$41.07
▲ +$0.28
(+0.69%)
Vol 7K
9
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$387.4M
P/E
8.9
ROE
19.1%
Margin
42.0%
D/E
0.00
Beta
0.97
Div Yield
2.64%
52W
$32–$50
Wall Street Consensus
9 analysts · Apr 20262
Strong Buy
5
Buy
2
Hold
0
Sell
0
Strong Sell
77.8%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 100.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $1.07 | $1.12 | +$0.05 |
| Sep 2025 | $1.09 | $1.13 | +$0.04 |
| Jun 2025 | $1.02 | $1.16 | +$0.14 |
| Mar 2025 | $1.01 | $1.08 | +$0.07 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | $24.9M | $24.1M | $22.6M | $24.4M | $25.2M | — |
| Net Income | $11.8M | $11.1M | $10.3M | $11.1M | $10.8M | — |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 20.4% | 20.4% | 20.4% | 19.1% | 19.1% | 19.1% |
| P/E (TTM) | 8.92 | 9.67 | 9.95 | 9.04 | 9.19 | 8.93 |
| Net Margin | — | 42.0% | 42.0% | 42.0% | 42.0% | 42.0% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
2.4%
P/S (TTM)
2.64
P/B
2.0
EPS (TTM)
$4.53
CF/Share
$3.99
Rev Growth 3Y
+15.1%
52W High
$50.26
52W Low
$32.49
$32.49
52-Week Range
$50.26
Financial Health
Free Cash Flow
$16.4M
Cash
$256.7M
As of Sep 30, 2025
How does BSVN compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
BSVN valuation vs Banking peers
P/E ratio
8.9
▼
29%
below
peers
(12.6)
vs Peers
vs Industry
Undervalued
P/S ratio
2.6
▲
14%
above
peers
(2.3)
vs Peers
vs Industry
Fair value
P/B ratio
2.0
▲
95%
above
peers
(1.1)
vs Peers
vs Industry
Overvalued
Div yield
2.6%
▼
12%
below
peers
(3.0%)
vs Peers
vs Industry
Low yield
BSVN profitability vs Banking peers
ROE
19.1%
▲
112%
above
peers
(9.0%)
vs Peers
vs Industry
Top tier
Net margin
42.0%
▲
47%
above
peers
(28.6%)
vs Peers
vs Industry
Top tier
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
2.4%
▲
152%
above
peers
(1.0%)
vs Peers
vs Industry
Top tier
BSVN financial health vs Banking peers
D/E ratio
0.0
▼
100%
below
peers
(13.8)
vs Peers
vs Industry
Low debt
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
1.0
▲
41%
above
peers
(0.7)
vs Peers
vs Industry
More volatile
BSVN fundamentals radar
BSVN
Peer median
Industry
BSVN profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
BSVN vs peers: key metrics
Related Signals
Insider Activity
NeutralBuys
0
Sells
0
TRAVIS THOMAS L
Chief Executive Officer · Mar 09
6000 shs
PHILLIPS JOHN T
Chief Operating Officer · Feb 19
500 shs
HARRIS KELLY J
Chief Financial Officer · Feb 04
4500 shs
Last 90 days
Top Holders
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As of Dec 31, 2025
Dividends
$1.05
/ year
Mar 19, 2026
$0.2700
Dec 22, 2025
$0.2700
Sep 19, 2025
$0.2700
Jun 20, 2025
$0.2400
Mar 20, 2025
$0.2400
Dec 20, 2024
$0.2400
Sep 26, 2024
$0.2400
Jun 20, 2024
$0.2100
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