ALRS
NASDAQ
US
Alerus Financial Corporation - Common Stock
$23.84
▲ +$0.23
(+0.97%)
Vol 145K
10
Quality Score
ok
Deep Check
1/5
fail
Rev ✗
NI ✓
>IPO ✗
Mkt Cap
$571.9M
P/E
11.3
ROE
9.6%
Margin
18.8%
D/E
10.74
Beta
0.67
Div Yield
3.73%
52W
$16–$24
Wall Street Consensus
11 analysts · Apr 20263
Strong Buy
3
Buy
5
Hold
0
Sell
0
Strong Sell
54.5%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 100.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.18 | $1.38 | +$1.20 |
| Sep 2025 | $0.60 | $0.65 | +$0.05 |
| Jun 2025 | $0.56 | $0.78 | +$0.22 |
| Mar 2025 | $0.43 | $0.52 | +$0.09 |
Quarterly Revenue & Earnings
| Quarter | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|
| Revenue | $67.6M | $68.3M | $73.9M | $71.5M | $7.1M |
| Net Income | -$66K | $13.3M | $20.3M | $16.9M | -$33.1M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 8.0% | 8.0% | 8.0% | 8.0% | 9.6% | 9.6% |
| P/E (TTM) | 14.18 | 14.14 | 14.36 | 13.86 | 10.95 | 11.34 |
| Net Margin | — | 18.8% | 18.8% | 18.8% | 18.8% | 18.8% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 32.58 | 32.58 | 32.58 | 32.58 | 10.74 | 10.74 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
1.0%
P/S (TTM)
1.86
P/B
1.0
EPS (TTM)
$1.96
CF/Share
$2.28
Rev Growth 3Y
+7.4%
52W High
$24.33
52W Low
$15.78
$15.78
52-Week Range
$24.33
Financial Health
Free Cash Flow
$15.3M
Net Debt
$337.1M
Cash
$67.2M
Total Debt
$404.3M
As of Dec 31, 2025
How does ALRS compare to Financial Services peers?
Peer group: Small-cap Financial Services ($300M+) · 132 companies
ALRS valuation vs Financial Services peers
P/E ratio
11.3
▼
8%
below
peers
(12.3)
vs Peers
vs Industry
Fair value
P/S ratio
1.9
▼
43%
below
peers
(3.3)
vs Peers
vs Industry
Undervalued
P/B ratio
1.0
▼
39%
below
peers
(1.6)
vs Peers
vs Industry
Undervalued
Div yield
3.7%
▼
16%
below
peers
(4.5%)
vs Peers
vs Industry
Low yield
ALRS profitability vs Financial Services peers
ROE
9.6%
▼
21%
below
peers
(12.3%)
vs Peers
vs Industry
Weak
Net margin
18.9%
▼
0%
below
peers
(18.9%)
vs Peers
vs Industry
In line
Gross margin
—
▼
0%
below
peers
(65.1%)
vs Peers
vs Industry
Top tier
ROA
1.0%
▼
67%
below
peers
(2.9%)
vs Peers
vs Industry
Weak
ALRS financial health vs Financial Services peers
D/E ratio
10.7
▼
90%
below
peers
(103.6)
vs Peers
vs Industry
Low debt
Current ratio
—
▼
0%
below
peers
(1.2)
vs Peers
vs Industry
Strong liquidity
Beta
0.7
▼
30%
below
peers
(1.0)
vs Peers
vs Industry
More volatile
ALRS fundamentals radar
ALRS
Peer median
Industry
ALRS profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
ALRS vs peers: key metrics
Dividends
$0.84
/ year
Mar 27, 2026
$0.2100
Dec 26, 2025
$0.2100
Sep 26, 2025
$0.2100
Jun 27, 2025
$0.2100
Mar 14, 2025
$0.2000
Dec 27, 2024
$0.2000
Sep 13, 2024
$0.2000
Jun 14, 2024
$0.2000
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