CIA Citizens, Inc. Class A Common Stock ($1.00 Par)
$5,94
Preço · Jul 2, 2026
Fundamentais a partir de Mai 7, 2026
Intervalo 52 Semanas
$3–$7
82% of range
Classificação do Analista
STRONG BUY
5 analysts
Preço-Alvo
$6
+1% upside
P/E (TTM)
—
ROE
6.3%
Margem de Lucro Líquido
5.7%
CIA Instantâneo da Ação Preço, capitalização de mercado, P/E, EPS, ROE, dívida/patrimônio, intervalo de 52 semanas
Preço
$5.94
Capitalização de Mercado
—
P/E (TTM)
—
EPS (TTM)
—
Receita (TTM)
$256M
Rendimento div.
—
ROE
6.3%
Dívida/Capital
—
Intervalo 52 Semanas
$3 – $7
CIA Gráfico de Preço da Ação OHLCV diário com indicadores técnicos — panorâmica, zoom e personalize sua visualização
Configure
Desempenho de 10 Anos Tendências de receita, lucro líquido, margens e EPS
Receita e Lucro Líquido
$256M
2019-12-31
→
2025-12-31
EPS
—
Fluxo de caixa livre
$18M
2019-12-31
→
2025-12-31
Margens
5.7%
Avaliação Rácios P/E, P/S, P/B, EV/EBITDA — a ação está cara ou barata?
Métrica
Tendência de 5 anos
CIA
Mediana de Pares
Lucratividade Margens bruta, operacional e líquida; ROE, ROA, ROIC
Métrica
Tendência de 5 anos
CIA
Mediana de Pares
Net Profit Margin (Margem de Lucro Líquido)
5.7%
5.3%
ROA
0.85%
0.28%
ROE
6.3%
6.8%
Saúde financeira Dívida, liquidez, solvência — força do balanço patrimonial
Métrica
Tendência de 5 anos
CIA
Mediana de Pares
Crescimento Crescimento da receita, EPS e lucro líquido: YoY, CAGR 3 anos, CAGR 5 anos
Métrica
Tendência de 5 anos
CIA
Mediana de Pares
Revenue YoY (Receita Ano a Ano)
4.3%
—
Revenue CAGR 3Y (CAGR Receita 3A)
3.2%
—
Revenue CAGR 5Y (CAGR Receita 5A)
1.4%
—
Net Income YoY (Lucro Líquido Ano a Ano)
-2.1%
—
Eficiência de Capital Giro de ativos, giro de estoques, giro de contas a receber
Métrica
Tendência de 5 anos
CIA
Mediana de Pares
CIA Consenso dos analistas Opiniões de analistas otimistas e pessimistas, preço-alvo de 12 meses, potencial de alta
COMPRA
5 analistas
- Compra forte 2 40,0%
- Compra 2 40,0%
- Manter 1 20,0%
- Venda 0 0,0%
- Venda forte 0 0,0%
Preço-alvo de 12 meses
1 analistas · 2026-06-29
Mín
$6.00
Máx
$6.00
Alvo mediano
$6.00
+1,0%
Alvo médio
$6.00
+1,0%
Histórico de Lucros EPS real vs. estimativa, surpresa %, taxa de acerto, próxima data de resultados
Surpresa Média
0.01%
Próximo relatório
Ago 05, 2026
| Período | EPS Actual | EPS est. | Surpresa |
|---|---|---|---|
| 31 de Março de 2026 | $0.03 | $0.05 | -0.02% |
| 31 de Dezembro de 2025 | $0.14 | $0.08 | 0.06% |
| 30 de Setembro de 2025 | $0.04 | $0.06 | -0.02% |
| 30 de Junho de 2025 | $0.13 | $0.04 | 0.09% |
| 31 de Março de 2025 | $-0.03 | $0.05 | -0.08% |
Comparação com pares Métricas chave vs pares do setor
| Ticker | Capitalização de Mercado | P/E | Receita YoY | Margem Líquida | ROE | Margem Bruta |
|---|---|---|---|---|---|---|
| CIA | — | — | 4.3% | 5.7% | 6.3% | — |
| BHF | — | — | — | — | — | — |
| FG | $4.18B | 16.4 | -0.23% | 4.6% | 6.0% | — |
| AFL | $57.20B | 16.2 | -9.3% | 21.2% | 12.9% | — |
Fundamentos Completos Todas as métricas por ano — demonstração de resultados, balanço patrimonial, fluxo de caixa
Demonstração de Resultados 6
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $256M | $245M | $241M | $233M | $251M | $239M | $251M | $244M | $253M | $245M | $236M | $230M | |
