BCML BayCom Corp - Common Stock
$31.29
Price · Aug 19, 2026
Fundamentals as of Aug 10, 2026
52W Range
$27–$35
55% of range
Analyst Rating
HOLD
8 analysts
Price Target
$32
+2% upside
P/E (TTM)
14.4
ROE
7.1%
Net Profit Margin
23.8%
BCML Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$31.29
Market Cap
$341M
P/E (TTM)
14.4
EPS (TTM)
$2.18
Revenue (TTM)
—
Div Yield
1.9%
ROE
7.1%
Debt/Equity
—
52W Range
$27 – $35
BCML Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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10-Year Performance Revenue, net income, margins and EPS trends
Revenue & Net Income
—
EPS
$2.18
2016-12-31
→
2025-12-31
Free Cash Flow
$30M
2021-12-31
→
2025-12-31
Margins
23.8%
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
Metric
5Y trend
BCML
Peer Median
P/E (TTM)
14.4
11.9
P/B
1.0
1.0
Price / FCF
11.3
—
Profitability Gross, operating and net margins; ROE, ROA, ROIC
Metric
5Y trend
BCML
Peer Median
Net Profit Margin
23.8%
25.4%
ROA
0.91%
1.1%
ROE
7.1%
10.7%
Financial Health Debt, liquidity, solvency — balance sheet strength
Metric
5Y trend
BCML
Peer Median
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Metric
5Y trend
BCML
Peer Median
Revenue YoY
3.1%
—
Revenue CAGR 3Y
-0.74%
—
Revenue CAGR 5Y
2.9%
—
EPS YoY
3.8%
—
Net Income YoY
1.3%
—
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
Metric
5Y trend
BCML
Peer Median
Payout Ratio
27.6%
—
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield
1.9%
Payout Ratio
27.6%
5Y Div CAGR
—
| Ex-date | Amount |
|---|---|
| June 11, 2026 | $0.3000 |
| March 12, 2026 | $0.3000 |
| Dec. 11, 2025 | $0.3000 |
| Sept. 11, 2025 | $0.2500 |
| June 12, 2025 | $0.2000 |
| March 13, 2025 | $0.1500 |
| Dec. 12, 2024 | $0.1500 |
| Sept. 19, 2024 | $0.1000 |
| June 13, 2024 | $0.1000 |
| March 14, 2024 | $0.1000 |
| Dec. 13, 2023 | $0.1000 |
| Sept. 14, 2023 | $0.1000 |
| June 15, 2023 | $0.1000 |
| March 9, 2023 | $0.1000 |
| Dec. 15, 2022 | $0.0500 |
| Sept. 15, 2022 | $0.0500 |
| June 16, 2022 | $0.0500 |
| March 10, 2022 | $0.0500 |
BCML Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
SELL
8 analysts
- Strong Buy 0 0.0%
- Buy 0 0.0%
- Hold 5 62.5%
- Sell 1 12.5%
- Strong Sell 2 25.0%
12-Month Price Target
3 analysts · 2026-08-14
Low
$32.00
High
$32.00
Median target
$32.00
+2.3%
Mean target
$32.00
+2.3%
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
-0.17%
| Period | EPS Actual | EPS Est | Surprise |
|---|---|---|---|
| June 30, 2026 | $-0.64 | $0.43 | -1.1% |
| March 31, 2026 | $0.75 | $0.61 | 0.14% |
| Dec. 31, 2025 | $0.63 | $0.66 | -0.03% |
| Sept. 30, 2025 | $0.46 | $0.53 | -0.07% |
| June 30, 2025 | $0.58 | $0.56 | 0.02% |
| March 31, 2025 | $0.51 | $0.53 | -0.02% |
Peer comparison (GICS sub-industry) Key metrics vs sector peers
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| BCML | $320M | 13.5 | 3.1% | 23.8% | 7.1% | — |
| AVBH | $291M | -11.8 | -61.9% | -63.2% | -8.1% | — |
| FVCB | $249M | 11.5 | 13.9% | 1238.5% | 8.9% | — |
| JMSB | — | 13.4 | 17.5% | 33.9% | 8.2% | — |
| COSO | — | 10.8 | 6.4% | 1254.0% | 10.6% | — |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement 10
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | $41M | $28M | $10M | $9M | $9M | $9M | $5M | $4M | $3M | |
| Interest Income | $135M | $132M | $126M | $107M | $82M | $87M | $77M | $57M | $44M | $30M | |
| Pretax Income | $33M | $32M | $38M | $32M | $28M | $18M | $24M | $20M | · | · | |
