your badges 52W Range $12–$25 17% of range Analyst Rating BUY 7 analysts Price Target $26 +81% upside P/E 14.5 ROE 61.4% Net Profit Margin 39.1%

XZO Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

03
Price $14.40
Market Cap (MRQ) $1.30B
P/E (TTM) 14.5
EPS (TTM) $0.99
Revenue (TTM) $222M
ROE 61.4%
52W Range $12–$25

XZO Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

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10-Year Performance Revenue, net income, margins and EPS trends

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Revenue$217M
2023-12-31 → 2025-12-31
EPS$0.99
2023-12-31 → 2025-12-31
Free Cash Flow$97M
2025-12-31 → 2025-12-31
Net margin39.1%
2025-12-31 → 2025-12-31
Valuation & Ratios 07–12

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric 5Y trend XZO 5Y avg Peer Median Verdict
P/E (TTM) 14.5 · · ·
P/S (TTM) 5.9 · · ·
P/B (MRQ) 4.5 · · ·
Price / FCF (TTM) 15.9 · · ·
Price / Cash Flow (TTM) 15.5 · · ·
Price / Tangible Book 5.2 · · ·

Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.

value · ≈ 5Y avg · industry median · verdict relative to median

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

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Avg Surprise 18.1%
PeriodReportEPS ActualEPS EstSurprise
June 30, 2026 $0.26 $0.24 7.3%
March 31, 2026 $0.22 $0.21 5.2%
Dec. 31, 2025 $0.25 $0.18 42.0%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

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Income Statement 15
Metric Trend 20252024
Revenue $217M$134M
Cost of Revenue $86M$81M
Gross Profit $131M$53M
R&D Expense $9M$7M
SG&A Expense $16M$8M
Operating Expenses $25M$15M
Operating Income $106M$38M
Pretax Income $110M$35M
Income Tax $28M$9M
Net Income $83M$45M
EPS (Basic) $0.99$0.44
EPS (Diluted) $0.99$0.44
Shares (Basic) 80,171,00077,494,000
Shares (Diluted) 80,171,00077,494,000
EBITDA $108M·
Balance Sheet 23
Metric Trend 20252024
Cash & Equivalents $305M$55M
Receivables $3M$0
Prepaid Expense $1M$609.0K
Other Current Assets $43.0K$42.0K
Current Assets $326M$67M
PP&E (Net) $11M$11M
PP&E (Gross) $25M$22M
Accum. Depreciation $14M$11M
Other Non-current Assets $274.0K·
Total Assets $348M$89M
Accounts Payable $3M$2M
Current Liabilities $84M$56M
Capital Leases $5M$6M
Deferred Tax $0$2M
Other Non-current Liabilities $790.0K·
Total Liabilities $94M$74M
Common Stock $91.0K$83.0K
Paid-in Capital $229M$73M
Retained Earnings $25M$-57M
AOCI $0$0
Stockholders' Equity $254M$16M
Liabilities + Equity $348M$89M
Shares Outstanding 90,926,72082,810,089
Cash Flow 13
Metric Trend 20252024
D&A $2M$2M
Stock-based Comp $3M$3M
Deferred Tax $-5M$2M
Other Non-cash $18M·
Operating Cash Flow $100M$49M
CapEx $3M$3M
Net Debt Issued $0·
Stock Repurchased $1M$481.0K
Net Stock Activity $-1M·
Financing Cash Flow $154M$-6M
Net Change in Cash $251M$-7M
Taxes Paid $32M$14M
Free Cash Flow $97M·
Profitability 8
Metric Trend 20252024
Gross Margin 60.4%·
Operating Margin 48.9%·
Net Margin 38.1%·
Pretax Margin 50.8%·
EBITDA Margin 50.0%·
ROA 37.9%·
ROE 61.4%·
ROIC 31.3%·
Liquidity & Solvency 2
Metric Trend 20252024
Current Ratio 3.9·
Quick Ratio 3.7·
Efficiency 2
Metric Trend 20252024
Asset Turnover 1.0·
Receivables Turnover 149.3·
Per Share 5
Metric Trend 20252024
Book Value / Share $2.80·
Revenue / Share $2.71·
Cash Flow / Share $1.25·
Cash / Share $3.36·
EPS (TTM) $0.99·
Growth Rates 3
Metric Trend 20252024
Revenue YoY 62.0%51.6%
EPS YoY 125.0%193.3%
Net Income YoY 82.6%111.2%
Valuation (TTM) 10
Metric Trend 20252024
Revenue TTM $217M·
Net Income TTM $83M·
Market Cap $2.20B·
P/E 24.5·
P/S 10.2·
P/B 8.7·
P / Tangible Book 8.7·
P / Cash Flow 22.0·
P / FCF 22.6·
Earnings Yield 4.1%·

