WNEB Western New England Bancorp, Inc. - Common Stock
$13.97
Price · Aug 19, 2026
Fundamentals as of Aug 7, 2026
52W Range
$11–$15
75% of range
Analyst Rating
HOLD
8 analysts
Price Target
$15
+6% upside
P/E (TTM)
18.6
ROE
6.3%
Net Profit Margin
18.5%
WNEB Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$13.97
Market Cap
$285M
P/E (TTM)
18.6
EPS (TTM)
$0.75
Revenue (TTM)
—
Div Yield
2.0%
ROE
6.3%
Debt/Equity
0.1
52W Range
$11 – $15
WNEB Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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10-Year Performance Revenue, net income, margins and EPS trends
Revenue & Net Income
—
2016-12-31
→
2020-12-31
EPS
$0.75
2016-12-31
→
2025-12-31
Free Cash Flow
$17M
2016-12-31
→
2025-12-31
Margins
18.5%
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
Metric
5Y trend
WNEB
Peer Median
P/E (TTM)
18.6
13.8
P/B
1.1
1.0
Price / FCF
16.6
—
Profitability Gross, operating and net margins; ROE, ROA, ROIC
Metric
5Y trend
WNEB
Peer Median
Net Profit Margin
18.5%
26.4%
ROA
0.57%
0.70%
ROE
6.3%
7.9%
Financial Health Debt, liquidity, solvency — balance sheet strength
Metric
5Y trend
WNEB
Peer Median
Debt / Equity
0.1
0.6
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Metric
5Y trend
WNEB
Peer Median
EPS YoY
33.9%
—
Net Income YoY
30.9%
—
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
Metric
5Y trend
WNEB
Peer Median
Payout Ratio
37.4%
—
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield
2.0%
Payout Ratio
37.4%
5Y Div CAGR
—
| Ex-date | Amount |
|---|---|
| Aug. 12, 2026 | $0.0700 |
| May 13, 2026 | $0.0700 |
| Feb. 11, 2026 | $0.0700 |
| Nov. 12, 2025 | $0.0700 |
| Aug. 6, 2025 | $0.0700 |
| May 7, 2025 | $0.0700 |
| Feb. 12, 2025 | $0.0700 |
| Nov. 7, 2024 | $0.0700 |
| Aug. 7, 2024 | $0.0700 |
| May 7, 2024 | $0.0700 |
| Feb. 6, 2024 | $0.0700 |
| Nov. 7, 2023 | $0.0700 |
| Aug. 8, 2023 | $0.0700 |
| May 9, 2023 | $0.0700 |
| Feb. 7, 2023 | $0.0700 |
| Nov. 8, 2022 | $0.0600 |
| Aug. 9, 2022 | $0.0600 |
| May 10, 2022 | $0.0600 |
| Feb. 8, 2022 | $0.0600 |
| Nov. 9, 2021 | $0.0500 |
WNEB Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
SELL
8 analysts
- Strong Buy 0 0.0%
- Buy 0 0.0%
- Hold 5 62.5%
- Sell 1 12.5%
- Strong Sell 2 25.0%
12-Month Price Target
2 analysts · 2026-08-17
Median
$14.75
← Below all targets
$13.97
Low
$14.00
High
$15.50
Median target
$14.75
+5.6%
Mean target
$14.75
+5.6%
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
0.01%
| Period | EPS Actual | EPS Est | Surprise |
|---|---|---|---|
| June 30, 2026 | $0.18 | $0.24 | -0.06% |
| March 31, 2026 | $0.24 | $0.21 | 0.03% |
| Dec. 31, 2025 | $0.26 | $0.21 | 0.05% |
| Sept. 30, 2025 | $0.16 | $0.19 | -0.03% |
| June 30, 2025 | $0.22 | $0.15 | 0.07% |
| March 31, 2025 | $0.11 | $0.12 | -0.01% |
Peer comparison (GICS sub-industry) Key metrics vs sector peers
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| WNEB | $257M | 16.8 | — | 18.5% | 6.3% | — |
| HWBK | $241M | 10.2 | 10.0% | 29.7% | 14.4% | — |
| NKSH | $214M | 13.5 | 9.8% | 193.6% | 8.9% | — |
| RMBI | $147M | 12.0 | 12.5% | 23.7% | 8.3% | — |
| VABK | $215M | 11.2 | 6.7% | 33.4% | 10.8% | — |
| INBK | — | -5.2 | -13.6% | -30.2% | -9.4% | — |
| TFC | $62.13B | 12.9 | 53.0% | 26.1% | 8.2% | — |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement 10
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | · | · | · | · | · | $44.0K | $67.0K | $89.0K | $63.0K | $12.5K | |
| Interest Expense | · | · | $33M | $7M | $7M | $18M | $24M | $19M | $15M | $11M | |
| Interest Income | $119M | $110M | $101M | $86M | $80M | $83M | $82M | $79M | $74M | $49M | |
| Pretax Income | $20M | $15M | $20M | $35M | $32M | $14M | $17M | $21M | $22M | $7M | |
| Income Tax | $5M | $3M | $5M | $9M | $8M | $3M | $4M | $5M | $9M | $3M | |
| Net Income | $15M | $12M | $15M | $26M | $24M | $11M | $13M | $16M | $12M | $5M | |
