UMBF Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

03
Price $130.94
Market Cap (MRQ) $9.95B
P/E 14.1
EPS $9.29
Div Yield 1.4%
ROE 9.4%
52W Range $103–$153

UMBF Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

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Stock splits 6
Ex-date Split Type
May 31, 2006 2-for-1 Forward
Dec. 10, 2001 21-for-20 Forward
Dec. 9, 1999 11-for-10 Forward
Dec. 9, 1997 21-for-20 Forward
Dec. 9, 1996 21-for-20 Forward
Jan. 5, 1987 3-for-2 Forward

About UMB Financial Corporation - Common Stock Company overview from Wikipedia

05 · wikidata

UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.

UMB Financial is the parent company of UMB Bank, which ranks as one of America's Best Banks by Forbes and S&P Global Market Intelligence, based on eight financial measures of asset quality, capital adequacy and profitability. UMB operates banking and wealth management centers in Missouri, Arizona, California, Colorado, Illinois, Iowa, Kansas, Minnesota, Nebraska, New Mexico, Oklahoma, Texas, Utah, Wisconsin.

History

In 1919, W.T. Kemper and Associates bought shares in City Center Bank, and R. Crosby Kemper became the president of the company. In 1926, the bank built a six-story headquarters, adding a drive-up service window in 1928. In 1934, the bank was renamed City National Bank and Trust Company and moved to Kansas City's financial center. In 1959, R. Crosby Kemper Jr. (a third generation banker from the Kemper family) became president of the bank and led the installation of its first computer processing system. City National acquired several other banks over the years as banking laws changed. In 1969, it reorganized as a holding company, Missouri Bancshares, which changed its name to United Missouri Bancshares (UMB) in 1971.

In 1987, UMB acquired FCB Corp. and its three banks in Southern Illinois. In 1992, UMB expanded into Colorado with the purchase of Valley Bank and National Bank of the West in Colorado Springs. UMB acquired Denver's Columbine National Bank in 1992, and in 1994, all of UMB's Colorado banks were merged into one entity, UMB Bank Colorado. To reflect its expansion outside of Missouri, UMB changed its name to the current UMB Financial Corporation in 1994. In 1995, UMB acquired Oklahoma Bank and its holding company, First Sooner Bancshares. That same year, UMB entered the online banking market in conjunction with Visa Interactive.

In 2001, UMB purchased Sunstone Financial Group Inc. and rebranded it to UMB Fund Services, Inc. It followed in 2002 with its purchase of State Street Bank & Trust Company of Missouri. In 2001 UMB also established Scout Investment Advisors Inc.

In February 2002, the UMB acquired naming rights to St. Louis' Riverport Amphitheatre and renamed it UMB Bank Pavilion. This agreement expired in 2006, after which Verizon Wireless purchased naming rights. In 2004, Peter deSilva became the president and Mariner Kemper became chairman and CEO of UMB Financial Corporation.

In June 2015, UMB acquired Marquette Financial Companies, which expanded its operations into the U.S states of Minnesota, Texas and Arizona.

In April 2017, the firm sold Reams Asset Management and Scouts Investments to Raymond James Financial for $172.5 million.

In December 2019, UMB had 91 branches located across eight U.S. states: Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska, Arizona and Texas.

UMB acquired Heartland Financial in 2025, bringing it into five more states, including California, Minnesota, New Mexico, Iowa and Wisconsin (which used state and regional-focused brands for their ten banking divisions, all of which have taken the new UMB Bank name), and merged banking and marketing operations in full by the end of the year, with physical signage replaced with UMB branding in mid-October.

As of January 2026, UMB has 211 domestic locations in 14 states: Arizona, California, Colorado, Illinois, Iowa, Kansas, Minnesota, Missouri, Nebraska, New Mexico, Oklahoma, Texas, Utah, Wisconsin.

Lines of business

Accounts Receivable Financing

Commercial Banking and Lending

Healthcare Services: Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)

Institutional Banking and Lending

Personal Banking: Private Wealth Management and Consumer Banking

Small Business Banking

Transportation Finance

Subsidiaries

Subsidiaries of the holding company and the lead bank, UMB Bank, n.a., include mutual fund and alternative investment services groups, single-purpose companies that deal with brokerage services and insurance, and a registered investment adviser that manages the company's proprietary mutual funds and investment advisory accounts for institutional customers.

Source: Wikipedia, CC BY-SA 4.0 · View on Wikipedia ↗

Wikidata ↗

sectorFinancials industryBanking employees5,222 countryUS

10-Year Performance Revenue, net income, margins and EPS trends

06
EPS$9.29
2016-12-31 → 2025-12-31
Free Cash Flow$978M
2016-12-31 → 2025-12-31
Net margin26.5%
2016-12-31 → 2025-12-31
Valuation & Ratios 07–12

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric 5Y trend UMBF 5Y avg Peer Median Verdict
P/E 14.15Y avg ≈12.1 ≈12.1 11.7 Undervalued
P/S 3.85Y avg ≈3.2 ≈3.2 3.6 Undervalued
P/B (MRQ) 1.35Y avg ≈1.4 ≈1.4 1.1 Fair value
Price / FCF (TTM) 10.15Y avg ≈12.3 ≈12.3 · ·
Price / Cash Flow (TTM) 9.75Y avg ≈11.3 ≈11.3 10.3 Undervalued
Price / Tangible Book (MRQ) 1.45Y avg ≈1.6 ≈1.6 · ·
PEG Ratio ≈1.5 · · ·

Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.

value · ≈ 5Y avg · industry median · verdict relative to median

Dividends Yield, payout ratio, dividend history, 5Y CAGR

13
Dividend Yield1.4%
Payout Ratio19.3%
Annualized Payout≈$2.00Paid quarterly
5Y Div CAGR≈5.2%Per share, split-adjusted
Growth Streak≈24Consecutive years of dividend growth
Ex-dateAmountCurrencyYield
Sep 10, 2026$0.50USD≈1.3%
Jun 10, 2026$0.43USD≈1.3%
Mar 10, 2026$0.43USD≈1.5%
Dec 10, 2025$0.43USD≈1.4%
Sep 10, 2025$0.40USD≈1.3%
Jun 10, 2025$0.40USD≈1.5%
Mar 10, 2025$0.40USD≈1.6%
Dec 10, 2024$0.40USD≈1.3%
Sep 10, 2024$0.39USD≈1.5%
Jun 10, 2024$0.39USD≈1.9%
Mar 8, 2024$0.39USD≈1.9%
Dec 8, 2023$0.39USD≈2.0%
Sep 8, 2023$0.38USD≈2.5%
Jun 9, 2023$0.38USD≈2.3%
Mar 9, 2023$0.38USD≈1.9%
Dec 9, 2022$0.38USD≈1.8%
Sep 9, 2022$0.37USD≈1.6%
Jun 9, 2022$0.37USD≈1.7%
Mar 9, 2022$0.37USD≈1.5%
Dec 9, 2021$0.37USD≈1.3%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

14
Avg Surprise 5.1%
Next Report Oct 26, 2026
PeriodReportEPS ActualEPS EstSurprise
June 30, 2026 Jul 27, 2026 $3.56 $3.19 11.6%
March 31, 2026 $3.35 $2.86 17.3%
Dec. 31, 2025 $2.74 $2.60 5.2%
Sept. 30, 2025 $2.36 $2.50 -5.5%
June 30, 2025 $2.82 $2.44 15.4%
March 31, 2025 $1.94 $2.24 -13.3%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