Most recent period on the left · null values shown as ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

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Metric 2025-12-312024-12-312023-12-31
Revenue $217M $134M $88M
Gross Margin % 60.4% · ·
Operating Margin % 48.9% · ·
Net Income $83M $45M $21M
Diluted EPS $0.99 $0.44 $0.15

Institutional owners (13F) 84 filers · $104.4M total · As of June 30, 2026

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Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Holders 84
Value held $104.4M
New positions 31
Exited positions 11
Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
31 (-7 vs prior Q) 11 (-2 vs prior Q) 26 (+11 vs prior Q) 22 (+11 vs prior Q) -1.6M

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
JANUS HENDERSON GROUP PLC $10,317,470 703,304 9.88% Shares
AMERICAN CENTURY COMPANIES INC $10,169,742 602,830 9.74% Shares
GOLDMAN SACHS GROUP INC $9,638,421 571,335 9.23% Shares
JENNISON ASSOCIATES LLC $9,593,631 568,680 9.19% Shares
Whetstone Capital Advisors, LLC $9,135,847 541,544 8.75% Shares
BlackRock, Inc. $7,724,452 457,881 7.40% Shares
ESSEX INVESTMENT MANAGEMENT CO LLC $4,533,036 268,704 4.34% Shares
FJ Capital Management LLC $3,775,304 223,788 3.62% Shares
CITADEL ADVISORS LLC $2,913,449 172,700 2.79% Shares
STATE STREET CORP $2,530,551 150,003 2.42% Shares
Nuveen, LLC $2,447,533 145,082 2.34% Shares
JACOBS LEVY EQUITY MANAGEMENT, INC $2,360,299 139,911 2.26% Shares
TWO SIGMA INVESTMENTS, LP $2,044,914 121,216 1.96% Shares
Ionic Capital Management LLC $1,958,219 116,077 1.88% Shares
GEODE CAPITAL MANAGEMENT, LLC $1,841,529 109,160 1.76% Shares
VICTORY CAPITAL MANAGEMENT INC $1,762,544 104,478 1.69% Shares
Atom Investors LP $1,654,238 98,058 1.58% Shares
Alden Global Capital LLC $1,653,344 98,005 1.58% Shares
RENAISSANCE TECHNOLOGIES LLC $1,212,582 71,878 1.16% Shares
Boston Partners $1,147,130 67,998 1.10% Shares
BNP PARIBAS FINANCIAL MARKETS $1,145,473 67,900 1.10% Shares
FEDERATED HERMES, INC. $1,096,550 65,000 1.05% Shares
Trexquant Investment LP $1,069,204 63,379 1.02% Shares
VANGUARD PORTFOLIO MANAGEMENT LLC $957,676 56,768 0.92% Shares
Balyasny Asset Management L.P. $871,133 51,638 0.83% Shares
NORTHERN TRUST CORP $830,459 49,227 0.80% Shares
TUDOR INVESTMENT CORP ET AL $829,144 49,149 0.79% Shares
STRS OHIO $784,455 46,500 0.75% Shares
SEI INVESTMENTS CO $759,437 45,017 0.73% Shares
MARSHALL WACE, LLP $689,510 40,872 0.66% Shares
Sidoxia Capital Management, LLC $646,442 38,319 0.62% Shares
State of Wyoming $539,638 31,988 0.52% Shares
MORGAN STANLEY $466,185 27,634 0.45% Shares
PARSONS CAPITAL MANAGEMENT INC/RI $421,750 25,000 0.40% Shares
Creative Planning $386,407 22,905 0.37% Shares
AQR CAPITAL MANAGEMENT LLC $371,006 21,992 0.36% Shares
BANK OF AMERICA CORP /DE/ $366,079 21,700 0.35% Shares
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $333,064 19,743 0.32% Shares
Qube Research & Technologies Ltd $308,873 18,309 0.30% Shares
Cornerstone Investment Partners, LLC $303,002 17,961 0.29% Shares
JANE STREET GROUP, LLC $288,224 17,085 0.28% Shares
Bank of New York Mellon Corp $287,195 17,024 0.28% Shares
Engineers Gate Manager LP $271,658 16,103 0.26% Shares
XTX Topco Ltd $205,122 12,159 0.20% Shares
Russell Investments Group, Ltd. $201,949 11,971 0.19% Shares
CAPTRUST FINANCIAL ADVISORS $199,758 11,841 0.19% Shares
D. E. Shaw & Co., Inc. $171,568 10,170 0.16% Shares
Centiva Capital, LP $168,987 10,017 0.16% Shares
DEUTSCHE BANK AG\ $139,009 8,240 0.13% Shares
VANGUARD FIDUCIARY TRUST CO $130,540 7,738 0.13% Shares

