CCNE logo
CCNE NASDAQ US

CNB Financial Corporation - Common Stock

Financials · Banking Website · IPO Mar 1994
$29.31
▲ +$0.00 (+0.00%)
Vol 312K
10
Quality Score
ok
Deep Check
2/5 ok
Mkt Cap
$771.4M
P/E
16.2
ROE
7.0%
Margin
26.5%
D/E
36.14
Beta
0.74
Div Yield
2.75%
52W
$19–$28

Wall Street Consensus

9 analysts · Apr 2026
3
Strong Buy
4
Buy
2
Hold
0
Sell
0
Strong Sell
77.8%
Buy Rating

Price Chart

Similar Stocks

NBBK
NB Bancorp Inc
P/E 14.5
$845.4M
BFST
Business First Bancshares Inc
P/E 9.5
$774.1M
MBWM
Mercantile Bank Corp
P/E 9.1
$781.8M
HBNC
Horizon Bancorp Inc
$868.6M
MCBS
Metrocity Bankshares Inc
P/E 11.5
$764.8M
FSBC
Five Star Bancorp
P/E 13.3
$764.5M
CAC
Camden National Corp
P/E 12.7
$734.1M

Earnings

Beat rate: 75.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $0.80 $0.87 +$0.07
Sep 2025 $0.74 $0.82 +$0.08
Jun 2025 $0.61 $0.63 +$0.02
Mar 2025 $0.59 $0.57 $-0.02

Quarterly Revenue & Earnings

Quarter 2024-1… 2025-0… 2025-0… 2025-0… 2025-1…
Revenue $58.0M $55.8M $60.0M $76.4M $84.9M
Net Income $15.1M $11.5M $14.0M $7.0M $33.6M

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 8.8% 8.8% 8.8% 8.8% 7.0% 7.0%
P/E (TTM) 8.81 13.54 13.02 13.32 16.38 16.22
Net Margin — 26.5% 26.5% 26.5% 26.5% 26.5%
Gross Margin — — — — — —
D/E Ratio 19.37 19.37 19.37 19.37 36.14 36.14
Current Ratio — — — — — —

Key Ratios

ROA (TTM)
0.7%
P/S (TTM)
1.93
P/B
0.9
EPS (TTM)
$2.19
CF/Share
$3.10
Rev Growth 3Y
+11.1%
52W High
$28.04
52W Low
$19.32
$19.32 52-Week Range $28.04

Financial Health

Free Cash Flow
$26.0M
Net Debt
-$214.7M
Cash
$527.9M
Total Debt
$313.2M
As of Dec 31, 2025

How does CCNE compare to Banking peers?

Peer group: Micro-cap Banking (All) · 289 companies

CCNE ACNB AFBI AMAL AROW

CCNE valuation vs Banking peers

P/E ratio
16.2
▲ 29% above peers (12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
1.9
▼ 17% below peers (2.3)
vs Peers
vs Industry
Undervalued
P/B ratio
0.9
▼ 19% below peers (1.1)
vs Peers
vs Industry
Undervalued
Div yield
2.8%
▼ 8% below peers (3.0%)
vs Peers
vs Industry
Low yield

CCNE profitability vs Banking peers

ROE
7.0%
▼ 22% below peers (9.0%)
vs Peers
vs Industry
Weak
Net margin
26.5%
▼ 7% below peers (28.6%)
vs Peers
vs Industry
Weak
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
0.7%
▼ 26% below peers (1.0%)
vs Peers
vs Industry
Weak

CCNE financial health vs Banking peers

D/E ratio
36.1
▲ 161% above peers (13.8)
vs Peers
vs Industry
High debt
Current ratio
—
▼ 0% below peers (0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.7
▲ 7% above peers (0.7)
vs Peers
vs Industry
Less volatile

CCNE fundamentals radar

CCNE Peer median Industry

CCNE profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

CCNE vs peers: key metrics

Insider Activity

Neutral
Buys
0
Sells
0
SCOTT NICHOLAS N. JR.,
Director · Mar 13
375 shs
LIMA TITO L
Chief Financial Officer · Feb 23
1485 shs
SHILLING STEVEN R SHAFFNER
Officer · Feb 23
1113 shs
GRIFFITH MARTIN T
Officer · Feb 23
1485 shs
DIXON GREGORY M
Officer · Feb 23
1113 shs
WILCOXSON ANGELA D.
Officer · Feb 23
1113 shs
KOPTCHAK HEATHER J.
Officer · Feb 23
445 shs
NOAH MICHAEL J
Chief Operating Officer · Feb 23
519 shs
MINK ROBIN W.
Officer · Feb 23
445 shs
PEDUZZI MICHAEL D
Chief Executive Officer · Feb 23
4015 shs
Last 90 days

Top Holders

Top 5: 29.58%
Wellington Management Group…
8.75%
$73.6M
Blackrock Inc.
6.99%
$58.8M
Vanguard Group Inc
5.64%
$47.4M
Dimensional Fund Advisors LP
4.99%
$42.0M
Davis Asset Management, L.P.
3.21%
$27.0M
As of Dec 31, 2025

Dividends

$0.73
/ year
Feb 27, 2026 $0.1900
Nov 28, 2025 $0.1800
Aug 29, 2025 $0.1800
May 30, 2025 $0.1800
Feb 28, 2025 $0.1800
Nov 29, 2024 $0.1800
Aug 30, 2024 $0.1800
May 31, 2024 $0.1750

Latest News

No related news yet