BFH Bread Financial Holdings, Inc. Common Stock
Sobre Bread Financial Holdings, Inc. Common Stock Visão geral da empresa da Wikipedia
Bread Financial Holdings, Inc. is an American publicly traded provider of private label credit cards, coalition loyalty programs, and direct marketing, derived from the capture and analysis of transaction-rich data.
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Bread Financial Holdings, Inc. is an American publicly traded provider of private label credit cards, coalition loyalty programs, and direct marketing, derived from the capture and analysis of transaction-rich data.
A significant portion of Bread Financial's revenue is generated through late fees charged to the subprime consumers it primarily serves. In October 2024 the Wall Street Journal reported that Bread Financial would raise its soft interest rate of 29.99% and add additional fees to customer accounts in anticipation of a Consumer Financial Protection Bureau ruling that would reduce its $41.00 late payment fee to $8.00.
History
Alliance Data was formed from the December 1996 merger of two entities: J.C. Penney's credit card processing unit and The Limited's credit card bank operation, named World Financial Network National Bank.
In August 1998, Alliance Data acquired LoyaltyOne, then-branded The Loyalty Group Canada, for $250 million. The deal gave Alliance Data two business enhancements, Canada's Air Miles Rewards Program and the company behind the Air Miles program, LoyaltyOne.
In 2001, Alliance Data went public.
In May 2007, The Blackstone Group, a private equity firm, announced plans to acquire Alliance Data. In April 2008, Alliance Data terminated the merger agreement with Blackstone Affiliates.
Ed Heffernan was promoted to president and CEO of Alliance Data in February 2009, after being with the company since 1998. In 2019 he resigned as CEO of Alliance Data and was replaced by Melisa Miller, who previously ran Alliance Data's Card Services division. This change in leadership effectively moved Alliance Data's Headquarters from Plano, Texas, to Columbus, Ohio. Melisa Miller held the role for about 6 months before being replaced by former CITI executive Ralph Andretta.
In 2019, Alliance Data opened its first international office in Bangalore, India.
In November 2021, Alliance Data completed the separation of its LoyaltyOne segment, consisting of the Canadian AIR MILES Reward Program and Netherlands-based BrandLoyalty businesses, into an independent, publicly traded company, Loyalty Ventures Inc. In March 2022, Alliance Data rebranded as Bread Financial.
Former businesses
Alliance Data Card Services
Card Services is a provider of integrated credit and marketing services including private label, co-branded and commercial credit card programs. Alliance Data Card Services manages over 135 card programs for retail brands such as Victoria's Secret, J.Crew, Eddie Bauer, Buckle, HSN, Pottery Barn, Pier 1 Imports, Lexus, Toyota, Williams Sonoma and Wayfair among many others.
Alliance Data Card Services maintains two banks to manage the funding and receivables for its clients' credit programs. In September 2012, the banks rebranded their names from WFNNB (World Financial Network [National] Bank) and WFCB (World Financial Capital Bank) to both operate under the Comenity name, as Comenity Bank and Comenity Capital Bank, respectively.
LoyaltyOne
LoyaltyOne, located in Canada, provides loyalty marketing programs for North American brands in the retail, financial services, grocery, petroleum, travel, and hospitality industries.
Five businesses make up the LoyaltyOne: Air Miles national reward program, in which approximately two-thirds of Canadian households participate; Colloquy; LoyaltyOne Consulting; Precima; and Squareknot.
Epsilon (aka Epsilon Data Management)
Epsilon provides a broad range of loyalty marketing services spanning database marketing, direct mail, email marketing, web development, loyalty programs, analytics, data services, strategic consulting, and creative services, among others. It sends billions of permission-based emails every year. Acquired by Epsilon in 2011, Aspen Marketing Services is a marketing services agency headquartered in Chicago, Illinois. In 2012, Epsilon reached an agreement to acquire the Hyper Marketing ("HMI") group of companies, the largest privately held digital marketing services agencies in the United States, for about $460 million.
In late February 2013, Facebook announced partnerships with four companies, including Epsilon, to help reshape its targeted advertising strategy.
The company relocated its headquarters to the former Nokia regional headquarters space in Las Colinas, Texas, near Dallas.
In April 2019, Publicis Groupe announced it would be acquiring Epsilon for $4.4 billion. This was the second biggest deal in the history of advertising, behind only Dentsu's $5 billion acquisition of Aegis Group in 2012.
On January 27, 2021, the U.S. Department of Justice entered a Deferred Prosecution Agreement with Epsilon Data Management, which set up a $127.5 million fund to compensate victims.
Controversy
In 2010, Epsilon failed to heed warnings to secure data. In March 2011 it was discovered that email addresses from customers of at least 50 client companies were stolen. A phishing tactic that uses personalized emails to trick people into disclosing personal information, including passwords and financial details, it was reported that the breach was related to Epsilon itself being phished. The company quickly notified the public about the breach. In June 2011, company executives were called before Congress to answer questions about the security breach. Interviewed for a 60 Minutes segment titled "The Data Brokers: Selling your personal information", then-CEO and chairman Bryan Kennedy called the hearings "political theater" and stated that "consumers ought to understand that the Internet is an advertising medium."
Products and Technology
In October 2020, Alliance Data launched Enhanced Digital Suite.
In October 2020, Alliance Data selected Fiserv for Credit Processing Services.
In 2021, Alliance Data invested $100M in digital technologies.
In April 2022, Bread Financial partnered with American Express and launched the Bread Cashback American Express Credit Card.
Company acquisitions and divestitures
1998: LoyaltyOne was acquired by Alliance Data.
2002: Colloquy/Frequency Marketing was acquired by Alliance Data.
2004: Epsilon was acquired by Alliance Data.
2005: Bigfoot Interactive was acquired by Alliance Data.
2006: Abacus was acquired by Alliance Data's Epsilon from DoubleClick.
2008: Heartland Payment Systems acquired Alliance Data's Network Services business.
2008: Vertex acquired Alliance Data’s Utility Services business.
2011: Aspen Marketing Services was acquired by Alliance Data (to be a part of Epsilon).
2012: Alliance Data acquired the $475 million private label credit card portfolio of The Bon-Ton Stores, Inc.
2012: Epsilon acquires Hyper Marketing and agencies Ryan Partnership & Catapult.
2014: AD acquired Conversant Formerly known as ValueClick; Conversant specialized in the affiliate marketing business, which revolved around video and mobile channels.
2014: Alliance Data acquires BrandLoyalty.
2014: Epsilon acquires Conversant, formerly ValueClick.
2019: Alliance Data sells off Epsilon to Publicis for $4.4B.
2019: Alliance Data acquired Lon Operations Inc., a digital payments company operating under the trademark Bread.
2020: Alliance Data closes Bread deal in December.
Fonte: Wikipedia (Inglês), CC BY-SA 4.0 · Ver na Wikipedia ↗
BFH Instantâneo da Ação Preço, capitalização de mercado, P/E, EPS, ROE, dívida/patrimônio, intervalo de 52 semanas
BFH Gráfico de Preço da Ação OHLCV diário com indicadores técnicos — panorâmica, zoom e personalize sua visualização
Desempenho de 10 Anos Tendências de receita, lucro líquido, margens e EPS
Avaliação Rácios P/E, P/S, P/B, EV/EBITDA — a ação está cara ou barata?
