your badges 52W Range $18–$42 2% of range Analyst Rating BUY 9 analysts Price Target $32 +78% upside P/E 12.5 ROE 13.2% Net Profit Margin 1.7%

GBFH Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

03
Price $17.93
Market Cap (MRQ) $259M
P/E 12.5
EPS $1.44
Revenue $1.24B
ROE 13.2%
Debt/Equity (MRQ) 0.0
52W Range $18–$42

GBFH Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

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10-Year Performance Revenue, net income, margins and EPS trends

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Revenue$1.24B
2025-12-31 → 2025-12-31
EPS$1.44
2024-12-31 → 2025-12-31
Free Cash Flow$9M
2025-12-31 → 2025-12-31
Net margin1.7%
2025-12-31 → 2025-12-31
Valuation & Ratios 07–12

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric 5Y trend GBFH 5Y avg Peer Median Verdict
P/E 12.5 · 12.0 Overvalued
P/S 0.2 · 3.1 Undervalued
P/B (MRQ) 1.5 · 1.2 Overvalued
Price / FCF (TTM) 8.4 · · ·
Price / Cash Flow (TTM) 8.1 · 9.7 Overvalued
Price / Tangible Book 1.6 · · ·

Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.

value · ≈ 5Y avg · industry median · verdict relative to median

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

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Avg Surprise -27.1%
Next Report Oct 16, 2026
PeriodReportEPS ActualEPS EstSurprise
June 30, 2026 Jul 27, 2026 $0.38 $0.49 -22.9%
March 31, 2026 $0.09 $0.53 -82.9%
Dec. 31, 2025 $0.51 $0.53 -2.9%
Sept. 30, 2025 $0.30 $0.46 -34.6%
June 30, 2025 $0.33 $0.40 -17.0%
March 31, 2025 $0.31 $0.32 -2.0%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

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Income Statement 9
Metric Trend 2025
Revenue $1.24B
Interest Income $84M
Pretax Income $27M
Income Tax $6M
Net Income $21M
EPS (Basic) $1.46
EPS (Diluted) $1.44
Shares (Basic) 14,292,579
Shares (Diluted) 14,484,059
Balance Sheet 13
Metric Trend 2025
PP&E (Net) $1M
PP&E (Gross) $7M
Accum. Depreciation $6M
Total Assets $1.36B
Short-term Debt $371.0K
Total Liabilities $1.19B
Total Debt $371.0K
Common Stock $1.0K
Retained Earnings $85M
AOCI $-17.0K
Stockholders' Equity $166M
Liabilities + Equity $1.36B
Shares Outstanding 14,385,226
Cash Flow 9
Metric Trend 2025
Deferred Tax $382.0K
Operating Cash Flow $10M
CapEx $496.0K
Investing Cash Flow $-145M
Stock Issued $226.0K
Net Stock Activity $226.0K
Financing Cash Flow $209M
Taxes Paid $4M
Free Cash Flow $9M
Profitability 4
Metric Trend 2025
Net Margin 1.7%
Pretax Margin 2.2%
ROA 1.7%
ROE 13.2%
Liquidity & Solvency 1
Metric Trend 2025
Debt / Equity 0.0
Efficiency 1
Metric Trend 2025
Asset Turnover 1.0
Per Share 4
Metric Trend 2025
Book Value / Share $11.52
Revenue / Share $85.27
Cash Flow / Share $0.67
EPS (TTM) $1.44
Growth Rates 2
Metric Trend 2025
EPS YoY 3.6%
Net Income YoY 12.3%
Valuation (TTM) 10
Metric Trend 2025
Revenue TTM $1.24B
Net Income TTM $21M
Market Cap $488M
P/E 23.5
P/S 0.4
P/B 2.9
P / Tangible Book 2.9
P / Cash Flow 50.6
P / FCF 53.3
Earnings Yield 4.2%

Most recent period on the left · null values shown as ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

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Metric 2025-12-312025-06-302025-03-312024-12-312024-09-30
Revenue $1.24B · · · ·
Net Income $21M · · $19M ·
Diluted EPS $1.44 · · $1.39 ·

Institutional owners (13F) 85 filers · $132.5M total · As of June 30, 2026

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Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Holders 85
Value held $132.5M
New positions 18
Exited positions 3
Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
18 (0 vs prior Q) 3 (-5 vs prior Q) 34 (+14 vs prior Q) 17 (-1 vs prior Q) +232K

