CTBI Community Trust Bancorp, Inc. - Common Stock
NASDAQ · Banking · View on SEC EDGAR ↗ close Oct 5, 2026 10-K/10-Q Aug 7, 2026
$76.08
· of 52w range
· above low
· to high
$50.2552w low
$79.9252w high
Market Cap (MRQ)
$1.38B
P/E
14.0
EPS
$5.43
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52W Range
$50–$80
Analyst Rating
BUY
Price Target
$81
P/E
14.0
ROE
11.8%
Net Profit Margin
34.7%
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CTBI Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$76.08
Market Cap (MRQ)
$1.38B
P/E
14.0
EPS
$5.43
Div Yield
2.6%
ROE
11.8%
Debt/Equity
0.4
52W Range
$50–$80
CTBI Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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Stock splits
| Ex-date | Split | Type |
|---|---|---|
| May 13, 2014 | 11-for-10 | Forward |
| Nov. 29, 2004 | 11-for-10 | Forward |
| Nov. 26, 2003 | 11-for-10 | Forward |
| Nov. 26, 2002 | 11-for-10 | Forward |
| March 16, 2000 | 11-for-10 | Forward |
| March 17, 1999 | 11-for-10 | Forward |
| March 12, 1997 | 11-for-10 | Forward |
| Feb. 2, 1994 | 3-for-2 | Forward |
| May 4, 1992 | 3-for-2 | Forward |
10-Year Performance Revenue, net income, margins and EPS trends
EPS$5.432016-12-31 → 2025-12-31
Free Cash Flow$97M2016-12-31 → 2025-12-31
Net margin34.7%2016-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | CTBI | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E | 14.05Y avg ≈10.2 | ≈10.2 | 12.1 | Fair value | |
| P/S | 4.95Y avg ≈3.6 | ≈3.6 | 4.0 | Overvalued | |
| P/B (MRQ) | 1.55Y avg ≈1.2 | ≈1.2 | 1.5 | Fair value | |
| EV / EBITDA | 331.05Y avg ≈235.9 | ≈235.9 | · | · | |
| Price / FCF (TTM) | 10.65Y avg ≈9.2 | ≈9.2 | · | · | |
| Price / Cash Flow (TTM) | 10.25Y avg ≈8.6 | ≈8.6 | 9.6 | Overvalued | |
| EV / Revenue | 4.75Y avg ≈3.5 | ≈3.5 | · | · | |
| EV / FCF | 13.65Y avg ≈8.8 | ≈8.8 | · | · | |
| Price / Tangible Book | 1.75Y avg ≈1.3 | ≈1.3 | · | · | |
| PEG Ratio | ≈1.4 | · | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | CTBI | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| EBITDA Margin | 1.4%5Y avg ≈1.5% | ≈1.5% | 2.1% | Weak | |
| Pretax Margin | 45.0%5Y avg ≈44.9% | ≈44.9% | 47.0% | Top tier | |
| Net Profit Margin | 34.7%5Y avg ≈35.4% | ≈35.4% | 35.4% | In line | |
| ROA | 1.5%5Y avg ≈1.5% | ≈1.5% | 1.5% | Top tier | |
| ROE | 11.8%5Y avg ≈12.0% | ≈12.0% | 12.5% | Weak |
Financial Health Debt, liquidity, solvency — balance sheet strength
| Metric | 5Y trend | CTBI | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Debt / Equity | 0.45Y avg ≈0.3 | ≈0.3 | 0.4 | Low debt |
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | CTBI | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | 13.7%5Y avg ≈6.7% | ≈6.7% | · | · | |
| Revenue CAGR 3Y | 7.6%5Y avg ≈5.0% | ≈5.0% | · | · | |
| Revenue CAGR 5Y | 6.6% | · | · | · | |
| EPS YoY | 17.8%5Y avg ≈11.8% | ≈11.8% | · | · | |
| Net Income YoY | 18.4%5Y avg ≈12.1% | ≈12.1% | · | · | |
| EPS CAGR 3Y | 5.8%5Y avg ≈4.2% | ≈4.2% | · | · | |
| EPS CAGR 5Y | 10.1% | · | · | · | |
| Net Income CAGR 3Y | 6.2%5Y avg ≈4.6% | ≈4.6% | · | · | |
| Net Income CAGR 5Y | 10.5% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | CTBI | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.05Y avg ≈0.0 | ≈0.0 | 0.0 | Top tier |
value · ≈ 5Y avg · industry median · verdict relative to median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield2.6%
Payout Ratio36.7%
Annualized Payout≈$2.84
5Y Div CAGR≈5.5%
Growth Streak≈36
| Ex-date | Amount | Currency | Yield |
|---|---|---|---|
| Sep 15, 2026 | $0.71 | USD | ≈3.0% |
| Jun 15, 2026 | $0.53 | USD | ≈3.1% |
| Mar 13, 2026 | $0.53 | USD | ≈3.5% |
| Dec 15, 2025 | $0.53 | USD | ≈3.3% |
| Sep 15, 2025 | $0.53 | USD | ≈3.4% |
| Jun 13, 2025 | $0.47 | USD | ≈3.7% |
| Mar 14, 2025 | $0.47 | USD | ≈3.6% |
| Dec 13, 2024 | $0.47 | USD | ≈3.2% |
| Sep 13, 2024 | $0.47 | USD | ≈3.8% |
| Jun 14, 2024 | $0.46 | USD | ≈4.5% |
| Mar 14, 2024 | $0.46 | USD | ≈4.7% |
| Dec 14, 2023 | $0.46 | USD | ≈4.2% |
| Sep 14, 2023 | $0.46 | USD | ≈5.0% |
| Jun 14, 2023 | $0.44 | USD | ≈4.6% |
| Mar 14, 2023 | $0.44 | USD | ≈4.4% |
| Dec 14, 2022 | $0.44 | USD | ≈3.6% |
| Sep 14, 2022 | $0.44 | USD | ≈3.9% |
| Jun 14, 2022 | $0.40 | USD | ≈4.0% |