Lucratividade Margens bruta, operacional e líquida; ROE, ROA, ROIC
Saúde financeira Dívida, liquidez, solvência — força do balanço patrimonial
Crescimento Crescimento da receita, EPS e lucro líquido: YoY, CAGR 3 anos, CAGR 5 anos
Eficiência de Capital Giro de ativos, giro de estoques, giro de contas a receber
Dividendos Rendimento, índice de pagamento, histórico de dividendos, CAGR de 5 anos
| Data ex | Valor |
|---|---|
| 29 de Maio de 2026 | $0,2300 |
| 27 de Fevereiro de 2026 | $0,2300 |
| 7 de Novembro de 2025 | $0,2300 |
| 8 de Agosto de 2025 | $0,2100 |
| 9 de Maio de 2025 | $0,2100 |
| 14 de Fevereiro de 2025 | $0,2100 |
| 8 de Novembro de 2024 | $0,2100 |
| 9 de Agosto de 2024 | $0,2100 |
| 9 de Maio de 2024 | $0,2100 |
| 8 de Fevereiro de 2024 | $0,2100 |
| 10 de Novembro de 2023 | $0,2100 |
| 10 de Agosto de 2023 | $0,2100 |
| 11 de Maio de 2023 | $0,2100 |
| 9 de Fevereiro de 2023 | $0,2100 |
| 10 de Novembro de 2022 | $0,2100 |
| 11 de Agosto de 2022 | $0,2100 |
| 12 de Maio de 2022 | $0,2100 |
| 10 de Fevereiro de 2022 | $0,2100 |
| 10 de Novembro de 2021 | $0,2100 |
| 12 de Agosto de 2021 | $0,1676 |
BFH Consenso dos analistas Opiniões de analistas otimistas e pessimistas, preço-alvo de 12 meses, potencial de alta
- Compra forte 4 18,2%
- Compra 7 31,8%
- Manter 11 50,0%
- Venda 0 0,0%
- Venda forte 0 0,0%
Preço-alvo de 12 meses
15 analistas · 2026-08-19Histórico de Lucros EPS real vs. estimativa, surpresa %, taxa de acerto, próxima data de resultados
| Período | EPS Actual | EPS est. | Surpresa |
|---|---|---|---|
| 30 de Junho de 2026 | $3.55 | $2.74 | 0.81% |
| 31 de Março de 2026 | $4.17 | $3.12 | 1.0% |
| 31 de Dezembro de 2025 | $1.16 | $0.36 | 0.80% |
| 30 de Setembro de 2025 | $3.96 | $2.10 | 1.9% |
| 30 de Junho de 2025 | $2.93 | $1.89 | 1.0% |
| 31 de Março de 2025 | $2.78 | $2.27 | 0.51% |
Comparação de pares (subindústria GICS) Métricas chave vs pares do setor
| Ticker | Capitalização de Mercado | P/E | Receita YoY | Margem Líquida | ROE | Margem Bruta |
|---|---|---|---|---|---|---|
| BFH | $3.26B | 6.8 | — | 12.8% | 16.0% | — |
| FIGR | $0 | 92.8 | 48.7% | 26.4% | 16.9% | — |
| ENVA | $3.89B | 13.6 | 18.6% | 9.8% | 24.3% | 58.1% |
| CACC | $4.74B | 12.2 | 7.2% | 18.3% | 27.5% | — |
| SLM | $5.39B | 7.8 | 7.3% | 37.5% | 30.9% | — |
| NNI | — | 11.3 | 21.1% | 120.9% | 12.2% | — |
| DAVE | — | — | — | — | — | — |
| UPST | $4.29B | 97.2 | 64.0% | 5.1% | 7.0% | — |
| HAPN | — | — | — | — | — | — |
| ECPG | $1.18B | 5.0 | 34.4% | 14.5% | 27.4% | — |
| EZPW | $1.16B | 13.4 | 9.7% | 8.6% | 11.7% | 58.6% |
Fundamentos Completos Todas as métricas por ano — demonstração de resultados, balanço patrimonial, fluxo de caixa
Demonstração de Resultados 15
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | · | · | · | · | · | $4.52B | $5.58B | $5.67B | $5.47B | $7.14B | $6.44B | $5.30B | |
| Cost of Revenue | · | · | · | · | · | $2.08B | $2.69B | $2.54B | $2.47B | $4.28B | $3.81B | $3.22B | |
| SG&A Expense | · | · | · | · | · | $106M | $151M | $162M | $159M | $143M | $138M | $142M | |
| Operating Expenses | · | · | · | · | · | $3.63B | $4.27B | $3.91B | $3.96B | $5.87B | $5.18B | $4.20B | |
| Operating Income | · | · | · | · | · | $301M | $662M | $1.76B | $1.52B | $1.27B | $1.26B | $1.10B | |
| Interest Expense | · | · | $879M | $503M | $383M | $499M | $638M | $542M | $455M | $428M | $330M | $260M | |
| Interest Income | $4.91B | $5.02B | $5.14B | $4.68B | $3.87B | $3.95B | $4.83B | $12M | · | · | · | · | |
| Pretax Income | $615M | $381M | $968M | $300M | $1.04B | $301M | $662M | $1.22B | $1.06B | $837M | $932M | $838M | |
| Income Tax | $94M | $102M | $231M | $76M | $247M | $93M | $156M | $270M | $293M | $319M | $326M | $322M | |
| Net Income | $518M | $277M | $718M | $223M | $801M | $214M | $278M | $963M | $789M | $518M | $605M | $516M | |
| EPS (Basic) | $11.07 | $5.58 | $14.39 | $4.47 | $16.09 | $4.47 | $5.38 | $17.56 | $14.17 | $7.37 | $8.91 | $8.72 | |
| EPS (Diluted) | $10.89 | $5.49 | $14.34 | $4.46 | $16.02 | $4.46 | $5.46 | $17.49 | $14.10 | $7.34 | $8.85 | $7.87 | |
| Shares (Basic) | 46,800,000 | 49,600,000 | 49,800,000 | 49,900,000 | 49,700,000 | 47,800,000 | 50,000,000 | 54,900,000 | 55,700,000 | 58,600,000 | 61,900,000 | 56,400,000 | |
| Shares (Diluted) | 47,600,000 | 50,400,000 | 50,000,000 | 50,000,000 | 50,000,000 | 47,900,000 | 50,900,000 | 55,100,000 | 55,900,000 | 58,900,000 | 62,300,000 | 62,400,000 | |
| EBITDA | $80M | $90M | $116M | $113M | $123M | $1.07B | $1.56B | $2.38B | $2.14B | $1.78B | $1.75B | $1.41B |
Balanço Patrimonial 29
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $3.60B | $3.68B | $3.59B | $3.89B | $3.05B | $2.80B | $3.87B | $3.82B | $4.19B | $1.86B | $1.17B | $1.08B | |
| Short-term Investments | $26M | $272M | $250M | $130M | $80M | $29M | · | · | · | · | · | · | |
| Receivables | · | · | · | · | · | $384M | $451M | $404M | $822M | $797M | $706M | $743M | |
| Inventory | · | · | · | · | · | $164M | $218M | $248M | $234M | $271M | $228M | $220M | |
| Other Current Assets | · | · | · | · | · | $535M | $268M | $293M | $349M | $324M | $250M | $456M | |
| Current Assets | · | · | · | · | · | $19.63B | $24.11B | $24.71B | $24.71B | $19.59B | $16.25B | $13.81B | |
| PP&E (Net) | $117M | $142M | $167M | $195M | $215M | $213M | $282M | $288M | $614M | $586M | $577M | $560M | |
| PP&E (Gross) | · | · | · | $482M | $471M | $484M | $664M | $649M | $1.48B | $1.30B | $1.16B | $1.02B | |
| Accum. Depreciation | · | · | $343M | $287M | $256M | $271M | $381M | $361M | $864M | $718M | $582M | $457M | |
| Goodwill | $634M | $634M | $634M | $634M | $634M | $634M | $955M | $955M | $993M | $3.80B | $3.81B | $3.87B | |
| Intangibles | $82M | $112M | $128M | $165M | $53M | $77M | $153M | $217M | $801M | $1.00B | $1.20B | $1.52B | |
| Other Non-current Assets | · | · | · | · | · | $558M | $682M | $636M | $656M | $515M | $504M | $508M | |
| Total Assets | $22.66B | $22.89B | $23.14B | $25.41B | $21.75B | $22.55B | $26.49B | $30.39B | $30.68B | $25.51B | $22.35B | $20.19B | |
| Accounts Payable | · | · | · | · | · | $328M | $301M | $486M | $651M | $568M | $442M | $456M | |
| Accrued Liabilities | · | · | · | · | · | $445M | $328M | $322M | $443M | $347M | $566M | $457M | |
| Current Liabilities | · | · | · | · | · | $10.42B | $11.87B | $11.48B | $10.15B | $9.23B | $6.40B | $6.31B | |
