UMBF Hisse Senedi Özeti Fiyat, piyasa değeri, P/E, EPS, ROE, borç/öz sermaye, 52 haftalık aralık

Fiyat

$127.58

Piyasa Değeri

$8.74B

P/E (TTM)

12.4

EPS (TTM)

$9.29

Gelir (TTM)

—

Temettü Verimi

1.6%

ROE

9.4%

D/E Borç/Özsermaye

—

52 Haftlık Aralık

$98 – $136

UMBF Hisse Senedi Fiyat Grafiği Teknik göstergeler ile günlük OHLCV — kaydır, yakınlaştır ve görünümünüzü özelleştirin

10 Yıllık Performans Gelir, net kar, marjlar ve EPS trendleri

Gelir ve Net Gelir —

Hisse Başına Kâr $9.29

2016-12-31 → 2025-12-31

Serbest Nakit Akışı $978M

2016-12-31 → 2025-12-31

Marjlar 26.5%

Değerleme P/E, P/S, P/B, EV/EBITDA oranları — hisse senedi pahalı mı ucuz mu?

Metrik

5 Yıllık trend

UMBF

Akran Ortalaması

P/E (TTM)

12.4

12.9

P/S (TTM) (F/S (TTM))

3.3

2.2

P/B (F/D)

1.1

1.2

Price / FCF (Fiyat / Serbest Nakit Akışı)

8.9

—

Kârlılık Brüt, faaliyet ve net kâr marjları; ROE, ROA, ROIC

Metrik

5 Yıllık trend

UMBF

Akran Ortalaması

Net Profit Margin (Net Kâr Marjı)

26.5%

27.6%

ROA

1.1%

1.0%

ROE

9.4%

9.7%

Finansal Sağlık Borç, likidite, solventlik — bilanço gücü

Metrik

5 Yıllık trend

UMBF

Akran Ortalaması

Büyüme Gelir, EPS ve net gelir büyümesi: YOY, 3 Yıllık CAGR, 5 Yıllık CAGR

Metrik

5 Yıllık trend

UMBF

Akran Ortalaması

Revenue YoY (Gelir Yıllık Bazda)

62.8%

—

Revenue CAGR 3Y (Gelir 3 Yıllık Bileşik Büyüme Oranı)

21.8%

—

Revenue CAGR 5Y (Gelir 5 Yıllık Bileşik Büyüme Oranı)

15.5%

—

EPS YoY (EPS YB)

3.3%

—

Net Income YoY (Net Gelir Yıllık Bazda)

59.2%

—

Hisse Başı Metrikler Hisse Başı Kâr, hisse başına defter değeri, hisse başına nakit akışı, hisse başına temettü

Metrik

5 Yıllık trend

UMBF

Akran Ortalaması

EPS (Diluted) (Hisse Başına Kar (Seyreltilmiş))

$9.29

—

Sermaye Verimliliği Aktif devir hızı, stok devir hızı, alacak devir hızı

Metrik

5 Yıllık trend

UMBF

Akran Ortalaması

Payout Ratio (Temettü Ödeme Oranı)

19.3%

—

Temettüler Temettü verimi, ödeme oranı, temettü geçmişi, 5 Yıllık CAGR

Temettü Verimi

1.6%

Temettü Ödeme Oranı

19.3%

5 Yıllık Temettü CAGR

—

Ex-tarihi	Miktar
10 Mart 2026	$0,4300
10 Aralık 2025	$0,4300
10 Eylül 2025	$0,4000
10 Haziran 2025	$0,4000
10 Mart 2025	$0,4000
10 Aralık 2024	$0,4000
10 Eylül 2024	$0,3900
10 Haziran 2024	$0,3900
08 Mart 2024	$0,3900
08 Aralık 2023	$0,3900
08 Eylül 2023	$0,3800
09 Haziran 2023	$0,3800
09 Mart 2023	$0,3800
09 Aralık 2022	$0,3800
09 Eylül 2022	$0,3700
09 Haziran 2022	$0,3700
09 Mart 2022	$0,3700
09 Aralık 2021	$0,3700
09 Eylül 2021	$0,3700
09 Haziran 2021	$0,3200

UMBF Analist Uzlaşması Boğa ve ayı analist görüşleri, 12 aylık fiyat hedefi, yukarı yönlü potansiyel

