BWFG Bankwell Financial Group, Inc. - Common Stock
$66.98
Price · Aug 19, 2026
Fundamentals as of Aug 5, 2026
52W Range
$40–$70
91% of range
Analyst Rating
BUY
9 analysts
Price Target
$68
+1% upside
P/E (TTM)
15.2
ROE
12.0%
Net Profit Margin
1245.5%
BWFG Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$66.98
Market Cap
$534M
P/E (TTM)
15.2
EPS (TTM)
$4.45
Revenue (TTM)
$3M
Div Yield
1.2%
ROE
12.0%
Debt/Equity
—
52W Range
$40 – $70
BWFG Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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10-Year Performance Revenue, net income, margins and EPS trends
Revenue & Net Income
$3M
2018-12-31
→
2025-12-31
EPS
$4.45
2016-12-31
→
2025-12-31
Free Cash Flow
$27M
2018-12-31
→
2025-12-31
Margins
1245.5%
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
Metric
5Y trend
BWFG
Peer Median
P/E (TTM)
15.2
11.6
P/S (TTM)
189.0
2.2
P/B
1.8
1.2
Price / FCF
19.7
—
Profitability Gross, operating and net margins; ROE, ROA, ROIC
Metric
5Y trend
BWFG
Peer Median
Net Profit Margin
1245.5%
28.9%
ROA
1.1%
1.2%
ROE
12.0%
12.4%
Financial Health Debt, liquidity, solvency — balance sheet strength
Metric
5Y trend
BWFG
Peer Median
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Metric
5Y trend
BWFG
Peer Median
Revenue YoY
44.0%
—
Revenue CAGR 3Y
38.1%
—
Revenue CAGR 5Y
29.1%
—
EPS YoY
261.8%
—
Net Income YoY
260.3%
—
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
Metric
5Y trend
BWFG
Peer Median
Payout Ratio
17.8%
—
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield
1.2%
Payout Ratio
17.8%
5Y Div CAGR
—
| Ex-date | Amount |
|---|---|
| Aug. 10, 2026 | $0.2000 |
| May 8, 2026 | $0.2000 |
| Feb. 10, 2026 | $0.2000 |
| Nov. 10, 2025 | $0.2000 |
| Aug. 11, 2025 | $0.2000 |
| May 9, 2025 | $0.2000 |
| Feb. 11, 2025 | $0.2000 |
| Nov. 8, 2024 | $0.2000 |
| Aug. 12, 2024 | $0.2000 |
| May 9, 2024 | $0.2000 |
| Feb. 12, 2024 | $0.2000 |
| Nov. 9, 2023 | $0.2000 |
| Aug. 11, 2023 | $0.2000 |
| May 11, 2023 | $0.2000 |
| Feb. 10, 2023 | $0.2000 |
| Nov. 9, 2022 | $0.2000 |
| Aug. 12, 2022 | $0.2000 |
| May 12, 2022 | $0.2000 |
| Feb. 11, 2022 | $0.2000 |
| Nov. 10, 2021 | $0.1800 |
BWFG Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
BUY
9 analysts
- Strong Buy 2 22.2%
- Buy 4 44.4%
- Hold 3 33.3%
- Sell 0 0.0%
- Strong Sell 0 0.0%
12-Month Price Target
2 analysts · 2026-08-13
Median
$67.50
Now
$66.98
Low
$63.00
High
$72.00
Median target
$67.50
+0.8%
Mean target
$67.50
+0.8%
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
0.15%
| Period | EPS Actual | EPS Est | Surprise |
|---|---|---|---|
| June 30, 2026 | $1.52 | $1.31 | 0.21% |
| March 31, 2026 | $1.41 | $1.25 | 0.16% |
| Dec. 31, 2025 | $1.15 | $1.21 | -0.06% |
| Sept. 30, 2025 | $1.27 | $1.08 | 0.19% |
| June 30, 2025 | $1.15 | $0.86 | 0.29% |
| March 31, 2025 | $0.87 | $0.75 | 0.12% |
Peer comparison (GICS sub-industry) Key metrics vs sector peers
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| BWFG | $362M | 10.3 | 44.0% | 1245.5% | 12.0% | — |
| GCBC | $378M | 12.1 | 16.1% | 41.3% | 13.6% | — |
| CIVB | — | 8.4 | -0.52% | 242.9% | 9.8% | — |
| HBCP | $453M | 9.8 | 10.2% | 31.0% | 10.9% | — |
| BSRR | $434M | 10.5 | 2.5% | 27.3% | 11.8% | — |
| OBT | $382M | 8.6 | 18.1% | 32.7% | 15.5% | — |
| COFS | $443M | 14.7 | 63.6% | 12.4% | 6.3% | — |
| TFC | $62.13B | 12.9 | 53.0% | 26.1% | 8.2% | — |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement 11
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3M | $2M | $2M | $1M | $872.0K | $788.0K | $1M | $1M | |
| Interest Expense | · | · | $94M | $23M | $13M | $23M | $29M | $24M | |
| Interest Income | $198M | $192M | $188M | $118M | $81M | $77M | $83M | $80M | |
| Pretax Income | $48M | $13M | $48M | $48M | $34M | $7M | $23M | $21M | |