| Income Tax | $9M | $9M | $11M | $9M | $8M | $5M | $6M | $6M | $9M | $4M | |
| Net Income | $24M | $24M | $27M | $24M | $21M | $14M | $17M | $14M | $5M | $6M | |
| EPS (Basic) | $2.18 | $2.10 | $2.27 | $1.81 | $1.90 | $1.15 | $1.47 | $1.50 | $0.81 | $1.10 | |
| EPS (Diluted) | $2.18 | $2.10 | $2.27 | $1.81 | $1.90 | $1.15 | $1.47 | $1.50 | $0.81 | $1.09 | |
| Shares (Basic) | 10,990,547 | 11,262,409 | 12,074,198 | 13,124,179 | 10,882,344 | 11,965,245 | 11,759,334 | 9,692,009 | 6,520,230 | 5,441,085 | |
| Shares (Diluted) | 10,990,547 | 11,262,409 | 12,074,198 | 13,124,179 | 10,882,344 | 11,965,245 | 11,759,334 | 9,692,009 | 6,520,230 | 5,449,998 | |
| EBITDA | · | · | · | · | · | · | $1M | $935M | · | · |
Balance Sheet 15
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | · | · | · | · | · | · | $295M | $324M | $250M | $129M | |
| PP&E (Net) | $13M | $13M | $14M | $13M | $14M | $15M | $11M | $11M | $8M | · | |
| Accum. Depreciation | $13M | $12M | $9M | $7M | $5M | $6M | $5M | $4M | $3M | · | |
| Goodwill | $39M | $39M | $39M | $39M | $39M | $39M | $35M | $15M | $15M | $0 | |
| Intangibles | $2M | $3M | $4M | $5M | $6M | $8M | $9M | $9M | $7M | $802.0K | |
| Total Assets | $2.59B | $2.66B | $2.55B | $2.51B | $2.35B | $2.20B | $1.99B | $1.48B | $1.25B | · | |
| Total Liabilities | $2.26B | $2.34B | $2.24B | $2.20B | $2.09B | $1.94B | $1.74B | $1.28B | $1.13B | · | |
| Long-term Debt | · | · | · | · | · | · | · | $0 | $6M | · | |
| Common Stock | $166M | $172M | $181M | $204M | $157M | $167M | $184M | $149M | $81M | · | |
| Paid-in Capital | · | · | · | · | · | · | $287.0K | $287.0K | $287.0K | · | |
| Retained Earnings | $179M | $165M | $146M | $124M | $103M | $82M | $69M | $51M | $37M | · | |
| AOCI | $-7M | $-13M | $-15M | $-12M | $2M | $3M | $1M | $-103.0K | $213.0K | · | |
| Stockholders' Equity | $339M | $324M | $313M | $317M | $263M | $253M | $254M | $201M | $119M | $78M | |
| Liabilities + Equity | $2.59B | $2.66B | $2.55B | $2.51B | $2.35B | $2.20B | $1.99B | $1.48B | $1.25B | · | |
| Shares Outstanding | 10,887,681 | 11,121,475 | 11,551,271 | 12,838,462 | 10,680,386 | 11,295,397 | 12,444,632 | 10,869,275 | 7,496,995 | · |
Cash Flow 16
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | · | · | · | · | · | · | $301M | $935.0K | $762.0K | $498M | |
| Stock-based Comp | $653.0K | $588.0K | $726.0K | $1M | $1M | $1M | $1M | $1M | $423.0K | $334.0K | |
| Deferred Tax | $-503.0K | $801.0K | $1.0K | $-920.0K | $95.0K | $-2M | $-1M | $540.0K | · | · | |
| Amort. of Intangibles | $948.0K | $1M | $1M | $2M | $2M | $2M | $2M | $1M | $850.0K | $398.0K | |
| Other Non-cash | · | · | · | · | · | · | $-13M | $-944M | · | · | |
| Operating Cash Flow | $32M | $30M | $31M | $40M | $10M | $10M | $7M | $6M | $9M | $6M | |
| CapEx | $2M | $2M | $2M | $843.0K | $1M | $3M | $1M | · | · | · | |
| Investing Cash Flow | $-91M | $-62M | $80M | $54M | $-60M | $-74M | $927.0K | $-11M | $90M | $-33M | |
| Stock Repurchased | $7M | $9M | $24M | $18M | $12M | $18M | $11M | $0 | $24.0K | $901.0K | |
| Net Stock Activity | $-7M | $-9M | $-24M | $-18M | $-12M | $-18M | $-11M | $0 | · | · | |
| Dividends Paid | $7M | $3M | $4M | $2M | · | $0 | $0 | $0 | · | · | |
| Financing Cash Flow | $-99M | $88M | $20M | $-296M | $130M | $68M | $-36M | $79M | $21M | $47M | |
| Net Change in Cash | · | · | · | · | · | · | · | $74M | $121M | $21M | |
| Taxes Paid | $9M | $7M | $12M | $8M | $7M | $8M | $5M | $5M | · | · | |
| Free Cash Flow | $30M | $29M | $29M | $39M | $9M | · | · | · | · | · | |