| Capital Leases | · | · | · | · | · | $276M | $292M | · | · | · | · | · | |
| Deferred Tax | · | · | · | · | · | · | $80M | $256M | $211M | $335M | $632M | $690M | |
| Other Non-current Liabilities | · | · | · | · | · | $420M | $338M | $392M | $371M | $326M | $285M | $208M | |
| Total Liabilities | $19.34B | $19.84B | $20.22B | $23.14B | $19.66B | $21.02B | $24.91B | $28.06B | $28.83B | $23.86B | $20.17B | $17.63B | |
| Long-term Debt | $4.31B | $5.56B | $5.29B | $8.01B | $7.44B | $2.81B | $2.85B | $5.74B | $6.08B | $5.60B | $5.06B | $4.77B | |
| Common Stock | $0 | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | |
| Paid-in Capital | · | · | $2.17B | $2.19B | $2.17B | · | · | · | · | · | · | · | |
| Retained Earnings | $1.48B | $999M | $767M | $93M | $-87M | $4.83B | $5.16B | $5.01B | $4.17B | $3.49B | $3.09B | $2.54B | |
| Treasury Stock | · | · | · | · | · | $6.73B | $6.73B | $5.72B | $5.27B | $4.73B | $3.93B | $2.98B | |
| AOCI | $-16M | $-22M | $-19M | $-21M | $-2M | $-5M | $-100M | $-138M | $-140M | $-151M | $-137M | $-75M | |
| Stockholders' Equity | $3.33B | $3.05B | $2.92B | $2.27B | $2.09B | $1.52B | $1.59B | $2.33B | $1.86B | $1.66B | $2.01B | $2.40B | |
| Liabilities + Equity | $22.66B | $22.89B | $23.14B | $25.41B | $21.75B | $22.55B | $26.49B | $30.39B | $30.68B | $25.51B | $22.35B | $20.26B | |
| Shares Outstanding | 44,100,000 | 49,100,000 | 49,300,000 | 49,900,000 | 49,800,000 | 117,100,000 | 115,000,000 | · | · | · | · | · |
Fluxo de Caixa 20
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $80M | $90M | $116M | $113M | $123M | $184M | $249M | $487M | $498M | $512M | $492M | $313M | |
| Stock-based Comp | $56M | $54M | $44M | $33M | $29M | $21M | $55M | $81M | $75M | $76M | $91M | $72M | |
| Deferred Tax | $90M | $-85M | $-68M | $-245M | $-20M | $-171M | $-186M | $16M | $-114M | $-31M | $-121M | $-13M | |
| Amort. of Intangibles | $30M | $35M | $37M | $26M | $29M | $34M | $48M | $113M | $114M | $310M | $311M | $198M | |
| Restructuring | · | · | · | · | · | $-8M | $118M | · | · | · | · | · | |
| Other Non-cash | $1.35B | $1.52B | $1.18B | $1.72B | $605M | $1.69B | $822M | $1.21B | $1.36B | $1.01B | $638M | $456M | |
| Operating Cash Flow | $2.09B | $1.86B | $1.99B | $1.85B | $1.54B | $1.88B | $1.22B | $2.75B | $2.60B | $2.13B | $1.76B | $1.34B | |
| CapEx | · | · | · | $68M | $84M | $54M | $142M | $200M | $225M | $207M | $192M | $159M | |
| Investing Cash Flow | $-1.37B | $-1.17B | $788M | $-5.11B | $-1.69B | $1.77B | $2.86B | $-1.87B | $-4.27B | $-4.29B | $-3.36B | · | |
| Debt Issued | · | · | · | · | · | · | · | $4.58B | $7.70B | $3.82B | $3.09B | $3.43B | |
| Net Debt Issued | · | · | · | · | · | · | · | $-318M | $355M | $601M | $859M | $1.60B | |
| Stock Issued | · | · | · | · | $4M | $3M | $12M | $18M | $18M | $18M | $18M | $17M | |
| Stock Repurchased | $313M | $55M | $35M | $12M | $0 | · | $976M | $443M | $554M | $799M | $952M | $287M | |
| Net Stock Activity | $-313M | $-55M | $-35M | · | $4M | $3M | $-964M | $-426M | $-535M | $-780M | $-934M | $-270M | |
| Dividends Paid | $40M | $43M | $42M | $43M | $42M | $61M | $127M | $125M | $116M | $30M | · | · | |
| Financing Cash Flow | $-807M | $-592M | $-3.09B | $3.27B | $608M | $-4.17B | $-4.09B | $-1.22B | $4.00B | $2.64B | $1.72B | · | |
| Net Change in Cash | $-86M | $98M | $-311M | $4M | $460M | $-495M | $-10M | $-347M | $2.35B | $487M | $91M | $107M | |
| Taxes Paid | $53M | $227M | $292M | $338M | $325M | $268M | $1.07B | $234M | $344M | $467M | $304M | $256M | |
| Free Cash Flow | · | · | · | $1.78B | $1.46B | $1.83B | $1.08B | $2.56B | $2.38B | $1.88B | $1.51B | $1.19B | |
| Levered FCF | · | · | · | $1.40B | $1.17B | $1.46B | $634M | $2.03B | $1.97B | $1.62B | $1.30B | $1.02B |
Lucratividade 7
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Margin | · | · | · | · | · | 19.7% | 23.4% | 24.3% | 21.3% | 17.7% | 19.6% | 20.7% | |
| Net Margin | 12.8% | 6.8% | 16.8% | 5.8% | 24.5% | 4.7% | 5.0% | 12.4% | 10.2% | 7.2% | 9.4% | 9.7% | |
| Pretax Margin | 15.2% | 9.4% | 22.7% | 7.8% | 31.9% | 8.7% | 13.2% | 15.7% | 14.0% | 11.7% | 14.5% | 15.8% | |
| EBITDA Margin | 2.0% | 2.2% | 2.7% | 2.9% | 3.8% | 23.7% | 27.9% | 30.6% | 27.8% | 24.9% | 27.2% | 26.6% | |
| ROA | 2.3% | 1.2% | 3.0% | 0.95% | 3.6% | 0.87% | 0.98% | 6.0% | 2.8% | 2.2% | 2.8% | 3.1% | |
| ROE | 16.0% | 9.0% | 24.8% | 9.6% | 37.0% | 15.0% | 18.0% | 41.7% | 44.9% | 28.2% | 27.5% | 31.7% | |
| ROIC | · | · | · | · | · | 43.7% | 63.8% | 63.9% | 64.7% | 47.2% | 40.8% | 28.2% |
Liquidez e Solvência 3
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | · | · | · | · | · | 1.9 | 2.0 | 2.2 | 2.4 | 2.1 | 2.5 | 2.2 | |
| Quick Ratio | · | · | · | · | · | 0.3 | 0.4 | 0.4 | 0.5 | 0.3 | 0.3 | 0.3 | |
| Interest Coverage | · | · | · | · | · | 1.8 | 2.3 | 2.8 | 2.9 | 3.0 | 3.8 | 4.2 |
Eficiência 3
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 | 0.2 | 0.2 | 0.5 | 0.3 | 0.3 | 0.3 | 0.3 | |
| Inventory Turnover | · | · | · | · | · | 10.9 | 11.5 | 17.4 | 16.9 | 17.1 | 17.0 | 27.4 | |
| Receivables Turnover | · | · | · | · | · | 10.8 | 13.1 | 8.8 | 9.5 | 9.5 | 8.9 | 9.3 |
Taxas de Crescimento 7
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| EPS YoY | 98.4% | -61.7% | 221.5% | -72.2% | 259.2% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | 34.7% | -30.0% | 47.6% | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 19.6% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 87.0% | -61.4% | 222.0% | -72.2% | 274.3% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | 32.4% | -29.8% | 49.7% | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 19.3% | · | · | · | · | · | · | · | · | · | · | · | |
| Dividend CAGR 5Y | -8.1% | · | · | · | · | · | · | · | · | · | · | · |
Avaliação (TTM) 13
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $4.31B | $4.31B | $4.31B | $4.31B | $4.31B | $4.52B | $5.58B | $5.67B | $5.47B | $7.14B | $6.44B | $5.30B | |
| Net Income TTM | $518M | $277M | $718M | $223M | $801M | $214M | $278M | $963M | $789M | $518M | $605M | $516M | |
| Market Cap | $3.26B | $3.00B | $1.62B | $1.88B | · | · | · | · | · | · | · | · | |
| P/E | 6.8 | 11.1 | 2.3 | 8.4 | 4.2 | 13.3 | 16.4 | 6.8 | 14.3 | 24.8 | 24.9 | 29.0 | |
| P/S | 0.8 | 0.7 | 0.4 | 0.4 | · | · | · | · | · | · | · | · | |
| P/B | 1.0 | 1.0 | 0.6 | 0.8 | · | · | · | · | · | · | · | · | |