| Mar 14, 2022 | $0.40 | USD | ≈3.8% |
| Dec 14, 2021 | $0.40 | USD | ≈3.7% |
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
2.8%
Next Report
Oct 13, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Jul 14, 2026 | $1.64 | $1.55 | 5.6% |
| March 31, 2026 | $1.50 | $1.41 | 6.2% | |
| Dec. 31, 2025 | $1.51 | $1.45 | 3.9% | |
| Sept. 30, 2025 | $1.32 | $1.41 | -6.4% | |
| June 30, 2025 | $1.38 | $1.29 | 7.0% | |
| March 31, 2025 | $1.22 | $1.21 | 0.79% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | $96M | $29M | $15M | $25M | $41M | $29M | $18M | $14M | $12M | $12M | |
| Interest Income | $346M | $313M | $269M | $198M | $178M | $176M | $185M | $171M | $156M | $147M | $144M | $144M | |
| Pretax Income | $127M | $107M | $99M | $101M | $111M | $70M | $72M | $71M | $69M | $66M | $65M | $62M | |
| Income Tax | $29M | $24M | $21M | $19M | $23M | $11M | $7M | $11M | $17M | $19M | $19M | $19M | |
| Net Income | $98M | $83M | $78M | $82M | $88M | $60M | $65M | $59M | $51M | $47M | $46M | $43M | |
| EPS (Basic) | $5.44 | $4.61 | $4.36 | $4.59 | $4.94 | $3.35 | $3.64 | $3.35 | $2.92 | $2.70 | $2.66 | $2.50 | |
| EPS (Diluted) | $5.43 | $4.61 | $4.36 | $4.58 | $4.94 | $3.35 | $3.64 | $3.35 | $2.92 | $2.70 | $2.66 | $2.49 | |
| Shares (Basic) | 18,013,000 | 17,950,000 | 17,887,000 | 17,836,000 | 17,786,000 | 17,748,000 | 17,724,000 | 17,687,000 | 17,631,000 | 17,548,000 | 17,431,000 | 17,326,000 | |
| Shares (Diluted) | 18,044,000 | 17,977,000 | 17,900,000 | 17,851,000 | 17,804,000 | 17,756,000 | 17,740,000 | 17,703,000 | 17,653,000 | 17,566,000 | 17,483,000 | 17,397,000 | |
| EBITDA | $4M | $4M | $4M | $3M | $3M | $4M | $4M | · | $4M | $4M | $4M | $4M |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $364M | $370M | $271M | $129M | $312M | $338M | $265M | $141M | $175M | $145M | $188M | $106M | |
| PP&E (Net) | $53M | $50M | $45M | $43M | $40M | $42M | $44M | $45M | $46M | $48M | $48M | $50M | |
| PP&E (Gross) | $141M | $138M | $130M | $130M | $127M | $127M | $125M | $125M | $122M | $121M | $117M | $116M | |
| Accum. Depreciation | $89M | $88M | $85M | $88M | $87M | $85M | $81M | $79M | $76M | $73M | $69M | $66M | |
| Goodwill | $65M | $65M | $65M | $65M | $65M | $65M | $65M | $65M | $65M | $65M | $65M | $65M | |
| Intangibles | · | · | · | · | · | · | · | · | $0 | $133.0K | $291.0K | $477.0K | |
| Total Assets | $6.68B | $6.19B | $5.77B | $5.38B | $5.42B | $5.14B | $4.37B | $4.20B | $4.14B | $3.93B | $3.90B | $3.72B | |
| Short-term Debt | $309M | $241M | $226M | $216M | $272M | $356M | $235M | $234M | $251M | $256M | $255M | $246M | |
| Deferred Tax | · | · | · | $0 | $546.0K | $5M | $5M | $3M | $4M | $8M | $9M | $9M | |
| Total Liabilities | $5.83B | $5.44B | $5.07B | $4.75B | $4.72B | $4.48B | $3.75B | $3.64B | $3.61B | $3.43B | $3.43B | $3.28B | |
| Long-term Debt | $64M | $64M | $64M | $58M | · | · | · | · | · | · | · | · | |
| Total Debt | $309M | $241M | $226M | $216M | $272M | $356M | $235M | · | $251M | $256M | $255M | $246M | |
| Common Stock | $91M | $90M | $90M | $90M | $89M | · | · | · | · | · | · | · | |
| Retained Earnings | $594M | $532M | $484M | $439M | $387M | $327M | $297M | $259M | $224M | $195M | $170M | $145M | |
| AOCI | $-65M | $-98M | $-103M | $-129M | $-5M | $14M | $4M | $-7M | $-4M | $-2M | $1M | $1M | |
| Stockholders' Equity | $856M | $758M | $702M | $628M | $698M | $655M | $615M | $564M | $531M | $501M | $476M | $448M | |
| Liabilities + Equity | $6.68B | $6.19B | $5.77B | $5.38B | $5.42B | $5.14B | $4.37B | $4.20B | $4.14B | $3.93B | $3.90B | $3.72B | |
| Shares Outstanding | 18,115,847 | 18,057,923 | 17,999,840 | 17,918,280 | 17,843,081 | 17,810,401 | 17,793,165 | 17,732,853 | 17,692,912 | 17,628,695 | 17,536,914 | 17,466,375 |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $4M | $4M | $4M | $3M | $3M | $4M | $4M | $4M | $4M | $4M | $4M | $4M | |
| Stock-based Comp | $2M | $1M | $2M | $1M | $850.0K | $944.0K | $859.0K | $710.0K | $636.0K | $458.0K | $783.0K | $852.0K | |
| Deferred Tax | $-3M | $-2M | $709.0K | $3M | $2M | $-3M | $-1M | $-246.0K | $-3M | $701.0K | $115.0K | $-1M | |
| Other Non-cash | $4M | $19M | $2M | $10M | $21M | $1M | $16M | · | $9M | $9M | $4M | $10M | |