| Levered FCF | · | $-1M | $8M | $31M | $3M | · | · | · | · | · |
Profitability 5
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 23.8% | 24.2% | 26.2% | 23.1% | 24.6% | 15.8% | 22.4% | 24.6% | · | · | |
| Pretax Margin | 32.4% | 32.9% | 36.4% | 31.6% | 33.9% | 20.9% | · | · | · | · | |
| EBITDA Margin | · | · | · | · | · | · | 1.6% | 1584.8% | · | · | |
| ROA | 0.91% | 0.91% | 1.1% | · | 0.91% | 0.66% | 1.0% | 1.1% | · | · | |
| ROE | 7.1% | 7.3% | 8.8% | · | 8.0% | 5.4% | 7.0% | 7.3% | · | · |
Efficiency 1
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | 0.0 | · | · |
Growth Rates 9
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 3.1% | -7.0% | 2.0% | 22.3% | -3.4% | · | · | · | · | · | |
| Revenue CAGR 3Y | -0.74% | 5.1% | 6.4% | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 2.9% | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 3.8% | -7.5% | 25.4% | -4.7% | 65.2% | · | · | · | · | · | |
| EPS CAGR 3Y | 6.4% | 3.4% | 25.4% | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 13.7% | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 1.3% | -13.9% | 15.6% | 14.7% | 50.7% | · | · | · | · | · | |
| Net Income CAGR 3Y | 0.28% | 4.5% | 25.9% | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 11.8% | · | · | · | · | · | · | · | · | · |
Valuation (TTM) 11
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income TTM | $24M | $24M | $27M | $24M | $21M | $14M | $17M | $14M | · | · | |
| Market Cap | $320M | $299M | $272M | · | $200M | $171M | $283M | $251M | · | · | |
| P/E | 13.5 | 12.8 | 10.4 | 10.5 | 9.9 | 13.2 | 15.5 | 15.4 | · | · | |
| P/B | 0.9 | 0.9 | 0.9 | · | 0.8 | 0.7 | 1.1 | 1.3 | · | · | |
| P / Tangible Book | 1.1 | 1.1 | 1.0 | 0.9 | 0.9 | 0.8 | · | · | · | · | |
| P / Cash Flow | 10.1 | 9.8 | 8.8 | · | 19.2 | 17.1 | 40.7 | 40.2 | · | · | |
| P / FCF | 10.6 | 10.4 | 9.5 | · | 22.0 | · | · | · | · | · | |
| Dividend Yield | 2.1% | 1.1% | 1.3% | · | · | 0.00% | 0.00% | 0.00% | · | · | |
| Earnings Yield | 7.4% | 7.8% | 9.6% | 9.5% | 10.1% | 7.6% | 6.5% | 6.5% | · | · | |
| Payout Ratio | 27.6% | 14.3% | 13.3% | 8.5% | · | 0.00% | · | · | · | · | |
| Annual Payout | $7M | $3M | $4M | $2M | · | $0 | $0 | $0 | · | · |
Income Statement 10
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | · | · | · | · | · | · | · | · | · | · | · | · | · | $885.0K | · | $817.0K | |
| Interest Expense | · | · | · | · | · | $10M | · | $11M | $10M | $9M | · | $8M | $7M | $5M | $3M | $2M | |
| Interest Income | $32M | $35M | $34M | $35M | $33M | $33M | $34M | $33M | $32M | $32M | $32M | $33M | $31M | $30M | $30M | $27M | |
| Pretax Income | $-7M | $11M | $9M | $7M | $9M | $8M | $8M | $8M | $8M | $8M | $9M | $9M | $10M | $10M | $10M | $10M | |
| Income Tax | $-223.0K | $3M | $3M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $3M | $3M | $3M | $3M | $3M | |
| Net Income | $-7M | $8M | $7M | $5M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $7M | $7M | $7M | $8M | $7M | |
| EPS (Basic) | $-0.64 | $0.75 | $0.63 | $0.46 | $0.58 | $0.51 | $0.55 | $0.54 | $0.50 | $0.51 | $0.55 | $0.56 | $0.59 | $0.57 | $0.59 | $0.52 | |
| EPS (Diluted) | $-0.64 | $0.75 | $0.63 | $0.46 | $0.58 | $0.51 | $0.55 | $0.54 | $0.50 | $0.51 | $0.55 | $0.56 | $0.59 | $0.57 | $0.59 | $0.52 | |
| Shares (Basic) | 10,909,317 | 10,909,077 | -22,078,257 | 10,929,779 | 11,002,967 | 11,136,058 | -22,666,058 | 11,148,482 | 11,254,233 | 11,525,752 | -24,666,067 | 11,812,583 | 12,228,206 | 12,699,476 | -26,406,352 | 13,307,555 | |