| P / Tangible Book | 1.3 | 1.3 | 0.8 | 1.3 | · | · | · | · | · | · | · | · | |
| P / Cash Flow | 1.6 | 1.6 | 0.8 | 1.0 | · | · | · | · | · | · | · | · | |
| P / FCF | · | · | · | 1.1 | · | · | · | · | · | · | · | · | |
| Dividend Yield | 1.2% | 1.4% | 2.6% | 2.3% | · | · | · | · | · | · | · | · | |
| Earnings Yield | 14.7% | 9.0% | 43.5% | 11.8% | 24.1% | 7.5% | 6.1% | 14.6% | 7.0% | 4.0% | 4.0% | 3.5% | |
| Payout Ratio | 7.7% | 15.5% | 5.9% | 19.3% | 5.2% | 28.4% | 45.8% | 13.0% | 14.6% | 5.8% | · | · | |
| Annual Payout | $40M | $43M | $42M | $43M | $42M | $61M | $127M | $125M | $116M | $30M | · | · |
Demonstração de Resultados 10
| Métrica | Tendência | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | · | · | $248M | · | $219M | $205M | $218M | · | $133M | |
| Interest Income | $1.23B | $1.26B | $1.25B | $1.24B | $1.19B | $1.23B | $1.22B | $1.28B | $1.23B | $1.30B | $1.31B | $1.30B | $1.20B | $1.33B | $1.32B | $1.22B | |
| Pretax Income | $197M | $243M | $48M | $196M | $174M | $197M | $-27M | $40M | $180M | $188M | $19M | $225M | $86M | $638M | $-207M | $189M | |
| Income Tax | $51M | $62M | $-4M | $8M | $35M | $55M | $-35M | $37M | $47M | $53M | $-26M | $52M | $22M | $183M | $-74M | $55M | |
| Net Income | $146M | $181M | $53M | $188M | $139M | $138M | $8M | $2M | $133M | $134M | $44M | $171M | $48M | $455M | $-133M | $134M | |
| EPS (Basic) | $3.62 | $4.19 | $1.25 | $4.04 | $2.97 | $2.81 | $0.13 | $0.05 | $2.69 | $2.71 | $0.90 | $3.44 | $0.95 | $9.10 | $-2.69 | $2.69 | |
| EPS (Diluted) | $3.55 | $4.15 | $1.21 | $3.96 | $2.94 | $2.78 | $0.08 | $0.05 | $2.66 | $2.70 | $0.89 | $3.42 | $0.95 | $9.08 | $-2.68 | $2.69 | |
| Shares (Basic) | 39,900,000 | 42,800,000 | -95,400,000 | 46,500,000 | 46,700,000 | 49,000,000 | -99,200,000 | 49,700,000 | 49,600,000 | 49,500,000 | -100,200,000 | 49,900,000 | 50,100,000 | 50,000,000 | -99,600,000 | 49,800,000 | |
| Shares (Diluted) | 40,700,000 | 43,200,000 | -96,700,000 | 47,500,000 | 47,200,000 | 49,600,000 | -100,500,000 | 51,000,000 | 50,200,000 | 49,700,000 | -100,500,000 | 50,100,000 | 50,300,000 | 50,100,000 | -99,800,000 | 49,900,000 | |
| EBITDA | · | $19M | · | · | · | $21M | · | · | · | $23M | · | · | · | $34M | · | · |
Balanço Patrimonial 14
| Métrica | Tendência | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $3.68B | $3.64B | $3.60B | $3.76B | $3.80B | $4.21B | $3.68B | $3.45B | $4.05B | $3.79B | $3.59B | $3.38B | $3.33B | $3.61B | $3.89B | $3.58B | |
| Short-term Investments | · | · | $26M | · | · | · | $272M | · | · | · | · | · | · | · | · | · | |
| PP&E (Net) | $104M | $112M | $117M | $122M | $127M | $133M | $142M | $148M | $157M | $166M | · | $160M | $162M | $180M | · | $204M | |
| Goodwill | · | · | $634M | · | · | · | $634M | · | · | · | $634M | · | · | · | $634M | · | |
| Intangibles | · | · | $82M | · | · | · | $112M | · | · | · | · | · | · | · | · | · | |
| Total Assets | $22.45B | $22.31B | $22.66B | $21.71B | $21.82B | $22.38B | $22.89B | $21.74B | $22.14B | $22.30B | · | $21.61B | $21.61B | $21.97B | · | $21.96B | |
| Total Liabilities | $19.09B | $18.98B | $19.34B | $18.40B | $18.66B | $19.31B | $19.84B | $18.62B | $18.97B | $19.27B | · | $18.74B | $18.87B | $19.25B | · | $19.56B | |
| Long-term Debt | · | · | $4.31B | $3.79B | $4.23B | $5.12B | $5.56B | $4.58B | · | · | · | $4.22B | $4.70B | · | · | · | |
| Common Stock | $0 | $0 | $0 | $1M | $1M | $1M | $1M | $1M | $1M | $1M | · | $1M | $1M | $1M | · | $1M | |
| Retained Earnings | $1.78B | $1.64B | $1.48B | $1.43B | $1.25B | $1.13B | $999M | $1.00B | $1.01B | $890M | · | $735M | $574M | $537M | · | $238M | |
| AOCI | $-17M | $-17M | $-16M | $-16M | $-19M | $-19M | $-22M | $-16M | $-22M | $-22M | · | $-27M | $-20M | $-19M | · | $-21M | |
| Stockholders' Equity | $3.37B | $3.33B | $3.33B | $3.32B | $3.17B | $3.07B | $3.05B | $3.11B | $3.17B | $3.03B | $2.92B | $2.86B | $2.74B | $2.72B | $2.27B | $2.40B | |
| Liabilities + Equity | $22.45B | $22.31B | $22.66B | $21.71B | $21.82B | $22.38B | $22.89B | $21.74B | $22.14B | $22.30B | · | $21.61B | $21.61B | $21.97B | · | $21.96B | |
| Shares Outstanding | 38,700,000 | 41,300,000 | 44,100,000 | 46,000,000 | 46,600,000 | 47,600,000 | 49,100,000 | 49,700,000 | 49,700,000 | 49,600,000 | 49,300,000 | 49,300,000 | 50,100,000 | 50,100,000 | 49,900,000 | · |
Fluxo de Caixa 12
| Métrica | Tendência | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $18M | $19M | $19M | $19M | $21M | $21M | $22M | $22M | $23M | $23M | $24M | $23M | $35M | $34M | $33M | $29M | |
| Stock-based Comp | $16M | $15M | $15M | $13M | $15M | $13M | $13M | $13M | $13M | $15M | $12M | $10M | $13M | $9M | $9M | $8M | |
| Deferred Tax | $-4M | $12M | $-5M | $78M | $-6M | $23M | $-21M | $-19M | $11M | $-56M | $-33M | $-5M | $-11M | $-19M | $-108M | $-35M | |
| Other Non-cash | · | $260M | · | · | · | $198M | · | · | · | $331M | · | · | · | $-81M | · | · | |
| Operating Cash Flow | $533M | $487M | $568M | $605M | $526M | $393M | $479M | $456M | $477M | $447M | $617M | $629M | $343M | $398M | $497M | $608M | |
| CapEx | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $10M | |
| Investing Cash Flow | $-672M | $317M | $-1.50B | $-338M | $-221M | $691M | $-1.35B | $-569M | $31M | $720M | $-1.79B | $-281M | $-281M | $3.14B | $-3.62B | $-591M | |
| Stock Repurchased | $243M | $153M | $123M | $40M | $47M | $103M | $44M | $0 | $0 | $11M | $0 | $35M | $0 | $0 | $0 | $0 | |
| Net Stock Activity | · | $-153M | · | · | · | $-103M | · | · | · | $-11M | · | · | · | · | · | · | |
| Dividends Paid | $9M | $10M | $10M | $10M | $10M | $10M | · | $10M | $11M | $11M | · | $11M | $11M | $11M | $12M | $10M | |
| Financing Cash Flow | $-59M | $-475M | $784M | $-306M | $-723M | $-562M | $1.11B | $-488M | $-244M | $-975M | $1.40B | $-304M | $-343M | $-3.83B | $3.44B | $-106M | |
| Net Change in Cash | $-198M | $329M | $-151M | $-39M | $-418M | $522M | $243M | $-601M | $264M | $192M | $221M | $44M | $-281M | $-295M | $319M | $-89M |
Lucratividade 5
| Métrica | Tendência | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 14.1% | 17.0% | · | 18.2% | 14.3% | 13.7% | · | 0.19% | 13.5% | 12.7% | · | 15.8% | 4.8% | 40.7% | · | 13.7% | |
| Pretax Margin | 19.0% | 22.8% | · | 19.0% | 17.9% | 19.6% | · | 3.9% | 18.2% | 17.9% | · | 20.8% | 8.7% | 57.1% | · | 19.3% | |
| EBITDA Margin | · | 1.8% | · | · | · | 2.1% | · | · | · | 2.2% | · | · | · | 3.0% | · | · | |