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
BlackRock, Inc. $20,155,847 664,990 15.22% Shares
VANGUARD GROUP INC $17,884,804 527,731 13.50% Shares
VANGUARD CAPITAL MANAGEMENT LLC $12,784,819 421,802 9.65% Shares
Arista Wealth Management, LLC $8,950,422 295,296 6.76% Shares
GEODE CAPITAL MANAGEMENT, LLC $7,371,852 243,165 5.57% Shares
CHAPIN DAVIS, INC. $7,044,804 232,425 5.32% Shares
STATE STREET CORP $6,177,451 203,809 4.66% Shares
Cannell & Spears LLC $6,126,409 202,125 4.63% Shares
RVW Wealth, LLC $3,607,587 119,023 2.72% Shares
EMERALD MUTUAL FUND ADVISERS TRUST $3,576,580 118,000 2.70% Shares
KENNEDY CAPITAL MANAGEMENT LLC $3,535,267 116,637 2.67% Shares
CITADEL ADVISORS LLC $2,741,206 90,439 2.07% Shares
Quantinno Capital Management LP $2,363,271 77,970 1.78% Shares
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $2,348,298 77,476 1.77% Shares
AQR CAPITAL MANAGEMENT LLC $2,341,296 77,245 1.77% Shares
NORTHERN TRUST CORP $2,295,377 75,730 1.73% Shares
HighTower Advisors, LLC $2,129,550 70,259 1.61% Shares
VANGUARD FIDUCIARY TRUST CO $2,007,249 66,224 1.52% Shares
VANGUARD PORTFOLIO MANAGEMENT LLC $1,996,398 65,866 1.51% Shares
SUSQUEHANNA INTERNATIONAL GROUP, LLP $1,700,421 56,101 1.28% Shares
Pacific Ridge Capital Partners, LLC $1,412,507 46,602 1.07% Shares
T3 Companies, LLC $1,188,152 39,200 0.90% Shares
MILLENNIUM MANAGEMENT LLC $1,178,392 38,878 0.89% Shares
EMERALD ADVISERS, LLC $885,870 29,227 0.67% Shares
Squarepoint Ops LLC $758,659 25,030 0.57% Shares
UBS Group AG $717,438 23,670 0.54% Shares
Bank of New York Mellon Corp $703,495 23,210 0.53% Shares
D. E. Shaw & Co., Inc. $617,142 20,361 0.47% Shares
Sequoia Financial Advisors, LLC $605,837 19,988 0.46% Shares
GOLDMAN SACHS GROUP INC $563,099 18,578 0.43% Shares
XTX Topco Ltd $503,328 16,606 0.38% Shares
Numerai GP LLC $502,752 16,587 0.38% Shares
Focus Partners Wealth $416,338 13,736 0.31% Shares
AMERICAN CENTURY COMPANIES INC $371,904 12,270 0.28% Shares
Nuveen, LLC $366,812 12,102 0.28% Shares
DIMENSIONAL FUND ADVISORS LP $354,505 11,696 0.27% Shares
CORSAIR CAPITAL MANAGEMENT, L.P. $349,414 11,528 0.26% Shares
Quadrature Capital Ltd $316,861 10,454 0.24% Shares
DEUTSCHE BANK AG\ $288,067 9,504 0.22% Shares
JANE STREET GROUP, LLC $266,031 8,777 0.20% Shares
WELLS FARGO & COMPANY/MN $263,788 8,703 0.20% Shares
BANK OF AMERICA CORP /DE/ $258,908 8,542 0.20% Shares
Vident Advisory, LLC $247,208 8,156 0.19% Shares
Pekin Hardy Strauss, Inc. $231,871 7,650 0.18% Shares
RHUMBLINE ADVISERS $188,130 6,207 0.14% Shares
MORGAN STANLEY $183,102 6,041 0.14% Shares
MetLife Investment Management, LLC $171,524 5,659 0.13% Shares
CITIGROUP INC $142,821 4,712 0.11% Shares
Russell Investments Group, Ltd. $138,365 4,565 0.10% Shares
MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. $133,425 4,402 0.10% Shares

Show all 85 institutional owners →

Activists & 5%+ owners 2 positions

18

Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.