| Shares (Diluted) | 10,909,317 | 10,909,077 | -22,078,257 | 10,929,779 | 11,002,967 | 11,136,058 | -22,666,058 | 11,148,482 | 11,254,233 | 11,525,752 | -24,666,067 | 11,812,583 | 12,228,206 | 12,699,476 | -26,406,352 | 13,307,555 |
Balance Sheet 12
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $13M | $13M | $13M | $14M | $14M | $13M | $13M | $14M | $14M | $14M | · | $13M | $13M | $13M | · | $14M | |
| Accum. Depreciation | $14M | $14M | $13M | $13M | $12M | $12M | $12M | $10M | $9M | $9M | · | $8M | $8M | $7M | · | $6M | |
| Goodwill | $39M | $39M | $39M | $39M | $39M | $39M | $39M | $39M | $39M | $39M | · | $39M | $39M | $39M | · | $39M | |
| Intangibles | $2M | $2M | $2M | $2M | $2M | $2M | $3M | $3M | $3M | $4M | $4M | $4M | $5M | $5M | $5M | $6M | |
| Total Assets | $2.58B | $2.65B | $2.59B | $2.60B | $2.62B | $2.56B | $2.66B | $2.56B | $2.59B | $2.56B | · | $2.57B | $2.57B | $2.55B | $2.51B | $2.53B | |
| Total Liabilities | $2.24B | $2.30B | $2.26B | $2.27B | $2.29B | $2.23B | $2.34B | $2.24B | $2.28B | $2.25B | · | $2.27B | $2.26B | $2.23B | · | $2.22B | |
| Common Stock | $167M | $166M | $166M | $167M | $167M | $171M | $172M | $172M | $173M | $177M | · | $183M | $188M | $196M | · | $208M | |
| Retained Earnings | $174M | $184M | $179M | $175M | $173M | $169M | $165M | $160M | $155M | $151M | · | $141M | $136M | $130M | · | $117M | |
| AOCI | $-6M | $-6M | $-7M | $-8M | $-10M | $-11M | $-13M | $-11M | $-14M | $-14M | · | $-17M | $-16M | $-13M | · | $-12M | |
| Stockholders' Equity | $335M | $344M | $339M | $334M | $331M | $329M | $324M | $322M | $315M | $314M | $313M | $307M | $307M | $313M | $317M | $314M | |
| Liabilities + Equity | $2.58B | $2.65B | $2.59B | $2.60B | $2.62B | $2.56B | $2.66B | $2.56B | $2.59B | $2.56B | · | $2.57B | $2.57B | $2.55B | · | $2.53B | |
| Shares Outstanding | 10,909,317 | 10,909,317 | 10,887,681 | 10,916,792 | 10,941,232 | 11,089,682 | 11,121,475 | 11,130,372 | 11,172,323 | 11,377,117 | 11,551,271 | 11,673,830 | 11,900,022 | 12,443,977 | 12,838,462 | 13,075,447 |
Cash Flow 12
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | $1M | $188.0K | $178.0K | $173.0K | $151.0K | $151.0K | $105.0K | $159.0K | $164.0K | $160.0K | $141.0K | $153.0K | $182.0K | $250.0K | $233.0K | $232.0K | |
| Amort. of Intangibles | $113.0K | $114.0K | $201.0K | $242.0K | $242.0K | $263.0K | $307.0K | $305.0K | $305.0K | $305.0K | $307.0K | $305.0K | $305.0K | $369.0K | $517.0K | $516.0K | |
| Operating Cash Flow | $5M | $7M | $9M | $7M | $6M | $9M | $8M | $10M | $8M | $5M | $8M | $3M | $12M | $8M | $16M | $13M | |
| CapEx | $605.0K | $302.0K | $-262.0K | $1M | $749.0K | $143.0K | $58.0K | $255.0K | $245.0K | $1M | $1M | $532.0K | $23.0K | $148.0K | $237.0K | $266.0K | |
| Investing Cash Flow | $-60M | $47M | $-13M | $-44M | $-25M | $-9M | $-43M | $-59M | $8M | $31M | $28M | $42M | $31M | $-21M | $-29M | $6M | |
| Stock Repurchased | · | · | $813.0K | $909.0K | $4M | $1M | $34.0K | $1M | $4M | $4M | $2M | $5M | $9M | $8M | $4M | $8M | |
| Net Stock Activity | · | · | · | · | · | $-1M | · | · | · | $-4M | · | · | · | $-8M | · | · | |
| Dividends Paid | $3M | $3M | $3M | $2M | $0 | $2M | $-59.0K | $1M | $1M | $1M | $1M | $1M | $620.0K | $644.0K | $658.0K | $677.0K | |
| Financing Cash Flow | $-74M | $45M | $-18M | $-26M | $54M | $-108M | $98M | $-41M | $27M | $5M | $-30M | $7M | $9M | $34M | $-35M | $-149M | |
