EBMT
NASDAQ
US
Eagle Bancorp Montana, Inc. - Common Stock
$20.91
▲ +$0.05
(+0.24%)
Vol 79K
6
Quality Score
fail
Rev ✗
NI ✗
>IPO ✗
Mkt Cap
$158.2M
P/E
11.7
ROE
7.5%
D/E
32.26
Beta
0.32
Div Yield
2.91%
52W
$14–$20
Wall Street Consensus
8 analysts · Apr 20260
Strong Buy
0
Buy
5
Hold
1
Sell
2
Strong Sell
0.0%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 50.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.49 | $0.60 | +$0.11 |
| Sep 2025 | $0.49 | $0.46 | $-0.03 |
| Jun 2025 | $0.43 | $0.41 | $-0.02 |
| Mar 2025 | $0.32 | $0.41 | +$0.09 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | $20.4M | $21.0M | $20.5M | $22.6M | $23.0M | — |
| Net Income | $2.7M | $3.4M | $3.2M | $3.2M | $3.6M | — |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 7.1% | 7.1% | 7.1% | 7.1% | 7.5% | 7.5% |
| P/E (TTM) | 10.51 | 10.62 | 10.80 | 10.23 | 9.84 | 11.69 |
| Net Margin | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 33.30 | 33.30 | 33.30 | 33.30 | 31.78 | 32.26 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
0.6%
P/B
0.7
EPS (TTM)
$1.73
52W High
$20.22
52W Low
$14.35
$14.35
52-Week Range
$20.22
Financial Health
Free Cash Flow
$7.1M
Net Debt
$108.9M
Cash
$29.5M
Total Debt
$138.4M
As of Sep 30, 2025
How does EBMT compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
EBMT valuation vs Banking peers
P/E ratio
11.7
▼
7%
below
peers
(12.6)
vs Peers
vs Industry
Fair value
P/S ratio
—
▼
0%
below
peers
(2.3)
vs Peers
vs Industry
Overvalued
P/B ratio
0.7
▼
33%
below
peers
(1.1)
vs Peers
vs Industry
Undervalued
Div yield
2.9%
▼
3%
below
peers
(3.0%)
vs Peers
vs Industry
In line
EBMT profitability vs Banking peers
ROE
7.5%
▼
16%
below
peers
(9.0%)
vs Peers
vs Industry
Weak
Net margin
—
▼
0%
below
peers
(28.6%)
vs Peers
vs Industry
Top tier
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
0.6%
▼
33%
below
peers
(1.0%)
vs Peers
vs Industry
Weak
EBMT financial health vs Banking peers
D/E ratio
32.3
▲
133%
above
peers
(13.8)
vs Peers
vs Industry
High debt
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.3
▼
53%
below
peers
(0.7)
vs Peers
vs Industry
More volatile
EBMT fundamentals radar
EBMT
Peer median
Industry
EBMT profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
EBMT vs peers: key metrics
Insider Activity
NeutralBuys
0
Sells
0
WATERS SAMUEL D.
Director · Feb 20
2100 shs
MCCARVEL THOMAS J
Director · Feb 17
1182 shs
JOHNSON PETER JOSEPH
Director · Feb 11
7547 shs
WALSH KENNETH M.
Director · Feb 03
10000 shs
CLARK LAURA F
Chief Executive Officer · Feb 02
1428 shs
FIELD DALE F
Officer · Feb 02
406 shs
NASH CHANTELLE
Officer · Feb 02
360 shs
O'NEILL MARK A
Officer · Feb 02
406 shs
RENSMON PATRICK DARRYL
Chief Operating Officer · Feb 02
584 shs
CHILTON LINDA M
Officer · Feb 02
325 shs
Last 90 days
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5.20%
$8.4M
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5.08%
$8.2M
Fourthstone LLC
4.30%
$6.9M
As of Dec 31, 2025
Dividends
$0.58
/ year
Feb 13, 2026
$0.1450
Nov 14, 2025
$0.1450
Aug 15, 2025
$0.1450
May 16, 2025
$0.1430
Feb 14, 2025
$0.1430
Nov 15, 2024
$0.1430
Aug 16, 2024
$0.1430
May 16, 2024
$0.1400
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