FCAP logo
FCAP NASDAQ US

First Capital, Inc. - Common Stock

Financials · Banking Website · IPO Jan 1999
$50.06
▼ $-0.07 (-0.14%)
Vol 2K
6
Quality Score
fail
Mkt Cap
$198.2M
P/E
13.4
ROE
12.0%
D/E
0.00
Beta
0.64
Div Yield
2.09%
52W
$30–$71

Price Chart

Earnings

Beat rate: 0.0%
Quarter EPS Est EPS Act Surprise
Sep 2025 $1.34
Jun 2025 $1.13
Mar 2025 $0.97
Sep 2024 $0.87

Quarterly Revenue & Earnings

Quarter 2024-0… 2024-1… 2025-0… 2025-0… 2025-0… 2025-1…
Revenue $10.9M $11.3M $11.4M $12.4M $13.3M
Net Income $2.9M $3.3M $3.2M $3.8M $4.5M

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 11.1% 10.6% 11.1% 11.1% 11.1% 12.0%
P/E (TTM) 10.52 9.30 11.73 10.97 11.33 13.44
Net Margin
Gross Margin
D/E Ratio 0.00 0.00 0.00 0.00 0.00 0.00
Current Ratio

Key Ratios

ROA (TTM)
1.2%
P/B
0.9
EPS (TTM)
$4.40
52W High
$71.00
52W Low
$30.49
$30.49 52-Week Range $71.00

Financial Health

Free Cash Flow
$7.8M
Cash
$114.4M
As of Sep 30, 2025

How does FCAP compare to Banking peers?

Peer group: Micro-cap Banking (All) · 289 companies

FCAP valuation vs Banking peers

P/E ratio
13.4
7% above peers (12.6)
vs Peers
vs Industry
Fair value
P/S ratio
0% below peers (2.3)
vs Peers
vs Industry
Overvalued
P/B ratio
0.9
10% below peers (1.1)
vs Peers
vs Industry
Fair value
Div yield
2.1%
30% below peers (3.0%)
vs Peers
vs Industry
Low yield

FCAP profitability vs Banking peers

ROE
12.0%
34% above peers (9.0%)
vs Peers
vs Industry
Top tier
Net margin
0% below peers (28.6%)
vs Peers
vs Industry
Top tier
Gross margin
vs Peers
vs Industry
Weak
ROA
1.2%
27% above peers (1.0%)
vs Peers
vs Industry
Top tier

FCAP financial health vs Banking peers

D/E ratio
0.0
100% below peers (13.8)
vs Peers
vs Industry
Low debt
Current ratio
0% below peers (0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.6
7% below peers (0.7)
vs Peers
vs Industry
Less volatile

FCAP fundamentals radar

FCAP Peer median Industry

FCAP profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

FCAP vs peers: key metrics

Insider Activity

Neutral
Buys
0
Sells
0
FREDERICK MICHAEL CHRIS
Chief Executive Officer · Feb 27
300 shs
STEVENS JOSHUA PAUL
Chief Financial Officer · Feb 27
300 shs
Last 90 days

Top Holders

Top 5: 16.56%
Vanguard Group Inc
5.63%
$9.3M
Blackrock Inc.
5.15%
$8.5M
Geode Capital Management, L…
2.32%
$3.8M
Siena Capital Partners GP, …
1.99%
$3.3M
Farther Finance Advisors, L…
1.47%
$2.4M
As of Dec 31, 2025

Dividends

$1.22
/ year
Mar 13, 2026 $0.3100
Dec 12, 2025 $0.3100
Sep 12, 2025 $0.3100
Jun 13, 2025 $0.2900
Mar 14, 2025 $0.2900
Dec 13, 2024 $0.2900
Sep 13, 2024 $0.2900
Jun 14, 2024 $0.2700

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