MPB Mid Penn Bancorp - Common Stock
NASDAQ · Banking · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Aug 6, 2026
$36.40
· of 52w range
· above low
· to high
$26.5652w low
$39.1552w high
Market Cap (MRQ)
$922M
P/E
16.0
EPS
$2.55
your badges
52W Range
$27–$39
Analyst Rating
BUY
Price Target
$40
P/E
16.0
ROE
7.1%
Net Profit Margin
24.9%
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MPB Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$36.40
Market Cap (MRQ)
$922M
P/E
16.0
EPS
$2.55
Div Yield
1.9%
ROE
7.1%
Debt/Equity (MRQ)
0.2
52W Range
$27–$39
MPB Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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Stock splits
| Ex-date | Split | Type |
|---|---|---|
| May 7, 2007 | 21-for-20 | Forward |
| Feb. 6, 2006 | 21-for-20 | Forward |
| May 5, 2003 | 21-for-20 | Forward |
| Nov. 8, 1999 | 21-for-20 | Forward |
| Nov. 6, 1998 | 21-for-20 | Forward |
10-Year Performance Revenue, net income, margins and EPS trends
EPS$2.552017-12-31 → 2025-12-31
Free Cash Flow$72M2016-12-31 → 2025-12-31
Net margin24.9%2016-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | MPB | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E | 16.05Y avg ≈10.6 | ≈10.6 | 12.9 | Fair value | |
| P/S | 4.25Y avg ≈3.1 | ≈3.1 | 3.4 | Fair value | |
| P/B (MRQ) | 1.05Y avg ≈0.9 | ≈0.9 | 1.2 | Undervalued | |
| Price / FCF (TTM) | 11.55Y avg ≈9.5 | ≈9.5 | · | · | |
| Price / Cash Flow (TTM) | 10.75Y avg ≈8.6 | ≈8.6 | 8.9 | Fair value | |
| Price / Tangible Book (MRQ) | 1.15Y avg ≈1.1 | ≈1.1 | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | MPB | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Pretax Margin | 32.0%5Y avg ≈31.9% | ≈31.9% | 40.3% | Weak | |
| Net Profit Margin | 24.9%5Y avg ≈25.9% | ≈25.9% | 31.0% | Weak | |
| ROA | 0.97%5Y avg ≈0.92% | ≈0.92% | 0.98% | Weak | |
| ROE | 7.1%5Y avg ≈8.0% | ≈8.0% | 9.3% | Weak |
Financial Health Debt, liquidity, solvency — balance sheet strength
| Metric | 5Y trend | MPB | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Debt / Equity (MRQ) | 0.25Y avg ≈0.2 | ≈0.2 | 0.2 | In line |
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | MPB | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | 26.1%5Y avg ≈17.0% | ≈17.0% | · | · | |
| Revenue CAGR 3Y | 9.6%5Y avg ≈12.4% | ≈12.4% | · | · | |
| Revenue CAGR 5Y | 16.3% | · | · | · | |
| EPS YoY | -12.1%5Y avg ≈-0.90% | ≈-0.90% | · | · | |
| Net Income YoY | 13.8%5Y avg ≈22.6% | ≈22.6% | · | · | |
| EPS CAGR 3Y | -9.5%5Y avg ≈-5.6% | ≈-5.6% | · | · | |
| EPS CAGR 5Y | -3.8% | · | · | · | |
| Net Income CAGR 3Y | 0.87%5Y avg ≈10.8% | ≈10.8% | · | · | |
| Net Income CAGR 5Y | 16.5% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | MPB | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.05Y avg ≈0.0 | ≈0.0 | 0.0 | In line |
value · ≈ 5Y avg · industry median · verdict relative to median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield1.9%
Payout Ratio32.3%
Annualized Payout≈$0.92
5Y Div CAGR≈2.1%
Growth Streak≈1
| Ex-date | Amount | Currency | Yield |
|---|---|---|---|
| Aug 3, 2026 | $0.23 | USD | ≈2.5% |
| May 4, 2026 | $0.22 | USD | ≈2.8% |
| Feb 6, 2026 | $0.27 | USD | ≈2.6% |
| Nov 10, 2025 | $0.22 | USD | ≈2.8% |
| Aug 8, 2025 | $0.20 | USD | ≈2.9% |
| May 8, 2025 | $0.20 | USD | ≈2.8% |
| Feb 7, 2025 | $0.20 | USD | ≈2.7% |
| Nov 8, 2024 | $0.20 | USD | ≈2.5% |
| Aug 9, 2024 | $0.20 | USD | ≈3.1% |
| May 9, 2024 | $0.20 | USD | ≈3.7% |
| Feb 8, 2024 | $0.20 | USD | ≈3.9% |
| Nov 9, 2023 | $0.20 | USD | ≈4.1% |
| Aug 9, 2023 | $0.20 | USD | ≈3.4% |
| May 9, 2023 | $0.20 | USD | ≈4.3% |
| Feb 9, 2023 | $0.20 | USD | ≈2.6% |
| Nov 9, 2022 | $0.20 | USD | ≈2.4% |
| Aug 9, 2022 | $0.20 | USD | ≈2.8% |
| May 9, 2022 | $0.20 | USD | ≈3.1% |
| Feb 10, 2022 | $0.20 | USD | ≈2.8% |
| Nov 9, 2021 | $0.20 | USD | ≈2.8% |
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
-2.5%
Next Report
Oct 20, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Jul 21, 2026 | $0.87 | $0.80 | 9.0% |
| March 31, 2026 | $0.39 | $0.80 | -51.2% | |
| Dec. 31, 2025 | $0.83 | $0.85 | -1.9% | |
| Sept. 30, 2025 | $0.79 | $0.59 | 33.7% | |
| June 30, 2025 | $0.32 | $0.37 | -12.5% | |
