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FLD NASDAQ US

Fold Holdings, Inc. - Class A Common Stock

Financial Services · Financial Services Website · IPO Dec 2021
$1.25
▼ $-0.03 (-2.34%)
Vol 47K
2
Quality Score
fail
Mkt Cap
$126.1M
ROE
-48.0%
D/E
86.32
Beta
0.16
52W
$3–$14

Wall Street Consensus

7 analysts · Apr 2026
1
Strong Buy
5
Buy
1
Hold
0
Sell
0
Strong Sell
85.7%
Buy Rating

Price Chart

Earnings

Beat rate: 50.0%
Next Report May 11, 2026
EPS Estimate: $-0.15
Quarter EPS Est EPS Act Surprise
Mar 2026 $-0.15
Dec 2025 $-0.14 $-0.77 $-0.63
Sep 2025 $-0.13 $0.01 +$0.14
Jun 2025 $-0.10 $0.28 +$0.38

Quarterly Revenue & Earnings

Quarter 2024-0… 2024-1… 2025-0… 2025-0… 2025-0…
Revenue $5.2M -$15.3M $7.1M $8.2M $7.4M
Net Income -$62.3M $63.7M -$48.9M $13.4M $554K

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) -59.2% -4.2% -4.2% -4.2% -4.2% -48.0%
P/E (TTM)
Net Margin 159.0%
Gross Margin
D/E Ratio 89.89 14.88 14.88 14.88 14.88 86.32
Current Ratio 1.62 0.10 0.10 0.10 0.10 1.46

Key Ratios

ROA (TTM)
-25.0%
EPS (TTM)
$-1.71
52W High
$14.00
52W Low
$2.50
$2.50 52-Week Range $14.00

Financial Health

Free Cash Flow
-$2.7M
Net Debt
$75.7M
Cash
$6.7M
Total Debt
$82.4M
As of Sep 30, 2025

How does FLD compare to Financial Services peers?

Peer group: Micro-cap Financial Services (All) · 234 companies

FLD valuation vs Financial Services peers

P/E ratio
0% below peers (11.6)
vs Peers
vs Industry
Overvalued
P/S ratio
0% below peers (3.0)
vs Peers
vs Industry
Overvalued
P/B ratio
0% below peers (1.3)
vs Peers
vs Industry
Overvalued
Div yield
0% below peers (6.0%)
vs Peers
vs Industry
In line

FLD profitability vs Financial Services peers

ROE
-48.0%
671% below peers (8.4%)
vs Peers
vs Industry
Weak
Net margin
0% below peers (9.0%)
vs Peers
vs Industry
Top tier
Gross margin
0% below peers (54.9%)
vs Peers
vs Industry
Top tier
ROA
-25.0%
1285% below peers (2.1%)
vs Peers
vs Industry
Weak

FLD financial health vs Financial Services peers

D/E ratio
86.3
0% above peers (86.3)
vs Peers
vs Industry
In line
Current ratio
1.5
20% above peers (1.2)
vs Peers
vs Industry
Below avg
Beta
0.2
81% below peers (0.9)
vs Peers
vs Industry
More volatile

FLD fundamentals radar

FLD Peer median Industry

FLD profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

FLD vs peers: key metrics

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