PDLB Ponce Financial Group, Inc. - Common Stock

NASDAQ · Banking · Ver em SEC EDGAR ↗
$17,70
Preço · Mai 19, 2026
Fundamentais a partir de Mai 7, 2026

PDLB Instantâneo da Ação Preço, capitalização de mercado, P/E, EPS, ROE, dívida/patrimônio, intervalo de 52 semanas

Preço
$17.70
Capitalização de Mercado
$395M
P/E (TTM)
13.6
EPS (TTM)
$1.20
Receita (TTM)
Rendimento div.
ROE
5.4%
Dívida/Capital
Intervalo 52 Semanas
$13 – $18

PDLB Gráfico de Preço da Ação OHLCV diário com indicadores técnicos — panorâmica, zoom e personalize sua visualização

Desempenho de 10 Anos Tendências de receita, lucro líquido, margens e EPS

Receita e Lucro Líquido
EPS $1.20
7-point trend, +513.8%
2019-12-31 2025-12-31
Fluxo de caixa livre $55M
5-point trend, +279.8%
2021-12-31 2025-12-31
Margens 26.3%

Avaliação Rácios P/E, P/S, P/B, EV/EBITDA — a ação está cara ou barata?

Métrica
Tendência de 5 anos
PDLB
Mediana de Pares
P/E (TTM)
5-point trend, +97.9%
13.6
12.4
P/S (TTM)
5-point trend, +86.5%
3.6
2.1
P/B
5-point trend, -23.9%
0.7
0.9
Price / FCF (Preço / FCF)
5-point trend, -42.6%
7.2

Lucratividade Margens bruta, operacional e líquida; ROE, ROA, ROIC

Métrica
Tendência de 5 anos
PDLB
Mediana de Pares
Net Profit Margin (Margem de Lucro Líquido)
5-point trend, -3.3%
26.3%
33.7%
ROA
5-point trend, -45.6%
0.92%
0.83%
ROE
5-point trend, -61.4%
5.4%
8.6%

Saúde financeira Dívida, liquidez, solvência — força do balanço patrimonial

Métrica
Tendência de 5 anos
PDLB
Mediana de Pares

Crescimento Crescimento da receita, EPS e lucro líquido: YoY, CAGR 3 anos, CAGR 5 anos

Métrica
Tendência de 5 anos
PDLB
Mediana de Pares
Revenue YoY (Receita Ano a Ano)
30.5%
Revenue CAGR 3Y (CAGR Receita 3A)
14.4%
Revenue CAGR 5Y (CAGR Receita 5A)
14.6%
EPS YoY
5-point trend, -20.5%
160.9%
Net Income YoY (Lucro Líquido Ano a Ano)
5-point trend, +12.9%
161.6%

Métricas por Ação EPS, valor patrimonial por ação, fluxo de caixa por ação, dividendo por ação

Métrica
Tendência de 5 anos
PDLB
Mediana de Pares
EPS (Diluted) (EPS (Diluído))
5-point trend, -20.5%
$1.20

Eficiência de Capital Giro de ativos, giro de estoques, giro de contas a receber

Métrica
Tendência de 5 anos
PDLB
Mediana de Pares

PDLB Consenso dos analistas Opiniões de analistas otimistas e pessimistas, preço-alvo de 12 meses, potencial de alta

COMPRA 7 analistas
  • Compra forte 3 42,9%
  • Compra 3 42,9%
  • Manter 1 14,3%
  • Venda 0 0,0%
  • Venda forte 0 0,0%

Histórico de Lucros EPS real vs. estimativa, surpresa %, taxa de acerto, próxima data de resultados

Surpresa Média
0.10%
Período EPS Actual EPS est. Surpresa
31 de Dezembro de 2025 $0.42 $0.29 0.13%
30 de Setembro de 2025 $0.27 $0.23 0.04%
30 de Junho de 2025 $0.25 $0.17 0.08%
31 de Março de 2025 $0.25 $0.09 0.16%

Comparação com pares Métricas chave vs pares do setor

Ticker Capitalização de Mercado P/E Receita YoY Margem Líquida ROE Margem Bruta
PDLB $395M 13.6 30.5% 26.3% 5.4%
FBIZ $452M 9.1 9.9% 29.8% 14.1%
COFS $443M 14.7 63.6% 12.4% 6.3%
OBT $382M 8.6 18.1% 32.7% 15.5%
GCBC $378M 12.1 16.1% 41.3% 13.6%
BMRC $419M -11.6 -58.1% -121.4% -8.6%
CBAN $379M 11.2 14.5% 21.4% 8.4%
TFC $62.13B 12.9 53.0% 26.1% 8.2%

