EZPW EZCORP, Inc. - Class A Non-Voting Common Stock
$28.96
Price · Aug 18, 2026
Fundamentals as of Aug 5, 2026
52W Range
$15–$37
62% of range
Analyst Rating
BUY
12 analysts
Price Target
$41
+41% upside
P/E (TTM)
20.6
ROE
11.7%
Net Profit Margin
8.6%
About EZCORP, Inc. - Class A Non-Voting Common Stock Company overview from Wikipedia
EZCORP, Inc. is an American pawn shop operator based in Austin, Texas which provides services across the United States and Latin America. It is a publicly traded company listed on the NASDAQ stock exchange and is the second largest pawn shop operator in the U.S. after Cash America International.
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EZCORP, Inc. is an American pawn shop operator based in Austin, Texas which provides services across the United States and Latin America. It is a publicly traded company listed on the NASDAQ stock exchange and is the second largest pawn shop operator in the U.S. after Cash America International.
As of September 30, 2021, the company operated 1,148 stores, 516 in the U.S (with 44% located in Texas, 18% in Florida and the remainder spread across 18 other states), 508 locations in Mexico, 90 in Guatemala, 18 in El Salvador and 16 in Honduras.
The company has a dual share structure and Phillip E. Cohen owns 100% of the Class B Voting Common Stock through his ownership of the MS Pawn Corporation, the A class of shares does not have voting power. Cohen serves as Executive Chairman of EZCorp.
As of October 2021, the Company owns 37.72% of Cash Converters International, which franchises and operates a worldwide network of over 750 stores that provide personal financial services and sell pre-owned merchandise. Cash Converters is listed on the Australian Stock Exchange (ASX) under the ticker "CCV".
EZCORP owns approximately 13% of Rich Data Corporation (“RDC”), a Singapore-based firm that creates software to assess credit risk of individuals.
History
The company was founded in 1989. In 1994, the company had grown to operate 234 pawn shops in nine states. The company expanded its business to offer payday loan services in its EZPAWN locations in 2001. The first stand-alone payday loan stores were opened and branded EZMONEY in 2003. EZCORP then entered into international markets. EZPAWN opened 4 new stores along the Texas/Mexico border and acquired 20 stores in the interior of Mexico, which were branded Empeño Fácil in 2007. In late 2008 EZCORP purchased the Las Vegas based loan providers, Pawn Plus and ASAP Pawn. In 2009, EZCORP expanded to Canada, operating under the name CashMax.
The company also acquired 30% interest in Cash Converters International in November 2009. The company reports it acquired Value Financial Services in January 2009. In 2010, EZCORP increased interest in Cash Converters International to 33%. The company was also listed on Fortune Magazine's 100 Fastest Growing Companies for 2010. EZCORP acquired the Cash Converters master franchise rights in Canada in 2011. In 2012, EZCORP acquired a controlling interest in Grupo Finmart, a specialty consumer finance company headquartered in Mexico City and operating under the name "Crediamigo"; and TUYO, a company headquartered in Mexico City that owns and operates buy/sell stores in Mexico City and the surrounding metropolitan area.
In 2015, EZCORP acquired USA Pawn & Jewelry, which operated in Arizona and Oregon.
As per the company's website, effective July 29, 2015, EZCORP, Inc. announced the closure of its U.S. Financial Services business which offered payday loans, auto title loans, installment loans and lines of credit. All stores are now closed.
Description
EZCORP, Inc. provides pawn loans in the United States and Latin America. The company also sells merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. It offers pawn loans, which are nonrecourse loans collateralized by tangible personal property, including jewelry, consumer electronics, tools, sporting goods, and musical instruments. In addition, the company offers Lana, a web-based engagement platform to manage pawn loans.
Source: Wikipedia, CC BY-SA 4.0 · View on Wikipedia ↗
EZPW Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$28.96
Market Cap
$1.78B
P/E (TTM)
20.6
EPS (TTM)
$1.42
Revenue (TTM)
$1.27B
Div Yield
—
ROE
11.7%
Debt/Equity
0.5
52W Range
$15 – $37
EZPW Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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10-Year Performance Revenue, net income, margins and EPS trends
Revenue & Net Income
$1.27B
2023-09-30
→
2025-09-30
EPS
$1.42
2023-09-30
→
2025-09-30
Free Cash Flow
$110M
2023-09-30
→
2025-09-30
Margins
8.6%
2023-09-30
→
2025-09-30
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
Metric
5Y trend
EZPW
Peer Median
P/E (TTM)
20.6
11.0
P/S (TTM)
1.4
1.2
P/B
1.7
1.4
EV / EBITDA
10.1
—
Price / FCF
16.2
—
Profitability Gross, operating and net margins; ROE, ROA, ROIC
Metric
5Y trend
EZPW
Peer Median
Gross Margin
58.6%
80.3%
Operating Margin
11.7%
—
Net Profit Margin
8.6%
9.3%
ROA
6.3%
4.6%
ROE
11.7%
17.1%
ROIC
7.2%
—
Financial Health Debt, liquidity, solvency — balance sheet strength
Metric
5Y trend
EZPW