15
Income Statement 10
Metric Trend 202520242023202220212020201920182017201620152014
Interest Expense ··$919M$224M$46M$77M$192M$122M$58M$28M$19M$14M
Interest Income $3.35B$2.17B$1.84B$1.14B$862M$808M$863M$732M$617M$523M$431M$364M
Pretax Income $875M$541M$422M$532M$429M$339M$286M$224M$236M$199M$128M$166M
Income Tax $173M$100M$72M$100M$76M$52M$42M$27M$53M$45M$32M$45M
Net Income $702M$441M$350M$432M$353M$287M$244M$196M$247M$159M$116M$121M
EPS (Basic) $9.35$9.05$7.22$8.93$7.31$5.95$4.99$3.97$5.02$3.25$2.46$2.69
EPS (Diluted) $9.29$8.99$7.18$8.86$7.24$5.93$4.96$3.93$4.96$3.22$2.44$2.65
Shares (Basic) 73,259,08248,747,81448,503,64348,340,92248,271,46248,137,79148,779,26349,334,93749,223,66148,828,31347,126,25244,844,578
Shares (Diluted) 73,670,64349,056,95648,763,82048,747,39948,738,29248,343,75049,089,87749,770,73749,839,29049,277,05547,579,33445,445,283
EBITDA ·········$-2M$-3M·
Balance Sheet 17
Metric Trend 202520242023202220212020201920182017201620152014
Cash & Equivalents $7.77B$8.45B$5.53B$1.56B$9.21B$3.50B$1.67B$1.67B$1.72B$1.06B$819M$1.79B
PP&E (Net) $398M$222M$242M$264M$271M$293M$300M$284M$276M$289M$281M$258M
PP&E (Gross) $1.13B$913M$894M$876M$849M$835M$804M$758M$709M$701M$659M$598M
Goodwill $1.84B$207M$207M$207M$175M$181M$181M$181M$181M$181M$228M$210M
Intangibles $487M$64M$71M$71M$14M$21M$28M$15M$20M$27M$47M$44M
Total Assets $73.09B$50.41B$44.01B$38.51B$42.69B$33.13B$26.56B$23.35B$21.77B$20.68B$19.09B$17.50B
Short-term Debt ··$1.80B·······$5M·
Total Liabilities $65.40B$46.94B$40.91B$35.85B$39.55B$30.11B$23.95B$21.12B$19.59B$18.72B$17.20B$15.86B
Long-term Debt $474M$385M$383M$381M$272M$270M$70M$83M$79M$77M$86M$9M
Total Debt ··$1.80B·······$5M·
Common Stock $79M$55M$55M$55M$55M$55M$55M$55M$55M$55M$55M$55M
Retained Earnings $3.74B$3.17B$2.81B$2.54B$2.18B$1.89B$1.67B$1.49B$1.34B$1.14B$1.03B$964M
Treasury Stock $165M$336M$343M$347M$323M$338M$278M$274M$212M$211M$212M$281M
AOCI $-262M$-573M$-557M$-703M$126M$318M$83M$-96M$-46M$-58M$-4M$11M
Stockholders' Equity $7.69B$3.47B$3.10B$2.67B$3.15B$3.02B$2.61B$2.23B$2.18B$1.96B$1.89B$1.64B
Liabilities + Equity $73.09B$50.41B$44.01B$38.51B$42.69B$33.13B$26.56B$23.35B$21.77B$20.68B$19.09B$17.50B
Shares Outstanding 75,960,67548,814,17748,554,12748,319,40448,430,80548,006,38649,097,60649,117,22249,894,99049,673,05649,396,36645,532,188
Cash Flow 19
Metric Trend 202520242023202220212020201920182017201620152014
D&A $142M$53M$59M$54M$56M$63M$56M$53M$55M$-2M$-3M$46M
Stock-based Comp $38M$23M$19M$21M$21M$15M$15M$11M$13M$12M$11M$10M
Deferred Tax $83M$-16M$-20M$-6M$-13M$-5M$-153.0K$-20M$60M$2M$-645.0K$-11M
Amort. of Intangibles $94M$8M$9M$5M$5M$7M$6M$6M$7M$9M$8M$12M
Other Non-cash ·········$125M$92M·
Operating Cash Flow $1.03B$225M$473M$770M$534M$374M$340M$296M$327M$296M$212M$246M
CapEx $49M$20M$23M$52M$34M$60M$72M$58M$36M$51M$54M$45M
Investing Cash Flow $-5.62B$-3.26B$-1.27B$-3.85B$-4.24B$-4.49B$-2.99B$-1.75B$-479M$-1.50B$-1.33B·
Debt Issued ···$110M·$200M$19M$4M$3M$2M$2M$5M
Net Debt Issued $-200M··$110M·$200M$14M$2M$1M$-10M$-8M$4M
Stock Issued $235M···········
Stock Repurchased $18M$8M$8M$32M$6M$64M$4M$77M$15M$16M$8M$6M
Net Stock Activity $218M$-8M$-8M$-32M$-6M$-64M$-4M$-77M$-15M$-16M$-8M$-6M
