NBTB NBT Bancorp Inc. - Common Stock
$52.87
Price · Aug 19, 2026
Fundamentals as of Aug 7, 2026
52W Range
$39–$54
89% of range
Analyst Rating
HOLD
13 analysts
Price Target
$57
+7% upside
P/E (TTM)
12.5
ROE
9.1%
Net Profit Margin
92.5%
About NBT Bancorp Inc. - Common Stock Company overview from Wikipedia
NBT Bank, N.A. is an American financial institution that operates through a network of 176 banking locations in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. NBT Bank and its parent company, NBT Bancorp Inc., are headquartered in Norwich, New York, United States. NBT Bancorp is traded on the Nasdaq Global Select Market under the symbol NBTB.
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NBT Bank, N.A. is an American financial institution that operates through a network of 176 banking locations in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. NBT Bank and its parent company, NBT Bancorp Inc., are headquartered in Norwich, New York, United States. NBT Bancorp is traded on the Nasdaq Global Select Market under the symbol NBTB.
History
Founded in 1856 by Warren Newton (former contractor for the Erie and Chenango canals), Isaac Newton (Warren's brother), and James H. Smith (NBT Bank's first President), NBT Bank was first a state-chartered bank called the Bank of Norwich. The bank's first board meeting was held on March 3, 1856 at the law office of Warren and Isaac Newton. The bank opened for business on July 15, 1856 in a storefront on South Main Street.
On June 28, 1865, the bank received a national charter (which it holds to this day) and changed its name to the National Bank of Norwich. In 1918, NBT Bank was one of the first national banks in New York State to apply for and receive trust powers under a Federal Reserve Act and established a Trust Department. In 1925, NBT Bank changed its name a second time to better reflect its expanded services. Over the years, the area served by NBT Bank expanded and in 1989 the bank changed its name for the third time to The National Bank and Trust Company without "of Norwich." In 1995, the bank changed its name for the fourth time to NBT Bank, N.A. (The "N.A." stands for "National Association" and is used primarily in formal or legal contexts.) At the same time, NBT Bank introduced its current logo featuring a blue star and red lettering.
In 2016, NBT Bank celebrated its 160th year in business and published an updated history of the bank to commemorate this milestone.
Mergers and acquisitions
NBT Bank completed its first acquisitions in the 1930s. Since that time, the bank has continued to grow through bank and branch acquisitions as well as through organic expansion.
Since 2000, NBT Bank acquired the following banks: LA Bank based in Scranton, Pennsylvania in 2000; Pioneer American Bank based in Carbondale, Pennsylvania in 2000; First National Bank of Northern New York based in Norfolk, New York in 2001; Central National Bank based in Canajoharie, New York in 2001; City National Bank and Trust Company based in Gloversville, New York in 2005; Hampshire First Bank based in Manchester, New Hampshire in 2012; and Alliance Bank based in Syracuse, New York in 2013. The merger with Alliance Bank was completed on March 8, 2013 and is NBT Bank's largest to date. In December 2022, NBT announced that it will acquire the Connecticut-based Salisbury Bancorp in an equity transaction valued at $204 million. The deal for Salisbury Bancorp closed in August 2023 for $204 million and Salisbury Bank President and CEO Richard J. Cantele Jr. was named to the NBT Bank board of directors and executive management team.
NBT acquired Evans Bank of Williamsville, NY on May 2, 2025. The merger extended NBT’s branch network into the Western Region of New York with the addition of 14 banking offices in the Buffalo area and 4 locations in greater Rochester.
Naming rights
NBT Bank owns the naming rights to NBT Bank Stadium in Syracuse, New York.
Source: Wikipedia, CC BY-SA 4.0 · View on Wikipedia ↗
NBTB Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$52.87
Market Cap
—
P/E (TTM)
12.5
EPS (TTM)
$3.33
Revenue (TTM)
$183M
Div Yield
—
ROE
9.1%
Debt/Equity
0.1
52W Range
$39 – $55
NBTB Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
Configure
10-Year Performance Revenue, net income, margins and EPS trends
Revenue & Net Income
$183M
2021-12-31
→
2025-12-31
EPS
$3.33
2021-12-31
→
2025-12-31
Free Cash Flow
$219M
2021-12-31
→
2025-12-31
Margins
92.5%
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
Metric
5Y trend
NBTB
Peer Median
P/E (TTM)
12.5
13.0