Peer Median
Debt / Equity
0.5
105.3
Current Ratio
5.6
1.4
Quick Ratio
2.3
—
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Metric
5Y trend
EZPW
Peer Median
Revenue YoY
9.7%
—
Revenue CAGR 3Y
12.9%
—
Revenue CAGR 5Y
9.1%
—
EPS YoY
29.1%
—
Net Income YoY
31.9%
—
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
Metric
5Y trend
EZPW
Peer Median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield
—
Payout Ratio
—
5Y Div CAGR
—
| Ex-date | Amount |
|---|---|
| Feb. 4, 2000 | $0.0043 |
| Nov. 29, 1999 | $0.0043 |
| Aug. 6, 1999 | $0.0043 |
| May 7, 1999 | $0.0040 |
| Feb. 5, 1999 | $0.0040 |
| Nov. 20, 1998 | $0.0040 |
| Aug. 7, 1998 | $0.0040 |
EZPW Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
BUY
12 analysts
- Strong Buy 3 25.0%
- Buy 6 50.0%
- Hold 3 25.0%
- Sell 0 0.0%
- Strong Sell 0 0.0%
12-Month Price Target
5 analysts · 2026-08-13
Median
$40.00
Mean
$40.80
← Below all targets
$28.96
Low
$36.00
High
$45.00
Median target
$40.00
+38.1%
Mean target
$40.80
+40.9%
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
0.08%
| Period | EPS Actual | EPS Est | Surprise |
|---|---|---|---|
| June 30, 2026 | $0.47 | $0.41 | 0.06% |
| March 31, 2026 | $0.58 | $0.42 | 0.16% |
| Dec. 31, 2025 | $0.55 | $0.42 | 0.13% |
| Sept. 30, 2025 | $0.34 | $0.30 | 0.04% |
| June 30, 2025 | $0.33 | $0.25 | 0.08% |
| March 31, 2025 | $0.34 | $0.32 | 0.02% |
Peer comparison (GICS sub-industry) Key metrics vs sector peers
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| EZPW | $1.16B | 13.4 | 9.7% | 8.6% | 11.7% | 58.6% |
| BFH | $3.26B | 6.8 | — | 12.8% | 16.0% | — |
| DAVE | — | — | — | — | — | — |
| UPST | $4.29B | 97.2 | 64.0% | 5.1% | 7.0% | — |
| HAPN | — | — | — | — | — | — |
| ECPG | $1.18B | 5.0 | 34.4% | 14.5% | 27.4% | — |
| PRG | $2.42B | 8.2 | 0.42% | 6.1% | 20.8% | — |
| ATLC | — | — | — | — | — | — |
| JCAP | $1.30B | 4.0 | 41.5% | 30.6% | 42.4% | — |
| NAVI | — | — | — | — | — | — |
| WRLD | — | 19.6 | 3.7% | — | — | — |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement 16
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue | $1.27B | · | · | · | $730M | · | |
| Gross Profit | $746M | · | · | · | $449M | · | |
| SG&A Expense | $84M | · | · | · | $56M | · | |
| Operating Expenses | $597M | · | · | · | $418M | · | |
| Operating Income | $149M | · | · | · | $31M | · | |
| Interest Expense | · | · | · | · | $22M | · | |
| Interest Income | $15M | · | · | · | $2M | · | |
| Other Non-op | $-238.0K | · | · | · | $790.0K | · | |
| Pretax Income | $147M | · | · | · | $16M | · | |
| Income Tax | $37M | · | · | · | $7M | · | |
| Net Income | $110M | · | · | · | $9M | · | |
| EPS (Basic) | $1.91 | · | · | · | $0.15 | · | |
| EPS (Diluted) | $1.42 | · | · | · | $0.15 | · | |
| Shares (Basic) | 57,466,000 | · | · | · | 55,744,000 | · | |
| Shares (Diluted) | 83,383,000 | · | · | · | 55,949,000 | · | |
| EBITDA | $182M | · | · | · | $62M | · |
Balance Sheet 26
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $470M | $175M | $219M | $208M | $254M | $290M | |
| Receivables | · | · | · | $23M | $9M | $10M | |
| Inventory | $248M | $199M | $165M | $156M | $111M | $95M | |
| Prepaid Expense | $51M | $37M | $44M | $46M | $31M | $33M | |
| Current Assets | $1.13B | $740M | $719M | $662M | $611M | $599M | |
| PP&E (Net) | $75M | $63M | $69M | $56M | $54M | $55M | |
| PP&E (Gross) | $310M | $281M | $352M | $313M | $285M | $274M | |
| Accum. Depreciation | $235M | $218M | $283M | $257M | $231M | $219M | |
| Goodwill | $325M | $305M | $304M | $297M | $286M | $258M | |
| Intangibles | $59M | $57M | $57M | $58M | $62M | $59M | |
| Other Non-current Assets | $16M | $16M | $14M | $8M | $5M | $6M | |
| Total Assets | $1.95B | $1.50B | $1.48B | $1.40B | $1.27B | $1.20B | |
| Accounts Payable | $23M | $15M | $18M | $20M | $22M | $68M | |
| Current Liabilities | $201M | $254M | $180M | $139M | $155M | $123M | |
| Capital Leases | $185M | $182M | $188M | $189M | $161M | $144M | |
| Deferred Tax | $3M | $2M | $372.0K | $0 | $4M | $172.0K | |
| Other Non-current Liabilities | $20M | $12M | $11M | $10M | $10M | $11M | |
| Total Liabilities | $926M | $675M | $706M | $697M | $595M | $533M | |
| Long-term Debt | $518M | $328M | $361M | $359M | $311M | $255M | |
| Total Debt | $518M | · | · | · | $264M | · | |
| Paid-in Capital | $451M | $346M | $344M | $343M | $341M | $398M | |
| Retained Earnings | $613M | $536M | $458M | $415M | $353M | $322M | |
| AOCI | $-39M | $-59M | $-27M | $-53M | $-58M | $-57M | |
| Stockholders' Equity | $1.03B | $824M | $775M | $705M | $672M | $665M | |
| Liabilities + Equity | $1.95B | $1.50B | $1.48B | $1.40B | $1.27B | $1.20B | |
| Shares Outstanding | 60,892,000 | 55,021,000 | 55,243,000 | 55,848,000 | 56,057,000 | · |
Cash Flow 16
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| D&A | $33M | · | · | · | $31M | · | |
| Stock-based Comp | $12M | · | · | · | $4M | · | |
| Deferred Tax | $-3M | · | · | · | $3M | · | |
| Amort. of Intangibles | $11M | · | · | · | $11M | · | |
| Other Non-cash | $-3M | · | · | · | $-75.0K | · | |
| Operating Cash Flow | $149M | · | · | · | $46M | · | |
| CapEx | $39M | · | · | · | $24M | · | |