Dividends Paid $136M$77M$74M$72M$67M$60M$59M$58M$52M$49M$46M$41M
Financing Cash Flow $3.92B$5.96B$4.77B$-4.58B$9.42B$5.95B$2.64B$1.41B$804M$1.45B$150M·
Net Change in Cash $-677M$2.92B$3.97B$-7.66B$5.72B$1.83B$-5M$-42M$652M$245M$-968M$-795M
Taxes Paid $63M$77M$79M$102M$93M$34M$2M$63M$46M···
Free Cash Flow $978M$201M$446M$718M$500M$313M$269M$239M$290M$246M$157M$199M
Levered FCF ··$-317M$536M$463M$248M$106M$132M$245M$224M$144M$189M
Profitability 5
Metric Trend 202520242023202220212020201920182017201620152014
Net Margin 26.5%27.1%23.9%29.4%27.5%22.2%22.2%19.3%25.1%16.4%13.2%14.2%
Pretax Margin 33.0%33.2%28.8%36.2%33.5%26.2%26.1%22.1%24.1%21.3%18.1%19.4%
EBITDA Margin ·········-0.24%-0.31%·
ROA 1.1%0.93%0.85%1.1%0.93%0.96%0.98%0.87%1.2%0.80%0.63%0.70%
ROE 9.4%12.6%11.8%16.6%11.3%9.8%9.4%8.8%11.5%8.0%6.1%7.4%
Liquidity & Solvency 1
Metric Trend 202520242023202220212020201920182017201620152014
Debt / Equity ··0.6·······0.0·
Efficiency 1
Metric Trend 202520242023202220212020201920182017201620152014
Asset Turnover 0.00.00.00.00.00.00.00.00.00.00.00.0
Per Share 6
Metric Trend 202520242023202220212020201920182017201620152014
Book Value / Share $101.28$71.02$63.85$55.20$64.95$62.84$53.09$45.37$43.72$39.51$38.34$36.10
Revenue / Share $36.00$33.21$29.98$30.11$26.32$26.71$22.36$20.34$19.71$19.71$18.46$18.68
Cash Flow / Share $13.94$4.59$9.69$15.79$10.96$7.73$6.96$5.97$6.55$6.02$4.43$5.36
Cash / Share $102.32$173.08$113.86$32.24$190.26$72.86$34.00$34.08$34.40$21.42$16.58$39.25
Dividend Paid / Share $1.63$1.57$1.53$1.49$1.38$1.25$1.21$1.17$1.04$0.99$0.95$0.91
EPS (TTM) $9.29$8.99$7.18$8.86$7.24$5.93$4.96$3.93$4.96$3.22$2.44$2.65
Growth Rates 10
Metric Trend 202520242023202220212020201920182017201620152014
Revenue YoY 62.8%11.4%-0.41%14.4%-0.67%·······
Revenue CAGR 3Y 21.8%8.3%4.2%·········
Revenue CAGR 5Y 15.5%···········
EPS YoY 3.3%25.2%-19.0%22.4%22.1%·······
EPS CAGR 3Y 1.6%7.5%6.6%·········
EPS CAGR 5Y 9.4%···········
Net Income YoY 59.2%26.1%-18.9%22.3%23.2%·······
Net Income CAGR 3Y 17.6%7.7%6.9%·········
Net Income CAGR 5Y 19.6%···········
Dividends Paid CAGR 5Y 17.6%···········
Valuation (TTM) 17
Metric Trend 202520242023202220212020201920182017201620152014
Revenue TTM $2.65B$1.63B$1.46B$1.47B$1.28B$1.29B$1.10B$1.01B$982M$898M$783M$849M
Net Income TTM $702M$441M$350M$432M$353M$287M$244M$196M$247M$159M$116M$121M
Market Cap $8.74B$5.51B$4.06B$4.04B$5.14B$3.31B$3.37B$2.99B$3.59B$3.83B$2.30B$2.59B
Enterprise Value ··$328M·······$1.49B·
P/E 12.412.611.69.414.711.613.815.514.524.019.121.5
P/S 3.33.42.82.74.02.63.13.03.74.32.93.1
P/B 1.11.61.31.51.61.11.31.31.62.01.21.6
P / Tangible Book 1.61.71.41.71.71.2······
P / Cash Flow 8.524.58.65.29.68.99.910.111.012.910.910.6
P / FCF 8.927.49.15.610.310.612.512.512.415.614.613.0
EV / EBITDA ··········-544.7·
EV / FCF ··0.7·······9.4·
EV / Revenue ··0.2·······1.9·
Dividend Yield 1.6%1.4%1.8%1.8%1.3%1.8%1.8%1.9%1.5%1.3%2.0%1.6%
Earnings Yield 8.1%8.0%8.6%10.6%6.8%8.6%7.2%6.5%6.9%4.2%5.2%4.7%
Payout Ratio 19.3%17.5%21.2%16.7%18.9%21.0%24.4%29.8%21.0%30.9%39.6%34.3%
Annual Payout $136M$77M$74M$72M$67M$60M$59M$58M$52M$49M$46M$41M

