ATLCZ Atlanticus Holdings Corporation - 9.25% Senior Notes due 2029
$25.40
Price · Aug 19, 2026
Fundamentals as of Aug 6, 2026
52W Range
$25–$26
58% of range
Analyst Rating
STRONG BUY
12 analysts
Price Target
—
P/E (TTM)
—
ROE
—
Net Profit Margin
—
ATLCZ Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$25.40
Market Cap
—
P/E (TTM)
—
EPS (TTM)
—
Revenue (TTM)
—
Div Yield
—
ROE
—
Debt/Equity
—
52W Range
$25 – $26
ATLCZ Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
Configure
10-Year Performance Revenue, net income, margins and EPS trends
Revenue & Net Income
—
EPS
—
Free Cash Flow
—
Margins
—
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
Metric
5Y trend
ATLCZ
Peer Median
Profitability Gross, operating and net margins; ROE, ROA, ROIC
Metric
5Y trend
ATLCZ
Peer Median
Financial Health Debt, liquidity, solvency — balance sheet strength
Metric
5Y trend
ATLCZ
Peer Median
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Metric
5Y trend
ATLCZ
Peer Median
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
Metric
5Y trend
ATLCZ
Peer Median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield
—
Payout Ratio
—
5Y Div CAGR
—
| Ex-date | Amount |
|---|---|
| July 1, 2026 | $0.5780 |
| April 1, 2026 | $0.5780 |
| Dec. 31, 2025 | $0.5780 |
| Oct. 1, 2025 | $0.5780 |
| July 1, 2025 | $0.5780 |
| April 1, 2025 | $0.5780 |
| Dec. 31, 2024 | $0.5780 |
| Oct. 1, 2024 | $0.5780 |
| July 1, 2024 | $0.5780 |
| March 28, 2024 | $0.4880 |
ATLCZ Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
BUY
12 analysts
- Strong Buy 5 41.7%
- Buy 5 41.7%
- Hold 2 16.7%
- Sell 0 0.0%
- Strong Sell 0 0.0%
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
0.09%
| Period | EPS Actual | EPS Est | Surprise |
|---|---|---|---|
| June 30, 2026 | $2.50 | $2.47 | 0.03% |
| March 31, 2026 | $2.23 | $1.77 | 0.46% |
| Dec. 31, 2025 | $1.75 | $1.62 | 0.13% |
| Sept. 30, 2025 | $1.21 | $1.55 | -0.34% |
| June 30, 2025 | $1.51 | $1.25 | 0.26% |
| March 31, 2025 | $1.49 | $1.51 | -0.02% |
| Dec. 31, 2024 | $1.42 | $1.30 | 0.12% |
Peer comparison (GICS sub-industry) Key metrics vs sector peers
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| ATLCZ | — | — | — | — | — | — |
| UPST | $4.29B | 97.2 | 64.0% | 5.1% | 7.0% | — |
| HAPN | — | — | — | — | — | — |
| ECPG | $1.18B | 5.0 | 34.4% | 14.5% | 27.4% | — |
| EZPW | $1.16B | 13.4 | 9.7% | 8.6% | 11.7% | 58.6% |
| PRG | $2.42B | 8.2 | 0.42% | 6.1% | 20.8% | — |
| ATLC | — | — | — | — | — | — |
| JCAP | $1.30B | 4.0 | 41.5% | 30.6% | 42.4% | — |
| NAVI | — | — | — | — | — | — |
| WRLD | — | 19.6 | 3.7% | — | — | — |
| PRAA | $680M | -2.3 | 7.8% | -25.4% | -28.9% | — |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement 12
| Metric | Trend | Q2 2026 |
|---|---|---|
| Revenue | $744M | |
| Cost of Revenue | $58M | |
| Interest Expense | $123M | |
| Interest Income | $744M | |
| Other Non-op | $9.0K | |
| Pretax Income | $66M | |
| Income Tax | $16M | |
| Net Income | $50M | |
| EPS (Basic) | $3.13 | |
| EPS (Diluted) | $2.50 | |
| Shares (Basic) | 15,155,000 | |
| Shares (Diluted) | 19,169,000 |
Balance Sheet 10
| Metric | Trend | Q2 2026 |
|---|---|---|
| Cash & Equivalents | $555M | |
| PP&E (Net) | $11M | |
| Intangibles | $25M | |
| Total Assets | $7.49B | |
| Total Liabilities | $6.75B | |
| Common Stock | $0 | |
| Retained Earnings | $596M | |
| Stockholders' Equity | $702M | |
| Liabilities + Equity | $7.49B | |
| Shares Outstanding | 15,170,081 |
Cash Flow 10
| Metric | Trend | Q2 2026 |
|---|---|---|
| D&A | $5M | |
| Stock-based Comp | $3M | |
| Amort. of Intangibles | $3M | |
| Operating Cash Flow | $277M | |
| Investing Cash Flow | $-369M | |
| Stock Issued | $0 | |
| Stock Repurchased | $55.0K | |
| Financing Cash Flow | $-67M | |
| Net Change in Cash | $-159M | |
| Taxes Paid | $336.0K |
Profitability 4
| Metric | Trend | Q2 2026 |
|---|---|---|
| Net Margin | 6.7% | |
| Pretax Margin | 8.9% | |
| ROA | 0.89% | |
| ROE | 7.9% |
Efficiency 1
| Metric | Trend | Q2 2026 |
|---|---|---|
| Asset Turnover | 0.1 |
Valuation (TTM) 8
| Metric | Trend | Q2 2026 |
|---|---|---|
| Revenue TTM | $2.31B | |
| Net Income TTM | $149M | |
| Market Cap | $386M | |
| P/E | 3.4 | |
| P/S | 0.2 | |
| P/B | 0.5 | |
| P / Tangible Book | 0.6 | |
| Earnings Yield | 29.3% |
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
My Metrics Your personal watchlist — selected rows from Full Fundamentals
📊
Pick the metrics that matter to you — click the ➕ next to any row in Full Fundamentals above.
Your selection is saved and follows you across all tickers.
Institutional owners (13F) 2 filers · $230K total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| KELLY LAWRENCE W & ASSOCIATES INC/CA | $216,365 | 8,578 | 94.19% | Shares |
| RMG Wealth Management LLC | $13,337 | 522 | 5.81% | Shares |
Company insiders 7 insiders · 4 officers · 4 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Jeffrey A. Howard | President & CEO | June 30, 2026 S | 663,265 | 0 | 2 | $-2,124,600 |
| William Mccamey | Chief Financial Officer | June 30, 2026 S | 127,410 | 0 | 2 | $-2,124,600 |
| HANNA DAVID G | Executive Chairman | July 1, 2026 S | 259,392 | 0 | 3 | $-2,597,428 |
| Mitchell Saunders | Chief Accounting Officer | June 29, 2026 S | 46,273 | 0 | 1 | $-1,022,000 |
| William Brinkley Dickerson | Director | May 18, 2026 A | 1,050 | 0 | 0 | $0 |
| Blake Paulson | Director | May 18, 2026 A | 1,050 | 0 | 0 | $0 |
| HANNA FRANK J III | 10% owner | July 1, 2026 S | 3,773,072 | 0 | 3 | $-2,597,428 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
Activists & 5%+ owners 1 position
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| HANNA DAVID G, Kimberly M. Hanna, DKH Capital, LLC, Dove Ventures, LLC, Bravo Two Company, Inc. as Trustee for Rainbow Trust Two Nevada | July 6, 2026 | 42.10% | Amendment | Passive investment | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
ETF ownership Held by 3 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.