| Pretax Income | $17M | $15M | $26M | $27M | $31M | $-12M | $6M | $2M | $-3M | $5M | $-2M | $-2M | |
| Income Tax | $3M | $68.0K | $2M | $1M | $-42M | $-1M | $7M | $13M | $35M | $4M | $1M | $4M | |
| Net Income | $15M | $15M | $24M | $26M | $73M | $-11M | $-1M | $-11M | $-38M | $2M | $-3M | $-6M | |
| Shares (Basic) | · | · | 49,696,000 | 50,139,000 | 49,972,000 | 50,402,000 | 50,216,000 | 50,082,000 | 50,082,000 | 50,082,000 | 50,082,000 | 50,082,000 | |
| Shares (Diluted) | · | · | 50,681,000 | 50,867,000 | 50,645,000 | 50,940,000 | 50,349,000 | 50,141,000 | 50,082,000 | 50,082,000 | · | · |
Balanço Patrimonial 14
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $23M | $29M | $27M | $23M | $27M | $34M | $46M | $45M | $46M | $36M | $83M | $51M | |
| Short-term Investments | · | · | · | $1M | $0 | · | · | · | · | · | · | · | |
| PP&E (Net) | $10M | $11M | $12M | $13M | $14M | $16M | $6M | $6M | $7M | $8M | $6M | $6M | |
| PP&E (Gross) | $19M | $19M | $22M | $23M | $23M | $25M | $14M | $13M | $15M | $23M | $21M | $21M | |
| Accum. Depreciation | $9M | $9M | $10M | $10M | $9M | $9M | $9M | $7M | $9M | $16M | $15M | $14M | |
| Goodwill | · | · | · | · | · | · | $13M | $13M | $13M | $17M | $17M | $17M | |
| Total Assets | $1.75B | $1.69B | $1.67B | $1.59B | $1.85B | $1.84B | $1.74B | $1.62B | $1.64B | $1.58B | $1.48B | $1.42B | |
| Deferred Tax | $6M | $3M | $1M | $4M | $15M | $10M | $12M | · | · | · | · | $-66M | |
| Total Liabilities | $1.52B | $1.47B | $1.50B | $1.46B | $1.53B | $1.54B | $1.49B | $1.43B | $1.42B | $1.33B | $1.23B | $1.16B | |
| Retained Earnings | $72M | $57M | $42M | $16M | $-46M | $-82M | $-71M | $-70M | $-54M | $-16M | $-18M | $-19M | |
| Treasury Stock | $24M | $24M | $24M | $23M | $20M | $11M | $11M | $11M | $11M | $11M | $11M | $11M | |
| AOCI | $-88M | $-96M | $-118M | $-137M | · | · | · | · | · | · | · | · | |
| Stockholders' Equity | $235M | $210M | $172M | $128M | $100M | $301M | $260M | $188M | $224M | $249M | $247M | $262M | |
| Liabilities + Equity | $1.75B | $1.69B | $1.67B | $1.59B | $1.85B | $1.84B | $1.74B | $1.62B | $1.64B | $1.58B | $1.48B | $1.42B |
Fluxo de Caixa 10
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Deferred Tax | $1M | $-2M | $860.0K | $2M | $2M | $-402.0K | $2M | $63M | $-21M | $10M | $-4M | $79M | |
| Operating Cash Flow | $18M | $32M | $22M | $57M | $40M | $49M | $72M | $85M | $93M | $102M | $87M | $98M | |
| CapEx | $447.0K | $663.0K | $442.0K | $100.0K | $1M | $221.0K | $511.0K | $724.0K | $1M | $2M | $590.0K | $481.0K | |
| Investing Cash Flow | $-20M | $-27M | $-14M | $-61M | $-41M | $-62M | $-69M | $-85M | $-85M | $-152M | $-58M | $-104M | |
| Stock Issued | · | · | $0 | $2M | $2M | $0 | $0 | · | · | · | · | · | |
| Net Stock Activity | · | · | $0 | $2M | $2M | · | · | · | · | · | · | · | |
| Financing Cash Flow | $-5M | $-2M | $-4M | $-499.0K | $-6M | $904.0K | $-2M | $-58.0K | $3M | $2M | $3M | $2M | |
| Net Change in Cash | $-6M | $2M | $4M | $-4M | $-7M | $-12M | $713.0K | $-572.0K | $11M | $-47M | $32M | $-4M | |
| Taxes Paid | $2M | $500.0K | $2M | $300.0K | $1M | $0 | $2M | $3M | $3M | $4M | $5M | $5M | |
