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CBNK NASDAQ US

Capital Bancorp, Inc. - Common Stock

Financials · Banking Website · IPO Sep 2018
$30.32
▲ +$0.16 (+0.53%)
Vol 48K
6
Quality Score
fail
Mkt Cap
$465.4M
P/E
9.4
ROE
13.3%
D/E
3.06
Beta
0.67
Div Yield
1.56%
52W
$25–$36

Wall Street Consensus

10 analysts · Apr 2026
3
Strong Buy
5
Buy
2
Hold
0
Sell
0
Strong Sell
80.0%
Buy Rating

Price Chart

Earnings

Beat rate: 50.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $0.80 $0.91 +$0.11
Sep 2025 $0.85 $0.72 $-0.13
Jun 2025 $0.90 $0.85 $-0.05
Mar 2025 $0.74 $0.88 +$0.14

Quarterly Revenue & Earnings

Quarter 2024-0… 2024-1… 2025-0… 2025-0… 2025-0… 2025-1…
Revenue $44.4M $53.8M $58.6M $59.8M $62.0M
Net Income $8.7M $7.5M $13.9M $13.1M $15.1M

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 12.5% 12.5% 12.5% 12.5% 13.2% 13.2%
P/E (TTM) 12.93 12.46 11.94 10.65 9.34 9.37
Net Margin
Gross Margin
D/E Ratio 3.17 3.17 3.17 3.17 3.06 3.06
Current Ratio

Key Ratios

ROA (TTM)
1.5%
P/B
1.3
EPS (TTM)
$2.95
52W High
$36.40
52W Low
$24.69
$24.69 52-Week Range $36.40

Financial Health

Free Cash Flow
$31.7M
Net Debt
-$154.7M
Cash
$188.8M
Total Debt
$34.1M
As of Sep 30, 2025

How does CBNK compare to Banking peers?

Peer group: Micro-cap Banking (All) · 289 companies

CBNK valuation vs Banking peers

P/E ratio
9.4
25% below peers (12.6)
vs Peers
vs Industry
Undervalued
P/S ratio
0% below peers (2.3)
vs Peers
vs Industry
Overvalued
P/B ratio
1.3
27% above peers (1.1)
vs Peers
vs Industry
Overvalued
Div yield
1.6%
48% below peers (3.0%)
vs Peers
vs Industry
Low yield

CBNK profitability vs Banking peers

ROE
13.3%
47% above peers (9.0%)
vs Peers
vs Industry
Top tier
Net margin
0% below peers (28.6%)
vs Peers
vs Industry
Top tier
Gross margin
vs Peers
vs Industry
Weak
ROA
1.5%
57% above peers (1.0%)
vs Peers
vs Industry
Top tier

CBNK financial health vs Banking peers

D/E ratio
3.1
78% below peers (13.8)
vs Peers
vs Industry
Low debt
Current ratio
0% below peers (0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.7
2% below peers (0.7)
vs Peers
vs Industry
Less volatile

CBNK fundamentals radar

CBNK Peer median Industry

CBNK profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

CBNK vs peers: key metrics

Dividends

$0.46
/ year
Feb 09, 2026 $0.1200
Nov 10, 2025 $0.1200
Aug 11, 2025 $0.1200
May 12, 2025 $0.1000
Feb 10, 2025 $0.1000
Nov 04, 2024 $0.1000
Aug 05, 2024 $0.1000
May 03, 2024 $0.0800

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