Earnings History
EPS actual vs estimate, surprise %, beat rate, next earnings date
14
Avg Surprise-13.6%
Next ReportOct 21, 2026
Period
Report
EPS Actual
EPS Est
Surprise
June 30, 2026
Jul 22, 2026
$0.53
$0.77
-31.4%
March 31, 2026
$0.40
$2.80
-85.7%
Dec. 31, 2025
$0.41
$0.36
14.8%
Sept. 30, 2025
$0.26
$0.42
-38.3%
June 30, 2025
$0.41
$0.33
24.3%
March 31, 2025
$0.39
$0.29
34.9%
Full Fundamentals
All metrics by year — income statement, balance sheet, cash flow
15
Income Statement11
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
Revenue
$20M
$19M
$17M
$18M
$17M
$18M
$13M
Interest Expense
·
·
$74M
$20M
$23M
$36M
$47M
Interest Income
$232M
$222M
$196M
$160M
$134M
$141M
$159M
Pretax Income
$40M
$31M
$29M
$62M
$36M
$-45M
$28M
Income Tax
$9M
$6M
$5M
$12M
$4M
$772.0K
$1M
Net Income
$31M
$25M
$23M
$50M
$32M
$-46M
$27M
EPS (Basic)
$1.38
$1.06
$1.00
$2.03
$1.19
$-1.74
$1.01
EPS (Diluted)
$1.38
$1.06
$1.00
$2.03
$1.19
$-1.74
$1.01
Shares (Basic)
22,456,705
22,817,149
23,240,543
24,595,789
26,342,729
26,379,774
26,258,576
Shares (Diluted)
22,456,705
22,817,149
23,240,543
24,595,789
26,342,729
26,379,774
26,258,576
EBITDA
$8M
$7M
$6M
$6M
$6M
·
·
Balance Sheet15
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
Cash & Equivalents
$105M
·
·
·
$278M
$242M
·
PP&E (Net)
$72M
$74M
$74M
$72M
$75M
$85M
·
PP&E (Gross)
$121M
$122M
$115M
$111M
$112M
$120M
·
Accum. Depreciation
$48M
$48M
$41M
$39M
$36M
$35M
·
Goodwill
$1M
$0
·
·
·
·
·
Intangibles
$940.0K
$0
·
·
·
·
·
Total Assets
$4.85B
$4.66B
$4.51B
$4.20B
$4.13B
$4.18B
·
Total Liabilities
$4.43B
$4.27B
$4.16B
$3.88B
$3.73B
$3.74B
·
Common Stock
$22M
$23M
$23M
$24M
$26M
$26M
·
Paid-in Capital
$75M
$92M
$91M
$105M
$144M
$143M
·
Retained Earnings
$365M
$334M
$309M
$286M
$235M
$255M
·
AOCI
$-42M
$-65M
$-71M
$-86M
$2M
$16M
·
Stockholders' Equity
$420M
$384M
$351M
$329M
$408M
$440M
$473M
Liabilities + Equity
$4.85B
$4.66B
$4.51B
$4.20B
$4.13B
$4.18B
·
Shares Outstanding
22,083,007
23,069,175
22,956,304
23,956,772
26,430,919
26,385,041
·
Cash Flow16
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
D&A
$8M
$7M
$6M
$6M
$6M
$6M
$5M
Stock-based Comp
$2M
$2M
$2M
$1M
$1M
$1M
$381.0K
Deferred Tax
$2M
$3M
$368.0K
$4M
$3M
$-2M
$-76.0K
Amort. of Intangibles
$161.0K
·
·
·
·
·
·
Other Non-cash
$-4M
$919.0K
$15M
$10M
$36M
·
·
Operating Cash Flow
$40M
$37M
$47M
$71M
$78M
$8M
$38M
CapEx
$8M
$8M
$10M
$6M
$8M
$10M
$8M
Investing Cash Flow
$-156M
$-68M
$-307M
$-382M
$-106M
$-93M
$-129M
Stock Repurchased
$20M
$0
$16M
$43M
$157.0K
$0
$0
Net Stock Activity
$-20M
$0
$-16M
$-43M
$-157.0K
·
·
Dividends Paid
·
·
·
$0
$0
$4M
$0
Financing Cash Flow
$90M
$108M
$268M
$80M
$65M
$202M
$-77M
Net Change in Cash
$-26M
$77M
$8M
$-231M
$36M
$116M
$-168M
Taxes Paid
$4M
$303.0K
$6M
·
·
·
·
Free Cash Flow
$32M
$29M
