NPB Northpointe Bancshares, Inc. Common Stock
$16,92
Fiyat · May 20, 2026
Temel veriler itibarıyla May 14, 2026
52 Haftlık Aralık
$13–$19
63% of range
Analist Derecelendirmesi
BUY
7 analysts
Fiyat Hedefi
$21
+25% upside
P/E (TTM)
8.0
ROE
14.2%
Net Kâr Marjı
34.5%
NPB Hisse Senedi Özeti Fiyat, piyasa değeri, P/E, EPS, ROE, borç/öz sermaye, 52 haftalık aralık
Fiyat
$16.92
Piyasa Değeri
$579M
P/E (TTM)
8.0
EPS (TTM)
$2.11
Gelir (TTM)
—
Temettü Verimi
0.56%
ROE
14.2%
D/E Borç/Özsermaye
—
52 Haftlık Aralık
$13 – $19
NPB Hisse Senedi Fiyat Grafiği Teknik göstergeler ile günlük OHLCV — kaydır, yakınlaştır ve görünümünüzü özelleştirin
Configure
10 Yıllık Performans Gelir, net kar, marjlar ve EPS trendleri
Gelir ve Net Gelir
—
Hisse Başına Kâr
$2.11
2023-12-31
→
2025-12-31
Serbest Nakit Akışı
$42M
2024-12-31
→
2025-12-31
Marjlar
34.5%
Değerleme P/E, P/S, P/B, EV/EBITDA oranları — hisse senedi pahalı mı ucuz mu?
Metrik
5 Yıllık trend
NPB
Akran Ortalaması
P/E (TTM)
8.0
11.9
P/S (TTM) (F/S (TTM))
2.4
2.6
P/B (F/D)
1.0
1.0
Price / FCF (Fiyat / Serbest Nakit Akışı)
13.9
—
Kârlılık Brüt, faaliyet ve net kâr marjları; ROE, ROA, ROIC
Metrik
5 Yıllık trend
NPB
Akran Ortalaması
Net Profit Margin (Net Kâr Marjı)
34.5%
25.1%
ROA
1.4%
0.96%
ROE
14.2%
9.6%
Finansal Sağlık Borç, likidite, solventlik — bilanço gücü
Metrik
5 Yıllık trend
NPB
Akran Ortalaması
Büyüme Gelir, EPS ve net gelir büyümesi: YOY, 3 Yıllık CAGR, 5 Yıllık CAGR
Metrik
5 Yıllık trend
NPB
Akran Ortalaması
Revenue YoY (Gelir Yıllık Bazda)
29.2%
—
EPS YoY (EPS YB)
15.3%
—
Net Income YoY (Net Gelir Yıllık Bazda)
51.2%
—
Sermaye Verimliliği Aktif devir hızı, stok devir hızı, alacak devir hızı
Metrik
5 Yıllık trend
NPB
Akran Ortalaması
Payout Ratio (Temettü Ödeme Oranı)
3.9%
—
Temettüler Temettü verimi, ödeme oranı, temettü geçmişi, 5 Yıllık CAGR
Temettü Verimi
0.56%
Temettü Ödeme Oranı
3.9%
5 Yıllık Temettü CAGR
—
| Ex-tarihi | Miktar |
|---|---|
| 15 Nisan 2026 | $0,0250 |
| 15 Ocak 2026 | $0,0250 |
| 15 Ekim 2025 | $0,0250 |
| 15 Temmuz 2025 | $0,0250 |
| 15 Nisan 2025 | $0,0250 |
NPB Analist Uzlaşması Boğa ve ayı analist görüşleri, 12 aylık fiyat hedefi, yukarı yönlü potansiyel
AL
7 analist
- Güçlü Al 1 14,3%
- Al 4 57,1%
- Tut 2 28,6%
- Sat 0 0,0%
- Güçlü Sat 0 0,0%
12 Aylık Fiyat Hedefi
3 analist · 2026-05-15
Medyan
$21.00
← Tüm hedeflerin altında
$16.92
Düşük
$20.25
Yüksek
$22.00
Medyan hedef
$21.00
+24,1%
Ortalama hedef
$21.08
+24,6%
Kazanç Geçmişi EPS gerçekleşen vs tahmin, sürpriz %, kazanma oranı, bir sonraki kazanç tarihi
Ort. Sürpriz
-0.02%
| Dönem | EPS Gerçek | EPS Tahmin | Sürpriz |
|---|---|---|---|
| 31 Mart 2026 | $0.62 | $0.63 | -0.01% |
| 31 Aralık 2025 | $0.52 | $0.62 | -0.10% |
| 30 Eylül 2025 | $0.57 | $0.60 | -0.03% |
| 30 Haziran 2025 | $0.51 | $0.53 | -0.02% |
| 31 Mart 2025 | $0.49 | $0.46 | 0.03% |
Eş Karşılaştırması Anahtar metrikler sektördeki benzerlerine karşı