| Investing Cash Flow | $-118M | · | · | · | $-85M | · | |
| Net Debt Issued | $-6M | · | · | · | · | · | |
| Stock Repurchased | $7M | · | · | · | $0 | · | |
| Net Stock Activity | $-7M | · | · | · | $0 | · | |
| Financing Cash Flow | $274M | · | · | · | $-16M | · | |
| Net Change in Cash | $305M | · | · | · | $-49M | · | |
| Taxes Paid | $39M | · | · | · | $4M | · | |
| Free Cash Flow | $110M | · | · | · | $23M | · | |
| Levered FCF | · | · | · | · | $11M | · |
Profitability 8
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Gross Margin | 58.6% | · | · | · | 61.6% | · | |
| Operating Margin | 11.7% | · | · | · | 4.3% | · | |
| Net Margin | 8.6% | · | · | · | 1.2% | · | |
| Pretax Margin | 11.5% | · | · | · | 2.2% | · | |
| EBITDA Margin | 14.3% | · | · | · | 8.5% | · | |
| ROA | 6.3% | · | · | · | 0.69% | · | |
| ROE | 11.7% | · | · | · | 1.3% | · | |
| ROIC | 7.2% | · | · | · | 1.8% | · |
Liquidity & Solvency 5
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Current Ratio | 5.6 | · | · | · | 3.9 | · | |
| Quick Ratio | 2.3 | · | · | · | 1.7 | · | |
| Debt / Equity | 0.5 | · | · | · | 0.4 | · | |
| LT Debt / Equity | 0.5 | · | · | · | 0.4 | · | |
| Interest Coverage | · | · | · | · | 1.4 | · |
Efficiency 2
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.7 | · | · | · | 0.6 | · | |
| Receivables Turnover | · | · | · | · | 88.8 | · |
Growth Rates 7
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue YoY | 9.7% | · | · | · | -11.3% | · | |
| Revenue CAGR 3Y | 12.9% | · | · | · | · | · | |
| Revenue CAGR 5Y | 9.1% | · | · | · | · | · | |
| EPS YoY | 29.1% | · | · | · | · | · | |
| EPS CAGR 3Y | 26.6% | · | · | · | · | · | |
| Net Income YoY | 31.9% | · | · | · | · | · | |
| Net Income CAGR 3Y | 29.8% | · | · | · | · | · |
Valuation (TTM) 14
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue TTM | $1.27B | · | · | · | $730M | · | |
| Net Income TTM | $110M | · | · | · | $9M | · | |
| Market Cap | $1.16B | · | · | · | · | · | |
| Enterprise Value | $1.21B | · | · | · | · | · | |
| P/E | 13.4 | · | · | · | 50.5 | · | |
| P/S | 0.9 | · | · | · | · | · | |
| P/B | 1.1 | · | · | · | · | · | |
| P / Tangible Book | 1.8 | · | · | · | · | · | |
| P / Cash Flow | 7.8 | · | · | · | · | · | |
| P / FCF | 10.5 | · | · | · | · | · | |
| EV / EBITDA | 6.6 | · | · | · | · | · | |
| EV / FCF | 10.9 | · | · | · | · | · | |
| EV / Revenue | 0.9 | · | · | · | · | · | |
| Earnings Yield | 7.5% | · | · | · | 2.0% | · |
Income Statement 16
| Metric | Trend | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $419M | $447M | $382M | $337M | $311M | $306M | $320M | $295M | $281M | $286M | $300M | $270M | $256M | $258M | $264M | $233M | |
| Gross Profit | $246M | $260M | $223M | $199M | $184M | $178M | $185M | $175M | $167M | $168M | $173M | $159M | $149M | $149M | $152M | $138M | |
| SG&A Expense | $34M | $34M | $27M | $18M | $28M | $25M | $24M | $21M | $20M | $18M | $17M | $19M | $18M | $16M | $15M | $18M | |
| Operating Expenses | $191M | $192M | $162M | $162M | $148M | $144M | $143M | $149M | $145M | $140M | $135M | $143M | $128M | $122M | $124M | $123M | |
| Operating Income | $55M | $68M | $61M | $37M | $36M | $34M | $42M | $26M | $22M | $27M | $37M | $17M | $21M | $27M | $28M | $15M | |
| Interest Expense | · | · | · | · | · | · | · | · | $4M | $3M | $3M | · | $3M | $3M | $6M | · | |
| Interest Income | $3M | $3M | $5M | $5M | $5M | $2M | $2M | $2M | $3M | $3M | $3M | $2M | $3M | $2M | $664.0K | $68.0K | |
| Other Non-op | $861.0K | $2M | $92.0K | $139.0K | $536.0K | $65.0K | $-978.0K | $750.0K | $191.0K | $165.0K | $271.0K | $-3M | $5.0K | $-80.0K | $234.0K | $208.0K | |
| Pretax Income | $52M | $65M | $59M | $36M | $35M | $34M | $41M | $26M | $23M | $29M | $38M | $13M | $21M | $-7M | $25M | $13M | |
| Income Tax | $14M | $16M | $15M | $10M | $8M | $9M | $10M | $11M | $5M | $7M | $9M | $3M | $3M | $-550.0K | $8M | $6M | |
| Net Income | $38M | $49M | $44M | $27M | $27M | $25M | $31M | $15M | $18M | $21M | $28M | $10M | $18M | $-7M | $17M | $7M | |
| EPS (Basic) | $0.62 | $0.80 | $0.72 | $0.43 | $0.45 | $0.46 | $0.57 | $0.27 | $0.33 | $0.39 | $0.52 | $0.18 | $0.33 | $-0.12 | $0.30 | $0.13 | |
| EPS (Diluted) | $0.48 | $0.61 | $0.55 | $0.35 | $0.34 | $0.33 | $0.40 | $0.20 | $0.25 | $0.29 | $0.36 | $0.16 | $0.24 | $-0.12 | $0.25 | $0.12 | |
| Shares (Basic) | 61,535,000 | 61,653,000 | 61,243,000 | -111,460,000 | 59,134,000 | 54,965,000 | 54,827,000 | -110,132,000 | 54,898,000 | 55,093,000 | 55,076,000 | -111,737,000 | 55,367,000 | 55,648,000 | 56,308,000 | -112,902,000 | |
| Shares (Diluted) | 83,358,000 | 83,410,000 | 83,282,000 | -166,022,000 | 82,918,000 | 83,140,000 | 83,347,000 | -168,417,000 | 83,008,000 | 83,045,000 | 86,812,000 | -145,387,000 | 86,825,000 | 55,648,000 | 83,779,000 | -164,459,000 | |
| EBITDA | $55M | $68M | $69M | · | $36M | $34M | $50M | · | $22M | $27M | $46M | · | $21M | $27M | $36M | · |
Balance Sheet 26
| Metric | Trend | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $311M | $354M | $466M | $470M | $472M | $505M | $175M | $171M | $218M | $229M | $219M | $221M | $238M | $243M | $208M | $206M | |