AL 18 analist

Güçlü Al 3 16,7%
Al 12 66,7%
Tut 3 16,7%
Sat 0 0,0%
Güçlü Sat 0 0,0%

12 Aylık Fiyat Hedefi

12 analist · 2026-05-17

Medyan $147.50

← Tüm hedeflerin altında $127.58

Düşük $130.00

Yüksek $170.00

Medyan hedef $147.50 +15,6%

Ortalama hedef $147.08 +15,3%

Kazanç Geçmişi EPS gerçekleşen vs tahmin, sürpriz %, kazanma oranı, bir sonraki kazanç tarihi

Ort. Sürpriz

0.11%

Dönem	EPS Gerçek	EPS Tahmin	Sürpriz
31 Mart 2026	$3.35	$2.86	0.49%
31 Aralık 2025	$2.74	$2.60	0.14%
30 Eylül 2025	$2.36	$2.50	-0.14%
30 Haziran 2025	$2.82	$2.44	0.38%
31 Mart 2025	$1.94	$2.24	-0.30%

Eş Karşılaştırması Anahtar metrikler sektördeki benzerlerine karşı

Hisse Sembolü	Piyasa Değeri	P/E	Gelir YoY	Net Kar Marjı	ROE	Brüt Kar Marjı
UMBF	$8.74B	12.4	62.8%	26.5%	9.4%	—
EWBC	$15.46B	11.8	12.2%	45.2%	15.5%	—
PNFP	$7.41B	11.8	18.3%	31.2%	9.5%	—
WBS	—	10.7	11.9%	—	—	—
FHN	$11.59B	12.8	7.2%	28.7%	11.1%	—
WTFC	$9.36B	12.3	5.9%	310.1%	11.4%	—
SSB	$9.33B	12.0	56.1%	29.8%	8.9%	—
ONB	$8.69B	12.5	—	26.5%	8.1%	—
ZION	$8.64B	9.7	3.6%	135.8%	13.1%	—
CFR	—	12.8	8.3%	29.0%	14.8%	—
COLB	$8.26B	12.2	18.8%	310.7%	8.5%	—

Tüm Temeller Tüm metrikler yıla göre — gelir tablosu, bilanço, nakit akışı

Gelir Tablosu 10

UMBF için Yıllık Gelir Tablosu verileri
Metrik	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Interest Expense	·	·	$919M	$224M	$46M	$77M	$192M	$122M	$58M	$28M	$19M	$14M
Interest Income	$3.35B	$2.17B	$1.84B	$1.14B	$862M	$808M	$863M	$732M	$617M	$523M	$431M	$364M
Pretax Income	$875M	$541M	$422M	$532M	$429M	$339M	$286M	$224M	$236M	$199M	$128M	$166M
Income Tax	$173M	$100M	$72M	$100M	$76M	$52M	$42M	$27M	$53M	$45M	$32M	$45M
Net Income	$702M	$441M	$350M	$432M	$353M	$287M	$244M	$196M	$247M	$159M	$116M	$121M
EPS (Basic)	$9.35	$9.05	$7.22	$8.93	$7.31	$5.95	$4.99	$3.97	$5.02	$3.25	$2.46	$2.69
EPS (Diluted)	$9.29	$8.99	$7.18	$8.86	$7.24	$5.93	$4.96	$3.93	$4.96	$3.22	$2.44	$2.65
Shares (Basic)	73,259,082	48,747,814	48,503,643	48,340,922	48,271,462	48,137,791	48,779,263	49,334,937	49,223,661	48,828,313	47,126,252	44,844,578
Shares (Diluted)	73,670,643	49,056,956	48,763,820	48,747,399	48,738,292	48,343,750	49,089,877	49,770,737	49,839,290	49,277,055	47,579,334	45,445,283
EBITDA	·	·	·	·	·	·	·	·	·	$-2M	$-3M	·