| Operating Cash Flow | $105M | $105M | $86M | $100M | $116M | $62M | $83M | $65M | $62M | $61M | $55M | $58M | |
| CapEx | $8M | $8M | $6M | $6M | $2M | $1M | $3M | $3M | $2M | $3M | $2M | $2M | |
| Investing Cash Flow | $-463M | $-336M | $-227M | $-280M | $-359M | $-694M | $-34M | $-101M | $-187M | $-86M | $-108M | · | |
| Net Debt Issued | · | · | · | · | · | · | · | · | $-1M | · | · | · | |
| Stock Issued | $1M | $2M | $1M | $1M | $965.0K | $926.0K | $1M | $1M | $2M | $3M | $2M | $2M | |
| Stock Repurchased | · | · | · | $0 | $0 | $1M | $0 | $0 | $0 | $382.0K | $189.0K | $0 | |
| Net Stock Activity | $1M | $2M | $1M | $1M | $965.0K | $-173.0K | $1M | · | $2M | $3M | $2M | $2M | |
| Dividends Paid | $36M | $33M | $32M | $30M | $28M | $27M | $26M | $24M | $23M | $22M | $21M | $21M | |
| Financing Cash Flow | $352M | $328M | $283M | $-3M | $216M | $705M | $74M | $1M | $155M | $-18M | $135M | · | |
| Net Change in Cash | · | · | · | · | · | · | · | $-34M | $31M | $-43M | $82M | $-1M | |
| Taxes Paid | $29M | $21M | $21M | $16M | $19M | $13M | $10M | $10M | $21M | · | · | · | |
| Free Cash Flow | $97M | $97M | $79M | $93M | $113M | $61M | $81M | · | $60M | $58M | $53M | $55M | |
| Levered FCF | · | · | $4M | $70M | $101M | $39M | $45M | · | $46M | $48M | $44M | $47M |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 34.7% | 33.3% | 33.8% | 36.0% | 39.3% | 28.9% | 33.1% | · | 27.7% | 26.1% | 25.9% | 24.4% | |
| Pretax Margin | 45.0% | 42.9% | 42.7% | 44.5% | 49.5% | 34.2% | 36.9% | · | 36.9% | 36.6% | 36.3% | 35.2% | |
| EBITDA Margin | 1.4% | 1.5% | 1.6% | 1.5% | 1.4% | 1.7% | 1.9% | · | 2.1% | 2.0% | 2.1% | 2.3% | |
| ROA | 1.5% | 1.4% | 1.4% | 1.5% | 1.7% | 1.2% | 1.5% | · | 1.3% | 1.2% | 1.2% | 1.2% | |
| ROE | 11.8% | 10.9% | 11.5% | 13.3% | 12.7% | 9.2% | 10.6% | · | 10.0% | 9.7% | 10.1% | 10.1% |
Liquidity & Solvency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.4 | 0.3 | 0.3 | 0.3 | 0.4 | 0.5 | 0.4 | · | 0.5 | 0.5 | 0.5 | 0.5 |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | 0.0 |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $47.26 | $41.95 | $39.01 | $35.05 | $39.13 | $36.77 | $34.56 | · | $30.00 | $28.40 | $27.12 | $25.64 | |
| Revenue / Share | $15.66 | $13.83 | $12.89 | $12.72 | $12.56 | $11.58 | $11.00 | · | $10.53 | $10.33 | $10.24 | $10.18 | |
| Cash Flow / Share | $5.82 | $5.85 | $4.79 | $5.58 | $6.50 | $3.51 | $4.70 | · | $3.53 | $3.50 | $3.14 | $3.31 | |
| Cash / Share | $20.08 | $20.46 | $15.08 | $7.18 | $17.47 | $18.99 | $14.88 | · | $9.91 | $8.21 | $10.70 | $6.04 | |
| Dividend / Share | $2.00 | $1.86 | $1.80 | $1.68 | $1.57 | $1.53 | $1.48 | $1.38 | $1.30 | $1.26 | $1.22 | $1.18 | |
| EPS (TTM) | $5.43 | $4.61 | $4.36 | $4.58 | $4.94 | $3.35 | $3.64 | $3.35 | $2.92 | $2.70 | $2.66 | $2.49 |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 13.7% | 7.7% | 1.7% | 1.6% | 8.8% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 7.6% | 3.6% | 3.9% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 6.6% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 17.8% | 5.7% | -4.8% | -7.3% | 47.5% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | 5.8% | -2.3% | 9.2% | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 10.1% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 18.4% | 6.2% | -4.7% | -7.0% | 47.8% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | 6.2% | -2.0% | 9.4% | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 10.5% | · | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid CAGR 5Y | 5.8% | · | · | · | · | · | · | · | · | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $283M | $249M | $231M | $227M | $224M | $206M | $195M | $194M | $186M | $181M | $179M | $177M | |
| Net Income TTM | $98M | $83M | $78M | $82M | $88M | $60M | $65M | $59M | $51M | $47M | $46M | $43M | |
| Market Cap | $1.02B | $958M | $789M | $823M | $778M | $660M | $830M | · | $833M | $874M | $613M | $639M | |
| Enterprise Value | $969M | $829M | $744M | $910M | $738M | $678M | $800M | · | $909M | $986M | $680M | $780M | |
| P/E | 10.4 | 11.5 | 10.1 | 10.0 | 8.8 | 11.1 | 12.8 | 11.8 | 16.1 | 18.4 | 13.1 | 14.7 | |
| P/S | 3.6 | 3.9 | 3.4 | 3.6 | 3.5 | 3.2 | 4.3 | · | 4.5 | 4.8 | 3.4 | 3.6 | |