Show all 84 institutional owners →

Company insiders 8 insiders · 4 officers · 6 directors

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Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
Paresh Patel Chief Executive Officer May 27, 2026 P 1,672,013 58 0 $2,530,606
Suela Bulku Chief Financial Officer Dec. 18, 2025 P 314,874 2 0 $217,192
Kevin Andrew Mitchell President Dec. 18, 2025 P 715,135 2 0 $265,946
Brook Armstrong Baker General Counsel Dec. 18, 2025 P 248,026 2 0 $217,192
James J Macchiarola Director March 23, 2026 P 140,000 2 0 $480,480
Robert A. Lopes Jr. Director March 9, 2026 P 127,335 2 0 $248,375
Irene Hurst Director Nov. 6, 2025 P 109,500 1 0 $42,000
Loreen M Spencer Director Nov. 6, 2025 P 110,000 1 0 $84,000

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

ETF ownership Held by 10 ETFs

20

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
OMFS · Invesco Exchange-Traded Self-Indexe… 0.02% 4,552 SH Oct. 2, 2026 Daily
VTWG · VANGUARD SCOTTSDALE FUNDS 0.01% 8,903 SH Aug. 19, 2026 Daily
IWO · iShares Trust 0.01% 77,229 SH Sept. 11, 2026 Daily
ISCG · iShares Trust 0.01% 4,810 SH Sept. 9, 2026 Daily
IWM · iShares Trust 0.00% 210,455 SH Sept. 11, 2026 Daily
RSSL · Global X Funds 0.00% 3,928 NS July 31, 2026 N-PORT
TILT · FlexShares Trust 0.00% 4,108 NS July 31, 2026 N-PORT
VTWO · VANGUARD SCOTTSDALE FUNDS 0.00% 47,039 SH Aug. 19, 2026 Daily
VTHR · VANGUARD SCOTTSDALE FUNDS 0.00% 826 SH Aug. 19, 2026 Daily
ISCB · iShares Trust · 682 SH Sept. 11, 2026 Daily

XZO Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

21
rating · 7 analysts BUY
Median target $26.00 +80.6%
2 28.6% Strong Buy
4 57.1% Buy
1 14.3% Hold
0 0.0% Sell
0 0.0% Strong Sell

12-Month Price Target

2 analysts · 2026-10-03

Mean target $26.00 +80.6%

← Below all targets Current price $14.40
Low$25.00 Mean$26.00 High$27.00

Peer comparison (GICS sub-industry) Key metrics vs sector peers

22

FY basis, prices as of each company's last fiscal year-end close.

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
XZO $2.20B 24.5 62.0% 38.1% 61.4% 60.4%
SKWD $2.07B 12.6 23.2% 12.0% 18.9% ·
HCI $2.49B 8.4 20.1% 33.2% 40.0% ·
STC $2.12B 17.3 17.3% 4.0% 7.6% ·
SAFT · 11.6 12.8% 7.8% 11.2% ·
KMPR · · · · · ·
UFCS $928M 8.1 10.6% 8.5% 13.7% ·
ASIC $1.01B 13.3 23.4% 17.4% 14.6% ·
UVE $947M 5.3 5.5% 11.4% 36.3% ·
BOW $936M 17.9 29.6% 9.8% 13.1% ·
TRUP $1.62B 83.0 11.9% · · ·

Latest News Recent headlines mentioning this company

23
Exzeo Group, Inc. (XZO): 10 Best Insurance Stocks to Buy Following Q1 Earnings Yahoo Finance · 3 months, 2 weeks ago

My Metrics Your personal watchlist — selected rows from Full Fundamentals

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Source: SEC 10-Q filed Aug 7, 2026