Bilanço 17

UMBF için Yıllık Bilanço verileri
Metrik	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Cash & Equivalents	$7.77B	$8.45B	$5.53B	$1.56B	$9.21B	$3.50B	$1.67B	$1.67B	$1.72B	$1.06B	$819M	$1.79B
PP&E (Net)	$398M	$222M	$242M	$264M	$271M	$293M	$300M	$284M	$276M	$289M	$281M	$258M
PP&E (Gross)	$1.13B	$913M	$894M	$876M	$849M	$835M	$804M	$758M	$709M	$701M	$659M	$598M
Goodwill	$1.84B	$207M	$207M	$207M	$175M	$181M	$181M	$181M	$181M	$181M	$228M	$210M
Intangibles	$487M	$64M	$71M	$71M	$14M	$21M	$28M	$15M	$20M	$27M	$47M	$44M
Total Assets	$73.09B	$50.41B	$44.01B	$38.51B	$42.69B	$33.13B	$26.56B	$23.35B	$21.77B	$20.68B	$19.09B	$17.50B
Short-term Debt	·	·	$1.80B	·	·	·	·	·	·	·	$5M	·
Total Liabilities	$65.40B	$46.94B	$40.91B	$35.85B	$39.55B	$30.11B	$23.95B	$21.12B	$19.59B	$18.72B	$17.20B	$15.86B
Long-term Debt	$474M	$385M	$383M	$381M	$272M	$270M	$70M	$83M	$79M	$77M	$86M	$9M
Total Debt	·	·	$1.80B	·	·	·	·	·	·	·	$5M	·
Common Stock	$79M	$55M	$55M	$55M	$55M	$55M	$55M	$55M	$55M	$55M	$55M	$55M
Retained Earnings	$3.74B	$3.17B	$2.81B	$2.54B	$2.18B	$1.89B	$1.67B	$1.49B	$1.34B	$1.14B	$1.03B	$964M
Treasury Stock	$165M	$336M	$343M	$347M	$323M	$338M	$278M	$274M	$212M	$211M	$212M	$281M
AOCI	$-262M	$-573M	$-557M	$-703M	$126M	$318M	$83M	$-96M	$-46M	$-58M	$-4M	$11M
Stockholders' Equity	$7.69B	$3.47B	$3.10B	$2.67B	$3.15B	$3.02B	$2.61B	$2.23B	$2.18B	$1.96B	$1.89B	$1.64B
Liabilities + Equity	$73.09B	$50.41B	$44.01B	$38.51B	$42.69B	$33.13B	$26.56B	$23.35B	$21.77B	$20.68B	$19.09B	$17.50B
Shares Outstanding	75,960,675	48,814,177	48,554,127	48,319,404	48,430,805	48,006,386	49,097,606	49,117,222	49,894,990	49,673,056	49,396,366	45,532,188

Nakit Akışı 19

UMBF için Yıllık Nakit Akışı verileri
Metrik	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
D&A	$142M	$53M	$59M	$54M	$56M	$63M	$56M	$53M	$55M	$-2M	$-3M	$46M
Stock-based Comp	$38M	$23M	$19M	$21M	$21M	$15M	$15M	$11M	$13M	$12M	$11M	$10M
Deferred Tax	$83M	$-16M	$-20M	$-6M	$-13M	$-5M	$-153.0K	$-20M	$60M	$2M	$-645.0K	$-11M
Amort. of Intangibles	$94M	$8M	$9M	$5M	$5M	$7M	$6M	$6M	$7M	$9M	$8M	$12M
Other Non-cash	·	·	·	·	·	·	·	·	·	$125M	$92M	·
Operating Cash Flow	$1.03B	$225M	$473M	$770M	$534M	$374M	$340M	$296M	$327M	$296M	$212M	$246M
CapEx	$49M	$20M	$23M	$52M	$34M	$60M	$72M	$58M	$36M	$51M	$54M	$45M
Investing Cash Flow	$-5.62B	$-3.26B	$-1.27B	$-3.85B	$-4.24B	$-4.49B	$-2.99B	$-1.75B	$-479M	$-1.50B	$-1.33B	·
Debt Issued	·	·	·	$110M	·	$200M	$19M	$4M	$3M	$2M	$2M	$5M
Net Debt Issued	$-200M	·	·	$110M	·	$200M	$14M	$2M	$1M	$-10M	$-8M	$4M
Stock Issued	$235M	·	·	·	·	·	·	·	·	·	·	·
Stock Repurchased	$18M	$8M	$8M	$32M	$6M	$64M	$4M	$77M	$15M	$16M	$8M	$6M
Net Stock Activity	$218M	$-8M	$-8M	$-32M	$-6M	$-64M	$-4M	$-77M	$-15M	$-16M	$-8M	$-6M
Dividends Paid	$136M	$77M	$74M	$72M	$67M	$60M	$59M	$58M	$52M	$49M	$46M	$41M
Financing Cash Flow	$3.92B	$5.96B	$4.77B	$-4.58B	$9.42B	$5.95B	$2.64B	$1.41B	$804M	$1.45B	$150M	·
Net Change in Cash	$-677M	$2.92B	$3.97B	$-7.66B	$5.72B	$1.83B	$-5M	$-42M	$652M	$245M	$-968M	$-795M
Taxes Paid	$63M	$77M	$79M	$102M	$93M	$34M	$2M	$63M	$46M	·	·	·
Free Cash Flow	$978M	$201M	$446M	$718M	$500M	$313M	$269M	$239M	$290M	$246M	$157M	$199M
Levered FCF	·	·	$-317M	$536M	$463M	$248M	$106M	$132M	$245M	$224M	$144M	$189M