| P/B | 1.2 | 1.3 | 1.1 | 1.3 | 1.1 | 1.0 | 1.3 | · | 1.6 | 1.7 | 1.3 | 1.4 | |
| P / Tangible Book | 1.3 | 1.4 | 1.2 | 1.5 | 1.2 | 1.1 | · | · | · | · | · | · | |
| P / Cash Flow | 9.7 | 9.1 | 9.2 | 8.3 | 6.7 | 10.6 | 9.9 | · | 13.4 | 14.2 | 11.2 | 11.1 | |
| P / FCF | 10.5 | 9.9 | 9.9 | 8.8 | 6.9 | 10.8 | 10.3 | · | 13.9 | 15.1 | 11.6 | 11.5 | |
| EV / EBITDA | 242.3 | 224.0 | 206.6 | 275.8 | 230.6 | 193.7 | 210.5 | · | 233.1 | 266.4 | 183.9 | 190.3 | |
| EV / FCF | 10.0 | 8.5 | 9.4 | 9.7 | 6.5 | 11.1 | 9.9 | · | 15.2 | 17.0 | 12.9 | 14.1 | |
| EV / Revenue | 3.4 | 3.3 | 3.2 | 4.0 | 3.3 | 3.3 | 4.1 | · | 4.9 | 5.4 | 3.8 | 4.4 | |
| Dividend Yield | 3.5% | 3.5% | 4.1% | 3.6% | 3.6% | 4.1% | 3.2% | · | 2.8% | 2.5% | 3.5% | 3.2% | |
| Earnings Yield | 9.6% | 8.7% | 9.9% | 10.0% | 11.3% | 9.0% | 7.8% | 8.5% | 6.2% | 5.4% | 7.6% | 6.8% | |
| Payout Ratio | 36.7% | 40.3% | 41.3% | 36.6% | 31.7% | 45.6% | 40.6% | · | 44.6% | 46.9% | 45.9% | 47.6% | |
| Annual Payout | $36M | $33M | $32M | $30M | $28M | $27M | $26M | $24M | $23M | $22M | $21M | $21M |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | · | · | $31M | · | $26M | $22M | $17M | · | $8M | |
| Interest Income | $91M | $88M | $90M | $89M | $86M | $82M | $82M | $80M | $77M | $75M | $73M | $69M | $65M | $61M | $57M | $51M | |
| Pretax Income | $38M | $35M | $35M | $31M | $32M | $28M | $29M | $28M | $26M | $24M | $23M | $26M | $25M | $25M | $27M | $24M | |
| Income Tax | $9M | $8M | $8M | $7M | $8M | $6M | $7M | $5M | $6M | $5M | $5M | $5M | $5M | $5M | $4M | $5M | |
| Net Income | $30M | $27M | $27M | $24M | $25M | $22M | $22M | $22M | $19M | $19M | $19M | $21M | $19M | $19M | $22M | $19M | |
| EPS (Basic) | $1.64 | $1.51 | $1.51 | $1.33 | $1.38 | $1.22 | $1.25 | $1.23 | $1.09 | $1.04 | $1.04 | $1.15 | $1.09 | $1.08 | $1.25 | $1.09 | |
| EPS (Diluted) | $1.64 | $1.50 | $1.51 | $1.32 | $1.38 | $1.22 | $1.25 | $1.23 | $1.09 | $1.04 | $1.05 | $1.15 | $1.08 | $1.08 | $1.25 | $1.08 | |
| Shares (Basic) | 18,064,000 | 18,049,000 | · | 18,019,000 | 18,012,000 | 17,995,000 | · | 17,962,000 | 17,939,000 | 17,926,000 | · | 17,893,000 | 17,884,000 | 17,872,000 | · | 17,841,000 | |
| Shares (Diluted) | 18,099,000 | 18,080,000 | · | 18,053,000 | 18,036,000 | 18,022,000 | · | 17,991,000 | 17,959,000 | 17,943,000 | · | 17,904,000 | 17,890,000 | 17,884,000 | · | 17,857,000 | |
| EBITDA | $1M | $1M | · | $1M | $1M | $957.0K | · | · | · | $1M | · | · | · | $907.0K | · | · |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $514M | $359M | $364M | $508M | $395M | $341M | $370M | $241M | $162M | $293M | · | $219M | $110M | $236M | · | $260M | |
| PP&E (Net) | $53M | $53M | $53M | $52M | $52M | $51M | $50M | $48M | $47M | $47M | · | $45M | $43M | $43M | · | $42M | |
| PP&E (Gross) | · | · | $141M | · | · | · | $138M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $89M | · | · | · | $88M | · | · | · | · | · | · | · | · | · | |
| Goodwill | $65M | $65M | $65M | $65M | $65M | $65M | $65M | $65M | $65M | $65M | · | $65M | $65M | $65M | · | $65M | |
| Total Assets | $6.99B | $6.74B | $6.68B | $6.64B | $6.39B | $6.28B | $6.19B | $5.96B | $5.80B | $5.85B | · | $5.63B | $5.52B | $5.53B | · | $5.47B | |
| Short-term Debt | · | · | $309M | · | · | · | $241M | · | · | · | · | · | · | · | · | · | |
| Deferred Tax | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $0 | |
| Total Liabilities | $6.10B | $5.87B | $5.83B | $5.81B | $5.58B | $5.49B | $5.44B | $5.20B | $5.09B | $5.14B | · | $4.98B | $4.86B | $4.87B | · | $4.87B | |
| Long-term Debt | · | · | $64M | · | · | · | $64M | · | · | · | · | · | · | · | · | · | |
| Common Stock | $91M | $91M | $91M | $91M | $91M | $91M | $90M | $90M | $90M | $90M | · | $90M | $90M | $90M | · | $90M | |
| Retained Earnings | $632M | $612M | $594M | $576M | $562M | $545M | $532M | $518M | $504M | $493M | · | $474M | $462M | $450M | · | $424M | |
| AOCI | $-68M | $-68M | $-65M | $-71M | $-81M | $-86M | $-98M | $-81M | $-107M | $-107M | $-103M | $-141M | $-121M | $-112M | · | $-139M | |
| Stockholders' Equity | $892M | $871M | $856M | $831M | $807M | $784M | $758M | $761M | $719M | $708M | $702M | $653M | $660M | $657M | $628M | $603M | |