Profitability Gross, operating and net margins; ROE, ROA, ROIC
Metric
5Y trend
NBTB
Peer Median
Net Profit Margin
92.5%
27.6%
ROA
1.1%
1.0%
ROE
9.1%
9.2%
Financial Health Debt, liquidity, solvency — balance sheet strength
Metric
5Y trend
NBTB
Peer Median
Debt / Equity
0.1
—
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Metric
5Y trend
NBTB
Peer Median
Revenue YoY
10.4%
—
Revenue CAGR 3Y
6.7%
—
Revenue CAGR 5Y
5.4%
—
EPS YoY
12.1%
—
Net Income YoY
20.3%
—
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
Metric
5Y trend
NBTB
Peer Median
Payout Ratio
42.9%
—
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield
—
Payout Ratio
42.9%
5Y Div CAGR
—
| Ex-date | Amount |
|---|---|
| June 1, 2026 | $0.3700 |
| March 2, 2026 | $0.3700 |
| Dec. 1, 2025 | $0.3700 |
| Aug. 29, 2025 | $0.3700 |
| June 2, 2025 | $0.3400 |
| March 3, 2025 | $0.3400 |
| Dec. 2, 2024 | $0.3400 |
| Aug. 30, 2024 | $0.3400 |
| June 3, 2024 | $0.3200 |
| Feb. 29, 2024 | $0.3200 |
| Nov. 30, 2023 | $0.3200 |
| Aug. 31, 2023 | $0.3200 |
| May 31, 2023 | $0.3000 |
| Feb. 28, 2023 | $0.3000 |
| Nov. 30, 2022 | $0.3000 |
| Aug. 31, 2022 | $0.3000 |
| May 31, 2022 | $0.2800 |
| Feb. 28, 2022 | $0.2800 |
| Nov. 30, 2021 | $0.2800 |
| Aug. 31, 2021 | $0.2800 |
NBTB Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
BUY
13 analysts
- Strong Buy 2 15.4%
- Buy 5 38.5%
- Hold 6 46.2%
- Sell 0 0.0%
- Strong Sell 0 0.0%
12-Month Price Target
6 analysts · 2026-08-19
Median
$56.00
Mean
$56.83
← Below all targets
$52.87
Low
$54.00
High
$62.00
Median target
$56.00
+5.9%
Mean target
$56.83
+7.5%
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
0.02%
| Period | EPS Actual | EPS Est | Surprise |
|---|---|---|---|
| June 30, 2026 | $1.01 | $1.04 | -0.03% |
| March 31, 2026 | $0.97 | $1.00 | -0.03% |
| Dec. 31, 2025 | $1.05 | $1.01 | 0.04% |
| Sept. 30, 2025 | $1.05 | $0.99 | 0.06% |
| June 30, 2025 | $0.88 | $0.83 | 0.05% |
| March 31, 2025 | $0.80 | $0.76 | 0.04% |
Peer comparison (GICS sub-industry) Key metrics vs sector peers
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| NBTB | — | 12.5 | 10.4% | 92.5% | 9.1% | — |
| BANC | $2.89B | 16.5 | -3.8% | 12.6% | 6.6% | — |
| FBK | $2.89B | 22.8 | 22.9% | 21.9% | 7.0% | — |
| TRMK | $2.30B | 10.5 | 42.6% | 28.0% | 10.7% | — |
| TBBK | $2.86B | 13.7 | 20.8% | 161.7% | 29.4% | — |
| CUBI | — | — | — | — | — | — |
| FRME | — | — | — | — | — | — |
| FBNC | $2.11B | 19.0 | -3.6% | 164.2% | 6.9% | — |
| BBT | — | 25.6 | 81.1% | 301.4% | 4.8% | — |
| WAFD | $2.37B | 11.5 | 7.8% | 762.5% | 7.4% | — |
| FIBK | $3.50B | 11.8 | 5.9% | 28.5% | 8.8% | — |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement 10
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $183M | $166M | $145M | $151M | $151M | $141M | $134M | $126M | $113M | $111M | |
| Interest Expense | · | · | $145M | $22M | $19M | $33M | $56M | $39M | $26M | $23M | |
| Interest Income | $711M | $612M | $523M | $384M | $340M | $348M | $368M | $344M | $309M | $287M | |
| Pretax Income | $219M | $179M | $153M | $196M | $200M | $133M | $155M | $137M | $128M | $119M | |
| Income Tax | $50M | $39M | $35M | $44M | $45M | $29M | $34M | $24M | $46M | $40M | |
| Net Income | $169M | $141M | $119M | $152M | $155M | $104M | $121M | $113M | $82M | $78M | |
| EPS (Basic) | $3.34 | $2.98 | $2.67 | $3.54 | $3.57 | $2.39 | $2.76 | $2.58 | $1.89 | $1.81 | |
| EPS (Diluted) | $3.33 | $2.97 | $2.65 | $3.52 | $3.54 | $2.37 | $2.74 | $2.56 | $1.87 | $1.80 | |
| Shares (Basic) | 50,651,000 | 47,165,000 | 44,528,000 | 42,917,000 | 43,421,000 | 43,693,000 | 43,815,000 | 43,701,000 | 43,575 | 43,244 | |
| Shares (Diluted) | 50,875,000 | 47,433,000 | 44,770,000 | 43,181,000 | 43,719,000 | 43,989,000 | 44,124,000 | 44,020,000 | 43,905 | 43,622 |
Balance Sheet 18
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | · | · | · | · | · | $673M | $217M | $181M | $160M | $149M | |
| PP&E (Net) | $99M | $81M | $81M | $69M | $72M | $74M | $76M | $79M | $81M | $84M | |
| PP&E (Gross) | $280M | $253M | $243M | $190M | $184M | $180M | $180M | $177M | $179M | $177M | |
| Accum. Depreciation | $181M | $172M | $163M | $121M | $112M | $106M | $104M | $98M | $98M | $93M | |
| Goodwill | $453M | $363M | $362M | $281M | $281M | $281M | $275M | $275M | $268M | $265M | |
| Intangibles | $58M | $36M | $40M | $7M | $9M | $12M | $12M | $16M | $13M | $16M | |
| Total Assets | $16.00B | $13.79B | $13.31B | $11.74B | $12.01B | $10.93B | $9.72B | $9.56B | $9.14B | $8.87B | |
| Short-term Debt | $148M | $163M | $387M | $585M | $98M | $168M | $655M | $872M | $719M | $682M | |
