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CFR NYSE US

Cullen/Frost Bankers, Inc. Common Stock

Financials · Banking Website · IPO Aug 1997
$142.06
▼ $-0.44 (-0.31%)
Vol 21K
Mkt Cap
$9.0B
P/E
13.9
ROE
15.0%
Margin
34.5%
Beta
0.59
Div Yield
2.76%
52W
$102–$149

Wall Street Consensus

19 analysts · Apr 2026
2
Strong Buy
7
Buy
7
Hold
1
Sell
2
Strong Sell
47.4%
Buy Rating

Price Chart

Earnings

Beat rate: 100.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $2.48 $2.56 +$0.08
Sep 2025 $2.41 $2.67 +$0.26
Jun 2025 $2.33 $2.39 +$0.06
Mar 2025 $2.19 $2.30 +$0.11

Quarterly Revenue & Earnings

Quarter 2024-1… 2025-0… 2025-0… 2025-0… 2025-1…
Revenue $536.3M $540.2M $546.9M $567.1M $581.1M
Net Income $154.9M $150.9M $157.0M $174.4M $166.3M

Key Ratios

ROA (TTM)
1.2%
P/S (TTM)
3.19
P/B
1.8
EPS (TTM)
$10.12
CF/Share
$11.72
Rev Growth 3Y
+9.2%
52W High
$148.97
52W Low
$101.76
$101.76 52-Week Range $148.97

Financial Health

Free Cash Flow
$138.2M
Net Debt
-$8.6B
Cash
$8.9B
Total Debt
$223.0M
As of Dec 31, 2025

How does CFR compare to Banking peers?

Peer group: Peers · Banking (Peers) · 10 companies

CFR valuation vs Banking peers

P/E ratio
13.9
7% above peers (12.9)
vs Peers
vs Industry
Fair value
P/S ratio
3.2
44% above peers (2.2)
vs Peers
vs Industry
Overvalued
P/B ratio
1.8
45% above peers (1.2)
vs Peers
vs Industry
Overvalued
Div yield
2.8%
5% above peers (2.6%)
vs Peers
vs Industry
In line

CFR profitability vs Banking peers

ROE
15.0%
54% above peers (9.7%)
vs Peers
vs Industry
Top tier
Net margin
34.5%
25% above peers (27.6%)
vs Peers
vs Industry
Top tier
Gross margin
vs Peers
vs Industry
Weak
ROA
1.2%
24% above peers (1.0%)
vs Peers
vs Industry
Top tier

CFR financial health vs Banking peers

D/E ratio
0% below peers (30.6)
vs Peers
vs Industry
High debt
Current ratio
vs Peers
vs Industry
Low liquidity
Beta
0.6
32% below peers (0.9)
vs Peers
vs Industry
More volatile

CFR fundamentals radar

CFR Peer median Industry

CFR profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

CFR vs peers: key metrics

Dividends

$4.00
/ year
Feb 27, 2026 $1.0000
Nov 28, 2025 $1.0000
Aug 29, 2025 $1.0000
May 30, 2025 $1.0000
Feb 28, 2025 $0.9500
Nov 29, 2024 $0.9500
Aug 30, 2024 $0.9500
May 31, 2024 $0.9200

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