| Liabilities + Equity | $6.99B | $6.74B | $6.68B | $6.64B | $6.39B | $6.28B | $6.19B | $5.96B | $5.80B | $5.85B | · | $5.63B | $5.52B | $5.53B | · | $5.47B | |
| Shares Outstanding | 18,163,721 | 18,155,771 | 18,115,847 | 18,110,333 | 18,105,371 | 18,101,765 | 18,057,923 | 18,052,147 | 18,025,763 | 18,019,349 | 17,999,840 | 17,991,419 | 17,983,700 | 17,976,345 | 17,918,280 | 17,901,373 |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $1M | $1M | $941.0K | $1M | $1M | $957.0K | $835.0K | $968.0K | $971.0K | $926.0K | $-434.0K | $1M | $2M | $907.0K | $-543.0K | $1M | |
| Stock-based Comp | $475.0K | $503.0K | $428.0K | $399.0K | $403.0K | $544.0K | $333.0K | $334.0K | $344.0K | $343.0K | $424.0K | $364.0K | $411.0K | $377.0K | $358.0K | $266.0K | |
| Deferred Tax | $-875.0K | $947.0K | $-1M | $-989.0K | $-1M | $433.0K | $-2M | $-1.0K | $5.0K | $246.0K | $466.0K | $1.0K | $14.0K | $228.0K | $3M | $0 | |
| Other Non-cash | · | $10M | · | · | · | $13M | · | · | · | $6M | · | · | · | $4M | · | · | |
| Operating Cash Flow | $44M | $39M | $15M | $38M | $16M | $37M | $22M | $37M | $20M | $26M | $20M | $25M | $15M | $25M | $27M | $26M | |
| CapEx | $1M | $2M | $2M | $1M | $2M | $2M | $3M | $1M | $2M | $2M | $1M | $3M | $1M | $910.0K | $2M | $2M | |
| Investing Cash Flow | $-101M | $-70M | $-177M | $-128M | $-53M | $-105M | $-124M | $-60M | $-86M | $-65M | $-49M | $-22M | $-128M | $-28M | $-27M | $-26M | |
| Stock Issued | $502.0K | $325.0K | $303.0K | $289.0K | $456.0K | $276.0K | $275.0K | $923.0K | $281.0K | $291.0K | $292.0K | $279.0K | $280.0K | $278.0K | $286.0K | $256.0K | |
| Net Stock Activity | · | $325.0K | · | · | · | $276.0K | · | · | · | $291.0K | · | · | · | $278.0K | · | · | |
| Dividends Paid | $10M | $10M | $10M | $10M | $8M | $8M | $8M | $8M | $8M | $8M | $8M | $8M | $8M | $8M | $8M | $8M | |
| Financing Cash Flow | $213M | $26M | $18M | $203M | $92M | $39M | $230M | $103M | $-66M | $61M | $81M | $107M | $-14M | $110M | $-131M | $46M | |
| Taxes Paid | $16M | $0 | $6M | $8M | $14M | $0 | $3M | $6M | $11M | $160.0K | $3M | $5M | $12M | $578.0K | $4M | $4M | |
| Free Cash Flow | · | $38M | · | · | · | $35M | · | · | · | $24M | · | · | · | $24M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-636.7K | · | · | · | $11M | · | · |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 37.7% | 36.6% | · | 33.4% | 35.5% | 33.2% | · | 35.3% | 31.8% | 31.8% | · | 35.2% | 33.6% | 33.5% | · | 33.3% | |
| Pretax Margin | 48.9% | 47.6% | · | 43.2% | 46.2% | 42.9% | · | 43.8% | 42.3% | 40.6% | · | 44.2% | 42.9% | 42.7% | · | 41.8% | |
| EBITDA Margin | 1.4% | 1.5% | · | 1.5% | 1.5% | 1.5% | · | · | · | 1.9% | · | · | · | 1.6% | · | · | |
| ROA | 0.44% | 0.42% | · | 0.38% | 0.41% | 0.36% | · | 0.38% | 0.34% | 0.33% | · | 0.37% | 0.35% | 0.35% | · | 0.36% | |
| ROE | 3.5% | 3.3% | · | 3.0% | 3.3% | 2.9% | · | 3.1% | 2.8% | 2.7% | · | 3.3% | 3.0% | 2.9% | · | 3.0% |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $49.10 | $47.99 | · | $45.91 | $44.57 | $43.32 | · | $42.14 | $39.91 | $39.28 | · | $36.30 | $36.71 | $36.54 | · | $33.66 | |
| Revenue / Share | $4.34 | $4.10 | · | $3.96 | $3.89 | $3.67 | · | $3.49 | $3.42 | $3.27 | · | $3.27 | $3.23 | $3.22 | · | $3.26 | |
| Cash Flow / Share | · | $2.18 | · | · | · | $2.03 | · | · | · | $1.46 | · | · | · | $1.41 | · | · | |
| Cash / Share | $28.32 | $19.75 | · | $28.03 | $21.83 | $18.82 | · | $13.35 | $8.97 | $16.28 | · | $12.19 | $6.09 | $13.12 | · | $14.50 | |
| Dividend / Share | $0.53 | $0.53 | $0.53 | $0.53 | $0.47 | $0.47 | $0.47 | $0.47 | $0.46 | $0.46 | $0.46 | $0.46 | $0.44 | $0.44 | $0.44 | $0.44 | |
| EPS (TTM) | $5.97 | $5.71 | · | $5.17 | $5.08 | $4.79 | · | $4.41 | $4.33 | $4.32 | · | $4.56 | $4.49 | $4.55 | · | $4.41 |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $299M | $291M | · | $274M | $265M | $256M | · | $240M | $235M | $232M | · | $233M | $232M | $230M | · | $224M | |
| Net Income TTM | $108M | $103M | · | $93M | $92M | $86M | · | $79M | $77M | $77M | · | $82M | $81M | $81M | · | $79M | |
| Market Cap | $1.31B | $1.10B | · | $1.01B | $958M | $912M | · | $896M | $787M | $769M | · | $616M | $640M | $682M | · | $726M | |
| P/E | 12.1 | 10.6 | · | 10.8 | 10.4 | 10.5 | · | 11.3 | 10.1 | 9.9 | · | 7.5 | 7.9 | 8.3 | · | 9.2 | |