Kârlılık 5

UMBF için Yıllık Kârlılık verileri
Metrik	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Net Margin	26.5%	27.1%	23.9%	29.4%	27.5%	22.2%	22.2%	19.3%	25.1%	16.4%	13.2%	14.2%
Pretax Margin	33.0%	33.2%	28.8%	36.2%	33.5%	26.2%	26.1%	22.1%	24.1%	21.3%	18.1%	19.4%
EBITDA Margin	·	·	·	·	·	·	·	·	·	-0.24%	-0.31%	·
ROA	1.1%	0.93%	0.85%	1.1%	0.93%	0.96%	0.98%	0.87%	1.2%	0.80%	0.63%	0.70%
ROE	9.4%	12.6%	11.8%	16.6%	11.3%	9.8%	9.4%	8.8%	11.5%	8.0%	6.1%	7.4%

Likidite ve Solventlik 1

UMBF için Yıllık Likidite ve Solventlik verileri
Metrik	Eğilim	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Debt / Equity		·	·	0.6	·	·	·	·	·	·	·	0.0	·

Verimlilik 1

UMBF için Yıllık Verimlilik verileri
Metrik	Eğilim	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Asset Turnover		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0

Hisse Başına 6

UMBF için Yıllık Hisse Başına verileri
Metrik	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Book Value / Share	$101.28	$71.02	$63.85	$55.20	$64.95	$62.84	$53.09	$45.37	$43.72	$39.51	$38.34	$36.10
Revenue / Share	$36.00	$33.21	$29.98	$30.11	$26.32	$26.71	$22.36	$20.34	$19.71	$19.71	$18.46	$18.68
Cash Flow / Share	$13.94	$4.59	$9.69	$15.79	$10.96	$7.73	$6.96	$5.97	$6.55	$6.02	$4.43	$5.36
Cash / Share	$102.32	$173.08	$113.86	$32.24	$190.26	$72.86	$34.00	$34.08	$34.40	$21.42	$16.58	$39.25
Dividend Paid / Share	$2	$2	$2	$1	$1	$1	$1	$1	$1	$1	$1	$1
EPS (TTM)	$9.29	$8.99	$7.18	$8.86	$7.24	$5.93	$4.96	$3.93	$4.96	$3.22	$2.44	$2.65

Büyüme Oranları 10

UMBF için Yıllık Büyüme Oranları verileri
Metrik	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue YoY	62.8%	11.4%	-0.41%	14.4%	-0.67%	·	·	·	·	·	·	·
Revenue CAGR 3Y	21.8%	8.3%	4.2%	·	·	·	·	·	·	·	·	·
Revenue CAGR 5Y	15.5%	·	·	·	·	·	·	·	·	·	·	·
EPS YoY	3.3%	25.2%	-19.0%	22.4%	22.1%	·	·	·	·	·	·	·
EPS CAGR 3Y	1.6%	7.5%	6.6%	·	·	·	·	·	·	·	·	·
EPS CAGR 5Y	9.4%	·	·	·	·	·	·	·	·	·	·	·
Net Income YoY	59.2%	26.1%	-18.9%	22.3%	23.2%	·	·	·	·	·	·	·
Net Income CAGR 3Y	17.6%	7.7%	6.9%	·	·	·	·	·	·	·	·	·
Net Income CAGR 5Y	19.6%	·	·	·	·	·	·	·	·	·	·	·
Dividend CAGR 5Y	17.6%	·	·	·	·	·	·	·	·	·	·	·