Most recent period on the left · null values shown as ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

16
Metric 2025-12-312024-12-312023-12-312022-12-312021-12-31
Net Income $702M $441M $350M $432M $353M
Diluted EPS $9.29 $8.99 $7.18 $8.86 $7.24

Institutional owners (13F) 506 filers · $10.9B total · As of Sept. 30, 2026

17

Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Holders 506
Value held $10.9B
New positions 80
Exited positions 48
Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
80 (-1 vs prior Q) 48 (+23 vs prior Q) 172 (+14 vs prior Q) 143 (-6 vs prior Q) +2.7M

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
BlackRock, Inc. $1,458,386,407 10,215,651 13.34% Shares
VANGUARD GROUP INC $884,056,401 7,684,774 8.09% Shares
UMB Bank, n.a. $667,397,718 4,674,963 6.11% Shares
VANGUARD PORTFOLIO MANAGEMENT LLC $601,465,439 4,213,123 5.50% Shares
STATE STREET CORP $591,787,841 4,133,285 5.42% Shares
VANGUARD CAPITAL MANAGEMENT LLC $446,887,053 3,130,338 4.09% Shares
DIMENSIONAL FUND ADVISORS LP $432,681,984 3,030,849 3.96% Shares
FMR LLC $381,406,990 2,671,666 3.49% Shares
GEODE CAPITAL MANAGEMENT, LLC $294,834,134 2,064,907 2.70% Shares
WELLINGTON MANAGEMENT GROUP LLP $240,871,381 1,687,247 2.20% Shares
NEUBERGER BERMAN GROUP LLC $223,025,381 1,562,240 2.04% Shares
EARNEST PARTNERS LLC $177,369,307 1,242,430 1.62% Shares
GOLDMAN SACHS GROUP INC $177,277,844 1,241,789 1.62% Shares
Allspring Global Investments Holdings, LLC $166,908,783 1,145,958 1.53% Shares
AMERICAN CENTURY COMPANIES INC $149,315,726 1,045,921 1.37% Shares
ALLIANCEBERNSTEIN L.P. $146,695,238 1,300,605 1.34% Shares
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $137,710,007 964,626 1.26% Shares
CITADEL ADVISORS LLC $134,664,081 943,290 1.23% Shares
MORGAN STANLEY $134,054,606 939,019 1.23% Shares
NORTHERN TRUST CORP $132,322,674 926,889 1.21% Shares
FIRST TRUST ADVISORS LP $130,623,973 914,990 1.20% Shares
BANK OF AMERICA CORP /DE/ $129,152,529 904,683 1.18% Shares
VICTORY CAPITAL MANAGEMENT INC $128,543,673 900,418 1.18% Shares
Nuveen, LLC $109,019,991 763,660 1.00% Shares
NORGES BANK $100,691,769 705,322 0.92% Shares
Clearbridge Investments, LLC $99,878,389 699,624 0.91% Shares
PRINCIPAL FINANCIAL GROUP INC $99,194,789 694,836 0.91% Shares
Global Alpha Capital Management Ltd. $98,550,797 690,325 0.90% Shares
Bank of New York Mellon Corp $78,409,613 549,240 0.72% Shares
JOHNSON INVESTMENT COUNSEL INC $71,484,549 500,732 0.65% Shares
VANGUARD FIDUCIARY TRUST CO $67,901,510 475,634 0.62% Shares
CAPTRUST FINANCIAL ADVISORS $61,150,810 428,347 0.56% Shares
Junto Capital Management LP $58,923,762 412,747 0.54% Shares
NEUMEIER POMA INVESTMENT COUNSEL LLC $58,645,380 410,797 0.54% Shares
SCHRODER INVESTMENT MANAGEMENT GROUP $57,000,285 401,467 0.52% Shares
CONGRESS ASSET MANAGEMENT CO $56,625,272 396,647 0.52% Shares
VAUGHAN NELSON INVESTMENT MANAGEMENT, L.P. $52,005,611 364,287 0.48% Shares
MASSACHUSETTS FINANCIAL SERVICES CO /MA/ $50,399,276 353,035 0.46% Shares
EMERALD ADVISERS, LLC $49,350,233 345,687 0.45% Shares
FRANKLIN RESOURCES INC $48,625,485 340,610 0.44% Shares
SYSTEMATIC FINANCIAL MANAGEMENT LP $48,463,725 339,475 0.44% Shares
NFJ INVESTMENT GROUP, LLC $47,025,716 329,404 0.43% Shares
RAYMOND JAMES FINANCIAL INC $46,316,771 324,438 0.42% Shares
JPMORGAN CHASE & CO $43,970,495 306,503 0.40% Shares
AQR CAPITAL MANAGEMENT LLC $41,817,751 295,887 0.38% Shares
Azora Capital LP $39,240,584 274,871 0.36% Shares
Holocene Advisors, LP $37,463,507 262,423 0.34% Shares
FEDERATED HERMES, INC. $36,539,136 255,948 0.33% Shares
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP $36,291,020 254,210 0.33% Shares
Fisher Asset Management, LLC $34,712,664 243,154 0.32% Shares