| Hisse Sembolü | Piyasa Değeri | P/E | Gelir YoY | Net Kar Marjı | ROE | Brüt Kar Marjı |
|---|---|---|---|---|---|---|
| NPB | $579M | 8.0 | 29.2% | 34.5% | 14.2% | — |
| CWBC | $431M | 11.2 | 25.6% | 26.0% | 9.7% | — |
| TCBX | $528M | 10.0 | 21.9% | 31.7% | 12.9% | — |
| BCAL | $605M | 9.7 | 41.0% | 35.0% | 11.2% | — |
| AROW | — | 11.8 | 17.6% | — | — | — |
| WASH | $562M | 10.9 | 127.6% | 22.8% | 9.8% | — |
| CARE | $434M | 14.2 | 4.7% | 154.4% | 7.6% | — |
| NFBK | — | 571.5 | 6.8% | — | — | — |
| RRBI | $470M | 11.2 | 14.4% | 34.1% | 12.2% | — |
| PFIS | $487M | 8.3 | 39.7% | 31.5% | 11.7% | — |
Tüm Temeller Tüm metrikler yıla göre — gelir tablosu, bilanço, nakit akışı
Gelir Tablosu 8
| Metrik | Eğilim | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Interest Income | $380M | $318M | $267M | |
| Pretax Income | $110M | $73M | $45M | |
| Income Tax | $27M | $18M | $11M | |
| Net Income | $83M | $55M | $34M | |
| EPS (Basic) | $2.14 | $1.83 | $0.94 | |
| EPS (Diluted) | $2.11 | $1.83 | $0.93 | |
| Shares (Basic) | 33,432,895 | 25,759,938 | 25,729,227 | |
| Shares (Diluted) | 33,863,189 | 25,822,496 | 25,795,481 |
Bilanço 14
| Metrik | Eğilim | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Cash & Equivalents | $496M | $376M | $352M | |
| PP&E (Net) | $28M | $27M | $29M | |
| PP&E (Gross) | $40M | $42M | $41M | |
| Accum. Depreciation | $13M | $14M | $12M | |
| Intangibles | $2M | $2M | $5M | |
| Total Assets | $7.02B | $5.22B | $4.76B | |
| Deferred Tax | $4M | $3M | $24M | |
| Total Liabilities | $6.45B | $4.76B | $4.33B | |
| Paid-in Capital | $205M | $167M | $180M | |
| Retained Earnings | $364M | $296M | $251M | |
| AOCI | $-199.0K | $-324.0K | $-801.0K | |
| Stockholders' Equity | $569M | $462M | $431M | |
| Liabilities + Equity | $7.02B | $5.22B | $4.76B | |
| Shares Outstanding | 34,494,116 | 25,684,560 | 25,689,560 |
Nakit Akışı 13
| Metrik | Eğilim | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Deferred Tax | $272.0K | $-21M | $-2M | |
| Amort. of Intangibles | $586.0K | $973.0K | $1M | |
| Operating Cash Flow | $44M | $20M | $504M | |
| CapEx | $3M | $1M | $3M | |
| Investing Cash Flow | $-1.63B | $-458M | $-751M | |
| Stock Issued | $114M | $0 | · | |
| Stock Repurchased | $0 | $770.0K | $616.0K | |
| Net Stock Activity | $114M | $-770.0K | · | |
| Dividends Paid | $3M | $3M | $3M | |
| Financing Cash Flow | $1.71B | $463M | $324M | |
| Net Change in Cash | $120M | $24M | $78M | |
| Taxes Paid | $29M | $43M | · | |
| Free Cash Flow | $42M | $19M | · |
Kârlılık 4
| Metrik | Eğilim | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Net Margin | 34.5% | 29.5% | · | |
| Pretax Margin | 45.7% | 38.9% | · | |
| ROA | 1.4% | 1.0% | · | |
| ROE | 14.2% | 12.0% | · |
Verimlilik 1
| Metrik | Eğilim | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · |
Büyüme Oranları 3