| ROA | 0.66% | 0.81% | · | 0.87% | 0.63% | 0.62% | · | 0.01% | 0.61% | 0.61% | · | 0.78% | 0.22% | 2.1% | · | 0.61% | |
| ROE | 4.5% | 5.7% | · | 5.9% | 4.4% | 4.5% | · | 0.07% | 4.5% | 4.7% | · | 6.5% | 1.9% | 18.3% | · | 5.8% |
Eficiência 1
| Métrica | Tendência | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.1 | · | 0.0 |
Avaliação (TTM) 12
| Métrica | Tendência | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $4.31B | $4.31B | · | $4.31B | $4.31B | $4.31B | · | $4.31B | $4.31B | $4.31B | · | $4.31B | $4.31B | $4.31B | · | $4.31B | |
| Net Income TTM | $654M | $646M | · | $467M | $412M | $407M | · | $440M | $486M | $808M | · | $808M | $649M | $811M | · | $580M | |
| Market Cap | $4.19B | $3.09B | · | $2.57B | $2.66B | $2.38B | · | $2.36B | $2.21B | $1.85B | · | $1.69B | $1.57B | $1.52B | · | · | |
| P/E | 7.4 | 5.4 | · | 5.7 | 6.8 | 6.1 | · | 5.4 | 4.6 | 2.3 | · | 2.1 | 2.4 | 1.9 | · | 2.7 | |
| P/S | 1.0 | 0.7 | · | 0.6 | 0.6 | 0.6 | · | 0.5 | 0.5 | 0.4 | · | 0.4 | 0.4 | 0.4 | · | · | |
| P/B | 1.2 | 0.9 | · | 0.8 | 0.8 | 0.8 | · | 0.8 | 0.7 | 0.6 | · | 0.6 | 0.6 | 0.6 | · | · | |
| P / Tangible Book | 1.2 | 0.9 | · | 0.8 | 0.8 | 0.8 | · | 0.8 | 0.7 | 0.6 | · | 0.6 | 0.6 | 0.6 | · | · | |
| P / Cash Flow | · | 6.4 | · | · | · | 6.1 | · | · | · | 4.1 | · | · | · | 3.8 | · | · | |
| Dividend Yield | 0.93% | 1.3% | · | 1.6% | 1.5% | 1.8% | · | 1.8% | 2.0% | 2.4% | · | 2.5% | 2.7% | 2.8% | · | · | |
| Earnings Yield | 13.5% | 18.5% | · | 17.4% | 14.8% | 16.4% | · | 18.6% | 21.8% | 43.4% | · | 47.2% | 41.3% | 53.5% | · | 36.9% | |
| Payout Ratio | 6.2% | 5.5% | · | 4.8% | 7.2% | 8.7% | · | 500.0% | 8.3% | 8.2% | · | 6.4% | 22.9% | 2.4% | · | 7.5% | |
| Annual Payout | $39M | $40M | · | $40M | $41M | $42M | · | $43M | $44M | $44M | · | $43M | $43M | $42M | · | · |
Demonstrações Financeiras Demonstração de resultados, balanço patrimonial, fluxo de caixa — anual, últimos 5 anos
Demonstração de Resultados
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Lucro líquido | $518M | $277M | $718M | $223M | $801M |
| EPS Diluído | $10.89 | $5.49 | $14.34 | $4.46 | $16.02 |
Fluxo de Caixa
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Fluxo de caixa livre | — | — | — | $1.78B | $1.46B |
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Investidores institucionais (13F) 448 declarantes · $3.1B total · Em 30 de Junho de 2026
Instituições que relatam a posse desta ação em seu Formulário 13F trimestral da SEC. Apenas posições compradas; um único declarante pode aparecer duas vezes para opções separadas. Grandes posições de compra/venda compensatórias geralmente refletem market-making ou inventário protegido, não convicção direcional.
| Novas posições | Posições encerradas | Aumentou | Diminuído | Variação líquida de ações |
|---|---|---|---|---|
| 84 (+23 vs trimestre anterior) | 39 (+1 vs trimestre anterior) | 129 (-1 vs trimestre anterior) | 136 (+14 vs trimestre anterior) | +2.5M |
Comparado a Q1 2026. Os registros do Formulário 13F da SEC devem ser feitos em até 45 dias após o final do trimestre, mais um pequeno período de tolerância para registrantes atrasados — trimestres ainda dentro desse período são ignorados em favor do par mais recente totalmente reportado.
| Instituição | Valor | Ações | % de 13F rastreado | Tipo |
|---|---|---|---|---|
| DIMENSIONAL FUND ADVISORS LP | $321.293.831 | 2.965.333 | 10,50% | Ações |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $284.073.764 | 2.621.816 | 9,28% | Ações |
| AMERICAN CENTURY COMPANIES INC | $194.075.456 | 1.791.190 | 6,34% | Ações |
| VANGUARD CAPITAL MANAGEMENT LLC | $190.439.969 | 1.757.637 | 6,22% | Ações |
| STATE STREET CORP | $182.212.628 | 1.681.704 | 5,95% | Ações |
| TURTLE CREEK ASSET MANAGEMENT INC. | $141.975.231 | 1.310.339 | 4,64% | Ações |
| Allianz Asset Management GmbH | $131.846.673 | 1.216.859 | 4,31% | Ações |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $113.247.095 | 1.045.197 | 3,70% | Ações |
| GEODE CAPITAL MANAGEMENT, LLC | $106.282.316 | 980.752 | 3,47% | Ações |
| JACOBS LEVY EQUITY MANAGEMENT, INC | $83.410.647 | 769.826 | 2,72% | Ações |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $66.366.000 | 612.515 | 2,17% | Ações |
| NOMURA ASSET MANAGEMENT INTERNATIONAL INC. | $63.199.000 | 583.288 | 2,06% | Ações |
| GOLDMAN SACHS GROUP INC | $50.468.460 | 465.791 | 1,65% | Ações |
| NEUBERGER BERMAN GROUP LLC | $49.237.948 | 454.272 | 1,61% | Ações |
| WELLINGTON MANAGEMENT GROUP LLP | $43.632.437 | 402.699 | 1,43% | Ações |
| PRINCIPAL FINANCIAL GROUP INC | $42.782.865 | 394.858 | 1,40% | Ações |
| PZENA INVESTMENT MANAGEMENT LLC | $35.478.991 | 327.448 | 1,16% | Ações |
| MILLENNIUM MANAGEMENT LLC | $33.078.930 | 305.297 | 1,08% | Ações |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $32.871.873 | 303.386 | 1,07% | Ações |
| VANGUARD FIDUCIARY TRUST CO | $28.928.041 | 266.987 | 0,94% | Ações |
| Public Sector Pension Investment Board | $27.996.448 | 258.389 | 0,91% | Ações |
| BANK OF AMERICA CORP /DE/ | $27.116.863 | 250.271 | 0,89% | Ações |
| STOREBRAND ASSET MANAGEMENT AS | $24.223.918 | 223.571 | 0,79% | Ações |
| PANAGORA ASSET MANAGEMENT INC | $23.447.698 | 216.407 | 0,77% | Ações |
| VANGUARD GROUP INC | $21.360.098 | 288.533 | 0,70% | Ações |
| AQR CAPITAL MANAGEMENT LLC | $19.791.964 | 182.667 | 0,65% | Ações |
| PRUDENTIAL FINANCIAL INC | $18.520.591 | 170.933 | 0,61% | Ações |
| CAPITAL FUND MANAGEMENT S.A. | $17.286.809 | 159.546 | 0,56% | Ações |
| BASSWOOD CAPITAL MANAGEMENT, L.L.C. | $17.194.387 | 158.693 | 0,56% | Ações |
| ASSETMARK, INC | $17.087.144 | 157.703 | 0,56% | Ações |
| AMERIPRISE FINANCIAL INC | $16.566.174 | 152.895 | 0,54% | Ações |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | $15.417.447 | 142.293 | 0,50% | Ações |
| Hudson Bay Capital Management LP | $14.808.411 | 136.672 | 0,48% | Ações |
| Hillsdale Investment Management Inc. | $14.800.610 | 136.600 | 0,48% | Ações |
| O'SHAUGHNESSY ASSET MANAGEMENT, LLC | $14.720.973 | 135.865 | 0,48% | Ações |
| Miller Value Partners, LLC | $14.388.663 | 132.798 | 0,47% | Ações |
| JANE STREET GROUP, LLC | $13.901.305 | 128.300 | 0,45% | Opção de compra |
| FRANKLIN RESOURCES INC | $12.866.563 | 118.750 | 0,42% | Ações |
| Edgestream Partners, L.P. | $12.024.683 | 110.980 | 0,39% | Ações |
