PEBO Peoples Bancorp Inc. - Common Stock
$40.75
Price · Aug 19, 2026
Fundamentals as of Jul 30, 2026
52W Range
$27–$42
90% of range
Analyst Rating
HOLD
13 analysts
Price Target
$43
+6% upside
P/E (TTM)
10.0
ROE
9.0%
Net Profit Margin
123.1%
PEBO Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$40.75
Market Cap
—
P/E (TTM)
10.0
EPS (TTM)
$2.99
Revenue (TTM)
$87M
Div Yield
—
ROE
9.0%
Debt/Equity
0.4
52W Range
$27 – $42
PEBO Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
Configure
10-Year Performance Revenue, net income, margins and EPS trends
Revenue & Net Income
$87M
2018-12-31
→
2025-12-31
EPS
$2.99
2016-12-31
→
2025-12-31
Free Cash Flow
$129M
2016-12-31
→
2025-12-31
Margins
123.1%
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
Metric
5Y trend
PEBO
Peer Median
P/E (TTM)
10.0
12.8
Profitability Gross, operating and net margins; ROE, ROA, ROIC
Metric
5Y trend
PEBO
Peer Median
Operating Margin
155.4%
—
Net Profit Margin
123.1%
28.4%
ROA
1.1%
1.2%
ROE
9.0%
10.2%
Financial Health Debt, liquidity, solvency — balance sheet strength
Metric
5Y trend
PEBO
Peer Median
Debt / Equity
0.4
—
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Metric
5Y trend
PEBO
Peer Median
Revenue YoY
2.3%
—
Revenue CAGR 3Y
7.4%
—
Revenue CAGR 5Y
166.3%
—
EPS YoY
-9.7%
—
Net Income YoY
-8.9%
—
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
Metric
5Y trend
PEBO
Peer Median
Payout Ratio
54.4%
—
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield
—
Payout Ratio
54.4%
5Y Div CAGR
—
| Ex-date | Amount |
|---|---|
| Aug. 3, 2026 | $0.4200 |
| May 4, 2026 | $0.4200 |
| Feb. 2, 2026 | $0.4100 |
| Nov. 4, 2025 | $0.4100 |
| Aug. 4, 2025 | $0.4100 |
| May 5, 2025 | $0.4100 |
| Feb. 3, 2025 | $0.4000 |
| Nov. 4, 2024 | $0.4000 |
| Aug. 5, 2024 | $0.4000 |
| May 3, 2024 | $0.4000 |
| Feb. 2, 2024 | $0.3900 |
| Nov. 3, 2023 | $0.3900 |
| Aug. 4, 2023 | $0.3900 |
| May 5, 2023 | $0.3900 |
| Feb. 3, 2023 | $0.3800 |
| Nov. 4, 2022 | $0.3800 |
| Aug. 5, 2022 | $0.3800 |
| May 6, 2022 | $0.3800 |
| Feb. 4, 2022 | $0.3600 |
| Nov. 5, 2021 | $0.3600 |
PEBO Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
BUY
13 analysts
- Strong Buy 2 15.4%
- Buy 5 38.5%
- Hold 6 46.2%
- Sell 0 0.0%
- Strong Sell 0 0.0%
12-Month Price Target
6 analysts · 2026-08-16
Median
$42.00
Mean
$43.00
← Below all targets
$40.75
Low
$42.00
High
$46.00
Median target
$42.00
+3.1%
Mean target
$43.00
+5.5%
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
-0.06%
| Period | EPS Actual | EPS Est | Surprise |
|---|---|---|---|
| June 30, 2026 | $0.78 | $0.86 | -0.08% |
| March 31, 2026 | $0.81 | $0.81 | -0.00% |
| Dec. 31, 2025 | $0.89 | $0.89 | -0.00% |
| Sept. 30, 2025 | $0.83 | $0.84 | -0.01% |
| June 30, 2025 | $0.59 | $0.79 | -0.20% |
| March 31, 2025 | $0.68 | $0.74 | -0.06% |
Peer comparison (GICS sub-industry) Key metrics vs sector peers
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| PEBO | — | 10.0 | 2.3% | 123.1% | 9.0% | — |
| RBCAA | — | — | 8.5% | 31.4% | 12.2% | — |
| OBK | — | 15.7 | 9.9% | — | — | — |
| LKFN | $1.44B | 14.2 | 6.1% | 38.4% | 14.3% | — |
| AMAL | $955M | 9.4 | 4.1% | 31.8% | 13.5% | — |
| BHRB | $936M | 8.1 | 30.6% | 34.3% | 14.3% | — |
| ESQ | $873M | 17.4 | 17.4% | 34.7% | 18.4% | — |
| PFBC | — | — | — | — | — | — |
| CTBI | $1.02B | 10.4 | 13.7% | 34.7% | 11.8% | — |
| WABC | $1.18B | 10.6 | -12.2% | 45.0% | 12.5% | — |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement 11
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $87M | $85M | $80M | $70M | $61M | $647.0K | $404.0K | $207.0K | |
| Operating Income | $135M | $149M | $145M | $129M | $57M | $43M | $65M | $55M | |
| Interest Expense | · | · | $100M | $16M | $12M | $18M | $29M | $22M | |
| Interest Income | $514M | $521M | $439M | $270M | $185M | $157M | $170M | $151M | |
| Income Tax | $28M | $32M | $32M | $27M | $9M | $8M | $12M | $9M | |
| Net Income | $107M | $117M | $113M | $101M | $48M | $35M | $54M | $46M | |
| EPS (Basic) | $3.03 | $3.34 | $3.46 | $3.61 | $2.17 | $1.74 | $2.65 | $2.42 | |
| EPS (Diluted) | $2.99 | $3.31 | $3.44 | $3.60 | $2.15 | $1.73 | $2.63 | $2.41 | |
