$150.14
▲ +$0.88
(+0.59%)
Vol 5K
Mkt Cap
$1.9B
P/E
6.5
ROE
38.0%
Margin
33.2%
Beta
1.16
Div Yield
1.03%
52W
$135–$211
Wall Street Consensus
8 analysts · Apr 20262
Strong Buy
4
Buy
2
Hold
0
Sell
0
Strong Sell
75.0%
Buy Rating
Price Chart
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Earnings
Beat rate: 100.0%
Next Report
May 13, 2026
EPS Estimate: $5.18
| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Mar 2026 | $5.18 | — | — |
| Dec 2025 | $4.85 | $8.25 | +$3.40 |
| Sep 2025 | $2.42 | $5.19 | +$2.77 |
| Jun 2025 | $4.59 | $5.09 | +$0.50 |
Quarterly Revenue & Earnings
| Quarter | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|
| Revenue | $161.4M | $217.1M | $222.0M | $216.4M | $246.4M |
| Net Income | $2.6M | $69.7M | $66.2M | $65.5M | $97.7M |
Key Ratios
ROA (TTM)
12.5%
P/S (TTM)
2.15
P/B
2.4
EPS (TTM)
$23.21
CF/Share
$5.79
Rev Growth 3Y
+21.7%
52W High
$210.50
52W Low
$134.60
$134.60
52-Week Range
$210.50
Financial Health
Free Cash Flow
$110.2M
Net Debt
-$1.1B
Cash
$1.2B
Total Debt
$67.9M
As of Dec 31, 2025
How does HCI compare to Insurance peers?
Peer group: Peers · Insurance (Peers) · 10 companies
HCI valuation vs Insurance peers
P/E ratio
6.5
▼
54%
below
peers
(14.0)
vs Peers
vs Industry
Undervalued
P/S ratio
2.2
▲
75%
above
peers
(1.2)
vs Peers
vs Industry
Overvalued
P/B ratio
2.4
▼
0%
below
peers
(2.4)
vs Peers
vs Industry
Fair value
Div yield
1.0%
▼
57%
below
peers
(2.4%)
vs Peers
vs Industry
Low yield
HCI profitability vs Insurance peers
ROE
38.0%
▲
276%
above
peers
(10.1%)
vs Peers
vs Industry
Top tier
Net margin
33.2%
▲
277%
above
peers
(8.8%)
vs Peers
vs Industry
Top tier
Gross margin
—
▼
0%
below
peers
(38.0%)
vs Peers
vs Industry
Weak
ROA
12.5%
▲
237%
above
peers
(3.7%)
vs Peers
vs Industry
Top tier
HCI financial health vs Insurance peers
D/E ratio
—
▼
0%
below
peers
(8.1)
vs Peers
vs Industry
In line
Current ratio
0.1
▼
94%
below
peers
(1.0)
vs Peers
vs Industry
Low liquidity
Beta
1.2
▲
43%
above
peers
(0.8)
vs Peers
vs Industry
More volatile
HCI fundamentals radar
HCI
Peer median
Industry
HCI profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
HCI vs peers: key metrics
Insider Activity
NeutralBuys
0
Sells
0
PATEL PARESH
Chief Executive Officer · Feb 23
conversion of exercise of derivative security
20000 shs
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As of Dec 31, 2025
Dividends
$1.60
/ year
Feb 20, 2026
$0.4000
Nov 21, 2025
$0.4000
Aug 15, 2025
$0.4000
May 16, 2025
$0.4000
Feb 21, 2025
$0.4000
Nov 15, 2024
$0.4000
Aug 16, 2024
$0.4000
May 16, 2024
$0.4000