.1% | 5.3% | 12.4% | 13.1% | 2.9% | 9.4% |
Eficiência
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.4 | 0.3 | 0.3 | 0.3 | 0.3 | 0.2 | 0.2 | 0.2 | 0.2 | 0.3 | 0.3 | 0.3 |
Por Ação
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $117.92 | $100.46 | $92.57 | $80.04 | $98.46 | $102.67 | $94.30 | $82.57 | $81.47 | $73.26 | $68.70 | $74.77 | |
| Revenue / Share | $250.83 | $225.89 | $206.97 | $186.06 | $169.44 | $159.78 | $161.87 | $135.32 | $115.98 | $121.61 | $149.61 | $141.92 | |
| Cash Flow / Share | $35.90 | $25.35 | $21.16 | $10.90 | $13.00 | $21.24 | $22.68 | $11.03 | $9.59 | $2.17 | $3.69 | $5.38 | |
| Cash / Share | $36.83 | $35.56 | $31.32 | $29.09 | $36.60 | $38.45 | $31.15 | $20.26 | $19.02 | $18.45 | $19.56 | $19.03 | |
| Dividend / Share | $3.28 | $2.96 | $2.82 | $2.74 | $2.66 | $2.55 | $2.43 | $2.28 | $2.15 | $2.03 | · | · | |
| Dividend Paid / Share | · | · | · | · | · | · | · | · | $2.15 | $2.03 | $1.37 | $1.06 | |
| EPS (TTM) | $16.93 | $14.46 | $11.95 | $5.05 | $22.66 | $6.98 | $5.84 | $3.98 | $9.39 | $9.13 | $2.05 | $6.44 |
Taxas de Crescimento
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 7.9% | 6.7% | 9.2% | 0.05% | 6.2% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 7.9% | 5.2% | 5.1% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 5.9% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 17.1% | 21.0% | 136.6% | -77.7% | 224.6% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | 49.7% | -13.9% | 19.6% | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 19.4% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 14.8% | 18.3% | 132.3% | -79.7% | 208.9% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | 46.7% | -17.7% | 13.4% | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 14.6% | · | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid CAGR 5Y | 1.7% | · | · | · | · | · | · | · | · | · | · | · |
Avaliação (TTM)
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $12.81B | $11.88B | $11.13B | $10.19B | $10.19B | $9.60B | $9.57B | $8.06B | $6.42B | $7.53B | $10.33B | $10.38B | |
| Net Income TTM | $873M | $760M | $642M | $277M | $1.36B | $441M | $383M | $251M | $520M | $565M | $142M | $471M | |
| Market Cap | $968M | $1.02B | $1.04B | $1.07B | $1.50B | $1.59B | · | · | · | · | · | · | |
| P/E | 1.1 | 1.4 | 1.7 | 4.0 | 1.2 | 3.9 | · | · | · | · | · | · | |
| P/S | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | · | · | · | · | · | · | |
| P/B | 0.2 | 0.2 | 0.2 | 0.3 | 0.3 | 0.3 | · | · | · | · | · | · | |
| P / Tangible Book | 0.4 | 0.5 | 0.6 | 1.1 | 0.7 | 0.6 | · | · | · | · | · | · | |
| P / Cash Flow | 0.5 | 0.8 | 0.9 | 1.8 | 1.9 | 1.2 | · | · | · | · | · | · | |
| P / FCF | 0.6 | 0.9 | 1.1 | 2.6 | 2.5 | 1.3 | · | · | · | · | · | · | |