| Metrik | Eğilim | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Revenue YoY | 29.2% | -4.7% | · | |
| EPS YoY | 15.3% | 96.8% | · | |
| Net Income YoY | 51.2% | 63.4% | · |
Değerleme (TTM) 13
| Metrik | Eğilim | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Revenue TTM | $242M | $187M | · | |
| Net Income TTM | $83M | $55M | · | |
| Market Cap | $579M | · | · | |
| P/E | 8.0 | · | · | |
| P/S | 2.4 | · | · | |
| P/B | 1.0 | · | · | |
| P / Tangible Book | 1.0 | · | · | |
| P / Cash Flow | 13.1 | · | · | |
| P / FCF | 13.9 | · | · | |
| Dividend Yield | 0.56% | · | · | |
| Earnings Yield | 12.6% | · | · | |
| Payout Ratio | 3.9% | 4.7% | · | |
| Annual Payout | $3M | $3M | · |
Gelir Tablosu 8
| Metrik | Eğilim | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $102M | $106M | $102M | $93M | $79M | $83M | $83M | $79M | $73M | |
| Pretax Income | $29M | $32M | $29M | $27M | $23M | $15M | $25M | $17M | $16M | |
| Income Tax | $7M | $8M | $7M | $6M | $5M | $4M | $6M | $4M | $4M | |
| Net Income | $22M | $24M | $22M | $20M | $17M | $11M | $19M | $13M | $12M | |
| EPS (Basic) | $0.63 | $0.54 | $0.58 | $0.52 | $0.50 | $0.34 | $0.67 | $0.44 | $0.38 | |
| EPS (Diluted) | $0.62 | $0.54 | $0.57 | $0.51 | $0.49 | $0.35 | $0.66 | $0.44 | $0.38 | |
| Shares (Basic) | 34,702,246 | -65,614,481 | 34,602,289 | 34,574,086 | 29,871,001 | -51,308,742 | 25,689,560 | 25,689,560 | 25,689,560 | |
| Shares (Diluted) | 35,260,806 | -67,141,757 | 35,337,136 | 35,218,962 | 30,448,848 | -51,446,797 | 25,756,431 | 25,756,431 | 25,756,431 |
Bilanço 14
| Metrik | Eğilim | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $488M | $496M | $419M | $416M | $321M | $376M | · | · | · | |
| PP&E (Net) | $27M | $28M | $28M | $27M | $27M | $27M | · | · | · | |
| PP&E (Gross) | $41M | $40M | $44M | $43M | $42M | $42M | · | · | · | |
| Accum. Depreciation | $13M | $13M | $16M | $16M | $15M | $14M | · | · | · | |
| Intangibles | $1M | $2M | $2M | $2M | $2M | $2M | · | · | · | |
| Total Assets | $7.40B | $7.02B | $6.84B | $6.43B | $5.86B | $5.22B | · | · | · | |
| Deferred Tax | $4M | $4M | $3M | $3M | $3M | $3M | · | · | · | |
| Total Liabilities | $6.81B | $6.45B | $6.22B | $5.83B | $5.27B | $4.76B | · | · | · | |
| Paid-in Capital | $205M | $205M | $277M | $277M | $276M | $167M | · | · | · | |
| Retained Earnings | $385M | $364M | $347M | $328M | $310M | $296M | · | · | · | |
| AOCI | $-88.0K | $-199.0K | $-189.0K | $-164.0K | $-310.0K | $-324.0K | · | · | · | |
| Stockholders' Equity | $590M | $569M | $624M | $604M | $587M | $462M | · | · | · | |
| Liabilities + Equity | $7.40B | $7.02B | $6.84B | $6.43B | $5.86B | $5.22B | · | · | · | |
| Shares Outstanding | 34,494,116 | 34,494,116 | 34,364,659 | 34,364,659 | 34,315,099 | 25,684,560 | · | · | · |
Nakit Akışı 12
| Metrik | Eğilim | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Deferred Tax | $288.0K | $1M | $-482.0K | $211.0K | $-551.0K | $-927.0K | $-1M | $-19M | $0 | |