| Shares (Basic) | 34,974,619 | 34,779,548 | 32,533,086 | 27,908,022 | 21,816,511 | 19,721,772 | 20,120,119 | 18,991,768 | |
| Shares (Diluted) | 35,358,109 | 35,147,354 | 32,760,808 | 27,999,602 | 21,959,883 | 19,843,806 | 20,273,725 | 19,122,260 | |
| EBITDA | $149M | $153M | $149M | $146M | $82M | $68M | $83M | $73M |
Balance Sheet 17
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $189M | $218M | $427M | $154M | $416M | $152M | $115M | $78M | |
| PP&E (Net) | $101M | $104M | $104M | $83M | $89M | $60M | $62M | $57M | |
| PP&E (Gross) | $200M | $195M | $187M | $158M | $157M | $122M | $119M | $111M | |
| Accum. Depreciation | $99M | $91M | $83M | $75M | $68M | $62M | $57M | $54M | |
| Goodwill | $363M | $363M | $362M | $292M | $264M | $171M | $166M | $151M | |
| Intangibles | $30M | $39M | $50M | $34M | $27M | $13M | $12M | $11M | |
| Total Assets | $9.65B | $9.25B | $9.16B | $7.21B | $7.06B | $4.76B | $4.35B | $3.99B | |
| Short-term Debt | $530M | $193M | $650M | $500M | $166M | $73M | $317M | $356M | |
| Total Liabilities | $8.44B | $8.14B | $8.10B | $6.42B | $6.22B | $4.19B | $3.76B | $3.47B | |
| Long-term Debt | $204M | $238M | $216M | $101M | $99M | $111M | $83M | $110M | |
| Total Debt | $530M | $193M | $601M | $500M | $166M | $73M | $317M | $356M | |
| Common Stock | $872M | $867M | $865M | $686M | $686M | $423M | $421M | $387M | |
| Retained Earnings | $437M | $388M | $327M | $266M | $207M | $191M | $187M | $160M | |
| Treasury Stock | $31M | $33M | $37M | $40M | $37M | $39M | $12M | $14M | |
| AOCI | $-71M | $-110M | $-102M | $-127M | $-12M | $1M | $-1M | $-13M | |
| Stockholders' Equity | $1.21B | $1.11B | $1.05B | $785M | $845M | $576M | $594M | $520M | |
| Liabilities + Equity | $9.65B | $9.25B | $9.16B | $7.21B | $7.06B | $4.76B | $4.35B | $3.99B |
Cash Flow 17
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| D&A | $14M | $4M | $4M | $17M | $25M | $26M | $18M | $18M | |
| Stock-based Comp | $7M | $7M | $6M | $4M | $4M | $-377.0K | $313.0K | $298.0K | |
| Deferred Tax | $-1M | $7M | $-238.0K | $19M | $3M | $-8M | $109.0K | $-309.0K | |
| Amort. of Intangibles | $9M | $11M | $11M | $8M | $5M | $3M | $3M | $3M | |
| Other Non-cash | $8M | $8M | $21M | $-17M | $81M | $33M | $-5M | $11M | |
| Operating Cash Flow | $135M | $143M | $144M | $120M | $156M | $85M | $67M | $75M | |
| CapEx | $6M | $7M | $13M | $7M | $7M | $4M | $3M | $5M | |
| Investing Cash Flow | $-424M | $-344M | $-133M | $-414M | $-74M | $-394M | $1M | $-130M | |
| Debt Issued | $13M | $55M | $115M | $25M | $0 | $50M | $0 | $0 | |
| Net Debt Issued | $-36M | $21M | $75M | $-101M | $-2M | $47M | $-4M | $-5M | |
| Stock Issued | $2M | $1M | $1M | $1M | $906.0K | $594.0K | $6.0K | $25.0K | |
| Stock Repurchased | $838.0K | $3M | $3M | $7M | $0 | $29M | $805.0K | $0 | |
| Net Stock Activity | $832.0K | $-2M | $-2M | $-6M | $906.0K | $-29M | $-799.0K | $25.0K | |
| Dividends Paid | $58M | $56M | $52M | $42M | $31M | $27M | $26M | $21M | |
| Financing Cash Flow | $261M | $-8M | $262M | $33M | $182M | $345M | $-31M | $60M | |
| Net Change in Cash | $-29M | $-209M | $273M | $-262M | $264M | $37M | $38M | $5M | |
| Free Cash Flow | $129M | $136M | $130M | $113M | $150M | $81M | $64M | $71M |
Profitability 5
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Operating Margin | 155.4% | 176.3% | 182.5% | 183.9% | 28918.8% | 6591.3% | 16177.7% | 26541.5% | |
| Net Margin | 123.1% | 138.2% | 142.6% | 144.8% | 24139.6% | 5373.6% | 13290.8% | 22345.4% | |
| EBITDA Margin | 172.1% | 180.4% | 187.2% | 208.7% | 41427.9% | 10554.1% | 20598.8% | 35335.8% | |
| ROA | 1.1% | 1.3% | 1.4% | 1.4% | 0.80% | 0.76% | 1.3% | 1.2% | |
| ROE | 9.0% | 10.5% | 11.1% | 13.1% | 5.7% | 6.1% | 9.6% | 9.4% |
Liquidity & Solvency 2
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.4 | 0.2 | 0.6 | 0.6 | 0.2 | 0.1 | 0.5 | 0.7 | |
| Interest Coverage | · | · | 1.5 | 8.0 | 4.7 | 2.3 | 2.2 | 2.5 |
Efficiency 1
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Growth Rates 10
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 2.3% | 6.6% | 13.6% | 14.0% | 9385.6% | · | · | · | |