Değerleme (TTM) 17

UMBF için Yıllık Değerleme (TTM) verileri
Metrik	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue TTM	$2.65B	$1.63B	$1.46B	$1.47B	$1.28B	$1.29B	$1.10B	$1.01B	$982M	$898M	$783M	$849M
Net Income TTM	$702M	$441M	$350M	$432M	$353M	$287M	$244M	$196M	$247M	$159M	$116M	$121M
Market Cap	$8.74B	$5.51B	$4.06B	$4.04B	$5.14B	$3.31B	$3.37B	$2.99B	$3.59B	$3.83B	$2.30B	$2.59B
Enterprise Value	·	·	$328M	·	·	·	·	·	·	·	$1.49B	·
P/E	12.4	12.6	11.6	9.4	14.7	11.6	13.8	15.5	14.5	24.0	19.1	21.5
P/S	3.3	3.4	2.8	2.7	4.0	2.6	3.1	3.0	3.7	4.3	2.9	3.1
P/B	1.1	1.6	1.3	1.5	1.6	1.1	1.3	1.3	1.6	2.0	1.2	1.6
P / Tangible Book	1.6	1.7	1.4	1.7	1.7	1.2	·	·	·	·	·	·
P / Cash Flow	8.5	24.5	8.6	5.2	9.6	8.9	9.9	10.1	11.0	12.9	10.9	10.6
P / FCF	8.9	27.4	9.1	5.6	10.3	10.6	12.5	12.5	12.4	15.6	14.6	13.0
EV / EBITDA	·	·	·	·	·	·	·	·	·	·	-544.7	·
EV / FCF	·	·	0.7	·	·	·	·	·	·	·	9.4	·
EV / Revenue	·	·	0.2	·	·	·	·	·	·	·	1.9	·
Dividend Yield	1.6%	1.4%	1.8%	1.8%	1.3%	1.8%	1.8%	1.9%	1.5%	1.3%	2.0%	1.6%
Earnings Yield	8.1%	8.0%	8.6%	10.6%	6.8%	8.6%	7.2%	6.5%	6.9%	4.2%	5.2%	4.7%
Payout Ratio	19.3%	17.5%	21.2%	16.7%	18.9%	21.0%	24.4%	29.8%	21.0%	30.9%	39.6%	34.3%
Annual Payout	$136M	$77M	$74M	$72M	$67M	$60M	$59M	$58M	$52M	$49M	$46M	$41M

Gelir Tablosu 9

UMBF için Çeyreklik Gelir Tablosu verileri
Metrik	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Interest Expense	·	·	·	·	·	·	·	$293M	$281M	·	$250M	$236M	$167M	·	$67M	$24M
Interest Income	$867M	$887M	$879M	$851M	$738M	$555M	$558M	$538M	$520M	$497M	$472M	$461M	$409M	$367M	$300M	$249M
Pretax Income	$331M	$270M	$237M	$275M	$93M	$145M	$136M	$127M	$134M	$81M	$119M	$110M	$112M	$124M	$109M	$174M
Income Tax	$70M	$55M	$48M	$58M	$12M	$25M	$26M	$26M	$24M	$10M	$23M	$20M	$19M	$24M	$21M	$36M
Net Income	$261M	$215M	$188M	$217M	$81M	$120M	$110M	$101M	$110M	$71M	$97M	$90M	$92M	$100M	$88M	$138M
EPS (Basic)	$3.36	$2.91	$2.38	$2.84	$1.22	$2.45	$2.25	$2.08	$2.27	$1.46	$1.99	$1.86	$1.91	$2.07	$1.82	$2.85
EPS (Diluted)	$3.35	$2.90	$2.36	$2.82	$1.21	$2.44	$2.23	$2.07	$2.25	$1.45	$1.98	$1.85	$1.90	$2.05	$1.81	$2.83
Shares (Basic)	76,032,620	-143,671,205	75,943,943	75,923,082	65,063,262	-97,435,409	48,775,072	48,744,636	48,663,515	-96,971,426	48,525,776	48,514,277	48,435,016	-96,713,273	48,300,129	48,347,226
Shares (Diluted)	76,399,233	-144,434,031	76,366,818	76,241,798	65,496,058	-97,916,669	49,078,497	48,974,265	48,920,863	-97,413,851	48,762,696	48,668,413	48,746,562	-97,407,546	48,648,804	48,673,964

