STEL Stellar Bancorp, Inc. Common Stock
$39.12
价格 · 六月 26, 2026
截至...的财报数据 四月 28, 2026
STEL 股票快照 价格、市值、P/E、EPS、ROE、负债/权益、52周范围
价格
$39.12
市值
—
P/E (TTM)
15.5
每股收益 (TTM)
$1.99
营收 (TTM)
$6M
股息收益率
—
ROE
—
负债/权益
—
52周区间
$28 – $40
STEL 股价图表 包含技术指标的日 OHLCV — 平移、缩放和自定义您的视图
Configure
10年表现 收入、净利润、利润率和每股收益趋势
营收与净利润
$6M
2022-12-31
→
2025-12-31
EPS
$1.99
2016-12-31
→
2025-12-31
自由现金流
—
2017-12-31
→
2024-12-31
利润率
—
估值 P/E、P/S、P/B、EV/EBITDA 比率 — 该股票是昂贵还是便宜？
指标
5年趋势
STEL
同行中位数
P/E (TTM)
15.5
13.8
盈利能力 毛利率、营业利润率和净利率；股本回报率 (ROE)、资产回报率 (ROA)、投入资本回报率 (ROIC)
指标
5年趋势
STEL
同行中位数
财务健康 债务、流动性、偿付能力 — 资产负债表强度
指标
5年趋势
STEL
同行中位数
成长 营收、每股收益 (EPS) 和净利润增长：同比、3年复合年增长率 (CAGR)、5年复合年增长率 (CAGR)
指标
5年趋势
STEL
同行中位数
Revenue YoY (营收同比增长)
-2.3%
—
Revenue CAGR 3Y (营收3年复合年增长率)
19.4%
—
EPS YoY
-7.4%
—
Net Income YoY (净利润同比增长)
-10.5%
—
资本效率 资产周转率、库存周转率、应收账款周转率
指标
5年趋势
STEL
同行中位数
股息 收益率、派息率、股息历史、5年CAGR
股息收益率
—
派息率
—
5年股息复合年增长率 (CAGR)
—
| 除息日 | 金额 |
|---|---|
| 2026年6月15日 | $0.1500 |
| 2026年3月16日 | $0.1500 |
| 2025年12月15日 | $0.1500 |
| 2025年9月15日 | $0.1400 |
| 2025年6月16日 | $0.1400 |
| 2025年3月17日 | $0.1400 |
| 2024年12月13日 | $0.1400 |
| 2024年9月13日 | $0.1300 |
| 2024年6月14日 | $0.1300 |
| 2024年3月15日 | $0.1300 |
| 2023年12月14日 | $0.1300 |
| 2023年9月14日 | $0.1300 |
| 2023年6月14日 | $0.1300 |
| 2023年3月14日 | $0.1300 |
| 2022年12月14日 | $0.1300 |
| 2022年9月28日 | $0.1300 |
| 2022年6月28日 | $0.1300 |
| 2022年3月31日 | $0.1300 |
| 2021年12月31日 | $0.1300 |
| 2021年9月30日 | $0.1300 |
STEL 分析师共识 看涨和看跌分析师观点、12个月价格目标、上涨空间
买入
9 位分析师
- 强烈买入 2 22.2%
- 买入 4 44.4%
- 持有 3 33.3%
- 卖出 0 0.0%
- 强烈卖出 0 0.0%
12个月价格目标
2 位分析师 · 2026-06-24
中位数
$38.00
现在
$39.12
最低
$32.00
最高
$44.00
中位数目标
$38.00
-2.9%
平均目标
$38.00
-2.9%
收益历史 每股收益实际值 vs 预估值，惊喜%，达标率，下次财报日期
平均惊喜
0.03%
下次报告
七月 23, 2026
| 期间 | EPS Actual | EPS 预期 | 惊喜 |
|---|---|---|---|
| 2026年3月31日 | $0.58 | $0.50 | 0.08% |
| 2025年12月31日 | $0.52 | $0.52 | -0.00% |
| 2025年9月30日 | $0.50 | $0.50 | -0.00% |
| 2025年6月30日 | $0.51 | $0.46 | 0.05% |
| 2025年3月31日 | $0.46 | $0.45 | 0.01% |
同行比较 关键指标与行业同行对比
| 股票代码 | 市值 | P/E | 营收同比增长 | 净利润率 | ROE | 毛利率 |
|---|---|---|---|---|---|---|
| STEL | — | 15.5 | -2.3% | — | — | — |
| SYBT | $1.91B | 13.7 | — | 35.3% | 13.5% | — |
| NWBI | $1.75B | 13.0 | 25.3% | 19.2% | 7.1% | — |
| CLBK | — | 30.5 | 43.8% | — | — | — |
| FCF | $1.73B | 11.5 | 9.4% | 29.1% | 9.9% | — |
| NBHC | $1.44B | 13.3 | 2.9% | 232.6% | 8.0% | — |
| SRCE | — | 9.7 | 12.0% | 36.5% | 13.3% | — |
| LOB | — | 15.4 | 18.3% | 18.3% | 9.4% | — |
| CHCO | — | 13.3 | 3.2% | 175.7% | 16.6% | — |
| OCFC | $1.03B | 15.3 | 5.4% | 17.5% | 4.2% | — |
| CASH | — | 9.4 | 5.3% | 22.1% | 22.1% | — |
完整基本面 所有年度指标 — 损益表、资产负债表、现金流量表