Filer Filed Stake Status Purpose Filing
Finley Alfred Lee, Finley Susan, ALF Operating Partners, Ltd. May 5, 2025 11.80% Initial filing Passive investment SEC
Edward M. Nigro, 2000 Universal Holdings LLC, 1990 Sovereign Holdings LLC May 5, 2025 8.10% Initial filing Passive investment SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Company insiders 11 insiders · 5 officers · 4 directors

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Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
Jeffery Ernest Whicker EVP/CFO (GBank) March 4, 2026 M 41,450 0 2 $-961,599
Tara Allyce Campbell EVP/COO of GBank Feb. 26, 2026 M 21,399 0 3 $-357,573
Scot Michael Levine EVP, CRO (GBank) Dec. 18, 2025 A 5,500 0 0 $0
Nancy M Decou EVP/Chief SBA Officer (GBank) Dec. 18, 2025 A 27,101 0 0 $0
David Jon Fersdahl EVP/Card & Payments (GBank) Aug. 5, 2025 S 1,867 0 0 $0
Michael C Voinovich Director Sept. 8, 2026 P 85,559 1 0 $50,000
Kathryn S Lever Director July 7, 2026 A 45,661 0 0 $0
James K Sims Director July 7, 2026 A 10,780 0 0 $0
William Hornbuckle Director July 7, 2026 A 28,184 0 0 $0
Timothy P Herbst · Aug. 4, 2026 P 327,126 1 0 $215,000
Jeffrey K Newgard · Aug. 4, 2026 P 21,661 4 0 $698,977

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

ETF ownership Held by 12 ETFs

20

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
IWC · iShares Trust 0.05% 32,832 SH Sept. 11, 2026 Daily
VTWG · VANGUARD SCOTTSDALE FUNDS 0.02% 10,292 SH Aug. 19, 2026 Daily
IWO · iShares Trust 0.01% 91,307 SH Sept. 11, 2026 Daily
VTWO · VANGUARD SCOTTSDALE FUNDS 0.01% 54,989 SH Aug. 19, 2026 Daily
RSSL · Global X Funds 0.01% 4,564 NS July 31, 2026 N-PORT
IWM · iShares Trust 0.01% 235,962 SH Sept. 11, 2026 Daily
OMFS · Invesco Exchange-Traded Self-Indexe… 0.01% 831 SH Oct. 2, 2026 Daily
DCOR · Dimensional ETF Trust 0.00% 782 NS July 31, 2026 N-PORT
DFAS · Dimensional ETF Trust 0.00% 1,549 NS July 31, 2026 N-PORT
VXF · VANGUARD INDEX FUNDS 0.00% 109,075 SH Aug. 19, 2026 Daily
VTI · VANGUARD INDEX FUNDS 0.00% 303,078 SH Aug. 19, 2026 Daily
VTHR · VANGUARD SCOTTSDALE FUNDS 0.00% 585 SH Aug. 19, 2026 Daily

GBFH Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

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rating · 9 analysts BUY
Median target $35.00 +95.2%
2 22.2% Strong Buy
6 66.7% Buy
1 11.1% Hold
0 0.0% Sell
0 0.0% Strong Sell

12-Month Price Target

3 analysts · 2026-10-03

Mean target $32.00 +78.5%

← Below all targets Current price $17.93
Low$26.00 Mean$32.00 High$35.00

Peer comparison (GICS sub-industry) Key metrics vs sector peers

22

FY basis, prices as of each company's last fiscal year-end close.

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
GBFH $488M 23.5 · 1.7% 13.2% ·
LCNB $233M 10.1 13.3% 25.1% 8.6% ·
FXNC $228M 12.9 0.76% 123.9% 9.8% ·
HWBK $241M 10.2 10.0% 29.7% 14.4% ·
WNEB $257M 16.8 · 18.5% 6.3% ·
VABK $215M 11.2 6.7% 33.4% 10.8% ·
RMBI $147M 12.0 12.5% 23.7% 8.3% ·
TFC $62.13B 12.9 53.0% 26.1% 8.2% ·

Latest News Recent headlines mentioning this company

23
Wednesday 6/10 Insider Buying Report: BORR, GBFH Nasdaq · 3 months, 3 weeks ago

My Metrics Your personal watchlist — selected rows from Full Fundamentals

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Source: SEC 10-Q filed Aug 13, 2026