| Income Tax | $13M | $4M | $11M | $11M | $7M | $1M | $5M | $4M | |
| Net Income | $35M | $10M | $37M | $37M | $27M | $6M | $18M | $17M | |
| EPS (Basic) | $4.49 | $1.24 | $4.71 | $4.84 | $3.38 | $0.75 | $2.32 | $2.23 | |
| EPS (Diluted) | $4.45 | $1.23 | $4.67 | $4.79 | $3.36 | $0.75 | $2.31 | $2.21 | |
| Shares (Basic) | 7,750,191 | 7,710,076 | 7,587,768 | 7,563,363 | 7,706,407 | 7,728,328 | 7,757,355 | 7,722,175 | |
| Shares (Diluted) | 7,826,280 | 7,737,952 | 7,647,411 | 7,640,218 | 7,761,811 | 7,748,453 | 7,784,631 | 7,775,480 | |
| EBITDA | $4M | $4M | $4M | $3M | $4M | $3M | $3M | $2M |
Balance Sheet 14
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Short-term Investments | $192M | $146M | $128M | $122M | $108M | $107M | $101M | $117M | |
| PP&E (Net) | · | · | · | · | · | $22M | $29M | $20M | |
| PP&E (Gross) | · | · | · | · | · | · | · | $30M | |
| Accum. Depreciation | · | · | · | · | · | · | · | $11M | |
| Goodwill | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | |
| Intangibles | · | · | · | · | $0 | $76.0K | $214.0K | $290.0K | |
| Total Assets | $3.36B | $3.27B | $3.22B | $3.25B | $2.46B | $2.25B | $1.88B | $1.87B | |
| Total Liabilities | $3.06B | $3.00B | $2.95B | $3.01B | $2.25B | $2.08B | $1.70B | $1.70B | |
| Common Stock | $120M | $119M | $118M | $115M | $118M | $121M | $121M | $121M | |
| Retained Earnings | $182M | $153M | $149M | $124M | $92M | $71M | $69M | $55M | |
| AOCI | $-216.0K | $-1M | $-2M | $-189.0K | $-9M | $-16M | $-8M | $-1M | |
| Stockholders' Equity | $301M | $271M | $266M | $238M | $202M | $177M | $182M | $174M | |
| Liabilities + Equity | $3.36B | $3.27B | $3.22B | $3.25B | $2.46B | $2.25B | $1.88B | $1.87B | |
| Shares Outstanding | 7,899,943 | 7,859,873 | 7,882,616 | 7,730,699 | 7,803,166 | 7,919,278 | 7,868,803 | 7,842,271 |
Cash Flow 16
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| D&A | $4M | $4M | $4M | $3M | $4M | $3M | $3M | $2M | |
| Stock-based Comp | $2M | $3M | $3M | $2M | $2M | $2M | $1M | $1M | |
| Deferred Tax | $-1M | $-469.0K | $-191.0K | $-2M | $2M | $-4M | $276.0K | $1M | |
| Amort. of Intangibles | · | · | · | · | · | · | $75.0K | $92.0K | |
| Other Non-cash | $-12M | $14M | $-11M | $41M | $857.0K | $-9M | $-16M | $-2M | |
| Operating Cash Flow | $28M | $30M | $32M | $83M | $35M | $-2M | $7M | $20M | |
| CapEx | $1M | $613.0K | $2M | $5M | · | · | $645.0K | $3M | |
| Investing Cash Flow | $-165M | $-34M | $-48M | $-811M | $-270M | $-22M | $19M | $-75M | |
| Stock Repurchased | $1M | $2M | $0 | $6M | $5M | $1M | $988.0K | $0 | |
| Net Stock Activity | $-1M | $-2M | $0 | $-6M | $-5M | $-1M | $-988.0K | · | |
| Dividends Paid | $6M | $6M | $6M | $6M | $5M | $4M | $4M | $4M | |
| Financing Cash Flow | $54M | $42M | $-70M | $739M | $171M | $355M | $-25M | $62M | |
| Net Change in Cash | $-83M | $38M | $-87M | $11M | $-65M | $332M | $-61.0K | $7M | |
| Taxes Paid | · | $5M | $12M | $12M | $5M | $4M | $3M | $4M | |
| Free Cash Flow | $27M | $29M | $30M | $78M | · | · | $6M | $17M | |
| Levered FCF | · | · | $-42M | $60M | · | · | $-17M | $-3M |
Profitability 5
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 1245.5% | 497.7% | 2250.6% | 3491.5% | 3048.8% | 749.2% | 30.9% | 28.9% | |
| Pretax Margin | 1716.0% | 679.0% | 2949.2% | 4476.0% | 3883.1% | 926.5% | 38.9% | 35.1% | |
| EBITDA Margin | 144.5% | 192.3% | 222.4% | 314.0% | 410.9% | 415.7% | 5.7% | 2.8% | |
| ROA | 1.1% | 0.30% | 1.1% | 1.3% | 1.1% | 0.29% | 0.97% | 0.95% | |
| ROE | 12.0% | 3.6% | 14.0% | 15.9% | 13.4% | 3.4% | 10.2% | 10.0% |
Efficiency 1
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Growth Rates 10
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 44.0% | 20.5% | 52.0% | 22.9% | 10.7% | · | · | · | |