| Taxes Paid | · | · | $2M | $2M | · | · | $1M | $1M | · | · | $9M | $3M | $-3.0K | $10.0K | $2M | $3M | |
| Free Cash Flow | · | $7M | · | · | · | $9M | · | · | · | $4M | · | · | · | $7M | · | · | |
| Levered FCF | · | · | · | · | · | $2M | · | · | · | $-3M | · | · | · | $4M | · | · |
Profitability 4
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | -27.6% | 30.6% | · | 19.5% | 25.8% | 23.4% | · | 23.5% | 23.5% | 24.0% | · | 25.1% | 28.4% | 812.5% | · | 853.1% | |
| Pretax Margin | -28.5% | 40.8% | · | 26.3% | 35.3% | 31.6% | · | 32.4% | 31.9% | 33.3% | · | 35.0% | 39.7% | 1131.5% | · | 1201.6% | |
| ROA | -0.27% | 0.31% | · | 0.19% | 0.24% | 0.22% | · | 0.23% | 0.22% | 0.23% | · | 0.26% | 0.27% | 0.27% | · | 0.28% | |
| ROE | -2.1% | 2.4% | · | 1.5% | 2.0% | 1.8% | · | 1.9% | 1.8% | 1.9% | · | 2.1% | 2.3% | 2.2% | · | 2.4% |
Efficiency 1
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Valuation (TTM) 9
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income TTM | $13M | $25M | · | $23M | $24M | $23M | · | $24M | $25M | $27M | · | $28M | $25M | $23M | · | $22M | |
| Market Cap | $359M | $324M | · | $314M | $303M | $279M | · | $264M | $227M | $234M | · | $224M | $198M | $213M | · | $230M | |
| P/E | 28.6 | 12.9 | · | 13.8 | 13.0 | 12.2 | · | 11.2 | 9.4 | 9.2 | · | 8.6 | 8.5 | 9.5 | · | 10.2 | |
| P/B | 1.1 | 0.9 | · | 0.9 | 0.9 | 0.8 | · | 0.8 | 0.7 | 0.7 | · | 0.7 | 0.6 | 0.7 | · | 0.7 | |
| P / Tangible Book | 1.2 | 1.1 | · | 1.1 | 1.0 | 1.0 | · | 0.9 | 0.8 | 0.9 | · | 0.8 | 0.8 | 0.8 | · | 0.9 | |
| P / Cash Flow | · | 46.4 | · | · | · | 30.1 | · | · | · | 46.1 | · | · | · | 28.2 | · | · | |
| P / FCF | · | 48.5 | · | · | · | 30.5 | · | · | · | 59.5 | · | · | · | 28.7 | · | · | |
| Earnings Yield | 3.5% | 7.7% | · | 7.3% | 7.7% | 8.2% | · | 8.9% | 10.6% | 10.8% | · | 11.7% | 11.8% | 10.5% | · | 9.8% | |
| Payout Ratio | · | 39.9% | · | · | · | 29.3% | · | · | · | 19.7% | · | · | · | · | · | · |
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
Income Statement
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Net Income | $24M | $24M | $27M | $24M | $21M |
| Diluted EPS | $2.18 | $2.10 | $2.27 | $1.81 | $1.90 |
Cash Flow
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Free Cash Flow | $30M | $29M | $29M | $39M | $9M |
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Institutional owners (13F) 123 filers · $177.4M total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 29 (+21 vs prior Q) | 5 (-2 vs prior Q) | 43 (+10 vs prior Q) | 27 (-6 vs prior Q) | +688K |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| WELLINGTON MANAGEMENT GROUP LLP | $33,425,676 | 1,015,978 | 18.84% | Shares |
| ROYCE & ASSOCIATES LP | $26,486,178 | 805,051 | 14.93% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $20,196,488 | 613,875 | 11.38% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $15,222,534 | 462,691 | 8.58% | Shares |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $8,743,932 | 265,773 | 4.93% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $7,495,352 | 227,752 | 4.22% | Shares |
| STATE STREET CORP | $7,070,914 | 213,187 | 3.98% | Shares |
| AMERICAN CENTURY COMPANIES INC | $5,588,394 | 169,860 | 3.15% | Shares |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | $4,025,085 | 122,343 | 2.27% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $3,927,997 | 119,392 | 2.21% | Shares |
| Qube Research & Technologies Ltd | $3,231,175 | 98,212 | 1.82% | Shares |