$37M
$65M
$69M
·
·
Levered FCF
·
·
$-23M
$48M
$49M
·
·
Profitability5
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
Net Margin
154.4%
126.3%
135.4%
262.3%
158.7%
·
·
Pretax Margin
196.9%
159.0%
166.3%
323.0%
179.4%
·
·
EBITDA Margin
38.7%
36.3%
36.2%
31.7%
31.3%
·
·
ROA
0.66%
0.53%
0.54%
1.2%
0.76%
·
·
ROE
7.6%
6.4%
6.9%
15.6%
7.8%
·
·
Efficiency1
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
Asset Turnover
0.0
0.0
0.0
0.0
0.0
·
·
Per Share6
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
Book Value / Share
$19.01
$16.66
$15.30
$13.72
$15.42
·
·
Revenue / Share
$0.90
$0.85
$0.74
$0.78
$0.76
·
·
Cash Flow / Share
$1.78
$1.62
$2.01
$2.88
$2.94
·
·
Cash / Share
·
·
·
·
$10.51
·
·
Dividend / Share
·
·
·
·
·
$0.14
·
EPS (TTM)
$1.38
$1.06
$1.00
$2.03
$1.19
$-1.74
·
Growth Rates7
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
Revenue YoY
4.7%
12.4%
-5.8%
4.8%
-2.8%
·
·
Revenue CAGR 3Y
3.5%
3.5%
-1.4%
·
·
·
·
Revenue CAGR 5Y
2.5%
·
·
·
·
·
·
EPS YoY
30.2%
6.0%
-50.7%
70.6%
·
·
·
EPS CAGR 3Y
-12.1%
-3.8%
·
·
·
·
·
Net Income YoY
27.9%
4.9%
-53.3%
58.7%
·
·
·
Net Income CAGR 3Y
-14.5%
-8.1%
·
·
·
·
·
Valuation (TTM)13
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
Revenue TTM
$20M
$19M
$17M
$18M
$17M
$18M
·
Net Income TTM
$31M
$25M
$23M
$50M
$32M
$-46M
·
Market Cap
$434M
$406M
$344M
$397M
$407M
·
·
P/E
14.2
16.6
15.0
8.2
12.9
-6.2
·
P/S
21.4
20.9
19.9
21.7
23.3
·
·
P/B
1.0
1.1
1.0
1.2
1.0
·
·
P / Tangible Book
1.0
1.1
1.0
1.2
1.0
·
·
P / Cash Flow
10.9
11.0
7.4
5.6
5.2
·
·
P / FCF
13.6
14.1
9.3
6.1
5.9
·
·
Dividend Yield
·
·
·
0.00%
0.00%
·
·
Earnings Yield
7.0%
6.0%
6.7%
12.2%
7.7%
-16.2%
·
Payout Ratio
·
·
·
0.00%
0.00%
·
·
Annual Payout
·
·
·
$0
$0
$4M
·
Income Statement10
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Interest Expense
·
·
·
·
·
·
·
·
·
$26M
·
$21M
$17M
$11M
$7M
$5M
Interest Income
$61M
$59M
$59M
$59M
$58M
$56M
$57M
$57M
$55M
$54M
$52M
$49M
$44M
$52M
$48M
$42M
Pretax Income
$37M
$110M
$11M
$7M
$11M
$11M
$11M
$7M
$6M
$7M
$-2M
$4M
$6M
$20M
$19M
$19M
Income Tax
$8M
$24M
$3M
$2M
$2M
$2M
$2M
$1M
$1M
$1M
$-1.0K
$780.0K
$54.0K
$5M
$3M
$5M
Net Income
$29M
$86M
$8M
$5M
$9M
$9M
$8M
$6M
$5M
$6M
$-2M
$4M
$6M
$16M
$16M
$14M
EPS (Basic)
$1.31
$3.88
$0.38
$0.24
$0.37
$0.39
$0.36
$0.24
$0.21
$0.25
$-0.07
$0.16
$0.24
$0.67
$0.64
$0.59
EPS (Diluted)
$1.31
$3.88
$0.38
$0.24
$0.37
$0.39
$0.36
$0.24
$0.21
$0.25
$-0.07
$0.16
$0.24
$0.67
$0.64
$0.59
Shares (Basic)
21,838,645
21,846,942
·
22,294,228
22,805,881
22,873,800
·
22,832,619
22,826,510
22,770,311
·
22,946,179
23,513,837
23,770,481
·
24,265,075
Shares (Diluted)
21,838,645
21,846,942
·
22,294,228
22,805,881
22,873,800
·
22,832,619
22,826,510
22,770,311
·
22,946,179
23,513,837
23,770,481
·
24,265,075
EBITDA
·
$2M
·
·
·
$2M
·
·
·
$2M