| Revenue CAGR 3Y | 38.1% | 31.1% | 27.4% | · | · | · | · | · | |
| Revenue CAGR 5Y | 29.1% | · | · | · | · | · | · | · | |
| EPS YoY | 261.8% | -73.7% | -2.5% | 42.6% | 348.0% | · | · | · | |
| EPS CAGR 3Y | -2.4% | -28.5% | 84.0% | · | · | · | · | · | |
| EPS CAGR 5Y | 42.8% | · | · | · | · | · | · | · | |
| Net Income YoY | 260.3% | -73.4% | -2.1% | 40.8% | 350.3% | · | · | · | |
| Net Income CAGR 3Y | -2.0% | -28.4% | 83.8% | · | · | · | · | · | |
| Net Income CAGR 5Y | 42.9% | · | · | · | · | · | · | · | |
| Dividend CAGR 5Y | 7.4% | · | · | · | · | · | · | · |
Valuation (TTM) 13
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $3M | $2M | $2M | $1M | $872.0K | $788.0K | $1M | $1M | |
| Net Income TTM | $35M | $10M | $37M | $37M | $27M | $6M | $18M | $17M | |
| Market Cap | $362M | $245M | $238M | $228M | $256M | $155M | $227M | $225M | |
| P/E | 10.3 | 25.3 | 6.5 | 6.1 | 9.8 | 26.1 | 12.5 | 13.0 | |
| P/S | 128.1 | 124.7 | 146.0 | 212.2 | 293.9 | 196.5 | 221.8 | 206.6 | |
| P/B | 1.2 | 0.9 | 0.9 | 1.0 | 1.3 | 0.9 | 1.2 | 1.3 | |
| P / Tangible Book | 1.2 | 0.9 | 0.9 | 1.0 | 1.3 | 0.9 | · | · | |
| P / Cash Flow | 12.8 | 8.2 | 7.5 | 2.8 | 7.4 | -102.4 | 34.2 | 11.3 | |
| P / FCF | 13.3 | 8.3 | 8.0 | 2.9 | · | · | 37.9 | 13.5 | |
| Dividend Yield | 1.7% | 2.6% | 2.6% | 2.7% | 2.0% | 2.8% | 1.8% | 1.7% | |
| Earnings Yield | 9.7% | 4.0% | 15.5% | 16.3% | 10.2% | 3.8% | 8.0% | 7.7% | |
| Payout Ratio | 17.8% | 64.3% | 17.0% | 16.5% | 18.9% | 74.3% | 22.4% | 21.6% | |
| Annual Payout | $6M | $6M | $6M | $6M | $5M | $4M | $4M | $4M |
Income Statement 11
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $665.0K | $780.0K | $771.0K | $779.0K | $674.0K | $602.0K | $589.0K | $575.0K | $495.0K | $304.0K | $688.0K | $294.0K | $361.0K | $286.0K | $343.0K | $240.0K | |
| Interest Expense | · | · | · | · | · | · | · | · | · | $27M | · | $26M | $23M | $19M | $13M | $5M | |
| Interest Income | $52M | $51M | $51M | $51M | $49M | $48M | $48M | $48M | $48M | $48M | $49M | $48M | $47M | $44M | $40M | $30M | |
| Pretax Income | $16M | $14M | $14M | $13M | $12M | $9M | $4M | $3M | $1M | $5M | $11M | $13M | $10M | $14M | $11M | $12M | |
| Income Tax | $4M | $3M | $5M | $3M | $3M | $2M | $1M | $786.0K | $356.0K | $1M | $3M | $3M | $2M | $3M | $3M | $2M | |
| Net Income | $12M | $11M | $9M | $10M | $9M | $7M | $3M | $2M | $1M | $4M | $9M | $10M | $8M | $10M | $8M | $9M | |
| EPS (Basic) | $1.55 | $1.42 | $1.17 | $1.28 | $1.15 | $0.88 | $0.38 | $0.24 | $0.14 | $0.48 | $1.10 | $1.25 | $1.02 | $1.34 | $1.04 | $1.19 | |
| EPS (Diluted) | $1.52 | $1.41 | $1.16 | $1.27 | $1.14 | $0.87 | $0.37 | $0.24 | $0.14 | $0.48 | $1.07 | $1.25 | $1.02 | $1.33 | $1.02 | $1.18 | |
| Shares (Basic) | 7,856,210 | 7,724,253 | -15,472,389 | 7,774,887 | 7,777,469 | 7,670,224 | -15,416,160 | 7,715,040 | 7,747,675 | 7,663,521 | -15,158,568 | 7,598,230 | 7,593,417 | 7,554,689 | -15,184,077 | 7,553,718 | |
| Shares (Diluted) | 7,980,973 | 7,800,935 | -15,578,854 | 7,844,785 | 7,819,828 | 7,740,521 | -15,394,510 | 7,720,895 | 7,723,888 | 7,687,679 | -15,204,756 | 7,633,934 | 7,601,562 | 7,616,671 | -15,305,851 | 7,612,421 | |
| EBITDA | · | $1M | · | · | · | $974.0K | · | · | · | $940.0K | · | · | · | $884.0K | · | · |
Balance Sheet 10
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Short-term Investments | $206M | $188M | $192M | $128M | $143M | $136M | $146M | $146M | $138M | $126M | $128M | $116M | $118M | $121M | $122M | $113M | |
| Goodwill | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | |
| Total Assets | $3.48B | $3.37B | $3.36B | $3.24B | $3.24B | $3.18B | $3.27B | $3.16B | $3.14B | $3.16B | $3.22B | $3.25B | $3.25B | $3.25B | $3.25B | $2.72B | |
