Earnings History
EPS actual vs estimate, surprise %, beat rate, next earnings date
14
Avg Surprise85.9%
Next ReportOct 27, 2026
Period
Report
EPS Actual
EPS Est
Surprise
June 30, 2026
Jul 27, 2026
$0.93
$0.35
168.4%
March 31, 2026
$0.39
$0.38
2.3%
Dec. 31, 2025
$0.32
$0.33
-2.2%
Sept. 30, 2025
$1.32
$0.29
362.2%
June 30, 2025
$0.15
$0.27
-43.4%
March 31, 2025
$0.27
$0.21
28.1%
Full Fundamentals
All metrics by year — income statement, balance sheet, cash flow
15
Income Statement12
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
·
·
·
·
·
·
$3M
$2M
$2M
$2M
Operating Expenses
·
·
·
·
·
·
·
·
$85M
$84M
Interest Expense
·
·
$67M
$14M
$6M
$12M
$23M
$18M
$12M
$11M
Interest Income
$175M
$186M
$190M
$126M
$83M
$80M
$82M
$70M
$57M
$54M
Pretax Income
$37M
$26M
$27M
$15M
$47M
$47M
$35M
$15M
$12M
$13M
Income Tax
$10M
$6M
$5M
$3M
$10M
$10M
$8M
$3M
$5M
$4M
Net Income
·
·
$31M
$15M
$39M
$37M
$27M
$12M
$8M
$13M
EPS (Basic)
$2.11
$1.56
$2.46
$1.23
$3.32
$3.13
$2.26
$1.04
$0.69
$1.44
EPS (Diluted)
$2.06
$1.53
$2.40
$1.17
$3.10
$3.06
$2.20
$1.00
$0.68
$1.31
Shares (Basic)
12,775,242
12,890,161
12,694,206
12,279,462
11,778,557
11,821,574
11,713,885
11,030,984
10,308,738
8,212,021
Shares (Diluted)
13,105,521
13,136,758
12,997,332
12,870,734
12,613,620
12,088,106
12,044,667
12,722,003
10,440,228
10,068,733
EBITDA
·
$4M
$5M
$5M
$4M
$3M
$3M
$3M
$3M
$3M
Balance Sheet16
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Cash & Equivalents
$244M
$318M
$398M
$40M
$307M
$264M
$28M
$22M
$20M
$17M
PP&E (Net)
·
·
·
·
·
·
$22M
$27M
$27M
$25M
PP&E (Gross)
·
·
·
·
·
·
$38M
$40M
$39M
$35M
Accum. Depreciation
·
·
·
·
·
·
$16M
$13M
$12M
$10M
Goodwill
$1M
$3M
$3M
$3M
$4M
$2M
$20M
$18M
$18M
$18M
Intangibles
$0
$262.0K
$352.0K
$2M
$2M
$2M
$3M
$550.0K
$646.0K
$744.0K
Total Assets
$3.31B
$3.13B
$3.31B
$3.07B
$2.79B
$2.33B
$1.94B
$1.75B
$1.53B
$1.42B
Total Liabilities
$2.97B
$2.82B
$3.02B
$2.81B
$2.52B
$2.09B
$1.73B
$1.57B
$1.38B
$1.27B
Long-term Debt
·
·
·
·
·
·
$227M
$232M
$186M
$124M
Common Stock
$14M
$14M
$14M
$13M
$13M
$12M
$12M
$12M
$10M
$10M
Retained Earnings
$190M
$172M
$161M
$145M
$138M
$105M
$72M
$48M
$37M
$31M
Treasury Stock
$27M
$17M
$17M
$17M
$17M
$17M
$1M
$1M
$1M
$1M
AOCI
$-14M
$-28M
$-29M
$-38M
$-4M
$2M
$-1M
$-7M
$-3M
$-4M
Stockholders' Equity
$334M
$306M
$289M
$261M
$274M
$239M
$212M
$177M
$150M
$146M
Liabilities + Equity
$3.31B
$3.13B
$3.31B
$3.07B
$2.79B
$2.33B
$1.94B
$1.75B
$1.53B
$1.42B
Shares Outstanding
12,715,598
13,793,311
13,606,399
13,466,281
12,934,966
12,374,322
11,995,366
11,607,293
10,444,627
9,996,544