损益表 10
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | $6M | $6M | $6M | $4M | |
| Interest Expense | · | · | $154M | $34M | |
| Interest Income | $574M | $602M | $591M | $323M | |
| Pretax Income | $128M | $145M | $162M | $63M | |
| Income Tax | $25M | $30M | $31M | $11M | |
| Net Income | $103M | $115M | $130M | $51M | |
| EPS (Basic) | $1.99 | $2.15 | $2.45 | $1.48 | |
| EPS (Diluted) | $1.99 | $2.15 | $2.45 | $1.47 | |
| Shares (Basic) | 51,756,000 | 53,469,000 | 53,229,000 | 34,738,000 | |
| Shares (Diluted) | 51,808,000 | 53,510,000 | 53,313,000 | 35,007,000 |
资产负债表 15
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Cash & Equivalents | $419M | $911M | $399M | $372M | |
| PP&E (Net) | $106M | $112M | $119M | $127M | |
| PP&E (Gross) | $148M | $147M | $147M | $150M | |
| Accum. Depreciation | $42M | $35M | $29M | $23M | |
| Goodwill | $497M | $497M | $497M | $497M | |
| Intangibles | $71M | $93M | $117M | $144M | |
| Total Assets | $10.81B | $10.91B | $10.65B | $10.90B | |
| Total Liabilities | $9.14B | $9.30B | $9.13B | $9.52B | |
| Common Stock | $509.0K | $534.0K | $533.0K | $530.0K | |
| Paid-in Capital | $1.17B | $1.24B | $1.23B | $1.22B | |
| Retained Earnings | $566M | $493M | $406M | $303M | |
| AOCI | $-73M | $-125M | $-118M | $-143M | |
| Stockholders' Equity | $1.67B | $1.61B | $1.52B | $1.38B | |
| Liabilities + Equity | $10.81B | $10.91B | $10.65B | $10.90B | |
| Shares Outstanding | 50,902,024 | 53,428,699 | 53,291,079 | 52,954,985 |
现金流 14
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| D&A | $30M | $32M | $34M | $14M | |
| Stock-based Comp | $9M | $11M | $10M | $9M | |
| Deferred Tax | $-2M | $3M | $10M | $2M | |
| Amort. of Intangibles | $22M | $24M | $27M | $9M | |
| Operating Cash Flow | $97M | $133M | $168M | $109M | |
| CapEx | $4M | $5M | $7M | $4M | |
| Investing Cash Flow | $-348M | $246M | $295M | $74M | |
| Stock Repurchased | $73M | $3M | $0 | $24M | |
| Net Stock Activity | · | $-3M | $0 | $-24M | |
| Dividends Paid | $29M | $28M | $28M | $15M | |
| Financing Cash Flow | $-241M | $133M | $-436M | $-569M | |
| Net Change in Cash | $-492M | $512M | $28M | $-386M | |
| Free Cash Flow | · | $128M | $161M | $105M | |
| Levered FCF | · | · | $37M | $77M |
盈利能力 4
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Net Margin | · | 1788.5% | 28.3% | 16.6% | |
| Pretax Margin | · | 2254.4% | 35.1% | 20.2% | |
| ROA | · | 1.1% | 1.2% | 0.57% | |
| ROE | · | 7.1% | 8.8% | 5.0% |
效率 1
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Asset Turnover | · | 0.0 | 0.0 | 0.0 |
增长率 9
