LARK Landmark Bancorp Inc. - Common Stock
NASDAQ · Banking · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Aug 12, 2026
$31.36
· of 52w range
· above low
· to high
$23.5752w low
$34.6052w high
P/E
8.5
EPS
$3.07
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52W Range
$24–$35
Analyst Rating
HOLD
Price Target
$34
P/E
8.5
ROE
12.2%
Net Profit Margin
26.6%
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LARK Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$31.36
P/E
8.5
EPS
$3.07
ROE
12.2%
52W Range
$24–$35
LARK Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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Stock splits
| Ex-date | Split | Type |
|---|---|---|
| Dec. 1, 2025 | 21-for-20 | Forward |
| Dec. 2, 2024 | 21-for-20 | Forward |
| Nov. 30, 2023 | 21-for-20 | Forward |
| Nov. 30, 2021 | 21-for-20 | Forward |
| Nov. 29, 2019 | 21-for-20 | Forward |
| Nov. 30, 2018 | 21-for-20 | Forward |
| Nov. 28, 2014 | 21-for-20 | Forward |
| Nov. 27, 2013 | 21-for-20 | Forward |
| Nov. 29, 2012 | 21-for-20 | Forward |
| Nov. 29, 2011 | 21-for-20 | Forward |
| Nov. 29, 2010 | 21-for-20 | Forward |
| Nov. 27, 2009 | 21-for-20 | Forward |
| Nov. 26, 2008 | 21-for-20 | Forward |
| Nov. 29, 2007 | 21-for-20 | Forward |
| Dec. 5, 2006 | 21-for-20 | Forward |
| Dec. 1, 2005 | 21-for-20 | Forward |
| Nov. 29, 2004 | 21-for-20 | Forward |
| Dec. 1, 2003 | 21-for-20 | Forward |
| Dec. 2, 2002 | 21-for-20 | Forward |
| Dec. 12, 2001 | 21-for-20 | Forward |
10-Year Performance Revenue, net income, margins and EPS trends
EPS$3.072016-12-31 → 2025-12-31
Free Cash Flow$21M2016-12-31 → 2025-12-31
Net margin26.6%2016-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | LARK | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E | 8.55Y avg ≈9.8 | ≈9.8 | 12.3 | Undervalued |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | LARK | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Pretax Margin | 32.6%5Y avg ≈28.0% | ≈28.0% | 34.7% | In line | |
| Net Profit Margin | 26.6%5Y avg ≈23.7% | ≈23.7% | 28.8% | Weak | |
| ROA | 1.2%5Y avg ≈0.99% | ≈0.99% | 0.97% | Top tier | |
| ROE | 12.2%5Y avg ≈10.9% | ≈10.9% | 9.9% | Top tier |
Financial Health Debt, liquidity, solvency — balance sheet strength
No data for this ratio group yet
Not enough fundamentals data to compute this ratio group yet.
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | LARK | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | 16.8%5Y avg ≈2.6% | ≈2.6% | · | · | |
| Revenue CAGR 3Y | 10.3%5Y avg ≈2.1% | ≈2.1% | · | · | |
| Revenue CAGR 5Y | 2.0% | · | · | · | |
| EPS YoY | 42.8%5Y avg ≈1.5% | ≈1.5% | · | · | |
| Net Income YoY | 44.4%5Y avg ≈4.4% | ≈4.4% | · | · | |
| EPS CAGR 3Y | 21.5%5Y avg ≈-3.2% | ≈-3.2% | · | · | |
| EPS CAGR 5Y | -3.8% | · | · | · | |
| Net Income CAGR 3Y | 23.9%5Y avg ≈-0.27% | ≈-0.27% | · | · | |
| Net Income CAGR 5Y | -0.75% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | LARK | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.05Y avg ≈0.0 | ≈0.0 | 0.0 | Top tier |
value · ≈ 5Y avg · industry median · verdict relative to median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Payout Ratio25.9%
Annualized Payout≈$0.84
5Y Div CAGR≈4.0%