| Receivables | · | · | · | · | · | · | · | · | $31M | $34M | $34M | · | $30M | $28M | $23M | · | |
| Inventory | $316M | $276M | $253M | $248M | $225M | $208M | $199M | $192M | $172M | $163M | $165M | · | $155M | $150M | $156M | · | |
| Prepaid Expense | $43M | $59M | $56M | $51M | $43M | $40M | $37M | $39M | $40M | $47M | $44M | · | $45M | $46M | $46M | · | |
| Current Assets | $1.12B | $1.09B | $1.15B | $1.13B | $1.09B | $1.07B | $740M | $729M | $742M | $722M | $719M | · | $711M | $687M | $662M | · | |
| PP&E (Net) | $89M | $87M | $75M | $75M | $67M | $64M | $63M | $66M | $60M | $63M | $69M | · | $62M | $60M | $56M | · | |
| PP&E (Gross) | $349M | $339M | $316M | $310M | $296M | $284M | $281M | $281M | $278M | $281M | $352M | · | $335M | $325M | $313M | · | |
| Accum. Depreciation | $260M | $252M | $241M | $235M | $229M | $220M | $218M | $215M | $218M | $218M | $283M | · | $273M | $266M | $257M | · | |
| Goodwill | $475M | $474M | $331M | $325M | $322M | $305M | $305M | $306M | $309M | $311M | $304M | $302M | $302M | $300M | $297M | $287M | |
| Intangibles | $125M | $125M | $60M | $59M | $58M | $57M | $57M | $58M | $60M | $62M | $57M | · | $60M | $60M | $58M | · | |
| Other Non-current Assets | $18M | $19M | $17M | $16M | $15M | $15M | $16M | $16M | $16M | $16M | $14M | · | $11M | $10M | $8M | · | |
| Total Assets | $2.17B | $2.13B | $1.99B | $1.95B | $1.88B | $1.83B | $1.50B | $1.49B | $1.51B | $1.51B | $1.48B | · | $1.46B | $1.42B | $1.40B | · | |
| Accounts Payable | $26M | $25M | $17M | $23M | $22M | $15M | $15M | $21M | $15M | $11M | $18M | · | $19M | $18M | $20M | · | |
| Current Liabilities | $232M | $232M | $190M | $201M | $172M | $264M | $254M | $269M | $286M | $173M | $180M | · | $150M | $145M | $139M | · | |
| Capital Leases | $221M | $212M | $186M | $185M | $184M | $183M | $182M | $181M | $189M | $197M | $188M | · | $197M | $192M | $189M | · | |
| Deferred Tax | $3M | $3M | $3M | $3M | $2M | $2M | $2M | $2M | $416.0K | $465.0K | $372.0K | · | $349.0K | $368.0K | $0 | · | |
| Other Non-current Liabilities | $23M | $20M | $20M | $20M | $17M | $12M | $12M | $12M | $9M | $10M | $11M | · | $11M | $11M | $10M | · | |
| Total Liabilities | $999M | $985M | $917M | $926M | $893M | $978M | $675M | $689M | $709M | $708M | $706M | · | $719M | $708M | $697M | · | |
| Long-term Debt | $519M | $519M | $519M | $518M | $518M | $621M | $328M | $327M | $361M | $361M | $361M | · | · | · | · | · | |
| Total Debt | $519M | $519M | $519M | · | $518M | $621M | $328M | · | $361M | $361M | $361M | · | $360M | $359M | $359M | · | |
| Paid-in Capital | $454M | $451M | $448M | $451M | $448M | $348M | $346M | $348M | $347M | $345M | $344M | · | $345M | $343M | $343M | · | |
| Retained Earnings | $739M | $704M | $657M | $613M | $587M | $561M | $536M | $507M | $494M | $478M | $458M | · | $423M | $406M | $415M | · | |
| AOCI | $-29M | $-36M | $-35M | $-39M | $-45M | $-58M | $-59M | $-52M | $-40M | $-23M | $-27M | · | $-29M | $-37M | $-53M | · | |
| Stockholders' Equity | $1.16B | $1.12B | $1.07B | $1.03B | $990M | $852M | $824M | $805M | $801M | $800M | $775M | $746M | $739M | $713M | $705M | $692M | |
| Liabilities + Equity | $2.17B | $2.13B | $1.99B | $1.95B | $1.88B | $1.83B | $1.50B | $1.49B | $1.51B | $1.51B | $1.48B | · | $1.46B | $1.42B | $1.40B | · | |
| Shares Outstanding | 61,473,000 | 61,592,000 | 61,695,000 | 60,892,000 | 60,963,000 | 55,014,000 | 55,021,000 | 54,553,000 | 54,742,000 | 55,027,000 | 55,243,000 | 54,840,000 | · | · | · | 56,425,000 |
Cash Flow 12
| Metric | Trend | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $10M | $10M | $9M | $8M | $8M | $8M | $8M | $8M | $8M | $8M | $9M | $8M | $8M | $8M | $8M | $9M | |
| Stock-based Comp | $4M | $5M | $3M | $3M | $4M | $2M | $3M | $2M | $3M | $3M | $2M | $3M | $3M | $2M | $2M | $1M | |
| Other Non-cash | · | · | $-17M | · | · | · | $-16M | · | · | · | $-18M | · | · | · | $-15M | · | |
| Operating Cash Flow | $43M | $48M | $39M | $51M | $35M | $37M | $26M | $43M | $34M | $15M | $21M | $28M | $27M | $35M | $12M | $18M | |
| CapEx | $10M | $10M | $7M | $16M | $9M | $8M | $6M | $19M | $3M | $6M | $7M | $13M | $9M | $11M | $7M | $14M | |
| Investing Cash Flow | $-68M | $-27M | $-31M | $-52M | $-51M | $-741.0K | $-14M | $-53M | $-41M | $-1M | $-17M | $-40M | $-30M | $4M | $-45M | $-32M | |
| Stock Repurchased | $4M | $4M | $0 | $999.0K | $2M | $997.0K | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $4M | $7M | $2M | |
| Net Stock Activity | · | · | $0 | · | $-2M | · | $-3M | · | · | · | $-3M | · | · | · | $-7M | · | |
| Financing Cash Flow | $-19M | $-139M | $-7M | $-1M | $-11M | $294M | $-7M | $-38M | $-3M | $-3M | $-6M | $-3M | $-3M | $-4M | $34M | $-2M | |
| Net Change in Cash | $-43M | $-116M | $1M | $-2M | $-28M | $331M | $4M | $-47M | $-10M | $11M | $-2M | $-18M | $-5M | $36M | $2M | $-17M | |
| Free Cash Flow | · | · | $32M | · | · | · | $20M | · | · | · | $14M | · | · | · | $4M | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | · | $12M | · | · | · | $253.6K | · |
Profitability 8
| Metric | Trend | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 58.8% | 58.2% | 58.4% | · | 59.1% | 58.3% | 57.9% | · | 59.2% | 58.7% | 57.5% | · | 58.2% | 57.7% | 57.7% | · | |