Bilanço 17

UMBF için Çeyreklik Bilanço verileri
Metrik	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Cash & Equivalents	$6.26B	$7.77B	$8.84B	$11.00B	$10.61B	$8.45B	$7.28B	$5.02B	$6.94B	·	$3.93B	$3.74B	$3.52B	·	$2.01B	$2.12B
PP&E (Net)	$391M	$398M	$399M	$395M	$391M	$222M	$222M	$227M	$232M	·	$249M	$255M	$261M	·	$261M	$258M
PP&E (Gross)	·	$1.13B	·	·	·	$913M	·	·	·	·	·	·	·	·	·	·
Goodwill	$1.84B	$1.84B	$1.84B	$1.81B	$1.80B	$207M	$207M	$207M	$207M	$207M	$207M	$207M	$207M	$207M	$182M	$182M
Intangibles	$463M	$487M	$511M	$532M	$557M	$64M	$66M	$67M	$69M	·	$73M	$75M	$76M	·	$13M	$14M
Total Assets	$72.67B	$73.09B	$71.88B	$71.76B	$69.35B	$50.41B	$47.50B	$44.47B	$45.34B	·	$41.46B	$41.24B	$40.61B	·	$37.58B	$37.51B
Short-term Debt	·	·	·	·	·	·	$1.05B	$1.30B	$1.80B	·	$2.30B	$1.80B	$2.80B	·	·	·
Total Liabilities	$64.85B	$65.40B	$64.44B	$64.47B	$62.60B	$46.94B	$43.96B	$41.24B	$42.19B	·	$38.66B	$38.41B	$37.79B	·	$35.06B	$34.86B
Long-term Debt	$477M	$474M	$471M	$657M	$654M	$385M	$385M	$384M	$384M	·	$383M	$382M	$382M	·	$382M	$273M
Total Debt	·	·	·	·	·	·	$1.05B	$1.30B	$1.80B	·	$2.30B	$1.80B	$2.80B	·	·	·
Common Stock	$79M	$79M	$79M	$79M	$79M	$55M	$55M	$55M	$55M	·	$55M	$55M	$55M	·	$55M	$55M
Retained Earnings	$3.96B	$3.74B	$3.56B	$3.41B	$3.22B	$3.17B	$3.07B	$2.98B	$2.90B	·	$2.76B	$2.68B	$2.61B	·	$2.45B	$2.38B
Treasury Stock	$180M	$165M	$165M	$166M	$167M	$336M	$337M	$339M	$339M	·	$344M	$344M	$344M	·	$347M	$347M
AOCI	$-331M	$-262M	$-325M	$-442M	$-493M	$-573M	$-396M	$-606M	$-595M	·	$-792M	$-686M	$-627M	·	$-759M	$-565M
Stockholders' Equity	$7.83B	$7.69B	$7.44B	$7.29B	$6.75B	$3.47B	$3.54B	$3.23B	$3.15B	$3.10B	$2.81B	$2.83B	$2.81B	$2.67B	$2.52B	$2.64B
Liabilities + Equity	$72.67B	$73.09B	$71.88B	$71.76B	$69.35B	$50.41B	$47.50B	$44.47B	$45.34B	·	$41.46B	$41.24B	$40.61B	·	$37.58B	$37.51B
Shares Outstanding	75,977,250	75,960,675	75,953,713	75,927,002	75,917,456	48,814,177	48,797,672	48,745,090	48,743,348	·	48,529,097	48,517,750	48,507,116	·	48,309,638	48,305,286