Growth Streak≈2
| Ex-date | Amount | Currency | Yield |
|---|---|---|---|
| Aug 13, 2026 | $0.21 | USD | ≈2.6% |
| May 14, 2026 | $0.21 | USD | ≈3.0% |
| Feb 12, 2026 | $0.21 | USD | ≈2.9% |
| Nov 12, 2025 | $0.20 | USD | ≈3.2% |
| Aug 13, 2025 | $0.20 | USD | ≈3.0% |
| May 21, 2025 | $0.20 | USD | ≈2.6% |
| Feb 19, 2025 | $0.20 | USD | ≈3.0% |
| Nov 13, 2024 | $0.19 | USD | ≈3.6% |
| Aug 21, 2024 | $0.19 | USD | ≈4.0% |
| May 14, 2024 | $0.19 | USD | ≈4.1% |
| Feb 13, 2024 | $0.19 | USD | ≈3.9% |
| Nov 14, 2023 | $0.18 | USD | ≈4.3% |
| Aug 22, 2023 | $0.18 | USD | ≈4.0% |
| May 16, 2023 | $0.18 | USD | ≈4.0% |
| Feb 14, 2023 | $0.18 | USD | ≈3.5% |
| Nov 15, 2022 | $0.18 | USD | ≈3.1% |
| Aug 9, 2022 | $0.18 | USD | ≈3.1% |
| May 10, 2022 | $0.18 | USD | ≈3.1% |
| Feb 15, 2022 | $0.18 | USD | ≈2.8% |
| Nov 9, 2021 | $0.16 | USD | ≈2.6% |
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
3.9%
Next Report
Oct 27, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Jul 22, 2026 | $0.88 | $0.85 | 3.9% |
| March 31, 2026 | $0.83 | — | — | |
| Dec. 31, 2025 | $0.77 | — | — | |
| Sept. 30, 2025 | $0.85 | — | — | |
| June 30, 2025 | $0.75 | — | — | |
| March 31, 2025 | $0.81 | — | — |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | $21M | $4M | $2M | $3M | $7M | $5M | $4M | $3M | $3M | $3M | |
| Interest Income | $81M | $74M | $65M | $43M | $40M | $39M | $37M | $33M | $30M | $29M | $29M | $28M | |
| Pretax Income | $23M | $14M | $14M | $11M | $23M | $24M | $12M | $12M | $3M | $11M | $14M | $11M | |
| Income Tax | $4M | $1M | $2M | $1M | $5M | $5M | $1M | $1M | $-897.0K | $2M | $4M | $3M | |
| Net Income | $19M | $13M | $12M | $10M | $18M | $19M | $11M | $10M | $4M | $9M | $11M | $8M | |
| EPS (Basic) | $3.09 | $2.15 | $2.03 | $1.71 | $3.27 | $3.72 | $2.11 | $2.17 | $0.97 | $2.13 | $2.71 | $2.19 | |
| EPS (Diluted) | $3.07 | $2.15 | $2.03 | $1.71 | $3.26 | $3.72 | $2.10 | $2.17 | $0.96 | $2.10 | $2.64 | $2.16 | |
| Shares (Basic) | 6,070,662,000 | 6,045,959,000 | 6,039,164,000 | 5,766,900,000 | 5,506,487,000 | 5,236,688,000 | 5,063,402,000 | 4,796,615 | 4,481,984 | 4,196,949 | 3,866,829 | 3,667,902 | |
| Shares (Diluted) | 6,118,861,000 | 6,052,496,000 | 6,042,582,000 | 5,783,456,000 | 5,519,790,000 | 5,241,496,000 | 5,078,662,000 | 4,813,319 | 4,559,864 | 4,268,945 | 3,982,279 | 3,730,052 |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | · | · | · | · | · | $85M | $14M | $19M | $17M | $20M | $14M | $13M | |
| PP&E (Net) | $19M | $20M | $20M | $24M | $21M | $20M | $21M | $21M | $21M | $20M | $21M | $21M | |
| PP&E (Gross) | $36M | $36M | $37M | $41M | $37M | $36M | $36M | $35M | $35M | $34M | $34M | $33M | |
| Accum. Depreciation | $17M | $16M | $17M | $17M | $16M | $16M | $15M | $14M | $14M | $14M | $13M | $13M | |
| Goodwill | $32M | $32M | $32M | $32M | $18M | $18M | $18M | $18M | $18M | $18M | $18M | $18M | |
| Intangibles | $2M | $3M | $3M | $4M | $84.0K | $206.0K | $383.0K | $3M | $4M | $4M | $4M | $4M | |
| Total Assets | $1.61B | $1.57B | $1.56B | $1.50B | $1.33B | $1.19B | $998M | $986M | $929M | $911M | $878M | $863M | |
| Total Liabilities | $1.45B | $1.44B | $1.43B | $1.39B | $1.19B | $1.06B | $890M | $894M | $842M | $826M | $798M | $792M | |