| EPS (Basic) | $0.76 | $0.56 | $0.70 | $1.18 | $1.02 | $0.45 | $0.51 | $0.57 | $0.41 | $0.25 | |
| EPS (Diluted) | $0.75 | $0.56 | $0.70 | $1.18 | $1.02 | $0.45 | $0.51 | $0.57 | $0.41 | $0.24 | |
| Shares (Basic) | 20,194,877 | 20,899,573 | 21,535,888 | 21,879,657 | 23,223,633 | 25,047,195 | 26,185,336 | 28,886,904 | 29,858,984 | 19,707,948 | |
| Shares (Diluted) | 20,321,755 | 21,016,358 | 21,610,329 | 21,938,323 | 23,300,637 | 25,062,476 | 26,303,140 | 29,029,394 | 30,026,638 | 19,803,744 |
Balance Sheet 16
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $23M | $24M | $26M | $25M | $26M | $25M | $24M | $25M | $24M | $21M | |
| PP&E (Gross) | $63M | $62M | $61M | $58M | $57M | $54M | $50M | $49M | $46M | $41M | |
| Accum. Depreciation | $40M | $38M | $36M | $33M | $31M | $29M | $26M | $24M | $22M | $20M | |
| Goodwill | $12M | $12M | $12M | $12M | $12M | $12M | $12M | $12M | $12M | $14M | |
| Intangibles | $1M | $1M | $2M | $2M | $3M | $3M | $3M | $4M | $4M | $4M | |
| Total Assets | $2.74B | $2.65B | $2.56B | $2.55B | $2.54B | $2.37B | $2.18B | $2.12B | $2.08B | $2.08B | |
| Short-term Debt | $13M | $5M | $16M | $41M | · | · | $35M | $59M | $145M | $172M | |
| Total Liabilities | $2.49B | $2.42B | $2.33B | $2.33B | $2.31B | $2.14B | $1.95B | $1.88B | $1.84B | $1.84B | |
| Long-term Debt | · | · | · | · | · | $58M | $206M | $208M | $165M | $125M | |
| Total Debt | $13M | $5M | $16M | $41M | · | · | $35M | · | $145M | $172M | |
| Common Stock | $204.0K | $209.0K | $217.0K | $222.0K | $227.0K | $253.0K | $266.0K | $284.0K | $305.0K | $304.0K | |
| Retained Earnings | $152M | $143M | $137M | $128M | $107M | $88M | $82M | $74M | $63M | $52M | |
| AOCI | $-17M | $-23M | $-22M | $-25M | $-12M | $-11M | $-9M | $-13M | $13M | $-13M | |
| Stockholders' Equity | $248M | $236M | $237M | $228M | $224M | $227M | $232M | $237M | $247M | $238M | |
| Liabilities + Equity | $2.74B | $2.65B | $2.56B | $2.55B | $2.54B | $2.37B | $2.18B | $2.12B | $2.08B | $2.08B | |
| Shares Outstanding | 20,372,786 | 20,875,713 | 21,666,807 | 22,216,789 | 22,656,515 | 25,276,193 | 26,557,981 | 28,393,348 | 30,487,309 | 30,380,231 |
Cash Flow 17
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | · | · | |
| Stock-based Comp | $1M | $1M | $1M | $1M | $1M | $834.0K | $773.0K | $845.0K | $649.0K | $262.0K | |
| Deferred Tax | $-1M | $178.0K | $191.0K | $1M | $644.0K | $-2M | $-680.0K | $-796.0K | $7M | $274.0K | |
| Amort. of Intangibles | $375.0K | $375.0K | $375.0K | $375.0K | $374.0K | $375.0K | $376.0K | $375.0K | $375.0K | $73.0K | |
| Operating Cash Flow | $18M | $12M | $15M | $37M | $29M | $25M | $15M | $25M | $19M | $930.0K | |
| CapEx | $1M | $1M | $3M | $1M | $3M | $4M | $1M | $3M | $2M | $1M | |
| Investing Cash Flow | $-114M | $-47M | $-14M | $-112M | $-163M | $-124M | $-48M | $-46M | $-56M | $34M | |
| Debt Issued | · | $98M | $120M | · | · | $59M | $82M | $113M | $61M | $2M | |
| Net Debt Issued | $-25M | $-23M | $119M | $-1M | $-55M | $-149M | $-2M | $43M | $40M | $-88M | |
| Stock Repurchased | $6M | $8M | $5M | $6M | $23M | $11M | $19M | $23M | $9M | $1M | |
| Net Stock Activity | $-6M | $-8M | $-5M | $-6M | $-23M | $-11M | $-19M | $-23M | $-9M | $-1M | |
| Dividends Paid | $6M | $6M | $6M | $5M | $5M | $5M | $5M | $5M | $4M | $2M | |
| Financing Cash Flow | $69M | $72M | $-3M | $2M | $150M | $161M | $31M | $21M | $-6M | $22M | |
| Net Change in Cash | $-26M | $38M | $-2M | $-73M | $16M | $63M | $-2M | $-343.0K | $-43M | $57M | |
| Taxes Paid | $6M | $3M | $5M | · | · | · | · | · | · | · | |
| Free Cash Flow | $17M | $11M | $12M | $35M | $24M | $21M | $14M | $21M | $17M | $-363.0K | |
| Levered FCF | · | · | $-14M | $30M | $19M | $7M | $-5M | $7M | $8M | $-8M |
Profitability 4