| Total Liabilities | $3.15B | $3.06B | $3.06B | $2.95B | $2.95B | $2.91B | $3.00B | $2.89B | $2.87B | $2.89B | $2.95B | $2.99B | $3.00B | $3.01B | $3.01B | $2.49B | |
| Common Stock | $122M | $121M | $120M | $119M | $119M | $118M | $119M | $118M | $118M | $118M | $118M | $117M | $117M | $116M | $115M | $115M | |
| Retained Earnings | $202M | $191M | $182M | $174M | $165M | $158M | $153M | $151M | $151M | $151M | $149M | $142M | $134M | $128M | $124M | $117M | |
| AOCI | $-570.0K | $-475.0K | $-216.0K | $-570.0K | $-903.0K | $-1M | $-1M | $-2M | $-2M | $-2M | $-2M | $-2M | $-2M | $-1M | $-189.0K | $-200.0K | |
| Stockholders' Equity | $324M | $312M | $301M | $293M | $283M | $275M | $271M | $268M | $267M | $268M | $266M | $258M | $249M | $242M | $238M | $232M | |
| Liabilities + Equity | $3.48B | $3.37B | $3.36B | $3.24B | $3.24B | $3.18B | $3.27B | $3.16B | $3.14B | $3.16B | $3.22B | $3.25B | $3.25B | $3.25B | $3.25B | $2.72B | |
| Shares Outstanding | 7,973,180 | 7,973,180 | 7,899,943 | 7,877,443 | 7,873,387 | 7,888,013 | 7,859,873 | 7,858,573 | 7,866,499 | 7,908,180 | 7,882,616 | 7,841,616 | 7,829,950 | 7,843,438 | 7,730,699 | 7,711,843 |
Cash Flow 16
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $1M | $1M | $1M | $1M | $1M | $974.0K | $970.0K | $934.0K | $931.0K | $940.0K | $940.0K | $903.0K | $896.0K | $884.0K | $890.0K | $886.0K | |
| Stock-based Comp | $937.0K | $1M | $763.0K | $657.0K | $681.0K | $243.0K | $679.0K | $623.0K | $622.0K | $1M | $1M | $640.0K | $666.0K | $702.0K | $470.0K | $634.0K | |
| Deferred Tax | $1M | $0 | $-1M | $0 | $-224.0K | $176.0K | $-601.0K | $2M | $-2M | $282.0K | $-77.0K | $562.0K | $-1M | $472.0K | $-2M | $-1M | |
| Amort. of Intangibles | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $0 | |
| Other Non-cash | · | $-6M | · | · | · | $-4M | · | · | · | $3M | · | · | · | $-5M | · | · | |
| Operating Cash Flow | $10M | $8M | $8M | $10M | $6M | $4M | $14M | $-557.0K | $7M | $9M | $-527.0K | $13M | $13M | $7M | $18M | $18M | |
| CapEx | $191.0K | $470.0K | $265.0K | $404.0K | $378.0K | $97.0K | $46.0K | $115.0K | $369.0K | $83.0K | $246.0K | $144.0K | $948.0K | $707.0K | $611.0K | $628.0K | |
| Investing Cash Flow | $-108M | $-19M | $-183M | $-34M | $-31M | $83M | $-96M | $17M | $10M | $35M | $45M | $5M | $-17M | $-82M | $-398M | $-236M | |
| Stock Repurchased | $0 | $150.0K | $0 | $0 | $422.0K | $912.0K | $0 | $231.0K | $986.0K | $920.0K | $0 | $0 | $0 | $0 | $0 | $2M | |
| Net Stock Activity | · | $-150.0K | · | · | · | $-912.0K | · | · | · | $-920.0K | · | · | · | $0 | · | · | |
| Dividends Paid | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | |
| Financing Cash Flow | $84M | $4M | $106M | $-3M | $42M | $-90M | $98M | $24M | $-14M | $-66M | $-33M | $-22M | $-11M | $-4M | $513M | $269M | |
| Net Change in Cash | $-15M | $-7M | $-70M | $-27M | $18M | $-3M | $16M | $40M | $4M | $-22M | $11M | $-4M | $-15M | $-78M | $133M | $52M | |
| Taxes Paid | · | · | · | $2M | $3M | $515.0K | · | $2M | $3M | $426.0K | $2M | $3M | $7M | $162.0K | $3M | $3M | |
| Free Cash Flow | · | $7M | · | · | · | $4M | · | · | · | $9M | · | · | · | $6M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-11M | · | · | · | $-8M | · | · |
Profitability 5
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 1860.5% | 1445.5% | · | 1293.7% | 1348.4% | 1144.2% | · | 335.0% | · | 1237.8% | · | 3325.5% | 2211.4% | 3629.0% | · | 3822.5% | |
| Pretax Margin | 2451.1% | 1842.2% | · | 1730.3% | 1752.7% | 1489.5% | · | 471.6% | · | 1671.7% | · | 4371.1% | 2817.7% | 4737.8% | · | 4829.6% | |
| EBITDA Margin | · | 141.7% | · | · | · | 161.8% | · | · | · | 309.2% | · | · | · | 309.1% | · | · | |