| Common Stock | $61.0K | $58.0K | $55.0K | $52.0K | $50.0K | $48.0K | $46.0K | $44.0K | $41.0K | $38.0K | $35.0K | $33.0K | |
| Paid-in Capital | $103M | $95M | $89M | $84M | $79M | $72M | $69M | $64M | $58M | $52M | · | · | |
| Retained Earnings | $64M | $57M | $54M | $52M | $53M | $45M | $34M | $32M | $30M | $34M | $33M | $29M | |
| Treasury Stock | · | · | $75.0K | · | · | · | · | · | · | · | · | · | |
| AOCI | $-6M | $-16M | $-17M | $-25M | $4M | $9M | $5M | $-4M | $-405.0K | $-1M | $2M | $2M | |
| Stockholders' Equity | $161M | $136M | $127M | $110M | $136M | $127M | $109M | $92M | $88M | $85M | $81M | $72M | |
| Liabilities + Equity | $1.61B | $1.57B | $1.56B | $1.50B | $1.33B | $1.19B | $998M | $986M | $929M | $911M | $878M | $863M | |
| Shares Outstanding | · | · | · | 5,213,232 | 5,247,332 | 4,750,838 | 4,827,266 | 4,590,721 | 4,285,742 | 4,061,481 | 3,707,588 | 3,499,905 |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | $359.0K | $520.0K | $352.0K | $295.0K | $323.0K | $304.0K | $286.0K | $223.0K | $172.0K | $59.0K | $16.0K | $55.0K | |
| Deferred Tax | $-136.0K | $-212.0K | $404.0K | $-1M | $808.0K | $-503.0K | $-195.0K | $969.0K | $487.0K | $919.0K | $625.0K | $-103.0K | |
| Amort. of Intangibles | $948.0K | $1M | $2M | $1M | $2M | $2M | $1M | $1M | $1M | $1M | $1M | $1M | |
| Operating Cash Flow | $22M | $14M | $13M | $25M | $31M | $15M | $9M | $21M | $3M | $19M | $7M | $9M | |
| CapEx | $605.0K | $2M | $995.0K | $876.0K | $1M | $359.0K | $1M | $1M | $1M | $596.0K | $1M | $1M | |
| Investing Cash Flow | $-21M | $-18M | $-51M | $-197M | $-56M | $-105M | $-8M | $-64M | $-21M | $-40M | · | · | |
| Stock Issued | · | · | · | · | · | · | · | $7.0K | · | · | · | · | |
| Stock Repurchased | · | $338.0K | $75.0K | $1M | · | $2M | · | · | · | · | · | · | |
| Net Stock Activity | · | $-338.0K | $-75.0K | $-1M | · | $-2M | · | $7.0K | · | · | · | · | |
| Dividends Paid | $5M | $5M | $4M | $4M | $4M | $4M | $4M | $3M | $3M | $3M | $3M | $2M | |
| Financing Cash Flow | $441.0K | $-3M | $42M | $6M | $130M | $161M | $-7M | $45M | $15M | $28M | · | · | |
| Net Change in Cash | $707.0K | $-7M | $4M | $-166M | $104M | $71M | $-5M | $3M | $-3M | $6M | $809.0K | $-17M | |
| Taxes Paid | $3M | $834.0K | $55.0K | $1M | $4M | $4M | $722.0K | $-1M | $850.0K | $945.0K | · | · | |
| Free Cash Flow | $21M | $12M | $12M | $24M | $30M | $14M | $8M | $20M | $2M | $18M | $6M | $7M | |
| Levered FCF | · | · | $-7M | $20M | $29M | $12M | $2M | $15M | $-3M | $16M | $4M | $5M |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 26.6% | 21.5% | 21.6% | 18.8% | 29.7% | 30.5% | 23.1% | 24.1% | 10.6% | 21.9% | 24.5% | 20.3% | |
| Pretax Margin | 32.6% | 23.3% | 25.1% | 21.5% | 37.7% | 38.0% | 26.2% | 26.7% | 8.4% | 27.6% | 33.6% | 27.9% | |
| ROA | 1.2% | 0.83% | 0.80% | 0.70% | 1.4% | 1.8% | 1.1% | 1.1% | 0.47% | 1.0% | 1.2% | 0.95% | |
| ROE | 12.2% | 9.4% | 10.3% | 9.1% | 13.3% | 15.7% | 9.9% | 11.7% | 5.0% | 10.3% | 13.2% | 11.4% |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | · | · | · | $21.38 | $27.14 | $26.66 | $23.62 | $21.02 | $21.47 | $21.96 | $22.82 | $21.49 | |
| Revenue / Share | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $13.43 | $10.02 | $9.93 | $10.00 | $10.56 | $11.88 | $0.01 | |