Cash Flow16
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
D&A
$3M
$4M
$5M
$5M
$4M
$3M
$3M
$3M
$3M
$3M
Stock-based Comp
$4M
$3M
$3M
$3M
$3M
$2M
$2M
$1M
$813.0K
$568.0K
Deferred Tax
$-390.0K
$2M
$97.0K
$-4M
$6M
$-3M
$-4M
$139.0K
$1M
$707.0K
Amort. of Intangibles
$8.0K
$90.0K
$192.0K
$685.0K
$684.0K
$1M
$297.0K
$96.0K
$98.0K
·
Other Non-cash
·
·
$19M
$46M
$-17M
$73M
$-36M
$-10M
$21M
$8M
Operating Cash Flow
$4M
$-285.0K
$58M
$7M
$35M
$112M
$-8M
$7M
$33M
$25M
CapEx
$2M
$2M
$2M
$3M
$5M
$7M
$2M
$3M
$4M
$2M
Investing Cash Flow
$-209M
$144M
$88M
$-571M
$-572M
$-294M
$-120M
$-210M
$-136M
·
Stock Repurchased
$10M
$0
$0
$0
$0
$16M
$0
$0
·
·
Net Stock Activity
·
·
·
$0
$0
$-16M
·
·
·
·
Dividends Paid
$9M
$9M
$9M
$8M
$6M
$4M
$2M
$1M
$1M
$646.0K
Financing Cash Flow
$131M
$-224M
$211M
$297M
$581M
$418M
$134M
$205M
$106M
·
Net Change in Cash
$-74M
$-80M
$358M
$-267M
$44M
$236M
$6M
$2M
$3M
$-12M
Taxes Paid
$18M
$924.0K
$13M
$2M
$12M
$12M
$4M
$191.0K
$6M
$7M
Free Cash Flow
·
$-2M
$56M
$62M
$30M
$106M
$-10M
$4M
$29M
$24M
Levered FCF
·
·
$2M
$51M
$25M
$96M
$-28M
$-10M
$21M
$16M
Profitability5
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Net Margin
·
·
21.8%
10.0%
28.0%
23.3%
793.9%
536.3%
8.9%
15.0%
Pretax Margin
·
17.3%
19.1%
12.3%
34.8%
29.2%
1029.8%
687.0%
14.5%
15.5%
EBITDA Margin
·
2.6%
3.5%
3.5%
3.0%
2.1%
95.9%
131.3%
3.2%
4.0%
ROA
·
·
0.98%
0.51%
1.5%
1.8%
1.4%
0.69%
0.50%
0.89%
ROE
·
·
11.3%
5.6%
15.2%
16.0%
12.9%
6.9%
5.1%
9.5%
Efficiency1
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Asset Turnover
·
0.0
0.0
0.1
0.1
0.1
0.0
0.0
0.1
0.1
Per Share7
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Book Value / Share
·
$23.61
$22.68
$20.69
$22.70
$20.78
$17.74
$15.23
$14.38
$14.57
Revenue / Share
·
$11.58
$11.00
$11.66
$11.08
$13.29
$0.28
$0.18
$8.14
$8.56
Cash Flow / Share
·
$-0.02
$4.48
$5.06
$2.76
$9.28
$-0.67
$0.53
$3.17
$2.51
Cash / Share
·
$24.56
$31.21
·
·
·
·
$1.91
$1.94
$1.73
Dividend / Share
·
·
·
·
·
·
·
$0.11
$0.10
$0.08
Dividend Paid / Share
$0.68
$0.68
$0.68
$0.68
$0.51
$0.36
$0.20
$0.11
$0.10
$0.08
EPS (TTM)
$2.06
$1.53
$2.40
$1.17
$3.10
$3.06
$2.20
$1.00
$0.68
$1.31
Growth Rates9
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue YoY
10.2%
6.4%
2.6%
4.8%
-17.2%
·
·
·
·
·
Revenue CAGR 3Y
6.4%
4.6%
-3.8%
·
·
·
·
·
·
·
Revenue CAGR 5Y
0.86%
·
·
·
·
·
·
·
·
·
EPS YoY
34.6%
-36.2%
105.1%
-62.3%
1.3%
·
·
·
·
·
EPS CAGR 3Y
20.8%
-21.0%
-7.8%
·
·
·
·
·
·
·
EPS CAGR 5Y
-7.6%
·
·
·
·
·
·
·
·
·
Net Income YoY
·
·
107.6%
-61.5%
4.6%
·
·
·
·
·
Net Income CAGR 3Y
·
·
-5.8%
·
·
·
·