| Operating Margin | 13.1% | 15.2% | 15.9% | · | 11.6% | 11.2% | 13.1% | · | 7.9% | 9.6% | 12.4% | · | 8.1% | 10.3% | 10.7% | · | |
| Net Margin | 9.1% | 11.0% | 11.6% | · | 8.5% | 8.3% | 9.7% | · | 6.4% | 7.5% | 9.5% | · | 7.1% | -2.6% | 6.3% | · | |
| Pretax Margin | 12.4% | 14.6% | 15.5% | · | 11.2% | 11.2% | 12.9% | · | 8.2% | 10.0% | 12.6% | · | 8.3% | -2.8% | 9.3% | · | |
| EBITDA Margin | 13.1% | 15.2% | 18.2% | · | 11.6% | 11.2% | 15.7% | · | 7.9% | 9.6% | 15.2% | · | 8.1% | 10.3% | 13.7% | · | |
| ROA | 1.9% | 2.5% | 2.5% | · | 1.6% | 1.5% | 2.1% | · | 1.2% | 1.5% | 2.0% | · | 1.3% | -0.50% | 1.2% | · | |
| ROE | 3.5% | 5.0% | 4.7% | · | 3.0% | 3.1% | 3.9% | · | 2.3% | 2.8% | 3.9% | · | 2.6% | -0.98% | 2.5% | · | |
| ROIC | 2.4% | 3.1% | 2.9% | · | 1.8% | 1.7% | 2.7% | · | 1.5% | 1.8% | 2.5% | · | 1.6% | 2.3% | 1.8% | · |
Liquidity & Solvency 5
| Metric | Trend | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 4.8 | 4.7 | 6.0 | · | 6.3 | 4.0 | 2.9 | · | 2.6 | 4.2 | 4.0 | · | 4.7 | 4.7 | 4.8 | · | |
| Quick Ratio | 1.3 | 1.5 | 2.5 | · | 2.7 | 1.9 | 0.7 | · | 0.9 | 1.5 | 1.4 | · | 1.8 | 1.9 | 1.7 | · | |
| Debt / Equity | 0.4 | 0.5 | 0.5 | · | 0.5 | 0.7 | 0.4 | · | 0.5 | 0.5 | 0.5 | · | 0.5 | 0.5 | 0.5 | · | |
| LT Debt / Equity | 0.4 | 0.5 | 0.5 | · | 0.5 | 0.6 | 0.3 | · | 0.3 | 0.4 | 0.4 | · | 0.5 | 0.5 | 0.5 | · | |
| Interest Coverage | · | · | · | · | · | · | · | · | 6.3 | 8.0 | 10.8 | · | 6.0 | 7.9 | 4.6 | · |
Efficiency 2
| Metric | Trend | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.2 | 0.2 | 0.2 | · | 0.2 | 0.2 | 0.2 | · | 0.2 | 0.2 | 0.2 | · | 0.2 | 0.2 | 0.2 | · | |
| Receivables Turnover | · | · | · | · | · | · | · | · | 9.3 | 9.3 | 10.6 | · | 13.7 | 14.3 | 18.2 | · |
Valuation (TTM) 14
| Metric | Trend | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $1.56B | $1.45B | $1.32B | · | $1.22B | $1.19B | $1.19B | · | $1.12B | $1.10B | $1.08B | · | $994M | $955M | $917M | · | |
| Net Income TTM | $158M | $145M | $127M | · | $101M | $96M | $99M | · | $86M | $61M | $57M | · | $40M | $37M | $60M | · | |
| Market Cap | $2.13B | $1.56B | $1.20B | · | $846M | $810M | $672M | · | $573M | $623M | $483M | · | · | · | · | · | |
| Enterprise Value | $2.33B | $1.73B | $1.25B | · | $892M | $925M | $826M | · | $716M | $755M | $625M | · | · | · | · | · | |
| P/E | 17.5 | 13.9 | 12.0 | · | 10.5 | 11.6 | 9.4 | · | 9.2 | 14.7 | 12.0 | · | 15.5 | 17.2 | 9.8 | · | |
| P/S | 1.4 | 1.1 | 0.9 | · | 0.7 | 0.7 | 0.6 | · | 0.5 | 0.6 | 0.4 | · | · | · | · | · | |
| P/B | 1.8 | 1.4 | 1.1 | · | 0.9 | 1.0 | 0.8 | · | 0.7 | 0.8 | 0.6 | · | · | · | · | · | |
| P / Tangible Book | 3.8 | 3.0 | 1.8 | · | 1.4 | 1.7 | 1.5 | · | 1.3 | 1.5 | 1.2 | · | · | · | · | · | |
| P / Cash Flow | · | · | 30.6 | · | · | · | 25.9 | · | · | · | 22.5 | · | · | · | · | · | |
| P / FCF | · | · | 37.8 | · | · | · | 33.0 | · | · | · | 33.8 | · | · | · | · | · | |
| EV / EBITDA | 42.6 | 25.5 | 18.0 | · | 24.8 | 27.0 | 16.4 | · | 32.3 | 27.7 | 13.7 | · | · | · | · | · | |
| EV / FCF | · | · | 39.5 | · | · | · | 40.5 | · | · | · | 43.7 | · | · | · | · | · | |
| EV / Revenue | 1.5 | 1.2 | 0.9 | · | 0.7 | 0.8 | 0.7 | · | 0.6 | 0.7 | 0.6 | · | · | · | · | · | |
| Earnings Yield | 5.7% | 7.2% | 8.3% | · | 9.5% | 8.6% | 10.6% | · | 10.9% | 6.8% | 8.3% | · | 6.4% | 5.8% | 10.2% | · |
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
Income Statement
| 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | |
|---|---|---|---|---|---|
| Revenue | $1.27B | — | — | — | $1.16B |
| Gross Margin % | 58.6% | — | — | — | 58.7% |
| Operating Margin % | 11.7% | — | — | — | 9.7% |
| Net Income | $110M | — | — | — | $83M |
| Diluted EPS | $1.42 | — | — | — | $1.10 |
Balance Sheet
| 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | |
|---|---|---|---|---|---|
| Debt / Equity | 0.5 | — | — | — | 0.4 |
| Current Ratio | 5.6 | — | — | — | 2.7 |
| Quick Ratio | 2.3 | — | — | — | 0.6 |
Cash Flow
| 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | |
|---|---|---|---|---|---|
| Free Cash Flow | $110M | — | — | — | $78M |
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Institutional owners (13F) 341 filers · $1.8B total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 68 (-4 vs prior Q) | 37 (+10 vs prior Q) | 81 (-14 vs prior Q) | 110 (+28 vs prior Q) | +3.6M |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| FMR LLC | $222,081,517 | 6,424,111 | 12.22% | Shares |
| Capital Research Global Investors | $121,929,116 | 3,527,021 | 6.71% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $101,369,888 | 2,932,308 | 5.58% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $86,560,030 | 2,503,906 | 4.76% | Shares |
| TWO SIGMA INVESTMENTS, LP | $86,298,197 | 2,496,332 | 4.75% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $69,218,336 | 2,002,266 | 3.81% | Shares |
| Ophir Asset Management Pty Ltd | $51,495,921 | 1,489,613 | 2.83% | Shares |
| STATE STREET CORP | $46,619,754 | 1,348,561 | 2.57% | Shares |
| Atlas FRM LLC | $38,891,250 | 1,125,000 | 2.14% | Shares |
| BNP PARIBAS FINANCIAL MARKETS | $36,507,994 | 1,056,060 | 2.01% | Shares |