| March 31, 2025 | $0.71 | $0.66 | 7.9% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | $89M | $18M | $15M | $20M | $25M | $13M | $6M | $5M | $5M | $4M | |
| Interest Income | $324M | $287M | $236M | $166M | $123M | $108M | $95M | $69M | $44M | $40M | $36M | $31M | |
| Pretax Income | $72M | $60M | $45M | $67M | $36M | $31M | $21M | $13M | $12M | $10M | $8M | $7M | |
| Income Tax | $16M | $11M | $7M | $13M | $7M | $5M | $4M | $2M | $4M | $2M | $2M | $1M | |
| Net Income | $56M | $49M | $37M | $55M | $29M | $26M | $18M | $11M | $7M | $8M | $7M | $6M | |
| EPS (Basic) | $2.59 | $2.90 | $2.29 | $3.44 | $2.71 | $3.11 | $2.09 | $1.48 | $1.67 | $1.85 | $1.47 | $1.53 | |
| EPS (Diluted) | $2.55 | $2.90 | $2.29 | $3.44 | $2.71 | $3.10 | $2.09 | $1.48 | $1.67 | · | $1.47 | $1.53 | |
| Shares (Basic) | 21,757,060 | 17,026,240 | 16,319,006 | 15,912,877 | 10,806,009 | 8,439,427 | 8,468,586 | 7,071,091 | 4,236,616 | 4,229,284 | 4,106,548 | 3,495,705 | |
| Shares (Diluted) | 22,022,475 | 17,070,862 | 16,350,963 | 15,934,635 | 10,819,579 | 8,443,092 | 8,492,073 | 7,091,797 | 4,252,561 | · | 4,106,548 | 3,495,705 |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | · | · | · | · | · | · | · | · | · | · | $13M | $10M | |
| PP&E (Net) | $49M | $39M | $37M | $34M | $33M | $25M | $25M | $25M | $16M | $11M | $14M | $12M | |
| PP&E (Gross) | $73M | $67M | $63M | $56M | $51M | $40M | $38M | $37M | $26M | $22M | $24M | $21M | |
| Accum. Depreciation | $24M | $28M | $26M | $22M | $17M | $15M | $13M | $12M | $10M | $10M | $10M | $9M | |
| Goodwill | $137M | $128M | $127M | $114M | $114M | $63M | $63M | $63M | $4M | $4M | $4M | $1M | |
| Intangibles | $15M | $6M | $6M | $7M | $9M | $4M | $6M | $7M | $434.0K | $539.0K | $665.0K | $187.0K | |
| Total Assets | $6.13B | $5.47B | $5.29B | $4.50B | $4.69B | $3.00B | $2.23B | $2.08B | $1.17B | $1.03B | $932M | $756M | |
| Short-term Debt | $21M | $2M | $242M | $103M | $0 | $126M | $0 | $43M | $35M | · | $32M | $578.0K | |
| Total Liabilities | $5.32B | $4.82B | $4.75B | $3.99B | $4.20B | $2.74B | $1.99B | $1.85B | $1.09B | $962M | $862M | $697M | |
| Total Debt | $21M | $2M | $242M | $103M | · | $126M | · | $43M | $35M | · | $32M | $578.0K | |
| Common Stock | $24M | $20M | $17M | $16M | $16M | $9M | $8M | $8M | $4M | $4M | $4M | $3M | |
| Paid-in Capital | $589M | $480M | $406M | $387M | $385M | $179M | $178M | $178M | $41M | · | $41M | $30M | |
| Retained Earnings | $220M | $182M | $146M | $133M | $91M | $70M | $51M | $40M | $33M | $28M | $23M | $19M | |
| Treasury Stock | $12M | $10M | $10M | $5M | $2M | $2M | · | · | · | · | · | · | |
| AOCI | $-6M | $-17M | $-17M | $-19M | $158.0K | $-57.0K | $343.0K | $-2M | $-2M | $-3M | $2M | $2M | |
| Stockholders' Equity | $814M | $655M | $542M | $512M | $490M | $256M | $238M | $224M | $76M | $70M | $70M | $59M | |
| Liabilities + Equity | $6.13B | $5.47B | $5.29B | $4.50B | $4.69B | $3.00B | $2.23B | $2.08B | $1.17B | $1.03B | $932M | $756M | |
| Shares Outstanding | 23,047,203 | 19,796,519 | 16,998,929 | 16,094,486 | 16,056,282 | 8,419,183 | 8,480,938 | 8,459,918 | 4,242,216 | 4,233,297 | 4,226,717 | 3,497,829 |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | $2M | $1M | $1M | $1M | $696.0K | $414.0K | · | · | · | · | · | · | |
| Deferred Tax | $14M | $2M | $-2M | $2M | $484.0K | $-1M | $665.0K | $1M | $2M | $-336.0K | $997.0K | $-112.0K | |
| Amort. of Intangibles | $3M | $2M | $2M | $2M | $1M | $1M | $1M | $1M | $104.0K | $126.0K | $114.0K | $63.0K | |
| Operating Cash Flow | $80M | $51M | $52M | $60M | $66M | $14M | $8M | $11M | $12M | $22M | $13M | $9M | |
| CapEx | $8M | $7M | $3M | $4M | $3M | $4M | $4M | $9M | $7M | $775.0K | $1M | $1M | |
| Investing Cash Flow | $83M | $-209M | $-409M | $-705M | $169M | $-589M | $-27M | $22M | $-164M | $-87M | · | · | |
| Debt Issued | $0 | $0 | $25M | $0 | $0 | $70M | $14M | $30M | · | · | · | $30M | |
| Net Debt Issued | $0 | $0 | $25M | $0 | · | $70M | · | $30M | · | · | · | $30M | |
| Stock Issued | $0 | $76M | $0 | $0 | $70M | $0 | · | · | · | · | · | · | |
| Stock Repurchased | $2M | $323.0K | $5M | $3M | $128.0K | $2M | · | · | · | · | · | · | |
| Net Stock Activity | $-2M | $76M | $-5M | $-3M | $-128.0K | $-2M | · | · | · | · | · | · | |