| ROA | 0.37% | 0.34% | · | 0.31% | 0.28% | 0.22% | · | 0.06% | · | 0.12% | · | 0.33% | 0.28% | 0.36% | · | 0.37% | |
| ROE | 4.1% | 3.8% | · | 3.6% | 3.3% | 2.5% | · | 0.73% | · | 1.5% | · | 4.0% | 3.4% | 4.6% | · | 4.3% |
Efficiency 1
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | · | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Valuation (TTM) 11
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $3M | $3M | · | $3M | $2M | $2M | · | $2M | $1M | $1M | · | $1M | $1M | $1M | · | $928.0K | |
| Net Income TTM | $43M | $37M | · | $28M | $19M | $14M | · | $17M | $23M | $32M | · | $37M | $40M | $40M | · | $36M | |
| Market Cap | $468M | $387M | · | $349M | $284M | $238M | · | $235M | · | $205M | · | $190M | $191M | $195M | · | $224M | |
| P/E | 11.0 | 10.3 | · | 12.5 | 15.0 | 17.4 | · | 14.2 | 8.8 | 6.4 | · | 5.1 | 4.8 | 4.9 | · | 6.3 | |
| P/S | 161.6 | 136.5 | · | 132.5 | 120.9 | 120.5 | · | 141.1 | · | 164.8 | · | 161.1 | 168.0 | 192.1 | · | 241.9 | |
| P/B | 1.4 | 1.2 | · | 1.2 | 1.0 | 0.9 | · | 0.9 | · | 0.8 | · | 0.7 | 0.8 | 0.8 | · | 1.0 | |
| P / Tangible Book | 1.5 | 1.3 | · | 1.2 | 1.0 | 0.9 | · | 0.9 | 0.8 | 0.8 | · | 0.7 | 0.8 | 0.8 | · | 1.0 | |
| P / Cash Flow | · | 50.1 | · | · | · | 60.7 | · | · | · | 22.7 | · | · | · | 27.4 | · | · | |
| P / FCF | · | 53.3 | · | · | · | 62.2 | · | · | · | 22.9 | · | · | · | 30.4 | · | · | |
| Earnings Yield | 9.1% | 9.7% | · | 8.0% | 6.7% | 5.7% | · | 7.0% | 11.4% | 15.7% | · | 19.7% | 20.8% | 20.5% | · | 15.9% | |
| Payout Ratio | · | 14.0% | · | · | · | 22.8% | · | · | · | 42.0% | · | · | · | 15.0% | · | · |
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
Income Statement
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Revenue | $3M | $2M | $2M | $1M | $872.0K |
| Net Income | $35M | $10M | $37M | $37M | $27M |
| Diluted EPS | $4.45 | $1.23 | $4.67 | $4.79 | $3.36 |
Cash Flow
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Free Cash Flow | $27M | $29M | $30M | $78M | — |
Trading Signals Recent buy/sell signals with entry price and risk/reward ratio
My Metrics Your personal watchlist — selected rows from Full Fundamentals
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Institutional owners (13F) 132 filers · $184.3M total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 24 (+7 vs prior Q) | 9 (+3 vs prior Q) | 42 (-4 vs prior Q) | 31 (+4 vs prior Q) | +139K |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| DIMENSIONAL FUND ADVISORS LP | $18,505,721 | 314,991 | 10.04% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $16,297,133 | 277,398 | 8.84% | Shares |
| VANGUARD GROUP INC | $14,645,126 | 319,623 | 7.95% | Shares |
| Pacific Ridge Capital Partners, LLC | $9,794,154 | 166,709 | 5.31% | Shares |
| AMERICAN CENTURY COMPANIES INC | $9,294,132 | 158,198 | 5.04% | Shares |
| STATE STREET CORP | $8,588,193 | 146,182 | 4.66% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $8,394,850 | 142,848 | 4.55% | Shares |
| TWO SIGMA INVESTMENTS, LP | $6,957,116 | 118,419 | 3.77% | Shares |
| Siena Capital Partners GP, LLC | $6,823,108 | 116,138 | 3.70% | Shares |
| Hillsdale Investment Management Inc. | $6,521,250 | 111,000 | 3.54% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $5,507,695 | 93,748 | 2.99% | Shares |
| BANC FUNDS CO LLC | $5,312,351 | 90,423 | 2.88% | Shares |
| GM Advisory Group, Inc. | $5,167,300 | 106,498 | 2.80% | Shares |
| Wealthspire Advisors, LLC | $5,142,834 | 87,538 | 2.79% | Shares |
| Qube Research & Technologies Ltd | $4,362,775 | 74,260 | 2.37% | Shares |
| COMMONWEALTH EQUITY SERVICES, LLC | $3,956,740 | 67,349 | 2.15% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $3,160,339 | 53,793 | 1.71% | Shares |