| Revenue CAGR 3Y | 7.4% | 11.4% | 397.1% | · | · | · | · | · | |
| Revenue CAGR 5Y | 166.3% | · | · | · | · | · | · | · | |
| EPS YoY | -9.7% | -3.8% | -4.4% | 67.4% | 24.3% | · | · | · | |
| EPS CAGR 3Y | -6.0% | 15.5% | 25.8% | · | · | · | · | · | |
| EPS CAGR 5Y | 11.6% | · | · | · | · | · | · | · | |
| Net Income YoY | -8.9% | 3.4% | 11.9% | 113.0% | 36.8% | · | · | · | |
| Net Income CAGR 3Y | 1.8% | 35.1% | 48.3% | · | · | · | · | · | |
| Net Income CAGR 5Y | 25.2% | · | · | · | · | · | · | · | |
| Dividend CAGR 5Y | 16.5% | · | · | · | · | · | · | · |
Valuation (TTM) 6
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $87M | $85M | $80M | $70M | $61M | $647.0K | $404.0K | $207.0K | |
| Net Income TTM | $107M | $117M | $113M | $101M | $48M | $35M | $54M | $46M | |
| P/E | 10.0 | 9.6 | 9.8 | 7.8 | 14.8 | 15.7 | 13.2 | 12.5 | |
| Earnings Yield | 10.0% | 10.4% | 10.2% | 12.7% | 6.8% | 6.4% | 7.6% | 8.0% | |
| Payout Ratio | 54.4% | 47.6% | 45.7% | 41.8% | 65.2% | 77.8% | 48.3% | 45.2% | |
| Annual Payout | $58M | $56M | $52M | $42M | $31M | $27M | $26M | $21M |
Income Statement 11
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $22M | $22M | $22M | $22M | $21M | $22M | $22M | $20M | $21M | $22M | $21M | $20M | $20M | $19M | $17M | $17M | |
| Operating Income | $36M | $37M | $38M | $38M | $27M | $31M | $35M | $41M | $36M | $38M | $44M | $41M | $27M | $34M | $34M | $33M | |
| Interest Expense | · | · | · | · | · | · | · | · | · | $41M | · | $30M | $22M | $11M | · | $4M | |
| Interest Income | $128M | $127M | $131M | $133M | $126M | $125M | $129M | $134M | $131M | $128M | $125M | $124M | $106M | $84M | $76M | $71M | |
| Income Tax | $8M | $8M | $6M | $9M | $6M | $7M | $8M | $9M | $7M | $8M | $10M | $9M | $6M | $7M | $7M | $7M | |
| Net Income | $28M | $29M | $32M | $29M | $21M | $24M | $27M | $32M | $29M | $30M | $34M | $32M | $21M | $27M | $27M | $26M | |
| EPS (Basic) | $0.79 | $0.82 | $0.91 | $0.83 | $0.60 | $0.69 | $0.76 | $0.90 | $0.83 | $0.85 | $0.96 | $0.91 | $0.64 | $0.95 | $0.95 | $0.93 | |
| EPS (Diluted) | $0.78 | $0.81 | $0.89 | $0.83 | $0.59 | $0.68 | $0.76 | $0.89 | $0.82 | $0.84 | $0.96 | $0.90 | $0.64 | $0.94 | $0.96 | $0.92 | |
| Shares (Basic) | 35,173,525 | 35,108,649 | -69,896,223 | 35,003,054 | 34,972,065 | 34,895,723 | -69,518,994 | 34,793,704 | 34,764,489 | 34,740,349 | -62,703,982 | 34,818,346 | 32,526,962 | 27,891,760 | -55,882,692 | 27,865,416 | |
| Shares (Diluted) | 35,566,566 | 35,485,424 | -70,669,542 | 35,398,809 | 35,331,707 | 35,297,135 | -70,221,487 | 35,199,383 | 35,117,648 | 35,051,810 | -62,972,944 | 35,061,897 | 32,649,976 | 28,021,879 | -56,164,520 | 27,973,255 | |
| EBITDA | $36M | $37M | · | $38M | $27M | $31M | · | $41M | $36M | $38M | · | $41M | $27M | $34M | · | $33M |
Balance Sheet 17
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $180M | $190M | $189M | $190M | $186M | $187M | $218M | $284M | $236M | $430M | · | $299M | $148M | $157M | · | $145M | |
| PP&E (Net) | $98M | $99M | $101M | $104M | $104M | $104M | $104M | $105M | $107M | $107M | · | $104M | $104M | $87M | · | $84M | |
| PP&E (Gross) | · | · | $200M | · | · | · | $195M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $99M | · | · | · | $91M | · | · | · | · | · | · | · | · | · | |
| Goodwill | $363M | $363M | $363M | $363M | $363M | $363M | $363M | $362M | $362M | $362M | $362M | $355M | $356M | $293M | $292M | $292M | |
| Intangibles | $27M | $28M | $30M | $32M | $35M | $37M | $39M | $42M | $44M | $47M | · | $53M | $57M | $32M | · | $36M | |
| Total Assets | $9.54B | $9.65B | $9.65B | $9.62B | $9.54B | $9.25B | $9.25B | $9.14B | $9.23B | $9.27B | · | $8.94B | $8.79B | $7.31B | · | $7.01B | |
| Short-term Debt | $589M | $506M | $530M | $484M | $397M | $19M | $193M | $176M | $483M | $513M | $650M | $585M | $570M | $491M | $500M | $134M | |
| Total Liabilities | $8.30B | $8.43B | $8.44B | $8.44B | $8.39B | $8.11B | $8.14B | $8.02B | $8.15B | $8.21B | · | $7.95B | $7.79B | $6.49B | · | $6.25B | |
| Long-term Debt | $156M | $185M | $204M | $227M | $232M | $237M | $238M | $237M | $234M | $236M | · | $173M | $124M | $96M | · | $104M | |