| Dividends Paid | $18M | $14M | $13M | $13M | $9M | $7M | $7M | $5M | $2M | $2M | $2M | $2M | |
| Financing Cash Flow | $-135M | $131M | $392M | $-208M | $375M | $740M | $118M | $-16M | $129M | $98M | · | · | |
| Net Change in Cash | $28M | $-26M | $36M | $-853M | $610M | $165M | $99M | $17M | $-22M | $33M | $3M | $1M | |
| Taxes Paid | $6M | · | · | · | · | · | · | · | · | · | · | · | |
| Free Cash Flow | $72M | $44M | $49M | $56M | $62M | $10M | · | $2M | $5M | $21M | $12M | $8M | |
| Levered FCF | · | · | $-26M | $41M | $50M | $-6M | · | $-9M | $1M | $17M | $8M | $4M |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 24.9% | 27.6% | 22.4% | 32.0% | 22.5% | 24.7% | · | 16.7% | 16.4% | 19.1% | 18.1% | 19.4% | |
| Pretax Margin | 32.0% | 33.5% | 26.8% | 39.3% | 27.7% | 29.5% | · | 20.1% | 26.8% | 24.7% | 22.7% | 24.3% | |
| ROA | 0.97% | 0.92% | 0.76% | 1.2% | 0.76% | 1.0% | · | 0.65% | 0.64% | 0.79% | 0.77% | 0.78% | |
| ROE | 7.1% | 8.1% | 7.0% | 10.8% | 7.0% | 10.4% | · | 4.8% | 9.3% | 10.7% | 9.0% | 9.7% |
Liquidity & Solvency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.0 | 0.0 | 0.4 | 0.2 | · | 0.5 | · | 0.2 | 0.5 | · | 0.5 | 0.0 |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $35.32 | $33.84 | $32.72 | $32.24 | $30.71 | $30.37 | · | $26.38 | $17.85 | · | $16.58 | $16.90 | |
| Revenue / Share | $10.26 | $10.50 | $10.21 | $10.76 | $12.02 | $12.57 | · | · | · | · | $8.76 | $8.42 | |
| Cash Flow / Share | $3.63 | $3.01 | $3.18 | $3.76 | $6.09 | $1.67 | · | · | · | · | $3.21 | $2.48 | |
| Cash / Share | · | · | · | · | · | · | · | · | · | · | $3.14 | $2.83 | |
| Dividend / Share | $0.84 | $0.80 | $0.80 | $0.80 | $0.79 | $0.82 | $0.79 | $0.45 | $0.77 | $0.68 | $0.44 | $0.45 | |
| Dividend Paid / Share | · | · | · | · | · | · | · | · | · | · | $0.44 | $0.45 | |
| EPS (TTM) | $2.55 | $2.90 | $2.29 | $3.44 | $2.71 | $3.10 | $2.09 | $1.48 | $1.67 | $1.47 | $1.47 | $1.53 |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 26.1% | 7.3% | -2.6% | 31.8% | 22.6% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 9.6% | 11.3% | 16.3% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 16.3% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | -12.1% | 26.6% | -33.4% | 26.9% | -12.6% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | -9.5% | 2.3% | -9.6% | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | -3.8% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 13.8% | 32.2% | -31.8% | 86.9% | 11.9% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | 0.87% | 19.0% | 12.6% | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 16.5% | · | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid CAGR 5Y | 22.8% | · | · | · | · | · | · | · | · | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $226M | $179M | $167M | $171M | $130M | $106M | $83M | $63M | $43M | $41M | $36M | $29M | |
| Net Income TTM | $56M | $49M | $37M | $55M | $29M | $26M | $18M | $11M | $7M | $8M | $7M | $6M | |
| Market Cap | $715M | $558M | $402M | $476M | $507M | $184M | · | $195M | $140M | · | $68M | $54M | |
| Enterprise Value | · | · | · | · | · | · | · | · | · | · | $86M | $45M | |
| P/E | 12.2 | 9.9 | 10.6 | 8.7 | 11.7 | 7.1 | 13.8 | 15.6 | 19.8 | 16.2 | 11.0 | 10.2 | |
| P/S | 3.2 | 3.1 | 2.4 | 2.8 | 3.9 | 1.7 | · | 3.1 | 3.2 | · | 1.9 | 1.8 | |
| P/B | 0.9 | 0.9 | 0.7 | 0.9 | 1.0 | 0.7 | · | 0.9 | 1.9 | · | 1.0 | 0.9 | |
| P / Tangible Book | 1.1 | 1.1 | 1.0 | 1.2 | 1.4 | 1.0 | · | · | · | · | · | · | |
| P / Cash Flow | 8.9 | 10.9 | 7.7 | 7.9 | 7.7 | 13.1 | · | 17.7 | 11.8 | · | 5.2 | 6.3 | |
| P / FCF | 10.0 | 12.6 | 8.2 | 8.5 | 8.1 | 17.8 | · | 96.2 | 28.0 | · | 5.8 | 7.1 | |
| EV / FCF | · | · | · | · | · | · | · | · | · | · | 7.4 | 5.9 | |
| EV / Revenue | · | · | · | · | · | · | · | · | · | · | 2.4 | 1.5 | |
| Dividend Yield | 2.5% | 2.5% | 3.2% | 2.7% | 1.8% | 3.5% | · | 2.3% | 1.6% | · | 2.6% | 2.9% | |
| Earnings Yield | 8.2% | 10.1% | 9.4% | 11.5% | 8.5% | 14.2% | 7.3% | 6.4% | 5.1% | 6.2% | 9.1% | 9.8% | |
| Payout Ratio | 32.3% | 28.0% | 34.7% | 23.2% | 30.3% | 24.8% | · | 42.6% | 31.1% | 36.8% | 27.3% | 27.6% | |
| Annual Payout | $18M | $14M | $13M | $13M | $9M | $7M | $7M | $5M | $2M | $2M | $2M | $2M |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | · | · | $32M | · | $26M | $20M | $14M | · | $4M | |