Show all 506 institutional owners →

Activists & 5%+ owners 6 positions

18

Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.

Filer Filed Stake Status Purpose Filing
J MARINER KEMPER ×2 filings March 23, 2026 4.81% Amendment Capital structure SEC
J. Mariner Kemper ×2 filings April 30, 2024 · Initial filing M&A / sale SEC
Robert C. Pohlad, Trustee of the Revocable Trust of Robert C. Pohlad Created U/A dated 8/9/91, as Amended, William M. Pohlad, Trustee of the Revocable Trust of William M. Pohlad Created U/A dated 4/15/02, as Amended, James O. Pohlad, Trustee of the Revocable Trust of James O. Pohlad Created U/A dated 10/10/87, as Amended ×2 filings Dec. 22, 2016 · Initial filing · SEC
IRS Identification Nos. of above persons (entities only) Thomas J. Wood III Aug. 29, 2007 · Initial filing · SEC
Undisclosed reporting person Dec. 23, 2004 · Initial filing · SEC
Undisclosed reporting person June 17, 2004 · Initial filing · SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Company insiders 92 insiders · 53 officers · 38 directors

19
Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
J. Mariner Kemper Chairman and CEO Feb. 11, 2026 F 328,710 0 4 $-4,168,790
Andrew J Iseman CEO of Subsidiary March 14, 2017 F 5,442 0 0 $0
Christian N Hoffman III President & CEO of affiliate Dec. 22, 2004 A 316 0 0 $0
Crosby R Kemper III Chairman & CEO May 21, 2004 M 9,597 0 0 $0
Ram Shankar Chief Financial Officer Feb. 11, 2026 F 32,389 0 0 $0
Daniel C Stevens CFO Dec. 16, 2003 A · 0 0 $0
James D Rine President June 9, 2026 S 61,446 0 3 $-1,508,354
Phillip James Mason President, Inst. Banking Feb. 11, 2026 F 9,694 0 0 $0
Nikki Farentino Newton President, Private Wealth Mgmt Feb. 11, 2026 F 13,981 0 1 $-137,917
Elizabeth Theresa Lewis President - Consumer Banking Feb. 9, 2026 F 4,714 0 0 $0
Abigail M Wendel President - Consumer Banking March 13, 2024 M 15,217 0 0 $0
Martin Dominic Karaba President, Commercial Banking Feb. 13, 2023 F 8,284 0 0 $0
Michael D Hagedorn President of Subsidiary Oct. 3, 2018 S 50,251 0 0 $0
Anthony J Fischer President UMB Fund Services Feb. 12, 2018 F 7,260 0 0 $0
Peter J Desilva President and COO June 10, 2015 M 111,091 0 0 $0
Craig L Anderson President - Commercial Banking Jan. 26, 2015 F 17,905 0 0 $0
James A Sangster President of Subsidiary Jan. 22, 2013 F 35,221 0 0 $0
Royce M Hammons President of Oklahoma Region Jan. 11, 2005 M 1,076 0 0 $0
John Zader EVP and COO of subsidiary March 12, 2014 M 13,975 0 0 $0
Uma Wilson Executive Vice President June 10, 2026 M 24,415 0 1 $-122,672
Amy Harris EVP and Chief Legal Officer Feb. 11, 2026 F 7,849 0 0 $0
David Carl Odgers Chief Accounting Officer Feb. 11, 2026 F 6,648 0 0 $0
Robert Brian Beaird Chief Human Resource Officer Feb. 11, 2026 F 10,543 0 0 $0
Shannon Andresen Johnson Chief Administrative Officer Feb. 11, 2026 F 34,775 0 0 $0
Thomas S Terry Chief Credit Officer Feb. 11, 2026 F 36,402 0 0 $0
Stacy H King Chief Risk Officer Dec. 31, 2025 F 8,955 0 0 $0
John Pauls EVP & General Counsel Dec. 11, 2024 G 6,183 0 0 $0
James Cornelius Executive Vice President Feb. 15, 2023 S 6,468 0 0 $0
Walker J Brian Chief Accounting Officer Jan. 27, 2020 F 3,074 0 0 $0
Jennifer M Payne Sr. Vice President Nov. 1, 2019 M 9,288 0 0 $0
Dana H Abraham Executive Vice President Feb. 13, 2019 A 11,268 0 0 $0
Jay Benjamin Morris Executive Vice President Feb. 13, 2019 A 9,412 0 0 $0
Christian R Swett EVP/Chief Credit Officer Feb. 12, 2018 F 9,356 0 0 $0
Scott A Stengel EVP and General Counsel Feb. 5, 2016 A 7,264 0 0 $0
David D King EVP/Chief Risk Officer Dec. 1, 2015 M 9,646 0 0 $0
Christine L Pierson EVP of Subsidiary Jan. 26, 2015 F 9,075 0 0 $0
Daryl S Hunt EVP of Subsidiary Jan. 26, 2015 F 9,686 0 0 $0
Lawrence G Smith Executive Vice President Jan. 26, 2015 F 6,347 0 0 $0
Clyde F Wendel Vice Chairman of Subsidiary Jan. 17, 2014 F 11,216 0 0 $0
Dennis R Rilinger EVP and General Counsel Jan. 17, 2014 F 14,374 0 0 $0
Stephen M Kitts EVP of Subsidiary Jan. 22, 2013 F 4,684 0 0 $0
Douglas F Page EVP of Subsidiary Jan. 22, 2013 F 50,895 0 0 $0
Bradley J Smith EVP of Subsidiary April 19, 2011 F 8,800 0 0 $0
Peter J Genovese Vice Chairman April 19, 2010 F 24,518 0 0 $0
James C Thompson JR EVP of Subsidiary Jan. 21, 2008 F 8,992 0 0 $0
Christopher G Treece Sr VP and Controller Dec. 13, 2006 A · 0 0 $0
Joseph J Gazzoli EVP - Subsidiary April 19, 2006 A 2,561 0 0 $0
Vincent J Ciavardini Vice Chairman April 19, 2006 A 3,298 0 0 $0
Mark A Schmidtlein Vice Chairman - Subsidiary Oct. 28, 2005 M 5,063 0 0 $0
Darren D Herrmann Sr. Vice President - Treasurer Dec. 22, 2004 A · 0 0 $0
Shella Kemper Dietrich Executive Vice President May 17, 2004 M 14,677 0 0 $0
Dennis G Powell EVP - Subsidiary Dec. 16, 2003 A · 0 0 $0
James D Matteoni Chief Information Officer Dec. 16, 2003 A · 0 0 $0
Kevin Charles Gallagher Director June 10, 2026 S 12,223 0 3 $-151,722
Brad J. Henderson Director May 1, 2026 A 1,821 0 0 $0
Margaret Lazo Director May 1, 2026 A 4,562 0 0 $0
Janine Davidson Director May 1, 2026 A 4,942 0 0 $0
Tamara Peterman Director May 1, 2026 A 10,255 2 0 $39,373
Jennifer K Hopkins Director May 1, 2026 A 6,816 0 0 $0
Susan G Murphy Director May 1, 2026 A 12,012 0 0 $0
Lansford E. Gordon Director May 1, 2026 A 8,864 0 0 $0
Timothy R. Murphy Director May 1, 2026 A 27,576 0 0 $0
Leroy James Williams Jr Director May 1, 2026 A 7,696 0 0 $0
Greg M Graves Director May 1, 2026 A 39,786 2 0 $56,217
Joshua L Sosland Director May 1, 2026 A 14,612 0 0 $0
Kris A Robbins Director May 1, 2026 A 4,791 0 0 $0
Robin C Beery Director May 1, 2026 A 8,259 0 0 $0
John K Schmidt Director May 1, 2026 A 33,370 0 0 $0
Alexander C Kemper Director Jan. 27, 2023 A 9,279 0 0 $0
Paul Uhlmann III Director Jan. 29, 2021 A 16,835 0 0 $0
Dylan Taylor Director Feb. 1, 2019 A 1,389 0 0 $0
Terrence P Dunn Director Jan. 27, 2017 A 18,382 0 0 $0
Thomas D Sanders Director Jan. 30, 2015 A 6,956 0 0 $0
Thomas J Wood III Director Jan. 30, 2015 A 508,744 0 0 $0
Warner L Baxter Director Jan. 30, 2015 A 1,329 0 0 $0
David R Bradley JR Director Jan. 31, 2014 A 15,883 0 0 $0
John H Mize JR Director Jan. 27, 2012 A 2,400 0 0 $0
Theodore M Armstrong Director Jan. 27, 2011 A 5,964 0 0 $0
Jon Wefald DR Director May 1, 2009 P 10,100 0 0 $0
Richard Harvey Director Jan. 24, 2008 A 864 0 0 $0
Michael J Chesser Director Jan. 25, 2007 A 211 0 0 $0
Alan H Bell Director Dec. 14, 2004 S 52,443 0 0 $0
Thomas E Beal Director Dec. 1, 2004 S 15,118 0 0 $0
Alan W Rolley Director Nov. 12, 2004 G 146,064 0 0 $0
Jack E Webster JR Director May 11, 2004 G 59,289 0 0 $0
William L Bishop Director Sept. 30, 2003 P 405 0 0 $0
Mary Lynn Oliver Director Aug. 11, 2003 S 83,928 0 0 $0
Crosby R Kemper JR 10% owner Nov. 26, 2012 S 395,989 0 0 $0
Kevin M Macke · March 11, 2021 M 8,576 0 0 $0
Nancy Buese · Jan. 27, 2017 A 5,885 0 0 $0
Terry W D'Amore · Jan. 22, 2013 F 12,390 0 0 $0
Herman R Sutherland · Aug. 11, 2003 P 2,536 0 0 $0