| TWO SIGMA INVESTMENTS, LP | $2,650,621 | 80,566 | 1.49% | Shares |
| CALDWELL SUTTER CAPITAL, INC. | $2,632,329 | 80,010 | 1.48% | Shares |
| FIRST MANHATTAN CO. LLC. | $2,433,911 | 73,350 | 1.37% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $2,365,247 | 71,892 | 1.33% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $2,288,491 | 69,559 | 1.29% | Shares |
| Empowered Funds, LLC | $1,983,311 | 60,283 | 1.12% | Shares |
| MARSHALL WACE, LLP | $1,448,291 | 44,021 | 0.82% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $1,325,870 | 40,300 | 0.75% | Shares |
| VICTORY CAPITAL MANAGEMENT INC | $1,316,000 | 40,000 | 0.74% | Shares |
| Quantinno Capital Management LP | $1,133,602 | 34,456 | 0.64% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $1,080,568 | 32,844 | 0.61% | Shares |
| Saratoga Research & Investment Management | $1,053,952 | 32,035 | 0.59% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $997,594 | 30,322 | 0.56% | Shares |
| JACOBS LEVY EQUITY MANAGEMENT, INC | $955,581 | 29,045 | 0.54% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $921,791 | 28,018 | 0.52% | Shares |
| ALGERT GLOBAL LLC | $868,264 | 26,391 | 0.49% | Shares |
| AMERIPRISE FINANCIAL INC | $834,743 | 25,371 | 0.47% | Shares |
| PRUDENTIAL FINANCIAL INC | $831,383 | 25,270 | 0.47% | Shares |
| MERCER GLOBAL ADVISORS INC /ADV | $826,119 | 25,110 | 0.47% | Shares |
| LAZARD ASSET MANAGEMENT LLC | $712,121 | 21,645 | 0.40% | Shares |
| CAPTRUST FINANCIAL ADVISORS | $709,752 | 21,573 | 0.40% | Shares |
| STRS OHIO | $690,900 | 21,000 | 0.39% | Shares |
| GOLDMAN SACHS GROUP INC | $620,988 | 18,875 | 0.35% | Shares |
| MILLENNIUM MANAGEMENT LLC | $601,445 | 18,281 | 0.34% | Shares |
| BARCLAYS PLC | $497,448 | 15,120 | 0.28% | Shares |
| WOODWARD DIVERSIFIED CAPITAL, LLC | $493,500 | 15,000 | 0.28% | Shares |
| XTX Topco Ltd | $479,583 | 14,577 | 0.27% | Shares |
| TWO SIGMA ADVISERS, LP | $467,460 | 15,900 | 0.26% | Shares |
| RHUMBLINE ADVISERS | $464,508 | 14,119 | 0.26% | Shares |
| IMC-Chicago, LLC | $418,093 | 12,708 | 0.24% | Shares |
| COLDSTREAM CAPITAL MANAGEMENT INC | $374,875 | 11,349 | 0.21% | Shares |
| MARTINGALE ASSET MANAGEMENT L P | $368,908 | 11,213 | 0.21% | Shares |
| JANE STREET GROUP, LLC | $338,146 | 10,278 | 0.19% | Shares |
| DEUTSCHE BANK AG\ | $332,553 | 10,108 | 0.19% | Shares |
| BANK OF AMERICA CORP /DE/ | $332,553 | 10,108 | 0.19% | Shares |
| marrick wealth, LLC | $329,000 | 10,000 | 0.19% | Shares |
| ALLIANCEBERNSTEIN L.P. | $321,922 | 10,830 | 0.18% | Shares |
| SEI INVESTMENTS CO | $318,900 | 9,693 | 0.18% | Shares |
| MORGAN STANLEY | $292,305 | 8,884 | 0.16% | Shares |
| FRANKLIN RESOURCES INC | $286,362 | 8,704 | 0.16% | Shares |
| WELLS FARGO & COMPANY/MN | $285,210 | 8,669 | 0.16% | Shares |
| NewEdge Advisors, LLC | $268,564 | 8,163 | 0.15% | Shares |
| EntryPoint Capital, LLC | $255,107 | 7,754 | 0.14% | Shares |
| MetLife Investment Management, LLC | $241,091 | 7,328 | 0.14% | Shares |
| SmartHarvest Portfolios, LLC | $231,123 | 7,025 | 0.13% | Shares |
| D. E. Shaw & Co., Inc. | $225,727 | 6,861 | 0.13% | Shares |
| Bank of New York Mellon Corp | $222,305 | 6,757 | 0.13% | Shares |
| PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO | $202,894 | 6,167 | 0.11% | Shares |
| STATE OF WISCONSIN INVESTMENT BOARD | $200,690 | 6,100 | 0.11% | Shares |
| OSAIC HOLDINGS, INC. | $179,907 | 5,468 | 0.10% | Shares |
| Nuveen Asset Management, LLC | $176,849 | 6,589 | 0.10% | Shares |
