CCB
NASDAQ
US
Coastal Financial Corporation - Common Stock
$77.66
▲ +$0.73
(+0.95%)
Vol 94K
11
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$1.7B
P/E
36.3
ROE
10.5%
Margin
11.7%
D/E
10.11
Beta
0.90
52W
$76–$120
Wall Street Consensus
9 analysts · Apr 20263
Strong Buy
5
Buy
1
Hold
0
Sell
0
Strong Sell
88.9%
Buy Rating
Price Chart
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Earnings
Beat rate: 0.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $1.03 | $0.82 | $-0.21 |
| Sep 2025 | $0.89 | $0.88 | $-0.01 |
| Jun 2025 | $0.84 | $0.71 | $-0.13 |
| Mar 2025 | $0.85 | $0.63 | $-0.22 |
Quarterly Revenue & Earnings
| Quarter | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|
| Revenue | $107.9M | $105.0M | $84.1M | $109.7M | $105.7M |
| Net Income | $13.4M | $9.7M | $11.0M | $13.6M | $12.6M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 11.3% | 11.3% | 11.3% | 11.3% | 10.5% | 10.5% |
| P/E (TTM) | 30.59 | 33.04 | 35.02 | 33.82 | 34.30 | 36.31 |
| Net Margin | — | 11.7% | 11.7% | 11.7% | 11.7% | 11.7% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 10.40 | 10.40 | 10.40 | 10.40 | 10.11 | 10.11 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
1.1%
P/S (TTM)
1.27
P/B
2.9
EPS (TTM)
$3.16
CF/Share
$3.72
Rev Growth 3Y
+58.1%
52W High
$120.05
52W Low
$76.11
$76.11
52-Week Range
$120.05
Financial Health
Free Cash Flow
$55.9M
Net Debt
-$684.0M
Cash
$737.0M
Total Debt
$53.0M
As of Dec 31, 2025
How does CCB compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
CCB valuation vs Banking peers
P/E ratio
36.3
▲
189%
above
peers
(12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
1.3
▼
45%
below
peers
(2.3)
vs Peers
vs Industry
Undervalued
P/B ratio
2.9
▲
175%
above
peers
(1.1)
vs Peers
vs Industry
Overvalued
Div yield
—
▼
0%
below
peers
(3.0%)
vs Peers
vs Industry
Strong yield
CCB profitability vs Banking peers
ROE
10.5%
▲
16%
above
peers
(9.0%)
vs Peers
vs Industry
Below avg
Net margin
11.7%
▼
59%
below
peers
(28.6%)
vs Peers
vs Industry
Weak
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.1%
▲
15%
above
peers
(1.0%)
vs Peers
vs Industry
In line
CCB financial health vs Banking peers
D/E ratio
10.1
▼
27%
below
peers
(13.8)
vs Peers
vs Industry
Above avg
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.9
▲
31%
above
peers
(0.7)
vs Peers
vs Industry
More volatile
CCB fundamentals radar
CCB
Peer median
Industry
CCB profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
CCB vs peers: key metrics
Related Signals
Insider Activity
NeutralBuys
0
Sells
0
SPRINK ERIC M
Chief Executive Officer · Mar 11
4860 shs
HAMILTON BRIAN T
Officer and Director · Mar 11
2714 shs
SOTO BRANDON JOHN
Chief Financial Officer · Mar 11
673 shs
HAMILTON BRIAN T
Officer and Director · Mar 03
146 shs
HAMILTON BRIAN T
Officer and Director · Feb 06
48 shs
HAMILTON BRIAN T
Officer and Director · Feb 04
171 shs
EDWARDS JOEL GEORGE
Chief Financial Officer · Jan 26
1300 shs
SPRINK ERIC M
Chief Executive Officer · Jan 26
10791 shs
SPRINK ERIC M
Chief Executive Officer · Jan 22
12402 shs
SPRINK ERIC M
Chief Executive Officer · Jan 16
7356 shs
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As of Dec 31, 2025