| P/S | 4.4 | 3.8 | · | 3.7 | 3.6 | 3.6 | · | 3.7 | 3.3 | 3.3 | · | 2.7 | 2.8 | 3.0 | · | 3.2 | |
| P/B | 1.5 | 1.3 | · | 1.2 | 1.2 | 1.2 | · | 1.2 | 1.1 | 1.1 | · | 0.9 | 1.0 | 1.0 | · | 1.2 | |
| P / Tangible Book | 1.6 | 1.4 | · | 1.3 | 1.3 | 1.3 | · | 1.3 | 1.2 | 1.2 | · | 1.0 | 1.1 | 1.2 | · | 1.4 | |
| P / Cash Flow | · | 27.9 | · | · | · | 24.9 | · | · | · | 29.4 | · | · | · | 27.1 | · | · | |
| Dividend Yield | 2.9% | 3.4% | · | 3.4% | 3.5% | 3.7% | · | 3.7% | 4.2% | 4.2% | · | 5.2% | 4.9% | 4.5% | · | 4.0% | |
| Earnings Yield | 8.2% | 9.4% | · | 9.2% | 9.6% | 9.5% | · | 8.9% | 9.9% | 10.1% | · | 13.3% | 12.6% | 12.0% | · | 10.9% | |
| Payout Ratio | · | 35.2% | · | · | · | 38.5% | · | · | · | 44.2% | · | · | · | 40.7% | · | · | |
| Annual Payout | $38M | $37M | · | $35M | $34M | $34M | · | $33M | $33M | $33M | · | $32M | $31M | $31M | · | $29M |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Net Income | $98M | $83M | $78M | $82M | $88M |
| Diluted EPS | $5.43 | $4.61 | $4.36 | $4.58 | $4.94 |
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Debt / Equity | 0.4 | 0.3 | 0.3 | 0.3 | 0.4 |
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Free Cash Flow | $97M | $97M | $79M | $93M | $113M |
Institutional owners (13F) 202 filers · $838.7M total · As of Sept. 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
202
Value held
$838.7M
New positions
25
Exited positions
16
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 25 (-5 vs prior Q) | 16 (0 vs prior Q) | 79 (+18 vs prior Q) | 40 (-10 vs prior Q) | -1.1M |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| BlackRock, Inc. | $129,034,016 | 1,783,223 | 15.38% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $85,924,997 | 1,187,465 | 10.24% | Shares |
| COMMUNITY TRUST & INVESTMENT CO | $72,678,889 | 1,004,407 | 8.67% | Shares |
| VANGUARD GROUP INC | $53,420,073 | 945,488 | 6.37% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $49,496,411 | 684,030 | 5.90% | Shares |
| STATE STREET CORP | $41,773,625 | 573,553 | 4.98% | Shares |
| AMERICAN CENTURY COMPANIES INC | $41,573,297 | 574,534 | 4.96% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $33,052,185 | 456,699 | 3.94% | Shares |
| LONE PEAK GLOBAL INVESTORS LLC | $21,744,469 | 300,504 | 2.59% | Shares |
| NORTHERN TRUST CORP | $21,353,797 | 295,105 | 2.55% | Shares |
| GOLDMAN SACHS GROUP INC | $18,252,086 | 252,240 | 2.18% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $12,388,539 | 171,207 | 1.48% | Shares |
| HEARTLAND ADVISORS INC | $11,882,236 | 164,210 | 1.42% | Shares |
| JANUS HENDERSON GROUP PLC | $11,683,811 | 192,413 | 1.39% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $11,529,903 | 159,341 | 1.37% | Shares |
| FMR LLC | $11,525,418 | 159,279 | 1.37% | Shares |
| TWO SIGMA INVESTMENTS, LP | $9,783,868 | 135,211 | 1.17% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $9,352,458 | 129,249 | 1.12% | Shares |
| Bank of New York Mellon Corp | $7,971,055 | 110,158 | 0.95% | Shares |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | $7,918,789 | 109,436 | 0.94% | Shares |
| JPMORGAN CHASE & CO | $7,761,827 | 107,445 | 0.93% | Shares |
| UBS Group AG | $7,732,172 | 106,857 | 0.92% | Shares |
| MORGAN STANLEY | $7,705,989 | 106,494 | 0.92% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $7,354,092 | 101,632 | 0.88% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $7,270,516 | 100,477 | 0.87% | Shares |
| ProShare Advisors LLC | $7,107,561 | 98,225 | 0.85% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $6,175,564 | 85,345 | 0.74% | Shares |
| Connor, Clark & Lunn Investment Management Ltd. | $5,031,553 | 69,535 | 0.60% | Shares |
| FIRST TRUST ADVISORS LP | $4,078,137 | 56,359 | 0.49% | Shares |
| WEDGE CAPITAL MANAGEMENT L L P/NC | $3,667,002 | 60,392 | 0.44% | Shares |
| FRANKLIN RESOURCES INC | $3,621,763 | 50,052 | 0.43% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $3,578,057 | 49,448 | 0.43% | Shares |
| JACOBS LEVY EQUITY MANAGEMENT, INC | $3,474,872 | 48,022 | 0.41% | Shares |
| AMERIPRISE FINANCIAL INC | $3,410,918 | 47,138 | 0.41% | Shares |
| Nuveen, LLC | $3,224,940 | 44,568 | 0.38% | Shares |
| RAYMOND JAMES FINANCIAL INC | $3,043,807 | 42,065 | 0.36% | Shares |