| Cash Flow / Share | $0.00 | $0.00 | $0.00 | $0.00 | $0.01 | $3.12 | $2.02 | $4.90 | $0.74 | $4.91 | $1.95 | $0.00 | |
| Cash / Share | · | · | · | · | · | $17.85 | $2.98 | $4.37 | $4.06 | $5.17 | $3.84 | $3.83 | |
| Dividend Paid / Share | $0.80 | $0.76 | $0.73 | · | · | · | · | · | · | $0.76 | $0.69 | $0.66 | |
| EPS (TTM) | $3.07 | $2.15 | $2.03 | $1.71 | $3.26 | $3.72 | $2.10 | $2.17 | $0.96 | $2.10 | $2.64 | $2.16 |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 16.8% | 7.0% | 7.5% | -13.2% | -5.1% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 10.3% | -0.06% | -4.0% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 2.0% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 42.8% | 5.9% | 18.7% | -47.5% | -12.4% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | 21.5% | -13.0% | -18.3% | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | -3.8% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 44.4% | 6.3% | 23.9% | -45.2% | -7.6% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | 23.9% | -10.3% | -14.4% | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | -0.75% | · | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid CAGR 5Y | 6.0% | · | · | · | · | · | · | · | · | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $71M | $60M | $57M | $53M | $61M | $64M | $46M | $43M | $41M | $41M | $43M | $40M | |
| Net Income TTM | $19M | $13M | $12M | $10M | $18M | $19M | $11M | $10M | $4M | $9M | $11M | $8M | |
| Market Cap | · | · | · | $107M | $130M | $94M | $99M | $83M | $93M | $85M | $73M | $55M | |
| P/E | 8.5 | 11.2 | 9.3 | 12.0 | 8.0 | 5.3 | 10.3 | 8.8 | 23.7 | 10.5 | 7.8 | 7.7 | |
| P/S | · | · | · | 2.0 | 2.1 | 1.5 | 2.2 | 1.9 | 2.2 | 2.1 | 1.7 | 1.4 | |
| P/B | · | · | · | 1.0 | 1.0 | 0.7 | 0.9 | 0.9 | 1.1 | 1.0 | 0.9 | 0.8 | |
| P / Tangible Book | · | · | · | 1.4 | 1.1 | 0.9 | · | · | · | · | · | · | |
| P / Cash Flow | · | · | · | 4.3 | 4.2 | 6.3 | 10.7 | 3.9 | 30.3 | 4.5 | 10.3 | 6.4 | |
| P / FCF | · | · | · | 4.5 | 4.4 | 6.5 | 12.1 | 4.2 | 57.7 | 4.6 | 12.5 | 7.7 | |
| Dividend Yield | · | · | · | 3.9% | 2.9% | 3.9% | 3.5% | 4.0% | 3.4% | 3.4% | 3.5% | 4.4% | |
| Earnings Yield | 11.7% | 8.9% | 10.8% | 8.3% | 12.5% | 18.9% | 9.7% | 11.4% | 4.2% | 9.6% | 12.8% | 13.0% | |
| Payout Ratio | 25.9% | 35.5% | 35.9% | 42.5% | 21.2% | 18.6% | 32.9% | 31.9% | 71.1% | 32.5% | 24.2% | 30.0% | |
| Annual Payout | $5M | $5M | $4M | $4M | $4M | $4M | $4M | $3M | $3M | $3M | $3M | $2M |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | · | · | $7M | · | $6M | $5M | $4M | · | $1M | |
| Interest Income | $20M | $20M | $21M | $21M | $20M | $19M | $19M | $19M | $18M | $18M | $17M | $17M | $16M | $15M | $14M | $11M | |
| Pretax Income | $7M | $6M | $6M | $6M | $5M | $6M | $2M | $5M | $4M | $3M | $3M | $4M | $4M | $4M | $746.0K | $3M | |
| Income Tax | $1M | $1M | $1M | $1M | $944.0K | $1M | $-886.0K | $867.0K | $587.0K | $518.0K | $-111.0K | $671.0K | $701.0K | $693.0K | $-466.0K | $522.0K | |
| Net Income | $5M | $5M | $5M | $5M | $4M | $5M | $3M | $4M | $3M | $3M | $3M | $3M | $3M | $3M | $1M | $2M | |