| Total Liabilities | $14.10B | $12.26B | $11.88B | $10.57B | $10.76B | $9.75B | $8.60B | $8.54B | $8.18B | $7.95B | |
| Long-term Debt | · | · | · | · | · | · | · | $74M | $89M | $104M | |
| Total Debt | $148M | $163M | $387M | $585M | $98M | $168M | $655M | $872M | $719M | $682M | |
| Common Stock | $591.0K | $540.0K | $540.0K | $497.0K | $497.0K | $497.0K | $497.0K | $497.0K | $497.0K | $497.0K | |
| Paid-in Capital | $965M | $743M | $741M | $578M | $577M | $578M | $577M | $575M | $574M | $575M | |
| Retained Earnings | $1.20B | $1.10B | $1.02B | $958M | $856M | $749M | $696M | $621M | $544M | $502M | |
| Treasury Stock | $183M | $175M | $177M | $173M | $160M | $140M | $134M | $136M | $138M | $142M | |
| AOCI | $-83M | $-142M | $-161M | $-190M | $-23M | $417.0K | $-19M | $-43M | $-22M | $-22M | |
| Stockholders' Equity | $1.90B | $1.53B | $1.43B | $1.17B | $1.25B | $1.19B | $1.12B | $1.02B | $958M | $913M | |
| Liabilities + Equity | $16.00B | $13.79B | $13.31B | $11.74B | $12.01B | $10.93B | $9.72B | $9.56B | $9.14B | $8.87B |
Cash Flow 16
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | $5M | $6M | $5M | $5M | $4M | $5M | $4M | $4M | $4M | $4M | |
| Deferred Tax | $24M | $9M | $6M | $-20M | $864.0K | $-17M | $-2M | $3M | $4M | $4M | |
| Amort. of Intangibles | $12M | $8M | $5M | $2M | $3M | $3M | $4M | $4M | $4M | $4M | |
| Operating Cash Flow | $235M | $189M | $157M | $183M | $159M | $145M | $153M | $148M | $137M | $111M | |
| CapEx | $16M | $12M | $9M | $7M | $8M | $8M | $7M | $7M | $7M | $3M | |
| Investing Cash Flow | $169M | $-399M | $-44M | $-926M | $-548M | $-713M | $-64M | $-418M | $-305M | $-630M | |
| Debt Issued | · | · | · | · | · | · | $11M | $25M | $25M | $24M | |
| Net Debt Issued | · | · | · | · | · | · | $-10M | $-15M | $-15M | $-26M | |
| Stock Repurchased | $10M | $251.0K | $5M | $15M | $22M | $8M | $0 | $0 | $0 | $17M | |
| Net Stock Activity | $-10M | $-251.0K | $-5M | $-15M | $-22M | $-8M | · | $0 | $0 | $-17M | |
| Dividends Paid | $73M | $62M | $56M | $50M | $48M | $47M | $46M | $43M | $40M | $39M | |
| Financing Cash Flow | $-201M | $289M | $-105M | $-329M | $985M | $1.02B | $-53M | $291M | $179M | $528M | |
| Net Change in Cash | · | · | · | · | · | · | · | $21M | $10M | $9M | |
| Taxes Paid | $25M | $23M | $28M | $63M | $46M | $46M | $28M | $32M | $34M | $41M | |
| Free Cash Flow | $219M | $177M | $148M | $176M | $150M | $134M | $147M | $140M | $130M | $106M | |
| Levered FCF | · | · | $36M | $159M | $135M | $109M | $103M | $109M | $114M | $91M |
Profitability 4
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 92.5% | 84.9% | 82.1% | 100.9% | 102.6% | 74.1% | 90.0% | 89.3% | 20.3% | 20.6% | |
| Pretax Margin | 120.0% | 108.3% | 106.0% | 130.2% | 132.3% | 94.4% | 115.6% | 108.7% | 31.7% | 31.2% | |
| ROA | 1.1% | 1.0% | 0.95% | 1.3% | 1.4% | 1.0% | 1.3% | 1.2% | 0.91% | 0.92% | |
| ROE | 9.1% | 9.2% | 8.5% | 13.1% | 12.4% | 8.9% | 10.9% | 11.2% | 8.6% | 8.6% |
Liquidity & Solvency 1
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.1 | 0.1 | 0.3 | 0.5 | 0.1 | 0.1 | 0.6 | 0.9 | 0.8 | 0.7 |
Efficiency 1
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Growth Rates 10
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 10.4% | 14.5% | -3.9% | -0.23% | 7.2% | · | · | · | · | · | |
| Revenue CAGR 3Y | 6.7% | 3.1% | 0.90% | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 5.4% | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 12.1% | 12.1% | -24.7% | -0.56% | 49.4% | · | · | · | · | · | |
| EPS CAGR 3Y | -1.8% | -5.7% | 3.8% | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 7.0% | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 20.3% | 18.4% | -21.9% | -1.9% | 48.4% | · | · | · | · | · | |
| Net Income CAGR 3Y | 3.6% | -3.2% | 4.4% | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 10.2% | · | · | · | · | · | · | · | · | · | |
| Dividend CAGR 5Y | 9.0% | · | · | · | · | · | · | · | · | · |
Valuation (TTM) 6
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $183M | $166M | $145M | $151M | $151M | $141M | $134M | $126M | $113M | $111M | |
| Net Income TTM | $169M | $141M | $119M | $152M | $155M | $104M | $121M | $113M | $82M | $78M | |
| P/E | 12.5 | 16.1 | 15.8 | 12.3 | 10.9 | 13.5 | 14.8 | 13.5 | 19.7 | 23.3 | |
| Earnings Yield | 8.0% | 6.2% | 6.3% | 8.1% | 9.2% | 7.4% | 6.8% | 7.4% | 5.1% | 4.3% | |
| Payout Ratio | 42.9% | 44.3% | 47.0% | 32.7% | 30.8% | 45.2% | 38.0% | 38.4% | 48.8% | 49.6% | |
| Annual Payout | $73M | $62M | $56M | $50M | $48M | $47M | $46M | $43M | $40M | $39M |
Income Statement 9