| Interest Income | $97M | $84M | $85M | $87M | $80M | $72M | $73M | $74M | $71M | $68M | $66M | $63M | $57M | $50M | $47M | $43M | |
| Pretax Income | $28M | $11M | $27M | $24M | $4M | $17M | $16M | $15M | $14M | $15M | $14M | $12M | $5M | $14M | $19M | $19M | |
| Income Tax | $6M | $3M | $8M | $6M | $-480.0K | $3M | $3M | $3M | $2M | $3M | $2M | $2M | $142.0K | $3M | $4M | $4M | |
| Net Income | $22M | $9M | $19M | $18M | $5M | $14M | $13M | $12M | $12M | $12M | $12M | $9M | $5M | $11M | $16M | $15M | |
| EPS (Basic) | $0.86 | $0.36 | $0.86 | $0.80 | $0.22 | $0.71 | $0.72 | $0.74 | $0.71 | $0.73 | $0.73 | $0.56 | $0.29 | $0.71 | $0.99 | $0.97 | |
| EPS (Diluted) | $0.85 | $0.36 | $0.83 | $0.79 | $0.22 | $0.71 | $0.72 | $0.74 | $0.71 | $0.73 | $0.74 | $0.56 | $0.29 | $0.70 | $0.99 | $0.97 | |
| Shares (Basic) | 25,330,234 | 23,949,008 | · | 23,005,504 | 21,566,617 | 19,355,867 | · | 16,612,657 | 16,576,283 | 16,567,902 | · | 16,571,825 | 16,233,473 | 15,886,186 | · | 15,877,592 | |
| Shares (Diluted) | 25,624,750 | 24,314,139 | · | 23,277,567 | 21,599,435 | 19,416,265 | · | 16,657,169 | 16,605,353 | 16,613,373 | · | 16,594,999 | 16,255,278 | 15,931,121 | · | 15,887,871 |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $49M | $50M | $49M | $48M | $48M | $40M | $39M | $34M | $34M | $36M | · | $39M | $39M | $34M | · | $34M | |
| PP&E (Gross) | · | · | $73M | · | · | · | $67M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $24M | · | · | · | $28M | · | · | · | · | · | · | · | · | · | |
| Goodwill | $157M | $157M | $137M | $137M | $135M | $128M | $128M | $128M | $127M | $127M | $127M | $130M | $129M | $114M | $114M | $114M | |
| Intangibles | $31M | $33M | $15M | $16M | $17M | $6M | $6M | $7M | $6M | $6M | · | $7M | $7M | $7M | · | $7M | |
| Total Assets | $7.06B | $6.96B | $6.13B | $6.27B | $6.35B | $5.55B | $5.47B | $5.53B | $5.39B | $5.33B | · | $5.22B | $5.09B | $4.58B | · | $4.33B | |
| Short-term Debt | $138M | $32M | $21M | $0 | $0 | $25M | $2M | $114M | $200M | $272M | · | $139M | $112M | $88M | · | · | |
| Total Liabilities | $6.16B | $6.08B | $5.32B | $5.47B | $5.58B | $4.88B | $4.82B | $4.95B | $4.83B | $4.78B | · | $4.69B | $4.56B | $4.07B | · | $3.83B | |
| Total Debt | $138M | $32M | · | $0 | $0 | $25M | · | $114M | $200M | $272M | · | · | $112M | $88M | · | · | |
| Common Stock | $26M | $26M | $24M | $24M | $23M | $20M | $20M | $17M | $17M | $17M | · | $17M | $17M | $16M | · | $16M | |
| Paid-in Capital | $662M | $660M | $589M | $588M | $584M | $481M | $480M | $407M | $407M | $406M | · | $405M | $405M | $387M | · | $386M | |
| Retained Earnings | $238M | $222M | $220M | $205M | $192M | $191M | $182M | $172M | $163M | $155M | · | $137M | $131M | $130M | · | $121M | |
| Treasury Stock | $15M | $12M | $12M | $12M | $12M | $10M | $10M | $10M | $10M | $10M | · | $9M | $9M | $5M | · | $5M | |
| AOCI | $-9M | $-8M | $-6M | $-9M | $-12M | $-14M | $-17M | $-13M | $-17M | $-17M | · | $-21M | $-18M | $-17M | · | $-19M | |
| Stockholders' Equity | $902M | $887M | $814M | $796M | $776M | $668M | $655M | $573M | $560M | $551M | $542M | $529M | $526M | $511M | $512M | $499M | |
| Liabilities + Equity | $7.06B | $6.96B | $6.13B | $6.27B | $6.35B | $5.55B | $5.47B | $5.53B | $5.39B | $5.33B | · | $5.22B | $5.09B | $4.58B | · | $4.33B | |
| Shares Outstanding | 25,320,686 | 25,296,763 | 23,047,203 | 23,039,223 | 22,915,194 | 19,362,094 | 19,355,797 | 16,620,174 | 16,580,595 | 16,565,637 | 16,998,929 | 16,580,347 | 16,567,578 | 15,890,011 | 16,094,486 | 15,900,000 |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | · | · | $541.0K | $914.0K | $326.0K | $218.0K | $222.0K | $235.0K | $306.0K | $284.0K | $291.0K | $312.0K | $251.0K | $249.0K | $446.0K | $237.0K | |
| Deferred Tax | $806.0K | $1M | $7M | $6M | $1M | $206.0K | $1M | $258.0K | $-2M | $1M | $-50.0K | $-353.0K | $-2M | $706.0K | $2M | $183.0K | |
| Amort. of Intangibles | $2M | $1M | $930.0K | $944.0K | $744.0K | $428.0K | $471.0K | $460.0K | $425.0K | $428.0K | $491.0K | $484.0K | $461.0K | $344.0K | $496.0K | $514.0K | |
| Operating Cash Flow | $32M | $14M | $13M | $26M | $29M | $13M | $4M | $17M | $18M | $12M | $15M | $14M | $12M | $13M | $18M | $22M | |