·
·
·
Dividends Paid CAGR 5Y
15.3%
·
·
·
·
·
·
·
·
·
Valuation (TTM)13
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue TTM
$6M
$6M
$6M
$6M
$6M
$6M
$3M
$2M
$2M
$2M
Net Income TTM
$27M
$20M
$31M
$15M
$39M
$37M
$27M
$12M
$8M
$13M
Market Cap
·
$268M
$288M
$278M
$502M
$261M
$298M
$209M
$210M
$128M
P/E
12.5
13.5
9.4
18.8
13.4
7.4
11.3
18.0
29.6
9.8
P/S
·
46.0
49.4
47.7
86.2
44.9
87.5
93.6
92.0
62.0
P/B
·
0.9
1.0
1.1
1.8
1.1
1.4
1.2
1.4
0.9
P / Tangible Book
1.0
0.9
1.0
1.1
1.9
1.1
·
·
·
·
P / Cash Flow
·
-940.2
4.9
4.3
14.4
2.3
-36.9
31.3
6.3
5.1
P / FCF
·
-140.7
5.1
4.5
16.8
2.5
-29.5
52.3
7.3
5.4
Dividend Yield
·
3.3%
3.0%
3.0%
1.2%
1.6%
0.77%
0.58%
0.49%
0.50%
Earnings Yield
8.0%
7.4%
10.6%
5.3%
7.5%
13.5%
8.8%
5.5%
3.4%
10.2%
Payout Ratio
·
·
27.7%
55.5%
15.4%
11.4%
8.5%
10.2%
13.6%
5.0%
Annual Payout
$9M
$9M
$9M
$8M
$6M
$4M
$2M
$1M
$1M
$646.0K
Income Statement10
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Interest Expense
·
·
·
·
·
·
·
·
·
$20M
·
$18M
$17M
$12M
·
$4M
Interest Income
$49M
$45M
$45M
$44M
$42M
$43M
$43M
$47M
$46M
$50M
$50M
$48M
$47M
$45M
$41M
$34M
Pretax Income
$16M
$7M
$5M
$23M
$3M
$5M
$12M
$3M
$6M
$6M
$9M
$5M
$10M
$3M
$7M
$2M
Income Tax
$4M
$2M
$1M
$6M
$1M
$1M
$3M
$642.0K
$1M
$1M
$1M
$1M
$2M
$465.0K
$2M
$184.0K
Net Income
$12M
$5M
$4M
$17M
$2M
$4M
$9M
$2M
$4M
$4M
$8M
$4M
$8M
$11M
$7M
$3M
EPS (Basic)
$0.95
$0.41
$0.33
$1.36
$0.16
$0.28
$0.73
$0.16
$0.32
$0.35
$0.62
$0.30
$0.64
$0.90
$0.53
$0.22
EPS (Diluted)
$0.93
$0.39
$0.32
$1.32
$0.15
$0.27
$0.72
$0.16
$0.31
$0.34
$0.61
$0.29
$0.63
$0.87
$0.51
$0.21
Shares (Basic)
12,869,947
12,795,271
·
12,615,475
12,912,113
12,948,178
·
12,927,962
12,883,426
12,810,956
·
12,722,010
12,689,669
12,623,361
·
12,238,505
Shares (Diluted)
13,186,672
13,191,405
·
13,010,527
13,121,436
13,181,213
·
13,169,011
13,045,660
13,119,292
·
13,116,629
12,915,294
13,016,082
·
12,854,951
EBITDA
·
$423.0K
·
·
·
$776.0K
·
·
·
$1M
·
·
·
$1M
·
·
Balance Sheet12
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Cash & Equivalents
$313M
$178M
$244M
$300M
$399M
$251M
$318M
$611M
$456M
$640M
·
$587M
$456M
$575M
·
$80M
Goodwill
$1M
$1M
$1M
$1M
$1M
$1M
$3M
$3M
$3M
$3M
·
$3M
$3M
$3M
·
$4M
Intangibles
·
·
$0
·
·
·
$262.0K
·
·
·
$352.0K
·
·
·
$2M
·
Total Assets
$3.55B
$3.32B
$3.31B
$3.23B
$3.22B
$3.02B
$3.13B
$3.42B
$3.29B
$3.55B
·
$3.44B
$3.35B
$3.55B
·
$3.14B
Total Liabilities
$3.20B
$2.99B
$2.97B
$2.91B
$2.92B
$2.71B
$2.82B
$3.12B
$2.99B
$3.26B
·
$3.17B
$3.08B
$3.28B
·
$2.90B
Common Stock
$14M
$14M
$14M
$14M
$14M
$14M
$14M
$14M
$14M
$14M
·
$14M
$14M
$14M
