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CLBK NASDAQ US

Columbia Financial, Inc. - Common Stock

Financials · Banking Website · IPO Apr 2018
$17.66
▲ +$0.08 (+0.46%)
Vol 182K
7
Quality Score
fail
Mkt Cap
$1.6B
P/E
109.2
ROE
1.3%
Margin
20.4%
D/E
110.74
Beta
0.23
52W
$13–$17

Wall Street Consensus

7 analysts · Apr 2026
0
Strong Buy
0
Buy
4
Hold
1
Sell
2
Strong Sell
0.0%
Buy Rating

Price Chart

Earnings

Beat rate: 75.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $0.15 $0.15 +$0.00
Sep 2025 $0.13 $0.15 +$0.02
Jun 2025 $0.11 $0.12 +$0.01
Mar 2025 $0.09 $0.09 $0.00

Quarterly Revenue & Earnings

Quarter 2024-1… 2025-0… 2025-0… 2025-0… 2025-1…
Revenue $22.7M $58.8M $63.9M $67.3M $68.8M
Net Income -$21.2M $8.9M $12.3M $14.9M $15.7M

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 0.6% 0.6% 0.6% 1.3% 1.3% 1.3%
P/E (TTM) 246.88 249.77 249.77 104.04 114.71 109.16
Net Margin 20.4% 20.4% 20.4% 20.4% 20.4%
Gross Margin
D/E Ratio 113.55 113.55 113.55 110.74 110.74 110.74
Current Ratio

Key Ratios

ROA (TTM)
0.1%
P/S (TTM)
7.08
P/B
1.5
EPS (TTM)
$0.15
CF/Share
$0.59
Rev Growth 3Y
+5.9%
52W High
$17.40
52W Low
$12.64
$12.64 52-Week Range $17.40

Financial Health

Free Cash Flow
$22.0M
Net Debt
$842.7M
Cash
$340.8M
Total Debt
$1.2B
As of Dec 31, 2025

How does CLBK compare to Banking peers?

Peer group: Micro-cap Banking (All) · 289 companies

CLBK valuation vs Banking peers

P/E ratio
109.2
768% above peers (12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
7.1
205% above peers (2.3)
vs Peers
vs Industry
Overvalued
P/B ratio
1.5
46% above peers (1.1)
vs Peers
vs Industry
Overvalued
Div yield
0% below peers (3.0%)
vs Peers
vs Industry
Strong yield

CLBK profitability vs Banking peers

ROE
1.3%
85% below peers (9.0%)
vs Peers
vs Industry
Weak
Net margin
20.4%
29% below peers (28.6%)
vs Peers
vs Industry
Weak
Gross margin
vs Peers
vs Industry
Weak
ROA
0.1%
85% below peers (1.0%)
vs Peers
vs Industry
Weak

CLBK financial health vs Banking peers

D/E ratio
110.7
700% above peers (13.8)
vs Peers
vs Industry
High debt
Current ratio
0% below peers (0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.2
67% below peers (0.7)
vs Peers
vs Industry
More volatile

CLBK fundamentals radar

CLBK Peer median Industry

CLBK profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

CLBK vs peers: key metrics

Insider Activity

Neutral
Buys
0
Sells
0
KEMLY THOMAS J
Chief Executive Officer · Mar 20
107 shs
KLIMOWICH JOHN
Officer · Mar 20
39 shs
KEMLY THOMAS J
Chief Executive Officer · Mar 13
1800 shs
KLIMOWICH JOHN
Officer · Mar 13
589 shs
PRABHU MANESH BALACHANDRAN
Chief Technology Officer · Mar 13
476 shs
HOLLAND NOEL R
Director · Mar 06
9 shs
KEMLY THOMAS J
Chief Executive Officer · Mar 06
102 shs
TORRES DARIA STACY-WALLS
Director · Mar 06
269 shs
KLIMOWICH JOHN
Officer · Mar 06
37 shs
KEMLY THOMAS J
Chief Executive Officer · Mar 02
53842 shs
Last 90 days

Top Holders

Top 5: 8.25%
Vanguard Group Inc
2.42%
$43.4M
Blackrock Inc.
2.28%
$40.9M
Dimensional Fund Advisors LP
1.91%
$34.3M
State Street Corporation
0.89%
$16.0M
Geode Capital Management, L…
0.75%
$13.4M
As of Dec 31, 2025

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