| EPS (Basic) | $0.88 | $0.83 | $0.67 | $0.85 | $0.73 | $0.77 | $0.47 | $0.68 | $0.52 | $0.48 | $0.28 | $0.53 | $0.61 | $0.61 | $0.05 | $0.48 | |
| EPS (Diluted) | $0.88 | $0.83 | $0.66 | $0.85 | $0.72 | $0.77 | $0.47 | $0.68 | $0.52 | $0.48 | $0.29 | $0.52 | $0.61 | $0.61 | $0.06 | $0.48 | |
| Shares (Basic) | 6,098,229 | 6,083,271,000 | · | 5,783,729,000 | 6,071,683 | 6,066,473,000 | · | 5,765,348,000 | 5,745,310,000 | 5,743,452,000 | · | 5,479,909,000 | 5,476,354,000 | 5,473,781,000 | · | 5,228,270 | |
| Shares (Diluted) | 6,161,461 | 6,139,357,000 | · | 5,829,641,000 | 6,132,969 | 6,105,383,000 | · | 5,770,514,000 | 5,748,053,000 | 5,748,595,000 | · | 5,482,633,000 | 5,480,528,000 | 5,481,722,000 | · | 5,242,072 |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $19M | $19M | $19M | $19M | $20M | $20M | $20M | $21M | $21M | $21M | · | $24M | $24M | $24M | · | $21M | |
| PP&E (Gross) | · | · | $36M | · | · | · | $36M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $17M | · | · | · | $16M | · | · | · | · | · | · | · | · | · | |
| Goodwill | $32M | $32M | $32M | $32M | $32M | $32M | $32M | $32M | $32M | $32M | $32M | $32M | $32M | $32M | $32M | $18M | |
| Intangibles | $2M | $2M | $2M | $2M | $2M | $2M | $3M | $3M | $3M | $3M | · | $3M | $4M | $4M | · | $36.0K | |
| Total Assets | $1.61B | $1.61B | $1.61B | $1.62B | $1.62B | $1.58B | $1.57B | $1.56B | $1.56B | $1.55B | · | $1.56B | $1.54B | $1.52B | · | $1.36B | |
| Total Liabilities | $1.44B | $1.44B | $1.45B | $1.46B | $1.48B | $1.44B | $1.44B | $1.42B | $1.43B | $1.43B | · | $1.45B | $1.42B | $1.40B | · | $1.25B | |
| Common Stock | $61.0K | $61.0K | $61.0K | $58.0K | $58.0K | $58.0K | $58.0K | $55.0K | $55.0K | $55.0K | · | $52.0K | $52.0K | $52.0K | · | $50.0K | |
| Paid-in Capital | $103M | $103M | $103M | $95M | $95M | $95M | $95M | $90M | $89M | $89M | · | $85M | $84M | $84M | · | $79M | |
| Retained Earnings | $72M | $67M | $64M | $67M | $64M | $60M | $57M | $61M | $58M | $56M | · | $57M | $55M | $53M | · | $58M | |
| Treasury Stock | · | · | · | · | · | · | · | $396.0K | $330.0K | $249.0K | · | · | · | · | · | $1M | |
| AOCI | $-8M | $-9M | $-6M | $-7M | $-11M | $-13M | $-16M | $-10M | $-19M | $-18M | · | $-32M | $-23M | $-20M | · | $-31M | |
| Stockholders' Equity | $167M | $162M | $161M | $156M | $148M | $143M | $136M | $140M | $128M | $127M | $127M | $110M | $117M | $118M | $111M | $105M | |
| Liabilities + Equity | $1.61B | $1.61B | $1.61B | $1.62B | $1.62B | $1.58B | $1.57B | $1.56B | $1.56B | $1.55B | · | $1.56B | $1.54B | $1.52B | · | $1.36B |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | $135.0K | $78.0K | $80.0K | $64.0K | $118.0K | $97.0K | $196.0K | $63.0K | $105.0K | $156.0K | $109.0K | $93.0K | $62.0K | $88.0K | $86.0K | $45.0K | |
| Deferred Tax | $-290.0K | $-162.0K | $837.0K | $-39.0K | $-540.0K | $-394.0K | $-35.0K | $200.0K | $-414.0K | $37.0K | $397.0K | $-377.0K | $-148.0K | $532.0K | $-1M | $209.0K | |
| Amort. of Intangibles | $225.0K | $228.0K | $224.0K | $247.0K | $238.0K | $239.0K | $240.0K | $256.0K | $256.0K | $412.0K | $437.0K | $474.0K | $472.0K | $461.0K | $481.0K | $314.0K | |
| Operating Cash Flow | $3M | $7M | $3M | $10M | $439.0K | $8M | $-1M | $8M | $4M | $3M | $1M | $6M | $2M | $3M | $10M | $9M | |