| Total Debt | $589M | $506M | · | $484M | $397M | $19M | · | $176M | $483M | $513M | · | $585M | $570M | $491M | · | $134M | |
| Common Stock | $870M | $867M | $872M | $870M | $868M | $866M | $867M | $865M | $864M | $862M | · | $864M | $863M | $684M | · | $685M | |
| Retained Earnings | $464M | $451M | $437M | $421M | $406M | $398M | $388M | $375M | $358M | $343M | · | $308M | $289M | $282M | · | $250M | |
| Treasury Stock | $26M | $26M | $31M | $31M | $31M | $31M | $33M | $33M | $34M | $34M | · | $35M | $35M | $36M | · | $40M | |
| AOCI | $-71M | $-76M | $-71M | $-78M | $-90M | $-96M | $-110M | $-82M | $-110M | $-109M | · | $-144M | $-119M | $-111M | · | $-135M | |
| Stockholders' Equity | $1.24B | $1.22B | $1.21B | $1.18B | $1.15B | $1.14B | $1.11B | $1.12B | $1.08B | $1.06B | $1.05B | $993M | $999M | $820M | $785M | $761M | |
| Liabilities + Equity | $9.54B | $9.65B | $9.65B | $9.62B | $9.54B | $9.25B | $9.25B | $9.14B | $9.23B | $9.27B | · | $8.94B | $8.79B | $7.31B | · | $7.01B |
Cash Flow 14
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | · | · | · | · | · | · | · | · | · | · | $6M | $-139.0K | $-135.0K | $-136.0K | $5M | $-126.0K | |
| Amort. of Intangibles | $2M | $2M | $2M | $2M | $2M | $2M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $2M | $2M | $2M | |
| Operating Cash Flow | $56M | $35M | $35M | $14M | $51M | $34M | $40M | $34M | $32M | $37M | $31M | $50M | $15M | $48M | $17M | $40M | |
| CapEx | $872.0K | $1M | $114.0K | $2M | $1M | $3M | $197.0K | $866.0K | $2M | $4M | $3M | $3M | $4M | $3M | $-255.0K | $4M | |
| Investing Cash Flow | $87M | $-11M | $-21M | $-72M | $-313M | $-18M | $-218M | $147M | $-150M | $-123M | $-54M | $-28M | $39M | $-90M | $-213M | $-6M | |
| Debt Issued | $5M | $6M | $5M | $2M | $3M | $3M | $9M | $10M | $9M | $27M | $45M | $65M | $2M | $3M | $6M | $8M | |
| Net Debt Issued | · | $-19M | · | · | · | $-1M | · | · | · | $20M | · | · | · | $-6M | · | · | |
| Stock Issued | $443.0K | $353.0K | $189.0K | $490.0K | $698.0K | $293.0K | $348.0K | $280.0K | $399.0K | $451.0K | $266.0K | $272.0K | $329.0K | $397.0K | $348.0K | $302.0K | |
| Stock Repurchased | $0 | $0 | $383.0K | $0 | $455.0K | $0 | $0 | $0 | $0 | $3M | $3M | $0 | $0 | $0 | $252.0K | $1M | |
| Net Stock Activity | · | $353.0K | · | · | · | $293.0K | · | · | · | $-3M | · | · | · | $397.0K | · | · | |
| Dividends Paid | $15M | $15M | $15M | $15M | $14M | $14M | $14M | $14M | $14M | $14M | $14M | $14M | $13M | $11M | $11M | $11M | |
| Financing Cash Flow | $-153M | $-22M | $-16M | $62M | $262M | $-47M | $112M | $-133M | $-76M | $89M | $151M | $129M | $-63M | $45M | $204M | $-287M | |
| Net Change in Cash | $-11M | $1M | $-1M | $4M | $-903.0K | $-31M | $-66M | $48M | $-194M | $3M | $128M | $151M | $-9M | $3M | $9M | $-253M | |
| Free Cash Flow | · | $33M | · | · | · | $32M | · | · | · | $33M | · | · | · | $45M | · | · |
Profitability 5
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Margin | 161.7% | 167.0% | · | 176.5% | 129.1% | 142.5% | · | 200.0% | 174.4% | 172.7% | · | 199.8% | 139.6% | 177.8% | · | 194.7% | |
| Net Margin | 126.8% | 129.7% | · | 136.9% | 99.7% | 110.5% | · | 155.0% | 141.1% | 134.9% | · | 156.4% | 108.0% | 140.5% | · | 151.5% | |
| EBITDA Margin | 161.7% | 167.0% | · | 176.5% | 129.1% | 142.5% | · | 200.0% | 174.4% | 172.7% | · | 199.8% | 139.6% | 177.8% | · | 194.7% | |
| ROA | 0.29% | 0.31% | · | 0.31% | 0.23% | 0.26% | · | 0.35% | 0.32% | 0.36% | · | 0.40% | 0.26% | 0.37% | · | 0.44% | |
| ROE | 2.3% | 2.5% | · | 2.5% | 1.9% | 2.2% | · | 3.0% | 2.8% | 3.1% | · | 3.6% | 2.4% | 3.3% | · | 3.9% |
Liquidity & Solvency 2
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.5 | 0.4 | · | 0.4 | 0.3 | 0.0 | · | 0.2 | 0.4 | 0.5 | · | 0.6 | 0.6 | 0.6 | · | 0.2 | |
| Interest Coverage | · | · | · | · | · | · | · | · | · | 0.9 | · | 1.3 | 1.3 | 3.0 | · | 8.7 |
Efficiency 1
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Valuation (TTM) 5
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $87M | $87M | · | $85M | $84M | $85M | · | $83M | $82M | $81M | · | $76M | $73M | $72M | · | $67M | |
