$44.21
▲ +$0.38
(+0.87%)
Vol 80K
11
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$726.6M
P/E
11.9
ROE
11.7%
Margin
21.4%
D/E
15.32
Beta
0.36
Div Yield
2.44%
52W
$32–$46
Wall Street Consensus
9 analysts · Apr 20262
Strong Buy
4
Buy
3
Hold
0
Sell
0
Strong Sell
66.7%
Buy Rating
Price Chart
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Earnings
Beat rate: 75.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.90 | $0.80 | $-0.10 |
| Sep 2025 | $0.88 | $0.93 | +$0.05 |
| Jun 2025 | $0.80 | $0.88 | +$0.08 |
| Mar 2025 | $0.75 | $0.99 | +$0.24 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | — | $57.5M | $59.0M | $60.7M | $63.4M | $61.3M |
| Net Income | — | $13.1M | $16.9M | $15.0M | $15.9M | $13.7M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 11.5% | 11.5% | 11.5% | 12.0% | 11.7% | 11.7% |
| P/E (TTM) | 11.59 | 11.98 | 12.18 | 10.89 | 11.78 | 11.94 |
| Net Margin | — | 21.4% | 21.4% | 21.4% | 21.4% | 21.4% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 14.65 | 14.65 | 14.65 | 16.39 | 15.32 | 15.32 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
1.4%
P/S (TTM)
1.90
P/B
1.3
EPS (TTM)
$3.57
CF/Share
$2.71
Rev Growth 3Y
+5.2%
52W High
$45.63
52W Low
$32.38
$32.38
52-Week Range
$45.63
Financial Health
Free Cash Flow
$9.9M
Net Debt
$9.1M
Cash
$62.2M
Total Debt
$71.3M
As of Dec 31, 2025
How does CCBG compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
CCBG valuation vs Banking peers
P/E ratio
11.9
▼
5%
below
peers
(12.6)
vs Peers
vs Industry
Fair value
P/S ratio
1.9
▼
18%
below
peers
(2.3)
vs Peers
vs Industry
Undervalued
P/B ratio
1.3
▲
19%
above
peers
(1.1)
vs Peers
vs Industry
Overvalued
Div yield
2.4%
▼
18%
below
peers
(3.0%)
vs Peers
vs Industry
Low yield
CCBG profitability vs Banking peers
ROE
11.7%
▲
30%
above
peers
(9.0%)
vs Peers
vs Industry
Top tier
Net margin
21.4%
▼
25%
below
peers
(28.6%)
vs Peers
vs Industry
Weak
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.4%
▲
46%
above
peers
(1.0%)
vs Peers
vs Industry
Top tier
CCBG financial health vs Banking peers
D/E ratio
15.3
▲
11%
above
peers
(13.8)
vs Peers
vs Industry
In line
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.4
▼
48%
below
peers
(0.7)
vs Peers
vs Industry
More volatile
CCBG fundamentals radar
CCBG
Peer median
Industry
CCBG profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
CCBG vs peers: key metrics
Related Signals
Insider Activity
NeutralBuys
0
Sells
0
CONNALLY STANLEY W JR
Director · Feb 26
757 shs
JOHNSON LAURA L
Director · Feb 26
757 shs
SAMPLE JOHN G JR
Director · Feb 26
757 shs
GRANT WILLIAM ERIC
Director · Feb 26
757 shs
CRISER MARSHALL MCALLISTER III
Director · Feb 26
757 shs
ANTOINE ROBERT
Director · Feb 26
757 shs
BUTLER WILLIAM F
Director · Feb 26
757 shs
DAVENPORT BONNIE
Director · Feb 26
757 shs
CROWELL KIMBERLY
Director · Feb 26
757 shs
WILLIAMS ASHBEL C. JR.
Director · Feb 26
757 shs
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As of Dec 31, 2025
Dividends
$1.03
/ year
Mar 09, 2026
$0.2700
Dec 01, 2025
$0.2600
Sep 08, 2025
$0.2600
Jun 09, 2025
$0.2400
Mar 10, 2025
$0.2400
Dec 09, 2024
$0.2300
Sep 09, 2024
$0.2300
Jun 10, 2024
$0.2100
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