| CapEx | $119.0K | $119.0K | $220.0K | $251.0K | $85.0K | $49.0K | $106.0K | $290.0K | $617.0K | $1M | $475.0K | $203.0K | $96.0K | $221.0K | $215.0K | $222.0K | |
| Investing Cash Flow | $-6M | $14M | $12M | $7M | $-40M | $-424.0K | $-17M | $4M | $-2M | $-3M | $13M | $-25M | $-23M | $-15M | $6M | $-59M | |
| Stock Repurchased | · | · | · | · | · | · | $17.0K | $66.0K | $81.0K | $174.0K | · | · | · | · | $199.0K | $502.0K | |
| Net Stock Activity | · | · | · | · | · | · | · | · | · | $-174.0K | · | · | · | · | · | · | |
| Dividends Paid | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | |
| Financing Cash Flow | $-3M | $-10M | $-18M | $-19M | $43M | $-6M | $17M | $-15M | $5M | $-11M | $-11M | $23M | $18M | $12M | $-42M | $69M | |
| Net Change in Cash | $-6M | $11M | $-3M | $-1M | $3M | $2M | $-936.0K | $-3M | $7M | $-11M | $3M | $4M | $-4M | $608.0K | $-26M | $19M | |
| Taxes Paid | · | · | $464.0K | $1M | · | · | $206.0K | · | · | · | · | · | · | · | $784.0K | $300.0K | |
| Free Cash Flow | · | $7M | · | · | · | $8M | · | · | · | $2M | · | · | · | $3M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-4M | · | · | · | $219.1K | · | · |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | · | 27.0% | · | 27.1% | 25.4% | 28.5% | · | 24.8% | 20.5% | 19.6% | · | 20.2% | 22.9% | 23.2% | · | 19.3% | |
| Pretax Margin | · | 33.6% | · | 33.4% | 30.9% | 34.7% | · | 30.3% | 24.5% | 23.3% | · | 24.9% | 27.7% | 28.0% | · | 23.3% | |
| ROA | · | 0.32% | · | 0.31% | 0.28% | 0.30% | · | 0.25% | 0.19% | 0.18% | · | 0.20% | 0.24% | 0.24% | · | 0.19% | |
| ROE | · | 3.3% | · | 3.3% | 3.2% | 3.5% | · | 3.1% | 2.5% | 2.3% | · | 2.7% | 2.9% | 2.8% | · | 2.1% |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | · | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue / Share | · | $0.00 | · | $0.00 | $0.00 | $0.00 | · | $0.00 | $0.00 | $0.00 | · | $2.73 | $2.81 | $2.77 | · | $2.60 | |
| Cash Flow / Share | · | $0.00 | · | · | · | $0.00 | · | · | · | $0.00 | · | · | · | $0.66 | · | · | |
| Dividend Paid / Share | $0.21 | $0.21 | $0.17 | $0.21 | $0.20 | $0.20 | $0.16 | $0.20 | · | · | · | · | · | · | · | · | |
| EPS (TTM) | $3.22 | $3.06 | · | $2.81 | $2.64 | $2.44 | · | $1.97 | $1.81 | $1.90 | · | $1.80 | $1.76 | $1.73 | · | $1.94 |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $75M | $73M | · | $68M | $65M | $63M | · | $58M | $56M | $56M | · | $58M | $57M | $55M | · | $52M | |
| Net Income TTM | $20M | $19M | · | $17M | $16M | $15M | · | $12M | $11M | $12M | · | $11M | $10M | $10M | · | $12M | |
| P/E | 9.5 | 8.1 | · | 9.5 | 10.0 | 11.2 | · | 9.8 | 10.1 | 9.7 | · | 9.2 | 11.2 | 10.8 | · | 12.0 | |
| Earnings Yield | 10.5% | 12.3% | · | 10.5% | 10.0% | 9.0% | · | 10.2% | 9.9% | 10.3% | · | 10.9% | 8.9% | 9.2% | · | 8.4% | |
| Payout Ratio | · | 25.2% | · | · | · | 25.8% | · | · | · | 41.3% | · | · | · | 32.6% | · | · | |
| Annual Payout | $5M | $5M | · | $5M | $5M | $5M | · | $5M | $4M | $4M | · | $4M | $4M | $4M | · | $4M |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Net Income | $19M | $13M | $12M | $10M | $18M |
| Diluted EPS | $3.07 | $2.15 | $2.03 | $1.71 | $3.26 |
No data for this statement
Not enough fundamentals data to build this statement yet.