| Net Income TTM | $108M | $104M | · | $107M | $106M | $115M | · | $122M | $112M | $109M | · | $106M | $99M | $101M | · | $69M | |
| P/E | 12.8 | 11.3 | · | 10.0 | 10.2 | 9.2 | · | 8.7 | 9.4 | 8.9 | · | 7.5 | 7.9 | 7.2 | · | 12.3 | |
| Earnings Yield | 7.8% | 8.8% | · | 10.0% | 9.8% | 10.9% | · | 11.5% | 10.7% | 11.2% | · | 13.4% | 12.7% | 13.9% | · | 8.2% | |
| Payout Ratio | · | 50.5% | · | · | · | 59.8% | · | · | · | 47.0% | · | · | · | 41.4% | · | · |
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
Income Statement
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Revenue | $87M | $85M | $80M | $70M | $61M |
| Operating Margin % | 155.4% | 176.3% | 182.5% | 183.9% | 28918.8% |
| Net Income | $107M | $117M | $113M | $101M | $48M |
| Diluted EPS | $2.99 | $3.31 | $3.44 | $3.60 | $2.15 |
Balance Sheet
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Debt / Equity | 0.4 | 0.2 | 0.6 | 0.6 | 0.2 |
Cash Flow
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Free Cash Flow | $129M | $136M | $130M | $113M | $150M |
Trading Signals Recent buy/sell signals with entry price and risk/reward ratio
My Metrics Your personal watchlist — selected rows from Full Fundamentals
📊
Pick the metrics that matter to you — click the ➕ next to any row in Full Fundamentals above.
Your selection is saved and follows you across all tickers.
Institutional owners (13F) 241 filers · $645.8M total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 39 (+5 vs prior Q) | 18 (-7 vs prior Q) | 81 (+2 vs prior Q) | 52 (-6 vs prior Q) | +526K |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| DIMENSIONAL FUND ADVISORS LP | $83,835,005 | 2,182,635 | 12.98% | Shares |
| STATE STREET CORP | $78,827,038 | 2,052,253 | 12.21% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $58,740,451 | 1,529,301 | 9.10% | Shares |
| AMERICAN CENTURY COMPANIES INC | $42,094,839 | 1,095,934 | 6.52% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $31,993,682 | 832,759 | 4.95% | Shares |
| BROWN ADVISORY INC | $30,666,091 | 798,388 | 4.75% | Shares |
| PRIVATE MANAGEMENT GROUP INC | $22,295,814 | 580,469 | 3.45% | Shares |
| RAYMOND JAMES FINANCIAL INC | $18,939,231 | 493,081 | 2.93% | Shares |
| PEOPLES BANK /OH | $17,033,408 | 443,463 | 2.64% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $13,676,610 | 356,069 | 2.12% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $11,476,524 | 298,790 | 1.78% | Shares |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | $11,471,531 | 298,660 | 1.78% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $10,742,586 | 279,682 | 1.66% | Shares |
| Wealth Preservation Advisors, LLC | $9,940,623 | 258,803 | 1.54% | Shares |
| SEGALL BRYANT & HAMILL, LLC | $9,611,680 | 250,239 | 1.49% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $9,064,683 | 235,998 | 1.40% | Shares |
| TWO SIGMA INVESTMENTS, LP | $8,410,407 | 218,964 | 1.30% | Shares |
| FIRST TRUST ADVISORS LP | $7,855,766 | 204,524 | 1.22% | Shares |
| Bank of New York Mellon Corp | $7,619,315 | 198,368 | 1.18% | Shares |
| ProShare Advisors LLC | $7,274,010 | 189,378 | 1.13% | Shares |
| VANGUARD GROUP INC | $6,724,318 | 223,920 | 1.04% | Shares |
| Empowered Funds, LLC | $6,622,345 | 172,412 | 1.03% | Shares |
| COMMUNITY TRUST & INVESTMENT CO | $6,510,303 | 169,495 | 1.01% | Shares |
| GOLDMAN SACHS GROUP INC | $6,267,552 | 163,175 | 0.97% | Shares |
| O'SHAUGHNESSY ASSET MANAGEMENT, LLC | $5,150,128 | 134,083 | 0.80% | Shares |
| Foundry Partners, LLC | $4,889,006 | 164,835 | 0.76% | Shares |
| Ategra Capital Management, LLC | $3,429,706 | 89,292 | 0.53% | Shares |
| BANK OF AMERICA CORP /DE/ | $3,372,743 | 87,809 | 0.52% | Shares |
| Qube Research & Technologies Ltd | $3,356,189 | 87,378 | 0.52% | Shares |
| FEDERATED HERMES, INC. | $3,150,964 | 82,035 | 0.49% | Shares |
| State of New Jersey Common Pension Fund D | $3,076,065 | 80,085 | 0.48% | Shares |
| Polaris Capital Management, LLC | $3,065,118 | 79,800 | 0.47% | Shares |
| FRANKLIN RESOURCES INC | $2,857,627 | 74,398 | 0.44% | Shares |
| Elizabeth Park Capital Advisors, Ltd. | $2,848,754 | 74,167 | 0.44% | Shares |
| BlackRock, Inc. | $2,804,506 | 73,015 | 0.43% | Shares |