| JPMORGAN CHASE & CO | $172,067 | 5,262 | 0.10% | Shares |
| BlackRock, Inc. | $168,185 | 5,112 | 0.09% | Shares |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | $156,867 | 4,768 | 0.09% | Shares |
| Vanguard Global Advisers, LLC | $149,662 | 4,549 | 0.08% | Shares |
| NEW YORK STATE COMMON RETIREMENT FUND | $147,787 | 4,492 | 0.08% | Shares |
| CITIGROUP INC | $144,267 | 4,385 | 0.08% | Shares |
| Nuveen, LLC | $141,832 | 4,311 | 0.08% | Shares |
| Invesco Ltd. | $135,680 | 4,124 | 0.08% | Shares |
| VANGUARD GROUP INC | $133,741 | 4,549 | 0.08% | Shares |
| FMR LLC | $112,913 | 3,432 | 0.06% | Shares |
| Police & Firemen's Retirement System of New Jersey | $109,162 | 3,318 | 0.06% | Shares |
| BNP PARIBAS FINANCIAL MARKETS | $61,984 | 1,884 | 0.03% | Shares |
| PNC Financial Services Group, Inc. | $56,424 | 1,715 | 0.03% | Shares |
| NORTHERN TRUST CORP | $53,792 | 1,635 | 0.03% | Shares |
| CITADEL ADVISORS LLC | $44,086 | 1,340 | 0.02% | Shares |
| Winch Advisory Services, LLC | $35,060 | 1,066 | 0.02% | Shares |
| CWM, LLC | $34,155 | 1,149 | 0.02% | Shares |
| Legal & General Group Plc | $33,328 | 1,013 | 0.02% | Shares |
| Ameritas Investment Partners, Inc. | $31,716 | 964 | 0.02% | Shares |
| ASSETMARK, INC | $29,149 | 886 | 0.02% | Shares |
| Tower Research Capital LLC (TRC) | $28,228 | 858 | 0.02% | Shares |
| GAMMA Investing LLC | $23,359 | 710 | 0.01% | Shares |
| CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | $16,468 | 554 | 0.01% | Shares |
| Larson Financial Group LLC | $16,450 | 500 | 0.01% | Shares |
| ROYAL BANK OF CANADA | $12,000 | 356 | 0.01% | Shares |
| Arax Advisory Partners | $10,495 | 319 | 0.01% | Shares |
| Versant Capital Management, Inc | $9,048 | 275 | 0.01% | Shares |
| UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC | $8,799 | 296 | 0.00% | Shares |
| ACADIAN ASSET MANAGEMENT LLC | $7,647 | 232,644 | 0.00% | Shares |
| Sterling Capital Management LLC | $6,876 | 209 | 0.00% | Shares |
| Silver Grove Financial Group, Inc. | $6,409 | 195 | 0.00% | Shares |
| Russell Investments Group, Ltd. | $5,769 | 175 | 0.00% | Shares |
| Cerity Partners LLC | $5,527 | 168 | 0.00% | Shares |
| SBI Securities Co., Ltd. | $5,165 | 157 | 0.00% | Shares |
| UBS Group AG | $4,639 | 141 | 0.00% | Shares |
| North Star Investment Management Corp. | $3,487 | 106 | 0.00% | Shares |
| Integrated Wealth Concepts LLC | $3,426 | 104 | 0.00% | Shares |
| LSV ASSET MANAGEMENT | $2,751 | 83,611 | 0.00% | Shares |
Company insiders 23 insiders · 9 officers · 12 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| George J. Guarini | President and CEO | June 11, 2021 G | 113,542 | 0 | 0 | $0 |
| Kevin L Thompson | EVP, Chief Financial Officer | July 21, 2026 A | 532 | 0 | 0 | $0 |
| William J Black | Executive Vice Chair | July 21, 2026 A | 34,079 | 0 | 0 | $0 |
| Mary Therese Curley | EVP and Labor Services Div. | July 21, 2026 A | 4,339 | 0 | 0 | $0 |
| Felix Antonio Miranda Jr | Chief Lending Officer | Jan. 2, 2026 A | 2,038 | 0 | 0 | $0 |
| Rick Pak | EVP and Chief Lending Officer | Jan. 1, 2021 A | 4,237 | 0 | 0 | $0 |
| Izabella Lin Zhu | EVP and Chief Risk Officer | Jan. 1, 2021 A | 4,320 | 0 | 0 | $0 |
| David John Funkhouser | EVP and Chief Credit Officer | Jan. 1, 2021 A | 4,410 | 0 | 0 | $0 |
| Charles Young Yun | EVP and Chief Lending Officer | Jan. 2, 2019 A | 2,497 | 0 | 0 | $0 |
| Michael J Perdue | Director | July 31, 2026 P | 8,000 | 2 | 0 | $212,730 |