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Free Cash Flow | $21M | $12M | $12M | $24M | $30M |
Institutional owners (13F) 70 filers · $68.2M total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
70
Value held
$68.2M
New positions
10
Exited positions
4
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 10 (+1 vs prior Q) | 4 (+1 vs prior Q) | 27 (+13 vs prior Q) | 18 (-9 vs prior Q) | +130K |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| BlackRock, Inc. | $10,719,570 | 349,058 | 15.73% | Shares |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $9,178,021 | 298,861 | 13.47% | Shares |
| VANGUARD GROUP INC | $6,785,750 | 259,097 | 9.96% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $6,499,772 | 211,650 | 9.54% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $5,847,088 | 190,378 | 8.58% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $3,987,918 | 129,831 | 5.85% | Shares |
| KORNITZER CAPITAL MANAGEMENT INC /KS | $3,506,806 | 114,191 | 5.15% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $1,917,932 | 62,453 | 2.81% | Shares |
| De Lisle Partners LLP | $1,724,008 | 56,036 | 2.53% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $1,607,883 | 52,357 | 2.36% | Shares |
| STATE STREET CORP | $1,530,464 | 49,836 | 2.25% | Shares |
| Trust Co | $1,508,059 | 60,809 | 2.21% | Shares |
| ROYCE & ASSOCIATES LP | $1,450,648 | 47,237 | 2.13% | Shares |
| NORTHERN TRUST CORP | $1,243,294 | 40,485 | 1.82% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $1,083,019 | 35,266 | 1.59% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $1,073,898 | 34,969 | 1.58% | Shares |
| CITADEL ADVISORS LLC | $786,145 | 25,599 | 1.15% | Shares |
| Empowered Funds, LLC | $772,479 | 25,154 | 1.13% | Shares |
| OneDigital Investment Advisors LLC | $675,440 | 21,994 | 0.99% | Shares |
| FIRST MANHATTAN CO. LLC. | $628,787 | 20,475 | 0.92% | Shares |
| BOKF, NA | $506,715 | 16,500 | 0.74% | Shares |
| Private Advisor Group, LLC | $498,424 | 16,230 | 0.73% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $461,663 | 15,033 | 0.68% | Shares |
| Bank of New York Mellon Corp | $448,565 | 14,606 | 0.66% | Shares |
| Sanctuary Advisors, LLC | $361,672 | 11,777 | 0.53% | Shares |
| CGN Advisors LLC | $355,214 | 11,567 | 0.52% | Shares |
| GOLDMAN SACHS GROUP INC | $293,281 | 9,550 | 0.43% | Shares |
| HSBC HOLDINGS PLC | $225,044 | 7,167 | 0.33% | Shares |
| Nuveen, LLC | $220,928 | 7,194 | 0.32% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $220,867 | 7,192 | 0.32% | Shares |
| Creative Planning | $212,882 | 6,932 | 0.31% | Shares |
| BARCLAYS PLC | $186,594 | 6,076 | 0.27% | Shares |
| UBS Group AG | $163,868 | 5,336 | 0.24% | Shares |
| DEUTSCHE BANK AG\ | $157,327 | 5,123 | 0.23% | Shares |
| WELLS FARGO & COMPANY/MN | $135,072 | 4,398 | 0.20% | Shares |
| RHUMBLINE ADVISERS | $118,201 | 3,846 | 0.17% | Shares |
| Keating Financial Advisory Services, Inc. | $114,210 | 3,719 | 0.17% | Shares |
| MORGAN STANLEY | $106,563 | 3,470 | 0.16% | Shares |
| Russell Investments Group, Ltd. | $100,083 | 3,259 | 0.15% | Shares |
| MetLife Investment Management, LLC | $96,767 | 3,151 | 0.14% | Shares |
| NEW YORK STATE COMMON RETIREMENT FUND | $80,614 | 2,625 | 0.12% | Shares |
| CITIGROUP INC | $74,687 | 2,432 | 0.11% | Shares |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | $74,226 | 2,417 | 0.11% | Shares |
| US BANCORP \DE\ | $72,169 | 2,350 | 0.11% | Shares |
| JPMORGAN CHASE & CO | $71,057 | 2,238 | 0.10% | Shares |
| BNP PARIBAS FINANCIAL MARKETS | $68,422 | 2,228 | 0.10% | Shares |
| Vanguard Global Advisers, LLC | $50,180 | 1,634 | 0.07% | Shares |
| Police & Firemen's Retirement System of New Jersey | $33,689 | 1,097 | 0.05% | Shares |
| Tower Research Capital LLC (TRC) | $24,077 | 784 | 0.04% | Shares |
| ROYAL BANK OF CANADA | $24,000 | 785 | 0.04% | Shares |
Activists & 5%+ owners 1 position