| Swiss National Bank | $2,688,700 | 70,000 | 0.42% | Shares |
| IEQ CAPITAL, LLC | $2,650,970 | 69,018 | 0.41% | Shares |
| Quantinno Capital Management LP | $2,623,032 | 68,290 | 0.41% | Shares |
| Numerai GP LLC | $2,346,390 | 61,088 | 0.36% | Shares |
| Brandywine Global Investment Management, LLC | $2,216,184 | 73,799 | 0.34% | Shares |
| Graver Capital Management, LLC | $2,188,909 | 56,988 | 0.34% | Shares |
| RHUMBLINE ADVISERS | $2,175,800 | 56,647 | 0.34% | Shares |
| AMERIPRISE FINANCIAL INC | $2,057,623 | 53,570 | 0.32% | Shares |
| Fisher Asset Management, LLC | $1,897,300 | 49,396 | 0.29% | Shares |
| Fonville Wealth Management LLC | $1,875,868 | 48,838 | 0.29% | Shares |
| PRUDENTIAL FINANCIAL INC | $1,867,648 | 48,624 | 0.29% | Shares |
| Vanguard Global Advisers, LLC | $1,806,998 | 47,045 | 0.28% | Shares |
| VICTORY CAPITAL MANAGEMENT INC | $1,728,450 | 45,000 | 0.27% | Shares |
| Uncommon Cents Investing LLC | $1,491,844 | 38,840 | 0.23% | Shares |
| CITADEL ADVISORS LLC | $1,457,275 | 37,940 | 0.23% | Shares |
| Shoker Investment Counsel, Inc. | $1,437,587 | 37,427 | 0.22% | Shares |
| ALLIANCEBERNSTEIN L.P. | $1,434,743 | 43,649 | 0.22% | Shares |
| DEUTSCHE BANK AG\ | $1,424,166 | 37,078 | 0.22% | Shares |
| Pinnacle Holdings, LLC | $1,416,860 | 36,888 | 0.22% | Shares |
| Pathway Financial Advisers, LLC | $1,397,165 | 36,375 | 0.22% | Shares |
| LPL Financial LLC | $1,370,926 | 35,692 | 0.21% | Shares |
| D. E. Shaw & Co., Inc. | $1,174,194 | 30,570 | 0.18% | Shares |
| CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | $1,085,762 | 33,032 | 0.17% | Shares |
| Odyssean, LLC | $1,045,751 | 27,226 | 0.16% | Shares |
| TWO SIGMA ADVISERS, LP | $1,039,158 | 34,604 | 0.16% | Shares |
| Cubist Systematic Strategies, LLC | $1,019,374 | 33,990 | 0.16% | Shares |
| Mariner, LLC | $1,013,987 | 26,401 | 0.16% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $1,000,004 | 26,035 | 0.15% | Shares |
| Atom Investors LP | $984,333 | 25,627 | 0.15% | Shares |
| Cetera Investment Advisers | $976,382 | 25,420 | 0.15% | Shares |
| WEDGE CAPITAL MANAGEMENT L L P/NC | $964,767 | 29,351 | 0.15% | Shares |
| D.A. DAVIDSON & CO. | $926,564 | 24,123 | 0.14% | Shares |
| MERCER GLOBAL ADVISORS INC /ADV | $922,586 | 24,019 | 0.14% | Shares |
| VANGUARD ASSET MANAGEMENT, Ltd | $920,995 | 23,978 | 0.14% | Shares |
| BARCLAYS PLC | $916,079 | 23,850 | 0.14% | Shares |
| FMR LLC | $876,516 | 22,820 | 0.14% | Shares |
| MIRABELLA FINANCIAL SERVICES LLP | $876,247 | 22,813 | 0.14% | Shares |
| Commonwealth Financial Services, LLC | $863,140 | 22,472 | 0.13% | Shares |
| WEALTH ENHANCEMENT ADVISORY SERVICES, LLC | $849,689 | 22,191 | 0.13% | Shares |
| AlphaQuest LLC | $840,930 | 28,003 | 0.13% | Shares |
| CWM, LLC | $806,663 | 24,541 | 0.12% | Shares |
| MetLife Investment Management, LLC | $798,851 | 20,798 | 0.12% | Shares |
| Rafferty Asset Management, LLC | $703,249 | 18,309 | 0.11% | Shares |
| COMERICA BANK | $702,041 | 23,378 | 0.11% | Shares |
| Sequoia Financial Advisors, LLC | $688,269 | 17,919 | 0.11% | Shares |
| XTX Topco Ltd | $661,651 | 17,226 | 0.10% | Shares |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | $630,769 | 16,422 | 0.10% | Shares |
| JOHNSON INVESTMENT COUNSEL INC | $622,665 | 16,211 | 0.10% | Shares |
| Cerity Partners LLC | $609,841 | 15,877 | 0.09% | Shares |
| Patriot Financial Partners GP II, L.P. | $602,614 | 15,689 | 0.09% | Shares |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $602,461 | 15,685 | 0.09% | Shares |
| nVerses Capital, LLC | $569,313 | 14,822 | 0.09% | Shares |
| CANADA PENSION PLAN INVESTMENT BOARD | $568,468 | 14,800 | 0.09% | Shares |
| JANUS HENDERSON GROUP PLC | $567,373 | 17,248 | 0.09% | Shares |
| Waverly Advisors, LLC | $566,701 | 14,754 | 0.09% | Shares |
| MAI Capital Management | $565,655 | 14,727 | 0.09% | Shares |
| FIFTH THIRD BANCORP | $559,562 | 14,568 | 0.09% | Shares |
| Keystone Financial Group | $558,548 | 14,542 | 0.09% | Shares |
| Invesco Ltd. | $546,229 | 14,221 | 0.08% | Shares |
| Campbell & CO Investment Adviser LLC | $536,818 | 13,976 | 0.08% | Shares |