·
$13M
Retained Earnings
$203M
$193M
$190M
$188M
$173M
$174M
$172M
$165M
$165M
$163M
·
$155M
$153M
$147M
·
$141M
Treasury Stock
$28M
$27M
$27M
$27M
$23M
$17M
$17M
$17M
$17M
$17M
·
$17M
$17M
$17M
·
$17M
AOCI
$-18M
$-18M
$-14M
$-15M
$-28M
$-26M
$-28M
$-22M
$-28M
$-31M
·
$-40M
$-34M
$-31M
·
$-40M
Stockholders' Equity
$345M
$335M
$334M
$328M
$302M
$310M
$306M
$303M
$297M
$292M
·
$271M
$274M
$271M
·
$244M
Liabilities + Equity
$3.55B
$3.32B
$3.31B
$3.23B
$3.22B
$3.02B
$3.13B
$3.42B
$3.29B
$3.55B
·
$3.44B
$3.35B
$3.55B
·
$3.14B
Shares Outstanding
12,947,151
12,846,646
12,715,598
12,570,104
12,714,660
12,950,295
12,945,295
12,927,962
12,927,962
12,840,883
13,606,399
12,726,223
12,719,823
12,653,181
13,466,281
12,286,935
Cash Flow14
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
D&A
$418.0K
$423.0K
$443.0K
$598.0K
$782.0K
$776.0K
$860.0K
$930.0K
$1M
$1M
$1M
$1M
$1M
$1M
$2M
$1M
Stock-based Comp
$745.0K
$741.0K
$878.0K
$1M
$896.0K
$711.0K
$459.0K
$860.0K
$814.0K
$780.0K
$86.0K
$949.0K
$792.0K
$831.0K
$698.0K
$671.0K
Deferred Tax
$2M
$557.0K
$-429.0K
$102.0K
$-139.0K
$76.0K
$3M
$134.0K
$-494.0K
$20.0K
$32.0K
$6.0K
$37.0K
$22.0K
$-4M
$4.0K
Other Non-cash
·
$-30M
·
·
·
$9M
·
·
·
$-32M
·
·
·
$-19M
·
·
Operating Cash Flow
$5M
$-23M
$-15M
$-3M
$7M
$14M
$-11M
$9M
$27M
$-25M
$18M
$10M
$36M
$-5M
$4M
$14M
CapEx
$329.0K
$140.0K
$508.0K
$955.0K
$191.0K
$261.0K
$134.0K
$309.0K
$256.0K
$921.0K
$474.0K
$228.0K
$305.0K
$908.0K
$312.0K
$621.0K
Investing Cash Flow
$-80M
$-79M
$-107M
$-63M
$-70M
$31M
$30M
$28M
$61M
$26M
$-66M
$44M
$41M
$69M
$46M
$-249M
Stock Repurchased
·
·
$142.0K
$4M
·
·
$0
$0
·
·
·
·
·
·
·
·
Dividends Paid
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$-2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
Financing Cash Flow
$210M
$35M
$66M
$-34M
$211M
$-112M
$-312M
$119M
$-273M
$242M
$-141M
$77M
$-196M
$471M
$-89M
$153M
Net Change in Cash
$135M
$-66M
$-56M
$-99M
$148M
$-66M
$-293M
$155M
$-185M
$242M
$-189M
$131M
$-119M
$535M
$-40M
$-82M
Taxes Paid
$2M
$13M
$12M
$1M
$4M
$116.0K
$332.0K
$403.0K
$72.0K
$117.0K
$871.0K
$2M
$10M
$25.0K
·
·
Free Cash Flow
·
$-23M
·
·
·
$14M
·
·
·
$-26M
·
·
·
$-6M
·
·
Levered FCF
·
·
·
·
·
·
·
·
·
$-42M
·
·
·
$-16M
·
·
Profitability5
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Net Margin
24.0%
14.1%
·
28.0%
·
10.6%
·
6.5%
11.9%
11.9%
·
10.9%
·
31.3%
·
7.1%
Pretax Margin
31.3%
18.3%
·
38.3%
·
14.3%
·
8.4%
15.9%
15.2%
·
14.3%
·
8.1%
·
7.8%
EBITDA Margin
·
1.1%
·
·
·
2.3%
·
·
·
2.9%
·
·
·
4.0%
·
·
ROA
0.36%
0.16%
·
0.52%
·
0.11%
·
0.06%
0.12%
0.13%
·
0.12%