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 18.5% | 16.0% | 19.1% | 28.0% | 27.6% | 25488.6% | 19923.9% | 18436.0% | 18.1% | 11.2% | |
| Pretax Margin | 24.0% | 20.6% | 24.9% | 37.4% | 37.0% | 32172.7% | 25673.1% | 23716.8% | 32.0% | 17.1% | |
| ROA | 0.57% | 0.45% | 0.59% | 1.0% | 0.97% | 0.49% | 0.62% | 0.78% | 0.59% | 0.28% | |
| ROE | 6.3% | 4.9% | 6.4% | 11.8% | 10.7% | 4.9% | 5.8% | 6.9% | 4.9% | 2.5% |
Liquidity & Solvency 1
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.1 | 0.0 | 0.1 | 0.2 | · | · | 0.2 | · | 0.6 | 0.7 |
Efficiency 1
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Growth Rates 7
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EPS YoY | 33.9% | -20.0% | -40.7% | 15.7% | 126.7% | · | · | · | · | · | |
| EPS CAGR 3Y | -14.0% | -18.1% | 15.9% | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 10.8% | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 30.9% | -22.6% | -41.8% | 9.2% | 111.3% | · | · | · | · | · | |
| Net Income CAGR 3Y | -16.1% | -21.0% | 10.3% | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 6.4% | · | · | · | · | · | · | · | · | · | |
| Dividend CAGR 5Y | 2.5% | · | · | · | · | · | · | · | · | · |
Valuation (TTM) 13
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | · | · | · | · | · | $44.0K | $67.0K | $89.0K | $63.0K | $12.5K | |
| Net Income TTM | $15M | $12M | $15M | $26M | $24M | $11M | $13M | $16M | $12M | $5M | |
| Market Cap | $257M | $192M | $195M | $210M | $198M | $174M | $256M | $285M | $332M | $284M | |
| P/E | 16.8 | 16.4 | 12.9 | 8.0 | 8.6 | 15.3 | 18.9 | 17.6 | 26.6 | 39.0 | |
| P/S | · | · | · | · | · | 3958.0 | 3817.2 | 3203.0 | 5274.8 | 22724.4 | |
| P/B | 1.0 | 0.8 | 0.8 | 0.9 | 0.9 | 0.8 | 1.1 | 1.2 | 1.3 | 1.2 | |
| P / Tangible Book | 1.1 | 0.9 | 0.9 | 1.0 | 1.0 | 0.8 | · | · | · | · | |
| P / Cash Flow | 14.1 | 15.8 | 13.2 | 5.8 | 7.2 | 6.9 | 16.6 | 11.6 | 17.6 | 252.7 | |
| P / FCF | 15.0 | 17.5 | 16.4 | 6.0 | 8.2 | 8.1 | 18.1 | 13.4 | 20.0 | -782.5 | |
| Dividend Yield | 2.2% | 3.1% | 3.1% | 2.5% | 2.4% | 2.9% | 2.1% | 1.6% | 1.1% | 0.86% | |
| Earnings Yield | 5.9% | 6.1% | 7.8% | 12.5% | 11.6% | 6.5% | 5.3% | 5.7% | 3.8% | 2.6% | |
| Payout Ratio | 37.4% | 50.7% | 40.3% | 20.4% | 19.7% | 44.9% | 39.5% | 28.3% | 29.0% | 50.5% | |
| Annual Payout | $6M | $6M | $6M | $5M | $5M | $5M | $5M | $5M | $4M | $2M |
Income Statement 9
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | $12M | $12M | $12M | $13M | $13M | $13M | $12M | $11M | $11M | $10M | $8M | $5M | $3M | $1M | |
| Interest Income | $31M | $30M | $31M | $30M | $30M | $28M | $29M | $28M | $27M | $27M | $27M | $26M | $25M | $24M | $24M | $22M | |
| Pretax Income | $5M | $6M | $7M | $4M | $6M | $3M | $4M | $3M | $4M | $4M | $4M | $6M | $3M | $7M | $12M | $8M | |
| Income Tax | $1M | $1M | $1M | $1M | $1M | $664.0K | $1M | $618.0K | $771.0K | $827.0K | $1M | $1M | $704.0K | $2M | $3M | $2M | |
| Net Income | $4M | $5M | $5M | $3M | $5M | $2M | $3M | $2M | $4M | $3M | $3M | $4M | $3M | $5M | $9M | $6M | |
| EPS (Basic) | $0.18 | $0.24 | $0.26 | $0.16 | $0.23 | $0.11 | $0.16 | $0.09 | $0.17 | $0.14 | $0.12 | $0.21 | $0.13 | $0.24 | $0.41 | $0.28 | |
| EPS (Diluted) | $0.18 | $0.24 | $0.26 | $0.16 | $0.23 | $0.11 | $0.16 | $0.09 | $0.17 | $0.14 | $0.12 | $0.21 | $0.13 | $0.24 | $0.41 | $0.28 | |
| Shares (Basic) | 19,781,515 | 19,996,682 | -40,511,746 | 20,110,492 | 20,210,650 | 20,385,481 | -42,141,730 | 20,804,162 | 21,056,173 | 21,180,968 | -43,358,777 | 21,560,940 | 21,634,683 | 21,699,042 | -43,968,829 | 21,757,027 | |
| Shares (Diluted) | 19,894,399 | 20,065,067 | -40,746,199 | 20,240,975 | 20,312,881 | 20,514,098 | -42,352,560 | 20,933,833 | 21,163,762 | 21,271,323 | -43,434,888 | 21,680,113 | 21,648,235 | 21,716,869 | -44,070,309 | 21,810,036 |
Balance Sheet 15
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $24M | $24M | $23M | $23M | $23M | $24M | $24M | $24M | $25M | $25M | · | $25M | $25M | $24M | · | $25M | |