| Dividend Yield | 17.4% | 15.3% | 14.7% | 14.1% | 10.5% | 9.8% | · | · | · | · | · | · | |
| Earnings Yield | 87.0% | 72.0% | 59.9% | 25.0% | 84.0% | 25.5% | · | · | · | · | · | · | |
| Payout Ratio | 19.3% | 20.5% | 23.7% | 54.3% | 11.5% | 35.0% | 39.6% | 53.3% | 22.9% | 22.2% | 66.5% | 16.5% | |
| Annual Payout | $168M | $156M | $152M | $150M | $158M | $155M | $151M | $134M | $119M | $125M | $94M | $77M |
Demonstração de Resultados
| Métrica | Tendência | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.45B | $3.42B | $3.35B | $3.23B | $3.16B | $3.07B | $3.10B | $2.97B | $2.92B | $2.88B | $2.77B | $2.73B | $2.64B | $2.65B | $2.55B | $2.51B | |
| Interest Expense | · | · | · | · | · | · | · | · | · | $27M | $27M | $27M | $27M | · | $26M | $27M | |
| Pretax Income | $377M | $336M | $284M | $331M | $289M | $184M | $250M | $152M | $233M | $293M | $229M | $204M | $147M | $96M | $8M | $70M | |
| Income Tax | $78M | $62M | $58M | $66M | $54M | $37M | $49M | $18M | $44M | $56M | $39M | $48M | $34M | $28M | $1M | $18M | |
| Net Income | $299M | $274M | $225M | $266M | $235M | $147M | $201M | $134M | $189M | $236M | $190M | $156M | $114M | $68M | $7M | $52M | |
| EPS (Basic) | $5.98 | $5.47 | $4.46 | $5.22 | $4.60 | $2.86 | $3.90 | $2.56 | $3.59 | $4.50 | $3.55 | $2.91 | $2.12 | $1.32 | $0.14 | $0.96 | |
| EPS (Diluted) | $5.95 | $5.41 | $4.37 | $5.17 | $4.56 | $2.83 | $3.86 | $2.55 | $3.58 | $4.47 | $3.54 | $2.90 | $2.12 | $1.31 | $0.14 | $0.95 | |
| Shares (Basic) | 49,520,710 | 49,702,511 | · | 50,831,664 | 50,675,804 | 50,799,019 | · | 52,204,057 | 52,500,727 | 52,531,865 | 53,535,982 | 53,745,611 | 53,492,413 | · | 53,717,373 | 54,607,321 | |
| Shares (Diluted) | 49,831,416 | 50,197,547 | · | 51,320,491 | 51,112,351 | 51,248,716 | · | 52,464,522 | 52,717,736 | 52,872,254 | 53,745,173 | 53,889,682 | 53,698,162 | · | 54,066,605 | 55,014,947 | |
| EBITDA | · | $66M | · | · | · | $57M | · | · | · | $51M | · | · | $48M | · | · | · |
Balanço Patrimonial
| Métrica | Tendência | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $1.70B | $1.59B | $1.83B | $1.71B | $1.49B | $1.67B | $1.81B | $1.81B | $1.71B | $1.28B | $1.43B | $1.40B | $1.53B | · | $1.43B | $1.18B | |
| PP&E (Net) | $850M | $849M | $842M | $831M | $812M | $786M | $768M | $742M | $733M | $706M | $664M | $643M | $671M | · | $618M | $609M | |
| PP&E (Gross) | · | · | $1.49B | · | · | · | $1.27B | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $649M | · | · | · | $501M | · | · | · | · | · | · | · | · | · | |
| Goodwill | $2.66B | $2.65B | $2.65B | $2.65B | $2.63B | $2.62B | $2.62B | $2.63B | $2.62B | $2.61B | $2.61B | $2.61B | $2.60B | $2.60B | $2.55B | $2.56B | |
| Intangibles | $488M | $511M | $522M | $528M | $530M | $552M | $536M | $546M | $555M | $563M | $590M | $608M | $616M | · | $631M | $676M | |