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | · | · | $52M | · | $42M | $32M | $19M | · | $5M | |
| Interest Income | $186M | $183M | $189M | $190M | $178M | $154M | $158M | $156M | $151M | $147M | $151M | $137M | $121M | $114M | $109M | $99M | |
| Pretax Income | $69M | $67M | $70M | $72M | $31M | $47M | $46M | $49M | $42M | $43M | $40M | $32M | $39M | $43M | $47M | $50M | |
| Income Tax | $16M | $16M | $14M | $17M | $8M | $10M | $10M | $11M | $9M | $9M | $9M | $7M | $9M | $10M | $11M | $11M | |
| Net Income | $53M | $51M | $56M | $54M | $23M | $37M | $36M | $38M | $33M | $34M | $30M | $25M | $30M | $34M | $36M | $39M | |
| EPS (Basic) | $1.02 | $0.98 | $1.07 | $1.04 | $0.45 | $0.78 | $0.76 | $0.81 | $0.69 | $0.72 | $0.65 | $0.54 | $0.70 | $0.78 | $0.84 | $0.91 | |
| EPS (Diluted) | $1.02 | $0.98 | $1.09 | $1.03 | $0.44 | $0.77 | $0.77 | $0.80 | $0.69 | $0.71 | $0.63 | $0.54 | $0.70 | $0.78 | $0.84 | $0.90 | |
| Shares (Basic) | 51,981,000 | 52,123,000 | -99,594,000 | 52,426,000 | 50,575,000 | 47,244,000 | -94,313,000 | 47,172,000 | 47,158,000 | 47,148,000 | -86,434,000 | 45,163,000 | 42,905,000 | 42,894,000 | -85,907,000 | 42,838,000 | |
| Shares (Diluted) | 51,981,000 | 52,123,000 | -99,370,000 | 52,426,000 | 50,575,000 | 47,244,000 | -94,045,000 | 47,172,000 | 47,158,000 | 47,148,000 | -86,192,000 | 45,163,000 | 42,905,000 | 42,894,000 | -85,643,000 | 42,838,000 |
Balance Sheet 16
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $98M | $100M | $99M | $99M | $96M | $82M | $81M | $80M | $79M | $80M | · | $83M | $67M | $68M | · | $69M | |
| PP&E (Gross) | · | · | $280M | · | · | · | $253M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $181M | · | · | · | $172M | · | · | · | · | · | · | · | · | · | |
| Goodwill | $453M | $453M | $453M | $454M | $454M | $363M | $363M | $362M | $362M | $362M | $362M | $360M | $281M | $281M | $281M | $281M | |
| Intangibles | $51M | $54M | $58M | $61M | $64M | $34M | $36M | $36M | $37M | $39M | $40M | $43M | $6M | $7M | $7M | $8M | |
| Total Assets | $16.21B | $16.20B | $16.00B | $16.11B | $16.01B | $13.86B | $13.79B | $13.84B | $13.50B | $13.44B | $13.31B | $13.83B | $11.89B | $11.84B | $11.74B | $11.64B | |
| Short-term Debt | $316M | $118M | $148M | $139M | $113M | $86M | $163M | $205M | $225M | $267M | · | $490M | $652M | $475M | · | $75M | |
| Total Liabilities | $14.27B | $14.29B | $14.10B | $14.26B | $14.21B | $12.30B | $12.26B | $12.32B | $12.04B | $12.00B | · | $12.46B | $10.68B | $10.63B | · | $10.48B | |
| Total Debt | $316M | $118M | · | $139M | $113M | $86M | · | $205M | $225M | $267M | · | $490M | $652M | $475M | · | $75M | |
| Common Stock | $591.0K | $591.0K | $591.0K | $591.0K | $591.0K | $540.0K | $540.0K | $540.0K | $540.0K | $540.0K | · | $540.0K | $497.0K | $497.0K | · | $497.0K | |
| Paid-in Capital | $966M | $966M | $965M | $964M | $963M | $741M | $743M | $743M | $742M | $741M | · | $741M | $578M | $578M | · | $578M | |
| Retained Earnings | $1.26B | $1.23B | $1.20B | $1.16B | $1.13B | $1.12B | $1.10B | $1.08B | $1.06B | $1.04B | · | $1.01B | $997M | $980M | · | $935M | |
| Treasury Stock | $196M | $194M | $183M | $173M | $174M | $175M | $175M | $176M | $176M | $176M | · | $177M | $175M | $173M | · | $173M | |
| AOCI | $-89M | $-87M | $-83M | $-99M | $-109M | $-122M | $-142M | $-126M | $-163M | $-164M | $-161M | $-208M | $-190M | $-174M | $-190M | $-184M | |
| Stockholders' Equity | $1.94B | $1.91B | $1.90B | $1.85B | $1.81B | $1.57B | $1.53B | $1.52B | $1.46B | $1.44B | $1.43B | $1.36B | $1.21B | $1.21B | $1.17B | $1.16B | |
| Liabilities + Equity | $16.21B | $16.20B | $16.00B | $16.11B | $16.01B | $13.86B | $13.79B | $13.84B | $13.50B | $13.44B | · | $13.83B | $11.89B | $11.84B | · | $11.64B |
Cash Flow 12
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | $871.0K | $3M | $647.0K | $2M | $873.0K | $2M | $837.0K | $964.0K | $2M | $2M | $965.0K | $825.0K | $847.0K | $2M | $581.0K | $670.0K | |
| Amort. of Intangibles | $3M | $3M | $3M | $3M | $3M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $458.0K | $536.0K | $538.0K | $544.0K | |
| Operating Cash Flow | $62M | $53M | $66M | $81M | $46M | $42M | $49M | $52M | $51M | $37M | $36M | $55M | $45M | $22M | $30M | $51M | |
| CapEx | $1M | $4M | $4M | $6M | $2M | $4M | $4M | $4M | $1M | $2M | $3M | $3M | $1M | $1M | $2M | $2M | |
| Investing Cash Flow | $-429M | $-6M | $-36M | $-14M | $332M | $-113M | $-148M | $-58M | $-180M | $-13M | $48M | $67M | $-83M | $-76M | $-227M | $-142M | |
| Stock Repurchased | $3M | $11M | $10M | $0 | $0 | $0 | $0 | $0 | $188.0K | $63.0K | $0 | $2M | $3M | $0 | $0 | $0 | |
