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FBNC NASDAQ US

First Bancorp - Common Stock

Financials · Banking Website · IPO Apr 1987
$55.87
▼ $-0.53 (-0.94%)
Vol 185K
11
Quality Score
ok
Deep Check
2/5 ok
Mkt Cap
$2.1B
P/E
21.3
ROE
6.5%
Margin
27.8%
D/E
5.76
Beta
0.92
Div Yield
1.81%
52W
$35–$56

Wall Street Consensus

10 analysts · Apr 2026
4
Strong Buy
4
Buy
2
Hold
0
Sell
0
Strong Sell
80.0%
Buy Rating

Price Chart

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Earnings

Beat rate: 100.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $1.06 $1.19 +$0.13
Sep 2025 $0.94 $1.01 +$0.07
Jun 2025 $0.89 $0.93 +$0.04
Mar 2025 $0.80 $0.84 +$0.04

Quarterly Revenue & Earnings

Quarter 2024-0… 2024-1… 2025-0… 2025-0… 2025-0… 2025-1…
Revenue — $63.8M $104.6M $109.4M $88.1M $81.9M
Net Income — $3.6M $36.4M $38.6M $20.4M $15.7M

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 6.5% 7.7% 6.5% 6.5% 6.5% 6.5%
P/E (TTM) 18.79 19.18 22.36 20.70 21.50 21.30
Net Margin — 27.8% 27.8% 27.8% 27.8% 27.8%
Gross Margin — — — — — —
D/E Ratio 5.93 6.10 5.93 5.93 5.76 5.76
Current Ratio — — — — — —

Key Ratios

ROA (TTM)
0.8%
P/S (TTM)
3.18
P/B
1.3
EPS (TTM)
$2.39
CF/Share
$3.23
Rev Growth 3Y
+10.9%
52W High
$56.45
52W Low
$34.50
$34.50 52-Week Range $56.45

Financial Health

Free Cash Flow
$54.0M
Net Debt
-$312.4M
Cash
$309.6M
Total Debt
-$2.8M
As of Dec 31, 2025

How does FBNC compare to Banking peers?

Peer group: Mid-cap Banking ($2B+) · 74 companies

FBNC BANF BANR BOKF BPOP

FBNC valuation vs Banking peers

P/E ratio
21.3
▲ 69% above peers (12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
3.2
▲ 34% above peers (2.4)
vs Peers
vs Industry
Overvalued
P/B ratio
1.3
▲ 6% above peers (1.2)
vs Peers
vs Industry
Fair value
Div yield
1.8%
▼ 51% below peers (3.7%)
vs Peers
vs Industry
Low yield

FBNC profitability vs Banking peers

ROE
6.5%
▼ 35% below peers (9.9%)
vs Peers
vs Industry
Weak
Net margin
27.8%
▼ 10% below peers (30.9%)
vs Peers
vs Industry
Weak
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
0.8%
▼ 26% below peers (1.1%)
vs Peers
vs Industry
Weak

FBNC financial health vs Banking peers

D/E ratio
5.8
▼ 63% below peers (15.7)
vs Peers
vs Industry
Low debt
Current ratio
—
—
vs Peers
vs Industry
Low liquidity
Beta
0.9
▲ 6% above peers (0.9)
vs Peers
vs Industry
Less volatile

FBNC fundamentals radar

FBNC Peer median Industry

FBNC profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

FBNC vs peers: key metrics

Related Signals

Bounce Up SL Hit
$52.96 1.50x Sep 22

Insider Activity

Neutral
Buys
0
Sells
0
HICKS THOMAS BRENT
Officer · Mar 06
613 shs
CRAWFORD JAMES C III
Director · Feb 04
4500 shs
CAPEL MARY CLARA
Retired · Feb 03
5000 shs
CAPEL MARY CLARA
Retired · Jan 30
2642 shs
CAPEL MARY CLARA
Retired · Jan 28
2500 shs
MOORE RICHARD H
Chief Executive Officer · Jan 27
3959 shs
CURRIE GREGORY A
Officer and Director · Jan 27
4679 shs
BOSTIAN ELIZABETH B.
Chief Financial Officer · Jan 27
2400 shs
WILSON CHRISTIAN ANTHONY
Chief Operating Officer · Jan 27
1224 shs
Last 90 days

Top Holders

Top 5: 37.94%
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14.03%
$321.1M
FMR, LLC
7.70%
$176.2M
Vanguard Group Inc
6.87%
$157.3M
State Street Corporation
4.85%
$111.1M
Dimensional Fund Advisors LP
4.49%
$102.7M
As of Dec 31, 2025

Dividends

$0.91
/ year
Dec 31, 2025 $0.2300
Sep 30, 2025 $0.2300
Jun 30, 2025 $0.2300
Mar 31, 2025 $0.2200
Dec 31, 2024 $0.2200
Sep 30, 2024 $0.2200
Jun 28, 2024 $0.2200
Mar 27, 2024 $0.2200

Latest News

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