Fundamentos Completos Todas as métricas por ano — demonstração de resultados, balanço patrimonial, fluxo de caixa

Demonstração de Resultados 9
Dados anuais de Demonstração de Resultados para PDLB
Métrica Tendência 202520242023202220212020
Interest Expense 6-point trend, +653.8% $86M $86M $61M $16M $8M $11M
Interest Income 6-point trend, +247.8% $186M $163M $126M $83M $67M $53M
Pretax Income 6-point trend, +634.1% $38M $16M $6M $-37M $34M $5M
Income Tax 6-point trend, +603.9% $10M $5M $3M $-7M $8M $1M
Net Income 6-point trend, +645.0% $29M $11M $3M $-30M $25M $4M
EPS (Basic) 6-point trend, +426.1% $1.21 $0.46 $0.15 $-1.32 $1.52 $0.23
EPS (Diluted) 6-point trend, +421.7% $1.20 $0.46 $0.15 $-1.32 $1.51 $0.23
Shares (Basic) 6-point trend, +36.4% 22,746,226 22,434,654 22,745,317 22,690,943 16,744,561 16,673,193
Shares (Diluted) 6-point trend, +38.2% 23,060,669 22,551,715 22,822,313 22,690,943 16,791,443 16,682,584
Balanço Patrimonial 14
Dados anuais de Balanço Patrimonial para PDLB
Métrica Tendência 202520242023202220212020
Cash & Equivalents 6-point trend, +75.0% $126M $140M $139M $54M $154M $72M
PP&E (Net) 6-point trend, -51.2% $16M $17M $16M $17M $20M $32M
PP&E (Gross) 6-point trend, -41.6% $33M $32M $30M $30M $31M $56M
Accum. Depreciation 6-point trend, -29.0% $17M $15M $14M $13M $12M $24M
Total Assets 6-point trend, +137.9% $3.22B $3.04B $2.75B $2.31B $1.65B $1.36B
Total Liabilities 6-point trend, +124.3% $2.68B $2.53B $2.26B $1.82B $1.46B $1.20B
Long-term Debt 4-point trend, +15.2% $596M $596M $684M $517M · ·
Common Stock 6-point trend, +34.6% $249.0K $249.0K $249.0K $249.0K $185.0K $185.0K
Retained Earnings 6-point trend, +38.7% $135M $108M $97M $93M $123M $98M
Treasury Stock 6-point trend, -66.0% $6M $8M $10M $2.0K $14M $18M
AOCI 6-point trend, -8114.8% $-11M $-15M $-16M $-18M $-1M $135.0K
Stockholders' Equity 6-point trend, +239.4% $542M $506M $491M $493M $189M $160M
Liabilities + Equity 6-point trend, +137.9% $3.22B $3.04B $2.75B $2.31B $1.65B $1.36B
Shares Outstanding 6-point trend, +40.9% 24,135,926 23,961,214 23,785,520 24,859,353 17,425,987 17,125,969
Fluxo de Caixa 14
Dados anuais de Fluxo de Caixa para PDLB
Métrica Tendência 202520242023202220212020
D&A 6-point trend, +91.3% $5M $5M $5M $4M $2M $3M
Stock-based Comp 6-point trend, +37.4% $2M $2M $2M $2M $1M $1M
Deferred Tax 6-point trend, +32.0% $-634.0K $2M $1M $-8M $1M $-932.0K
Operating Cash Flow 6-point trend, +302.2% $56M $7M $6M $10M $19M $-28M
CapEx 6-point trend, -48.6% $978.0K $3M $411.0K $492.0K $4M $2M
Investing Cash Flow 6-point trend, -7.4% $-220M $-295M $-333M $-777M $-211M $-205M
Stock Issued 2-point trend, +7000.0% $142.0K · · $2.0K · ·
Stock Repurchased 3-point trend, +133.7% · · $11M · $2M $5M
Net Stock Activity 4-point trend, +108.8% $142.0K · $-11M $2.0K $-2M ·
Financing Cash Flow 6-point trend, -45.6% $150M $288M $411M $668M $274M $277M