| Net Stock Activity | · | $-11M | · | · | · | $0 | · | · | · | $-63.0K | · | · | · | $0 | · | · | |
| Dividends Paid | $19M | $19M | $19M | $19M | $18M | $16M | $16M | $16M | $15M | $15M | $15M | $15M | $13M | $13M | $13M | $13M | |
| Financing Cash Flow | $-54M | $182M | $-183M | $32M | $-91M | $41M | $-100M | $281M | $18M | $90M | $-551M | $350M | $10M | $86M | $74M | $-111M | |
| Taxes Paid | $17M | $3M | $8M | $16.0K | $15M | $2M | $6M | $8M | $6M | $4M | $973.0K | $5M | $6M | $15M | $21M | $18M | |
| Free Cash Flow | · | $49M | · | · | · | $38M | · | · | · | $34M | · | · | · | $20M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-6M | · | · | · | $6M | · | · |
Profitability 4
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 28.4% | 27.7% | · | 29.3% | 13.2% | 23.8% | · | 25.8% | 23.3% | 24.1% | · | 18.2% | 24.8% | 26.6% | · | 29.6% | |
| Pretax Margin | 37.0% | 36.1% | · | 38.6% | 17.9% | 30.5% | · | 33.1% | 29.9% | 30.7% | · | 23.5% | 32.0% | 34.2% | · | 38.3% | |
| ROA | 0.33% | 0.34% | · | 0.36% | 0.15% | 0.27% | · | 0.28% | 0.26% | 0.27% | · | 0.19% | 0.25% | 0.28% | · | 0.33% | |
| ROE | 2.8% | 2.9% | · | 3.2% | 1.4% | 2.4% | · | 2.6% | 2.5% | 2.5% | · | 1.9% | 2.5% | 2.8% | · | 3.2% |
Liquidity & Solvency 1
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.2 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.2 | 0.2 | · | 0.4 | 0.5 | 0.4 | · | 0.1 |
Efficiency 1
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Valuation (TTM) 5
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $124M | $124M | · | $124M | $124M | $124M | · | $124M | $124M | $124M | · | $124M | $124M | $124M | · | $124M | |
| Net Income TTM | $181M | $165M | · | $152M | $130M | $141M | · | $129M | $121M | $122M | · | $127M | $140M | $150M | · | $153M | |
| P/E | 14.2 | 13.2 | · | 13.7 | 15.4 | 14.4 | · | 16.1 | 14.6 | 13.4 | · | 10.9 | 9.8 | 9.7 | · | 10.7 | |
| Earnings Yield | 7.0% | 7.6% | · | 7.3% | 6.5% | 6.9% | · | 6.2% | 6.8% | 7.4% | · | 9.2% | 10.2% | 10.3% | · | 9.3% | |
| Payout Ratio | · | 37.6% | · | · | · | 43.7% | · | · | · | 44.6% | · | · | · | 38.2% | · | · |
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
Income Statement
| 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | |
|---|---|---|---|---|---|
| Revenue | $183M | — | — | $166M | — |
| Net Income | $169M | — | — | $141M | — |
| Diluted EPS | $3.33 | — | — | $2.97 | — |
Balance Sheet
| 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | |
|---|---|---|---|---|---|
| Debt / Equity | 0.1 | — | — | 0.1 | — |
Cash Flow
| 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | |
|---|---|---|---|---|---|
| Free Cash Flow | $219M | — | — | $177M | — |
Trading Signals Recent buy/sell signals with entry price and risk/reward ratio
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Institutional owners (13F) 301 filers · $1.1B total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 34 (-17 vs prior Q) | 37 (+17 vs prior Q) | 87 (-8 vs prior Q) | 83 (+8 vs prior Q) | +7.0M |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| VANGUARD PORTFOLIO MANAGEMENT LLC | $170,303,691 | 3,449,538 | 15.68% | Shares |
| STATE STREET CORP | $134,853,711 | 2,731,491 | 12.41% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $113,132,991 | 2,291,533 | 10.41% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $111,325,647 | 2,254,925 | 10.25% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $59,190,904 | 1,198,659 | 5.45% | Shares |
| FMR LLC | $33,979,248 | 688,257 | 3.13% | Shares |
| SILVERCREST ASSET MANAGEMENT GROUP LLC | $31,979,295 | 647,745 | 2.94% | Shares |
| VICTORY CAPITAL MANAGEMENT INC | $31,071,059 | 629,351 | 2.86% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $30,196,864 | 611,644 | 2.78% | Shares |
| FULLER & THALER ASSET MANAGEMENT, INC. | $28,580,978 | 578,914 | 2.63% | Shares |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $27,632,241 | 559,697 | 2.54% | Shares |
| AMERICAN CENTURY COMPANIES INC | $25,666,624 | 519,883 | 2.36% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $16,978,738 | 343,908 | 1.56% | Shares |
| Bank of New York Mellon Corp | $15,541,380 | 314,794 | 1.43% | Shares |
| TWO SIGMA INVESTMENTS, LP | $11,889,382 | 240,822 | 1.09% | Shares |
| CITADEL ADVISORS LLC | $10,135,464 | 205,296 | 0.93% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $9,352,307 | 189,433 | 0.86% | Shares |
| Public Sector Pension Investment Board | $8,822,567 | 178,703 | 0.81% | Shares |
| SCHRODER INVESTMENT MANAGEMENT GROUP | $7,632,659 | 155,230 | 0.70% | Shares |