| Amort. of Intangibles | $146.0K | $147.0K | $146.0K | $147.0K | $146.0K | $243.0K | $244.0K | $243.0K | $243.0K | |
| Operating Cash Flow | $38M | $-28M | $90M | $-72M | $54M | $10M | $45M | $-34M | $-939.0K | |
| CapEx | $417.0K | $508.0K | $794.0K | $1M | $322.0K | $90.0K | $438.0K | $-33.0K | $557.0K | |
| Investing Cash Flow | $-389M | $-55M | $-474M | $-386M | $-716M | $87M | $-172M | $-185M | $-189M | |
| Stock Issued | $0 | $1.0K | $0 | $-294.0K | $114M | $0 | $0 | $0 | $0 | |
| Net Stock Activity | $0 | · | · | · | $114M | · | · | · | · | |
| Dividends Paid | $861.0K | $859.0K | $860.0K | $859.0K | $641.0K | $643.0K | $645.0K | $638.0K | $643.0K | |
| Financing Cash Flow | $342M | $160M | $387M | $552M | $606M | $-161M | $214M | $327M | $82M | |
| Net Change in Cash | $-9M | $77M | $4M | $94M | $-55M | $-64M | $87M | $109M | $-107M | |
| Taxes Paid | $290.0K | · | · | · | $93.0K | · | · | · | · | |
| Free Cash Flow | $37M | · | · | · | $54M | · | · | · | · |
Kârlılık 4
| Metrik | Eğilim | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 34.9% | · | 34.4% | 34.5% | 32.4% | · | · | · | · | |
| Pretax Margin | 46.4% | · | 45.3% | 45.2% | 42.4% | · | · | · | · | |
| ROA | 0.33% | · | 0.65% | 0.63% | 0.59% | · | · | · | · | |
| ROE | 3.8% | · | 7.1% | 6.7% | 5.9% | · | · | · | · |
Verimlilik 1
| Metrik | Eğilim | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | · | 0.0 | 0.0 | 0.0 | · | · | · | · |
Değerleme (TTM) 11
| Metrik | Eğilim | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $240M | · | $231M | $212M | $197M | · | · | · | · | |
| Net Income TTM | $82M | · | $78M | $70M | $61M | · | · | · | · | |
| Market Cap | $595M | · | $587M | $471M | $496M | · | · | · | · | |
| P/E | 7.9 | · | 7.7 | 6.5 | 7.3 | · | · | · | · | |
| P/S | 2.5 | · | 2.5 | 2.2 | 2.5 | · | · | · | · | |
| P/B | 1.0 | · | 0.9 | 0.8 | 0.8 | · | · | · | · | |
| P / Tangible Book | 1.0 | · | 0.9 | 0.8 | 0.8 | · | · | · | · | |
| P / Cash Flow | 15.8 | · | · | · | 9.1 | · | · | · | · | |
| P / FCF | 16.0 | · | · | · | 9.2 | · | · | · | · | |
| Earnings Yield | 12.7% | · | 13.1% | 15.3% | 13.6% | · | · | · | · | |
| Payout Ratio | 3.9% | · | · | · | 3.7% | · | · | · | · |
Finansal Tablolar Gelir tablosu, bilanço, nakit akışı — yıllık, son 5 yıl
Gelir Tablosu
| 2025-12-31 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|---|
| Net Gelir | $83M | — | $55M | — | — |
| Seyreltilmiş Hisse Başı Kâr | $2.11 | — | $1.83 | — | — |
Nakit Akışı
| 2025-12-31 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|---|
| Serbest Nakit Akışı | $42M | — | $19M | — | — |
Metriklerim Kişisel izleme listeniz — Tam Temeller'den seçilen satırlar
📊
Sizin için önemli olan metrikleri seçin — yukarıdaki Tam Temeller'deki herhangi bir satırın yanındaki ➕ düğmesine tıklayın.
Seçiminiz kaydedildi ve tüm hisse senetlerinde sizinle birlikte gelir.