·
·
·
$2M
·
·
Balance Sheet15
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Cash & Equivalents
$277M
·
·
·
·
·
·
·
·
·
·
·
·
·
·
$66M
PP&E (Net)
$70M
$71M
$72M
$72M
$72M
$74M
$74M
$73M
$73M
$73M
·
$74M
$75M
$72M
·
$73M
PP&E (Gross)
·
·
$121M
·
·
·
$122M
·
·
·
·
·
·
·
·
·
Accum. Depreciation
·
·
$48M
·
·
·
$48M
·
·
·
·
·
·
·
·
·
Goodwill
$1M
$1M
$1M
$1M
$1M
·
$0
·
·
·
·
·
·
·
·
·
Intangibles
$812.0K
$874.0K
$940.0K
$1M
$1M
·
$0
·
·
·
·
·
·
·
·
·
Total Assets
$4.80B
$4.80B
$4.85B
$4.84B
$4.78B
$4.70B
$4.66B
$4.61B
$4.53B
$4.55B
·
$4.45B
$4.38B
$4.37B
·
$4.11B
Total Liabilities
$4.26B
$4.29B
$4.43B
$4.43B
$4.38B
$4.30B
$4.27B
$4.23B
$4.17B
$4.20B
·
$4.12B
$4.04B
$4.01B
·
$3.80B
Common Stock
$22M
$22M
$22M
$22M
$23M
$23M
$23M
$23M
$23M
$23M
·
$23M
$23M
$24M
·
$24M
Paid-in Capital
$73M
$75M
$75M
$80M
$84M
$92M
$92M
$92M
$91M
$91M
·
$90M
$96M
$103M
·
$107M
Retained Earnings
$477M
$451M
$365M
$356M
$351M
$343M
$334M
$325M
$320M
$315M
·
$311M
$307M
$302M
·
$270M
AOCI
$-33M
$-43M
$-42M
$-46M
$-52M
$-56M
$-65M
$-53M
$-70M
$-70M
·
$-94M
$-82M
$-73M
·
$-86M
Stockholders' Equity
$539M
$505M
$420M
$413M
$406M
$402M
$384M
$387M
$364M
$359M
$351M
$331M
$344M
$355M
$329M
$315M
Liabilities + Equity
$4.80B
$4.80B
$4.85B
$4.84B
$4.78B
$4.70B
$4.66B
$4.61B
$4.53B
$4.55B
·
$4.45B
$4.38B
$4.37B
·
$4.11B
Shares Outstanding
22,162,213
22,159,980
22,083,007
22,406,406
22,669,834
23,161,993
23,069,175
23,072,014
23,072,750
23,020,542
·
22,955,753
23,371,835
23,895,543
·
24,111,171
Cash Flow13
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
D&A
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
Stock-based Comp
$616.0K
$519.0K
$522.0K
$539.0K
$529.0K
$481.0K
$428.0K
$458.0K
$425.0K
$441.0K
$390.0K
$395.0K
$431.0K
$345.0K
$304.0K
$306.0K
Deferred Tax
$-958.0K
$6M
$1M
$-652.0K
$507.0K
$1M
$1M
$3M
$-2M
$189.0K
$112.0K
$-283.0K
$84.0K
$455.0K
$2M
$440.0K
Other Non-cash
·
$209M
·
·
·
$-6M
·
·
·
$10M
·
·
·
$4M
·
·
Operating Cash Flow
$-261M
$304M
$12M
$12M
$10M
$6M
$11M
$10M
$-2M
$18M
$8M
$9M
$7M
$22M
$23M
$21M
CapEx
$2M
$2M
$3M
$2M
$2M
$2M
$3M
$2M
$2M
$1M
$2M
$2M
$4M
$2M
$2M
$2M
Investing Cash Flow
$352M
$-27M
$-11M
$-50M
$-13M
$-81M
$-34M
$-23M
$-22M
$10M
$-52M
$-79M
$-51M
$-125M
$-112M
$-20M
Stock Repurchased
·
·
$6M
$5M
·
·
$0
$0
$0
$0
$0
$6M
$8M
$2M
$3M
$8M
Net Stock Activity
·
·
·
·
·
·
·
·
·
$0
·
·
·
$-2M
·
·
Financing Cash Flow
$-43M
$-154M
$-2M
$45M
$15M
$33M
$48M
$56M
$-22M
$26M
$43M
$72M
$16M
$138M
$70M
$-5M
Net Change in Cash
$48M
$123M
$-2M
$7M
$11M
$-42M
$26M
$43M
$-46M
$54M
$-869.0K
$2M
$-28M
$35M
$-19M
$-5M
Free Cash Flow
·
$302M
·
·
·
$5M
·
·
·
$16M
·
·
·
$21M
·
·
Levered FCF
·
·
·
·
·
·
·
·
·
$-4M
·
·
·
$12M
·
·
Profitability5
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Net Margin
42.1%
80.2%
·
13.9%