| HSBC HOLDINGS PLC | $516,945 | 13,561 | 0.08% | Shares |
| Inspire Investing, LLC | $510,800 | 15,540 | 0.08% | Shares |
| MOODY NATIONAL BANK TRUST DIVISION | $500,021 | 13,018 | 0.08% | Shares |
| Zurcher Kantonalbank (Zurich Cantonalbank) | $491,725 | 12,802 | 0.08% | Shares |
| PATRIOT FINANCIAL PARTNERS GP, LP | $479,142 | 15,689 | 0.07% | Shares |
Company insiders 57 insiders · 24 officers · 30 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Tyler J Wilcox | Chief Executive Officer | June 30, 2026 J | 67,803 | 1 | 0 | $4,542 |
| Charles W Sulerzyski | President and CEO | Oct. 2, 2023 J | 90,077 | 0 | 0 | $0 |
| Robert E Evans | President & CEO | April 1, 2005 A | 168,048 | 0 | 0 | $0 |
| Kathryn M Bailey | EVP, Chief Financial Officer | June 30, 2026 J | 47,870 | 0 | 0 | $0 |
| John C. Rogers | Chief Financial Officer | Oct. 2, 2020 J | 10,090 | 0 | 0 | $0 |
| Edward G Sloane JR | Chief Financial Officer | Sept. 30, 2015 J | 14,138 | 0 | 0 | $0 |
| Donald J Landers | Chief Financial Officer | July 6, 2007 M | 180 | 0 | 0 | $0 |
| John W Conlon | CFO & Treasurer | Aug. 16, 2006 M | 20,564 | 0 | 0 | $0 |
| Hugh J Donlon | EVP, Community Banking | July 24, 2026 S | 23,365 | 0 | 1 | $-19,935 |
| Mark Augenstein | EVP, Operations | June 30, 2026 J | 26,865 | 0 | 0 | $0 |
| Michael Ryan Kirkham | EVP/General Counsel | June 30, 2026 J | 16,309 | 0 | 1 | $-32,015 |
| Matthew Joseph Macia | Chief Risk Officer | June 30, 2026 J | 11,027 | 0 | 0 | $0 |
| Jason M Eakle | Chief Credit Officer | Feb. 13, 2026 A | 25,060 | 0 | 0 | $0 |
| Douglas Vincent Wyatt | EVP, Chief Comm Banking Off | Feb. 13, 2026 A | 28,960 | 0 | 0 | $0 |
| Richard P. Vaughan | Executive Vice President | Sept. 30, 2020 J | 6,754 | 0 | 0 | $0 |
| Robyn A. Stevens | Chief Credit Officer | May 18, 2020 J | 558 | 0 | 0 | $0 |
| Daniel K. Mcgill | Executive Vice President | March 8, 2017 S | 23,200 | 0 | 0 | $0 |
| Richard William Stafford | Executive Vice President | June 30, 2015 J | 5,866 | 0 | 0 | $0 |
| Michael W. Hager | EVP Human Resources | Feb. 7, 2012 A | 2,927 | 0 | 0 | $0 |
| Joseph S Yazombek | Executive Vice President | Feb. 23, 2011 A | 27,894 | 0 | 0 | $0 |
| David T Wesel | Executive Vice President | Feb. 13, 2010 F | 3,552 | 0 | 0 | $0 |
| Hill K. Deborah | Executive Vice President | Sept. 4, 2009 J | 1,619 | 0 | 0 | $0 |
| Larry E Holdren | Executive Vice President | Feb. 20, 2008 A | 9,275 | 0 | 0 | $0 |
| David B Baker | Executive Vice President | Sept. 8, 2006 M | 24,289 | 0 | 0 | $0 |
| Dwight Eric Smith | Director | July 23, 2026 P | 10,256 | 5 | 0 | $111,222 |
| Kevin R Reeves | Director | June 30, 2026 A | 14,311 | 1 | 0 | $36,375 |
| Susan D. Rector | Director | June 30, 2026 A | 24,096 | 0 | 0 | $0 |
| Frances A Skinner | Director | June 30, 2026 A | 6,711 | 0 | 0 | $0 |
| Glenn W Hogan | Director | June 30, 2026 A | 536,416 | 2 | 0 | $57,310 |
| David F Dierker | Director | June 30, 2026 A | 4,010 | 0 | 0 | $0 |
| Michael N Vittorio | Director | June 30, 2026 A | 11,929 | 0 | 0 | $0 |
| Craig S Beam | Director | June 30, 2026 A | 27,542 | 1 | 0 | $4,969 |
| Carol A Schneeberger | Director | June 30, 2026 A | 19,049 | 0 | 7 | $-246,696 |
| Brooke Williams James | Director | June 30, 2026 A | 266,499 | 0 | 0 | $0 |
| Tara Abraham | Director | June 28, 2024 A | 601 | 0 | 0 | $0 |
| James S. Huggins | Director | March 28, 2024 A | 13,038 | 0 | 0 | $0 |
| George W Broughton | Director | Dec. 29, 2023 A | 123,611 | 0 | 0 | $0 |
| Douglas V Reynolds | Director | March 31, 2023 A | — | 0 | 0 | $0 |
| David L Mead | Director | April 23, 2021 S | 13,404 | 0 | 0 | $0 |
| Timothy J Lathe | Director | March 31, 2020 A | 1,259 | 0 | 0 | $0 |
| Terry Thomas Sweet | Director | Jan. 2, 2019 A | 6,907 | 0 | 0 | $0 |
| Brenda F. Jones | Director | March 31, 2017 A | 10,248 | 0 | 0 | $0 |
| Carl Baker JR | Director | Jan. 31, 2017 A | 25,925 | 0 | 0 | $0 |
| Thomas Joseph Wolf | Director | Dec. 30, 2016 A | 32,064 | 0 | 0 | $0 |
| Richard Ferguson | Director | Oct. 3, 2016 A | 6,911 | 0 | 0 | $0 |
| Pat T Sauber | Director | Feb. 1, 2014 A | 3,299 | 0 | 0 | $0 |