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue YoY | -2.3% | 6.0% | 64.3% | · | |
| Revenue CAGR 3Y | 19.4% | · | · | · | |
| EPS YoY | -7.4% | -12.2% | 66.7% | -47.9% | |
| EPS CAGR 3Y | 10.6% | -8.6% | 16.2% | · | |
| EPS CAGR 5Y | 5.0% | · | · | · | |
| Net Income YoY | -10.5% | -11.9% | 153.7% | -36.9% | |
| Net Income CAGR 3Y | 26.0% | 12.1% | 42.0% | · | |
| Net Income CAGR 5Y | 17.7% | · | · | · | |
| Dividend CAGR 5Y | 29.1% | · | · | · |
估值 (TTM) 13
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue TTM | $6M | $6M | $6M | $4M | |
| Net Income TTM | $103M | $115M | $130M | $51M | |
| Market Cap | · | $1.51B | $1.48B | $1.56B | |
| P/E | 15.5 | 13.2 | 11.4 | 20.0 | |
| P/S | · | 235.6 | 244.7 | 422.8 | |
| P/B | · | 0.9 | 1.0 | 1.1 | |
| P / Tangible Book | 1.4 | 1.5 | 1.6 | 2.1 | |
| P / Cash Flow | · | 11.4 | 8.8 | 14.3 | |
| P / FCF | · | 11.8 | 9.2 | 14.8 | |
| Dividend Yield | · | 1.9% | 1.9% | 0.99% | |
| Earnings Yield | 6.4% | 7.6% | 8.8% | 5.0% | |
| Payout Ratio | · | 24.6% | 21.2% | 29.9% | |
| Annual Payout | $29M | $28M | $28M | $15M |
损益表 10
| 指标 | 趋势 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $1M | |
| Interest Expense | · | · | · | · | · | · | · | $51M | $46M | · | $45M | $39M | $25M | |
| Interest Income | $145M | $144M | $145M | $143M | $142M | $150M | $152M | $152M | $148M | $152M | $151M | $147M | $140M | |
| Pretax Income | $33M | $32M | $32M | $33M | $31M | $32M | $43M | $38M | $33M | $34M | $38M | $43M | $47M | |
| Income Tax | $6M | $5M | $7M | $7M | $6M | $7M | $9M | $8M | $7M | $7M | $7M | $7M | $10M | |
| Net Income | $27M | $26M | $26M | $26M | $25M | $25M | $34M | $30M | $26M | $27M | $31M | $35M | $37M | |
| EPS (Basic) | $0.53 | $0.52 | $0.50 | $0.51 | $0.46 | $0.47 | $0.63 | $0.56 | $0.49 | $0.51 | $0.58 | $0.66 | $0.70 | |
| EPS (Diluted) | $0.53 | $0.52 | $0.50 | $0.51 | $0.46 | $0.47 | $0.63 | $0.56 | $0.49 | $0.51 | $0.58 | $0.66 | $0.70 | |
| Shares (Basic) | 50,829,000 | -104,202,000 | 51,283,000 | 51,529,000 | 53,146,000 | -107,987,000 | 54,541,000 | 53,572,000 | 53,343,000 | -106,402,000 | 53,313,000 | 53,297,000 | 53,021,000 | |
| Shares (Diluted) | 50,944,000 | -104,314,000 | 51,356,000 | 51,569,000 | 53,197,000 | -108,084,000 | 54,580,000 | 53,608,000 | 53,406,000 | -106,580,000 | 53,380,000 | 53,375,000 | 53,138,000 |
资产负债表 15
| 指标 | 趋势 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $550M | $419M | $728M | $578M | $561M | $911M | $516M | $490M | $400M | · | $302M | $304M | $263M | |
| PP&E (Net) | $100M | $106M | $108M | $109M | $110M | $112M | $114M | $114M | $116M | · | $119M | $119M | $125M | |