·
0.35%
·
0.09%
ROE
3.8%
1.6%
·
5.4%
·
1.2%
·
0.75%
1.5%
1.6%
·
1.5%
·
4.2%
·
1.1%
Efficiency1
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Asset Turnover
0.0
0.0
·
0.0
·
0.0
·
0.0
0.0
0.0
·
0.0
·
0.0
·
0.0
Per Share6
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Book Value / Share
$26.61
$26.07
·
$26.07
·
$23.94
·
$23.44
$22.94
$22.73
·
$21.33
·
$21.43
·
$19.85
Revenue / Share
$3.87
$2.78
·
$4.70
·
$2.56
·
$2.52
$2.66
$2.89
·
$2.72
·
$2.75
·
$2.96
Cash Flow / Share
·
$-1.77
·
·
·
$1.07
·
·
·
$-1.93
·
·
·
$-0.41
·
·
Cash / Share
$24.14
$13.83
·
$23.87
·
$19.42
·
$47.26
$35.23
$49.87
·
$46.13
·
$45.46
·
$6.51
Dividend Paid / Share
$0.17
$0.17
$0.17
$0.17
$0.17
$0.17
$0.17
$0.17
$0.17
$0.17
$0.17
$0.17
$0.17
$0.17
$0.17
$0.17
EPS (TTM)
$2.96
$2.18
·
$2.46
$1.30
$1.46
·
$1.42
$1.55
$1.87
·
$2.30
$2.22
$1.82
·
$1.45
Valuation (TTM)10
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Net Income TTM
$39M
$29M
·
$32M
$17M
$19M
·
$19M
$20M
$24M
·
$30M
$29M
$24M
·
$18M
Market Cap
$376M
$319M
·
$315M
·
$224M
·
$250M
$241M
$286M
·
$287M
·
$261M
·
$342M
P/E
9.8
11.4
·
10.2
17.3
11.9
·
13.6
12.0
11.9
·
9.8
9.5
11.3
·
19.2
P/B
1.1
1.0
·
1.0
·
0.7
·
0.8
0.8
1.0
·
1.1
·
1.0
·
1.4
P / Tangible Book
1.1
1.0
·
1.0
1.0
0.7
·
0.8
0.8
1.0
·
1.1
1.0
1.0
·
1.4
P / Cash Flow
·
-13.7
·
·
·
15.9
·
·
·
-11.3
·
·
·
-49.1
·
·
Dividend Yield
2.3%
2.7%
·
2.8%
·
2.2%
·
1.9%
2.0%
3.0%
·
3.0%
·
3.2%
·
2.4%
Earnings Yield
10.2%
8.8%
·
9.8%
5.8%
8.4%
·
7.3%
8.3%
8.4%
·
10.2%
10.5%
8.8%
·
5.2%
Payout Ratio
·
42.1%
·
·
·
61.8%
·
·
·
47.6%
·
·
·
19.1%
·
·
Annual Payout
$9M
$9M
·
$9M
$9M
$5M
·
$5M
$5M
$9M
·
$9M
$9M
$8M
·
$8M
Most recent period on the left · null values shown as ·
Financial Statements
Income statement, balance sheet, cash flow — annual, last 5 years
16
Metric
2025-12-31
2024-12-31
2023-12-31
2022-12-31
2021-12-31
Net Income
·
·
$31M
$15M
$39M
Diluted EPS
$2.06
$1.53
$2.40
$1.17
$3.10
No data for this statement
Not enough fundamentals data to build this statement yet.
Metric
2025-12-31
2024-12-31
2023-12-31
2022-12-31
2021-12-31
Free Cash Flow
·
$-2M
$56M
$62M
$30M
Institutional owners (13F)
111 filers
· $230.7M total
· As of Sept. 30, 2026
17
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders111
Value held$230.7M
New positions11
Exited positions11
Institutional activity — Q2 2026 vs prior quarter
New positions
Exited positions
Increased
Decreased
Net shares change
11 (-9 vs prior Q)
11 (0 vs prior Q)
46 (+14 vs prior Q)
23 (-8 vs prior Q)
+621K
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.