| PP&E (Gross) | · | · | $63M | · | · | · | $62M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $40M | · | · | · | $38M | · | · | · | · | · | · | · | · | · | |
| Goodwill | $12M | $12M | $12M | $12M | $12M | $12M | $12M | $12M | $12M | $12M | · | $12M | $12M | $12M | · | $12M | |
| Intangibles | $875.0K | $969.0K | $1M | $1M | $1M | $1M | $1M | $2M | $2M | $2M | · | $2M | $2M | $2M | · | $2M | |
| Total Assets | $2.73B | $2.76B | $2.74B | $2.74B | $2.71B | $2.71B | $2.65B | $2.64B | $2.59B | $2.56B | · | $2.59B | $2.56B | $2.56B | · | $2.58B | |
| Short-term Debt | $18M | $24M | $13M | $3M | $4M | $5M | $5M | $4M | $7M | $11M | · | $9M | $7M | $99M | · | $22M | |
| Total Liabilities | $2.48B | $2.52B | $2.49B | $2.49B | $2.47B | $2.47B | $2.42B | $2.40B | $2.35B | $2.32B | · | $2.35B | $2.33B | $2.33B | · | $2.37B | |
| Total Debt | $18M | $24M | · | $3M | $4M | $5M | · | $4M | $7M | $11M | · | $9M | $7M | $99M | · | $22M | |
| Common Stock | $200.0K | $202.0K | $204.0K | $205.0K | $205.0K | $208.0K | $209.0K | $211.0K | $214.0K | $216.0K | · | $219.0K | $221.0K | $222.0K | · | $222.0K | |
| Retained Earnings | $158M | $156M | $152M | $149M | $147M | $144M | $143M | $141M | $140M | $138M | · | $136M | $133M | $132M | · | $120M | |
| AOCI | $-17M | $-17M | $-17M | $-18M | $-20M | $-21M | $-23M | $-18M | $-24M | $-24M | · | $-29M | $-23M | $-23M | · | $-34M | |
| Stockholders' Equity | $248M | $248M | $248M | $244M | $239M | $238M | $236M | $241M | $236M | $236M | $237M | $231M | $234M | $233M | $228M | $212M | |
| Liabilities + Equity | $2.73B | $2.76B | $2.74B | $2.74B | $2.71B | $2.71B | $2.65B | $2.64B | $2.59B | $2.56B | · | $2.59B | $2.56B | $2.56B | · | $2.58B | |
| Shares Outstanding | 20,045,872 | 20,240,872 | 20,372,786 | 20,491,966 | 20,494,501 | 20,774,319 | 20,875,713 | 21,113,408 | 21,357,849 | 21,627,690 | · | 21,927,242 | 22,082,403 | 22,209,347 | · | 22,246,545 |
Cash Flow 13
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | $343.0K | $-187.0K | $333.0K | $288.0K | $318.0K | $145.0K | $323.0K | $323.0K | $318.0K | $505.0K | $288.0K | $300.0K | $300.0K | $529.0K | $270.0K | $211.0K | |
| Amort. of Intangibles | $94.0K | $94.0K | $93.0K | $94.0K | $94.0K | $94.0K | $93.0K | $94.0K | $94.0K | $94.0K | $93.0K | $94.0K | $94.0K | $94.0K | $93.0K | $94.0K | |
| Operating Cash Flow | $7M | $346.0K | $7M | $6M | $7M | $-829.0K | $6M | $3M | $2M | $1M | $9M | $8M | $4M | $-6M | $17M | $12M | |
| CapEx | $768.0K | $734.0K | $663.0K | $-172.0K | $295.0K | $287.0K | $815.0K | · | · | · | $1M | $712.0K | · | · | $559.0K | $214.0K | |
| Investing Cash Flow | $13M | $-12M | $-43M | $-33M | $-21M | $-17M | $-18M | $-30M | $1M | $566.0K | $-13M | $5M | $7M | $-14M | $26M | $-31M | |
| Debt Issued | · | · | · | · | · | · | $0 | $0 | · | · | $0 | $0 | $90M | $30M | · | · | |
| Net Debt Issued | · | · | · | · | · | · | · | · | · | · | · | · | · | $30M | · | · | |
| Stock Repurchased | $3M | $3M | $1M | $24.0K | $3M | $2M | $2M | $2M | $2M | $2M | $2M | $966.0K | $786.0K | $1M | $814.0K | $2M | |
| Net Stock Activity | · | $-3M | · | · | · | $-2M | · | · | · | $-2M | · | · | · | $-1M | · | · | |
| Dividends Paid | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $2M | $1M | $2M | $2M | $2M | $1M | $1M | |
| Financing Cash Flow | $-39M | $27M | $-6M | $17M | $-3M | $62M | $6M | $47M | $28M | $-8M | $-29M | $18M | $-3M | $12M | $-40M | $-727.0K | |
| Net Change in Cash | $-18M | $16M | $-43M | $-10M | $-17M | $44M | $-6M | $19M | $31M | $-6M | $-33M | $31M | $8M | $-7M | $3M | $-20M | |
| Free Cash Flow | · | $-388.0K | · | · | · | · | · | · | · | · | · | · | · | · | · | · |
Profitability 4
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 15.8% | 21.5% | · | 14.9% | 21.8% | 12.6% | · | 10.7% | 19.2% | 16.4% | · | 22.5% | 15.0% | 24.7% | · | 26.2% | |