| Total Assets | $36.08B | $35.77B | $36.29B | $35.78B | $35.53B | $34.99B | $35.02B | $35.33B | $33.77B | $33.23B | $33.21B | $33.10B | $32.92B | · | $33.25B | $31.73B | |
| Total Liabilities | $29.98B | $29.90B | $30.42B | $30.02B | $30.03B | $29.75B | $29.91B | $30.08B | $28.77B | $28.31B | $28.72B | $28.62B | $28.52B | · | $29.15B | $27.27B | |
| Common Stock | $500.0K | $500.0K | $500.0K | $500.0K | $500.0K | $500.0K | $500.0K | $500.0K | $500.0K | $600.0K | $600.0K | $600.0K | $600.0K | · | $600.0K | $600.0K | |
| Retained Earnings | $5.13B | $4.95B | $4.83B | $4.73B | $4.57B | $4.43B | $4.38B | $4.32B | $4.31B | $4.19B | $3.99B | $3.88B | $3.78B | · | $3.68B | $3.77B | |
| Treasury Stock | $123M | $123M | $123M | $123M | $123M | $123M | $123M | $123M | $123M | $123M | $123M | $123M | $123M | · | $123M | $123M | |
| AOCI | $-600M | $-629M | $-544M | $-547M | $-635M | $-748M | $-836M | $-627M | $-853M | $-811M | $-1.05B | $-923M | $-900M | · | $-1.08B | $-822M | |
| Stockholders' Equity | $6.10B | $5.87B | $5.87B | $5.76B | $5.50B | $5.23B | $5.11B | $5.26B | $5.00B | $4.92B | $4.49B | $4.49B | $4.40B | $4.23B | $4.10B | $4.46B | |
| Liabilities + Equity | $36.08B | $35.77B | $36.29B | $35.78B | $35.53B | $34.99B | $35.02B | $35.33B | $33.77B | $33.23B | $33.21B | $33.10B | $32.92B | · | $33.25B | $31.73B | |
| Shares Outstanding | 49,382,180 | 49,671,167 | 49,792,919 | 50,197,571 | 50,531,216 | 50,818,556 | 50,833,749 | 51,376,203 | 51,843,450 | 52,023,052 | 52,737,924 | 53,008,641 | 53,133,956 | 52,830,381 | 52,891,708 | 53,261,408 |
Fluxo de Caixa
| Métrica | Tendência | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $68M | $66M | $72M | $62M | $59M | $57M | $64M | $58M | $50M | $51M | $46M | $47M | $48M | $42M | $45M | $48M | |
| Stock-based Comp | $26M | $18M | $25M | $23M | $22M | $15M | $23M | $24M | $20M | $14M | $24M | $17M | $12M | $15M | $18M | $17M | |
| Other Non-cash | · | $-118M | · | · | · | $174M | · | · | · | $-219M | · | · | $85M | · | · | · | |
| Operating Cash Flow | $454M | $240M | $671M | $505M | $266M | $392M | $103M | $436M | $711M | $82M | $330M | $185M | $260M | $277M | $648M | $173M | |
| CapEx | $45M | $48M | $59M | $63M | $60M | $53M | $68M | $47M | $55M | $51M | $50M | $49M | $48M | $52M | $47M | $46M | |
| Investing Cash Flow | $-224M | $-282M | $-404M | $-270M | $-363M | $-422M | $71M | $-207M | $-193M | $-328M | $-157M | $-254M | $-229M | $-127M | $-242M | $120M | |
| Debt Issued | · | · | · | · | · | · | · | · | · | · | · | $0 | $173M | · | $0 | $0 | |
| Net Debt Issued | · | · | · | · | · | · | · | · | · | · | · | · | $173M | · | · | · | |
| Stock Repurchased | $78M | $124M | $94M | $82M | $63M | $64M | $120M | $99M | $42M | $46M | $49M | $18M | $0 | $15M | $91M | $237M | |