| GOLDMAN SACHS GROUP INC | $2,909,006 | 49,515 | 1.58% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $2,729,819 | 46,465 | 1.48% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $2,407,634 | 40,981 | 1.31% | Shares |
| Empowered Funds, LLC | $1,891,221 | 32,191 | 1.03% | Shares |
| ALGERT GLOBAL LLC | $1,845,984 | 31,421 | 1.00% | Shares |
| Trexquant Investment LP | $1,695,290 | 28,856 | 0.92% | Shares |
| Informed Momentum Co LLC | $1,585,134 | 26,981 | 0.86% | Shares |
| Innovative Asset Advisors Group, LLC | $1,580,434 | 26,901 | 0.86% | Shares |
| BlackRock, Inc. | $1,479,795 | 25,188 | 0.80% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $1,462,993 | 24,902 | 0.79% | Shares |
| ALLIANCEBERNSTEIN L.P. | $1,391,602 | 28,681 | 0.76% | Shares |
| Corient Private Wealth LP | $1,286,861 | 21,904 | 0.70% | Shares |
| BANK OF AMERICA CORP /DE/ | $1,282,806 | 21,835 | 0.70% | Shares |
| Summit Trail Advisors, LLC | $1,252,726 | 21,323 | 0.68% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $1,164,308 | 19,818 | 0.63% | Shares |
| KENNEDY CAPITAL MANAGEMENT LLC | $1,110,023 | 18,894 | 0.60% | Shares |
| CAPTRUST FINANCIAL ADVISORS | $1,033,882 | 17,598 | 0.56% | Shares |
| TWO SIGMA ADVISERS, LP | $930,146 | 20,300 | 0.50% | Shares |
| Integrated Quantitative Investments LLC | $895,174 | 15,237 | 0.49% | Shares |
| BARCLAYS PLC | $865,622 | 14,734 | 0.47% | Shares |
| STATE OF WISCONSIN INVESTMENT BOARD | $828,493 | 14,102 | 0.45% | Shares |
| Northeast Financial Consultants Inc | $789,166 | 21,903 | 0.43% | Shares |
| MANGROVE PARTNERS IM, LLC | $608,533 | 10,358 | 0.33% | Shares |
| Bank of New York Mellon Corp | $552,720 | 9,408 | 0.30% | Shares |
| Sierra Capital LLC | $552,338 | 9,402 | 0.30% | Shares |
| Bridge City Capital, LLC | $536,388 | 9,130 | 0.29% | Shares |
| RHUMBLINE ADVISERS | $468,057 | 7,967 | 0.25% | Shares |
| OCCUDO QUANTITATIVE STRATEGIES LP | $460,776 | 7,843 | 0.25% | Shares |
| XTX Topco Ltd | $451,788 | 7,690 | 0.25% | Shares |
| FMR LLC | $446,324 | 7,597 | 0.24% | Shares |
| MARTINGALE ASSET MANAGEMENT L P | $436,337 | 7,427 | 0.24% | Shares |
| Connor, Clark & Lunn Investment Management Ltd. | $393,096 | 6,691 | 0.21% | Shares |
| Mariner, LLC | $386,380 | 6,576 | 0.21% | Shares |
| Cubist Systematic Strategies, LLC | $365,470 | 8,259 | 0.20% | Shares |
| DEUTSCHE BANK AG\ | $347,918 | 5,922 | 0.19% | Shares |
| PRUDENTIAL FINANCIAL INC | $341,925 | 5,820 | 0.19% | Shares |
| Essex Financial Services, Inc. | $330,998 | 5,634 | 0.18% | Shares |
| Point72 Asset Management, L.P. | $314,606 | 5,355 | 0.17% | Shares |
| IEQ CAPITAL, LLC | $303,973 | 5,174 | 0.16% | Shares |
| WELLS FARGO & COMPANY/MN | $302,856 | 5,155 | 0.16% | Shares |
| MERCER GLOBAL ADVISORS INC /ADV | $295,219 | 5,025 | 0.16% | Shares |
| CANADA PENSION PLAN INVESTMENT BOARD | $293,750 | 5,000 | 0.16% | Shares |
| KESTRA PRIVATE WEALTH SERVICES, LLC | $291,315 | 4,959 | 0.16% | Shares |
| Daytona Street Capital LLC | $288,850 | 5,000 | 0.16% | Shares |
| HSBC HOLDINGS PLC | $268,252 | 4,573 | 0.15% | Shares |
| Nuveen Asset Management, LLC | $252,190 | 8,096 | 0.14% | Shares |
| MetLife Investment Management, LLC | $236,704 | 4,029 | 0.13% | Shares |
| PDT Partners, LLC | $235,000 | 4,000 | 0.13% | Shares |
| LOS ANGELES CAPITAL MANAGEMENT LLC | $226,188 | 3,850 | 0.12% | Shares |
| BEESE FULMER INVESTMENT MANAGEMENT, INC. | $217,140 | 3,696 | 0.12% | Shares |
| Engineers Gate Manager LP | $210,913 | 3,590 | 0.11% | Shares |
| CITADEL ADVISORS LLC | $206,506 | 3,515 | 0.11% | Shares |
| Russell Investments Group, Ltd. | $197,811 | 3,367 | 0.11% | Shares |
| NEW YORK STATE COMMON RETIREMENT FUND | $196,871 | 3,351 | 0.11% | Shares |
| Vanguard Global Advisers, LLC | $178,718 | 3,042 | 0.10% | Shares |