Net Change in Cash 6-point trend, -130.8% $-14M $649.0K $85M $-100M $82M $44M
Taxes Paid 3-point trend, +449.7% $8M $2M $2M · · ·
Free Cash Flow 5-point trend, +279.8% $55M $4M $6M $9M $14M ·
Levered FCF 5-point trend, -215.3% $-9M $-56M $-29M $-4M $8M ·
Lucratividade 4
Dados anuais de Lucratividade para PDLB
Métrica Tendência 202520242023202220212020
Net Margin 5-point trend, -3.3% 26.3% 13.1% 4.4% -41.1% 27.2% ·
Pretax Margin 5-point trend, -2.2% 35.2% 18.7% 7.8% -50.5% 36.0% ·
ROA 5-point trend, -45.6% 0.92% 0.38% 0.13% -1.5% 1.7% ·
ROE 5-point trend, -61.4% 5.4% 2.2% 0.69% -6.0% 14.0% ·
Eficiência 1
Dados anuais de Eficiência para PDLB
Métrica Tendência 202520242023202220212020
Asset Turnover 5-point trend, -43.8% 0.0 0.0 0.0 0.0 0.1 ·
Por Ação 5
Dados anuais de Por Ação para PDLB
Métrica Tendência 202520242023202220212020
Book Value / Share 5-point trend, +106.6% $22.44 $21.10 $20.66 $19.82 $10.86 ·
Revenue / Share 5-point trend, -14.9% $4.74 $3.71 $3.31 $3.22 $5.57 ·
Cash Flow / Share 5-point trend, +118.2% $2.41 $0.32 $0.28 $0.43 $1.10 ·
Cash / Share 5-point trend, -40.8% $5.23 $5.84 $5.85 $2.19 $8.83 ·
EPS (TTM) 5-point trend, -20.5% $1.20 $0.46 $0.15 $-1.32 $1.51 ·
Taxas de Crescimento 9
Dados anuais de Taxas de Crescimento para PDLB
Métrica Tendência 202520242023202220212020
Revenue YoY 5-point trend, -56.0% 30.5% 10.9% 3.4% -21.9% 69.3% ·
Revenue CAGR 3Y 3-point trend, +30.7% 14.4% -3.6% 11.0% · · ·
Revenue CAGR 5Y 14.6% · · · · ·
EPS YoY 3-point trend, -71.1% 160.9% 206.7% · · 556.5% ·
EPS CAGR 3Y 2-point trend, -146.3% · -32.7% -13.3% · · ·
EPS CAGR 5Y 39.1% · · · · ·
Net Income YoY 3-point trend, -71.1% 161.6% 227.3% · · 559.6% ·
Net Income CAGR 3Y 2-point trend, -437.9% · -24.4% -4.5% · · ·
Net Income CAGR 5Y 49.4% · · · · ·
Avaliação (TTM) 10
Dados anuais de Avaliação (TTM) para PDLB
Métrica Tendência 202520242023202220212020
Revenue TTM 5-point trend, +16.8% $109M $84M $75M $73M $93M ·
Net Income TTM 5-point trend, +12.9% $29M $11M $3M $-30M $25M ·
Market Cap 5-point trend, +117.9% $395M $311M $232M $232M $181M ·
P/E 5-point trend, +97.9% 13.6 28.3 65.1 -7.1 6.9 ·
P/S 5-point trend, +86.5% 3.6 3.7 3.1 3.2 1.9 ·
P/B 5-point trend, -23.9% 0.7 0.6 0.5 0.5 1.0 ·
P / Tangible Book 5-point trend, -23.9% 0.7 0.6 0.5 0.5 1.0 ·
P / Cash Flow 5-point trend, -27.3% 7.1 43.2 35.8 23.6 9.8 ·
P / FCF 5-point trend, -42.6% 7.2 69.3 38.2 24.9 12.6 ·
Earnings Yield 5-point trend, -49.5% 7.3% 3.5% 1.5% -14.2% 14.5% ·

Demonstrações Financeiras Demonstração de resultados, balanço patrimonial, fluxo de caixa — anual, últimos 5 anos

Demonstração de Resultados
2025-12-312024-12-312023-12-312022-12-312021-12-31
Lucro líquido $29M$11M$3M$-30M$25M
EPS Diluído $1.20$0.46$0.15$-1.32$1.51
Fluxo de Caixa
2025-12-312024-12-312023-12-312022-12-312021-12-31
Fluxo de caixa livre $55M$4M$6M$9M$14M

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