| CapEx | $1M | $1M | $2M | $2M | $2M | $3M | $6M | $18.0K | $295.0K | $351.0K | $63.0K | $870.0K | $915.0K | $922.0K | $515.0K | $1M | |
| Investing Cash Flow | $-167M | $34M | $-22M | $3M | $139M | $-37M | $-21M | $-99M | $-23M | $-66M | $-101M | $-108M | $-107M | $-94M | $-212M | $-181M | |
| Debt Issued | · | · | · | · | · | · | $0 | $0 | · | · | $0 | $0 | · | · | $0 | $0 | |
| Stock Repurchased | · | · | $246.0K | $226.0K | $2M | $0 | $0 | $0 | $0 | $323.0K | $296.0K | $0 | $5M | $0 | $0 | $0 | |
| Net Stock Activity | · | · | · | · | · | $0 | · | · | · | $-323.0K | · | · | · | · | · | · | |
| Dividends Paid | $6M | $6M | $5M | $5M | $5M | $4M | $4M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | |
| Financing Cash Flow | $80M | $-6M | $-149M | $-108M | $62M | $61M | $-57M | $121M | $43M | $25M | $65M | $118M | $127M | $82M | $160M | $16M | |
| Net Change in Cash | $-55M | $42M | $-158M | $-80M | $230M | $37M | $-74M | $39M | $38M | $-29M | $-21M | $24M | $32M | $2M | $-34M | $-142M | |
| Free Cash Flow | · | $13M | · | · | · | $9M | · | · | · | $12M | · | · | · | $12M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-14M | · | · | · | $505.0K | · | · |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 28.6% | 13.4% | · | 29.6% | 8.8% | 28.8% | · | 27.1% | 26.7% | 28.7% | · | · | 11.6% | 27.8% | · | · | |
| Pretax Margin | 36.3% | 17.4% | · | 39.2% | 7.9% | 35.2% | · | 32.8% | 32.4% | 34.8% | · | · | 11.9% | 34.2% | · | · | |
| ROA | 0.32% | 0.14% | · | 0.31% | 0.08% | 0.25% | · | 0.23% | 0.22% | 0.24% | · | · | 0.10% | 0.24% | · | · | |
| ROE | 2.6% | 1.1% | · | 2.7% | 0.71% | 2.2% | · | 2.2% | 2.2% | 2.3% | · | · | 0.95% | 2.2% | · | · |
Liquidity & Solvency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.2 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.2 | 0.4 | 0.5 | · | · | 0.2 | 0.2 | · | · |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | · | 0.0 | · | 0.0 | 0.0 | 0.0 | · | · | 0.0 | 0.0 | · | · |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $35.62 | $35.08 | · | $34.56 | · | $34.50 | · | $34.48 | $33.76 | $33.26 | · | · | $31.74 | $32.15 | · | · | |
| Revenue / Share | $2.96 | $2.67 | · | $2.66 | · | $2.46 | · | $2.72 | $2.66 | $2.55 | · | · | $2.56 | $2.53 | · | · | |
| Cash Flow / Share | · | $0.59 | · | · | · | $0.59 | · | · | · | $0.75 | · | · | · | $0.81 | · | · | |
| Dividend / Share | $0.22 | $0.22 | $0.22 | $0.22 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | |
| EPS (TTM) | $2.83 | $2.20 | · | $2.44 | $2.39 | $2.88 | · | $2.92 | $2.74 | $2.32 | · | $2.54 | $2.95 | $3.43 | · | $2.27 |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $265M | $243M | · | $211M | $195M | $185M | · | $174M | $171M | $169M | · | $170M | $173M | $172M | · | $161M | |
| Net Income TTM | $68M | $51M | · | $50M | $44M | $51M | · | $48M | $45M | $38M | · | $41M | $47M | $55M | · | $40M | |
| Market Cap | $882M | $814M | · | $660M | · | $502M | · | $496M | $364M | $331M | · | · | $366M | $407M | · | · | |
| P/E | 12.3 | 14.6 | · | 11.7 | 11.8 | 9.0 | · | 10.2 | 8.0 | 8.6 | · | 7.9 | 7.5 | 7.5 | · | 12.7 | |
| P/S | 3.3 | 3.3 | · | 3.1 | · | 2.7 | · | 2.9 | 2.1 | 2.0 | · | · | 2.1 | 2.4 | · | · | |
| P/B | 1.0 | 0.9 | · | 0.8 | · | 0.8 | · | 0.9 | 0.7 | 0.6 | · | · | 0.7 | 0.8 | · | · | |
| P / Tangible Book | 1.2 | 1.2 | · | 1.0 | 1.0 | 0.9 | · | 1.1 | 0.9 | 0.8 | · | 0.9 | 0.9 | 1.0 | · | 1.2 | |
| P / Cash Flow | · | 56.3 | · | · | · | 43.5 | · | · | · | 26.7 | · | · | · | 31.4 | · | · | |
| Dividend Yield | 2.4% | 2.5% | · | 2.6% | · | 2.9% | · | 2.7% | 3.6% | 4.0% | · | · | 3.5% | 3.1% | · | · | |
| Earnings Yield | 8.1% | 6.8% | · | 8.5% | 8.5% | 11.1% | · | 9.8% | 12.5% | 11.6% | · | 12.6% | 13.4% | 13.4% | · | 7.9% | |
| Payout Ratio | · | 71.6% | · | · | · | 28.2% | · | · | · | 27.3% | · | · | · | 28.3% | · | · | |
| Annual Payout | $21M | $21M | · | $17M | $16M | $14M | · | $13M | $13M | $13M | · | $13M | $13M | $13M | · | $12M |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Net Income | $56M | $49M | $37M | $55M | $29M |
| Diluted EPS | $2.55 | $2.90 | $2.29 | $3.44 | $2.71 |
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Debt / Equity | 0.0 | 0.0 | 0.4 | 0.2 | · |