| Pretax Margin | 21.1% | 27.7% | · | 19.7% | 28.6% | 16.2% | · | 14.1% | 23.4% | 21.0% | · | 27.6% | 18.8% | 32.5% | · | 34.4% | |
| ROA | 0.13% | 0.17% | · | 0.12% | 0.17% | 0.09% | · | 0.07% | 0.14% | 0.12% | · | 0.17% | 0.11% | 0.21% | · | 0.24% | |
| ROE | 1.5% | 2.0% | · | 1.3% | 1.9% | 0.97% | · | 0.81% | 1.5% | 1.3% | · | 2.0% | 1.2% | 2.4% | · | 2.8% |
Liquidity & Solvency 1
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.1 | 0.1 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.4 | · | 0.1 |
Efficiency 1
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Valuation (TTM) 9
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income TTM | $17M | $18M | · | $13M | $12M | $11M | · | $11M | $13M | $13M | · | $22M | $23M | $26M | · | $23M | |
| Market Cap | $287M | $262M | · | $246M | $189M | $193M | · | $179M | $147M | $166M | · | $142M | $129M | $182M | · | $181M | |
| P/E | 17.0 | 14.5 | · | 18.2 | 15.6 | 17.5 | · | 16.3 | 10.8 | 12.8 | · | 6.5 | 5.5 | 6.9 | · | 7.7 | |
| P/B | 1.2 | 1.1 | · | 1.0 | 0.8 | 0.8 | · | 0.7 | 0.6 | 0.7 | · | 0.6 | 0.6 | 0.8 | · | 0.9 | |
| P / Tangible Book | 1.2 | 1.1 | · | 1.1 | 0.8 | 0.9 | · | 0.8 | 0.7 | 0.7 | · | 0.7 | 0.6 | 0.8 | · | 0.9 | |
| P / Cash Flow | · | 756.4 | · | · | · | -155.7 | · | · | · | 141.5 | · | · | · | -30.5 | · | · | |
| P / FCF | · | -674.5 | · | · | · | · | · | · | · | · | · | · | · | · | · | · | |
| Earnings Yield | 5.9% | 6.9% | · | 5.5% | 6.4% | 5.7% | · | 6.1% | 9.3% | 7.8% | · | 15.4% | 18.3% | 14.5% | · | 12.9% | |
| Payout Ratio | · | 28.7% | · | · | · | 62.5% | · | · | · | 50.8% | · | · | · | 28.9% | · | · |
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
Income Statement
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Net Income | $15M | $12M | $15M | $26M | $24M |
| Diluted EPS | $0.75 | $0.56 | $0.70 | $1.18 | $1.02 |
Balance Sheet
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Debt / Equity | 0.1 | 0.0 | 0.1 | 0.2 | — |
Cash Flow
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Free Cash Flow | $17M | $11M | $12M | $35M | $24M |
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Institutional owners (13F) 102 filers · $133.9M total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 18 (+8 vs prior Q) | 7 (+2 vs prior Q) | 33 (+6 vs prior Q) | 25 (-4 vs prior Q) | +1.6M |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| DIMENSIONAL FUND ADVISORS LP | $19,577,958 | 1,369,088 | 14.62% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $13,550,137 | 947,562 | 10.12% | Shares |
| STRATEGIC VALUE BANK PARTNERS LLC | $12,377,580 | 865,565 | 9.24% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $10,525,172 | 736,026 | 7.86% | Shares |
| ROYCE & ASSOCIATES LP | $10,461,265 | 731,557 | 7.81% | Shares |
| AMERIPRISE FINANCIAL INC | $9,912,675 | 693,194 | 7.40% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $5,361,395 | 374,860 | 4.00% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $4,373,441 | 305,835 | 3.27% | Shares |
| STATE STREET CORP | $3,813,453 | 266,675 | 2.85% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $3,225,751 | 225,577 | 2.41% | Shares |
| MANGROVE PARTNERS IM, LLC | $3,144,956 | 219,927 | 2.35% | Shares |
| O'SHAUGHNESSY ASSET MANAGEMENT, LLC | $2,546,358 | 178,067 | 1.90% | Shares |
| HENNESSY ADVISORS INC | $2,545,400 | 178,000 | 1.90% | Shares |
| WHITE PINE CAPITAL LLC | $2,237,121 | 156,442 | 1.67% | Shares |
| Elizabeth Park Capital Advisors, Ltd. | $2,087,257 | 145,962 | 1.56% | Shares |
| RITHOLTZ WEALTH MANAGEMENT | $1,983,904 | 138,735 | 1.48% | Shares |
| Qube Research & Technologies Ltd | $1,814,370 | 126,879 | 1.35% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $1,750,892 | 122,440 | 1.31% | Shares |