| Capital World Investors | $36,347,175 | 1,051,408 | 2.00% | Shares |
| Stephens Investment Management Group LLC | $35,913,252 | 1,038,856 | 1.98% | Shares |
| Qube Research & Technologies Ltd | $33,423,659 | 966,840 | 1.84% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $31,129,726 | 900,185 | 1.71% | Shares |
| ROYCE & ASSOCIATES LP | $29,450,702 | 851,915 | 1.62% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $25,002,130 | 723,232 | 1.38% | Shares |
| SILVERCREST ASSET MANAGEMENT GROUP LLC | $24,637,901 | 712,696 | 1.36% | Shares |
| HEARTLAND ADVISORS INC | $24,403,170 | 705,906 | 1.34% | Shares |
| TWO SIGMA ADVISERS, LP | $23,551,993 | 1,212,770 | 1.30% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $23,455,641 | 678,497 | 1.29% | Shares |
| OBERWEIS ASSET MANAGEMENT INC/ | $21,841,326 | 631,800 | 1.20% | Shares |
| FIRST WILSHIRE SECURITIES MANAGEMENT INC | $21,836,037 | 631,647 | 1.20% | Shares |
| JPMORGAN CHASE & CO | $19,017,323 | 570,748 | 1.05% | Shares |
| TUDOR INVESTMENT CORP ET AL | $18,196,645 | 526,371 | 1.00% | Shares |
| WASATCH ADVISORS LP | $18,119,645 | 713,934 | 1.00% | Shares |
| MORGAN STANLEY | $16,965,400 | 490,755 | 0.93% | Shares |
| Penn Capital Management Company, LLC | $16,426,617 | 474,692 | 0.90% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $15,833,544 | 458,014 | 0.87% | Shares |
| Driehaus Capital Management LLC | $15,445,288 | 446,783 | 0.85% | Shares |
| VOLORIDGE INVESTMENT MANAGEMENT, LLC | $15,070,411 | 435,939 | 0.83% | Shares |
| FIRST TRUST ADVISORS LP | $14,437,261 | 417,624 | 0.79% | Shares |
| MILLENNIUM MANAGEMENT LLC | $13,895,273 | 401,946 | 0.76% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $12,503,416 | 361,684 | 0.69% | Shares |
| GOLDMAN SACHS GROUP INC | $12,032,780 | 348,070 | 0.66% | Shares |
| LPL Financial LLC | $11,813,260 | 341,720 | 0.65% | Shares |
| NEW YORK STATE COMMON RETIREMENT FUND | $10,784,561 | 311,963 | 0.59% | Shares |
| Trexquant Investment LP | $10,624,122 | 307,322 | 0.58% | Shares |
| D. E. Shaw & Co., Inc. | $10,001,827 | 289,321 | 0.55% | Shares |
| HENNESSY ADVISORS INC | $9,776,396 | 282,800 | 0.54% | Shares |
| Swedbank AB | $9,748,740 | 282,000 | 0.54% | Shares |
| PRINCIPAL FINANCIAL GROUP INC | $9,742,276 | 281,813 | 0.54% | Shares |
| Prescott Group Capital Management, L.L.C. | $9,382,056 | 271,393 | 0.52% | Shares |
| AXIOM INVESTORS LLC /DE | $8,708,874 | 251,920 | 0.48% | Shares |
| Assenagon Asset Management S.A. | $8,659,197 | 250,483 | 0.48% | Shares |
| BANK OF AMERICA CORP /DE/ | $8,604,922 | 248,913 | 0.47% | Shares |
| VICTORY CAPITAL MANAGEMENT INC | $8,382,879 | 242,490 | 0.46% | Shares |
| Connor, Clark & Lunn Investment Management Ltd. | $7,645,639 | 221,164 | 0.42% | Shares |
| IronBridge Private Wealth, LLC | $7,163,665 | 207,222 | 0.39% | Shares |
| Candriam S.C.A. | $7,075,300 | 204,863 | 0.39% | Shares |
| BlackRock, Inc. | $7,043,707 | 203,752 | 0.39% | Shares |
| Public Sector Pension Investment Board | $6,966,616 | 201,522 | 0.38% | Shares |
| Uniplan Investment Counsel, Inc. | $6,868,734 | 198,690 | 0.38% | Shares |
| Ancora Advisors LLC | $6,452,490 | 186,650 | 0.36% | Shares |
| Triasima Portfolio Management inc. | $6,158,645 | 178,150 | 0.34% | Shares |
| GILDER GAGNON HOWE & CO LLC | $5,858,405 | 169,465 | 0.32% | Shares |
| Amundi | $5,836,280 | 168,825 | 0.32% | Shares |
| Requisite Capital Management, LLC | $5,749,233 | 166,307 | 0.32% | Shares |
| AMERICAN CENTURY COMPANIES INC | $5,657,726 | 163,660 | 0.31% | Shares |
| Empowered Funds, LLC | $5,349,258 | 154,737 | 0.29% | Shares |
| FRANKLIN RESOURCES INC | $5,211,151 | 150,742 | 0.29% | Shares |
| Diametric Capital, LP | $5,012,650 | 145,000 | 0.28% | Shares |
| WELLS FARGO & COMPANY/MN | $4,996,212 | 144,524 | 0.28% | Shares |
| RAYMOND JAMES FINANCIAL INC | $4,882,701 | 141,241 | 0.27% | Shares |
| Western Standard LLC | $4,873,644 | 140,979 | 0.27% | Shares |
| ExodusPoint Capital Management, LP | $4,691,737 | 135,717 | 0.26% | Shares |
| Cubist Systematic Strategies, LLC | $4,453,631 | 233,909 | 0.25% | Shares |
| JANE STREET GROUP, LLC | $4,442,245 | 128,500 | 0.24% | Call option |
| Rockefeller Capital Management L.P. | $4,394,850 | 127,129 | 0.24% | Shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $4,283,223 | 123,900 | 0.24% | Call option |
| AQR CAPITAL MANAGEMENT LLC | $4,248,618 | 122,899 | 0.23% | Shares |
| INTECH INVESTMENT MANAGEMENT LLC | $4,057,965 | 117,384 | 0.22% | Shares |
| Swiss National Bank | $3,868,383 | 111,900 | 0.21% | Shares |
| AMERIPRISE FINANCIAL INC | $3,716,344 | 107,502 | 0.20% | Shares |
| Harbour Capital Advisors, LLC | $3,669,680 | 107,710 | 0.20% | Shares |
| Point72 Asset Management, L.P. | $3,629,850 | 105,000 | 0.20% | Call option |
| CROWN ADVISORS MANAGEMENT, INC. | $3,457,000 | 100,000 | 0.19% | Shares |
| Engineers Gate Manager LP | $3,180,302 | 91,996 | 0.18% | Shares |
| Manatuck Hill Partners, LLC | $3,173,526 | 91,800 | 0.17% | Shares |
| Universal- Beteiligungs- und Servicegesellschaft mbH | $3,047,933 | 88,167 | 0.17% | Shares |
| EXCHANGE TRADED CONCEPTS, LLC | $3,004,375 | 86,907 | 0.17% | Shares |