| VICTORY CAPITAL MANAGEMENT INC | $11.934.211 | 110.145 | 0,39% | Ações |
| RHUMBLINE ADVISERS | $11.660.059 | 107.615 | 0,38% | Ações |
| TWO SIGMA INVESTMENTS, LP | $11.565.279 | 106.740 | 0,38% | Ações |
| Cambria Investment Management, L.P. | $10.923.955 | 100.821 | 0,36% | Ações |
| PEAK6 LLC | $10.835.000 | 100.000 | 0,35% | Opção de venda |
| Brevan Howard Capital Management LP | $10.835.000 | 100.000 | 0,35% | Ações |
| Universal- Beteiligungs- und Servicegesellschaft mbH | $10.807.047 | 99.742 | 0,35% | Ações |
| Jefferies Financial Group Inc. | $10.569.109 | 97.546 | 0,35% | Ações |
| BROOKTREE CAPITAL MANAGEMENT | $10.566.942 | 97.526 | 0,35% | Ações |
| Walleye Capital LLC | $9.902.540 | 91.394 | 0,32% | Ações |
| Robeco Institutional Asset Management B.V. | $9.765.802 | 90.132 | 0,32% | Ações |
| CITADEL ADVISORS LLC | $9.112.235 | 84.100 | 0,30% | Opção de venda |
| Swiss National Bank | $9.006.377 | 83.123 | 0,29% | Ações |
| Brandywine Global Investment Management, LLC | $8.462.369 | 114.310 | 0,28% | Ações |
| INTECH INVESTMENT MANAGEMENT LLC | $8.313.696 | 76.730 | 0,27% | Ações |
| HEALTHCARE OF ONTARIO PENSION PLAN TRUST FUND | $7.982.361 | 73.672 | 0,26% | Ações |
| MACKENZIE FINANCIAL CORP | $7.905.974 | 72.967 | 0,26% | Ações |
| Balyasny Asset Management L.P. | $7.861.118 | 72.553 | 0,26% | Ações |
| FIRST TRUST ADVISORS LP | $7.747.675 | 71.506 | 0,25% | Ações |
| Moran Wealth Management, LLC | $7.483.626 | 69.069 | 0,24% | Ações |
| Legal & General Group Plc | $6.716.833 | 61.992 | 0,22% | Ações |
| Convergence Investment Partners, LLC | $6.649.981 | 61.375 | 0,22% | Ações |
| JANE STREET GROUP, LLC | $6.490.165 | 59.900 | 0,21% | Opção de venda |
| XTX Topco Ltd | $6.102.164 | 56.319 | 0,20% | Ações |
| NORGES BANK | $6.060.557 | 55.935 | 0,20% | Ações |
| GREAT LAKES ADVISORS, LLC | $5.645.286 | 52.102 | 0,18% | Ações |
| D. E. Shaw & Co., Inc. | $5.618.814 | 51.858 | 0,18% | Ações |
| RITHOLTZ WEALTH MANAGEMENT | $5.182.248 | 47.829 | 0,17% | Ações |
| SEI INVESTMENTS CO | $5.107.840 | 47.142 | 0,17% | Ações |
| Susquehanna Portfolio Strategies, LLC | $4.833.494 | 44.610 | 0,16% | Ações |
| NOMURA HOLDINGS INC | $4.563.052 | 42.114 | 0,15% | Ações |
| ROYCE & ASSOCIATES LP | $4.530.330 | 41.812 | 0,15% | Ações |
| ZACKS INVESTMENT MANAGEMENT | $4.425.637 | 40.845 | 0,14% | Ações |
| BOOTHBAY FUND MANAGEMENT, LLC | $4.292.935 | 39.621 | 0,14% | Ações |
| VANGUARD ASSET MANAGEMENT, Ltd | $4.194.337 | 38.711 | 0,14% | Ações |
| Walleye Trading LLC | $4.095.630 | 37.800 | 0,13% | Opção de venda |
| CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | $4.057.166 | 54.175 | 0,13% | Ações |
| Vanguard Global Advisers, LLC | $3.911.218 | 36.098 | 0,13% | Ações |
| CREDIT AGRICOLE S A | $3.900.600 | 36.000 | 0,13% | Ações |
| Grantham, Mayo, Van Otterloo & Co. LLC | $3.800.593 | 35.077 | 0,12% | Ações |
| PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO | $3.756.820 | 34.673 | 0,12% | Ações |
| Quantinno Capital Management LP | $3.712.505 | 34.264 | 0,12% | Ações |
| CAXTON ASSOCIATES LLP | $3.553.555 | 32.797 | 0,12% | Ações |
| ALLIANCEBERNSTEIN L.P. | $3.502.980 | 46.775 | 0,11% | Ações |
| Integrated Quantitative Investments LLC | $3.446.288 | 31.807 | 0,11% | Ações |
| BNP PARIBAS FINANCIAL MARKETS | $3.343.898 | 30.862 | 0,11% | Ações |
| MARTINGALE ASSET MANAGEMENT L P | $3.167.829 | 29.237 | 0,10% | Ações |
| Kodai Capital Management LP | $3.132.554 | 62.551 | 0,10% | Ações |
| SUSQUEHANNA FUNDAMENTAL INVESTMENTS, LLC | $3.127.523 | 28.865 | 0,10% | Ações |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $3.075.840 | 28.388 | 0,10% | Ações |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $3.044.635 | 28.100 | 0,10% | Opção de compra |
| SCHRODER INVESTMENT MANAGEMENT GROUP | $2.978.767 | 27.396 | 0,10% | Ações |
| TWO SIGMA ADVISERS, LP | $2.968.603 | 40.100 | 0,10% | Ações |
| HUSSMAN STRATEGIC ADVISORS, INC. | $2.957.955 | 27.300 | 0,10% | Ações |
| LPL Financial LLC | $2.903.724 | 26.799 | 0,09% | Ações |
| PICTON MAHONEY ASSET MANAGEMENT | $2.889.695 | 26.670 | 0,09% | Ações |
| Engineers Gate Manager LP | $2.759.675 | 25.470 | 0,09% | Ações |
| CITADEL ADVISORS LLC | $2.730.420 | 25.200 | 0,09% | Opção de compra |
| Kiker Wealth Management, LLC | $2.711.058 | 25.021 | 0,09% | Ações |
| HENNESSY ADVISORS INC | $2.708.750 | 25.000 | 0,09% | Ações |
| AEGON ASSET MANAGEMENT UK Plc | $2.665.410 | 24.600 | 0,09% | Ações |
Executivos da empresa 63 insiders · 21 diretores · 20 conselheiros
| Investidor com informação privilegiada | Função | Última atividade | Ações detidas | Compras 12m | Vendas 12m | Líquido 12m |
|---|---|---|---|---|---|---|
| Ralph J Andretta | President and CEO | 29 de Maio de 2026 S | 582.241 | 0 | 3 | $-1.336.540 |
| Edward J Heffernan | President and CEO | 19 de Fevereiro de 2019 F | 251.893 | 0 | 0 | $0 |
| Perry S Beberman | EVP, Chief Financial Officer | 18 de Fevereiro de 2025 F | 134.721 | 0 | 0 | $0 |
| Timothy P King | EVP & Chief Financial Officer | 18 de Fevereiro de 2021 F | 33.308 | 0 | 0 | $0 |
| Allegra S Driscoll | EVP, Chief Technology Officer | 18 de Fevereiro de 2026 F | 59.968 | 0 | 0 | $0 |
| Jonathan Bryan Campbell | SVP, Chief Accounting Officer | 18 de Fevereiro de 2026 F | 37.149 | 0 | 0 | $0 |
| Joseph L Motes III | EVP, CAO, Gen Counsel & Secy | 18 de Fevereiro de 2026 F | 129.617 | 0 | 0 | $0 |
| Valerie E Greer | EVP, Chief Commercial Officer | 11 de Dezembro de 2025 F | 151.951 | 0 | 0 | $0 |
| Tammy M Mcconnaughey | EVP, Operations & Credit Risk | 18 de Fevereiro de 2025 F | 119.058 | 0 | 0 | $0 |
| John Jeffrey Chesnut | SVP and Treasurer | 22 de Outubro de 2021 F | 19.141 | 0 | 0 | $0 |
| Laura Santillan | SVP, Chief Acctg. Officer | 22 de Outubro de 2021 F | 38.249 | 0 | 0 | $0 |
| Charles L Horn | EVP & Senior Advisor | 16 de Fevereiro de 2021 F | 6.300 | 0 | 0 | $0 |
| Melisa A Miller | EVP & Pres, Card Services | 19 de Fevereiro de 2019 F | 42.453 | 0 | 0 | $0 |
| Bryan J Kennedy | EVP & President, Epsilon | 19 de Fevereiro de 2019 F | 130.693 | 0 | 0 | $0 |
| Bryan A Pearson | EVP & President, LoyaltyOne | 19 de Fevereiro de 2019 F | 25.282 | 0 | 0 | $0 |
| Leigh Ann K Epperson | SVP, General Counsel & Secy | 20 de Abril de 2015 S | 14.301 | 0 | 0 | $0 |
| Ivan M Szeftel | EVP & Pres, Retail Credit Svcs | 21 de Março de 2011 A | 95.683 | 0 | 0 | $0 |