| MILLENNIUM MANAGEMENT LLC | $2,982,390 | 41,216 | 0.36% | Shares |
| MALTESE CAPITAL MANAGEMENT LLC | $2,894,400 | 40,000 | 0.35% | Shares |
| BARCLAYS PLC | $2,798,451 | 38,674 | 0.33% | Shares |
| BANK OF AMERICA CORP /DE/ | $2,736,149 | 37,813 | 0.33% | Shares |
| Swiss National Bank | $2,568,056 | 35,490 | 0.31% | Shares |
| Qube Research & Technologies Ltd | $2,560,097 | 35,380 | 0.31% | Shares |
| Universal- Beteiligungs- und Servicegesellschaft mbH | $2,450,617 | 33,867 | 0.29% | Shares |
| Quantinno Capital Management LP | $2,402,569 | 33,203 | 0.29% | Shares |
| Creative Planning | $2,384,913 | 32,959 | 0.28% | Shares |
| Baird Financial Group, Inc. | $2,332,887 | 32,240 | 0.28% | Shares |
| Empowered Funds, LLC | $2,203,217 | 30,448 | 0.26% | Shares |
| Brandywine Global Investment Management, LLC | $2,088,749 | 36,969 | 0.25% | Shares |
| TWO SIGMA ADVISERS, LP | $2,025,921 | 35,857 | 0.24% | Shares |
| LAZARD ASSET MANAGEMENT LLC | $1,876,729 | 25,936 | 0.22% | Shares |
Company insiders 39 insiders · 18 officers · 15 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Mark A Gooch | Chairman, President & CEO | Jan. 27, 2026 A | 36,880 | 0 | 0 | $0 |
| Jean R Hale | Chairman & CEO | Jan. 25, 2022 A | 42,779 | 0 | 0 | $0 |
| Kevin J Stumbo | EVP, CFO, & Treasurer | July 17, 2026 G | 6,999 | 0 | 0 | $0 |
| Richard W Newsom | President | Jan. 27, 2026 A | 6,310 | 0 | 0 | $0 |
| Ricky D Sparkman | Executive Vice President | March 13, 2026 P | 84 | 1 | 0 | $4,914 |
| Thomas E. Mccoy | Executive Vice President | Jan. 27, 2026 A | 6,366 | 0 | 0 | $0 |
| Mark Edward Smith | Executive Vice President | Jan. 27, 2026 A | 7,660 | 0 | 0 | $0 |
| Billie J. Dollins | Executive Vice President | Jan. 27, 2026 A | 7,625 | 0 | 0 | $0 |
| David I Tackett | Executive Vice President | Jan. 27, 2026 A | 9,590 | 0 | 0 | $0 |
| Charles Wayne Hancock II | Executive Vice President | Jan. 27, 2026 A | 2,636 | 0 | 0 | $0 |
| Andy D Waters | Executive Vice President | Jan. 27, 2026 A | 2,481 | 0 | 0 | $0 |
| David Andrew Jones | Executive Vice President | Jan. 27, 2026 A | 9,702 | 0 | 0 | $0 |
| James B Draughn | Executive Vice President | Jan. 28, 2025 A | 6,708 | 0 | 0 | $0 |
| James J Gartner | Executive Officer | Jan. 24, 2023 A | 2,551 | 0 | 0 | $0 |
| Larry W Jones | Executive Vice President | Jan. 25, 2022 A | 11,381 | 0 | 0 | $0 |
| Tracy E Little | Executive Vice President | Jan. 26, 2010 A | 5,375 | 0 | 0 | $0 |
| Michael S Wasson | Executive Vice President | Jan. 26, 2010 A | 6,127 | 0 | 0 | $0 |
| William Hickman III | EVP/Secretary | April 1, 2005 S | 243 | 0 | 0 | $0 |
| David L. Baird | Director | April 28, 2026 A | 12,891 | 0 | 0 | $0 |
| Jefferson F Sandlin | Director | April 28, 2026 A | 724 | 0 | 0 | $0 |
| Lillian Kay Webb | Director | April 28, 2026 A | 713 | 0 | 0 | $0 |
| Ina Michelle Matthews | Director | April 28, 2026 A | 713 | 0 | 0 | $0 |
| Chad C Street | Director | April 28, 2026 A | 713 | 0 | 0 | $0 |
| Eugenia Crittenden Luallen | Director | April 28, 2026 A | 713 | 0 | 0 | $0 |
| Charles Anthony W. St. | Director | April 28, 2026 A | 720 | 0 | 0 | $0 |
| James E Mcghee II | Director | April 28, 2026 A | 36,621 | 0 | 0 | $0 |
| Franklin H Farris JR | Director | April 22, 2025 A | 412 | 0 | 0 | $0 |
| Lynn M Parrish | Director | April 21, 2023 P | 65,446 | 0 | 0 | $0 |
| Charles J Baird | Director | April 3, 2023 P | 270 | 0 | 0 | $0 |
| Nick Carter | Director | March 8, 2018 P | 3,000 | 0 | 0 | $0 |
| James R Ramsey | Director | Aug. 17, 2015 P | 11,025 | 0 | 0 | $0 |
| Paul E Patton | Director | Sept. 16, 2009 S | 0 | 0 | 0 | $0 |
| William A Graham JR | Director | Jan. 16, 2004 M | 126,091 | 0 | 0 | $0 |
| Franky Minnifield | · | Aug. 14, 2026 S | 8,320 | 0 | 1 | $-307,515 |
| Krishna M Malempati | · | Nov. 29, 2017 S | 34,016 | 0 | 0 | $0 |
| Leonard F Mccoy | · | April 28, 2012 P | 49,505 | 0 | 0 | $0 |
| David Eugene Collins | · | Feb. 3, 2011 P | 1,400 | 0 | 0 | $0 |
| Hobart C Johnson | · | June 21, 2010 P | 110,426 | 0 | 0 | $0 |
| Burlin Coleman | · | Jan. 19, 2005 G | 244,116 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 40 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| IWC · iShares Trust | 0.30% | 55,452 SH | Sept. 11, 2026 | Daily |