| Empowered Funds, LLC | $1,636,435 | 114,436 | 1.22% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $1,554,310 | 108,693 | 1.16% | Shares |
| Connor, Clark & Lunn Investment Management Ltd. | $1,515,628 | 105,988 | 1.13% | Shares |
| VANGUARD GROUP INC | $1,311,205 | 103,899 | 0.98% | Shares |
| PANAGORA ASSET MANAGEMENT INC | $1,024,995 | 71,678 | 0.77% | Shares |
| BlackRock, Inc. | $967,753 | 67,675 | 0.72% | Shares |
| Teton Advisors, LLC | $958,100 | 67,000 | 0.72% | Shares |
| FIRST TRUST ADVISORS LP | $856,312 | 59,882 | 0.64% | Shares |
| BANK OF AMERICA CORP /DE/ | $828,642 | 57,947 | 0.62% | Shares |
| Trexquant Investment LP | $824,295 | 57,643 | 0.62% | Shares |
| Squarepoint Ops LLC | $794,093 | 55,531 | 0.59% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $792,420 | 55,414 | 0.59% | Shares |
| Wick Capital Partners, LLC | $724,666 | 16,560 | 0.54% | Shares |
| Teton Advisors, Inc. | $618,410 | 67,000 | 0.46% | Shares |
| Oppenheimer & Close, LLC | $582,982 | 40,768 | 0.44% | Shares |
| LOS ANGELES CAPITAL MANAGEMENT LLC | $544,430 | 38,072 | 0.41% | Shares |
| BARCLAYS PLC | $509,996 | 35,664 | 0.38% | Shares |
| GOLDMAN SACHS GROUP INC | $499,857 | 34,955 | 0.37% | Shares |
| MARSHALL WACE, LLP | $432,661 | 30,256 | 0.32% | Shares |
| AMERICAN CENTURY COMPANIES INC | $406,792 | 28,447 | 0.30% | Shares |
| SEIZERT CAPITAL PARTNERS, LLC | $383,812 | 26,840 | 0.29% | Shares |
| ST GERMAIN D J CO INC | $362,548 | 25,353 | 0.27% | Shares |
| Bank of New York Mellon Corp | $288,717 | 20,190 | 0.22% | Shares |
| FEDERATED HERMES, INC. | $252,824 | 17,680 | 0.19% | Shares |
| MILLENNIUM MANAGEMENT LLC | $248,748 | 17,395 | 0.19% | Shares |
| DEUTSCHE BANK AG\ | $239,053 | 16,717 | 0.18% | Shares |
| FIRST MANHATTAN CO. LLC. | $221,907 | 15,518 | 0.17% | Shares |
| RAYMOND JAMES FINANCIAL INC | $219,405 | 15,343 | 0.16% | Shares |
| Vise Technologies, Inc. | $214,629 | 15,009 | 0.16% | Shares |
| WELLS FARGO & COMPANY/MN | $209,438 | 14,646 | 0.16% | Shares |
| RHUMBLINE ADVISERS | $197,980 | 13,845 | 0.15% | Shares |
| Essex Financial Services, Inc. | $195,181 | 13,649 | 0.15% | Shares |
| MARTINGALE ASSET MANAGEMENT L P | $194,323 | 13,589 | 0.15% | Shares |
| Odyssean, LLC | $177,120 | 12,386 | 0.13% | Shares |
| BEESE FULMER INVESTMENT MANAGEMENT, INC. | $170,814 | 11,945 | 0.13% | Shares |
| Legato Capital Management LLC | $167,010 | 11,679 | 0.12% | Shares |
| CITADEL ADVISORS LLC | $156,499 | 10,944 | 0.12% | Shares |
| MetLife Investment Management, LLC | $149,793 | 10,475 | 0.11% | Shares |
| XTX Topco Ltd | $146,975 | 10,278 | 0.11% | Shares |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | $119,505 | 8,357 | 0.09% | Shares |
| Nuveen, LLC | $115,001 | 8,042 | 0.09% | Shares |
| CITIGROUP INC | $105,420 | 7,372 | 0.08% | Shares |
| Invesco Ltd. | $99,685 | 6,971 | 0.07% | Shares |
| NEW YORK STATE COMMON RETIREMENT FUND | $84,370 | 5,900 | 0.06% | Shares |
| Vanguard Global Advisers, LLC | $79,823 | 5,582 | 0.06% | Shares |
| Police & Firemen's Retirement System of New Jersey | $70,370 | 4,921 | 0.05% | Shares |
| MORGAN STANLEY | $53,196 | 3,720 | 0.04% | Shares |
| NORTHERN TRUST CORP | $41,670 | 2,914 | 0.03% | Shares |
| BNP PARIBAS FINANCIAL MARKETS | $41,198 | 2,881 | 0.03% | Shares |
| FLAGSHIP WEALTH ADVISORS, LLC | $34,678 | 2,425 | 0.03% | Shares |
| UBS Group AG | $29,944 | 2,094 | 0.02% | Shares |
| Ameritas Investment Partners, Inc. | $26,841 | 1,877 | 0.02% | Shares |
| Legal & General Group Plc | $23,667 | 1,655 | 0.02% | Shares |
| Tower Research Capital LLC (TRC) | $20,349 | 1,423 | 0.02% | Shares |
| ARMSTRONG ADVISORY GROUP, INC | $17,446 | 1,220 | 0.01% | Shares |
| ASSETMARK, INC | $15,587 | 1,090 | 0.01% | Shares |
| FMR LLC | $15,373 | 1,075 | 0.01% | Shares |
| CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | $12,697 | 982 | 0.01% | Shares |