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Free Cash Flow | $72M | $44M | $49M | $56M | $62M |
Institutional owners (13F) 151 filers · $505.1M total · As of Sept. 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
151
Value held
$505.1M
New positions
19
Exited positions
18
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 19 (-11 vs prior Q) | 18 (+9 vs prior Q) | 61 (+5 vs prior Q) | 26 (-3 vs prior Q) | +454K |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| WELLINGTON MANAGEMENT GROUP LLP | $80,380,792 | 2,307,141 | 15.91% | Shares |
| BlackRock, Inc. | $60,140,565 | 1,726,193 | 11.91% | Shares |
| VANGUARD GROUP INC | $37,854,327 | 1,220,320 | 7.49% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $34,816,483 | 999,325 | 6.89% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $30,853,300 | 885,611 | 6.11% | Shares |
| ALLIANCEBERNSTEIN L.P. | $26,603,556 | 827,225 | 5.27% | Shares |
| STATE STREET CORP | $24,254,598 | 696,171 | 4.80% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $20,273,025 | 581,743 | 4.01% | Shares |
| AMERICAN CENTURY COMPANIES INC | $12,391,508 | 355,669 | 2.45% | Shares |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $9,429,202 | 270,643 | 1.87% | Shares |
| BANC FUNDS CO LLC | $7,246,093 | 207,982 | 1.43% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $6,732,238 | 193,233 | 1.33% | Shares |
| Petiole USA ltd | $6,703,599 | 192,411 | 1.33% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $6,404,986 | 183,840 | 1.27% | Shares |
| NORTHERN TRUST CORP | $6,355,303 | 182,414 | 1.26% | Shares |
| Nuveen, LLC | $6,185,947 | 177,553 | 1.22% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $5,712,227 | 163,956 | 1.13% | Shares |
| EMERALD MUTUAL FUND ADVISERS TRUST | $5,658,399 | 162,411 | 1.12% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $5,132,071 | 147,304 | 1.02% | Shares |
| CITADEL ADVISORS LLC | $4,835,513 | 138,792 | 0.96% | Shares |
| PNC Financial Services Group, Inc. | $4,698,348 | 134,855 | 0.93% | Shares |
| Qube Research & Technologies Ltd | $4,622,536 | 132,679 | 0.92% | Shares |
| KENNEDY CAPITAL MANAGEMENT LLC | $4,000,921 | 114,837 | 0.79% | Shares |
| Bank of New York Mellon Corp | $3,991,817 | 114,576 | 0.79% | Shares |
| Empowered Funds, LLC | $3,914,379 | 112,353 | 0.77% | Shares |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | $3,905,808 | 112,107 | 0.77% | Shares |
| GENDELL JEFFREY L | $3,772,162 | 108,271 | 0.75% | Shares |
| ROYCE & ASSOCIATES LP | $3,708,962 | 106,457 | 0.73% | Shares |
| MORGAN STANLEY | $3,679,139 | 105,600 | 0.73% | Shares |
| Russell Investments Group, Ltd. | $3,636,591 | 104,379 | 0.72% | Shares |
| GOLDMAN SACHS GROUP INC | $3,613,919 | 103,729 | 0.72% | Shares |
| De Lisle Partners LLP | $3,238,240 | 92,824 | 0.64% | Shares |
| DEPRINCE RACE & ZOLLO INC | $2,467,543 | 70,825 | 0.49% | Shares |
| MARSHALL WACE, LLP | $2,363,756 | 67,846 | 0.47% | Shares |
| TWO SIGMA INVESTMENTS, LP | $2,287,316 | 65,652 | 0.45% | Shares |
| Rhino Investment Partners, Inc | $2,070,158 | 59,419 | 0.41% | Shares |
| MANGROVE PARTNERS IM, LLC | $1,996,332 | 57,300 | 0.40% | Shares |
| BANK OF AMERICA CORP /DE/ | $1,987,274 | 57,040 | 0.39% | Shares |
| RKL Wealth Management LLC | $1,924,209 | 55,230 | 0.38% | Shares |
| Minerva Advisors LLC | $1,887,527 | 54,177 | 0.37% | Shares |
| BARCLAYS PLC | $1,811,367 | 51,991 | 0.36% | Shares |
| Wilmington Savings Fund Society, FSB | $1,721,096 | 49,400 | 0.34% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $1,684,063 | 48,337 | 0.33% | Shares |
| MILLENNIUM MANAGEMENT LLC | $1,669,150 | 47,909 | 0.33% | Shares |
| JPMORGAN CHASE & CO | $1,647,971 | 48,130 | 0.33% | Shares |
| Curi Capital, LLC | $1,386,493 | 39,796 | 0.27% | Shares |
| FIRST MANHATTAN CO. LLC. | $1,211,979 | 34,787 | 0.24% | Shares |
| EMERALD ADVISERS, LLC | $1,124,461 | 32,275 | 0.22% | Shares |
| Oppenheimer & Close, LLC | $1,113,138 | 31,950 | 0.22% | Shares |
| Invesco Ltd. | $1,034,539 | 29,694 | 0.20% | Shares |
Activists & 5%+ owners 5 positions
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| GAH Capital, LLC, GAH Capital Trust, Philip A. Norcross, individually and in his capacity as Manager and Trustee | May 1, 2026 | 9.69% | Amendment | Passive investment | SEC |