| FYT · First Trust Exchange-Traded AlphaDE… | 0.27% | 6,606 NS | July 31, 2026 | N-PORT |
| ROSC · Lattice Strategies Trust | 0.25% | 1,958 NS | July 31, 2026 | N-PORT |
| FYX · First Trust Exchange-Traded AlphaDE… | 0.21% | 36,166 NS | July 31, 2026 | N-PORT |
| DPST · Direxion Shares ETF Trust | 0.14% | 7,857 NS | July 31, 2026 | N-PORT |
| FSMD · FIDELITY COVINGTON TRUST | 0.12% | 38,174 NS | July 31, 2026 | N-PORT |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.08% | 14,154 SH | Aug. 19, 2026 | Daily |
| JPSE · J.P. Morgan Exchange-Traded Fund Tr… | 0.08% | 5,679 NS | July 31, 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0.07% | 130,809 NS | July 31, 2026 | N-PORT |
| DFSV · Dimensional ETF Trust | 0.07% | 69,563 NS | July 31, 2026 | N-PORT |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.05% | 1,893 SH | Oct. 1, 2026 | Daily |
| FAB · First Trust Exchange-Traded AlphaDE… | 0.05% | 1,143 NS | July 31, 2026 | N-PORT |
| IWM · iShares Trust | 0.04% | 432,770 SH | Sept. 11, 2026 | Daily |
| RSSL · Global X Funds | 0.04% | 7,764 NS | July 31, 2026 | N-PORT |
| VFMF · VANGUARD WELLINGTON FUND | 0.04% | 4,084 SH | Aug. 19, 2026 | Daily |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.04% | 93,602 SH | Aug. 19, 2026 | Daily |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.03% | 10,917 SH | Oct. 2, 2026 | Daily |
| DFAS · Dimensional ETF Trust | 0.03% | 59,760 NS | July 31, 2026 | N-PORT |
| VFVA · VANGUARD WELLINGTON FUND | 0.03% | 3,820 SH | Aug. 19, 2026 | Daily |
| VFH · VANGUARD WORLD FUND | 0.02% | 29,026 SH | Aug. 19, 2026 | Daily |
| FNCL · FIDELITY COVINGTON TRUST | 0.02% | 4,648 NS | July 31, 2026 | N-PORT |
| WSML · iShares Trust | 0.01% | 998 SH | Sept. 11, 2026 | Daily |
| VXF · VANGUARD INDEX FUNDS | 0.01% | 176,030 SH | Aug. 19, 2026 | Daily |
| DFUV · Dimensional ETF Trust | 0.01% | 16,592 NS | July 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.01% | 43,475 NS | July 31, 2026 | N-PORT |
| TILT · FlexShares Trust | 0.01% | 1,881 NS | July 31, 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0.01% | 431 NS | July 31, 2026 | N-PORT |
| PFM · Invesco Exchange-Traded Fund Trust | 0.01% | 517 SH | Sept. 21, 2026 | Daily |
| DCOR · Dimensional ETF Trust | 0.00% | 1,917 NS | July 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.00% | 4,272 NS | July 31, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.00% | 713 NS | July 31, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.00% | 5,991 NS | July 31, 2026 | N-PORT |
| ITOT · iShares Trust | 0.00% | 23,870 SH | Sept. 11, 2026 | Daily |
| IWV · iShares Trust | 0.00% | 3,948 SH | Sept. 3, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 492,114 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 1,328 SH | Aug. 19, 2026 | Daily |
| IWN · iShares Trust | · | 155,889 SH | Sept. 11, 2026 | Daily |
| ISCB · iShares Trust | · | 726 SH | Sept. 11, 2026 | Daily |
| ISCV · iShares Trust | · | 3,667 SH | Sept. 11, 2026 | Daily |
| SMLF · iShares Trust | · | 35,419 SH | Sept. 11, 2026 | Daily |
CTBI Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 9 analysts
BUY
Median target
$81.00
+6.5%
2 22.2%
Strong Buy
5 55.6%
Buy
2 22.2%
Hold
0 0.0%
Sell
0 0.0%
Strong Sell
12-Month Price Target
3 analysts · 2026-10-04Mean target $81.33 +6.9%
← Below all targets
Current price $76.08
Low$81.00
Mean$81.33
High$82.00
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| CTBI | $1.02B | 10.4 | 13.7% | 34.7% | 11.8% | · |
| LKFN | $1.44B | 14.2 | 6.1% | 38.4% | 14.3% | · |
| ESQ | $873M | 17.4 | 17.4% | 34.7% | 18.4% | · |
| AMAL | $955M | 9.4 | 4.1% | 31.8% | 13.5% | · |
| BHRB | $936M | 8.1 | 30.6% | 34.3% | 14.3% | · |
| WABC | $1.18B | 10.6 | -12.2% | 45.0% | 12.5% | · |
| PEBO | · | 10.0 | 2.3% | 123.1% | 9.0% | · |
| FMBH | $935M | 10.2 | 7.4% | 26.3% | 9.9% | · |
| HBT | $813M | 10.6 | 5.6% | 32.5% | 12.9% | · |
| OSBC | $1.03B | 12.0 | 18.9% | 23.7% | 9.9% | · |
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Trading Signals Recent buy/sell signals with entry price and risk/reward ratio
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Source: SEC 10-Q filed Aug 7, 2026