| ASSETMARK, INC | $176,250 | 3,000 | 0.10% | Shares |
| Key Financial Inc | $170,375 | 2,900 | 0.09% | Shares |
| BNP PARIBAS FINANCIAL MARKETS | $168,965 | 2,876 | 0.09% | Shares |
| CITIGROUP INC | $168,201 | 2,863 | 0.09% | Shares |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | $164,148 | 2,794 | 0.09% | Shares |
| MORGAN STANLEY | $161,073 | 2,741 | 0.09% | Shares |
| JPMORGAN CHASE & CO | $150,422 | 2,515 | 0.08% | Shares |
| Invesco Ltd. | $142,234 | 2,421 | 0.08% | Shares |
| Nuveen, LLC | $141,000 | 2,400 | 0.08% | Shares |
| UBS Group AG | $115,679 | 1,969 | 0.06% | Shares |
| US BANCORP \DE\ | $99,229 | 1,689 | 0.05% | Shares |
| CWM, LLC | $92,867 | 1,914 | 0.05% | Shares |
| Police & Firemen's Retirement System of New Jersey | $87,655 | 1,492 | 0.05% | Shares |
| NORTHERN TRUST CORP | $56,459 | 961 | 0.03% | Shares |
| Tower Research Capital LLC (TRC) | $48,058 | 818 | 0.03% | Shares |
| Mirae Asset Global Investments Co., Ltd. | $44,768 | 762 | 0.02% | Shares |
| Legal & General Group Plc | $37,424 | 637 | 0.02% | Shares |
| Ameritas Investment Partners, Inc. | $32,724 | 557 | 0.02% | Shares |
| AE Wealth Management LLC | $30,969 | 527 | 0.02% | Shares |
| Integrated Wealth Concepts LLC | $21,804 | 371 | 0.01% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $21,268 | 362 | 0.01% | Shares |
| CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | $17,467 | 360 | 0.01% | Shares |
| Allworth Financial LP | $14,864 | 253 | 0.01% | Shares |
| Arax Advisory Partners | $14,511 | 247 | 0.01% | Shares |
| ACADIAN ASSET MANAGEMENT LLC | $13,666 | 232,761 | 0.01% | Shares |
| ROYAL BANK OF CANADA | $11,000 | 188 | 0.01% | Shares |
| IFP Advisors, Inc | $6,991 | 119 | 0.00% | Shares |
| Sterling Capital Management LLC | $6,463 | 110 | 0.00% | Shares |
Company insiders 27 insiders · 8 officers · 17 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Christopher Gruseke | President & CEO | May 10, 2018 P | 101,795 | 0 | 0 | $0 |
| Penko Krassimir Ivanov | EVP & Chief Financial Officer | May 23, 2018 P | 179 | 0 | 0 | $0 |
| Ernest J Verrico SR | EVP & CFO | Feb. 1, 2016 P | 2,000 | 0 | 0 | $0 |
| Ryan Jason Hildebrand | Chief Innovation Officer | July 31, 2026 S | 0 | 0 | 2 | $-213,524 |
| David P Dineen | EVP, Head of Community Banking | July 12, 2018 F | 5,039 | 0 | 0 | $0 |
| Heidi Dewyngaert | EVP & CLO | Feb. 22, 2018 M | 61,013 | 0 | 0 | $0 |
| Laura Waitz | EVP & Chief of Staff | Feb. 20, 2018 A | 1,500 | 0 | 0 | $0 |
| Christine Chivily | EVP & Chief Credit Officer | Feb. 20, 2018 A | 750 | 0 | 0 | $0 |
| Jeffrey R Dunne | Director | June 5, 2026 P | 6,120 | 1 | 0 | $16,916 |
| Carl M Porto | Director | June 5, 2026 P | 22,070 | 1 | 0 | $19,869 |
| Todd Lampert | Director | June 5, 2026 S | 12,366 | 0 | 1 | $-187,565 |
| Blake S Drexler | Director | June 5, 2026 P | 36,933 | 1 | 0 | $4,242 |
| Eric J Dale | Director | June 5, 2026 P | 42,496 | 1 | 0 | $31,576 |
| Richard Castiglioni | Director | March 22, 2018 A | 1,000 | 0 | 0 | $0 |
| Daniel S Jones | Director | March 22, 2018 A | 1,000 | 0 | 0 | $0 |
| George P. Bauer | Director | March 22, 2018 A | 1,000 | 0 | 0 | $0 |
| James A Fieber | Director | March 22, 2018 A | 1,000 | 0 | 0 | $0 |
| Gail E D Brathwaite | Director | March 22, 2018 A | 1,000 | 0 | 0 | $0 |
| Victor S Liss | Director | March 22, 2018 A | 1,000 | 0 | 0 | $0 |
| Raymond W Palumbo | Director | Jan. 10, 2017 A | 1,000 | 0 | 0 | $0 |
| Frederick R Afragola | Director | Jan. 10, 2017 A | 1,000 | 0 | 0 | $0 |
| Carl R Kuehner III | Director | Jan. 23, 2015 M | 515 | 0 | 0 | $0 |
| Michael J Brandt | Director | Dec. 15, 2014 A | 300 | 0 | 0 | $0 |
| Mark Fitzgibbon | Director | May 15, 2014 P | 1,139 | 0 | 0 | $0 |
