$28.80
▲ +$0.09
(+0.31%)
Vol 31K
6
Quality Score
fail
Rev ✗
NI ✗
>IPO ✗
Mkt Cap
$133.6M
P/E
5.4
ROE
17.0%
D/E
221.12
Beta
0.39
52W
$20–$28
Wall Street Consensus
10 analysts · Apr 20263
Strong Buy
6
Buy
1
Hold
0
Sell
0
Strong Sell
90.0%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 60.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.77 | $0.65 | $-0.12 |
| Sep 2025 | $-0.49 | $0.72 | +$1.21 |
| Jun 2025 | $0.77 | $0.75 | $-0.02 |
| Mar 2025 | $0.62 | $0.71 | +$0.09 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|
| Revenue | $20.4M | $21.8M | -$38.2M | — |
| Net Income | $5.8M | $5.8M | -$37.7M | — |
Fundamentals Trend
| Metric | 2023-09-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 17.0% | 17.0% | 17.0% | 17.0% | 17.0% | 17.0% |
| P/E (TTM) | 6.48 | 5.37 | 5.37 | 5.37 | 5.37 | 5.37 |
| Net Margin | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 221.12 | 221.12 | 221.12 | 221.12 | 221.12 | 221.12 |
| Current Ratio | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 |
Key Ratios
ROA (TTM)
1.1%
P/B
0.9
EPS (TTM)
$3.34
52W High
$27.99
52W Low
$19.75
$19.75
52-Week Range
$27.99
Financial Health
Free Cash Flow
$12.4M
Net Debt
-$155.3M
Cash
$177.3M
Total Debt
$22.0M
As of Sep 30, 2025
How does AVBH compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
AVBH valuation vs Banking peers
P/E ratio
5.4
▼
57%
below
peers
(12.6)
vs Peers
vs Industry
Undervalued
P/S ratio
—
▼
0%
below
peers
(2.3)
vs Peers
vs Industry
Overvalued
P/B ratio
0.9
▼
12%
below
peers
(1.1)
vs Peers
vs Industry
Fair value
Div yield
—
▼
0%
below
peers
(3.0%)
vs Peers
vs Industry
Strong yield
AVBH profitability vs Banking peers
ROE
17.0%
▲
89%
above
peers
(9.0%)
vs Peers
vs Industry
Top tier
Net margin
—
▼
0%
below
peers
(28.6%)
vs Peers
vs Industry
Top tier
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.1%
▲
20%
above
peers
(1.0%)
vs Peers
vs Industry
Below avg
AVBH financial health vs Banking peers
D/E ratio
221.1
▲
1498%
above
peers
(13.8)
vs Peers
vs Industry
High debt
Current ratio
0.1
▲
93%
above
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.4
▼
43%
below
peers
(0.7)
vs Peers
vs Industry
More volatile
AVBH fundamentals radar
AVBH
Peer median
Industry
AVBH profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
AVBH vs peers: key metrics
Top Holders
Top 5: 54.34%Fourthstone LLC
13.76%
$30.4M
Patriot Financial Partners …
13.25%
$29.3M
Alliancebernstein L.P.
11.01%
$24.4M
Endeavour Capital Advisors …
8.80%
$19.5M
BANC FUNDS CO LLC
7.52%
$16.6M
As of Dec 31, 2025
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