| Bhupen B Amin | Director | July 1, 2026 A | 3,928 | 0 | 0 | $0 |
| Dennis Henry Guida Jr | Director | July 1, 2026 A | 3,928 | 0 | 0 | $0 |
| Syvia L. Magid | Director | July 1, 2026 A | 10,491 | 0 | 0 | $0 |
| Lloyd W. Kendall Jr. | Director | July 1, 2026 A | 84,077 | 0 | 0 | $0 |
| Harpreet S. Chaudhary | Director | July 1, 2026 A | 47,101 | 0 | 0 | $0 |
| Robert G. Laverne | Director | July 1, 2026 A | 90,628 | 0 | 0 | $0 |
| Jon Rocco Davis | Director | July 1, 2021 A | 4,877 | 0 | 0 | $0 |
| James S. Camp | Director | July 1, 2021 A | 114,521 | 0 | 0 | $0 |
| David M. Spatz | Director | July 1, 2021 A | 52,049 | 0 | 0 | $0 |
| Christopher F Baron | — | Aug. 10, 2026 P | 9,247 | 1 | 0 | $250,718 |
| Malcolm Flemming Hotchkiss | — | July 1, 2021 A | 17,273 | 0 | 0 | $0 |
| Janet Lee King | — | Jan. 1, 2021 A | 69,148 | 0 | 0 | $0 |
| Keary L. Colwell | — | Jan. 1, 2021 A | 64,148 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 32 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| IWC · iShares Trust | 0.07% | 35,128 SH | Aug. 8, 2026 | Daily |
| EBIT · Harbor ETF Trust | 0.04% | 154 NS | April 30, 2026 | N-PORT |
| IWN · iShares Trust | 0.02% | 107,657 SH | Aug. 8, 2026 | Daily |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.02% | 9,026 SH | Aug. 8, 2026 | Daily |
| DFSV · Dimensional ETF Trust | 0.02% | 43,127 NS | April 30, 2026 | N-PORT |
| AVSC · AMERICAN CENTURY ETF TRUST | 0.02% | 15,447 NS | May 31, 2026 | N-PORT |
| AVUV · AMERICAN CENTURY ETF TRUST | 0.01% | 123,479 NS | May 31, 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0.01% | 59,438 NS | April 30, 2026 | N-PORT |
| IWM · iShares Trust | 0.01% | 293,670 SH | Aug. 8, 2026 | Daily |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.01% | 59,713 SH | Aug. 8, 2026 | Daily |
| RSSL · Global X Funds | 0.01% | 4,558 NS | April 30, 2026 | N-PORT |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.01% | 878 SH | Aug. 8, 2026 | Daily |
| ITWO · ProShares Trust | 0.01% | 482 NS | May 31, 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0.01% | 36,279 NS | April 30, 2026 | N-PORT |
| UWM · ProShares Trust | 0.00% | 377 NS | May 31, 2026 | N-PORT |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.00% | 3,578 SH | Aug. 8, 2026 | Daily |
| URTY · ProShares Trust | 0.00% | 380 NS | May 31, 2026 | N-PORT |
| MSSM · MORGAN STANLEY PATHWAY FUNDS | 0.00% | 399 NS | May 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.00% | 21,979 NS | April 30, 2026 | N-PORT |
| HDG · ProShares Trust | 0.00% | 10 NS | May 31, 2026 | N-PORT |
| ITOT · iShares Trust | 0.00% | 33,714 SH | Aug. 8, 2026 | Daily |
| IWV · iShares Trust | 0.00% | 6,324 SH | Aug. 8, 2026 | Daily |
| DCOR · Dimensional ETF Trust | 0.00% | 577 NS | April 30, 2026 | N-PORT |
| AVSU · AMERICAN CENTURY ETF TRUST | 0.00% | 48 NS | May 31, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.00% | 2,215 NS | April 30, 2026 | N-PORT |
| AVUS · AMERICAN CENTURY ETF TRUST | 0.00% | 535 NS | May 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.00% | 548 NS | April 30, 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0.00% | 8 NS | April 30, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0.00% | 123,270 SH | Aug. 8, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 328,986 SH | Aug. 8, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 820 SH | Aug. 8, 2026 | Daily |
| EBI · RBB Fund Trust | 0.00% | 9 NS | May 31, 2026 | N-PORT |