Nakit Akışı 18

UMBF için Çeyreklik Nakit Akışı verileri
Metrik	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
D&A	$35M	$37M	$37M	$38M	$29M	$13M	$13M	$13M	$14M	$14M	$15M	$15M	$15M	$14M	$14M	$13M
Stock-based Comp	$13M	$9M	$8M	$8M	$13M	$7M	$5M	$6M	$5M	$6M	$4M	$4M	$5M	$5M	$5M	$6M
Deferred Tax	$21M	$58M	$1M	$7M	$17M	$-9M	$55.0K	$-4M	$-3M	$-9M	$-788.0K	$-7M	$-4M	$24.0K	$-7M	$2M
Amort. of Intangibles	$23M	$25M	$25M	$25M	$17M	$2M	$2M	$2M	$2M	$2M	$2M	$2M	$2M	$2M	$1M	$1M
Operating Cash Flow	$361M	$106M	$272M	$285M	$363M	$-67M	$124M	$112M	$56M	$85M	$232M	$154M	$2M	$144M	$219M	$210M
CapEx	$5M	$11M	$14M	$15M	$9M	$10M	$2M	$3M	$2M	$-28.0K	$6M	$8M	$9M	$17M	$17M	$8M
Investing Cash Flow	$-1.35B	$-2.14B	$-2.14B	$-2.00B	$663M	$-1.72B	$-588M	$-1.11B	$158M	$-689M	$-145M	$-398M	$-42M	$-937M	$-389M	$-1.71B
Debt Issued	·	·	·	·	·	·	·	·	·	·	·	·	·	$0	·	·
Net Debt Issued	·	·	·	·	$-11M	·	·	·	·	·	·	·	·	·	·	·
Stock Issued	·	$0	$0	$0	$235M	·	·	·	·	·	·	·	·	·	·	·
Stock Repurchased	$33M	$79.0K	$2M	$290.0K	$15M	$0	$201.0K	$0	$8M	$271.0K	$194.0K	$0	$8M	$191.0K	$0	$9M
Net Stock Activity	$-33M	·	·	·	$220M	·	·	·	$-8M	·	·	·	$-8M	·	·	·
Dividends Paid	$40M	$41M	$33M	$32M	$30M	$20M	$19M	$20M	$19M	$19M	$18M	$18M	$18M	$18M	$18M	$18M
Financing Cash Flow	$-522M	$967M	$-284M	$2.10B	$1.14B	$2.96B	$2.73B	$-925M	$1.20B	$2.21B	$100M	$460M	$2.01B	$340M	$64M	$-3.07B
Net Change in Cash	$-1.51B	$-1.07B	$-2.15B	$386M	$2.16B	$1.17B	$2.26B	$-1.93B	$1.41B	$1.60B	$188M	$216M	$1.97B	$-453M	$-106M	$-4.57B
Taxes Paid	$-1M	$10M	$33M	$19M	$2M	$854.0K	$20M	$55M	$1M	$12M	$18M	$48M	$2M	$22M	$25M	$54M
Free Cash Flow	$357M	·	·	·	$354M	·	·	·	$54M	·	·	·	$-8M	·	·	·
Levered FCF	·	·	·	·	·	·	·	·	$-177M	·	·	·	$-146M	·	·	·

Kârlılık 4

UMBF için Çeyreklik Kârlılık verileri
Metrik	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Net Margin	35.4%	·	27.8%	31.5%	14.4%	·	27.0%	26.0%	27.7%	·	27.2%	24.8%	24.9%	·	24.3%	34.3%
Pretax Margin	44.8%	·	34.9%	39.9%	16.5%	·	33.4%	32.5%	33.6%	·	33.5%	30.2%	30.0%	·	30.0%	43.3%
ROA	0.37%	·	0.32%	0.37%	0.14%	·	0.25%	0.24%	0.26%	·	0.24%	0.23%	0.23%	·	0.23%	0.37%
ROE	3.6%	·	3.4%	4.1%	1.6%	·	3.5%	3.4%	3.7%	·	3.6%	3.3%	3.3%	·	3.1%	4.8%

Likidite ve Solventlik 1

UMBF için Çeyreklik Likidite ve Solventlik verileri
Metrik	Eğilim	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Debt / Equity		·	·	·	·	·	·	0.3	0.4	0.6	·	0.8	0.6	1.0	·	·	·

Verimlilik 1

UMBF için Çeyreklik Verimlilik verileri
Metrik	Eğilim	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Asset Turnover		0.0	·	0.0	0.0	0.0	·	0.0	0.0	0.0	·	0.0	0.0	0.0	·	0.0	0.0