| Alan M Utay | EVP, CAO, Gen. Counsel, Secy | 26 de Abril de 2010 M | 83.428 | 0 | 0 | $0 |
| Dwayne H Tucker | EVP, HR & Corp. Communications | 14 de Agosto de 2009 M | 99.676 | 0 | 0 | $0 |
| Transient C Taylor | EVP, Human Resources | 21 de Fevereiro de 2007 M | 26.495 | 0 | 0 | $0 |
| James E Brown | Chief Information Officer | 2 de Fevereiro de 2004 A | 5.000 | 0 | 0 | $0 |
| Praniti Lakhwara | Conselheiro | 28 de Julho de 2026 S | 4.458 | 0 | 1 | $-297.348 |
| John C Gerspach | Conselheiro | 15 de Julho de 2026 A | 49.574 | 0 | 0 | $0 |
| Rajesh Natarajan | Conselheiro | 15 de Junho de 2026 A | 21.442 | 0 | 0 | $0 |
| John J. Fawcett | Conselheiro | 15 de Junho de 2026 A | 12.638 | 0 | 0 | $0 |
| Joyce St Clair | Conselheiro | 15 de Junho de 2026 A | 11.307 | 0 | 0 | $0 |
| Laurie Anne Tucker | Conselheiro | 15 de Junho de 2026 A | 35.459 | 0 | 0 | $0 |
| Sharen J Turney | Conselheiro | 15 de Junho de 2026 A | 23.174 | 0 | 0 | $0 |
| Timothy J Theriault | Conselheiro | 15 de Junho de 2026 A | 27.384 | 0 | 0 | $0 |
| Roger H Ballou | Conselheiro | 24 de Abril de 2026 S | 30.079 | 0 | 1 | $-874.930 |
| Karin Kimbrough | Conselheiro | 17 de Abril de 2023 A | 4.889 | 0 | 0 | $0 |
| ALLIANCE DATA SYSTEMS CORP | Conselheiro | 5 de Novembro de 2021 J | 4.671.194 | 0 | 0 | $0 |
| Robert A Minicucci | Conselheiro | 20 de Março de 2020 P | 135.190 | 0 | 0 | $0 |
| Bruce K Anderson | Conselheiro | 20 de Março de 2020 P | 748.554 | 0 | 0 | $0 |
| Kenneth R Jensen | Conselheiro | 20 de Março de 2020 P | 78.260 | 0 | 0 | $0 |
| Linn E Draper JR | Conselheiro | 25 de Junho de 2018 A | 26.990 | 0 | 0 | $0 |
| Keith D Cobb | Conselheiro | 26 de Junho de 2017 A | 9.237 | 0 | 0 | $0 |
| Lawrence M Benveniste | Conselheiro | 1 de Julho de 2014 A | 11.426 | 0 | 0 | $0 |
| Michael J Parks | Conselheiro | 17 de Março de 2010 S | 216.111 | 0 | 0 | $0 |
| Turtle Creek Asset Management Inc. | Detentor de 10% | 29 de Janeiro de 2024 S | 293.092 | 0 | 0 | $0 |
| James R Matthews | Detentor de 10% | 27 de Abril de 2006 J | 415 | 0 | 0 | $0 |
| Scott D Mackesy | Detentor de 10% | 27 de Abril de 2006 J | 2.549 | 0 | 0 | $0 |
| Sanjay Swani | Detentor de 10% | 27 de Abril de 2006 J | 290 | 0 | 0 | $0 |
| John D Clark | Detentor de 10% | 27 de Abril de 2006 J | 616 | 0 | 0 | $0 |
| Jonathan M Rather | Detentor de 10% | 27 de Abril de 2006 J | 647 | 0 | 0 | $0 |
| Paul B. Queally | Detentor de 10% | 27 de Abril de 2006 J | 25.415 | 0 | 0 | $0 |
| Anthony J Denicola | Detentor de 10% | 27 de Abril de 2006 J | 78.972 | 0 | 0 | $0 |
| Thomas E Mcinerney | Detentor de 10% | 27 de Abril de 2006 J | 200.342 | 0 | 0 | $0 |
| Russell L Carson | Detentor de 10% | 27 de Abril de 2006 J | 257.189 | 0 | 0 | $0 |
| Patrick J Welsh | Detentor de 10% | 27 de Abril de 2006 J | 322.820 | 0 | 0 | $0 |
Executivos de declarações SEC Formulário 3/4/5; líquido = apenas P/V de mercado aberto
Ativistas e proprietários de 5%+ 20 participações
Investidores que apresentaram o Schedule 13D da SEC — propriedade benéfica acima de 5% com a intenção de influenciar o emissor (participações ativistas, campanhas no conselho, M&A). Cada linha mostra o estado mais recente conhecido da posição desse declarante.
| Declarante | Declarado | Participação | Status | Propósito | Declaração |
|---|---|---|---|---|---|
| Pessoa de relato não divulgada, Pessoa de relato não divulgada | 30 de Outubro de 2019 | — | Declaração inicial | — | SEC |
| Pessoa de relato não divulgada, Pessoa de relato não divulgada | 25 de Outubro de 2019 | — | Declaração inicial | — | SEC |
| Pessoa de relato não divulgada, Pessoa de relato não divulgada | 29 de Abril de 2019 | — | Declaração inicial | — | SEC |
| Pessoa de relato não divulgada, Pessoa de relato não divulgada | 9 de Junho de 2017 | — | Declaração inicial | — | SEC |
| Pessoa de relato não divulgada, Pessoa de relato não divulgada | 20 de Março de 2017 | — | Declaração inicial | — | SEC |
| Pessoa de relato não divulgada, Pessoa de relato não divulgada | 25 de Janeiro de 2017 | — | Declaração inicial | — | SEC |
| Pessoa de relato não divulgada, Pessoa de relato não divulgada | 25 de Agosto de 2016 | — | Declaração inicial | — | SEC |
| Pessoa de relato não divulgada, Pessoa de relato não divulgada | 24 de Agosto de 2016 | — | Declaração inicial | — | SEC |
| Pessoa de relato não divulgada, Pessoa de relato não divulgada | 11 de Julho de 2016 | — | Declaração inicial | — | SEC |
| Alliance Data Systems Corporation | 22 de Setembro de 2014 | — | Declaração inicial | M&A / venda | SEC |
| Pessoa de relato não divulgada, Pessoa de relato não divulgada | 29 de Dezembro de 2009 | — | Declaração inicial | — | SEC |
| Pessoa de relato não divulgada, Pessoa de relato não divulgada | 24 de Abril de 2009 | — | Declaração inicial | — | SEC |
| Pessoa de relato não divulgada, Pessoa de relato não divulgada, Pessoa de relato não divulgada, Pessoa de relato não divulgada, Pessoa de relato não divulgada, Pessoa de relato não divulgada | 21 de Julho de 2008 | — | Declaração inicial | — | SEC |
| Noonday Asset Management, L.P., Noonday G.P. (U.S.), L.L.C., Noonday Capital, L.L.C., David I. Cohen, Saurabh K. Mittal, Noonday Capital Partners, L.L.C., Farallon Capital Partners, L.P., Farallon Capital Institutional Partners, L.P., Farallon Capital Institutional Partners II, L.P., Farallon Capital Institutional Partners III, L.P., Tinicum Partners, L.P., Farallon Capital Offshore Investors II, L.P., Farallon Capital Management, L.L.C., Farallon Partners, L.L.C., William F. Duhamel, Richard B. Fried, Monica R. Landry, Douglas M. MacMahon, William F. Mellin, Stephen L. Millham, Jason E. Moment, Ashish H. Pant, Rajiv A. Patel, Derek C. Schrier, Andrew J. M. Spokes, Thomas F. Steyer, Mark C. Wehrly ×6 declarações | 31 de Março de 2008 | — | Declaração inicial | — | SEC |
| CR Intrinsic Investors, LLC, CR Intrinsic Investments, LLC, Sigma Capital Management, LLC, S.A.C. Capital Advisors, LLC, S.A.C. Capital Management, LLC, Steven A. Cohen ×2 declarações | 7 de Março de 2008 | — | Declaração inicial | — | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Participação em ETFs Detido por 94 ETFs
O peso reflete apenas participações diretas em ações (N-PORT); fundos alavancados ou baseados em derivativos podem deter exposição adicional a swaps não mostrada.