| Hugh Halsell III | Director | May 15, 2014 P | 1,235 | 0 | 0 | $0 |
| Lawrence B Seidman | — | Aug. 7, 2026 P | 25,177 | 51 | 6 | $3,048,261 |
| William J Fitzpatrick | — | Dec. 3, 2015 M | 805 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
Activists & 5%+ owners 4 positions
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| George P. Bauer ×2 filings | Dec. 18, 2025 | 4.98% | Amendment | Passive investment | SEC |
| Seidman and Associates LLC, Seidman Investment Partnership LP, Seidman Investment Partnership II LP, LSBK06-08 LLC, Broad Park Investors LLC, Chewy Gooey Cookies LP, Veteri Place Corporation, Lawrence B Seidman ×3 filings | Sept. 15, 2025 | 10.01% | Amendment | — | SEC |
| Seidman and Associates, L.L.C., Seidman Investment Partnership, L.P., Seidman Investment Partnership II, L.P., Seidman Investment Partnership III, L.P., LSBK06-08, L.L.C., Broad Park Investors, L.L.C., Chewy Gooey Cookies, L.P., CBPS, LLC, Veteri Place Corporation, JBRC I, LLC, Lawrence B. Seidman ×5 filings | Feb. 6, 2020 | — | Initial filing | — | SEC |
| James A. Fieber ×2 filings | May 23, 2014 | — | Initial filing | — | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
ETF ownership Held by 34 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| OASC · Unified Series Trust | 0.86% | 13,801 NS | May 31, 2026 | N-PORT |
| ROSC · Lattice Strategies Trust | 0.20% | 2,112 NS | April 30, 2026 | N-PORT |
| GSSC · Goldman Sachs ETF Trust | 0.05% | 8,781 NS | May 31, 2026 | N-PORT |
| AVUV · AMERICAN CENTURY ETF TRUST | 0.02% | 117,402 NS | May 31, 2026 | N-PORT |
| AVSC · AMERICAN CENTURY ETF TRUST | 0.02% | 11,052 NS | May 31, 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0.01% | 36,504 NS | April 30, 2026 | N-PORT |
| DFSV · Dimensional ETF Trust | 0.01% | 17,609 NS | April 30, 2026 | N-PORT |
| RSSL · Global X Funds | 0.01% | 2,948 NS | April 30, 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0.01% | 26,036 NS | April 30, 2026 | N-PORT |
| ITWO · ProShares Trust | 0.01% | 318 NS | May 31, 2026 | N-PORT |
| UWM · ProShares Trust | 0.01% | 249 NS | May 31, 2026 | N-PORT |
| URTY · ProShares Trust | 0.00% | 251 NS | May 31, 2026 | N-PORT |
| EBI · RBB Fund Trust | 0.00% | 444 NS | May 31, 2026 | N-PORT |
| MSSM · MORGAN STANLEY PATHWAY FUNDS | 0.00% | 313 NS | May 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.00% | 17,847 NS | April 30, 2026 | N-PORT |
| HDG · ProShares Trust | 0.00% | 6 NS | May 31, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.00% | 431 NS | April 30, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 573 NS | April 30, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.00% | 1,258 NS | April 30, 2026 | N-PORT |
| AVUS · AMERICAN CENTURY ETF TRUST | 0.00% | 1,020 NS | May 31, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.00% | 1,302 NS | April 30, 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0.00% | 4 NS | April 30, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | — | — | July 15, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | — | — | July 15, 2026 | Daily |
| VTWO · VANGUARD SCOTTSDALE FUNDS | — | — | July 15, 2026 | Daily |
| VTWV · VANGUARD SCOTTSDALE FUNDS | — | — | July 15, 2026 | Daily |
| VTWG · VANGUARD SCOTTSDALE FUNDS | — | — | July 15, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | — | — | July 15, 2026 | Daily |
| IWN · iShares Trust | — | — | Aug. 17, 2026 | Daily |
| IWO · iShares Trust | — | — | Aug. 18, 2026 | Daily |
| IWM · iShares Trust | — | — | Aug. 18, 2026 | Daily |
| IWC · iShares Trust | — | — | Aug. 18, 2026 | Daily |
| PRFZ · Invesco Exchange-Traded Fund Trust | — | — | July 13, 2026 | Daily |
| OMFS · Invesco Exchange-Traded Self-Indexe… | — | — | July 13, 2026 | Daily |