| General American Capital, LLC, Indiana Pacific General Trust, Susan D. Hudson, in her capacity as Manager and a Trustee, Philip A. Norcross, individually and in his capacity as Assistant Manager and Trustee ×5 filings | March 20, 2026 | 9.69% | Amendment | · | SEC |
| Susan D. Hudson, in her capacity as Manager and a Trustee, General American Capital, LLC, Indiana Pacific General Trust, Philip A. Norcross, individually and in his capacity as Assistant Manager and Trustee | April 3, 2025 | 7.29% | Amendment | · | SEC |
| Lawrence Keister & Company, Marilyn K. Andras, Lawrence J. Kiefer, Donald F. Kiefer | Sept. 18, 2018 | · | Initial filing | · | SEC |
| Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person | Jan. 18, 2018 | · | Initial filing | Passive investment | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Company insiders 56 insiders · 20 officers · 32 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Rory G Ritrievi | President and CEO | Sept. 15, 2026 P | 11,254 | 1 | 0 | $7,155 |
| Alan W Dakey | President & CEO | Aug. 25, 2008 P | 14,252 | 0 | 0 | $0 |
| Justin T. Webb | Chief Financial Officer | April 1, 2026 A | 9,824 | 0 | 0 | $0 |
| Allison Johnson | SEVP and CFO | April 1, 2023 A | 5,562 | 0 | 0 | $0 |
| Donald Holt | Interim CFO | Sept. 15, 2021 A | 500 | 0 | 0 | $0 |
| Michael D Peduzzi | SEVP/CFO | June 1, 2021 A | 3,015 | 0 | 0 | $0 |
| Kenneth John Stephon | Chief Corp Development Officer | May 15, 2026 F | 45,593 | 0 | 1 | $-33 |
| John Paul Livingston | CIO & CTO | April 1, 2026 A | 3,452 | 0 | 0 | $0 |
| Paul W Spotts | Chief Credit Officer | April 1, 2026 A | 1,350 | 0 | 0 | $0 |
| Heather R Hall | Chief Lending Officer | April 1, 2026 A | 7,020 | 0 | 0 | $0 |
| Zachary C Miller | Chief Risk Officer | April 1, 2026 A | 2,722 | 0 | 0 | $0 |
| Jordan D Space | Sr. Executive Vice President | April 1, 2026 A | 7,645 | 0 | 0 | $0 |
| Joan E Dickinson | Chief Retail Officer | April 1, 2026 A | 6,455 | 0 | 0 | $0 |
| Joseph L Paese | Dir. Trust, Wealth Mgmt | April 1, 2026 A | 4,426 | 0 | 0 | $0 |
| Scott W Micklewright | Chief Revenue Officer | April 1, 2026 A | 8,985 | 0 | 0 | $0 |
| Margaret E Steinour | FSVP/Chief Admin Officer | April 1, 2022 A | 1,599 | 0 | 0 | $0 |
| Kelly K Neiderer | EVP and Chief Retail Officer | July 25, 2018 A | 6,904 | 0 | 0 | $0 |
| Edward P. Williams | Interim PFO | Feb. 9, 2016 P | 1,511 | 0 | 0 | $0 |
| Kevin W Laudenslager | Vice President and Treasurer | Nov. 21, 2013 J | 2,209 | 0 | 0 | $0 |
| Eugene F Shaffer | Chairman of the Issuer & Sub | May 27, 2005 S | 37,345 | 0 | 0 | $0 |
| Kimberly J Brumbaugh | Director | Sept. 30, 2026 P | 12,799 | 4 | 0 | $9,976 |
| Albert J. Evans | Director | Sept. 30, 2026 P | 42,175 | 4 | 0 | $40,003 |
| Joel L. Frank | Director | Sept. 30, 2026 P | 11,560 | 4 | 0 | $9,976 |
| Robert A Abel | Director | Sept. 30, 2026 P | 9,834 | 4 | 0 | $1,997 |
| Matthew G De Soto | Director | Sept. 30, 2026 P | 119,543 | 13 | 0 | $167,867 |
| Theodore W Mowery | Director | Sept. 30, 2026 P | 42,971 | 4 | 0 | $7,982 |
| Bruce A Kiefer | Director | April 1, 2026 A | 1,700 | 0 | 0 | $0 |
| Maureen M. Gathagan | Director | April 1, 2026 A | 1,700 | 0 | 0 | $0 |
| Brian Arden Hudson Sr. | Director | April 1, 2026 A | 1,700 | 0 | 0 | $0 |
| John E Noone | Director | April 1, 2026 A | 1,700 | 3 | 0 | $177,260 |
| Thomas R Brugger | Director | March 6, 2026 P | 66 | 2 | 0 | $25,644 |
| Robert C Grubic | Director | March 28, 2024 P | 61,869 | 0 | 0 | $0 |
| Frank Gumina JR | Director | Jan. 30, 2024 P | 19,000 | 0 | 0 | $0 |
| David E Sparks | Director | June 1, 2023 A | 1,760 | 0 | 0 | $0 |
| Noble C Quandel JR | Director | March 31, 2023 P | 84,427 | 0 | 0 | $0 |
| Gregory M Kerwin | Director | March 31, 2023 P | 38,702 | 0 | 0 | $0 |
| Howard R. Greenawalt | Director | April 1, 2022 A | 1,133 | 0 | 0 | $0 |
| Donald F. Kiefer | Director | April 1, 2022 A | 1,836 | 0 | 0 | $0 |
| Alan P. Novak | Director | Dec. 31, 2021 P | 5,269 | 0 | 0 | $0 |
| Robert J Moisey | Director | Dec. 31, 2021 P | 22,261 | 0 | 0 | $0 |
| Robert E Klinger | Director | Dec. 31, 2021 P | 13,021 | 0 | 0 | $0 |
| Steven T Boyer | Director | Dec. 31, 2021 P | 9,363 | 0 | 0 | $0 |