| MERCER GLOBAL ADVISORS INC /ADV | $9,667 | 676 | 0.01% | Shares |
| ROYAL BANK OF CANADA | $8,000 | 532 | 0.01% | Shares |
| ACADIAN ASSET MANAGEMENT LLC | $7,934 | 555,417 | 0.01% | Shares |
| UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC | $7,849 | 607 | 0.01% | Shares |
| Sterling Capital Management LLC | $5,248 | 367 | 0.00% | Shares |
| EverSource Wealth Advisors, LLC | $2,688 | 188 | 0.00% | Shares |
| CWM, LLC | $2,483 | 192 | 0.00% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $2,288 | 160 | 0.00% | Shares |
| ROTHSCHILD INVESTMENT LLC | $1,401 | 98 | 0.00% | Shares |
| GAMMA Investing LLC | $1,387 | 97 | 0.00% | Shares |
| Integrated Wealth Concepts LLC | $1,360 | 95 | 0.00% | Shares |
| PRICE T ROWE ASSOCIATES INC /MD/ | $1,326 | 92,666 | 0.00% | Shares |
| JPMORGAN CHASE & CO | $1,286 | 90 | 0.00% | Shares |
| Arax Advisory Partners | $1,216 | 85 | 0.00% | Shares |
| Quarry LP | $1,130 | 79 | 0.00% | Shares |
| Russell Investments Group, Ltd. | $915 | 64 | 0.00% | Shares |
| Allworth Financial LP | $844 | 59 | 0.00% | Shares |
| MALTESE CAPITAL MANAGEMENT LLC | $629 | 44 | 0.00% | Shares |
| SEI INVESTMENTS CO | $440 | 31 | 0.00% | Shares |
| Farther Finance Advisors, LLC | $300 | 21 | 0.00% | Shares |
| Janney Montgomery Scott LLC | $246 | 17,223 | 0.00% | Shares |
| Essential Partners LLC | $172 | 12 | 0.00% | Shares |
| PNC Financial Services Group, Inc. | $157 | 11 | 0.00% | Shares |
| SJS Investment Consulting Inc. | $15 | 1 | 0.00% | Shares |
Company insiders 41 insiders · 17 officers · 14 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| James C Hagan | President and CEO | March 6, 2026 A | 256,868 | 0 | 0 | $0 |
| Guida R Sajdak | EVP, CFO & Treasurer | March 6, 2026 A | 8,855 | 0 | 0 | $0 |
| Kevin C O'Connor | EVP & Chief Operating Officer | March 6, 2026 A | 39,751 | 0 | 0 | $0 |
| Darlene M Libiszewski | SVP, Chief Information Officer | May 20, 2026 S | 14,048 | 0 | 2 | $-93,990 |
| Filipe B Goncalves | SVP & CCO | March 6, 2026 A | 31,711 | 0 | 0 | $0 |
| Christine Phillips | SVP & Chief HR Officer | March 6, 2026 A | 22,732 | 0 | 0 | $0 |
| John E Bonini | SVP, General Counsel | March 6, 2026 A | 19,490 | 0 | 0 | $0 |
| Allen J Miles III | EVP & Chief Lending Officer | March 6, 2026 A | 42,138 | 0 | 0 | $0 |
| Leo R Sagan JR | SVP & Chief Risk Officer | March 6, 2026 A | 6,654 | 0 | 0 | $0 |
| Daniel A Marini | SVP Retail Banking & Marketing | March 5, 2025 F | 14,002 | 0 | 0 | $0 |
| Louis O Gorman III | SVP & Chief Credit Officer | March 6, 2023 F | 14,642 | 0 | 0 | $0 |
| Cidalia Inacio | SVP, Retail Banking | Feb. 24, 2022 F | 10,529 | 0 | 0 | $0 |
| Deborah J Mccarthy | SVP, Dep Ops and eBanking | Dec. 31, 2021 F | 43,021 | 0 | 0 | $0 |
| William J Wagner | Employee Advisor to the Executive Committee | Nov. 1, 2021 M | 120,568 | 0 | 0 | $0 |
| Theresa C Szlosek | Assistant VP & Corp Secretary | May 13, 2020 P | 208 | 0 | 0 | $0 |
| Rebecca S Kozaczka | Vice President | Nov. 19, 2013 S | 16,152 | 0 | 0 | $0 |
| Michael J Janosco JR | Chief Investment Officer | Aug. 29, 2013 P | 39,316 | 0 | 0 | $0 |
| Paul C Picknelly | Director | May 6, 2026 A | 110,125 | 0 | 0 | $0 |
| Laura Benoit | Director | March 6, 2026 A | 47,291 | 0 | 0 | $0 |
| Philip R Smith | Director | March 6, 2026 A | 9,100 | 0 | 1 | $-39,510 |
| Gregg F Orlen | Director | May 2, 2024 A | 36,744 | 0 | 0 | $0 |
| Christos A Tapases | Director | March 2, 2020 P | 24,013 | 0 | 0 | $0 |
| Kevin M Sweeney | Director | Feb. 26, 2019 A | 20,879 | 0 | 0 | $0 |
| Donald A Williams | Director | May 23, 2017 A | 1,773 | 0 | 0 | $0 |
| David C Colton JR | Director | June 16, 2014 P | 5,698 | 0 | 0 | $0 |
| POHL PAUL R | Director | Feb. 10, 2012 M | 95,858 | 0 | 0 | $0 |
| Victor J Carra | Director | Nov. 30, 2011 S | 24,956 | 0 | 0 | $0 |