| ProShare Advisors LLC | $7,268,992 | 147,235 | 0.67% | Shares |
| COMMONWEALTH EQUITY SERVICES, LLC | $6,680,446 | 135,314 | 0.61% | Shares |
| RHUMBLINE ADVISERS | $6,495,443 | 131,567 | 0.60% | Shares |
| FIRST TRUST ADVISORS LP | $6,285,097 | 127,306 | 0.58% | Shares |
| Edgestream Partners, L.P. | $6,172,386 | 125,023 | 0.57% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $6,030,200 | 122,143 | 0.56% | Shares |
| Ceredex Value Advisors LLC | $5,808,381 | 117,650 | 0.53% | Shares |
| Savant Capital, LLC | $5,741,300 | 126,428 | 0.53% | Shares |
| Swiss National Bank | $5,025,866 | 101,800 | 0.46% | Shares |
| WEALTH ENHANCEMENT ADVISORY SERVICES, LLC | $4,828,340 | 96,029 | 0.44% | Shares |
| GOLDMAN SACHS GROUP INC | $4,553,695 | 92,236 | 0.42% | Shares |
| Schonfeld Strategic Advisors LLC | $4,517,946 | 91,512 | 0.42% | Shares |
| RAYMOND JAMES FINANCIAL INC | $4,189,489 | 84,859 | 0.39% | Shares |
| Legal & General Group Plc | $3,935,282 | 79,710 | 0.36% | Shares |
| AMERIPRISE FINANCIAL INC | $3,907,487 | 79,147 | 0.36% | Shares |
| Qube Research & Technologies Ltd | $3,843,849 | 77,858 | 0.35% | Shares |
| Empowered Funds, LLC | $3,809,044 | 77,153 | 0.35% | Shares |
| BANK OF AMERICA CORP /DE/ | $3,664,143 | 74,218 | 0.34% | Shares |
| PL Capital Advisors, LLC | $3,605,491 | 73,030 | 0.33% | Shares |
| D. E. Shaw & Co., Inc. | $3,492,236 | 70,736 | 0.32% | Shares |
| ALLIANCEBERNSTEIN L.P. | $2,742,365 | 64,405 | 0.25% | Shares |
| PRUDENTIAL FINANCIAL INC | $2,686,518 | 54,416 | 0.25% | Shares |
| LPL Financial LLC | $2,559,778 | 51,849 | 0.24% | Shares |
| Baird Financial Group, Inc. | $2,249,742 | 45,569 | 0.21% | Shares |
| MGO ONE SEVEN LLC | $2,139,202 | 43,330 | 0.20% | Shares |
| CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | $2,123,678 | 49,875 | 0.20% | Shares |
| Quantinno Capital Management LP | $2,104,281 | 42,622 | 0.19% | Shares |
| Connor, Clark & Lunn Investment Management Ltd. | $2,071,368 | 41,956 | 0.19% | Shares |
| VANGUARD ASSET MANAGEMENT, Ltd | $2,003,237 | 40,576 | 0.18% | Shares |
| INTECH INVESTMENT MANAGEMENT LLC | $1,969,221 | 39,887 | 0.18% | Shares |
| BlackRock, Inc. | $1,898,770 | 38,460 | 0.17% | Shares |
| Linden Thomas Advisory Services, LLC | $1,779,887 | 36,052 | 0.16% | Shares |
| Horizon Advisory Services, Inc. | $1,717,138 | 34,781 | 0.16% | Shares |
| Members Advisory Group LLC | $1,654,981 | 33,522 | 0.15% | Shares |
| MetLife Investment Management, LLC | $1,490,135 | 30,183 | 0.14% | Shares |
| Cetera Investment Advisers | $1,458,033 | 29,533 | 0.13% | Shares |
| Financial Engines Advisors L.L.C. | $1,453,058 | 29,432 | 0.13% | Shares |
| TOMPKINS FINANCIAL CORP | $1,406,354 | 28,486 | 0.13% | Shares |
| OCCUDO QUANTITATIVE STRATEGIES LP | $1,374,708 | 27,845 | 0.13% | Shares |
| MISSION WEALTH MANAGEMENT, LP | $1,337,718 | 27,096 | 0.12% | Shares |
| Illinois Municipal Retirement Fund | $1,335,014 | 27,041 | 0.12% | Shares |
| Arax Advisory Partners | $1,330,966 | 26,959 | 0.12% | Shares |
| Horizon Investments, LLC | $1,326,424 | 26,867 | 0.12% | Shares |
| XTX Topco Ltd | $1,322,079 | 26,779 | 0.12% | Shares |
| Vanguard Global Advisers, LLC | $1,321,684 | 26,771 | 0.12% | Shares |
| IFP Advisors, Inc | $1,235,929 | 25,034 | 0.11% | Shares |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | $1,178,709 | 23,875 | 0.11% | Shares |
| FRANKLIN RESOURCES INC | $1,172,439 | 23,748 | 0.11% | Shares |
| Louisiana State Employees Retirement System | $1,125,636 | 22,800 | 0.10% | Shares |
| PNC Financial Services Group, Inc. | $1,102,926 | 22,340 | 0.10% | Shares |
| WELLS FARGO & COMPANY/MN | $1,098,976 | 22,260 | 0.10% | Shares |
| Rafferty Asset Management, LLC | $1,081,845 | 21,913 | 0.10% | Shares |
| Rosenthal | Henry Capital Advisors, Inc. | $1,045,409 | 21,175 | 0.10% | Shares |
| Invesco Ltd. | $1,009,024 | 20,438 | 0.09% | Shares |
| JANUS HENDERSON GROUP PLC | $992,889 | 23,310 | 0.09% | Shares |
| Geneos Wealth Management Inc. | $953,236 | 19,308 | 0.09% | Shares |
| NEW YORK STATE COMMON RETIREMENT FUND | $902,829 | 18,287 | 0.08% | Shares |
| Note Advisors, LLC | $891,008 | 18,048 | 0.08% | Shares |
| MORGAN STANLEY | $867,343 | 17,568 | 0.08% | Shares |
| BNP PARIBAS FINANCIAL MARKETS | $852,077 | 17,259 | 0.08% | Shares |
| CAPTRUST FINANCIAL ADVISORS | $798,652 | 16,177 | 0.07% | Shares |
| Mariner, LLC | $795,494 | 16,113 | 0.07% | Shares |
| OSAIC HOLDINGS, INC. | $787,731 | 15,953 | 0.07% | Shares |
| Financial Planning Hawaii, Inc. | $762,223 | 15,439 | 0.07% | Shares |