| Joseph D. Kerwin | Director | Dec. 15, 2021 P | 49,585 | 0 | 0 | $0 |
| Paula M. Cherry | Director | Nov. 30, 2021 A | 10,798 | 0 | 0 | $0 |
| Patrick M. Smith | Director | June 1, 2021 A | 940 | 0 | 0 | $0 |
| William Kendall Poole | Director | June 1, 2021 A | 440 | 0 | 0 | $0 |
| Vincent J Land | Director | March 1, 2015 A | 75,627 | 0 | 0 | $0 |
| Donald E Sauve | Director | Aug. 10, 2007 P | 3,042 | 0 | 0 | $0 |
| William A Specht III | · | April 1, 2026 A | 1,700 | 0 | 0 | $0 |
| Terrence M. Monteverde | · | May 5, 2011 P | 1,870 | 0 | 0 | $0 |
| James A Durica | · | Aug. 27, 2010 J | 4,493 | 0 | 0 | $0 |
| Jere M Coxon | · | Aug. 2, 2010 P | 53,607 | 0 | 0 | $0 |
| Edwin D Schlegel | · | Feb. 25, 2010 P | 82,328 | 0 | 0 | $0 |
| Cindy Wetzel | · | Sept. 11, 2009 P | 3,108 | 0 | 0 | $0 |
| Eric S Williams | · | May 25, 2009 P | 721 | 0 | 0 | $0 |
| IN TRUST FOR BENEFIT OF MICHELLE L SHAFFER | · | May 27, 2005 S | 8,154 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 26 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| IWC · iShares Trust | 0.19% | 74,474 SH | Sept. 11, 2026 | Daily |
| DPST · Direxion Shares ETF Trust | 0.12% | 13,908 NS | July 31, 2026 | N-PORT |
| DFSV · Dimensional ETF Trust | 0.06% | 136,553 NS | July 31, 2026 | N-PORT |
| VFVA · VANGUARD WELLINGTON FUND | 0.05% | 13,350 SH | Aug. 19, 2026 | Daily |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.05% | 18,782 SH | Aug. 19, 2026 | Daily |
| RSSL · Global X Funds | 0.03% | 10,346 NS | July 31, 2026 | N-PORT |
| IWM · iShares Trust | 0.03% | 557,421 SH | Sept. 11, 2026 | Daily |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.03% | 1,912 SH | Oct. 2, 2026 | Daily |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.02% | 17,629 SH | Oct. 2, 2026 | Daily |
| DFAT · Dimensional ETF Trust | 0.02% | 81,399 NS | July 31, 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0.02% | 83,425 NS | July 31, 2026 | N-PORT |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.02% | 124,800 SH | Aug. 19, 2026 | Daily |
| VXF · VANGUARD INDEX FUNDS | 0.01% | 261,724 SH | Aug. 19, 2026 | Daily |
| VFH · VANGUARD WORLD FUND | 0.01% | 34,312 SH | Aug. 19, 2026 | Daily |
| DXUV · Dimensional ETF Trust | 0.00% | 517 NS | July 31, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 2,280 NS | July 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.00% | 6,243 NS | July 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.00% | 21,558 NS | July 31, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.00% | 7,376 NS | July 31, 2026 | N-PORT |
| ITOT · iShares Trust | 0.00% | 33,569 SH | Sept. 11, 2026 | Daily |
| IWV · iShares Trust | 0.00% | 5,753 SH | Sept. 11, 2026 | Daily |
| DFSU · Dimensional ETF Trust | 0.00% | 540 NS | July 31, 2026 | N-PORT |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 715,285 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 1,989 SH | Aug. 19, 2026 | Daily |
| IWN · iShares Trust | · | 203,902 SH | Sept. 11, 2026 | Daily |
| SVAL · iShares Trust | · | 18,461 SH | Sept. 3, 2026 | Daily |
MPB Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 7 analysts
BUY
Median target
$41.00
+12.6%
2 28.6%
Strong Buy
4 57.1%
Buy
1 14.3%
Hold
0 0.0%
Sell
0 0.0%
Strong Sell
12-Month Price Target
3 analysts · 2026-09-29Mean target $40.33 +10.8%
← Below all targets
Current price $36.40
Low$39.00
Mean$40.33
High$41.00
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| MPB | $715M | 12.2 | 26.1% | 24.9% | 7.1% | · |
| CAC | $734M | 11.3 | 17.0% | 156.1% | 9.7% | · |
| TRST | $745M | 12.7 | 9.4% | 32.5% | 8.9% | · |
| CPF | $822M | 10.9 | 33.8% | 149.5% | 13.3% | · |
| HAFC | $808M | 10.8 | 15.3% | 28.2% | 9.8% | · |
| SBSI | · | 13.3 | -8.1% | 29.2% | 8.4% | · |
| NBBK | $907M | 14.8 | 23.0% | 23.5% | 6.3% | · |
| FMNB | · | 9.2 | 3.9% | · | · | · |
| FCBC | $618M | 12.7 | 0.99% | 29.1% | 9.7% | · |
| SMBK | $630M | 12.4 | 16.9% | 25.1% | 9.7% | · |
Trading Signals Recent buy/sell signals with entry price and risk/reward ratio
No open signal right now — no card is filled, and that's honest.
My Metrics Your personal watchlist — selected rows from Full Fundamentals
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Source: SEC 10-Q filed Aug 6, 2026