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

ETF ownership Held by 73 ETFs

20

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
CSMD · Professionally Managed Portfolios 2.22% 69,028 NS July 31, 2026 N-PORT
IAT · iShares Trust 1.66% 77,519 SH Sept. 11, 2026 Daily
EPSV · Harbor ETF Trust 1.58% 659 NS July 31, 2026 N-PORT
XMVM · Invesco Exchange-Traded Fund Trust 1.17% 44,511 SH Oct. 1, 2026 Daily
SDVD · First Trust Exchange-Traded Fund IV 0.98% 60,965 NS July 31, 2026 N-PORT
DPST · Direxion Shares ETF Trust 0.93% 27,387 NS July 31, 2026 N-PORT
VAMO · Cambria ETF Trust 0.91% 6,768 NS July 31, 2026 N-PORT
PGF · Invesco Exchange-Traded Fund Trust 0.64% 150,621 Oct. 1, 2026 Daily
VTWV · VANGUARD SCOTTSDALE FUNDS 0.62% 59,158 SH Aug. 19, 2026 Daily
IVOV · VANGUARD ADMIRAL FUNDS 0.59% 61,319 SH Aug. 19, 2026 Daily
DFSV · Dimensional ETF Trust 0.42% 239,223 NS July 31, 2026 N-PORT
EBIT · Harbor ETF Trust 0.40% 326 NS July 31, 2026 N-PORT
OMFS · Invesco Exchange-Traded Self-Indexe… 0.35% 7,052 SH Oct. 1, 2026 Daily
RSSL · Global X Funds 0.35% 35,377 NS July 31, 2026 N-PORT
IWM · iShares Trust 0.34% 1,907,714 SH Sept. 11, 2026 Daily
DFAT · Dimensional ETF Trust 0.33% 328,287 NS July 31, 2026 N-PORT
VTWO · VANGUARD SCOTTSDALE FUNDS 0.32% 424,997 SH Aug. 19, 2026 Daily
PGX · Invesco Exchange-Traded Fund Trust … 0.32% 444,711 Oct. 1, 2026 Daily
QVMM · Invesco Exchange-Traded Fund Trust … 0.31% 9,529 SH Oct. 1, 2026 Daily
PTMC · Pacer Funds Trust 0.29% 7,905 NS July 31, 2026 N-PORT
FNK · First Trust Exchange-Traded AlphaDE… 0.29% 4,539 NS July 31, 2026 N-PORT
IVOO · VANGUARD ADMIRAL FUNDS 0.28% 115,446 SH Aug. 19, 2026 Daily
BKMC · BNY Mellon ETF Trust 0.28% 12,298 NS July 31, 2026 N-PORT
PRFZ · Invesco Exchange-Traded Fund Trust 0.26% 54,517 SH Oct. 1, 2026 Daily
FNX · First Trust Exchange-Traded AlphaDE… 0.23% 21,645 NS July 31, 2026 N-PORT
FSMD · FIDELITY COVINGTON TRUST 0.22% 38,603 NS July 31, 2026 N-PORT
MIDU · Direxion Shares ETF Trust 0.22% 1,048 NS July 31, 2026 N-PORT
BBMC · J.P. Morgan Exchange-Traded Fund Tr… 0.22% 30,070 NS July 31, 2026 N-PORT
DFAS · Dimensional ETF Trust 0.21% 223,823 NS July 31, 2026 N-PORT
VBR · VANGUARD INDEX FUNDS 0.21% 995,423 SH Aug. 19, 2026 Daily
ESML · iShares Trust 0.18% 35,271 SH Sept. 11, 2026 Daily
JPSE · J.P. Morgan Exchange-Traded Fund Tr… 0.17% 6,909 NS July 31, 2026 N-PORT
RWK · Invesco Exchange-Traded Fund Trust … 0.17% 16,140 SH Oct. 1, 2026 Daily
PFF · iShares Trust 0.15% 738,426 SH Sept. 11, 2026 Daily
VFVA · VANGUARD WELLINGTON FUND 0.15% 9,146 SH Aug. 19, 2026 Daily
IYG · iShares Trust 0.14% 21,680 SH Sept. 11, 2026 Daily
VXF · VANGUARD INDEX FUNDS 0.12% 819,530 SH Aug. 19, 2026 Daily
VB · VANGUARD INDEX FUNDS 0.12% 1,568,242 SH Aug. 19, 2026 Daily
VFH · VANGUARD WORLD FUND 0.12% 117,798 SH Aug. 19, 2026 Daily
FNCL · FIDELITY COVINGTON TRUST 0.12% 19,001 NS July 31, 2026 N-PORT
VRP · Invesco Exchange-Traded Fund Trust … 0.11% 126,162 Oct. 1, 2026 Daily
WSML · iShares Trust 0.10% 4,692 SH Sept. 11, 2026 Daily
TILT · FlexShares Trust 0.09% 14,220 NS July 31, 2026 N-PORT
DXUV · Dimensional ETF Trust 0.09% 3,408 NS July 31, 2026 N-PORT
FAB · First Trust Exchange-Traded AlphaDE… 0.09% 1,003 NS July 31, 2026 N-PORT
IWO · iShares Trust 0.06% 60,978 SH Sept. 11, 2026 Daily
DFUV · Dimensional ETF Trust 0.06% 62,374 NS July 31, 2026 N-PORT
VTWG · VANGUARD SCOTTSDALE FUNDS 0.05% 6,327 SH Aug. 19, 2026 Daily
DCOR · Dimensional ETF Trust 0.05% 11,027 NS July 31, 2026 N-PORT
DFAC · Dimensional ETF Trust 0.05% 154,524 NS July 31, 2026 N-PORT
VIG · VANGUARD SPECIALIZED FUNDS 0.04% 403,481 SH Aug. 19, 2026 Daily
VYM · VANGUARD WHITEHALL FUNDS 0.04% 287,358 SH Aug. 19, 2026 Daily
PFM · Invesco Exchange-Traded Fund Trust 0.04% 2,163 SH Oct. 1, 2026 Daily
IUSV · iShares Trust 0.03% 62,701 SH Sept. 11, 2026 Daily
DGRO · iShares Trust 0.03% 84,400 SH Sept. 11, 2026 Daily
DFSU · Dimensional ETF Trust 0.03% 4,083 NS July 31, 2026 N-PORT
DFAU · Dimensional ETF Trust 0.02% 18,291 NS July 31, 2026 N-PORT
ESGV · VANGUARD WORLD FUND 0.02% 16,265 SH Aug. 19, 2026 Daily
DFUS · Dimensional ETF Trust 0.02% 22,136 NS July 31, 2026 N-PORT
IYY · iShares Trust 0.01% 3,115 SH Sept. 11, 2026 Daily
IWV · iShares Trust 0.01% 20,081 SH Sept. 11, 2026 Daily
ITOT · iShares Trust 0.01% 93,308 SH Sept. 11, 2026 Daily
VTI · VANGUARD INDEX FUNDS 0.01% 2,171,351 SH Aug. 19, 2026 Daily
VT · VANGUARD INTERNATIONAL EQUITY INDEX… 0.01% 69,406 SH Aug. 19, 2026 Daily
VTHR · VANGUARD SCOTTSDALE FUNDS 0.01% 6,120 SH Aug. 19, 2026 Daily
SMDX · Tidal Trust III 0.01% 59 NS July 31, 2026 N-PORT
IJH · iShares Trust · 2,505,769 SH Sept. 11, 2026 Daily
IJJ · iShares Trust · 364,172 SH Aug. 31, 2026 Daily
IWN · iShares Trust · 640,304 SH Sept. 11, 2026 Daily
XJH · iShares Trust · 9,757 SH Sept. 8, 2026 Daily
ISCB · iShares Trust · 3,090 SH Sept. 11, 2026 Daily
ISCV · iShares Trust · 15,302 SH Sept. 11, 2026 Daily
SMLF · iShares Trust · 40,004 SH Sept. 11, 2026 Daily