| Free Cash Flow | $18M | $31M | $22M | $57M | $39M | $49M | $72M | $84M | $92M | $100M | $87M | $97M |
Lucratividade 4
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 5.7% | 6.1% | 10.2% | -2.9% | 14.7% | -4.6% | -0.55% | -4.5% | -15.1% | 0.80% | -1.5% | -2.8% | |
| Pretax Margin | 6.8% | 6.1% | 10.9% | -3.0% | -2.7% | -5.2% | 2.3% | 0.82% | -1.2% | 2.2% | -1.1% | -1.2% | |
| ROA | 0.85% | 0.87% | 1.5% | -0.39% | 2.0% | -0.61% | -0.08% | -0.68% | -2.4% | 0.13% | -0.25% | -0.49% | |
| ROE | 6.3% | 7.1% | 15.0% | -11.8% | 12.6% | -3.7% | -0.53% | -5.9% | -15.6% | 0.79% | -1.4% | -2.6% |
Eficiência 1
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | 0.2 | 0.2 | 0.2 |
Taxas de Crescimento 5
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 4.3% | 1.8% | 3.5% | -7.2% | 4.9% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 3.2% | -0.74% | 0.25% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 1.4% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | -2.1% | -39.0% | -6.0% | -64.2% | · | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | -17.5% | -41.0% | · | · | · | · | · | · | · | · | · | · |
Avaliação (TTM) 2
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $256M | $245M | $241M | $233M | $251M | $239M | $251M | $244M | $253M | $245M | $236M | $230M | |
| Net Income TTM | $15M | $15M | $24M | $26M | $73M | $-11M | $-1M | $-11M | $-38M | $2M | $-3M | $-6M |
Demonstração de Resultados 4
| Métrica | Tendência | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $60M | $72M | $63M | $65M | $56M | $63M | $62M | $62M | $58M | $67M | $59M | $59M | $56M | $67M | $56M | $54M | |
| Pretax Income | $2M | $8M | $4M | $7M | $-2M | $4M | $3M | $3M | $5M | $9M | $5M | $6M | $7M | $11M | $5M | $4M | |
| Income Tax | $106.0K | $526.0K | $2M | $455.0K | $-164.0K | $95.0K | $247.0K | $-657.0K | $383.0K | $-2M | $2M | $-82.0K | $2M | $-2M | $1M | $1M | |
| Net Income | $2M | $7M | $2M | $6M | $-2M | $4M | $3M | $4M | $5M | $11M | $3M | $6M | $5M | $14M | $3M | $2M |
Balanço Patrimonial 12
| Métrica | Tendência | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $19M | $23M | $23M | $23M | $18M | $29M | $32M | $26M | $23M | $27M | $17M | $21M | $19M | $23M | $21M | $22M | |
| PP&E (Net) | $10M | $10M | $10M | $10M | $10M | $11M | $11M | $11M | $11M | $12M | $12M | $12M | $13M | $13M | $13M | $14M | |
| PP&E (Gross) | · | $19M | · | · | · | $19M | · | · | · | $22M | · | · | · | $23M | · | · | |
| Accum. Depreciation | · | $9M | · | · | · | $9M | · | · | · | $10M | · | · | · | $10M | · | · | |
| Total Assets | $1.74B | $1.75B | $1.74B | $1.71B | $1.70B | $1.69B | $1.74B | $1.66B | $1.67B | $1.67B | $1.56B | $1.62B | $1.64B | $1.59B | $1.54B | $1.62B | |
| Deferred Tax | $6M | $6M | $5M | $5M | $4M | $3M | $2M | $2M | $4M | $1M | $2M | $5M | $6M | $4M | $0 | $2M | |
| Total Liabilities | $1.50B | $1.52B | $1.52B | $1.48B | $1.48B | $1.47B | $1.53B | $1.47B | $1.47B | $1.50B | $1.41B | $1.48B | $1.48B | $1.46B | $1.56B | $1.54B | |
| Retained Earnings | $74M | $72M | $64M | $62M | $55M | $57M | $53M | $51M | $47M | $42M | $31M | $27M | $21M | $16M | $-56M | $-50M | |
| Treasury Stock | $24M | $24M | $24M | $24M | $24M | $24M | $24M | $24M | $24M | $24M | $24M | $24M | $23M | $23M | $22M | $21M | |