22.8%
24.2%
·
16.4%
14.3%
17.4%
·
11.1%
18.0%
35.0%
·
33.5%
Pretax Margin
54.2%
102.9%
·
18.3%
28.5%
30.1%
·
20.5%
17.6%
21.6%
·
13.5%
18.1%
43.6%
·
45.2%
EBITDA Margin
·
2.0%
·
·
·
5.2%
·
·
·
5.0%
·
·
·
3.3%
·
·
ROA
0.60%
1.8%
·
0.11%
0.18%
0.19%
·
0.12%
0.11%
0.13%
·
0.08%
0.13%
0.38%
·
0.35%
ROE
6.1%
18.9%
·
1.4%
2.2%
2.4%
·
1.6%
1.4%
1.6%
·
1.1%
1.7%
4.5%
·
4.0%
Efficiency1
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Asset Turnover
0.0
0.0
·
0.0
0.0
0.0
·
0.0
0.0
0.0
·
0.0
0.0
0.0
·
0.0
Per Share6
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Book Value / Share
$24.33
$22.78
·
$18.43
$17.89
$17.35
·
$16.77
$15.79
$15.60
·
$14.40
$14.73
$14.85
·
$13.06
Revenue / Share
$3.14
$4.89
·
$1.75
$1.63
$1.62
·
$1.50
$1.47
$1.47
·
$1.42
$1.35
$1.92
·
$1.77
Cash Flow / Share
·
$13.91
·
·
·
$0.28
·
·
·
$0.77
·
·
·
$0.94
·
·
Cash / Share
$12.48
·
·
·
·
·
·
·
·
·
·
·
·
·
·
$2.73
Dividend / Share
$0.10
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
EPS (TTM)
$5.81
$4.87
·
$1.36
$1.36
$1.20
·
$0.63
$0.55
$0.58
·
$1.71
$2.14
$2.34
·
$1.59
Valuation (TTM)9
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Net Income TTM
$129M
$108M
·
$31M
$31M
$28M
·
$14M
$12M
$13M
·
$41M
$52M
$57M
·
$40M
Market Cap
$754M
$517M
·
$435M
$393M
$375M
·
$401M
$349M
$291M
·
$288M
$346M
$335M
·
$388M
P/E
5.9
4.8
·
14.3
12.8
13.5
·
27.6
27.5
21.8
·
7.3
6.9
6.0
·
10.1
P/B
1.4
1.0
·
1.1
1.0
0.9
·
1.0
1.0
0.8
·
0.9
1.0
0.9
·
1.2
P / Tangible Book
1.4
1.0
·
1.1
1.0
0.9
·
1.0
1.0
0.8
·
0.9
1.0
0.9
·
1.2
P / Cash Flow
·
1.7
·
·
·
58.8
·
·
·
16.5
·
·
·
14.9
·
·
Dividend Yield
0.00%
0.00%
·
0.00%
0.00%
0.00%
·
0.00%
0.00%
0.00%
·
0.00%
0.00%
0.00%
·
0.00%
Earnings Yield
17.1%
20.9%
·
7.0%
7.8%
7.4%
·
3.6%
3.6%
4.6%
·
13.7%
14.5%
16.7%
·
9.9%
Annual Payout
$0
$0
·
$0
$0
$0
·
$0
$0
$0
·
$0
$0
$0
·
$0
Most recent period on the left · null values shown as ·
Financial Statements
Income statement, balance sheet, cash flow — annual, last 5 years
16
Metric
2025-12-31
2024-12-31
2023-12-31
2022-12-31
2021-12-31
Revenue
$20M
$19M
$17M
$18M
$17M
Net Income
$31M
$25M
$23M
$50M
$32M
Diluted EPS
$1.38
$1.06
$1.00
$2.03
$1.19
No data for this statement
Not enough fundamentals data to build this statement yet.
Metric
2025-12-31
2024-12-31
2023-12-31
2022-12-31
2021-12-31
Free Cash Flow
$32M
$29M
$37M
$65M
$69M
Institutional owners (13F)
166 filers
· $499.6M total
· As of Sept. 30, 2026
17
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders166
Value held$499.6M
New positions51
Exited positions13
Institutional activity — Q2 2026 vs prior quarter
New positions
Exited positions
Increased
Decreased
Net shares change
51 (+33 vs prior Q)
13 (+2 vs prior Q)
56 (+10 vs prior Q)
33 (-8 vs prior Q)
+1.8M
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.