| Fundo | Peso | Unidades | Em | Fonte |
|---|---|---|---|---|
| SCOW · Pacer Funds Trust | 2,87% | 523 NS | 30 de Abril de 2026 | N-PORT |
| PFI · Invesco Exchange-Traded Fund Trust | 2,44% | 13.331 SH | 8 de Agosto de 2026 | Diário |
| ALIL · EA Series Trust | 2,10% | 6.025 NS | 29 de Maio de 2026 | N-PORT |
| SAWS · ETF Series Solutions | 1,26% | 1.050 NS | 30 de Abril de 2026 | N-PORT |
| SYLD · Cambria ETF Trust | 1,06% | 119.517 NS | 30 de Abril de 2026 | N-PORT |
| XSVM · Invesco Exchange-Traded Fund Trust | 1,00% | 61.285 SH | 8 de Agosto de 2026 | Diário |
| MYLD · Cambria ETF Trust | 1,00% | 3.477 NS | 30 de Abril de 2026 | N-PORT |
| VAMO · Cambria ETF Trust | 0,95% | 9.323 NS | 30 de Abril de 2026 | N-PORT |
| PSCF · Invesco Exchange-Traded Fund Trust … | 0,95% | 2.391 SH | 8 de Agosto de 2026 | Diário |
| COPY · RBB Fund Trust | 0,90% | 34.742 NS | 31 de Maio de 2026 | N-PORT |
| CLSE · Trust for Professional Managers | 0,82% | 56.467 NS | 31 de Maio de 2026 | N-PORT |
| HAPS · Harbor ETF Trust | 0,77% | 14.308 NS | 30 de Abril de 2026 | N-PORT |
| OASC · Unified Series Trust | 0,68% | 6.437 NS | 31 de Maio de 2026 | N-PORT |
| FYT · First Trust Exchange-Traded AlphaDE… | 0,67% | 14.589 NS | 30 de Abril de 2026 | N-PORT |
| ROSC · Lattice Strategies Trust | 0,58% | 3.772 NS | 30 de Abril de 2026 | N-PORT |
| SMIZ · Zacks Trust | 0,54% | 15.587 NS | 31 de Maio de 2026 | N-PORT |
| EBIT · Harbor ETF Trust | 0,52% | 696 NS | 30 de Abril de 2026 | N-PORT |
| AVUV · AMERICAN CENTURY ETF TRUST | 0,48% | 1.450.342 NS | 31 de Maio de 2026 | N-PORT |
| VIOV · VANGUARD ADMIRAL FUNDS | 0,47% | 85.741 SH | 8 de Agosto de 2026 | Diário |
| RZV · Invesco Exchange-Traded Fund Trust | 0,44% | 12.482 SH | 8 de Agosto de 2026 | Diário |
| IJS · iShares Trust | 0,44% | 332.214 SH | 8 de Agosto de 2026 | Diário |
| SMDX · Tidal Trust III | 0,42% | 6.148 NS | 30 de Abril de 2026 | N-PORT |
| DWAS · Invesco Exchange-Traded Fund Trust … | 0,40% | 16.724 SH | 8 de Agosto de 2026 | Diário |
| AFSM · First Trust Exchange-Traded Fund VI… | 0,39% | 4.287 NS | 31 de Maio de 2026 | N-PORT |
| RWJ · Invesco Exchange-Traded Fund Trust … | 0,33% | 63.247 SH | 8 de Agosto de 2026 | Diário |
| FYX · First Trust Exchange-Traded AlphaDE… | 0,32% | 46.350 NS | 30 de Abril de 2026 | N-PORT |
| AVSC · AMERICAN CENTURY ETF TRUST | 0,32% | 100.541 NS | 31 de Maio de 2026 | N-PORT |
| VFVA · VANGUARD WELLINGTON FUND | 0,31% | 24.342 SH | 8 de Agosto de 2026 | Diário |
| DFSV · Dimensional ETF Trust | 0,29% | 258.740 NS | 30 de Abril de 2026 | N-PORT |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0,28% | 35.723 SH | 8 de Agosto de 2026 | Diário |
| QVMS · Invesco Exchange-Traded Fund Trust … | 0,27% | 6.501 SH | 8 de Agosto de 2026 | Diário |
| IWN · iShares Trust | 0,24% | 323.128 SH | 8 de Agosto de 2026 | Diário |
| VIOO · VANGUARD ADMIRAL FUNDS | 0,24% | 141.280 SH | 8 de Agosto de 2026 | Diário |
| DFAT · Dimensional ETF Trust | 0,21% | 337.233 NS | 30 de Abril de 2026 | N-PORT |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0,20% | 5.438 SH | 8 de Agosto de 2026 | Diário |
| VFQY · VANGUARD WELLINGTON FUND | 0,20% | 8.922 SH | 8 de Agosto de 2026 | Diário |
| BBSC · J.P. Morgan Exchange-Traded Fund Tr… | 0,19% | 16.700 NS | 30 de Abril de 2026 | N-PORT |
| TMFX · RBB Fund, Inc. | 0,19% | 689 NS | 31 de Maio de 2026 | N-PORT |
| GMOV · GMO ETF Trust | 0,19% | 1.930 NS | 31 de Maio de 2026 | N-PORT |
| SAA · ProShares Trust | 0,17% | 528 NS | 31 de Maio de 2026 | N-PORT |
| BKSE · BNY Mellon ETF Trust | 0,17% | 1.654 NS | 30 de Abril de 2026 | N-PORT |
| GSSC · Goldman Sachs ETF Trust | 0,16% | 17.410 NS | 31 de Maio de 2026 | N-PORT |
| XJR · iShares Trust | 0,16% | 2.674 SH | 8 de Agosto de 2026 | Diário |
| IJR · iShares Trust | 0,15% | 1.549.341 SH | 8 de Agosto de 2026 | Diário |
| FSMD · FIDELITY COVINGTON TRUST | 0,15% | 40.693 NS | 30 de Abril de 2026 | N-PORT |
| FAB · First Trust Exchange-Traded AlphaDE… | 0,14% | 2.255 NS | 30 de Abril de 2026 | N-PORT |
| PGX · Invesco Exchange-Traded Fund Trust … | 0,13% | 195.899 | 8 de Agosto de 2026 | Diário |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0,13% | 235.351 SH | 8 de Agosto de 2026 | Diário |
| MSSM · MORGAN STANLEY PATHWAY FUNDS | 0,13% | 10.679 NS | 31 de Maio de 2026 | N-PORT |
| PKW · Invesco Exchange-Traded Fund Trust | 0,12% | 20.256 SH | 8 de Agosto de 2026 | Diário |