| PP&E (Gross) | · | $148M | · | · | · | $147M | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | $42M | · | · | · | $35M | · | · | · | · | · | · | · | |
| Goodwill | $497M | $497M | $497M | $497M | $497M | $497M | $497M | $497M | $497M | $497M | $497M | $497M | $497M | |
| Intangibles | $66M | $71M | $76M | $81M | $87M | $93M | $98M | $104M | $111M | · | $123M | $130M | $137M | |
| Total Assets | $10.89B | $10.81B | $10.63B | $10.49B | $10.43B | $10.91B | $10.63B | $10.72B | $10.73B | · | $10.67B | $10.78B | $10.60B | |
| Total Liabilities | $9.22B | $9.14B | $8.97B | $8.89B | $8.82B | $9.30B | $9.00B | $9.16B | $9.20B | · | $9.20B | $9.32B | $9.16B | |
| Common Stock | $509.0K | $509.0K | $512.0K | $514.0K | $521.0K | $534.0K | $535.0K | $536.0K | $536.0K | · | $533.0K | $533.0K | $533.0K | |
| Paid-in Capital | $1.17B | $1.17B | $1.18B | $1.19B | $1.20B | $1.24B | $1.24B | $1.24B | $1.24B | · | $1.23B | $1.23B | $1.23B | |
| Retained Earnings | $585M | $566M | $548M | $529M | $510M | $493M | $475M | $448M | $425M | · | $386M | $362M | $333M | |
| AOCI | $-89M | $-73M | $-78M | $-111M | $-102M | $-125M | $-88M | $-121M | $-130M | · | $-157M | $-132M | $-113M | |
| Stockholders' Equity | $1.67B | $1.67B | $1.65B | $1.60B | $1.61B | $1.61B | $1.63B | $1.57B | $1.53B | $1.52B | $1.46B | $1.46B | $1.45B | |
| Liabilities + Equity | $10.89B | $10.81B | $10.63B | $10.49B | $10.43B | $10.91B | $10.63B | $10.72B | $10.73B | · | $10.67B | $10.78B | $10.60B | |
| Shares Outstanding | 50,911,515 | 50,902,024 | 51,228,156 | 51,397,629 | 52,140,929 | 53,428,699 | 53,445,999 | 53,564,116 | 53,550,820 | 53,291,079 | 53,321,541 | 53,302,734 | 53,296,038 |
现金流 14
| 指标 | 趋势 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $7M | $7M | $8M | $8M | $8M | $8M | $8M | $8M | $8M | $8M | $9M | $9M | $9M | |
| Stock-based Comp | $2M | $2M | $3M | $3M | $2M | $2M | $3M | $3M | $3M | $2M | $3M | $3M | $3M | |
| Deferred Tax | $889.0K | $-2M | $-764.0K | $-230.0K | $1M | $1M | $759.0K | $-1M | $3M | $-1M | $-344.0K | $12M | $453.0K | |
| Amort. of Intangibles | $5M | $5M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $7M | $7M | $7M | |
| Operating Cash Flow | $17M | $13M | $64M | $26M | $-6M | $4M | $60M | $38M | $31M | $31M | $39M | $49M | $49M | |
| CapEx | $268.0K | $1M | $1M | $1M | $770.0K | $1M | $2M | $988.0K | $564.0K | $1M | $3M | $1M | $1M | |
| Investing Cash Flow | $32M | $-479M | $25M | $-42M | $147M | $114M | $139M | $103M | $-110M | $160M | $92M | $-160M | $203M | |
| Stock Repurchased | $4M | $9M | $5M | $21M | $39M | $0 | $3M | $0 | $0 | $0 | $0 | · | · | |