| Net Stock Activity | · | $-124M | · | · | · | $-64M | · | · | · | $-46M | · | · | $0 | · | · | · | |
| Dividends Paid | $48M | $44M | $44M | $41M | $43M | $41M | $41M | $38M | $40M | $37M | $37M | $40M | $37M | $38M | $37M | $39M | |
| Financing Cash Flow | $-123M | $-203M | $-136M | $-5M | $-104M | $-119M | $-160M | $-141M | $-81M | $-96M | $-142M | $-57M | $-43M | $-51M | $-142M | $-347M | |
| Net Change in Cash | $107M | $-242M | $122M | $226M | $-183M | $-138M | $-6M | $100M | $431M | $-346M | $24M | $-124M | $-11M | $107M | $248M | $-77M | |
| Free Cash Flow | · | $193M | · | · | · | $339M | · | · | · | $32M | · | · | $211M | · | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $10M | · | · | $190M | · | · | · |
Lucratividade
| Métrica | Tendência | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 8.6% | 8.0% | · | 8.2% | 7.4% | 4.8% | · | 4.5% | 6.5% | 8.2% | 6.9% | 5.7% | 4.3% | · | 0.29% | 2.1% | |
| Pretax Margin | 10.9% | 9.8% | · | 10.2% | 9.2% | 6.0% | · | 5.1% | 8.0% | 10.2% | 8.2% | 7.5% | 5.6% | · | 0.33% | 2.8% | |
| EBITDA Margin | · | 1.9% | · | · | · | 1.8% | · | · | · | 1.8% | · | · | 1.8% | · | · | · | |
| ROA | 0.83% | 0.77% | · | 0.75% | 0.68% | 0.43% | · | 0.39% | 0.56% | 0.71% | 0.57% | 0.48% | 0.34% | · | 0.02% | 0.13% | |
| ROE | 5.1% | 4.9% | · | 4.8% | 4.5% | 2.9% | · | 2.8% | 4.0% | 5.1% | 4.4% | 3.5% | 2.4% | · | 0.15% | 1.0% |
Eficiência
| Métrica | Tendência | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 |
Por Ação
| Métrica | Tendência | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $123.48 | $118.17 | · | $114.72 | $108.81 | $103.00 | · | $102.29 | $96.53 | $94.57 | $85.15 | $84.63 | $82.74 | · | $77.50 | $83.73 | |
| Revenue / Share | $69.32 | $68.13 | · | $62.97 | $61.24 | $59.42 | · | $56.57 | $55.48 | $54.47 | $51.62 | $50.69 | $49.22 | · | $47.12 | $45.62 | |
| Cash Flow / Share | · | $4.79 | · | · | · | $7.59 | · | · | · | $1.56 | · | · | $4.83 | · | · | · | |
| Cash / Share | $34.40 | $32.04 | · | $34.12 | $29.42 | $32.85 | · | $35.30 | $33.04 | $24.64 | $27.03 | $26.44 | $28.71 | · | $27.03 | $22.19 | |
| Dividend / Share | $0.88 | $0.88 | $0.88 | $0.80 | $0.80 | $0.80 | $0.80 | $0.72 | $0.72 | $0.72 | $0.70 | $0.70 | $0.70 | $0.70 | $0.68 | $0.68 | |
| EPS (TTM) | $20.90 | $19.51 | · | $16.42 | $13.80 | $12.82 | · | $13.99 | $14.98 | $14.30 | $9.87 | $6.47 | $4.52 | · | $5.61 | $20.26 |
Avaliação (TTM)
| Métrica | Tendência | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $13.46B | $13.16B | · | $12.57B | $12.30B | $12.07B | · | $11.76B | $11.56B | $11.37B | $10.80B | $10.57B | $10.35B | · | $10.12B | $10.21B | |
| Net Income TTM | $1.06B | $1.00B | · | $849M | $717M | $670M | · | $741M | $798M | $765M | $528M | $345M | $241M | · | $322M | $1.19B | |