| Legal & General Group Plc | $2,904,156 | 84,008 | 0.16% | Shares |
| Informed Momentum Co LLC | $2,897,312 | 83,810 | 0.16% | Shares |
| Divisadero Street Capital Management, LP | $2,855,551 | 82,602 | 0.16% | Shares |
| CREDIT AGRICOLE S A | $2,783,231 | 80,510 | 0.15% | Shares |
| Brandywine Global Investment Management, LLC | $2,757,213 | 141,978 | 0.15% | Shares |
| BURNEY CO/ | $2,629,325 | 76,058 | 0.14% | Shares |
| Miller Global Investments, LLC | $2,521,674 | 72,944 | 0.14% | Shares |
| JUPITER ASSET MANAGEMENT LTD | $2,481,988 | 71,796 | 0.14% | Shares |
| Aquatic Capital Management LLC | $2,440,815 | 70,605 | 0.13% | Shares |
| North Star Investment Management Corp. | $2,419,900 | 70,000 | 0.13% | Shares |
| JANE STREET GROUP, LLC | $2,289,986 | 66,242 | 0.13% | Shares |
| NAVELLIER & ASSOCIATES INC | $2,259,046 | 65,347 | 0.12% | Shares |
| O'SHAUGHNESSY ASSET MANAGEMENT, LLC | $2,247,603 | 65,016 | 0.12% | Shares |
| Brevan Howard Capital Management LP | $2,241,865 | 64,850 | 0.12% | Shares |
| BARCLAYS PLC | $2,142,476 | 61,975 | 0.12% | Shares |
| FORTRESS PRIVATE LEDGER, LLC | $2,126,643 | 61,517 | 0.12% | Shares |
| CITADEL ADVISORS LLC | $2,070,743 | 59,900 | 0.11% | Call option |
| RHUMBLINE ADVISERS | $2,046,020 | 59,185 | 0.11% | Shares |
| Eddie Patel Inc | $2,001,906 | 57,909 | 0.11% | Shares |
| Boston Partners | $1,971,600 | 57,032 | 0.11% | Shares |
Company insiders 67 insiders · 44 officers · 21 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Lachlan P Given | Chief Executive Officer | Nov. 19, 2025 M | 1,072,327 | 0 | 0 | $0 |
| Stuart Grimshaw | Chief Executive Officer | Feb. 8, 2019 D | 357,890 | 0 | 0 | $0 |
| Rothamel Paul | President & CEO | Jan. 31, 2014 P | 295,187 | 0 | 0 | $0 |
| Timothy Jugmans | Chief Financial Officer | Nov. 19, 2025 M | 202,835 | 0 | 0 | $0 |
| David Francis Mcguire | Deputy CFO; CAO | Dec. 11, 2018 A | 22,969 | 0 | 0 | $0 |
| Daniel M Chism | Chief Financial Officer | Dec. 11, 2018 A | 26,053 | 0 | 0 | $0 |
| Mark Ashby | Chief Financial Officer | Dec. 23, 2016 A | 35,000 | 0 | 0 | $0 |
| Stephen Stamp | Sr. VP/Chief Financial Officer | Nov. 28, 2011 F | 34,836 | 0 | 0 | $0 |
| Shanna Munro | President, CCV Canada | Feb. 18, 2014 A | 14,911 | 0 | 0 | $0 |
| Mark Edward Kuchenrither | President Change Capital | Nov. 25, 2013 F | 241,861 | 0 | 0 | $0 |
| Joseph S. Borbely | President - Signature Loans | Oct. 1, 2010 A | 26,000 | 0 | 0 | $0 |
| John R Kissick | Vice-President | Feb. 23, 2010 S | 37,500 | 0 | 0 | $0 |
| Connie Kondik | Vice-President & Secretary | Oct. 1, 2009 A | 14,500 | 0 | 0 | $0 |
| John Blair Powell Jr. | Chief Operating Officer | Nov. 19, 2025 M | 234,239 | 0 | 0 | $0 |
| Joseph L Rotunda | Chief Operating Officer | Feb. 20, 2019 D | 710,150 | 0 | 0 | $0 |
| Sunil Sajnani | Chief Audit/LP Executive | March 2, 2026 S | 85,249 | 0 | 1 | $-491,126 |
| Ellen H Bryant | Chief Legal Officer | Feb. 17, 2026 S | 147,786 | 0 | 1 | $-500,000 |
| Nicole Swies | Chief Revenue Officer | Feb. 17, 2026 S | 115,266 | 0 | 1 | $-597,416 |
| Michael James Croney | Chief Accounting Officer | Nov. 19, 2025 A | — | 0 | 0 | $0 |
| Lisa Vanroekel | Chief Human Resources Officer | Nov. 19, 2025 M | 120,150 | 0 | 0 | $0 |
| James W. Fugitt | Chief Technology Officer | Nov. 12, 2025 A | — | 0 | 0 | $0 |
| Francisco Kuthy | General Manager - Empeno Facil | Feb. 11, 2019 D | 35,089 | 0 | 0 | $0 |
| Mark Debenedictus | Chief Customer Experience Off | Dec. 11, 2018 A | — | 0 | 0 | $0 |
| Scott Alomes | Chief Human Resources Officer | Dec. 11, 2018 A | 52,275 | 0 | 0 | $0 |
| Thomas H Welch JR | Chief Legal Officer | Dec. 11, 2018 A | 104,896 | 0 | 0 | $0 |
| Jacob Gustaf Lennart Wedin | Chief Business Development Off | Nov. 13, 2018 J | 29,365 | 0 | 0 | $0 |
| David John Hurrell | Chief Information Officer | Dec. 12, 2017 A | 4,088 | 0 | 0 | $0 |
| Karyn Munsie | Chief Mkting & Comm Officer | Dec. 23, 2016 A | — | 0 | 0 | $0 |
| Jodie E. B. Maccarone | Chief Strategy Officer | Feb. 1, 2016 F | 52,409 | 0 | 0 | $0 |
| William Earl Wood | Sr. VP & CIO | Oct. 1, 2014 M | 2,179 | 0 | 0 | $0 |
| Stephen Morrison Brown | Chief Accounting Officer | Oct. 1, 2014 M | 5,123 | 0 | 0 | $0 |
| Barry William Guest | Pres. Pawn & Cash Converters | Aug. 1, 2014 F | 32,704 | 0 | 0 | $0 |
| Sterling B Brinkley | Chairman of the Board | June 30, 2014 F | 1,216,409 | 0 | 0 | $0 |
| James William Whatley | Pres US Financial Services | Feb. 18, 2014 A | 12,400 | 0 | 0 | $0 |
| Rick Bluntzer | Sr VP Communcations & Affairs | Feb. 18, 2014 A | 15,381 | 0 | 0 | $0 |
| Jeff Byal | SVP, CAO | Feb. 18, 2014 A | 10,451 | 0 | 0 | $0 |
| Anthony M. Sanders | Senior Vice President | Feb. 18, 2014 A | 26,736 | 0 | 0 | $0 |
| Brent Turner | Pres. eCommerce&Card Services | Jan. 17, 2012 A | 182,511 | 0 | 0 | $0 |
| Robert Michael Jackson | Vice President & CIO | Oct. 4, 2010 F | 15,413 | 0 | 0 | $0 |
| Daniel N Tonissen | Senior Vice President | Dec. 22, 2009 S | 80,000 | 0 | 0 | $0 |
| Charles Bradford Wolfe | Senior Vice President | Dec. 1, 2009 A | 10,000 | 0 | 0 | $0 |
| James Rose | Vice President | Oct. 1, 2009 A | 5,500 | 0 | 0 | $0 |