| Police & Firemen's Retirement System of New Jersey | $754,966 | 15,292 | 0.07% | Shares |
| Beacon Pointe Advisors, LLC | $747,279 | 17,550 | 0.07% | Shares |
| LEIGH BALDWIN & CO., LLC | $741,455 | 15,018 | 0.07% | Shares |
| CWM, LLC | $741,430 | 17,413 | 0.07% | Shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $740,550 | 15,000 | 0.07% | Call option |
| PEOPLES FINANCIAL SERVICES CORP. | $740,400 | 15,000 | 0.07% | Shares |
| Zurcher Kantonalbank (Zurich Cantonalbank) | $739,168 | 14,972 | 0.07% | Shares |
| VOLORIDGE INVESTMENT MANAGEMENT, LLC | $722,283 | 14,630 | 0.07% | Shares |
| ARIZONA STATE RETIREMENT SYSTEM | $690,785 | 13,992 | 0.06% | Shares |
| YOUSIF CAPITAL MANAGEMENT, LLC | $686,589 | 13,907 | 0.06% | Shares |
| Washington Trust Advisors, Inc. | $672,716 | 13,626 | 0.06% | Shares |
| Fenimore Asset Management Inc | $659,336 | 13,355 | 0.06% | Shares |
| STATE BOARD OF ADMINISTRATION OF FLORIDA RETIREMENT SYSTEM | $646,056 | 13,086 | 0.06% | Shares |
| Entropy Technologies, LP | $645,217 | 13,069 | 0.06% | Shares |
| NISA INVESTMENT ADVISORS, LLC | $639,736 | 12,958 | 0.06% | Shares |
| IEQ CAPITAL, LLC | $628,501 | 12,730 | 0.06% | Shares |
| Community Bank, N.A. | $613,100 | 12,421 | 0.06% | Shares |
Company insiders 51 insiders · 14 officers · 17 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Scott Allen Kingsley | President & CEO NBT Bancorp | March 23, 2026 A | 57,936 | 0 | 0 | $0 |
| Annette L Burns | EVP & Chief Financial Officer | March 23, 2026 A | 24,313 | 0 | 0 | $0 |
| John V Moran | EVP & Chief Financial Officer | March 23, 2020 A | 6,362 | 0 | 0 | $0 |
| Joseph R Stagliano | SEVP & President of NBT Bank | March 23, 2026 F | 85,446 | 0 | 0 | $0 |
| Ruth H Mahoney | EVP/President of Wealth Mgmt | July 29, 2026 S | 11,928 | 0 | 2 | $-477,350 |
| Sarah A Halliday | EVP/Chief Comm Innovation Off | July 29, 2026 S | 22,054 | 0 | 1 | $-486,360 |
| Martin Randolph Sparks | EVP,General Counsel,Secretary | June 12, 2026 S | 14,463 | 0 | 2 | $-156,768 |
| Cynthia A Smaniotto | EVP, Chief HR Officer | May 15, 2026 F | 17,747 | 0 | 0 | $0 |
| Amy Wiles | EVP, Chief Risk and Credit | May 15, 2026 F | 27,161 | 0 | 1 | $-202,768 |
| Shaunastar Hyle | EVP, Retail Community Banking | March 23, 2026 A | 29,298 | 0 | 0 | $0 |
| Angela M Kelley | EVP,General Counsel,Secretary | March 23, 2020 A | 3,860 | 0 | 0 | $0 |
| Catherine Scarlett | EVP, Chief HR & Ethics Officer | Jan. 15, 2020 F | 57,225 | 0 | 0 | $0 |
| Matthew K Durkee | EVP / President of New England | Jan. 15, 2020 F | 31,471 | 0 | 0 | $0 |
| Timothy Brenner | EVP & President Wealth Mgmt | Jan. 15, 2020 F | 58,115 | 0 | 0 | $0 |
| Heidi M Hoeller | Director | June 12, 2026 S | 11,560 | 0 | 1 | $-100,884 |
| John H Watt JR | Director | June 9, 2026 S | 54,010 | 0 | 1 | $-995,820 |
| Andrew S Kowalczyk III | Director | May 21, 2026 A | 13,642 | 0 | 0 | $0 |
| Jason David Brown | Director | May 19, 2026 A | 8,414 | 0 | 0 | $0 |
| Johanna R Ames | Director | May 19, 2026 A | 7,593 | 0 | 0 | $0 |
| Matthew J Salanger | Director | May 19, 2026 A | 28,116 | 0 | 0 | $0 |
| Daniel V Robinson II | Director | May 19, 2026 A | 21,755 | 0 | 0 | $0 |
| David J Nasca | Director | May 19, 2026 A | 71,705 | 0 | 0 | $0 |
| Richard J Cantele JR | Director | May 19, 2026 A | 58,106 | 0 | 0 | $0 |
| Martin A Dietrich | Director | May 19, 2026 A | 112,294 | 0 | 0 | $0 |
| Timothy E Delaney | Director | May 19, 2026 A | 52,935 | 5 | 0 | $2,444,166 |
| John C Mitchell | Director | May 19, 2020 A | 34,727 | 0 | 0 | $0 |
| Jack H Webb | Director | Dec. 19, 2016 G | 55,340 | 0 | 0 | $0 |
| Lowell A Seifter | Director | March 25, 2013 A | 34,514 | 0 | 0 | $0 |
| Paul M Solomon | Director | March 25, 2013 A | 61,895 | 0 | 0 | $0 |
| Andrew S Kowalczyk JR | Director | May 3, 2005 A | 9,535 | 0 | 0 | $0 |
| Gene E Goldenziel | Director | Jan. 26, 2004 A | 77,280 | 0 | 0 | $0 |
| Michael J Chewens | — | Jan. 16, 2015 S | 38,290 | 0 | 0 | $0 |
| Sheldon F Prentice | — | Jan. 15, 2015 F | 19,177 | 0 | 0 | $0 |
| David E Raven | — | Jan. 15, 2015 F | 33,550 | 0 | 0 | $0 |
| Jeffrey M Levy | — | Jan. 21, 2009 A | 12,425 | 0 | 0 | $0 |
| Daryl R Forsythe | — | Jan. 2, 2009 S | 126,618 | 0 | 0 | $0 |
| Michael M Murphy | — | Nov. 12, 2008 S | 0 | 0 | 0 | $0 |
| William C Gumble | — | Nov. 5, 2008 S | 96,607 | 0 | 0 | $0 |
| Joseph G Nasser | — | Nov. 3, 2008 M | 28,100 | 0 | 0 | $0 |
| Robert A Wadsworth | — | May 1, 2008 A | 3,953 | 0 | 0 | $0 |
| CIVIL PATRICIA T | — | May 1, 2008 A | 7,470 | 0 | 0 | $0 |
| William L Owens | — | May 1, 2008 A | 11,431 | 0 | 0 | $0 |