| Market Cap | $938M | $988M | · | $1.01B | $1.08B | $976M | · | $1.15B | $1.08B | $1.19B | $1.03B | $1000M | $1.04B | · | $1.13B | $1.19B | |
| P/E | 0.9 | 1.0 | · | 1.2 | 1.6 | 1.5 | · | 1.6 | 1.4 | 1.6 | 2.0 | 2.9 | 4.3 | · | 3.8 | 1.1 | |
| P/S | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 | |
| P/B | 0.2 | 0.2 | · | 0.2 | 0.2 | 0.2 | · | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | · | 0.3 | 0.3 | |
| P / Tangible Book | 0.3 | 0.4 | · | 0.4 | 0.5 | 0.5 | · | 0.6 | 0.6 | 0.7 | 0.8 | 0.8 | 0.9 | · | 1.2 | 1.0 | |
| P / Cash Flow | · | 4.1 | · | · | · | 2.5 | · | · | · | 14.4 | · | · | 4.0 | · | · | · | |
| Dividend Yield | 18.8% | 17.3% | · | 16.4% | 15.0% | 16.3% | · | 13.3% | 14.1% | 12.9% | 14.7% | 15.1% | 14.4% | · | 13.5% | 13.0% | |
| Earnings Yield | 110.0% | 98.0% | · | 81.8% | 64.3% | 66.7% | · | 62.3% | 71.6% | 62.7% | 50.6% | 34.3% | 23.2% | · | 26.4% | 91.1% | |
| Payout Ratio | · | 16.1% | · | · | · | 27.9% | · | · | · | 15.8% | · | · | 32.6% | · | · | · | |
| Annual Payout | $177M | $172M | · | $165M | $162M | $159M | · | $153M | $153M | $153M | $151M | $151M | $150M | · | $152M | $154M |
Período mais recente à esquerda · valores nulos mostrados como ·
Demonstrações Financeiras Demonstração de resultados, balanço patrimonial, fluxo de caixa — anual, últimos 5 anos
| Métrica | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Receita | $12.81B | $11.88B | $11.13B | $10.19B | $10.19B |
| Lucro líquido | $873M | $760M | $642M | $277M | $1.36B |
| EPS Diluído | $16.93 | $14.46 | $11.95 | $5.05 | $22.66 |
Ainda não há dados fundamentais suficientes para construir esta demonstração.
| Métrica | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Fluxo de caixa livre | $1.60B | $1.11B | $936M | $411M | $594M |
Ativistas e proprietários de 5%+ 1 participação
Investidores que apresentaram o Schedule 13D da SEC — propriedade benéfica acima de 5% com a intenção de influenciar o emissor (participações ativistas, campanhas no conselho, M&A). Cada linha mostra o estado mais recente conhecido da posição desse declarante.
| Declarante | Declarado | Participação | Status | Propósito | Declaração |
|---|---|---|---|---|---|
| TPG Advisors VI-AIV, Inc., David Bonderman, James G. Coulter | 25 de Março de 2019 | · | Declaração inicial | Estrutura de capital | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Executivos da empresa 19 insiders · 9 diretores · 10 conselheiros
| Investidor com informação privilegiada | Função | Última atividade | Ações detidas | Compras 12m | Vendas 12m | Líquido 12m |
|---|---|---|---|---|---|---|
| Keith Demmings | President and CEO | 16 de Março de 2026 A | 136.635 | 0 | 2 | $-3.026.658 |
| Keith Meier | EVP, Chief Financial Officer | 15 de Maio de 2026 S | 18.552 | 0 | 1 | $-6.357.750 |
| Campbell Michael P. | EVP, COO | 16 de Março de 2026 A | 27.443 | 0 | 0 | $0 |