| Michael A Volpe | Vice President | Oct. 1, 2009 A | 8,000 | 0 | 0 | $0 |
| Robert F Bloom | Vice President | May 13, 2004 M | 140,000 | 0 | 0 | $0 |
| Pablo Lagos Espinosa | Director | July 6, 2026 S | 207,543 | 0 | 3 | $-1,175,400 |
| Matthew W Appel | Director | May 20, 2026 S | 124,975 | 0 | 3 | $-816,115 |
| Jason A. Kulas | Director | May 12, 2026 S | 172,948 | 0 | 1 | $-671,200 |
| Zena Srivatsa Arnold | Director | March 26, 2026 A | 160,124 | 0 | 0 | $0 |
| Gary Tillett | Director | March 26, 2026 A | 140,124 | 0 | 2 | $-510,000 |
| Rosa C Zeegers | Director | April 24, 2019 A | 8,584 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
Activists & 5%+ owners 2 positions
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| Austin W. Marxe and David M. Greenhouse ×3 filings | Feb. 11, 2005 | — | Initial filing | — | SEC |
| Paul J. Isaac (principle reporting person) ×3 filings | Dec. 11, 2003 | — | Initial filing | Passive investment | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
ETF ownership Held by 57 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| SIXS · EXCHANGE TRADED CONCEPTS TRUST | 1.34% | 54,376 NS | May 31, 2026 | N-PORT |
| PSL · Invesco Exchange-Traded Fund Trust | 1.19% | 35,946 SH | Aug. 8, 2026 | Daily |
| RZG · Invesco Exchange-Traded Fund Trust | 1.10% | 54,828 SH | Aug. 8, 2026 | Daily |
| MMSC · First Trust Exchange-Traded Fund VI… | 0.95% | 15,913 NS | May 31, 2026 | N-PORT |
| BRNY · EA Series Trust | 0.93% | 156,721 NS | April 30, 2026 | N-PORT |
| FYC · First Trust Exchange-Traded AlphaDE… | 0.72% | 229,689 NS | April 30, 2026 | N-PORT |
| XSMO · Invesco Exchange-Traded Fund Trust | 0.68% | 755,331 SH | Aug. 8, 2026 | Daily |
| XSVM · Invesco Exchange-Traded Fund Trust | 0.58% | 139,064 SH | Aug. 8, 2026 | Daily |
| ROSC · Lattice Strategies Trust | 0.58% | 9,737 NS | April 30, 2026 | N-PORT |
| SIXL · EXCHANGE TRADED CONCEPTS TRUST | 0.54% | 32,436 NS | May 31, 2026 | N-PORT |
| DWAS · Invesco Exchange-Traded Fund Trust … | 0.48% | 77,718 SH | Aug. 8, 2026 | Daily |
| FFSM · FIDELITY COVINGTON TRUST | 0.37% | 145,617 NS | April 30, 2026 | N-PORT |
| PSCF · Invesco Exchange-Traded Fund Trust … | 0.35% | 3,436 SH | Aug. 8, 2026 | Daily |
| AFSM · First Trust Exchange-Traded Fund VI… | 0.30% | 9,539 NS | May 31, 2026 | N-PORT |
| FYX · First Trust Exchange-Traded AlphaDE… | 0.30% | 109,416 NS | April 30, 2026 | N-PORT |
| BSJS · Invesco Exchange-Traded Self-Indexe… | 0.28% | 1,950,000 | Aug. 8, 2026 | Daily |
| BFOR · ALPS ETF Trust | 0.28% | 19,229 NS | May 31, 2026 | N-PORT |
| SMDX · Tidal Trust III | 0.24% | 9,041 NS | April 30, 2026 | N-PORT |
| SMMV · iShares Trust | 0.23% | 22,658 SH | Aug. 8, 2026 | Daily |
| VIOG · VANGUARD ADMIRAL FUNDS | 0.22% | 69,712 SH | Aug. 8, 2026 | Daily |
| IJT · iShares Trust | 0.19% | 542,701 SH | Aug. 8, 2026 | Daily |
| FSMD · FIDELITY COVINGTON TRUST | 0.15% | 109,502 NS | April 30, 2026 | N-PORT |
| AVSC · AMERICAN CENTURY ETF TRUST | 0.15% | 133,264 NS | May 31, 2026 | N-PORT |
| FAD · First Trust Exchange-Traded AlphaDE… | 0.15% | 21,431 NS | April 30, 2026 | N-PORT |
| VIOO · VANGUARD ADMIRAL FUNDS | 0.11% | 204,712 SH | Aug. 8, 2026 | Daily |
| QVMS · Invesco Exchange-Traded Fund Trust … | 0.11% | 10,084 SH | Aug. 8, 2026 | Daily |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.10% | 98,142 SH | Aug. 8, 2026 | Daily |
| IJR · iShares Trust | 0.09% | 3,574,372 SH | Aug. 8, 2026 | Daily |
| RWJ · Invesco Exchange-Traded Fund Trust … | 0.09% | 65,458 SH | Aug. 8, 2026 | Daily |
| DFAT · Dimensional ETF Trust | 0.08% | 354,014 NS | April 30, 2026 | N-PORT |
| SAA · ProShares Trust | 0.08% | 703 NS | May 31, 2026 | N-PORT |
| FNDA · SCHWAB STRATEGIC TRUST | 0.08% | 218,941 NS | May 31, 2026 | N-PORT |
| DFSV · Dimensional ETF Trust | 0.07% | 168,883 NS | April 30, 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0.05% | 214,435 NS | April 30, 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0.04% | 5,330 NS | April 30, 2026 | N-PORT |
| SCHA · SCHWAB STRATEGIC TRUST | 0.04% | 283,559 NS | May 31, 2026 | N-PORT |
| ISCV · iShares Trust | 0.03% | 6,599 SH | Aug. 8, 2026 | Daily |
| ISCB · iShares Trust | 0.03% | 2,573 SH | Aug. 8, 2026 | Daily |
| ISCG · iShares Trust | 0.02% | 8,390 SH | Aug. 8, 2026 | Daily |
| FNCL · FIDELITY COVINGTON TRUST | 0.02% | 15,408 NS | April 30, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0.02% | 670,857 SH | Aug. 8, 2026 | Daily |
| VFH · VANGUARD WORLD FUND | 0.02% | 90,851 SH | Aug. 8, 2026 | Daily |
| WSML · iShares Trust | 0.02% | 4,031 SH | Aug. 8, 2026 | Daily |
| TILT · FlexShares Trust | 0.01% | 9,086 NS | April 30, 2026 | N-PORT |
| DFUV · Dimensional ETF Trust | 0.01% | 54,809 NS | April 30, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.01% | 142,687 NS | April 30, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.01% | 8,825 NS | April 30, 2026 | N-PORT |
| ONEQ · Fidelity Commonwealth Trust | 0.01% | 27,880 NS | May 31, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.01% | 4,561 NS | April 30, 2026 | N-PORT |
| FNDB · SCHWAB STRATEGIC TRUST | 0.01% | 2,393 NS | May 31, 2026 | N-PORT |