| Joseph A Santangelo | — | May 1, 2008 A | 14,285 | 0 | 0 | $0 |
| Richard Chojnowski | — | May 1, 2008 A | 271,966 | 0 | 0 | $0 |
| Janet H Ingraham | — | Oct. 30, 2007 A | 17,193 | 0 | 0 | $0 |
| Paul D Horger | — | May 1, 2007 A | 17,384 | 0 | 0 | $0 |
| Peter B Gregory DDS | — | May 1, 2007 A | 95,042 | 0 | 0 | $0 |
| Michael H Hutcherson | — | May 1, 2007 A | 6,713 | 0 | 0 | $0 |
| Van Ness D Robinson | — | Feb. 7, 2007 S | 812,558 | 0 | 0 | $0 |
| Ronald M Bentley | — | July 28, 2006 M | 550 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 72 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| SMDV · ProShares Trust | 1.06% | 150,023 NS | May 31, 2026 | N-PORT |
| XSLV · Invesco Exchange-Traded Fund Trust … | 0.88% | 41,656 SH | Aug. 8, 2026 | Daily |
| PSCF · Invesco Exchange-Traded Fund Trust … | 0.59% | 3,052 SH | Aug. 8, 2026 | Daily |
| IJS · iShares Trust | 0.29% | 462,201 SH | Aug. 8, 2026 | Daily |
| VIOV · VANGUARD ADMIRAL FUNDS | 0.28% | 110,362 SH | Aug. 8, 2026 | Daily |
| FYT · First Trust Exchange-Traded AlphaDE… | 0.24% | 10,198 NS | April 30, 2026 | N-PORT |
| DPST · Direxion Shares ETF Trust | 0.22% | 24,541 NS | April 30, 2026 | N-PORT |
| EBIT · Harbor ETF Trust | 0.21% | 561 NS | April 30, 2026 | N-PORT |
| FYX · First Trust Exchange-Traded AlphaDE… | 0.18% | 48,913 NS | April 30, 2026 | N-PORT |
| IWN · iShares Trust | 0.17% | 478,443 SH | Aug. 8, 2026 | Daily |
| XJR · iShares Trust | 0.17% | 6,149 SH | Aug. 8, 2026 | Daily |
| AVSC · AMERICAN CENTURY ETF TRUST | 0.17% | 103,001 NS | May 31, 2026 | N-PORT |
| QVMS · Invesco Exchange-Traded Fund Trust … | 0.17% | 8,134 SH | Aug. 8, 2026 | Daily |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.16% | 45,331 SH | Aug. 8, 2026 | Daily |
| IJR · iShares Trust | 0.15% | 3,172,364 SH | Aug. 8, 2026 | Daily |
| VIOO · VANGUARD ADMIRAL FUNDS | 0.14% | 181,891 SH | Aug. 8, 2026 | Daily |
| BBSC · J.P. Morgan Exchange-Traded Fund Tr… | 0.11% | 18,967 NS | April 30, 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0.11% | 347,050 NS | April 30, 2026 | N-PORT |
| SAA · ProShares Trust | 0.11% | 627 NS | May 31, 2026 | N-PORT |
| JPSE · J.P. Morgan Exchange-Traded Fund Tr… | 0.10% | 13,973 NS | April 30, 2026 | N-PORT |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.09% | 4,711 SH | Aug. 8, 2026 | Daily |
| IWM · iShares Trust | 0.08% | 1,280,555 SH | Aug. 8, 2026 | Daily |
| ISCV · iShares Trust | 0.08% | 10,834 SH | Aug. 8, 2026 | Daily |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.08% | 298,236 SH | Aug. 8, 2026 | Daily |
| ROSC · Lattice Strategies Trust | 0.07% | 913 NS | April 30, 2026 | N-PORT |
| RSSL · Global X Funds | 0.07% | 22,192 NS | April 30, 2026 | N-PORT |
| RWJ · Invesco Exchange-Traded Fund Trust … | 0.06% | 25,366 SH | Aug. 8, 2026 | Daily |
| ITWO · ProShares Trust | 0.06% | 2,410 NS | May 31, 2026 | N-PORT |
| SMDX · Tidal Trust III | 0.06% | 1,651 NS | April 30, 2026 | N-PORT |
| DFSV · Dimensional ETF Trust | 0.06% | 96,384 NS | April 30, 2026 | N-PORT |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.05% | 29,761 SH | Aug. 8, 2026 | Daily |
| DFAS · Dimensional ETF Trust | 0.05% | 164,527 NS | April 30, 2026 | N-PORT |
| FNDA · SCHWAB STRATEGIC TRUST | 0.05% | 98,670 NS | May 31, 2026 | N-PORT |
| SCHA · SCHWAB STRATEGIC TRUST | 0.05% | 250,462 NS | May 31, 2026 | N-PORT |
| VBR · VANGUARD INDEX FUNDS | 0.05% | 719,472 SH | Aug. 8, 2026 | Daily |
| FAB · First Trust Exchange-Traded AlphaDE… | 0.05% | 1,587 NS | April 30, 2026 | N-PORT |
| VFVA · VANGUARD WELLINGTON FUND | 0.04% | 6,625 SH | Aug. 8, 2026 | Daily |
| ISCB · iShares Trust | 0.04% | 2,176 SH | Aug. 8, 2026 | Daily |
| GSSC · Goldman Sachs ETF Trust | 0.04% | 7,855 NS | May 31, 2026 | N-PORT |
| UWM · ProShares Trust | 0.04% | 1,885 NS | May 31, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0.03% | 596,541 SH | Aug. 8, 2026 | Daily |
| VB · VANGUARD INDEX FUNDS | 0.03% | 1,133,261 SH | Aug. 8, 2026 | Daily |
| VFH · VANGUARD WORLD FUND | 0.03% | 82,809 SH | Aug. 8, 2026 | Daily |
| FNCL · FIDELITY COVINGTON TRUST | 0.03% | 13,092 NS | April 30, 2026 | N-PORT |
| URTY · ProShares Trust | 0.03% | 1,906 NS | May 31, 2026 | N-PORT |
| WSML · iShares Trust | 0.02% | 3,074 SH | Aug. 8, 2026 | Daily |
| DXUV · Dimensional ETF Trust | 0.02% | 2,182 NS | April 30, 2026 | N-PORT |
| AVUV · AMERICAN CENTURY ETF TRUST | 0.02% | 125,865 NS | May 31, 2026 | N-PORT |
| TILT · FlexShares Trust | 0.02% | 7,854 NS | April 30, 2026 | N-PORT |
| MSSM · MORGAN STANLEY PATHWAY FUNDS | 0.01% | 2,112 NS | May 31, 2026 | N-PORT |