| AOCI | $-87M | $-88M | $-89M | $-84M | $-87M | $-96M | $-95M | $-108M | $-100M | $-118M | $-127M | $-128M | $-115M | $-137M | · | · | |
| Stockholders' Equity | $239M | $235M | $226M | $229M | $218M | $210M | $208M | $191M | $195M | $172M | $153M | $147M | $154M | $128M | $-14M | $76M | |
| Liabilities + Equity | $1.74B | $1.75B | $1.74B | $1.71B | $1.70B | $1.69B | $1.74B | $1.66B | $1.67B | $1.67B | $1.56B | $1.62B | $1.64B | $1.59B | $1.54B | $1.62B |
Fluxo de Caixa 8
| Métrica | Tendência | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $-323.0K | $9M | $5M | $3M | $748.0K | $11M | $10M | $5M | $7M | $7M | $3M | $5M | $7M | $17M | $17M | $10M | |
| CapEx | $326.0K | $104.0K | $60.0K | $176.0K | $107.0K | $102.0K | $372.0K | $131.0K | $58.0K | $150.0K | $208.0K | $11.0K | $73.0K | $24.0K | $25.0K | $17.0K | |
| Investing Cash Flow | $-3M | $-9M | $-5M | $5M | $-11M | $-14M | $-3M | $-735.0K | $-9M | $4M | $-7M | $-885.0K | $-11M | $-15M | $-18M | $-8M | |
| Stock Issued | · | · | · | · | · | · | · | · | · | · | $0 | $0 | $0 | $0 | $0 | $456.0K | |
| Net Stock Activity | · | · | · | · | · | · | · | · | · | · | · | · | $0 | · | · | · | |
| Financing Cash Flow | $-705.0K | $-733.0K | $307.0K | $-4M | $-231.0K | $-98.0K | $-545.0K | $-751.0K | $-1M | $-375.0K | $-815.0K | $-2M | $-377.0K | $-586.0K | $-593.0K | $-1M | |
| Net Change in Cash | $-4M | $-147.0K | $452.0K | $4M | $-11M | $-3M | $6M | $3M | $-4M | $10M | $-4M | $2M | $-4M | $2M | $-1M | $1M | |
| Free Cash Flow | $-649.0K | · | · | · | $641.0K | · | · | · | $7M | · | · | · | $7M | · | · | · |
Lucratividade 4
| Métrica | Tendência | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 3.8% | · | 3.9% | 9.9% | -2.9% | · | 4.5% | 6.4% | 7.9% | · | 4.5% | 10.5% | 8.7% | · | -9.1% | -6.6% | |
| Pretax Margin | 4.0% | · | 7.1% | 10.6% | -3.2% | · | 4.9% | 5.3% | 8.5% | · | 7.8% | 10.3% | 12.0% | · | -8.5% | -6.8% | |
| ROA | 0.13% | · | 0.14% | 0.38% | -0.10% | · | 0.17% | 0.24% | 0.27% | · | 0.17% | 0.38% | 0.29% | · | -0.30% | -0.21% | |
| ROE | 0.99% | · | 1.1% | 3.1% | -0.79% | · | 1.6% | 2.3% | 2.6% | · | 3.9% | 5.5% | 2.8% | · | -4.1% | -2.1% |
Eficiência 1
| Métrica | Tendência | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 |
Avaliação (TTM) 2
| Métrica | Tendência | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $260M | · | $247M | $246M | $243M | · | $248M | $246M | $242M | · | $241M | $238M | $233M | · | $235M | $241M | |
| Net Income TTM | $18M | · | $11M | $11M | $9M | · | $22M | $22M | $24M | · | $27M | $28M | $24M | · | $50M | $44M |
Demonstrações Financeiras Demonstração de resultados, balanço patrimonial, fluxo de caixa — anual, últimos 5 anos
Demonstração de Resultados
| 2025-12-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | |
|---|---|---|---|---|---|
| Receita | $256M | $245M | — | — | — |
| Lucro líquido | $15M | $15M | — | — | — |
Fluxo de Caixa
| 2025-12-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | |
|---|---|---|---|---|---|
| Fluxo de caixa livre | $18M | $31M | — | — | — |
Últimas notícias Notícias recentes mencionando esta empresa
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