FCBC
NASDAQ
US
First Community Bankshares, Inc. - Common Stock
$41.96
▲ +$0.23
(+0.55%)
Vol 80K
10
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$617.8M
P/E
12.5
ROE
9.7%
Margin
30.1%
D/E
0.28
Beta
0.62
Div Yield
3.68%
52W
$31–$46
Wall Street Consensus
6 analysts · Apr 20260
Strong Buy
0
Buy
3
Hold
1
Sell
2
Strong Sell
0.0%
Buy Rating
Price Chart
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Earnings
Beat rate: 75.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.63 | $0.77 | +$0.14 |
| Sep 2025 | $0.64 | $0.70 | +$0.06 |
| Jun 2025 | $0.66 | $0.67 | +$0.01 |
| Mar 2025 | $0.65 | $0.64 | $-0.01 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | — | $39.4M | $38.0M | $38.5M | $39.5M | $41.1M |
| Net Income | — | $13.0M | $11.8M | $12.2M | $12.3M | $12.5M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 9.8% | 9.8% | 9.8% | 9.8% | 9.7% | 9.7% |
| P/E (TTM) | 14.30 | 13.21 | 12.67 | 11.81 | 12.30 | 12.52 |
| Net Margin | — | 30.1% | 30.1% | 30.1% | 30.1% | 30.1% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 0.20 | 0.20 | 0.20 | 0.20 | 0.28 | 0.28 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
1.5%
P/S (TTM)
3.86
P/B
1.4
EPS (TTM)
$2.69
CF/Share
$3.11
Rev Growth 3Y
+6.4%
52W High
$45.57
52W Low
$31.21
$31.21
52-Week Range
$45.57
Financial Health
Free Cash Flow
$19.4M
Cash
$128.1M
As of Dec 31, 2025
How does FCBC compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
FCBC valuation vs Banking peers
P/E ratio
12.5
▼
0%
below
peers
(12.6)
vs Peers
vs Industry
Fair value
P/S ratio
3.9
▲
67%
above
peers
(2.3)
vs Peers
vs Industry
Overvalued
P/B ratio
1.5
▲
38%
above
peers
(1.1)
vs Peers
vs Industry
Overvalued
Div yield
3.7%
▲
23%
above
peers
(3.0%)
vs Peers
vs Industry
Below avg
FCBC profitability vs Banking peers
ROE
9.7%
▲
8%
above
peers
(9.0%)
vs Peers
vs Industry
In line
Net margin
30.1%
▲
5%
above
peers
(28.6%)
vs Peers
vs Industry
In line
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.5%
▲
61%
above
peers
(1.0%)
vs Peers
vs Industry
Top tier
FCBC financial health vs Banking peers
D/E ratio
0.3
▼
98%
below
peers
(13.8)
vs Peers
vs Industry
Low debt
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.6
▼
10%
below
peers
(0.7)
vs Peers
vs Industry
Less volatile
FCBC fundamentals radar
FCBC
Peer median
Industry
FCBC profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
FCBC vs peers: key metrics
Related Signals
Dividends
$1.93
/ year
Feb 13, 2026
$0.3100
Jan 02, 2026
$1.0000
Nov 14, 2025
$0.3100
Aug 08, 2025
$0.3100
May 09, 2025
$0.3100
Feb 14, 2025
$2.3800
Nov 08, 2024
$0.3100
Aug 09, 2024
$0.3100
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