| Net Stock Activity | $-4M | · | · | · | $-39M | · | · | · | · | · | · | · | · | |
| Dividends Paid | $8M | $8M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | |
| Financing Cash Flow | $82M | $156M | $62M | $34M | $-492M | $278M | $-172M | $-51M | $79M | $-95M | $-132M | $152M | $-360M | |
| Net Change in Cash | $130M | $-309M | $150M | $18M | $-351M | $395M | $26M | $91M | $505.0K | $97M | $-2M | $41M | $-108M | |
| Free Cash Flow | $16M | · | · | · | $-6M | · | · | · | $31M | · | · | · | $48M | |
| Levered FCF | · | · | · | · | · | · | · | · | $-6M | · | · | · | $28M |
盈利能力 4
| 指标 | 趋势 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 1649.3% | · | 1661.5% | 1688.1% | 1559.5% | · | 2126.2% | 1805.4% | 1636.2% | · | 27.7% | 30.9% | 30.1% | |
| Pretax Margin | 2041.6% | · | 2083.0% | 2116.1% | 1954.9% | · | 2680.5% | 2278.2% | 2059.2% | · | 34.4% | 37.5% | 38.2% | |
| ROA | 0.25% | · | 0.24% | 0.25% | 0.23% | · | 0.32% | 0.28% | 0.25% | · | 0.41% | 0.47% | 0.49% | |
| ROE | 1.6% | · | 1.6% | 1.7% | 1.6% | · | 2.2% | 2.0% | 1.8% | · | 3.1% | 3.5% | 3.7% |
效率 1
| 指标 | 趋势 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 |
估值 (TTM) 11
| 指标 | 趋势 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $6M | · | $6M | $6M | $6M | · | $6M | $6M | $6M | · | · | · | · | |
| Net Income TTM | $104M | · | $111M | $115M | $114M | · | $121M | $122M | $129M | · | $118M | $103M | $87M | |
| Market Cap | $1.86B | · | $1.55B | $1.44B | $1.44B | · | $1.38B | $1.23B | $1.30B | · | $1.14B | $1.22B | $1.31B | |
| P/E | 18.3 | · | 14.4 | 13.0 | 12.9 | · | 11.5 | 10.0 | 10.0 | · | 8.7 | 9.5 | 10.3 | |
| P/S | 294.7 | · | 247.3 | 225.2 | 224.5 | · | 214.2 | 190.9 | 212.4 | · | · | · | · | |
| P/B | 1.1 | · | 0.9 | 0.9 | 0.9 | · | 0.9 | 0.8 | 0.9 | · | 0.8 | 0.8 | 0.9 | |
| P / Tangible Book | 1.7 | · | 1.4 | 1.4 | 1.4 | · | 1.3 | 1.3 | 1.4 | · | 1.4 | 1.5 | 1.6 | |
| P / Cash Flow | 112.9 | · | · | · | -254.0 | · | · | · | 41.9 | · | · | · | 26.8 | |
| P / FCF | 114.8 | · | · | · | -223.6 | · | · | · | 42.7 | · | · | · | 27.5 | |
| Earnings Yield | 5.5% | · | 6.9% | 7.7% | 7.7% | · | 8.7% | 10.0% | 10.0% | · | 11.4% | 10.6% | 9.8% | |
| Payout Ratio | 28.8% | · | · | · | 29.4% | · | · | · | 26.6% | · | · | · | 18.6% |
财务报表 损益表、资产负债表、现金流量表 — 年度，近5年
损益表
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| 收入 | $6M | $6M | $6M | $4M | — |
| 净收入 | $103M | $115M | $130M | $51M | $82M |
| 稀释后每股收益 (EPS) | $1.99 | $2.15 | $2.45 | $1.47 | $2.82 |
现金流
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| 自由现金流 | — | $128M | $161M | $105M | — |
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