$25.84
▼ $-0.04
(-0.15%)
Vol 75K
10
Quality Score
ok
Deep Check
1/5
fail
Rev ✗
NI ✓
>IPO ✗
Mkt Cap
$418.6M
P/E
42.4
ROE
2.3%
Margin
26.2%
D/E
0.01
Beta
0.87
Div Yield
3.84%
52W
$19–$28
Wall Street Consensus
12 analysts · Apr 20263
Strong Buy
6
Buy
3
Hold
0
Sell
0
Strong Sell
75.0%
Buy Rating
Price Chart
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Earnings
Beat rate: 50.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.51 | $0.59 | +$0.08 |
| Sep 2025 | $0.43 | $0.47 | +$0.04 |
| Jun 2025 | $0.35 | $0.30 | $-0.05 |
| Mar 2025 | $0.32 | $0.30 | $-0.02 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… |
|---|---|---|---|---|---|
| Revenue | $26.2M | $27.1M | $26.9M | $9.2M | $29.8M |
| Net Income | $4.6M | $6.0M | $4.9M | -$8.5M | $7.5M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 1.6% | 1.6% | 1.6% | 1.6% | 2.2% | 2.2% |
| P/E (TTM) | 53.59 | 53.67 | 56.30 | 60.08 | 44.15 | 42.43 |
| Net Margin | — | 26.2% | 26.2% | 26.2% | 26.2% | 26.2% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 0.02 | 0.03 | 0.02 | 0.02 | 0.01 | 0.01 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
0.3%
P/S (TTM)
2.50
P/B
0.9
EPS (TTM)
$0.62
CF/Share
$2.24
Rev Growth 3Y
+9.0%
52W High
$28.48
52W Low
$19.14
$19.14
52-Week Range
$28.48
Financial Health
Free Cash Flow
$12.1M
Net Debt
-$199.7M
Cash
$219.3M
Total Debt
$19.6M
As of Sep 30, 2025
How does BMRC compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
BMRC valuation vs Banking peers
P/E ratio
42.4
▲
238%
above
peers
(12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
2.5
▲
8%
above
peers
(2.3)
vs Peers
vs Industry
Fair value
P/B ratio
0.9
▼
16%
below
peers
(1.1)
vs Peers
vs Industry
Undervalued
Div yield
3.8%
▲
29%
above
peers
(3.0%)
vs Peers
vs Industry
Below avg
BMRC profitability vs Banking peers
ROE
2.3%
▼
75%
below
peers
(9.0%)
vs Peers
vs Industry
Weak
Net margin
26.2%
▼
8%
below
peers
(28.6%)
vs Peers
vs Industry
Weak
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
0.3%
▼
73%
below
peers
(1.0%)
vs Peers
vs Industry
Weak
BMRC financial health vs Banking peers
D/E ratio
0.0
▼
100%
below
peers
(13.8)
vs Peers
vs Industry
Low debt
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.9
▲
27%
above
peers
(0.7)
vs Peers
vs Industry
More volatile
BMRC fundamentals radar
BMRC
Peer median
Industry
BMRC profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
BMRC vs peers: key metrics
Insider Activity
NeutralBuys
0
Sells
0
MYERS TIMOTHY D
Chief Executive Officer · Mar 02
37403 shs
GOTELLI ROBERT
Officer · Mar 02
4701 shs
CAMPBELL BRANDI
Officer · Mar 02
6454 shs
STEWART MISAKO
Officer · Mar 02
6492 shs
SATHIS ARASADI
Officer · Mar 02
6393 shs
BLOOM DAVID A
Officer · Mar 02
6496 shs
BONACCORSO DAVID
Chief Financial Officer · Mar 02
7291 shs
GOTELLI ROBERT
Officer · Feb 27
1200 shs
Last 90 days
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As of Dec 31, 2025
Dividends
$1.00
/ year
Feb 05, 2026
$0.2500
Nov 06, 2025
$0.2500
Aug 07, 2025
$0.2500
May 08, 2025
$0.2500
Feb 06, 2025
$0.2500
Nov 07, 2024
$0.2500
Aug 08, 2024
$0.2500
May 08, 2024
$0.2500
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