| Robert Lonergan | EVP, CSTO | 22 de Junho de 2026 S | 27.374 | 0 | 1 | $-1.838.970 |
| Dimitry Dirienzo | SVP, CAO, Controller | 26 de Maio de 2026 S | 2.741 | 0 | 2 | $-669.595 |
| Jay Rosenblum | EVP, Chief Legal Officer | 14 de Maio de 2026 S | 12.764 | 0 | 1 | $-503.540 |
| Subhashish Sengupta | EVP, Chief People Officer | 1 de Abril de 2026 F | 2.746 | 0 | 2 | $-400.096 |
| Ryan Lumsden | EVP, Pres, Global Housing | 1 de Abril de 2026 F | 17.298 | 0 | 0 | $0 |
| Jeffrey A. Strickland | EVP, Pres. Global Automotive | 16 de Março de 2026 A | 5.996 | 0 | 0 | $0 |
| Rajiv Basu | Conselheiro | 22 de Maio de 2026 A | 3.731 | 0 | 0 | $0 |
| Lynn S. Blake | Conselheiro | 22 de Maio de 2026 A | 668 | 0 | 0 | $0 |
| Ognjen Redzic | Conselheiro | 22 de Maio de 2026 A | 8.136 | 0 | 0 | $0 |
| Sari Beth Granat | Conselheiro | 22 de Maio de 2026 A | 4.624 | 0 | 0 | $0 |
| Kevin M Warren | Conselheiro | 22 de Maio de 2026 A | 2.315 | 0 | 0 | $0 |
| Braxton J Carter II | Conselheiro | 22 de Maio de 2026 A | 8.961 | 0 | 0 | $0 |
| Elaine Rosen | Conselheiro | 22 de Maio de 2026 A | 27.686 | 0 | 0 | $0 |
| Harriet Edelman | Conselheiro | 22 de Maio de 2026 A | 11.114 | 0 | 0 | $0 |
| Paul J Reilly | Conselheiro | 22 de Maio de 2026 A | 22.155 | 0 | 0 | $0 |
| Biju Nair | · | 6 de Agosto de 2026 S | 24.247 | 0 | 1 | $-1.188.970 |
Executivos de declarações SEC Formulário 3/4/5; líquido = apenas P/V de mercado aberto
Participação em ETFs Detido por 1 ETF
O peso reflete apenas participações diretas em ações (N-PORT); fundos alavancados ou baseados em derivativos podem deter exposição adicional a swaps não mostrada.
| Fundo | Peso | Unidades | Em | Fonte |
|---|---|---|---|---|
| FPE · First Trust Exchange-Traded Fund III | 0,24% | 781.216 NS | 31 de Julho de 2026 | N-PORT |
AIZN Consenso dos analistas Opiniões de analistas otimistas e pessimistas, preço-alvo de 12 meses, potencial de alta
Comparação de pares (subindústria GICS) Métricas chave vs pares do setor
Base do ano fiscal, preços no fechamento do último ano fiscal de cada empresa.
| Ticker | Capitalização de Mercado | P/E | Receita YoY | Margem Líquida | ROE | Margem Bruta |
|---|---|---|---|---|---|---|
| AIZN | $968M | 1.1 | 7.9% | 6.8% | 15.3% | · |
| HIG | $38.16B | 10.3 | 6.9% | 13.5% | 21.4% | · |
| WRB | $26.45B | 15.8 | 7.8% | 12.1% | 19.7% | · |
| CINF | $25.38B | 10.8 | 11.4% | 18.9% | 16.0% | · |
| L | · | 13.2 | 5.4% | 9.0% | 9.3% | · |
| MKL | $27.06B | 12.7 | 4.7% | 13.6% | 11.9% | · |
| AIZ | · | · | · | · | · | · |
| CNA | $12.92B | 10.2 | 5.0% | 8.5% | 11.6% | · |
| AFG | $11.40B | 13.6 | -1.8% | 10.3% | 18.1% | · |
| FNF | $14.79B | 24.7 | 5.6% | 4.2% | 7.9% | · |
| ERIE | · | · | 7.2% | 13.8% | 25.0% | · |
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