| Charles E Sullivan | Director | Nov. 9, 2009 M | 87,389 | 0 | 0 | $0 |
| Robert T Crowley JR | Director | May 28, 2009 S | 69,703 | 0 | 0 | $0 |
| Richard C Placek | Director | Feb. 2, 2009 M | 32,083 | 0 | 0 | $0 |
| Lisa G Mcmahon | — | Aug. 5, 2026 A | 61,313 | 0 | 0 | $0 |
| Donna J. Damon | — | Aug. 5, 2026 A | 67,683 | 0 | 0 | $0 |
| Steven G. Richter | — | Aug. 5, 2026 A | 64,597 | 0 | 0 | $0 |
| Gary G Fitzgerald | — | Aug. 5, 2026 A | 35,994 | 0 | 0 | $0 |
| William D Masse | — | Aug. 5, 2026 A | 68,676 | 0 | 0 | $0 |
| Gerald P Ciejka | — | Dec. 31, 2020 F | 19,241 | 0 | 0 | $0 |
| Mary C Oneil | — | Aug. 28, 2007 A | 31,719 | 0 | 0 | $0 |
| Harry C Lane | — | Aug. 28, 2007 A | 35,406 | 0 | 0 | $0 |
| Thomas Connors Sullivan | — | July 31, 2007 S | 92,201 | 0 | 0 | $0 |
| William H Mcclure | — | Jan. 3, 2007 J | 35,251 | 0 | 0 | $0 |
| Thomas J Howard | — | Nov. 10, 2003 M | 2,000 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
Activists & 5%+ owners 2 positions
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| MHC Mutual Conversion Fund, L.P., Clover Partners, L.P., Clover Partners Management, L.L.C., Johnny Guerry ×2 filings | Oct. 17, 2017 | — | Initial filing | Passive investment | SEC |
| Undisclosed reporting person | Jan. 7, 2002 | — | Initial filing | — | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
ETF ownership Held by 31 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| FSCC · Federated Hermes ETF Trust | 0.08% | 16,624 NS | May 31, 2026 | N-PORT |
| IWC · iShares Trust | 0.06% | 62,109 SH | Aug. 8, 2026 | Daily |
| GSSC · Goldman Sachs ETF Trust | 0.04% | 28,401 NS | May 31, 2026 | N-PORT |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.02% | 15,912 SH | Aug. 8, 2026 | Daily |
| IWN · iShares Trust | 0.02% | 182,366 SH | Aug. 8, 2026 | Daily |
| DFSV · Dimensional ETF Trust | 0.02% | 94,550 NS | April 30, 2026 | N-PORT |
| AVSC · AMERICAN CENTURY ETF TRUST | 0.01% | 24,797 NS | May 31, 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0.01% | 110,914 NS | April 30, 2026 | N-PORT |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.01% | 104,975 SH | Aug. 8, 2026 | Daily |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.01% | 1,827 SH | Aug. 8, 2026 | Daily |
| RSSL · Global X Funds | 0.01% | 7,982 NS | April 30, 2026 | N-PORT |
| IWM · iShares Trust | 0.01% | 430,693 SH | Aug. 8, 2026 | Daily |
| DFAS · Dimensional ETF Trust | 0.01% | 66,934 NS | April 30, 2026 | N-PORT |
| ITWO · ProShares Trust | 0.01% | 854 NS | May 31, 2026 | N-PORT |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.00% | 9,246 SH | Aug. 8, 2026 | Daily |
| UWM · ProShares Trust | 0.00% | 668 NS | May 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.00% | 94,860 NS | April 30, 2026 | N-PORT |
| URTY · ProShares Trust | 0.00% | 674 NS | May 31, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.00% | 2,200 NS | April 30, 2026 | N-PORT |
| DFUV · Dimensional ETF Trust | 0.00% | 13,698 NS | April 30, 2026 | N-PORT |
| HDG · ProShares Trust | 0.00% | 17 NS | May 31, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.00% | 8,864 NS | April 30, 2026 | N-PORT |
| AVUV · AMERICAN CENTURY ETF TRUST | 0.00% | 3,560 NS | May 31, 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0.00% | 16 NS | April 30, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0.00% | 175,304 SH | Aug. 8, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 543,023 SH | Aug. 8, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 1,553 SH | Aug. 8, 2026 | Daily |
| EBI · RBB Fund Trust | 0.00% | 3 NS | May 31, 2026 | N-PORT |
| AVUS · AMERICAN CENTURY ETF TRUST | 0.00% | 90 NS | May 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.00% | 376 NS | April 30, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 4 NS | April 30, 2026 | N-PORT |