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| Patrick L. Alexander ×2 filings | April 20, 2017 | · | Initial filing | · | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Company insiders 23 insiders · 6 officers · 18 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Abigail M Wendel | President / CEO | Feb. 27, 2026 A | 16,652 | 0 | 0 | $0 |
| HERPICH MARK A | Chief Financial Officer | Feb. 27, 2026 A | 140,894 | 0 | 0 | $0 |
| Larry R Heyka | Market President | April 25, 2014 F | 4,264 | 0 | 0 | $0 |
| Mark J Oliphant | EVP/Market President | Aug. 1, 2021 A | 0 | 0 | 0 | $0 |
| THIBAULT DEAN R | EVP Commercial Lending | Dec. 11, 2020 M | 27,829 | 0 | 0 | $0 |
| Bradly L. Chindamo | Credit Risk Manager | Aug. 1, 2017 A | 6,976 | 0 | 0 | $0 |
| Jim Lewis | Director | Sept. 15, 2026 S | 152,796 | 0 | 6 | $-76,461 |
| Patrick L Alexander | Director | Sept. 14, 2026 S | 70,768 | 0 | 7 | $-420,475 |
| Mark J. Kohlrus | Director | Aug. 7, 2026 P | 3,340 | 2 | 0 | $31,764 |
| Angela S. Hurt | Director | May 26, 2026 P | 5,994 | 1 | 0 | $6,559 |
| Angelia K. Stanland | Director | June 10, 2025 A | 4,247 | 0 | 0 | $0 |
| Michael E Scheopner | Director | May 20, 2025 S | 90,308 | 0 | 0 | $0 |
| Wayne R Sloan | Director | Aug. 1, 2024 A | 15,446 | 0 | 0 | $0 |
| Sarah Hill-Nelson | Director | Aug. 1, 2024 A | 4,905 | 0 | 0 | $0 |
| Sandra J Moll | Director | Aug. 1, 2024 A | 3,739 | 0 | 0 | $0 |
| David Snapp | Director | Aug. 1, 2024 A | 96,884 | 0 | 0 | $0 |
| Richard Ball | Director | Nov. 21, 2023 P | 5,935 | 0 | 0 | $0 |
| Brent A Bowman | Director | Aug. 1, 2022 A | 18,886 | 0 | 0 | $0 |
| Susan E Roepke | Director | March 20, 2018 M | 40,013 | 0 | 0 | $0 |
| Larry Schugart | Director | April 30, 2012 M | 11,062 | 0 | 0 | $0 |
| Duane C Ross | Director | April 20, 2011 A | 42,573 | 0 | 0 | $0 |
| Joseph L Downey | Director | April 20, 2011 A | 10,448 | 0 | 0 | $0 |
| Jerry R Pettle | Director | April 20, 2011 A | 11,610 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 18 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| IWC · iShares Trust | 0.04% | 18,636 SH | Sept. 11, 2026 | Daily |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.01% | 4,446 SH | Aug. 19, 2026 | Daily |
| RSSL · Global X Funds | 0.01% | 2,511 NS | July 31, 2026 | N-PORT |
| IWM · iShares Trust | 0.00% | 117,011 SH | Sept. 11, 2026 | Daily |
| DFAT · Dimensional ETF Trust | 0.00% | 7,321 NS | July 31, 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0.00% | 6,830 NS | July 31, 2026 | N-PORT |
| DFUV · Dimensional ETF Trust | 0.00% | 3,528 NS | July 31, 2026 | N-PORT |
| DFSV · Dimensional ETF Trust | 0.00% | 1,917 NS | July 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.00% | 4,082 NS | July 31, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.00% | 229 NS | July 31, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 315 NS | July 31, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.00% | 496 NS | July 31, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0.00% | 58,282 SH | Aug. 19, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 148,231 SH | Aug. 19, 2026 | Daily |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.00% | 30,426 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 394 SH | Aug. 19, 2026 | Daily |
| DXUV · Dimensional ETF Trust | 0.00% | 4 NS | July 31, 2026 | N-PORT |
| IWN · iShares Trust | · | 53,692 SH | Sept. 11, 2026 | Daily |
LARK Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 6 analysts
SELL
Median target
$34.50
+10.0%
0 0.0%
Strong Buy
0 0.0%
Buy
3 50.0%
Hold
1 16.7%
Sell
2 33.3%
Strong Sell
12-Month Price Target
1 analysts · 2026-09-29Mean target $34.50 +10.0%
Low$34.50
Mean$34.50
High$34.50
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
My Metrics Your personal watchlist — selected rows from Full Fundamentals
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Source: SEC 10-Q filed Aug 12, 2026