UMBF Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

21
rating · 21 analysts BUY
Median target $168.50 +28.7%
4 19.0% Strong Buy
14 66.7% Buy
3 14.3% Hold
0 0.0% Sell
0 0.0% Strong Sell

12-Month Price Target

16 analysts · 2026-09-27

Mean target $169.12 +29.2%

← Below all targets Current price $130.94
Low$155.00 Mean$169.12 High$190.00

Peer comparison (GICS sub-industry) Key metrics vs sector peers

22

FY basis, prices as of each company's last fiscal year-end close.

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
UMBF $8.74B 12.4 62.8% 26.5% 9.4% ·
PNFP $7.41B 11.8 18.3% 31.2% 9.5% ·
FHN $11.59B 12.8 7.2% 28.7% 11.1% ·
WTFC $9.36B 12.3 5.9% 310.1% 11.4% ·
ZION $8.64B 9.7 3.6% 135.8% 13.1% ·
SSB $9.33B 12.0 56.1% 29.8% 8.9% ·
CFR · 12.8 8.3% 29.0% 14.8% ·
ONB $8.69B 12.5 · 26.5% 8.1% ·
WAL · 9.6 99.7% 713.6% 13.5% ·
COLB $8.26B 12.2 18.8% 310.7% 8.5% ·
PB $6.43B 12.1 4.8% 43.4% 7.1% ·

Latest News Recent headlines mentioning this company

23

Trading Signals Recent buy/sell signals with entry price and risk/reward ratio

25

No open signal right now — no card is filled, and that's honest.

My Metrics Your personal watchlist — selected rows from Full Fundamentals

26

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Source: SEC 10-Q filed Apr 30, 2026