Hisse Başına 6

UMBF için Çeyreklik Hisse Başına verileri
Metrik	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Book Value / Share	$103.02	·	$98.01	$95.96	$88.89	·	$72.45	$66.21	$64.68	·	$57.83	$58.36	$58.03	·	$52.24	$54.71
Revenue / Share	$9.68	·	$8.88	$9.04	$8.61	·	$8.27	$7.96	$8.15	·	$7.29	$7.47	$7.63	·	$7.45	$8.24
Cash Flow / Share	$4.73	·	·	·	$5.54	·	·	·	$1.15	·	·	·	$0.03	·	·	·
Cash / Share	$82.41	·	$116.41	$144.82	$139.76	·	$149.12	$102.91	$142.44	·	$80.93	$77.08	$72.63	·	$41.62	$43.81
Dividend Paid / Share	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
EPS (TTM)	$9.74	·	$8.62	$8.33	$7.76	·	$8.53	$8.15	$7.98	·	$7.54	$8.39	$8.71	·	$8.75	$8.73

Değerleme (TTM) 14

UMBF için Çeyreklik Değerleme (TTM) verileri
Metrik	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Revenue TTM	$2.67B	·	$2.34B	$2.05B	$1.76B	·	$1.55B	$1.51B	$1.49B	·	$1.45B	$1.50B	$1.47B	·	$1.42B	$1.39B
Net Income TTM	$748M	·	$597M	$510M	$403M	·	$418M	$398M	$389M	·	$367M	$408M	$424M	·	$426M	$425M
Market Cap	$8.57B	·	$8.99B	$7.98B	$7.68B	·	$5.13B	$4.07B	$4.24B	·	$3.01B	$2.95B	$2.80B	·	$4.07B	$4.16B
Enterprise Value	·	·	·	·	·	·	$-1.10B	$350M	$-903M	·	$1.38B	$1.02B	$2.08B	·	·	·
P/E	11.6	·	13.7	12.6	13.0	·	12.3	10.2	10.9	·	8.2	7.3	6.6	·	9.6	9.9
P/S	3.2	·	3.8	3.9	4.4	·	3.3	2.7	2.8	·	2.1	2.0	1.9	·	2.9	3.0
P/B	1.1	·	1.2	1.1	1.1	·	1.5	1.3	1.3	·	1.1	1.0	1.0	·	1.6	1.6
P / Tangible Book	1.6	·	1.8	1.6	1.7	·	1.6	1.4	1.5	·	1.2	1.2	1.1	·	1.7	1.7
P / Cash Flow	23.7	·	·	·	21.1	·	·	·	75.5	·	·	·	1650.8	·	·	·
P / FCF	24.0	·	·	·	21.7	·	·	·	78.9	·	·	·	-362.1	·	·	·
EV / FCF	·	·	·	·	·	·	·	·	-16.8	·	·	·	-268.6	·	·	·
EV / Revenue	·	·	·	·	·	·	-0.7	0.2	-0.6	·	1.0	0.7	1.4	·	·	·
Earnings Yield	8.6%	·	7.3%	7.9%	7.7%	·	8.1%	9.8%	9.2%	·	12.2%	13.8%	15.1%	·	10.4%	10.1%
Payout Ratio	15.2%	·	·	·	37.0%	·	·	·	17.2%	·	·	·	19.9%	·	·	·

Finansal Tablolar Gelir tablosu, bilanço, nakit akışı — yıllık, son 5 yıl

Gelir Tablosu

	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Net Gelir	$702M	$441M	$350M	$432M	$353M
Seyreltilmiş Hisse Başı Kâr	$9.29	$8.99	$7.18	$8.86	$7.24

Bilanço

	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Borç / Öz Sermaye	—	—	0.6	—	—

Nakit Akışı

	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Serbest Nakit Akışı	$978M	$201M	$446M	$718M	$500M

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Sizin için önemli olan metrikleri seçin — yukarıdaki Tam Temeller'deki herhangi bir satırın yanındaki ➕ düğmesine tıklayın.

Seçiminiz kaydedildi ve tüm hisse senetlerinde sizinle birlikte gelir.

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UMBF Hisse Senedi Fiyat Grafiği Teknik göstergeler ile günlük OHLCV — kaydır, yakınlaştır ve görünümünüzü özelleştirin

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Hacim

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Büyüme Gelir, EPS ve net gelir büyümesi: YOY, 3 Yıllık CAGR, 5 Yıllık CAGR

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Temettüler Temettü verimi, ödeme oranı, temettü geçmişi, 5 Yıllık CAGR

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