$13.24
▲ +$0.00
(+0.00%)
3
Quality Score
fail
Rev ✗
NI ✗
>IPO ✗
Mkt Cap
$258.1M
ROE
-2.8%
D/E
3.17
Beta
0.57
52W
$8–$13
Wall Street Consensus
7 analysts · Apr 20260
Strong Buy
0
Buy
4
Hold
1
Sell
2
Strong Sell
0.0%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 75.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Sep 2025 | $-0.10 | $-0.10 | $0.00 |
| Jun 2025 | $-0.12 | $-0.10 | +$0.02 |
| Mar 2025 | $-0.17 | $-0.13 | +$0.04 |
| Dec 2024 | $-0.18 | $-0.13 | +$0.05 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… |
|---|---|---|---|---|---|
| Revenue | $9.5M | $9.9M | $11.1M | $12.0M | $12.6M |
| Net Income | -$4.0M | -$2.7M | -$2.7M | -$2.0M | -$1.9M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | -3.5% | -3.5% | -3.5% | -2.8% | -2.8% | -2.8% |
| P/E (TTM) | — | — | — | — | — | — |
| Net Margin | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 3.14 | 3.14 | 3.14 | 3.17 | 3.17 | 3.17 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
-0.4%
P/B
0.7
EPS (TTM)
$-0.46
52W High
$13.13
52W Low
$7.61
$7.61
52-Week Range
$13.13
Financial Health
Free Cash Flow
-$327K
Net Debt
$280.1M
Cash
$44.1M
Total Debt
$324.1M
As of Sep 30, 2025
How does BLFY compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
BLFY valuation vs Banking peers
P/E ratio
—
▼
0%
below
peers
(12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
—
▼
0%
below
peers
(2.3)
vs Peers
vs Industry
Overvalued
P/B ratio
0.7
▼
36%
below
peers
(1.1)
vs Peers
vs Industry
Undervalued
Div yield
—
▼
0%
below
peers
(3.0%)
vs Peers
vs Industry
Strong yield
BLFY profitability vs Banking peers
ROE
-2.8%
▼
132%
below
peers
(9.0%)
vs Peers
vs Industry
Weak
Net margin
—
▼
0%
below
peers
(28.6%)
vs Peers
vs Industry
Top tier
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
-0.4%
▼
146%
below
peers
(1.0%)
vs Peers
vs Industry
Weak
BLFY financial health vs Banking peers
D/E ratio
3.2
▼
77%
below
peers
(13.8)
vs Peers
vs Industry
Low debt
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.6
▼
17%
below
peers
(0.7)
vs Peers
vs Industry
More volatile
BLFY fundamentals radar
BLFY
Peer median
Industry
BLFY profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
BLFY vs peers: key metrics
Insider Activity
NeutralBuys
0
Sells
0
NESCI JAMES D
Chief Executive Officer · Mar 25
57045 shs
PACKWOOD THOMAS
Officer · Mar 25
5750 shs
BEIDNER ELYSE D.
Officer · Mar 25
7500 shs
ROSELLE ACELA
Officer · Mar 25
5750 shs
MALKIMAN ALEKSANDER
Chief Technology Officer · Mar 25
6250 shs
PECORARO KELLY
Chief Financial Officer · Mar 25
22500 shs
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