| Paul T Theisen | Director | July 2, 2012 A | 25,770 | 0 | 0 | $0 |
| Wilford D Dimit | Director | Feb. 1, 2012 A | 59,532 | 0 | 0 | $0 |
| Robert W Price | Director | July 1, 2010 M | 25,969 | 0 | 0 | $0 |
| Frank L Christy | Director | May 5, 2009 S | 65,115 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 59 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| SMDV · ProShares Trust | 1.04% | 195,295 NS | May 31, 2026 | N-PORT |
| FYT · First Trust Exchange-Traded AlphaDE… | 0.36% | 19,448 NS | April 30, 2026 | N-PORT |
| WBIY · Absolute Shares Trust | 0.30% | 4,595 NS | June 30, 2026 | N-PORT |
| ROSC · Lattice Strategies Trust | 0.29% | 4,633 NS | April 30, 2026 | N-PORT |
| FYX · First Trust Exchange-Traded AlphaDE… | 0.24% | 84,485 NS | April 30, 2026 | N-PORT |
| HAPS · Harbor ETF Trust | 0.23% | 10,688 NS | April 30, 2026 | N-PORT |
| DPST · Direxion Shares ETF Trust | 0.19% | 27,688 NS | April 30, 2026 | N-PORT |
| EBIT · Harbor ETF Trust | 0.15% | 489 NS | April 30, 2026 | N-PORT |
| AVUV · AMERICAN CENTURY ETF TRUST | 0.11% | 892,603 NS | May 31, 2026 | N-PORT |
| NUSC · Nushares ETF Trust | 0.10% | 37,119 NS | April 30, 2026 | N-PORT |
| AVSC · AMERICAN CENTURY ETF TRUST | 0.10% | 78,218 NS | May 31, 2026 | N-PORT |
| DFSV · Dimensional ETF Trust | 0.09% | 195,573 NS | April 30, 2026 | N-PORT |
| FAB · First Trust Exchange-Traded AlphaDE… | 0.08% | 3,025 NS | April 30, 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0.05% | 215,706 NS | April 30, 2026 | N-PORT |
| RSSL · Global X Funds | 0.04% | 15,085 NS | April 30, 2026 | N-PORT |
| GSSC · Goldman Sachs ETF Trust | 0.03% | 9,326 NS | May 31, 2026 | N-PORT |
| ITWO · ProShares Trust | 0.03% | 1,642 NS | May 31, 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0.03% | 118,443 NS | April 30, 2026 | N-PORT |
| SCHA · SCHWAB STRATEGIC TRUST | 0.03% | 167,183 NS | May 31, 2026 | N-PORT |
| UWM · ProShares Trust | 0.02% | 1,284 NS | May 31, 2026 | N-PORT |
| FNCL · FIDELITY COVINGTON TRUST | 0.02% | 10,541 NS | April 30, 2026 | N-PORT |
| URTY · ProShares Trust | 0.01% | 1,303 NS | May 31, 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0.01% | 982 NS | April 30, 2026 | N-PORT |
| TILT · FlexShares Trust | 0.01% | 4,774 NS | April 30, 2026 | N-PORT |
| AVSU · AMERICAN CENTURY ETF TRUST | 0.01% | 1,008 NS | May 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.01% | 88,336 NS | April 30, 2026 | N-PORT |
| MSSM · MORGAN STANLEY PATHWAY FUNDS | 0.01% | 1,430 NS | May 31, 2026 | N-PORT |
| ONEQ · Fidelity Commonwealth Trust | 0.01% | 18,179 NS | May 31, 2026 | N-PORT |
| HDG · ProShares Trust | 0.01% | 33 NS | May 31, 2026 | N-PORT |
| DFUV · Dimensional ETF Trust | 0.01% | 21,566 NS | April 30, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 3,827 NS | April 30, 2026 | N-PORT |
| AVUS · AMERICAN CENTURY ETF TRUST | 0.00% | 16,716 NS | May 31, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.00% | 1,582 NS | April 30, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.00% | 8,363 NS | April 30, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.00% | 14,096 NS | April 30, 2026 | N-PORT |
| SCHB · SCHWAB STRATEGIC TRUST | 0.00% | 20,702 NS | May 31, 2026 | N-PORT |
| EBI · RBB Fund Trust | 0.00% | 1 NS | May 31, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | — | — | July 15, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | — | — | July 15, 2026 | Daily |
| VFVA · VANGUARD WELLINGTON FUND | — | — | July 30, 2026 | Daily |
| VFMF · VANGUARD WELLINGTON FUND | — | — | July 30, 2026 | Daily |
| VTWO · VANGUARD SCOTTSDALE FUNDS | — | — | July 15, 2026 | Daily |
| VTWV · VANGUARD SCOTTSDALE FUNDS | — | — | July 15, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | — | — | July 15, 2026 | Daily |
| ITOT · iShares Trust | — | — | July 22, 2026 | Daily |
| IWV · iShares Trust | — | — | Aug. 18, 2026 | Daily |
| IWN · iShares Trust | — | — | Aug. 17, 2026 | Daily |
| IWM · iShares Trust | — | — | Aug. 18, 2026 | Daily |
| IWC · iShares Trust | — | — | Aug. 18, 2026 | Daily |
| SVAL · iShares Trust | — | — | Aug. 3, 2026 | Daily |